WO2007086207A1 - Système d’utilisation de carte - Google Patents

Système d’utilisation de carte Download PDF

Info

Publication number
WO2007086207A1
WO2007086207A1 PCT/JP2006/325040 JP2006325040W WO2007086207A1 WO 2007086207 A1 WO2007086207 A1 WO 2007086207A1 JP 2006325040 W JP2006325040 W JP 2006325040W WO 2007086207 A1 WO2007086207 A1 WO 2007086207A1
Authority
WO
WIPO (PCT)
Prior art keywords
card
user
mobile terminal
usage
information
Prior art date
Application number
PCT/JP2006/325040
Other languages
English (en)
Japanese (ja)
Inventor
Shigeto Mochizuki
Original Assignee
Shigeto Mochizuki
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shigeto Mochizuki filed Critical Shigeto Mochizuki
Publication of WO2007086207A1 publication Critical patent/WO2007086207A1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Definitions

  • Patent Document 1 in order to confirm that the card user is the person himself / herself, the card user's mobile mobile terminal is notified and the card user's card use is indicated.
  • An invention is disclosed that permits the use of the card when it is applied.
  • the customer database further includes a correspondence relationship between the card ID and the e-mail address of the mobile terminal, and the card center further corresponds to the customer information database power based on the received card ID.
  • the e-mail address of the user's mobile terminal is searched, and a card use confirmation e-mail is transmitted to the user's mobile terminal of the e-mail address corresponding to the searched card ID.
  • a card utilization method includes a user card including at least a card ID, a user portable terminal having a telephone function, a card reading device that reads information on the inserted card, and a card management
  • the card center includes a host computer that performs card management, a card ID, The customer information database that stores the correspondence with the phone number of the mobile terminal, the usage status data that stores the correspondence between the phone number of the mobile device, the force ID, and the usage status of the card.
  • the card reader sends information including at least a card ID for identifying the card to the card center.
  • the mobile terminal when the mobile terminal receives a call, stores a call destination telephone number as an incoming call history, and includes means for calling the telephone number saved as the incoming call history. ing. For this reason, the card center can be called using the incoming call history of the mobile terminal.
  • the usage status database power card is used according to the received telephone number of the user's mobile terminal.
  • Information processing unit that searches for information on usage status and identifies the card ID and usage status of the card that has been illegally used, a call processing unit that makes a call to the user's mobile terminal,
  • the mobile phone has an incoming call processing unit that receives a call from the user's mobile terminal, and a telephone number acquisition unit that acquires the telephone number of the mobile terminal that made the call. I am doing so.
  • a host computer 20 that performs service provision processing such as depositing / withdrawing, cashing, transfer, balance inquiry, etc., is provided in the card center 6c that provides the card utilization service of the embodiment of the present invention.
  • a customer information database 21 and a usage occurrence status database 22 are provided. The card center 6c will be described in detail later.
  • the user 1 attaches the card 3 to the card readers 4a to 4f when performing service provision processing such as depositing / withdrawing, cashing, transfer, balance inquiry, etc. (step S101).
  • the card readers 4a to 4f communicate with the host computer 20 of the card center 6c to perform card processing such as deposit / withdrawal, cashing, transfer, balance inquiry, etc. (step S102).
  • a message including a card ID, reader ID, usage time, and card usage information is transmitted from the card readers 4a to 4f to the information processing unit 24 of the card center 6c (step S). 103).

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)

Abstract

L’objet de l’invention est de fournir un environnement d’utilisation de carte autorisant des contre-mesures rapides en cas d’usage frauduleux. Lorsqu’une carte (3) est utilisée, des informations sont envoyées d’un lecteur de carte (4a à 4f) à un centre de carte (6c). Le centre de carte (6c) cherche dans une base de données d’informations clients le numéro de téléphone et l’adresse de courrier électronique en utilisant un ID de carte en tant que clé, appelle le terminal (2) de l’utilisateur au sujet de l’utilisation de la carte et stocke la situation d’occurrence d’utilisation de carte dans une base de données de situations d’occurrences d’utilisation. Si une carte est utilisée frauduleusement, le terminal portable (2) appelle le centre de carte (6c) en utilisant une fonction de retour d’historique d’appel. Sur réception de l’appel du terminal portable (2), le centre de carte (6c) cherche dans la base de données de situations d’occurrences d’utilisation la situation d’occurrence d’utilisation de la carte et l’ID de carte en utilisant le numéro de téléphone en tant que clé. Grâce à cela, l’utilisation de la carte et le lecteur de carte sont désactivés et des contre-mesures adéquates peuvent être prises.
PCT/JP2006/325040 2006-01-27 2006-12-15 Système d’utilisation de carte WO2007086207A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
JP2006019535A JP2007200144A (ja) 2006-01-27 2006-01-27 カード利用システム、カード利用方法、及びカード利用システムの不正利用判断装置
JP2006-019535 2006-01-27

Publications (1)

Publication Number Publication Date
WO2007086207A1 true WO2007086207A1 (fr) 2007-08-02

Family

ID=38309009

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/JP2006/325040 WO2007086207A1 (fr) 2006-01-27 2006-12-15 Système d’utilisation de carte

Country Status (2)

Country Link
JP (1) JP2007200144A (fr)
WO (1) WO2007086207A1 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2545987A (en) * 2015-11-19 2017-07-05 Wal Mart Stores Inc Systems and methods for flexibly securing card data

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5530438A (en) * 1995-01-09 1996-06-25 Motorola, Inc. Method of providing an alert of a financial transaction
EP0745961A2 (fr) * 1995-05-31 1996-12-04 AT&T IPM Corp. Système d'autorisation et d'alarme pour transactions
JP2000268104A (ja) * 1999-03-19 2000-09-29 Hitachi Ltd セキュリティチェック方法、カード顧客管理装置、無線発信機能付カード、および、移動体交換機
JP2001357339A (ja) * 2000-04-26 2001-12-26 Internatl Business Mach Corp <Ibm> ネットワークに基づく商取引のための携帯電話を用いた支払い
JP2003233763A (ja) * 2002-02-07 2003-08-22 Shigeto Mochizuki カード利用システム

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5530438A (en) * 1995-01-09 1996-06-25 Motorola, Inc. Method of providing an alert of a financial transaction
EP0745961A2 (fr) * 1995-05-31 1996-12-04 AT&T IPM Corp. Système d'autorisation et d'alarme pour transactions
JP2000268104A (ja) * 1999-03-19 2000-09-29 Hitachi Ltd セキュリティチェック方法、カード顧客管理装置、無線発信機能付カード、および、移動体交換機
JP2001357339A (ja) * 2000-04-26 2001-12-26 Internatl Business Mach Corp <Ibm> ネットワークに基づく商取引のための携帯電話を用いた支払い
JP2003233763A (ja) * 2002-02-07 2003-08-22 Shigeto Mochizuki カード利用システム

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2545987A (en) * 2015-11-19 2017-07-05 Wal Mart Stores Inc Systems and methods for flexibly securing card data
US10313309B2 (en) 2015-11-19 2019-06-04 Walmart Apollo, Llc Systems and methods for flexibly securing data
US10904221B2 (en) 2015-11-19 2021-01-26 Walmart Apollo, Llc Systems and methods for flexibly securing data

Also Published As

Publication number Publication date
JP2007200144A (ja) 2007-08-09

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