EP1854059A4 - Paiement non frauduleux d'achats sur internet - Google Patents
Paiement non frauduleux d'achats sur internetInfo
- Publication number
- EP1854059A4 EP1854059A4 EP06765600A EP06765600A EP1854059A4 EP 1854059 A4 EP1854059 A4 EP 1854059A4 EP 06765600 A EP06765600 A EP 06765600A EP 06765600 A EP06765600 A EP 06765600A EP 1854059 A4 EP1854059 A4 EP 1854059A4
- Authority
- EP
- European Patent Office
- Prior art keywords
- fraud
- free payment
- internet purchases
- purchases
- internet
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/26—Debit schemes, e.g. "pay now"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Technology Law (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US64731505P | 2005-01-26 | 2005-01-26 | |
PCT/IB2006/001756 WO2006117695A2 (fr) | 2005-01-26 | 2006-01-26 | Paiement non frauduleux d'achats sur internet |
Publications (2)
Publication Number | Publication Date |
---|---|
EP1854059A2 EP1854059A2 (fr) | 2007-11-14 |
EP1854059A4 true EP1854059A4 (fr) | 2011-08-03 |
Family
ID=37308366
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP06765600A Ceased EP1854059A4 (fr) | 2005-01-26 | 2006-01-26 | Paiement non frauduleux d'achats sur internet |
Country Status (8)
Country | Link |
---|---|
US (1) | US8740069B2 (fr) |
EP (1) | EP1854059A4 (fr) |
JP (2) | JP2008529146A (fr) |
KR (1) | KR101413773B1 (fr) |
CN (1) | CN101189629A (fr) |
AU (1) | AU2006242850A1 (fr) |
CA (1) | CA2595920C (fr) |
WO (1) | WO2006117695A2 (fr) |
Families Citing this family (41)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE102006059731A1 (de) * | 2006-12-18 | 2008-06-19 | Wincor Nixdorf International Gmbh | Verfahren zum Autorisieren mindestens einer Transaktion durch ein Banksystem |
US9779556B1 (en) | 2006-12-27 | 2017-10-03 | Stamps.Com Inc. | System and method for identifying and preventing on-line fraud |
US8024238B2 (en) * | 2008-04-24 | 2011-09-20 | Visa U.S.A. Inc. | Negative balance management |
US9779397B2 (en) | 2010-06-14 | 2017-10-03 | Automated Cashless Systems, Inc. | Transactional system and method for a table game |
US8715066B2 (en) | 2010-06-14 | 2014-05-06 | Automated Cash Systems, Llc | System and method for electronic fund transfers for use with gaming systems |
US10223866B2 (en) | 2010-06-14 | 2019-03-05 | Automated Cashless Systems, Inc. | Electronic transaction systems and methods for gaming or amusement credit purchases |
US9728039B2 (en) | 2010-06-14 | 2017-08-08 | Automated Cash Systems, Inc. | Enabling financial transactions for electronic gaming machines |
US20120084200A1 (en) * | 2010-10-01 | 2012-04-05 | Michel Triana | Systems and methods for completing a financial transaction |
JP4970629B1 (ja) * | 2012-02-29 | 2012-07-11 | 楽天株式会社 | 情報処理装置、情報処理方法、情報処理プログラム及び記録媒体 |
JP6223334B2 (ja) * | 2012-06-15 | 2017-11-01 | 株式会社Mrsホールディングズ | 入金システム |
CN103577984A (zh) * | 2012-07-18 | 2014-02-12 | 中兴通讯股份有限公司 | 支付方法及装置 |
US9589298B2 (en) * | 2013-02-21 | 2017-03-07 | Yodlee, Inc. | Financial account authentication |
CN104348618B (zh) * | 2013-07-30 | 2018-12-25 | 中国银联股份有限公司 | 与资源的转移相关联的安全性信息交互方法 |
US9996827B2 (en) | 2013-09-10 | 2018-06-12 | Boku, Inc. | System and method for metered parking at a parking server |
US9569761B2 (en) | 2013-09-20 | 2017-02-14 | Boku, Inc. | Text-to-pay for a new subscription |
US9792631B2 (en) | 2013-10-16 | 2017-10-17 | Boku, Inc. | Merchant managed method and system for text-to-pay subscriptions at a billing server |
US20150149349A1 (en) * | 2013-11-26 | 2015-05-28 | Boku. Inc. | Redeemable code to text |
US11282337B2 (en) | 2014-05-13 | 2022-03-22 | Automated Cashless Systems, Inc. | Enabling financial transactions for electronic gaming machines |
US11508213B2 (en) * | 2014-05-13 | 2022-11-22 | Automated Cashless Systems, Inc. | Enabling financial transactions for electronic gaming machines |
US11410499B2 (en) * | 2014-05-13 | 2022-08-09 | Automated Cashless Systems, Inc. | Financial gaming passport for cashless mobile gaming |
US11669815B1 (en) * | 2015-07-17 | 2023-06-06 | Automated Cashless Systems, Inc. | Financial transaction gateway systems and methods |
US11669894B2 (en) * | 2014-05-30 | 2023-06-06 | Midigator, Llc | Transaction retrieval, transaction matching, alert generation, and processing of dispute alerts |
US9697517B1 (en) * | 2014-10-03 | 2017-07-04 | State Farm Mutual Automobile Insurance Company | Token generation in providing a secure credit card payment service without storing credit card data on merchant servers |
CN104504571A (zh) * | 2014-12-16 | 2015-04-08 | 新余兴邦信息产业有限公司 | 一种线上商品防伪验证的方法及装置 |
US9626680B1 (en) | 2015-01-05 | 2017-04-18 | Kimbia, Inc. | System and method for detecting malicious payment transaction activity using aggregate views of payment transaction data in a distributed network environment |
US10043160B2 (en) | 2015-01-16 | 2018-08-07 | Bank Of America Corporation | Method and apparatus for providing a balance-verified ACH identifier |
WO2016183508A1 (fr) * | 2015-05-13 | 2016-11-17 | Omnypay, Inc. | Procédés et systèmes pour utiliser une identité de consommateur pour effectuer des transactions électroniques |
US20210264555A1 (en) * | 2015-07-17 | 2021-08-26 | Automated Cashless Systems, Inc. | Electronic financial transactions for a table game with delayed printing |
CN108369700A (zh) * | 2015-10-27 | 2018-08-03 | 屯屯·闻 | 移动支付系统 |
JP2016219052A (ja) * | 2016-08-24 | 2016-12-22 | 株式会社Mrsホールディングズ | 入金システム |
US11100508B2 (en) * | 2018-09-06 | 2021-08-24 | Mastercard International Incorporated | Multi-party payment card processing systems and methods with foreign exchange transaction detection and chargeback loss mitigation |
US11245536B2 (en) * | 2019-04-16 | 2022-02-08 | Meta Platforms, Inc. | Secure multi-party computation attribution |
US11455651B2 (en) * | 2019-04-16 | 2022-09-27 | Meta Platforms, Inc. | Attribution of conversion made by a client using impression block and conversion block |
US11741465B2 (en) | 2019-05-02 | 2023-08-29 | Mastercard International Incorporated | Systems and methods for generating pre-chargeback dispute records |
US11250414B2 (en) | 2019-08-02 | 2022-02-15 | Omnyway, Inc. | Cloud based system for engaging shoppers at or near physical stores |
US11468432B2 (en) | 2019-08-09 | 2022-10-11 | Omnyway, Inc. | Virtual-to-physical secure remote payment to a physical location |
CN113256294B (zh) * | 2019-12-13 | 2022-12-16 | 支付宝(杭州)信息技术有限公司 | 一种网络支付方法、装置、设备及系统 |
US20210398113A1 (en) * | 2020-06-17 | 2021-12-23 | Synchrony Bank | Status system with data security for transactions |
CN111738708B (zh) * | 2020-06-19 | 2024-04-26 | 中国建设银行股份有限公司 | 一种数据处理方法、装置、服务器及存储介质 |
US11908277B2 (en) * | 2021-05-24 | 2024-02-20 | Automated Cashless Systems, Inc. | Financial gaming passport for cashless mobile gaming |
CN117355856A (zh) * | 2021-05-27 | 2024-01-05 | 维萨国际服务协会 | 使用数字标签的用户验证 |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001059731A1 (fr) * | 2000-02-09 | 2001-08-16 | Internet Cash.Com | Procedes et systemes permettant des paiements electroniques securises |
US20020002538A1 (en) * | 2000-01-26 | 2002-01-03 | Ling Marvin T. | Method and apparatus for conducting electronic commerce transactions using electronic tokens |
EP1213689A2 (fr) * | 2000-12-07 | 2002-06-12 | Fiducia AG Karlsruhe/Stuttgart | Méthode pour le traitement automatique d'opérations de paiement en commerce électronique ainsi qu'un dispositif à cet effet |
Family Cites Families (47)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
IL72802A (en) * | 1984-08-29 | 1990-01-18 | N T E Parkulator | Time metering device particularly useful as a parking card |
US5434919A (en) * | 1994-01-11 | 1995-07-18 | Chaum; David | Compact endorsement signature systems |
US5892827A (en) * | 1996-06-14 | 1999-04-06 | Catalina Marketing International, Inc. | Method and apparatus for generating personal identification numbers for use in consumer transactions |
JPH09251494A (ja) * | 1996-03-18 | 1997-09-22 | U Card:Kk | 仮想プリペイドカードによる決済システム |
US6085168A (en) * | 1997-02-06 | 2000-07-04 | Fujitsu Limited | Electronic commerce settlement system |
JP4307564B2 (ja) * | 1997-03-26 | 2009-08-05 | ブリティッシュ・テレコミュニケーションズ・パブリック・リミテッド・カンパニー | トランザクションシステム |
US6014636A (en) * | 1997-05-06 | 2000-01-11 | Lucent Technologies Inc. | Point of sale method and system |
IL122263A0 (en) | 1997-11-20 | 1998-04-05 | Barkan Mordehay | Payment system and method using tokens |
JPH11259565A (ja) * | 1998-03-11 | 1999-09-24 | Dainippon Printing Co Ltd | Icカード |
US6607136B1 (en) * | 1998-09-16 | 2003-08-19 | Beepcard Inc. | Physical presence digital authentication system |
JP2000113085A (ja) * | 1998-10-08 | 2000-04-21 | Sony Corp | 電子現金システム |
US6467684B2 (en) | 1999-03-02 | 2002-10-22 | Netvisions, Inc. | Pre-paid card system for purchasing products or services |
JP3573995B2 (ja) * | 1999-03-15 | 2004-10-06 | 株式会社エヌ・ティ・ティ・データ | プリペイドカードの再利用システム |
JP3459376B2 (ja) * | 1999-04-28 | 2003-10-20 | 株式会社 ネットバンクサービス | 携帯電話機能を備えたモバイル端末を用いた電子金融取引システム、電子クレジットカードシステム、電子個品割賦システム及び電子マネーシステム |
JP2000322493A (ja) * | 1999-05-10 | 2000-11-24 | Nec Corp | 電子商取引システム及び電子商取引方法 |
US20030105672A1 (en) * | 1999-07-09 | 2003-06-05 | Epstein John B. | Method and apparatus to facilitate payment over a computer network |
AU4350699A (en) * | 1999-08-11 | 2001-02-15 | Khai Hee Kwan | Method, apparatus and program to make payment in any currencies through a communication network system |
JP2001184415A (ja) * | 1999-12-27 | 2001-07-06 | Mitsubishi Heavy Ind Ltd | 予約料金徴収方法および予約料金徴収装置 |
JP2001250068A (ja) * | 1999-12-27 | 2001-09-14 | Tokyo Mechatronics:Kk | デビットカードを利用したカード決済システム |
AU2001231060A1 (en) * | 2000-01-20 | 2001-07-31 | David Thieme | System and method for facilitating secure payment with privacy over a computer network including the internet |
JP2001297356A (ja) | 2000-02-08 | 2001-10-26 | Tokyo Mechatronics:Kk | インターネットにおけるプリペイドカード決済システム |
JP2001297288A (ja) * | 2000-02-08 | 2001-10-26 | Tokyo Mechatronics:Kk | インターネットにおけるプリペイドカード決済システムおよびその方法、ならびにそれらに使用する装置と方法 |
US20010029485A1 (en) * | 2000-02-29 | 2001-10-11 | E-Scoring, Inc. | Systems and methods enabling anonymous credit transactions |
AUPQ608000A0 (en) | 2000-03-07 | 2000-03-30 | Technocash Pty Ltd | Electronic commerce payment system |
US7627531B2 (en) * | 2000-03-07 | 2009-12-01 | American Express Travel Related Services Company, Inc. | System for facilitating a transaction |
SE525418C2 (sv) * | 2000-03-19 | 2005-02-15 | Efb Energifoerbaettringar Ab | Betalningssystem |
JP2001266027A (ja) * | 2000-03-21 | 2001-09-28 | Tokyo Mechatronics:Kk | カード決済システム |
US20030004828A1 (en) | 2000-04-27 | 2003-01-02 | S/B Exchange Enterprises, Inc. | Prepaid card authorization and security system |
US6805288B2 (en) * | 2000-05-15 | 2004-10-19 | Larry Routhenstein | Method for generating customer secure card numbers subject to use restrictions by an electronic card |
JP4914533B2 (ja) * | 2000-06-05 | 2012-04-11 | 株式会社三井住友銀行 | 情報処理装置及び情報処理方法 |
US20020174062A1 (en) * | 2001-05-16 | 2002-11-21 | Sines Randy D. | Purchasing on the internet using verified order information and bank payment assurance |
JP3494971B2 (ja) * | 2000-10-10 | 2004-02-09 | 株式会社ウェブマネー | 電子取引システム、販売サーバ、決済サーバ、販売方法、決済方法、ならびに、情報記録媒体 |
JP2002123779A (ja) * | 2000-10-12 | 2002-04-26 | Hitachi Ltd | 決済処理方法及びシステム並びにプログラムを格納した記録媒体 |
JP2002163580A (ja) * | 2000-11-22 | 2002-06-07 | Ntt Data Corp | 電子取引方法、センタ及び店舗端末 |
US7308424B2 (en) * | 2001-03-12 | 2007-12-11 | Ricoh Company, Ltd. | Electronic commerce system and electronic commerce method |
US7865427B2 (en) * | 2001-05-30 | 2011-01-04 | Cybersource Corporation | Method and apparatus for evaluating fraud risk in an electronic commerce transaction |
AUPR647701A0 (en) * | 2001-07-19 | 2001-08-09 | Synkronos Pty Ltd | Virtual credit card terminal and method of transaction |
JP2003076851A (ja) * | 2001-08-30 | 2003-03-14 | Koei:Kk | オリジナル電子マネーシステム、オリジナル電子マネーによる取引方法、記録媒体及びプログラム |
US6908030B2 (en) * | 2001-10-31 | 2005-06-21 | Arcot Systems, Inc. | One-time credit card number generator and single round-trip authentication |
WO2003073388A1 (fr) * | 2002-02-27 | 2003-09-04 | Teleglobal International Ltd. | Procede et appareil de paiement electronique securise |
US20040267673A1 (en) * | 2002-09-13 | 2004-12-30 | Ballard Claudio R. | Processing of credit card transactions using internet protocol |
US7195151B2 (en) * | 2003-02-25 | 2007-03-27 | American Cash Exchange, L.L.C. | Method and system for automated value transfer |
WO2004079609A1 (fr) * | 2003-03-07 | 2004-09-16 | Snapcount Limited | Traitement de transactions |
US7428637B1 (en) * | 2003-07-30 | 2008-09-23 | Billman Richard E | Dynamic authentication and initialization method |
US7472827B2 (en) * | 2004-05-17 | 2009-01-06 | American Express Travel Related Services Company, Inc. | Limited use PIN system and method |
US7922082B2 (en) * | 2008-01-04 | 2011-04-12 | M2 International Ltd. | Dynamic card validation value |
CA3013973A1 (fr) * | 2010-08-25 | 2012-03-01 | Ace Series A. Holdco Llc | Autorisation de reglement en especes |
-
2006
- 2006-01-25 US US11/341,952 patent/US8740069B2/en not_active Expired - Fee Related
- 2006-01-26 EP EP06765600A patent/EP1854059A4/fr not_active Ceased
- 2006-01-26 KR KR1020077019446A patent/KR101413773B1/ko active IP Right Grant
- 2006-01-26 CN CNA2006800097068A patent/CN101189629A/zh active Pending
- 2006-01-26 AU AU2006242850A patent/AU2006242850A1/en not_active Abandoned
- 2006-01-26 WO PCT/IB2006/001756 patent/WO2006117695A2/fr active Application Filing
- 2006-01-26 CA CA2595920A patent/CA2595920C/fr active Active
- 2006-01-26 JP JP2007552759A patent/JP2008529146A/ja active Pending
-
2012
- 2012-11-26 JP JP2012257523A patent/JP2013058253A/ja active Pending
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20020002538A1 (en) * | 2000-01-26 | 2002-01-03 | Ling Marvin T. | Method and apparatus for conducting electronic commerce transactions using electronic tokens |
WO2001059731A1 (fr) * | 2000-02-09 | 2001-08-16 | Internet Cash.Com | Procedes et systemes permettant des paiements electroniques securises |
EP1213689A2 (fr) * | 2000-12-07 | 2002-06-12 | Fiducia AG Karlsruhe/Stuttgart | Méthode pour le traitement automatique d'opérations de paiement en commerce électronique ainsi qu'un dispositif à cet effet |
Also Published As
Publication number | Publication date |
---|---|
CN101189629A (zh) | 2008-05-28 |
WO2006117695A2 (fr) | 2006-11-09 |
AU2006242850A1 (en) | 2006-11-09 |
CA2595920C (fr) | 2015-04-07 |
CA2595920A1 (fr) | 2006-11-09 |
US20060218091A1 (en) | 2006-09-28 |
JP2013058253A (ja) | 2013-03-28 |
JP2008529146A (ja) | 2008-07-31 |
EP1854059A2 (fr) | 2007-11-14 |
KR101413773B1 (ko) | 2014-07-01 |
WO2006117695A3 (fr) | 2007-04-19 |
KR20070103043A (ko) | 2007-10-22 |
US8740069B2 (en) | 2014-06-03 |
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RIC1 | Information provided on ipc code assigned before grant |
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