CN1099817C - 用于在移动台中使用应用装置的方法,移动台,和用于实行付款的系统 - Google Patents

用于在移动台中使用应用装置的方法,移动台,和用于实行付款的系统 Download PDF

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CN1099817C
CN1099817C CN96191948A CN96191948A CN1099817C CN 1099817 C CN1099817 C CN 1099817C CN 96191948 A CN96191948 A CN 96191948A CN 96191948 A CN96191948 A CN 96191948A CN 1099817 C CN1099817 C CN 1099817C
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application apparatus
control unit
main control
mode
user
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CN1174648A (zh
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P·黑诺仁
M·特尔侯
M·马尔蒂拉
M·老蒂奥拉
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Nokia Technologies Oy
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Abstract

本发明涉及用于使用在移动台(1)中的应用装置(18)的方法。应用项具有第一工作模式和第二工作模式,其中第一工作模式是被动的,及在第二工作模式时应用项控制移动台的主控制单元。本发明也涉及用于进行付款的系统,它包括至少一个具有应用装置(18)的移动台(1),用于使用应用装置(18)的装置,以及用于数据传送的第一装置(IR,20,RF),以进行本地数据传送。该系统还包括至少一台现金出纳机(21)等,它具有用于数据传送的第二装置(IR2),以及应用装置(18)包括在用于数据传送的第一装置(IR)和用于数据传送的第二装置(IR2)之间传送数据的装置。

Description

用于在移动台中使用应用装置的方法, 移动台,和用于实行付款的系统
技术领域
本发明涉及用于使用在移动台中的应用装置的方法,移动台(也被称为移动无线通信单元),以及用于实行付款的系统。
背景技术
在现有的移动电话技术中,控制卡包括用户识别单元,例如在基于GSM(全球移动通信系统)标准的系统中所使用的SIM(用户身份模块)。SIM包括控制单元CPU(中央处理单元),程序存储器ROM(只读存储器),适合于长期贮存的数据存储器EEPROM(电可擦可编程只读存储器)和适合于在使用RAM(随机存取存储器)期间保存数据的操作存储器。为使用移动电话,通常当移动电话被接通时,必须给出保存在SIM上的PIN号码(个人识别号码)。其它的用户特定的信息,例如电话号码消息等也可存储在SIM的数据存储器中。
现在也有带有用于连接外部数据处理单元(例如手提式计算机)的数据连接器的移动电话。这样,移动电话可被用作为用于通过无线通信网在手提式计算机和某些其它数据处理设备之间进行数据传送的装置。由此,有可能建立,例如,到用户所属银行的连接,用于查验收支情况和实行付款。然而,这样一种安排并不是很实际的,因为需要在计算机和移动电话之间的单独的缆。另外,计算机必须是可供使用来建立,例如,银行连接。
还知道有所谓的智能卡或支付卡那样的无线系统,所述的卡大多数被用于支付应用,例如在公共汽车和公用电话中进行付款。像这样的智能卡通常包括中央处理单元,程序存储器和数据存储器。这些卡在使用时的内部操作是按照程序存储器中存储的程序代码由CPU控制的。数据存储器被用来存储有关智能卡的预期使用的信息,例如它的货币数值。为了完成付款事项,该卡也包含用于数据传送的装置,例如基于电磁感应的发射机/接收机。这种类型的智能卡的缺点在于,例如,对于不同类型的支付可能需要几张不同的卡,因而用户必须携带大量的卡。另外,当输入到卡中的货币总量花完时,人们就需要买新卡或者在提供输入业务的销售商处把新的货币总量输入到卡中。
日本专利中请JP 4 083 447给出一种移动电话,有可能藉助于一张单独的存储卡使更多的性能加到移动电话上。像这样的应用装置优选地被安排作特定使用,例如用于增加存储容量或电话号码存储。像这样的应用装置是根据这种方法:移动电话的中央处理单元读出存储在应用装置(存储卡)中的数据并以数据所需要的预定方式工作。这种方法的缺点在于,为执行不同的应用装置的操作所需要的功能必须预先被编程在中央处理单元CPU中,由此,新的应用装置的开发也就需要在中央处理单元的程序中进行改变。
国际专利申请WO91/12698给出一种移动电话,有可能藉助于一张单独的插入卡,例如智能卡,把一些性能加到移动电话上。由此,有可能限制电话的使用,例如阻止外国呼叫、长途呼叫或到服务号码的呼叫等。有关呼叫限制的信息存储在插入卡中,当用户使用它时,必须把它装入到移动电话中。因此,这种方法的主要用途是阻止使用移动电话的某些性能。
为了消除上述的缺点和提高本领域中的技术标准,发明了用于使用在移动无线通信单元(移动台)中的应用装置的新方法以及新的移动台和用于实行付款的新系统。应用装置优选地被安排作特定使用,例如作为信用卡,现金卡或支付卡。应用装置也可提供特定业务,例如公共交通时刻表或兑换率。应用装置优选地在应用模块中实施,这种应用模块的技术解决办法可以接近于上述的SIM的方法。同一个应用模块可包含一个以上的应用装置。应用模块以这样的方式被装在通常由塑料或相应材料构成的一定尺寸的模块卡上,即应用模块具有用于把来自移动台的所需要的导线引入到应用模块的应用连接器。同一个模块卡可包括几个应用模块,藉此,每个应用模块有它自己的应用模块连接器。这些应用模块连接器功能上和相应的模块卡的应用模块连接器相连接。每个模块卡被连接到安排在移动台中的模块卡连接器,在这样的安排中,所述模块卡连接器也包括应用模块连接器。
发明内容
本发明是基于这样的思路,即移动台可被补充以具有第一工作模式和第二工作模式的应用装置。在第一工作模式的应用装置并不主动地做工作,只是处于后台,是被动的。在第二工作模式时,应用装置是主动的,例如,它可控制移动台的中央处理单元。当在第二工作模式时,应用装置也可使用外围设备,它们通常是移动电话的熟知的部件,例如,显示器,键盘,状态指示器和数据端口,它们是当应用装置切换到第二工作模式时所要求的。
在本发明的方法中所使用的应用装置优选地取决于其中应用装置可切换到第二工作模式的情况,可以有三种不同类型:1)所谓的上电(power-up)型,藉此,在移动台接通电源和/或插入模块卡以后应用装置尽可能快地切换到第二工作模式,2)菜单型,其中用户可以,例如从在移动台的显示器上所显示的菜单中,选择他所想要的要启动的应用装置,以及3)自动型,其中当为应用装置规定的一定的条件满足时,应用装置就切换到第二工作模式。例如,当移动台接收到特定的SMS(短消息业务)消息时第三工作模式的应用装置可在GSM系统中变为主动的。SMS消息典型地被用来在移动台之间传送短文本消息。自动型也可从菜单中被选择。菜单可选项也可被用于这样的情形,其中几个上电型应用装置已连接到该移动台且所述应用装置之一可切换到第二工作模式。
根据本发明的一种用于在供无线通信用的移动台中使用应用装置的方法,所述移动台包括一个用于实施移动台功能的主控制单元,所述移动台还包括用于提供无线通信的无线通信装置,其特征在于,所述应用装置具有一个第一工作模式和一个第二工作模式,其中,所述第一工作模式是被动的,并且在所述第二工作模式中所述应用装置控制所述主控制单元,其中,所述移动台的主控制单元具有一个正常工作模式,在该正常工作模式期间所述主控制单元执行控制操作,以及一个应用装置工作模式,在该应用装置工作期间所述主控制单元受所述应用装置的控制,并且其中,所述主控制单元控制所述主控制单元在所述正常工作模式和所述应用装置工作模式之间的切换。
本发明的方法的特征在于,应用装置具有第一工作模式和第二工作模式,藉此,应用装置在第一工作模式时是被动的,而在第二工作模式时,应用装置控制移动台的中央单元。
根据本发明的一种具有使用一个应用装置的装置的移动台,其特征在于,所述移动台还包括:
耦合至所述应用装置的一个主控制单元,所述主控制单元通常以一个第一、主控制状态操作,用于控制所述移动台的操作,所述主控制单元可切换成以一个第二、从属状态操作;
用于将所述应用装置设置为一个第一工作模式的装置;以及
用于将所述应用装置设置为一个第二工作模式的装置;
其中,根据所述应用装置被设置为所述第二工作模式,所述主控制单元被构造成用以控制所述主控制单元从所述第一、主控制状态切换至所述第二、从属状态,并且,其中,在所述第二、从属状态下,所述主控制单元被构造成在所述应用装置的控制下进行操作。
根据本发明的一种用于操作用户终端的方法,其特征在于,所述方法包括以下步骤:
向所述用户终端提供一个控制器,所述控制器通常以一个第一、主控制状态操作,所述控制器可切换成以一个第二、从属状态操作,其中,在所述第一、主控制状态下,所述控制器作为一个主控制器操作,用于控制所述用户终端的操作;
将至少一个外部应用装置模块耦合至所述主控制单元,所述至少一个外部应用装置模块包括至少一个通常属于一个第一、被动模式的应用装置,所述至少一个应用装置是可以受控制以一个第二、主动模式工作;
启动所述至少一个应用装置,从而使所述至少一个应用装置以所述第二、主动模式操作;以及
根据所述启动步骤,将所述控制器的操作从所述第一、主控制状态切换到所述第二、从属状态,其中,在第二、从属状态下,所述控制器在所述至少一个应用装置的控制下进行操作。
根据本发明的一种控制装置,包括:
一个控制器;
一个双向耦合至所述控制器的存储器,所述存储器存储用于所述控制装置的操作程序;其特征在于,所述控制装置包括:
耦合至所述控制器的装置,用于将所述控制器耦合至一个外部用户终端的一个主控制单元,所述控制器在存储于所述存储器的操作程序的控制下进行操作,所述操作程序具有一个第一、被动模式和一个第二、主动工作模式,所述主控制单元可受控于所述主控制单元,用于根据所述操作程序从所述第一、被动模式切换到所述第二、主动工作模式而从一个第一、主控制状态切换到一个第二、从属状态,其中,在所述第一、主控制状态下,所述主控制单元控制所述用户终端的操作功能,并且在所述第二、从属状态下,所述主控制单元在所述控制器的控制下进行操作,用于控制所述外部用户终端的操作功能。
比起现有技术的解决办法,藉助于本发明可得到显著的优点。通过本发明,对于移动电话可能使用的范围可大大地增加。除了通常的电话和数据业务以外,涉及到本发明的移动台也可被用作为,例如,信用卡和/或现金卡,而代替传统的塑料卡。通过装有适当的应用模块的移动台,用户可使用他/她的信用账户(信用卡应用装置)在商店中付款或直接从他/她的银行账户(现金卡应用装置)来付款,因而不需要现金。
对于信用卡和现金卡类型的典型应用在于,以电子形式,货币被存储在中央计算机中(也称为货币服务器),在进行付款时,移动台和它进行联系。货币服务器典型地位于银行里。如果想要的话,应用装置在付款被接受以前有可能核查信用限制或银行账户的结余情形。
也有可能把钱存在移动台中的“电子钱包”或存在应用模块本身中。在这种情况下,在付款可被接受之前,优选地不必从货币服务器核查信用限制或银行账户的结余情形,即不必为进行付款而和货币服务器联系。关于有多少钱存储在“电子钱包”中的信息可从移动台的存储器或应用模块读出,当进行付款时,电子货币就由此被减去。这种类型的应用装置,其中货币被存储在移动台中或应用模块本身中,也被称为支付应用装置。
附图说明
以下将参照附图更详细地描述本发明,其中:
图1显示了按照本发明的移动台的框图,
图2显示了按照本发明在移动台的应用模块连接单元和CPU之间的应用模块总线的电气结构,
图3a显示了移动电话的控制卡,
图3b以框图的形式显示了图3a所示的移动电话的控制卡的内部结构,
图3c显示了连接有两个应用模块的模块卡,
图4a和4b以流程图的形式显示了应用装置从第一工作模式到第二工作模式的切换,
图5以简化图的形式显示了移动无线通信网中在应用装置和移动业务交换中心(MSC)之间的电话呼叫的路径,
图6显示了按照本发明的方法结合现金卡或支付卡应用装置的用法,
图7显示了按照本发明的在两个移动台之间的通信。
实施例说明
在图1所示的本发明的示例性实施例中,卡控制的移动台1包括主控制单元MCU,用户接口UI,高频部分RF,低频部分AUDIO,电源单元2,用于数据传送的第一装置IR,以及应用模块连接单元6。移动台1的工作由MCU控制,它具有事先存储的程序代码用于执行不同的操作。
用户接口UI包括从现有技术的移动电话中所熟知的部件,即显示器7,键盘8和状态指示器23。MCU在显示器7上产生各种不同的特定情形的消息、操作指令、菜单等。使用键盘8,用户可输入不同类型的信息给移动台1,例如识别号和电话号码,并从菜单上选择操作。状态指示器23优选地可被用来指明移动台1的内部工作模式。
射频部件RF是移动电话的熟知的部件,它被用来藉使用射频在无线通信网络(例如GSM网络)中,通过移动业务交换中心MSC,发送和接收呼叫和消息。
低频部分AUDIO优选地包括话筒9,耳机10和蜂鸣器11等。
移动台1的工作电源由电池12供给,它在需要时被充电。电源单元2监视电池12的充电状况和充电过程等等。当电池12的充电状况跌落到低于预定值时,电源单元2向中央单元MCU发送消息,藉此,MCU优选地藉使蜂鸣器11发出声音和/或在显示器7上显示消息来通告这一情况。
就像图3a上所显示的那样的模块卡13被连接到位于移动台1中的模块卡连接器(图上未示出)。模块卡13可包含,特别是,用于用户识别的用户身份模块(SIM)。
应用模块连接器被安装在模块卡13上的应用模块19中。
图3b以简化的流程图的形式显示了SIM的内部结构。中央处理单元CPU根据存储在程序存储器中的程序代码控制SIM的运行。各种不同的特定的用户的信息可被保存在数据存储器EEPROM中,而且此信息一直保存在存储器中,即使控制卡SIM被从应用模块连接单元6取出。应用模块连接单元6位于移动台1中,如图1和2所示。在控制卡工作期间,操作存储器RAM(图3b)可被用作为临时数据贮存器。总线适配器数据-I/O使SIM卡适合于应用模块总线14和适合于控制与数据线I/O(图2)。
其它的模块卡13也可被连接到图1的示例性实施例的应用模块连接单元6,藉此这些卡优选地被连接到它们各自的模块卡连接器上。在模块卡13上的应用模块19(图3c)可以具有和图3a和3b所示的SIM卡同样的机械的和电气的结构。从应用模块连接单元6到移动台1的中央处理单元(MCU),有应用模块总线14,通过此总线,被连接到应用模块连接单元6的应用模块19和MCU进行通信。例如从调制解调器得知的AT命令可被用来传送数据和命令。例如,在Petri Heinonen的科学硕士论文,“结合GSM移动设备使用的标准AT命令的建议”,1994,Tampere理工大学,更详细地描述了AT命令。
除了应用模块总线14外,有来自应用模块连接单元6的每个应用模块连接器15,16,17的单独的控制和数据线I/O,I/O′,I/O″(图2)。因此有可能在控制和数据线中使用基于标准系列ISO 7816的结构。标准系列ISO 7816包括电压电平和时序图,藉此,应用模块19(图3c)被连接到控制和数据线I/O,I/O′,I/O″。
对于每个应用模块19,应用模块连接单元6有一个连接器,应用模块总线14通过此连接器被引到应用模块19。
一个以上的应用模块19可被连接到同一个模块卡13,如图3c所示。例如,在模块卡13上的第二应用模块19′可以是SIM模块。
移动台1也包括数据传送的第一装置,例如红外线IR发射机/接收机。IR数据传送的第一装置可被用来在移动台1和现金出纳机(付款终端)21之间或例如在两个不同的移动台1(图7)之间,以相当短的距离传送数据。
数据传送的第一装置IR也可包括数据连接器20,它可被用来把计算机连接到移动台1(图1)。
图4a和4b显示应用装置18如何被激活和去激活,以及应用装置18如何从第一工作模式被切换到第二工作模式或者反过来。在本专利申请中,第一工作模式是指应项用并不主动做任何工作的模式,只是通过在第二工作模式的应用装置或通过MCU得到指令。第二工作模式是指控制模式,藉此,在第二工作模式的应用装置可控制移动台1的各个不同单元的工作,包括中央单元MCU的工作,并发送消息给其它应用装置。
MCU也可以有两种不同的工作模式:1)通常模式和2)应用模式。在通常模式,中央单元MCU就像在已知的移动电话中那样地工作,控制移动台的工作。在应用模式,MCU可由正处在第二工作模式的应用装置18(图3c)控制。即使在应用模式,中央单元MCU仍可以读键盘8,并且如果所述应用装置18需要键盘输入的信息,就把键盘输入的信息发送给处在第二工作模式的应用装置18。
在图4a所示的实例中,程序从打开(100)移动台1起始,其后移动台1的MCU把第一应用模块连接器15的控制和数据线I/O(图1和2)设置为复位状态(方框101)。如果应用模块19(图3c)已被连接到第一应用模块连接器15,以及所述模块19向MCU发送可接受的ISO 7816回答(方框102),MCU把第一应用模块连接器15的控制和数据线I/O设置为允许状态(方框103)。在方框104,MCU对是否所有的应用模块连接器15,16,17都已被检验过作出结论。
如果全部应用模块连接器15,16,17还没有都检验完,程序返回到方框101,在其中检验下一个应用模块连接器16,17。如果在方框102MCU未得到回答,或如果应答是不能接受的,则程序进到方框105,在其中MCU作出结论:基于ISO 7816的应用模块19没有装到应用模块连接器15,16,17上。
当全部应用模块连接器15,16,17都已被检验过时,程序进到方框106,在其中执行用户识别,这是例如对于GSM网来说熟知的操作。如果用户识别失败,就停止移动台1的上电程序(方框107)。通常,用户有三次机会来给出他/她自己的个人识别号。如果在第三次没有正确给出识别号,那么用户必须给出一个更长的识别代码,此后用户再有三次机会来正确给出他/她自己的个人识别号。如果在这三次额外的机会的任何一次机会,用户都未给出正确的识别号,那么用户必须再次给出较长的和较短的识别代码。如果在允许次数的尝试以后仍未正确给出识别号,那么控制卡破坏掉在其中所包含的信息,藉此,控制卡SIM永久性地被禁用。
当个人识别号被成功地给出时,MCU转到方框108,在其中MCU询问包含在被连接到第一应用模块连接器15的应用模块19中的应用装置18的信息。如果应用模块19包含应用装置18,那么MCU读出应用装置18的信息(方框109)并把它们保存在其存储器中(方框110)。如果被检验的应用模块19并没有应用装置18,或连接器中没有应用模块,那么MCU把此信息保存在其存储器中(方框111)。在方框112,MCU对是否全部应用模块都已被检验作出结论。如果还有未被检验的应用模块19,那么程序返回到方框108,它询问包含在下一个应用模块19中的应用装置18的信息。
当MCU检验了全部应用模块19时,在方框112之后程序进到方框113,在其中MCU在移动台1的显示器7上输出菜单,用户可从菜单上选择要被切换到第二工作模式的应用装置18来控制MCU。如果用户选择应用装置18,那么MCU询问应用装置18需要哪个用户接口UI的部件,例如显示器7,键盘8和/或状态指示器23。如果MCU没有从所选择的应用装置18得到能接受的回答,那么程序返回到方框113。而如果MCU从所选择的应用装置18得到了能接受的回答,那么MCU切换到应用模式,即要被所选择的应用装置18控制(方框115)。
如果用户没有选择应用装置18(方框113),那么MCU切换到通常模式(方框116),在其中,没有应用装置18控制MCU,而所有的应用装置18都处在第一工作模式。
在通常模式,在方框117,MCU可把菜单输出在移动台1的显示器7上,此菜单包含在应用模块19中可供使用的应用装置18。从该菜单上,用户可选择要被切换到第二工作模式的应用装置(方框118)。如果模块卡13被从模块卡连接器上拆下,那么在被拆下的模块卡13上的全部应用装置18将从移动台1的菜单上去除(方框128)。
在方框118,描述了MCU询问包含在所选择的应用模块19中的应用装置18的情形。如果MCU从应用模块19得到能接受的回答,那么MCU略去上电型应用装置18,而保存其它应用装置的信息(方框119)。如果MCU没有从应用装置18得到能接受的回答,那么将不加上新的应用装置18(方框120)。
如果在方框116,MCU处在通常工作模式,且用户从菜单上选择应用装置18,或自动型应用装置18通知MCU:它正在切换到第二工作模式,那么MCU将询问,切换到第二工作模式的应用装置18将需要移动台1的用户接口UI的哪些单元(方框121)。如果MCU没有从应用装置18得到能接受的回答,那么MCU的操作将转到方框117。如果应用装置18给予MCU一个能接受的回答,那么MCU将切换到应用模式(方框115)。
当MCU处在应用模式(方框115),以及自动型的应用装置18要切换到第二工作模式的先决条件得以满足时,这时处在第二工作模式的应用装置18被询问:自动型的应用装置是否能切换到第二工作模式(方框122)。如果不允许切换,则程序返回到方框115。如果能切换,则MCU询问自动型应用装置18:它需要移动台1的用户接口UI的哪些单元(方框123)。如果回答是不能接受的,那么MCU的运行再次返回到方框115。当回答是能接受的时,自动型应用装置18切换到第二工作模式以控制MCU的运行,同时,曾处在第二工作模式的应用装置18切换到第一工作模式。
如果包含有应用模块19的模块卡13从模块卡连接器上被取下,其应用模块19的应用装置18处在第一工作模式,那么所述应用装置18将从菜单上被去除。
如果新的模块卡13被加到移动台1,那么在方框125,模块卡13中的应用模块19的应用装置18的识别参数被查询。如果应用模块19发送识别符给MCU,那么在方框126,MCU拒绝上电型应用装置18,并保存包含在应用模块19中的其它应用装置18。如果从应用模块19没有接收到能接受的回答,那么将不加上应用模块的信息(方框127)。
如果模块卡13被从模块卡连接器上取下,且所述的卡13包含处在第二工作模式的上电型或自动型应用装置18,那么移动台1被关闭。否则,MCU返回到通常模式(方框116)。正处在第二工作模式的菜单型或自动型的应用装置18也可自动返回到第一工作模式或被用户人工地返回到第一工作模式(129)。
下面将在大体上描述在代表本发明实施例的移动台1中的现金卡或其它支付卡应用装置的操作(图6)。
移动台1具有控制卡SIM和连接到此卡的应用模块19,所述模块19包含一应用装置18(图6上未示出),在这个例子中是一现金卡应用装置。应用装置18至少有一个相应于用户银行账户的账户,藉此,用户可从在应用装置18中的账户进行付款。优选地,当应用装置18已进入使用时,结余信息(例如利用GSM网的通常的数据信道或作为SMS消息)被从银行账户中读出,并被存到数据存储器EEPROM中,它是应用模块19的一部分并且被应用装置18使用。
由于付款,应用装置18相应地减少了应用装置18中的账户的结余。对于用户银行账户,应用装置18中的支付事项等的更新可优选地自动地由应用装置18控制(例如在一定时间,和/或如同由用户从移动台1的菜单上选择那样,和/或有关付款方面)进行。当银行账户被更新时,应用装置18引导MCU为通过移动业务交换中心MSC及更经常地通过某些专用有线网把数据传送到银行的计算机22而建立连接。建立连接可藉首先向用户请求电话号码或藉使用存储在应用装置存储器中的号码来进行,后者可使程序更简单。优选地,如果SMS消息被用来更新结余信息,那么通常的语音/数据信道对其它活动来说,是空闲的。
在移动台1中,用户可以同时拥有许多不同的账户,例如银行账户,信用卡账户和/或现金账户,它们可以是在不同的应用装置18,甚至是在不同的应用模块19中。这样方法的优点,特别是在于,用户可在账户之间转移金钱,例如从信用卡账户转移到银行账户或现金账户。
应用装置18可以,例如在移动台1已被接通电源以后,进入使用,如图4a和4b的流程图所示。MCU把消息输出在显示器7上,用于输入识别号。用户输入他/她自己的识别号,它可由MCU读出并送到SIM卡。在SIM中的中央处理单元CPU藉比较所输入的识别号和先前存入的识别号来检验输入的识别号,并且通知MCU所给出的识别号是否正确。如果识别号不正确,则MCU可要求用户再次给出。
如果所给出的识别号是正确的,那么MCU按照上述的步骤运行。因为在此实施例中,在其它连接器16,17中没有其它应用模块19,MCU把菜单输出在显示器7上,用户可从菜单中选择应用模块19的其应用装置是现金卡应用的应用装置18,此后应用装置18切换到第二工作模式,且MCU切换到应用模式。
普通的电话呼叫可以用移动台1来进行。移动台1的所有其它功能也是可供使用的。基本的不同是,当用户从键盘8输入电话号码时,MCU把按键信息发送给处在第二工作模式的应用装置,它引导MCU建立连接。
如果用户需要询问他/她的银行账户的结余情况,则他/她将首先利用键盘8选择菜单功能,藉此,MCU把按键信息发送给应用装置18。应用装置18引导MCU把菜单输出在显示器7上,用户通过它可选择结余询问。在用户从菜单中选择了结余询问以后,MCU把按键信息发送给应用装置18,应用装置18检验此情况,并把消息送到MCU,然后MCU把文本输出在显示器7上,告诉用户:移动台1正在进行结余询问。接着,应用装置重新得到保存在应用模块的数据存储器EEPROM中的结余,并形成一条消息,藉此MCU把结余输出在显示器7上。
下面是使用AT命令完成上述结余询问的实例:
事件码:    +CKEV:91,1                              (选择菜单)
AT命令:    AT+CDIS=“NOKSET”,“View∧”,“menu∨”,””,””,“Quit”
                                                      (更新显示)
AT命令:    AT+CIND=,,,,11,11                   (更新指示符)
事件码:    +CKEV:91,0
事件码:    +CKEV:49,1                              (选择菜单第1号…)
AT命令:    AT+CIND=,,,,11,1
事件码:    +CKEV:49,0
事件码:    +CKEV:53,1                              (……第15号)
AT命令:    AT+CIND=,,,,1,5
事件码:    +CKEV:53,0
AT命令:    AT+CDIS=“NOKSET”,“Amount of”,“balance”,””,“OK”,“Quit”
                                                      (显示菜单15)
AT命令:    AT+CIND=,,,,0,0
事件码:    +CKEV:91,1                              (选择“OK”)
AT命令:    AT+CDIS=“NOKSET”,“Requesting”,””,””,””,“Quit”
事件码:    +CKEV:91,0
AT命令:    AT+CMGS=“12345678”Request amount of balance message∧Z
                                         (发送短消息)
事件码:    +CMT TEXT:“12345678″,12  (接收结果)
                         125232,69mk
            0,0,0,,94102610100058,8,
AT命令:AT+CDIS=“NOKSET”,“You have”,“125232,69 mk”,””,””,“Quit”
                                         (显示结果)
在前面的例子中,结余查询是由移动台中的应用模块的存储器完成的。这些基于账户的应用装置的特征是在移动台和银行之间的数据转移的需要。如果该数据转移由于某种原因而失败,那么可能必须进行结余查询,或“人工地”从银行进行更新。如果用户选择直接的结余查询(例如利用菜单选择),那么移动台就向银行发送结余查询(例如,利用短消息业务SMS,如果有的话)。在该消息中,包含有来自应用模块的存储器的、在应用装置中的账户的当前结余。因此,当银行返回更新的结余情况时,优选地同时考虑了在应用模块中的账户和银行账户中的变化。
从账户中付款可很容易地藉助于从移动台1的键盘8上输入适当的信息来进行。
下面是对本发明的一个示例性实施例的描述,其中,应用装置18是现金应用装置,通过它可以,例如在商店或公共汽车上,进行付款。
应用装置18如前面的例子所示那样来进行识别。当应用装置18切换到第二工作模式时,用户可建立移动台1和银行的计算机的连接,并把钱从他/她的账户转移到现金应用装置上。实际上,转移是电子地进行的,藉此,现金卡上的结余增加,而银行账户的结余减少。用户用移动台1完成了从付款应用装置的银行账户到现金应用装置的内部银行的转移,或反过来进行。内部银行转移要求:关于转移的信息必须被更新送到银行的计算机22。
为进行付款,用户输入某个代码,藉此,他/她通知应用装置18:他/她想要付款购物。此后,应用装置通过MCU建立到用于数据传送的第一装置IR(例如一个IR发射机/接收机等)的连接。数据传送的第二装置被安装在商店中的现金出纳机21等中,通过此装置,应用装置18和现金出纳机的EPOS(电子售货点)终端应用装置可进行互相连接以便数据传输。
当连接被建立时,用户输入现金卡的识别号,现金卡应用装置把它和先前所保存的识别号进行比较。如果所给出的识别号是正确的,而且应用装置18具有足够的结余,付款事项被登记在现金出纳机21和移动台1的应用装置18中,藉此,现金卡上的结余被相应地减少。付款事项对计算机22的更新可由EPOS应用装置或由移动台1的应用装置18来进行。
在IR数据传输时,优选使用已知的标准,例如基于ISO的OSI(开放系统互连)模型的、由IrDA(红外数据协会)规定的协议书。该协议书使用OSI模型的各层:1)物理层,2)数据链路层,3)网络层和7)应用层。
在物理层中,数据传输可以是基于红外线的,但其它熟知的数据传输方法(例如超声、电磁感应或无线电波)也可被使用。
在数据链路层中数据传输是,例如,藉纠错算法来保护的。另外,数据链路层的功能被用来在以下情形中识别用于数据传送的装置,即有许多数据传送装置可在例如其中有许多EPOS应用装置的商店中同时运行的情形。
在网络层,通过用于数据传送的装置的消息可分送给接收机,而不管正在运行的用于数据传送的装置的数目。另外,要被发送的信息可在网络层中被加密,这对于付款应用是特别重要的。
应用装置18能通过应用层进行数据传送,在应用层中,应用装置18发送和接收为进行数据传送所需要的信息,优选地通过MCU送到用于数据传送的第一装置IR或送到无线通信网络。
相应地,按照上述的分层结构,参与数据传送的其它设备,例如,现金出纳机21(图6),具有EPOS终端应用装置,处理它通过其它的数据传送装置IR2接收的消息。
图5显示了在应用装置与作为移动业务网络的一部分的移动业务交换中心MSC之间的电话呼叫的简化图。在步骤200,应用装置向移动台1的MCU发送要被呼叫的电话号码,移动台1的MCU向移动交换中心MSC发送识别数据和为建立连接所需要的其它数据(步骤201,202和203)。交换中心MSC向移动台1发送呼叫进行信息(步骤204)和连接状态(步骤205),此后,移动台1向MSC(步骤206)和向应用装置18(步骤207)发送连接的确认。为了关断此连接,应用装置18向移动台1的MCU发送一个关断连接命令(步骤208),移动台1的MCU向移动业务交换中心发送关断连接清求(步骤209)。MSC向移动台1的MCU发送一个连接关断确认(步骤210)。最后,移动台1的MCU向应用装置18发送连接关断信息(步骤211)。
在本发明的前面的示例性实施例中,钱被存储在账户中,最后位于银行的货币服务器中。因此,必须更新在移动台和在银行中的结余。在本发明的另一个实施例中,电子货币被存储在移动台本身。当这种电子货币(也称作为“数字式现金”)被用于,例如,支付停车费或电话账单时,相应数量的货币量会从移动台的电子钱包中被扣除。“数字式现金”可以(例如作为码字)被存储在移动台存储器中。在进行付款时,在付款终端21(图6)和货币服务器22之间不需要有链路。
当“数字式现金”已用完或需要更多时,移动台的电子钱包需要进行再装入。可以有几种方法做到这一点。一种方法,接近于以现金和ATM机(自动取款机)的方法,是要走到最靠近的“数字式现金ATM”,从账户中取出更多的钱装入。这是不太方便的,因为在这样的“数字式现金ATM”广泛地可供使用之前将花费一段时间。本发明提供一种方便得多的方法来进行“数字式现金”的再装入。
利用SMS业务,有可能通过使用一种接近于在本发明的前面实施例中所描述的有关结余查询方法的方法从银行账户向移动台下载更多的“数字式现金”。移动台向对用户账户负责的货币服务器(例如以SMS消息的形式)发出请求,以发送更多的“数字式现金”。作为应答,假定账户有结余,货币服务器发送“数字式现金”给移动台,在移动台,把此“数字式现金”存储在存储器中。
使用按照本发明的移动台的网络并不仅限于GSM,而GSM是提供所需要的数据传送可能性的系统的一个良好的实例。具体地,在GSM网络中可供使用的SMS消息是很方便的,因为当传送SMS消息时,通常的电话/数据信道不受影响。
除了付款应用以外,本发明的方法也可被用于其它类型的应用。例如,收集和提供其它信息,例如时间表,股票价格,兑换率等。前面的每个例子都可以在单独的应用模块中被完成,或想要的功能和应用装置可被组合成用于移动台的多功能应用模块。
图7显示了一个应用装置,其中两个移动台1藉助于数据传送的第一装置IR互相进行通信。有可能传送,例如,数据和/或语音。优选地,数据传送的第一装置IR能够使移动台1也连接到,例如,具有用于数据传送的相应装置IR的可移动PC,或无线LAN(局域网)。
本发明的方法提供了用于增加移动台1的可用性的灵活的装置。按照本发明的移动台1可利用来自生产和销售应用装置18的供应商的各种业务。对于信用卡公司来说,像这样的一种方法是减少误用信用卡的一种途径。
本发明并不仅限于上述的示例性实施例,而且其细节也可被修改而不背离由附属权利要求所规定的范围。

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1.一种用于在供无线通信用的移动台中使用应用装置的方法,所述移动台包括一个用于实施移动台功能的主控制单元,所述移动台还包括用于提供无线通信的无线通信装置,其特征在于,所述应用装置具有一个第一工作模式和一个第二工作模式,其中,所述第一工作模式是被动的,并且在所述第二工作模式中所述应用装置控制所述主控制单元,其中,所述移动台的主控制单元具有一个正常工作模式,在该正常工作模式期间所述主控制单元执行控制操作,以及一个应用装置工作模式,在该应用装置工作期间所述主控制单元受所述应用装置的控制,并且,其中,所述主控制单元控制所述主控制单元在所述正常工作模式和所述应用装置工作模式之间的切换。
2.按照权利要求1所述的方法,其特征在于,所述应用装置是一个现金卡应用装置。
3.按照权利要求1所述的方法,其特征在于,所述应用装置是一个支付卡应用装置。
4.按照权利要求1所述的方法,其特征在于,所述应用装置是一个信用卡应用装置。
5.按照权利要求1所述的方法,其特征在于,当所述应用装置处在第二工作模式时,所述移动台利用数据传送的一个第一装置与其它移动台进行通信。
6.按照权利要求1所述的方法,其特征在于,采用AT命令控制所述主控制单元。
7.按照权利要求1所述的方法,其特征在于,所述应用装置包括一个上电型应用装置、一个菜单型应用装置和一个自动型应用装置的其中之一。
8.按照权利要求1所述的方法,其特征在于,当所述应用装置以所述第二工作模式操作并且所述主控制单元以所述应用装置工作模式操作时,所述应用装置根据由所述应用装置传送给所述主控制单元的命令信息来控制所述主控制单元。
9.按照权利要求1所述的方法,其特征在于,所述应用装置被结合到一个外部应用装置模块中,该模块可附加地耦合至所述主控制单元。
10.按照权利要求9所述的方法,其特征在于,用户身份模块卡和另一个外部应用装置模块的至少其中之一耦合至所述主控制单元。
11.按照权利要求9所述的方法,其特征在于,所述外部应用装置模块包括多个分开的应用装置。
12.按照权利要求1所述的方法,其特征在于,所述应用装置包括在一个用户身份模块中。
13.按照权利要求1所述的方法,其特征在于,所述应用装置被结合到与所述主控制单元相耦合的多个外部应用装置模块的其中之一中,其中,当所述应用装置以所述第一工作模式操作时,所述应用装置向包括在所述耦合至所述主控制单元的多个外部应用装置模块的至少其中一个中的至少一个另外的应用装置提供消息,并且控制所述移动台的至少一个操作部件。
14.按照权利要求1所述的方法,其特征在于,当所述应用装置以所述第二工作模式操作并且所述主控制单元以所述应用装置工作模式操作时,还执行以下的步骤:
从所述应用装置向所述主控制装置提供数据;以及
根据所述主控制单元从所述应用装置接收数据,所述主控制单元控制所述移动台的发送装置,以使所述数据从所述移动台发送到一个外部本地接收机和一个外部通信网络的至少其中之一。
15.按照权利要求1所述的方法,其特征在于,所述应用装置包括一个时间表信息应用装置、一个兑换率信息应用装置和一个股票信息应用装置的至少其中之一。
16.按照权利要求1所述的方法,其特征在于,所述移动台包括耦合到所述主控制单元的一个用户输入接口,并且,其中,当所述主控制单元以所述应用装置工作模式操作并且所述应用装置以所述第二工作模式操作时,还执行以下的步骤:
用户操作所述用户输入接口,用于向所述主控制单元输入信息;以及
所述主控制单元根据所述工作步骤的其中一个的出现和所述主控制装置接收来自所述应用装置的对于信息的请求而向所述应用装置传送所述信息。
17.按照权利要求1所述的方法,其特征在于,当所述主控制单元以所述应用装置工作模式操作并且所述应用装置以所述第二工作模式操作时,执行所述应用装置控制所述主控制单元的另一个步骤,以建立与一个接收台的数据传送连接。
18.按照权利要求1所述的方法,其特征在于,所述移动台包括耦合至所述主控制单元的一个用户输入接口和耦合至所述主控制单元的一个显示器器件,并且,其中,当所述主控制单元以所述应用装置工作模式操作并且所述应用装置以所述第二工作模式操作时,还执行以下步骤:
用户操作所述用户输入接口,用于向所述主控制单元输入信息,以指定一个要输入的特定菜单功能的信息;
在所述主控制单元处接收所述输入信息;
其中,当所述主控制单元接收所述输入信息时,将所述输入信息从所述主控制单元传送至所述应用装置;以及
其中,当所述应用装置接收来自所述主控制单元的输入信息时,所述应用装置执行一个命令所述主控制单元的步骤,以使所述主控制单元通过所述显示器相所述用户呈现一个与菜单相关的消息。
19.按照权利要求1所述的方法,其特征在于,所述移动台包括耦合至所述主控制单元的一个用户输入接口、耦合至所述主控制单元的一个存储器和耦合至所述主控制单元的一个用户输出接口,并且,其中,当所述主控制单元以所述应用装置工作模式操作并且所述应用装置以所述第二工作模式操作时,还执行以下的步骤:
用户操作所述用户输入接口,用于向所述主控制单元输入信息,以请求存储在所述存储器中的要提供给所述用户的状态信息,所述状态信息与用户帐户有关;
在所述主控制单元处接收所述输入信息;
其中,当所述主控制单元接收所述输入信息时,将所述输入信息从所述主控制单元传送至所述应用装置;以及
其中,当所述应用装置接收来自所述主控制单元的输入信息时,所述应用装置执行以下步骤:
从所述存储器检索所述状态信息;以及
命令所述主控制单元控制所述用户输出接口,以使向用户呈现如文本消息的状态信息。
20.按照权利要求1所述的方法,其特征在于,所述移动台包括耦合至所述主控制单元的一个用户输入接口和耦合至所述主控制单元的一个发射机,并且,其中,当所述主控制单元以所述应用装置工作模式操作并且所述应用装置以所述第二工作模式操作时,还执行以下的步骤:
用户操作所述用户输入接口,用于向所述主控制单元输入信息;
在所述主控制单元处接收所述输入信息;
其中,当主控制单元收到输入信息时,将输入信息从主控制单元传送到应用装置;以及
其中,当所述应用装置接收来自所述主控制单元的输入信息时,所述应用装置执行一个命令所述主控制单元的步骤,以使所述主控制单元控制所述发射机以便发送一个短消息业务给一个接收目的地。
21.一种具有使用一个应用装置的装置的移动台,其特征在于,所述移动台还包括:
耦合至所述应用装置的一个主控制单元,所述主控制单元通常以一个第一、主控制状态操作,用于控制所述移动台的操作,所述主控制单元可切换成以一个第二、从属状态操作;
用于将所述应用装置设置为一个第一工作模式的装置;以及
用于将所述应用装置设置为一个第二工作模式的装置;
其中,根据所述应用装置被设置为所述第二工作模式,所述主控制单元被构造成用以控制所述主控制单元从所述第一、主控制状态切换至所述第二、从属状态,并且,其中,在所述第二、从属状态下,所述主控制单元被构造成在所述应用装置的控制下进行操作。
22.按照权利要求21所述的移动台,其特征在于,所述移动台还包括用于提供红外数据传送的装置。
23.按照权利要求21所述的移动台,其特征在于,移动台还包括用于将所述移动台连接至一个计算机的装置。
24.按照权利要求21所述的移动台,其特征在于,所述移动台是一个GSM移动电话机。
25.按照权利要求21所述的移动台,其特征在于,当所述应用装置以所述第二工作模式操作并且所述主控制单元以所述第二、从属状态操作时,所述应用装置包括用于控制所述主控制单元的装置。
26.一种用于操作用户终端的方法,其特征在于,所述方法包括以下步骤:
向所述用户终端提供一个控制器,所述控制器通常以一个第一、主控制状态操作,所述控制器可切换成以一个第二、从属状态操作,其中,在所述第一、主控制状态下,所述控制器作为一个主控制器操作,用于控制所述用户终端的操作;
将至少一个外部应用装置模块耦合至所述主控制单元,所述至少一个外部应用装置模块包括至少一个通常属于一个第一、被动模式的应用装置,所述至少一个应用装置是可以受控制以一个第二、主动模式工作;
启动所述至少一个应用装置,从而使所述至少一个应用装置以所述第二、主动模式操作;以及
根据所述启动步骤,将所述控制器的操作从所述第一、主控制状态切换到所述第二、从属状态,其中,在第二、从属状态下,所述控制器在所述至少一个应用装置的控制下进行操作。
27.按照权利要求26所述的方法,其特征在于,根据所述用户终端被接通电力而执行所述启动步骤。
28.按照权利要求26所述的方法,其特征在于,根据所述耦合步骤的执行而执行所述启动步骤。
29.按照权利要求26所述的方法,其特征在于,根据一个预定事件的出现而执行所述启动步骤。
30.按照权利要求29所述的方法,其特征在于,所述预定事件包括由所述用户终端接收一个消息。
31.按照权利要求26所述的方法,其特征在于,根据所述用户终端的用户将信息输入所述用户终端而执行所述启动步骤,以指定所述至少一个应用装置以所述第二、主动模式操作。
32.按照权利要求26所述的方法,其特征在于,所述至少一个应用装置包括一个现金卡应用装置。
33.按照权利要求26所述的方法,其特征在于,所述至少一个应用装置包括一个支付卡应用装置。
34.按照权利要求26所述的方法,其特征在于,所述至少一个应用装置包括一个信用卡应用装置。
35.按照权利要求26所述的方法,其特征在于,所述至少一个外部应用模块是一个用户身份模块。
36.按照权利要求26所述的方法,其特征在于,所述用户终端包括多个用户接口部件,并且,其中,在执行切换步骤之前执行以下步骤:
主控制单元向所述至少一个应用装置查询,以获取指定所述用户接口部件的其中哪一些为所述至少一个应用装置所需的信息;以及
根据启动步骤和所述主控制单元接收来自所述至少一个于应用装置的信息两者来执行切换步骤。
37.按照权利要求26所述的方法,其特征在于,在执行所述启动步骤之前执行以下步骤:
执行一个操作,用于判断所述用户终端的用户是否被授权以操作所述用户终端;以及
根据判断出所述用户被授权以操作所述用户终端而执行所述启动步骤。
38.按照权利要求26所述的方法,其特征在于,指示一个用户帐户结余的信息被存储在一个外部存储装置中,并且,其中,还执行以下步骤:
用户向所述用户终端输入信息,以请求从所述外部存储装置中检索指示所述用户帐户结余的信息;
根据所述用户终端接收用户输入的信息,将一个消息从所述用户终端传送至所述外部存储装置,以请求在所述用户终端提供指示所述用户帐户结余的消息;以及
将指示所述用户帐户结余的信息从所述外部存储装置提供至所述用户终端。
39.按照权利要求26所述的方法,其特征在于,所述至少一个应用装置与具有一个第一结余的一个第一用户帐户相关,其中,一个外部存储位置存储具有一个第二结余的一个第二用户帐户,并且还执行以下步骤:
所述用户终端与所述外部存储位置通信,以便将所述第一结余的至少一部分传送至存储在所述外部存储位置的所述第二用户帐户;以及
将所述第一结余减少一个等于传送给所述第二用户帐户的所述第一结余的所述部分的量。
40.按照权利要求26的方法,其特征在于,所述至少一个应用装置与具有一个第一结余的一个第一用户帐户相关,其中,一个外部存储位置存储具有一个第二结余的一个第二用户帐户,并且还执行以下步骤:
所述用户终端与所述外部存储位置通信,以便从存储在所述外部存储位置的所述第二用户帐户检索所述第二结余的至少一部分;以及
将所述第一结余增加一个等于从存储在所述外部存储位置的所述第二用户帐户中检索的所述第二结余的所述部分的量。
41.按照权利要求26所述的方法,其特征在于,所述至少一个应用装置包括一个具有一个帐户结余的现金卡应用装置,并且还执行以下步骤:
所述用户向所述用户终端输入信息,以指定进行从所述帐户结余向一个外部终端的付款;以及
根据所述输入步骤,所述用户终端与所述外部终端通信,以便实现与所述外部终端的付款交易。
42.按照权利要求41所述的方法,其特征在于,还包括一个对所述帐户结余取消所述支付交易的量的步骤。
43.按照权利要求41所述的方法,其特征在于,所述通信步骤是通过一个IR通信链路、一个超声通信链路,一个电磁波链路和一个无线链路的至少其中之一执行的。
44.按照权利要求26所述的方法,其特征在于,还包括以下步骤:
所述至少一个应用装置将电话号码信息传送给所述主控制单元;以及
根据所述主控制单元接收电话号码信息,建立一个从所述用户终端至一个目的地的呼叫。
45.一种控制装置,包括:
一个控制器;
一个双向耦合至所述控制器的存储器,所述存储器存储用于所述控制装置的应用装置程序;其特征在于,所述控制装置包括:
耦合至所述控制器的装置,用于将所述控制器耦合至一个外部用户终端的一个主控制单元,所述控制器在存储于所述存储器的应用装置程序的控制下进行操作,所述应用装置程序具有一个第一、被动模式和一个第二、主动工作模式,所述主控制单元可受控于所述主控制单元,用于根据所述应用装置程序从所述第一、被动模式切换到所述第二、主动工作模式而从一个第一、主控制状态切换到一个第二、从属状态,其中,在所述第一、主控制状态下,所述主控制单元控制所述用户终端的操作功能,并且在所述第二、从属状态下,所述主控制单元在所述控制器的控制下进行操作,用于控制所述外部用户终端的操作功能。
46.按照权利要求45所述的控制装置,其特征在于,所述应用装置程序与多个分开的应用装置相关。
47.按照权利要求45所述的控制装置,其特征在于,所述控制装置是一个用户身份模块。
48.按照权利要求45所述的控制装置,其特征在于,所述应用装置程序与一个现金卡应用装置相关。
49.按照权利要求45所述的控制装置,其特征在于,所述应用程序与一个支付卡应用装置相关。
50.按照权利要求45所述的控制装置,其特征在于,所述应用程序与一个信用卡应用装置相关。
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EP1865453A2 (en) 2007-12-12
FI950685A (fi) 1996-08-16
FI99071C (fi) 1997-09-25
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DE69638153D1 (de) 2010-05-12
US5887266A (en) 1999-03-23
CN1193633C (zh) 2005-03-16
US6959202B2 (en) 2005-10-25
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US6418326B1 (en) 2002-07-09
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US6078806A (en) 2000-06-20
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US20050017068A1 (en) 2005-01-27
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FI99071B (fi) 1997-06-13
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US20050282585A1 (en) 2005-12-22
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US8041388B2 (en) 2011-10-18
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