WO2016194561A1 - Dispositif de transaction - Google Patents

Dispositif de transaction Download PDF

Info

Publication number
WO2016194561A1
WO2016194561A1 PCT/JP2016/063925 JP2016063925W WO2016194561A1 WO 2016194561 A1 WO2016194561 A1 WO 2016194561A1 JP 2016063925 W JP2016063925 W JP 2016063925W WO 2016194561 A1 WO2016194561 A1 WO 2016194561A1
Authority
WO
WIPO (PCT)
Prior art keywords
transaction
card
control unit
unit
information
Prior art date
Application number
PCT/JP2016/063925
Other languages
English (en)
Japanese (ja)
Inventor
和博 鷲塚
Original Assignee
沖電気工業株式会社
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 沖電気工業株式会社 filed Critical 沖電気工業株式会社
Publication of WO2016194561A1 publication Critical patent/WO2016194561A1/fr

Links

Images

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D9/00—Counting coins; Handling of coins not provided for in the other groups of this subclass

Definitions

  • the present invention relates to a transaction apparatus, and can be applied to, for example, a transaction apparatus equipped with a DIP card reader.
  • a financial institution or the like is provided with a transaction device such as ATM (Automatic Teller Machine).
  • the transaction apparatus is equipped with a card reader that reads card information stored in a card information storage unit (for example, a magnetic stripe) such as a cash card or a credit card.
  • a card information storage unit for example, a magnetic stripe
  • DIP manual card reader
  • Type card reader see JP 2002-352195 A and JP 5703235 A).
  • a card holder inserts and removes a card from a DIP card reader, and the DIP card reader reads the card information.
  • ATM conducts transactions using card information read by a DIP card reader. Once the transaction begins, the customer will not use the card.
  • the card is inserted into and removed from the DIP card reader at the start of the transaction.
  • a fraudulent person obtains a personal identification number from a user unfamiliar with the DIP card reader and pretends to assist the transaction operation to assist the transaction operation.
  • the card is inserted again into the DIP card reader during the transaction processing.
  • the fraudster moves the card with a DIP card reader, removes the card, and returns the card to the user.
  • the transaction device is returned to the idle state. Therefore, the card information extracted from the DIP card reader after completion of the transaction is information that can be used in the next transaction. Therefore, after the card owner leaves the transaction apparatus, the fraudulent person enters the PIN number heard from the user and performs a transaction such as withdrawal.
  • a fraudulent person may pretend to help a user who is unfamiliar with a transaction apparatus equipped with a DIP card reader, and there is a risk of performing a fraudulent act.
  • a transaction apparatus includes (1) a manual card reader unit that reads card information by pulling out an inserted card, and (2) a card from the manual card reader unit. Information is used to perform predetermined transaction processing, and after acquiring card information in this transaction, until the start of the next transaction, depending on whether there is any remaining card information from the manual card reader unit And a control unit for restricting the progress of the transaction procedure.
  • the present invention in a transaction apparatus equipped with a manual card reader, it is possible to prevent an illegal act performed by re-inserting the card into the manual card reader during the transaction and extracting the card after the transaction ends.
  • FIG. 2 is a diagram viewed from the front side (customer side) of the transaction apparatus 1 according to the first embodiment.
  • the transaction apparatus 1 includes a display operation unit 30, a card insertion port 41, a biometric information reading unit 50, a cash deposit / withdrawal port 61, a statement slip discharge port 91, and a personal information input unit 100.
  • the transaction apparatus 1 is installed in, for example, a financial institution, an airport, a station, etc., and performs a predetermined transaction such as a deposit transaction or a withdrawal transaction. When performing various transactions, the transaction apparatus 1 requests the customer to insert a card such as a credit card or a cash card as necessary.
  • the transaction device 1 reads card information stored in the magnetic stripe of the card, and performs transaction processing of cash (for example, banknotes and coins) using the card information.
  • the display operation unit 30 is operated by a customer who conducts the transaction, or displays a confirmation screen of information related to the transaction or input information.
  • the display operation unit 30 displays, for example, a transaction type selection menu screen, an operation screen for each transaction type, a transaction content confirmation screen, and the like.
  • a touch panel type operation display unit can be applied.
  • the display operation unit 30 is not limited to the touch panel type in which the operation unit and the display unit are integrated, and the operation unit and the display unit may be physically different from each other.
  • the card insertion port 41 is a card insertion port of the manual card reader unit 40 (see FIG. 1). In order to read the card information stored in the magnetic stripe of the card, the card is inserted into the card insertion slot 41.
  • the biological information reading unit 50 reads biological information.
  • the biological information reading unit 50 reads biological information such as a fingerprint or a palm print, for example.
  • biological information such as a fingerprint or a palm print
  • the biological information is not limited to fingerprints or palm prints, and may be other biological information such as iris and face information.
  • the cash deposit / withdrawal port 61 is for taking in the inserted cash (banknotes and coins) or discharging the cash to be withdrawn.
  • the cash deposit / withdrawal port 61 has, for example, an opening / closing body (for example, a shutter) and a storage unit (bucket) for storing cash, and the opening / closing body opens when cash is inserted or discharged, and cash Input or discharge.
  • the personal information input unit 100 has, for example, a numeric keypad.
  • the personal information input unit 100 can apply so-called PIN Pad (Personal Identification Number Pad), and accepts input of customer information such as a personal identification number.
  • PIN Pad Personal Identification Number Pad
  • FIG. 1 is a block diagram showing a functional configuration of a transaction apparatus 1 according to the first embodiment.
  • a transaction apparatus 1 includes a control unit 10, a recording unit 20, a display operation unit 30, a personal information input unit 100, a manual card reader unit 40, a biological information reading unit 50, a bill deposit / withdrawal unit 60, a coin deposit / withdrawal. Unit 70, statement slip issuing unit 80, and communication unit 90.
  • the control part 10 bears the function which controls operation
  • the control unit 10 includes a processor, a memory, an input / output interface unit, and the like.
  • various functions of the transaction apparatus 1 are realized by the processor executing a processing program stored in the ROM.
  • the processing program may be installed in a memory readable by the processor so that various functions of the transaction apparatus 1 can be constructed.
  • the control unit 10 performs predetermined transaction processing using the card information from the manual card reader unit 40. Further, the control unit 10 obtains card information from the card insertion / removal detection unit 42 of the manual card reader unit 40 after acquiring the card information in the current transaction until the start of the next transaction.
  • the progress of the transaction procedure is regulated according to the card insertion / extraction information.
  • the transaction apparatus 1 starts the transaction and proceeds with the transaction while displaying the transaction start screen and the operation screen according to the selected transaction procedure.
  • “restricting the progress of the transaction procedure” refers to restricting the progression of the procedure without displaying a transaction start screen or an operation screen that should be originally displayed.
  • the control unit 10 includes a transaction processing control unit 11, a display operation control unit 12, a card processing control unit 13, a biometric information authentication control unit 14, a banknote deposit / withdrawal control unit 15, a coin deposit / withdrawal control unit 16, and a statement slip issue control unit 17.
  • a transaction processing control unit 11 includes a transaction processing control unit 11, a display operation control unit 12, a card processing control unit 13, a biometric information authentication control unit 14, a banknote deposit / withdrawal control unit 15, a coin deposit / withdrawal control unit 16, and a statement slip issue control unit 17.
  • the transaction process control unit 11 controls various transaction processes in the transaction apparatus 1.
  • the transaction processing control unit 11 performs the selected type of transaction processing using the transaction selection information acquired from the display operation control unit 12, information necessary for the transaction, and the like.
  • the display operation control unit 12 performs output control of a display screen displayed on the display operation unit 30, and input control of the display operation unit 30 and the personal information input unit 100.
  • the display operation control unit 12 displays a transaction selection screen on the display operation unit 30 and accepts input of transaction selection information. Further, the display operation control unit 12 displays an operation screen of an operation procedure corresponding to the transaction type on the display operation unit 30 based on the input transaction selection information. Thereby, information required for each transaction is acquired.
  • the display operation control unit 12 gives the acquired transaction selection information and information necessary for the transaction to the transaction processing control unit 11. Further, the display operation control unit 12 may acquire customer information such as a card PIN from the personal information input unit 100 and give it to the transaction processing control unit 11 as necessary.
  • the card processing control unit 13 acquires the card information read by the manual card reader unit 40 and gives the card information to the transaction processing control unit 11.
  • the manual card reader unit 40 includes a card insertion / extraction detection unit 42 that detects whether or not a card is inserted into the card insertion port 41.
  • the card processing control unit 13 periodically acquires card insertion / extraction information of a card inserted from the card insertion / extraction detection unit 42 and gives the card insertion / extraction information to the transaction processing control unit 11.
  • the card insertion / extraction detection unit 42 detects the presence / absence of a card inserted into the card insertion slot 41 in order to read card information at the start of transaction.
  • the transaction apparatus 1 equipped with the conventional manual card reader unit 40 reads the card information only at the start of the transaction.
  • the conventional card insertion / extraction detection unit 42 does not notify the control unit 10 of the card insertion / extraction information in a period other than the transaction start time.
  • the card insertion / extraction detection unit 42 periodically notifies the control unit 10 of card insertion / extraction information during a period other than the transaction start time, and the card processing control unit 13 detects the card insertion / extraction.
  • the card insertion / extraction information notified from the unit 42 is notified to the transaction processing control unit 11.
  • the biometric information authentication control unit 14 performs authentication processing of the biometric information read by the biometric information reading unit 50. Various methods can be widely applied to the authentication process using the biometric information by the biometric information authentication control unit 14. For example, the biometric information authentication control unit 14 may transmit biometric information to the host computer 2 and request authentication processing by the host computer 2.
  • the banknote deposit / withdrawal control unit 15 performs deposit control of inserted banknotes, withdrawal control of banknotes to be ejected, and the like.
  • the coin deposit / withdrawal control unit 16 performs deposit control of inserted coins, withdrawal control of coins to be discharged, and the like.
  • the statement slip issue control unit 17 performs issue control of a statement slip that prints the transaction content on a medium such as paper after the transaction is completed.
  • the recording unit 20 is a storage unit that holds data such as programs and parameters necessary for the control unit 10 to operate.
  • a non-volatile memory such as a hard disk drive or a flash memory can be applied.
  • the display operation unit 30 has a user interface function.
  • the type of device applied to the display operation unit 30 is not limited.
  • a touch panel display is applied as display operation unit 30.
  • the transaction apparatus 1 can display various operation screens (GUI (Graphical User Interface)) on the display operation unit 30 to accept information output to the user and operation input from the user.
  • GUI Graphic User Interface
  • the manual card reader unit 40 reads card information stored in the magnetic stripe of the card by moving the inserted card.
  • the manual card reader unit 40 for example, an existing DIP card reader can be applied. More specifically, the manual card reader unit 40 is configured such that after the card is inserted into the card insertion slot 41, the card is pulled out from the card insertion slot 41, whereby the magnetic read head is stored in the magnetic stripe of the card. Read information.
  • the manual card reader unit 40 has a card insertion / extraction detection unit 42 that detects whether or not a card is inserted into the card insertion port 41.
  • the card insertion / removal detection unit 42 periodically provides card insertion / removal information to the control unit 10.
  • the banknote depositing / withdrawing unit 60 performs processing for receiving and storing banknotes according to control from the control unit 10, and dispensing (ejecting) banknotes stored therein.
  • the banknote deposit / withdrawal unit 60 deposits / withdraws banknotes at a cash deposit / withdrawal port 61.
  • the coin deposit / withdrawal unit 70 performs processing for receiving and storing coins according to control from the control unit 10, and withdrawal / discharge of the stored coins.
  • the coin deposit / withdrawal unit 70 deposits / withdraws coins at a cash deposit / withdrawal port 61 common to the banknote deposit / withdrawal unit 60.
  • the statement slip issuing unit 80 discharges the statement slip printed with the transaction contents from the statement slip discharge port 91 in accordance with the control of the control unit 10 (the statement slip issuing control unit 17).
  • the communication unit 90 is connected to the network N and exchanges telegram information with the host computer 2.
  • FIG. 3 is a flowchart showing the processing operation of the transaction method in the transaction apparatus 1 according to the first embodiment.
  • a transaction start screen is displayed on the display operation unit 30 of the transaction apparatus 1, and the transaction apparatus 1 is in a standby state (S100).
  • a customer who wishes to make a transaction inserts a card such as a cash card into the card insertion slot 41.
  • the customer manually pulls out the card from the card insertion slot 41.
  • the manual card reader unit 40 reads the card information stored in the magnetic stripe of the card (S101).
  • the personal information input unit 100 such as a pin pad inputs a password by the customer (S102), and the display operation unit 30 selects a transaction by the customer (S103).
  • the display operation control unit 12 of the control unit 10 displays a display screen representing the transaction procedure of the selected transaction type on the display operation unit 30. Further, the transaction operation necessary for the selected transaction is performed by the customer (S104).
  • the transaction operation differs depending on the type of transaction. For example, in the case of a withdrawal transaction, a withdrawal amount input, a withdrawal amount confirmation screen display, a withdrawal amount confirmation operation, and the like are performed.
  • a deposit transaction input of cash, display of a deposit amount confirmation screen, confirmation operation of the deposit amount, and the like are performed.
  • the transaction type to be selected is not particularly limited, and therefore, a transaction operation corresponding to each type of transaction is performed.
  • the transaction processing control unit 11 of the control unit 10 executes a transaction process (S105).
  • the transaction apparatus 1 transmits a transaction request message to the host computer 2 via the network N.
  • Transaction processing is performed in the host computer 2.
  • a response message of transaction OK is returned from the host computer 2 to the transaction apparatus 1.
  • the statement slip issuing control unit 17 instructs the statement slip issuing unit 80 to issue a statement slip
  • the statement slip issuing unit 80 prints the transaction contents on a sheet, and discharges the printed statement slip. (S106). Thereafter, the transaction ends (S107).
  • the card insertion / extraction detection unit 42 determines whether or not a card remains in the card insertion port 41, and card insertion / extraction information is given to the card processing control unit 13. That is, when the card insertion / removal information is “None”, no card remains in the card insertion slot 41, and when the card insertion / removal information is “Yes”, the card remains at the card insertion slot 41. Indicates the state.
  • the card insertion / extraction detection unit 42 detects the presence / absence of a card in the card insertion slot 41 and notifies the card processing control unit 13 of the card insertion / extraction information after the end of the transaction. Illustrated. Conventionally, after the end of a certain transaction, the next transaction start screen is immediately displayed regardless of the presence or absence of a card in the card insertion slot 41, and the state is shifted to a state where the next transaction operation can be executed. However, in this embodiment, after the transaction ends, in order to prevent an illegal act of reading the card information and performing the withdrawal transaction, the control unit 10 determines whether or not the card is inserted into the card insertion slot 41 at the end of the transaction. Judging.
  • the card insertion / extraction detection part 42 should just detect and notify the presence or absence of a card
  • the card insertion / extraction detection unit 42 may detect and notify the card insertion port 41 of the presence / absence of a card at all times or regularly including during a transaction.
  • the control unit 10 displays a transaction start screen on the display operation unit 30 (S111).
  • the display operation control unit 12 of the control unit 10 displays a transaction stop screen on the display operation unit 30. (S109).
  • FIG. 4 is a screen example showing a configuration of a transaction cancellation screen according to the first embodiment.
  • the transaction cancellation screen 500 includes a guidance display indicating that a transaction cannot be performed on the transaction apparatus 1, such as “This transaction apparatus cannot perform a transaction”. Like that. Thus, when a card remains in the card insertion slot 41 at the end of the transaction, fraud can be prevented by restricting the next transaction.
  • the control unit 10 displays a transaction start screen.
  • the information is displayed on the display operation unit 30 (S111).
  • the process proceeds to S100 and enters a standby state.
  • the control unit 10 continues to display the transaction cancellation screen of the display operation unit 30 (S109). If the card is not removed even after a predetermined time has elapsed, the transaction apparatus 1 may output an alarm warning or the like in order to call an attendant.
  • (B-1) Configuration and operation of the second embodiment The configuration of the transaction apparatus 1 of the second embodiment can be the same as or corresponding to the configuration of the transaction apparatus 1 according to the first embodiment. Therefore, also in 2nd Embodiment, it demonstrates using FIG.1 and FIG.2 which concern on 1st Embodiment.
  • FIG. 5 is a flowchart showing the processing operation of the transaction method in the transaction apparatus 1 according to the second embodiment.
  • FIG. 5 illustrates the case where a withdrawal transaction is performed, the type of transaction is not limited to the withdrawal transaction.
  • the transaction can also be applied to other transactions such as deposit transaction, transfer transaction, balance inquiry.
  • a transaction start screen is displayed on the display operation unit 30 of the transaction apparatus 1, and the transaction apparatus 1 is in a standby state (S100).
  • the customer inserts card into card insertion slot 41.
  • the customer manually pulls out the card from the card insertion slot 41.
  • the manual card reader unit 40 reads card information stored in the magnetic stripe of the card (S101).
  • the personal information input unit 100 such as a pin pad inputs a password by the customer (S102), and the display operation unit 30 selects a transaction by the customer (S103).
  • a case where a withdrawal transaction is selected is illustrated.
  • the card insertion / extraction detection unit 42 determines the presence / absence of a card in the card insertion slot 41, and the card insertion / extraction information is given to the card processing control unit 13 (S201).
  • the control unit 10 displays a withdrawal amount input screen for requesting the withdrawal amount input on the display operation unit 30 ( S203).
  • the control unit 10 proceeds to S202. That is, the control unit 10 determines whether or not there is a card removal notification (S202). When there is a card removal notification, the control unit 10 displays a withdrawal amount input screen on the display operation unit 30 (S203). Here, the control unit 10 stands by until there is a card removal notification and does not display the withdrawal amount input screen (S202).
  • the controller 10 prevents the next transaction procedure from proceeding until the card is removed (until there is a card removal notification).
  • the transaction processing control unit 11 of the control unit 10 executes the transaction (S205). Then, a response message of transaction OK is returned from the host computer 2.
  • the statement slip issuing control unit 17 instructs the statement slip issuing unit 80 to issue a statement slip
  • the statement slip issuing unit 80 prints the transaction contents on a sheet, and discharges the printed statement slip.
  • the control unit 10 displays a transaction start screen on the display operation unit 30 (S208). When the transaction start screen is displayed, the process proceeds to S100 and enters a standby state.
  • the control unit 10 can detect the insertion of the card into the card insertion slot 41 based on the card insertion / extraction information from the card insertion / extraction detection unit 42. More specifically, the control unit 10 may detect card insertion in each transaction procedure from the end of reading card information in S101 to the end of transaction in S207.
  • the processing described in the first embodiment may be performed. That is, after the transaction ends, when the control unit 10 detects the card insertion into the card insertion slot based on the card insertion / extraction information from the card insertion / extraction detection unit 42, the transaction cancellation screen is displayed and the next transaction is continued. You may make it regulate.
  • (C-1) Configuration and Operation of the Third Embodiment The configuration of the transaction apparatus 1 according to the third embodiment can be the same as or corresponding to the configuration of the transaction apparatus 1 according to the first and second embodiments. Therefore, also in 3rd Embodiment, it demonstrates using FIG.1 and FIG.2 which concern on 1st Embodiment.
  • FIG. 6 is a flowchart showing the processing operation of the transaction method in the transaction apparatus 1 according to the third embodiment.
  • FIG. 6 illustrates a case where a withdrawal transaction is performed, the type of transaction is not limited to the withdrawal transaction.
  • the transaction can also be applied to other transactions such as deposit transaction, transfer transaction, balance inquiry.
  • a transaction start screen is displayed on the display operation unit 30 of the transaction apparatus 1, and the transaction apparatus 1 is in a standby state (S100).
  • the customer inserts the card into the card insertion slot 41, and the customer manually pulls out the card from the card insertion slot 41.
  • the manual card reader unit 40 reads card information stored in the magnetic stripe of the card (S101).
  • the personal information input unit 100 such as a pin pad inputs a password by the customer (S102), and the display operation unit 30 selects a transaction by the customer (S103).
  • a case where a withdrawal transaction is selected is illustrated.
  • the card insertion / extraction detection unit 42 determines the presence / absence of a card in the card insertion slot 41, and the card insertion / extraction information is given to the card processing control unit 13 (S301).
  • the control unit 10 displays a withdrawal amount input screen for requesting the withdrawal amount input on the display operation unit 30 ( S304).
  • the control unit 10 proceeds to S302. That is, the display operation control unit 12 of the control unit 10 displays a card extraction screen on the display operation unit 30 (S302).
  • FIG. 7 is a screen example showing a configuration of a card extraction screen according to the third embodiment.
  • the card removal screen 550 includes a guidance display requesting the customer to remove the card, such as “Please remove the card”.
  • the crime of the fraudster is checked, and the customer who is the card holder notices at an early stage that his / her card is illegally used.
  • control unit 10 determines whether or not there is a card removal notification (S303).
  • the control unit 10 displays a withdrawal amount input screen on the display operation unit 30 (S304).
  • the control unit 10 stands by until there is a card removal notification and does not display the withdrawal amount input screen (S302).
  • the control unit 10 regulates the progress of the transaction until the card removal notification is notified. Thereby, card extraction by a customer can be performed reliably. As a result, fraud can be prevented.
  • the transaction processing control unit 11 of the control unit 10 executes the transaction (S306). Then, a response message of transaction OK is returned from the host computer 2.
  • the statement slip issuing control unit 17 instructs the statement slip issuing unit 80 to issue a statement slip
  • the statement slip issuing unit 80 prints the transaction contents on a sheet, and discharges the printed statement slip.
  • the control unit 10 displays a transaction start screen on the display operation unit 30 (S309). When the transaction start screen is displayed, the process proceeds to S100 and enters a standby state.
  • the control unit 10 inserts a card into the card insertion slot 41 based on the card insertion / extraction information from the card insertion / extraction detection unit 42 between the start of the transaction and the end of the transaction. Can be detected. More specifically, the control unit 10 may detect card insertion in each transaction procedure from the end of reading card information in S101 to the end of transaction in S308.
  • (D-1) Configuration and operation of the fourth embodiment The configuration of the transaction apparatus 1 of the fourth embodiment can be the same as or corresponding to the configuration of the transaction apparatus 1 according to the first to third embodiments. Therefore, also in 4th Embodiment, it demonstrates using FIG.1 and FIG.2 which concern on 1st Embodiment.
  • FIG. 8 is a flowchart showing the processing operation of the transaction method in the transaction apparatus 1 according to the fourth embodiment.
  • FIG. 8 illustrates a case where a withdrawal transaction is performed, the type of transaction is not limited to the withdrawal transaction.
  • the transaction can also be applied to other transactions such as deposit transaction, transfer transaction, balance inquiry.
  • a transaction start screen is displayed on the display operation unit 30 of the transaction apparatus 1, and the transaction apparatus 1 is in a standby state (S100).
  • a customer who wishes to make a transaction inserts a card such as a cash card into the card insertion slot 41.
  • the customer manually pulls out the card from the card insertion slot 41.
  • the manual card reader unit 40 reads the card information stored in the magnetic stripe of the card.
  • the transaction processing control unit 11 of the control unit 11 temporarily stores the input card information (S401).
  • the transaction processing control unit 11 determines whether or not the card information input in the previous transaction matches the card information input in the current transaction (S402).
  • the transaction processing control unit 11 moves the process to S102.
  • the display operation control unit 12 displays a warning screen indicating that the card information is the same as the previous transaction. Is displayed on the display operation unit 30 (S403).
  • control unit 10 checks whether or not there is a card remaining after the transaction ends, and displays a transaction stop screen when the card remains.
  • the card is extracted once, the card is inserted again when returning to the transaction start screen.
  • a warning screen is displayed to suppress fraud. To do. Note that if the “Yes” button 561 is selected on the alert screen 560, the process proceeds to S102. Further, when the “No” button 562 is selected, the process may be terminated.
  • the display operation control unit 12 displays the alert screen 560. This is because some customers make continuous transactions.
  • control unit 10 may be configured to execute only a transaction other than a withdrawal transaction or a transfer transaction that is likely to be fraudulent.
  • control unit 10 You may make it stop this transaction.
  • the manual card reader unit is a DIP card reader.
  • the manual card reader unit is a concept including a swipe type card reader that reads the card information by moving the magnetic stripe of the card in the longitudinal direction of the card.
  • the manual card reader unit is a concept including a non-contact type card reader that manually holds an IC card equipped with a non-contact type IC chip over the card reader and reads card information from the IC card by non-contact wireless communication. .

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Ce dispositif de transaction sur lequel est monté un lecteur de carte manuel peut empêcher un acte frauduleux de réinsertion d'une carte dans le lecteur de carte manuel au cours d'une transaction et d'extraction de la carte une fois la transaction terminée. Le dispositif de transaction selon la présente invention est caractérisé en ce qu'il comprend : une unité lecteur de carte manuel qui lit des informations de carte par extraction d'une carte insérée ; et une unité de commande qui effectue un traitement de transaction prédéfini à l'aide des informations de carte obtenues à partir de l'unité lecteur de carte manuel et qui régule la progression d'une procédure de transaction conformément à des informations, obtenues à partir de l'unité lecteur de carte manuel, sur le fait que la carte reste ou non pendant une période de temps à partir de l'acquisition des informations de carte dans la présente transaction jusqu'au début d'une transaction suivante.
PCT/JP2016/063925 2015-06-01 2016-05-10 Dispositif de transaction WO2016194561A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
JP2015-111649 2015-06-01
JP2015111649A JP2016224770A (ja) 2015-06-01 2015-06-01 取引装置

Publications (1)

Publication Number Publication Date
WO2016194561A1 true WO2016194561A1 (fr) 2016-12-08

Family

ID=57440566

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/JP2016/063925 WO2016194561A1 (fr) 2015-06-01 2016-05-10 Dispositif de transaction

Country Status (2)

Country Link
JP (1) JP2016224770A (fr)
WO (1) WO2016194561A1 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2018106572A (ja) * 2016-12-28 2018-07-05 日立オムロンターミナルソリューションズ株式会社 自動取引装置

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP7135331B2 (ja) * 2018-02-14 2022-09-13 横浜ゴム株式会社 空気入りタイヤ

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004342086A (ja) * 2003-04-21 2004-12-02 Sankyo Seiki Mfg Co Ltd カードリーダ及びその制御方法
JP2006350579A (ja) * 2005-06-15 2006-12-28 Oki Electric Ind Co Ltd 自動取引装置
JP2008269187A (ja) * 2007-04-18 2008-11-06 Oki Electric Ind Co Ltd 自動取引装置
JP2011165171A (ja) * 2010-01-14 2011-08-25 Hitachi Omron Terminal Solutions Corp 自動取引機及び自動取引方法

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004342086A (ja) * 2003-04-21 2004-12-02 Sankyo Seiki Mfg Co Ltd カードリーダ及びその制御方法
JP2006350579A (ja) * 2005-06-15 2006-12-28 Oki Electric Ind Co Ltd 自動取引装置
JP2008269187A (ja) * 2007-04-18 2008-11-06 Oki Electric Ind Co Ltd 自動取引装置
JP2011165171A (ja) * 2010-01-14 2011-08-25 Hitachi Omron Terminal Solutions Corp 自動取引機及び自動取引方法

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2018106572A (ja) * 2016-12-28 2018-07-05 日立オムロンターミナルソリューションズ株式会社 自動取引装置

Also Published As

Publication number Publication date
JP2016224770A (ja) 2016-12-28

Similar Documents

Publication Publication Date Title
JP2006301903A (ja) 現金自動取引装置
JP2007323517A (ja) 自動取引装置
JP2013222377A (ja) 紙葉類取扱装置および紙葉類取扱方法
JP2008140261A (ja) 自動取引装置
WO2016194561A1 (fr) Dispositif de transaction
JP2007087316A (ja) 自動取引装置及び自動取引システム
JP5383596B2 (ja) 自動取引システム，自動取引装置，及び取引可否判定方法
JP6529923B2 (ja) 自動取引装置および注意喚起方法
JP2010072950A (ja) 自動取引装置
JP2010033189A (ja) 自動取引装置
JP6413690B2 (ja) 取引装置
WO2015083443A1 (fr) Dispositif de transaction et procédé de transaction
JP2012008758A (ja) 取引処理装置及び取引処理方法
JP5338283B2 (ja) 生体認証を用いた自動取引装置
JP2007213280A (ja) 現金処理装置
JP6956460B2 (ja) 自動取引装置
JP2009070199A (ja) 自動取引装置
JP2016110602A (ja) 自動取引装置
JP6207438B2 (ja) カード取引装置とカード取引方法
JP4590951B2 (ja) 自動取引装置
JP2012247970A (ja) 取引処理装置、及び取引処理方法
JP7280022B2 (ja) 自動取引装置および取引処理プログラム
JP5439065B2 (ja) 取引処理システムおよび取引処理装置
JP2008059357A (ja) 自動取引装置
JP6583198B2 (ja) 自動取引装置

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 16802998

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 16802998

Country of ref document: EP

Kind code of ref document: A1