TW355899B - Method and apparatus for performing financial transactions using a mobile communication unit - Google Patents

Method and apparatus for performing financial transactions using a mobile communication unit

Info

Publication number
TW355899B
TW355899B TW086116998A TW86116998A TW355899B TW 355899 B TW355899 B TW 355899B TW 086116998 A TW086116998 A TW 086116998A TW 86116998 A TW86116998 A TW 86116998A TW 355899 B TW355899 B TW 355899B
Authority
TW
Taiwan
Prior art keywords
communication unit
mobile communication
financial transactions
performing financial
financial
Prior art date
Application number
TW086116998A
Other languages
Chinese (zh)
Inventor
Paul E Jacobs
Jeffrey K Belk
Original Assignee
Qualcomm Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Qualcomm Inc filed Critical Qualcomm Inc
Application granted granted Critical
Publication of TW355899B publication Critical patent/TW355899B/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking

Abstract

A system for performing financial transactions in a mobile communication unit, comprising: a device for storing financial identification codes; and a device for transmitting the financial identification codes so as to validate the financial transactions.
TW086116998A 1997-01-30 1997-11-14 Method and apparatus for performing financial transactions using a mobile communication unit TW355899B (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US79153097A 1997-01-30 1997-01-30

Publications (1)

Publication Number Publication Date
TW355899B true TW355899B (en) 1999-04-11

Family

ID=25154027

Family Applications (1)

Application Number Title Priority Date Filing Date
TW086116998A TW355899B (en) 1997-01-30 1997-11-14 Method and apparatus for performing financial transactions using a mobile communication unit

Country Status (3)

Country Link
AU (1) AU5963898A (en)
TW (1) TW355899B (en)
WO (1) WO1998034203A1 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001061578A1 (en) * 2000-02-03 2001-08-23 Lee Kuan Lin System and method of electronic transaction
US8016189B2 (en) 1996-12-04 2011-09-13 Otomaku Properties Ltd., L.L.C. Electronic transaction systems and methods therefor

Families Citing this family (135)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6175922B1 (en) * 1996-12-04 2001-01-16 Esign, Inc. Electronic transaction systems and methods therefor
US6363364B1 (en) * 1997-03-26 2002-03-26 Pierre H. Nel Interactive system for and method of performing financial transactions from a user base
US6026375A (en) * 1997-12-05 2000-02-15 Nortel Networks Corporation Method and apparatus for processing orders from customers in a mobile environment
US7167711B1 (en) 1997-12-23 2007-01-23 Openwave Systems Inc. System and method for controlling financial transactions over a wireless network
US6850916B1 (en) * 1998-04-27 2005-02-01 Esignx Corporation Portable electronic charge and authorization devices and methods therefor
US7231372B1 (en) 1998-09-22 2007-06-12 Siemens Aktiengesellschaft Method and system for paying for goods or services
FR2784531B1 (en) 1998-10-13 2000-12-29 France Telecom DEVICE FOR ACQUIRING AND TRANSFERRING INFORMATION RELATING TO MEANS OF PAYMENT TO A BANKING ORGANIZATION
AU1069400A (en) * 1998-11-22 2000-06-13 Easy Charge Cellular (Pty) Limited Method of, and apparatus for, conducting electronic transactions
FR2787273B1 (en) * 1998-12-14 2001-02-16 Sagem SECURE PAYMENT PROCESS
JP2000184085A (en) 1998-12-18 2000-06-30 Fujitsu Ltd Portable equipment, attachment for portable terminal and system using portable equipment
TW509855B (en) * 1999-01-27 2002-11-11 724 Solutions Inc Systems and methods of paying for commercial transactions
DE19903363C2 (en) * 1999-01-28 2002-05-29 Mueller Judex Donald Method and system for carrying out cashless financial transactions
DE19903822C2 (en) * 1999-02-02 2001-09-20 Mathias Entenmann Procedure for making cashless payments and system for performing the procedure
SE514999C2 (en) * 1999-02-05 2001-05-28 Ericsson Telefon Ab L M Service card transactions over a wireless LAN
FR2790162B1 (en) * 1999-02-19 2001-04-13 France Telecom TELEPAYMENT PROCEDURE AND SYSTEM FOR IMPLEMENTING THIS PROCESS
SE513773C2 (en) * 1999-03-19 2000-11-06 Ericsson Telefon Ab L M Method and system for electronic commerce
US6424953B1 (en) * 1999-03-19 2002-07-23 Compaq Computer Corp. Encrypting secrets in a file for an electronic micro-commerce system
WO2000058921A1 (en) * 1999-03-30 2000-10-05 Mark Russell Attieh A method of conducting financial transactions
FR2792143B1 (en) * 1999-04-12 2004-04-02 Sarl Smart Design METHOD AND SYSTEM FOR SECURING THE USE OF CARDS COMPRISING MEANS OF IDENTIFICATION AND / OR AUTHENTICATION
US6678664B1 (en) * 1999-04-26 2004-01-13 Checkfree Corporation Cashless transactions without credit cards, debit cards or checks
WO2000075885A1 (en) * 1999-06-03 2000-12-14 Automated Business Companies Advanced wireless phone system
NO310087B1 (en) * 1999-07-05 2001-05-14 Jens Petter Hoeili Payment transaction method and system
SE517861C2 (en) * 1999-07-15 2002-07-23 Soeren Andersson Procedure for carrying out financial transactions and systems for carrying out the procedure
AU5968000A (en) 1999-07-21 2001-02-13 E-Payments A method for performing a transaction over a network
US7376583B1 (en) 1999-08-10 2008-05-20 Gofigure, L.L.C. Device for making a transaction via a communications link
EP1212734B1 (en) 1999-08-26 2006-07-19 MONEYCAT Ltd. Electronic currency, electronic wallet therefor and electronic payment systems employing them
HUP0202769A2 (en) * 1999-08-27 2003-01-28 Siemens Ag Telecommunications terminal
US6490443B1 (en) 1999-09-02 2002-12-03 Automated Business Companies Communication and proximity authorization systems
US6779042B1 (en) 1999-09-10 2004-08-17 Ianywhere Solutions, Inc. System, method, and computer program product for enabling on-device servers, offline forms, and dynamic ad tracking on mobile devices
US20010047394A1 (en) 1999-09-10 2001-11-29 Kloba David D. System, method, and computer program product for executing scripts on mobile devices
US8595308B1 (en) 1999-09-10 2013-11-26 Ianywhere Solutions, Inc. System, method, and computer program product for server side processing in a mobile device environment
DK1145200T3 (en) * 1999-10-25 2003-05-26 Swisscom Mobile Ag Payment transaction method and payment transaction system
GB9925227D0 (en) 1999-10-25 1999-12-22 Internet Limited Data storage retrieval and access system
US6647272B1 (en) 1999-11-19 2003-11-11 Nokia Corporation Apparatus, and associated method, for automatically notifying a mobile station of occurrence of a triggering event
AU784041B2 (en) * 1999-11-30 2006-01-19 Citibank, N.A. System and method for performing an electronic transaction using a transaction proxy with an electronic wallet
JP2001357202A (en) * 1999-12-06 2001-12-26 Ebank Kk System and method for electronic settlement
SE9904683L (en) * 1999-12-17 2001-06-18 Ericsson Telefon Ab L M Method and system for establishing a short-range radio connection
GB2357618A (en) * 1999-12-23 2001-06-27 Nokia Mobile Phones Ltd Transaction system
WO2001069555A1 (en) * 1999-12-23 2001-09-20 Swisscom Mobile Ag Payment transaction method and payment transaction system
JP4469121B2 (en) 1999-12-23 2010-05-26 スイスコム アーゲー Payment transaction method and payment transaction system
AT3699U3 (en) * 2000-01-19 2001-10-25 Alfons Stranner Nachrichtentec MOBILE PAYMENT SYSTEM
GB0001548D0 (en) * 2000-01-24 2000-03-15 Air Pay Limited A method and device for crediting a creditable machine
AU2001231211A1 (en) * 2000-02-01 2001-08-14 Jeffrey S. Minushkin System and method for an impulse transaction user device
IL134741A (en) * 2000-02-27 2003-11-23 Adamtech Ltd Mobile transaction system and method
WO2001069346A2 (en) * 2000-03-16 2001-09-20 Harex Infotech Inc. Optical payment transceiver and system using the same
EP1134707A1 (en) * 2000-03-17 2001-09-19 Tradesafely.com Limited Payment authorisation method and apparatus
WO2001069549A1 (en) * 2000-03-17 2001-09-20 Tradesafely.Com Limited Payment authorisation method and apparatus
JP2001344545A (en) * 2000-03-29 2001-12-14 Ibm Japan Ltd Processing system, server, processing terminal, communication terminal, processing method, data managing method, processing performing method and program
WO2001075818A1 (en) * 2000-04-04 2001-10-11 Siemens Aktiengesellschaft Use of a mobile radiotelephone appliance as an authentication terminal
JP2001291040A (en) * 2000-04-05 2001-10-19 Nec Corp Charge agency service method and system
JP2001291449A (en) * 2000-04-10 2001-10-19 Shin Etsu Polymer Co Ltd Push button switch member, portable information terminal with push button switch and price charging system using portable information terminal with push button switch
DE10020065A1 (en) * 2000-04-22 2001-10-31 Uwe Markus User identification method for on-line shopping, involves maintaining personal identification numbers on database for each registered buyer or seller willing to participate in on-line transaction
EP1281137B1 (en) * 2000-05-09 2003-09-10 Swisscom Mobile AG Transaction method and selling system
FR2809260B1 (en) * 2000-05-16 2003-07-18 Gemplus Card Int METHOD FOR PROVIDING A PREPAID ACCOUNT
WO2002001521A1 (en) * 2000-06-28 2002-01-03 G. Holdings Ltd. Transaction system with portable personal device for transaction identification and control
US9684893B2 (en) 2000-06-30 2017-06-20 Tara Chand Singhal Apparatus and method for a wireless point of sale terminal
EP1180755A1 (en) * 2000-08-18 2002-02-20 Siemens Aktiengesellschaft Method and arrangement for the transaction of electronic money from a prepaid account
EP1180757A1 (en) * 2000-08-18 2002-02-20 Siemens Aktiengesellschaft Method and arrangement for the transaction of electronic money from a prepaid account
EP1180756A1 (en) * 2000-08-18 2002-02-20 Siemens Aktiengesellschaft Method and arrangement for the transaction of electronic money from a prepaid account
US7320072B1 (en) 2000-08-28 2008-01-15 Nokia Corporation Method and token for authenticating a control point
GB2366432A (en) * 2000-09-04 2002-03-06 Sonera Smarttrust Oy Secure electronic payment system
US6990472B2 (en) 2000-10-23 2006-01-24 Starpound Corporation Telecommunications initiated data fulfillment system
CA2426708C (en) * 2000-10-23 2009-02-10 Starpound Corporation Telecommunications initiated data fulfillment system
GB0122249D0 (en) * 2000-11-01 2001-11-07 British Telecomm Transaction authentication
JP2002189855A (en) * 2000-11-13 2002-07-05 Exit Inc Radio telephone, use of radio telephone, payment system using radio telephone, and payment method and program using radio telephone
US7333947B2 (en) 2000-11-13 2008-02-19 Anoto Ab Network-based system
AUPR193600A0 (en) * 2000-12-06 2001-01-04 Globaltech Pty Ltd System and method for third party facilitation of electronic payments over a network of computers
NL1016853C2 (en) * 2000-12-12 2002-06-13 Koninkl Kpn Nv Method for the purchase of services and the control thereof, using a mobile terminal.
JP2002183641A (en) * 2000-12-19 2002-06-28 Sumitomo Corp Principal confirming method and system using portable terminal
JP2001357228A (en) * 2000-12-20 2001-12-26 Exit Inc Radio telephone, usage of radio telephone, system and method for buying using radio telephone, and program
JP2002189964A (en) * 2000-12-22 2002-07-05 Takamoto Onoda System for storing premium money in buying merchandise
GB2372615A (en) * 2000-12-27 2002-08-28 Robert Joseph Gerard Macnamee Telephone based payment system
JP4031989B2 (en) 2001-03-13 2008-01-09 富士通株式会社 Mobile communication terminal and method
KR20020076750A (en) * 2001-03-30 2002-10-11 주식회사 하렉스인포텍 Payment method and system to input payment information to mobile phone
KR100641824B1 (en) * 2001-04-25 2006-11-06 주식회사 하렉스인포텍 A payment information input method and mobile commerce system using symmetric cipher system
EP3296833A1 (en) 2001-05-24 2018-03-21 Sony Corporation Service providing method and integrated circuit
JP4560237B2 (en) * 2001-05-24 2010-10-13 サンデン株式会社 Deposit system using vending machines
GB0113630D0 (en) * 2001-06-05 2001-07-25 Koninkl Philips Electronics Nv Payment authorisation through beacons
EP1271434A1 (en) * 2001-06-11 2003-01-02 CMG Finance B.V. Method and system for payment
SG124290A1 (en) * 2001-07-23 2006-08-30 Ntt Docomo Inc Electronic payment method, system, and devices
EP1280112A1 (en) * 2001-07-26 2003-01-29 Siemens Aktiengesellschaft Transfer of card functionalities
FR2828309B1 (en) * 2001-08-02 2005-08-26 Ascom Monetel METHOD AND DEVICE FOR SECURING TRANSACTIONS
EP1293923A3 (en) * 2001-09-17 2005-04-13 Koninklijke KPN N.V. Arrangement and method for tele-commerce with client profiles
EP1293944A1 (en) * 2001-09-17 2003-03-19 Koninklijke KPN N.V. Arrangement and method for tele-commerce with client profiles
DE10156177A1 (en) * 2001-11-15 2003-06-05 Siemens Ag Conducting cashless payment transaction involves combining accounts for cashless payment for telephony service and for goods or services into common account in user interface
US7269846B2 (en) * 2002-08-30 2007-09-11 Bank Of America Corporation Mobile terminal having virus resistant security module architecture
JP4246462B2 (en) * 2002-09-12 2009-04-02 パイオニア株式会社 Payment processing apparatus, payment processing system, method thereof, program thereof, recording medium for recording the program, communication terminal device, and settlement terminal device
US20040083170A1 (en) * 2002-10-23 2004-04-29 Bam Ajay R. System and method of integrating loyalty/reward programs with payment identification systems
US11257094B2 (en) 2002-10-23 2022-02-22 Catalina Marketing Corporation System and method of a media delivery services platform for targeting consumers in real time
US9811836B2 (en) 2002-10-23 2017-11-07 Modiv Media, Inc System and method of a media delivery services platform for targeting consumers in real time
US10657561B1 (en) 2008-08-20 2020-05-19 Modiv Media, Inc. Zone tracking system and method
US10430798B2 (en) 2002-10-23 2019-10-01 Matthew Volpi System and method of a media delivery services platform for targeting consumers in real time
US8783561B2 (en) 2006-07-14 2014-07-22 Modiv Media, Inc. System and method for administering a loyalty program and processing payments
ATE345547T1 (en) * 2003-01-08 2006-12-15 Rolf Krause METHOD FOR CASHLESS PAYMENT FOR GOODS OR SERVICES USING A MOBILE PHONE DEVICE
DE10304265A1 (en) * 2003-02-03 2004-08-26 Mega-Tel Ag Control of credit card transactions
US20040177040A1 (en) * 2003-03-05 2004-09-09 Ming-Ching Shiu Method for securing card transaction by using mobile device
WO2004079676A1 (en) * 2003-03-06 2004-09-16 Fortunatus Holdings Limited Secure transaction system
GB0308629D0 (en) * 2003-04-14 2003-05-21 Tagboard Ltd Payment apparatus and method
EP1639535A4 (en) * 2003-06-30 2007-01-03 Selvanathan Narainsamy Transaction verification system
EP1665154A4 (en) * 2003-08-18 2012-05-02 Marketing Intellectual Properties Pte Ltd U Payment transaction system and method
US20070262133A1 (en) * 2003-08-29 2007-11-15 Harexinfotech, Inc. User Interfacing Method of Financial Settlement Using Portable Phone
US7873353B2 (en) 2003-09-30 2011-01-18 Ianywhere Solutions, Inc. Method and system for accessing applications and data, and for tracking of key indicators on mobile handheld devices
JP2005135093A (en) * 2003-10-29 2005-05-26 Fujitsu Ltd Electronic payment support system and electronic payment support apparatus
EP1828998A2 (en) * 2004-02-05 2007-09-05 A Little World Private Limited Inter-operable, multi-operator, multi-bank, multi-merchant mobile payment method and a system therefor
EP1564693A3 (en) * 2004-02-13 2005-10-12 Lorena Amodeo Salaris Group of linked devices for the recording and transmission of data
US8843931B2 (en) 2012-06-29 2014-09-23 Sap Ag System and method for identifying business critical processes
US8135803B2 (en) 2004-08-23 2012-03-13 Ianywhere Solutions, Inc. Method, system, and computer program product for offline advertisement servicing and cycling
US20060080232A1 (en) * 2004-10-08 2006-04-13 Randy Epps Cellular telephone based payment apparatus and method for use in purchase of good and services
US7865448B2 (en) * 2004-10-19 2011-01-04 First Data Corporation Methods and systems for performing credit transactions with a wireless device
EP1831833A1 (en) * 2004-12-15 2007-09-12 Unisys Corporation Communication system and method using visual interfaces for mobile transactions
US7240832B2 (en) * 2004-12-31 2007-07-10 Motorola, Inc. Payment brand announcement at a wireless payment point of sale device
GB2438236A (en) * 2006-05-19 2007-11-21 Mark Edward Ashcroft Using a mobile telecommunications device to perform a monetary transaction
US8285648B2 (en) 2006-09-29 2012-10-09 Dan Scammell System and method for verifying a user's identity in electronic transactions
WO2008047330A2 (en) * 2006-10-19 2008-04-24 Firstrand Bank Limited Financial transaction system and method
US8620260B2 (en) 2007-04-27 2013-12-31 American Express Travel Related Services Company, Inc. Payment application download to mobile phone and phone personalization
US8543496B2 (en) * 2007-04-27 2013-09-24 American Express Travel Related Services Company, Inc. User experience on mobile phone
US8688570B2 (en) 2007-04-27 2014-04-01 American Express Travel Related Services Company, Inc. System and method for performing person-to-person funds transfers via wireless communications
GR1006240B (en) * 2007-07-13 2009-01-28 Γεωργιος Τρασανιδης Electronic system and procedures for financial transactions, promotional activities, e-tickets and electronic lottery allpications by the use of portable or fixed electronic devices connected to a telecommunication network.
US20090254479A1 (en) * 2008-04-02 2009-10-08 Pharris Dennis J Transaction server configured to authorize payment transactions using mobile telephone devices
EP2216742A1 (en) * 2009-02-09 2010-08-11 C. Patrick Reich Mobile payment method and devices
CN102081769A (en) 2009-11-27 2011-06-01 阿里巴巴集团控股有限公司 Method and system for processing payment data, payment terminal and payment server
US8645213B2 (en) 2010-01-15 2014-02-04 Ebay, Inc. Transactions associated with a mobile device
CN101957958A (en) 2010-09-19 2011-01-26 中兴通讯股份有限公司 Method and mobile phone terminal for realizing network payment
US9064257B2 (en) 2010-11-02 2015-06-23 Homayoon Beigi Mobile device transaction using multi-factor authentication
US10042993B2 (en) 2010-11-02 2018-08-07 Homayoon Beigi Access control through multifactor authentication with multimodal biometrics
IT1404663B1 (en) * 2010-12-22 2013-11-29 Strambini PROCEDURE FOR REAL TIME CHECK OF BANK CHECKS
US8538845B2 (en) 2011-06-03 2013-09-17 Mozido, Llc Monetary transaction system
US10438196B2 (en) 2011-11-21 2019-10-08 Mozido, Inc. Using a mobile wallet infrastructure to support multiple mobile wallet providers
US9208488B2 (en) 2011-11-21 2015-12-08 Mozido, Inc. Using a mobile wallet infrastructure to support multiple mobile wallet providers
WO2013084145A2 (en) * 2011-12-05 2013-06-13 Rozen Limor System and method for enabling monetary transactions
WO2013089568A1 (en) * 2011-12-12 2013-06-20 Iif Spółka Akcyjna Method of making payment transaction via cellular telephone system and telecommunication system for conducting payment transactions
JP5492182B2 (en) * 2011-12-28 2014-05-14 楽天株式会社 Information processing system, information processing method, and information processing program
WO2013136139A1 (en) * 2012-03-12 2013-09-19 Turkcell Teknoloji Arastirma Ve Gelistirme Anonim Sirketi A remote payment system and method
US8924711B2 (en) 2012-04-04 2014-12-30 Zooz Mobile Ltd. Hack-deterring system for storing sensitive data records
FR3090934A1 (en) * 2018-12-21 2020-06-26 Orange Method and system for securing operations, and associated user station

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2116008C1 (en) * 1992-11-11 1998-07-20 Телеком Финланд Ой Mobile telephone communication system, payment technique for terminal equipment of mobile telephone exchange, and system implementing it
US5608778A (en) * 1994-09-22 1997-03-04 Lucent Technologies Inc. Cellular telephone as an authenticated transaction controller
FI100137B (en) * 1994-10-28 1997-09-30 Vazvan Simin Real-time wireless telecom payment system
FI99071C (en) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Procedure for use of applications in a mobile telephone as well as a mobile telephone

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8016189B2 (en) 1996-12-04 2011-09-13 Otomaku Properties Ltd., L.L.C. Electronic transaction systems and methods therefor
US8225089B2 (en) 1996-12-04 2012-07-17 Otomaku Properties Ltd., L.L.C. Electronic transaction systems utilizing a PEAD and a private key
WO2001061578A1 (en) * 2000-02-03 2001-08-23 Lee Kuan Lin System and method of electronic transaction

Also Published As

Publication number Publication date
WO1998034203A1 (en) 1998-08-06
AU5963898A (en) 1998-08-25

Similar Documents

Publication Publication Date Title
TW355899B (en) Method and apparatus for performing financial transactions using a mobile communication unit
SE9501027D0 (en) Method and apparatus for upgrading cellular mobile telephones
TW346605B (en) An apparatus for reading an electronic network navigation device and a peripheral for use therewith
DE69533814D1 (en) Portable mobile communication device using different alphabets
MXPA03002626A (en) Method and apparatus for determining available transmit power in a wireless communication system.
HK1004974A1 (en) Data transmitting apparatus, data receiving apparatus and method and communication system.
EP0652680A3 (en) Method for communicating in a wireless communication system.
PT1145200E (en) PROCESS OF TRANSACTION OF PAYMENT TRANSACTION PAYMENT
AU2001296201A1 (en) Apparatus, method and system for payment using a mobile device
AU8113798A (en) Smart card, cordless telephone, system and method for access and communication by internet
HK1039995A1 (en) System and method for bilateral communication between a user and a system
CA2293393A1 (en) Mobile device, chip card and method of communication
GB2235112B (en) Communication system,transmitter and receiver for use in a communication system,and method for recovering data in a communication system.
HK1033516A1 (en) Multiple account portable wireless financial messaging device.
MXPA03008029A (en) Apparatus, and associated method, for reporting a measurement summary in a radio communication system.
EP0665658A3 (en) Portable radio communication device.
WO2003003756A3 (en) Methods and apparatus for supporting group communications
MXPA03007102A (en) Method and apparatus for transmitting messages in a wireless communication system.
WO1999033035A3 (en) Single account portable wireless financial messaging unit
WO2003005762A3 (en) Method and apparatus for predictive scheduling in a bi-bi-directional communication system
AU5679998A (en) IC card system, transportation system, and communication apparatus
AU2001247669A1 (en) A method and system for wireless electronic commerce using a portable, wireless communication device having unique identifying information
EP0679013A3 (en) Data communication apparatus, method and system.
NO975455D0 (en) Device and system, at a vehicle, for remote communication in a facility
BR9714265B1 (en) process and apparatus for providing a service to a user of a smart terminal in a communication system, and smart terminal.