JP2010518492A - オンライン支払システムおよび方法 - Google Patents

オンライン支払システムおよび方法 Download PDF

Info

Publication number
JP2010518492A
JP2010518492A JP2009548465A JP2009548465A JP2010518492A JP 2010518492 A JP2010518492 A JP 2010518492A JP 2009548465 A JP2009548465 A JP 2009548465A JP 2009548465 A JP2009548465 A JP 2009548465A JP 2010518492 A JP2010518492 A JP 2010518492A
Authority
JP
Japan
Prior art keywords
check
online payment
customer
module
electronic
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
JP2009548465A
Other languages
English (en)
Japanese (ja)
Other versions
JP2010518492A5 (enExample
Inventor
チェン ヤン
Original Assignee
アリババ グループ ホールディング リミテッド
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by アリババ グループ ホールディング リミテッド filed Critical アリババ グループ ホールディング リミテッド
Publication of JP2010518492A publication Critical patent/JP2010518492A/ja
Publication of JP2010518492A5 publication Critical patent/JP2010518492A5/ja
Pending legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
JP2009548465A 2007-02-01 2008-02-01 オンライン支払システムおよび方法 Pending JP2010518492A (ja)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CNA2007100063655A CN101236629A (zh) 2007-02-01 2007-02-01 网上支付系统及网上支付方法
PCT/US2008/052765 WO2008095157A1 (en) 2007-02-01 2008-02-01 Online payment system and method

Publications (2)

Publication Number Publication Date
JP2010518492A true JP2010518492A (ja) 2010-05-27
JP2010518492A5 JP2010518492A5 (enExample) 2011-03-24

Family

ID=39674514

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2009548465A Pending JP2010518492A (ja) 2007-02-01 2008-02-01 オンライン支払システムおよび方法

Country Status (6)

Country Link
US (1) US20100223188A1 (enExample)
EP (1) EP2115684A4 (enExample)
JP (1) JP2010518492A (enExample)
CN (1) CN101236629A (enExample)
TW (1) TW200929031A (enExample)
WO (1) WO2008095157A1 (enExample)

Families Citing this family (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101655948A (zh) * 2008-08-20 2010-02-24 阿里巴巴集团控股有限公司 网上交易方法及网上交易系统
WO2012087111A1 (en) * 2010-12-24 2012-06-28 Mobile Money International Sdn Bhd Electronic cheque method and system
US20130054461A1 (en) * 2011-08-23 2013-02-28 Infosys Limited Methods, systems, and computer-readable media for electronic financial transfers
US20130085944A1 (en) * 2011-09-29 2013-04-04 Pacid Technologies, Llc System and method for application security
CN102360480B (zh) * 2011-10-06 2017-06-16 浙江易网科技股份有限公司 一种链接网上支付及记录链接的方法和系统
CN102610039B (zh) * 2012-03-12 2014-04-02 山东科技大学 一种用于租赁豆浆机的加密方法
US20150242825A1 (en) * 2014-02-24 2015-08-27 Peter Burton Mills Generation, storage, and validation of encrypted electronic currency
CN103971274A (zh) * 2014-05-30 2014-08-06 税友软件集团股份有限公司 离线应急电子发票的处理方法、处理装置及处理系统
CN104200365A (zh) * 2014-09-03 2014-12-10 高勃 一种电子支票的开票及解付方法
CN107111838B (zh) * 2014-11-10 2021-10-01 香港物流及供应链管理应用技术研发中心 一种用于促进付款人与收款人之间财务交易的系统和方法
CN105224266A (zh) * 2015-10-30 2016-01-06 百度在线网络技术（北京）有限公司 文件打印方法和装置
CN107993141A (zh) * 2017-11-22 2018-05-04 中国银行股份有限公司 数据处理方法和装置、服务器
SG10202001079QA (en) * 2020-02-06 2020-07-29 Alipay Labs Singapore Pte Ltd Method and System for Processing a Transaction
CN119417474A (zh) * 2024-10-15 2025-02-11 中电信人工智能科技(北京)有限公司 移动支付方法、装置及电子设备

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH09218905A (ja) * 1996-02-08 1997-08-19 N T T Data Tsushin Kk 電子小切手システム
JPH11259586A (ja) * 1998-03-13 1999-09-24 Fujitsu Ltd 電子小切手システム、金融情報管理システム、電子小切手管理装置及び電子小切手管理プログラムを記録した媒体
JPH11296603A (ja) * 1998-04-09 1999-10-29 Nippon Telegr & Teleph Corp <Ntt> 電子小切手方法
JP2001273452A (ja) * 2000-02-16 2001-10-05 Cyber Settlement Co Ltd サイバ決済手段の発行及び決済方法、並びにそのシステム
JP2002279324A (ja) * 2001-03-21 2002-09-27 Mitsuru Oba 電子地域マネーシステム
JP2003099693A (ja) * 2001-09-20 2003-04-04 Fujitsu Ltd 電子決済方法
JP2003233717A (ja) * 2002-02-12 2003-08-22 Sony Corp 電子決済システムおよび電子決済方法
JP2003536143A (ja) * 2000-06-08 2003-12-02 ホンイル キム インターネットによる商取引のための小切手／カード、及び、小切手／カードの取引方法
JP2004005515A (ja) * 2002-04-17 2004-01-08 Oki Electric Ind Co Ltd 電子小切手決済システム

Family Cites Families (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP3343771B2 (ja) * 1995-03-13 2002-11-11 株式会社東芝 電子決済装置、および、電子決済判定方法
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
WO2000022559A1 (en) * 1998-08-27 2000-04-20 Citibank, N.A. System and use for correspondent banking
US9098958B2 (en) * 1998-09-15 2015-08-04 U-Paid Systems, Ltd. Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment
US7209889B1 (en) * 1998-12-24 2007-04-24 Henry Whitfield Secure system for the issuance, acquisition, and redemption of certificates in a transaction network
US7376587B1 (en) * 2000-07-11 2008-05-20 Western Union Financial Services, Inc. Method for enabling transfer of funds through a computer network
US20010044764A1 (en) * 2000-01-19 2001-11-22 Arnold Thomas A. Accepting and processing electronic checks authorized via a public network
US7203315B1 (en) * 2000-02-22 2007-04-10 Paul Owen Livesay Methods and apparatus for providing user anonymity in online transactions
US7124113B1 (en) * 2000-11-21 2006-10-17 Troy Group, Inc. System and method for verifying, setting, printing and guaranteeing checks at a remote location
US20020087461A1 (en) * 2000-12-28 2002-07-04 Ravi Ganesan Technique for electronic funds escrow
US20020103753A1 (en) * 2001-01-31 2002-08-01 Michael Schimmel Charge splitter application
US7024174B2 (en) * 2001-07-24 2006-04-04 Citibank, N.A. Method and system for data management in electronic payments transactions
US20030229590A1 (en) * 2001-12-12 2003-12-11 Byrne Shannon Lee Global integrated payment system
US20030115155A1 (en) * 2001-12-18 2003-06-19 Ncr Corporation Issuing certified checks over the internet
US20030182227A1 (en) * 2002-03-25 2003-09-25 Eri Guzman Payment monitoring system
US8407117B2 (en) * 2002-04-24 2013-03-26 Sk Planet Co., Ltd. Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal
US7664698B2 (en) * 2002-09-30 2010-02-16 Ifedayo Udiani Simplified internet payment, security, & tax administration protocol (SIPSTAP)
US20040148258A1 (en) * 2003-01-29 2004-07-29 Tillett Wiley S. Electronic check settlement method
JP4347031B2 (ja) * 2003-12-04 2009-10-21 三桜工業株式会社 樹脂製チューブの曲げ加工装置
US20050131834A1 (en) * 2003-12-11 2005-06-16 International Business Machines Corporation E-commerce by check
US8423758B2 (en) * 2004-05-10 2013-04-16 Tara Chand Singhal Method and apparatus for packet source validation architecture system for enhanced internet security
US8255464B2 (en) * 2006-05-09 2012-08-28 Wilkins John T Contact management system and method

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH09218905A (ja) * 1996-02-08 1997-08-19 N T T Data Tsushin Kk 電子小切手システム
JPH11259586A (ja) * 1998-03-13 1999-09-24 Fujitsu Ltd 電子小切手システム、金融情報管理システム、電子小切手管理装置及び電子小切手管理プログラムを記録した媒体
JPH11296603A (ja) * 1998-04-09 1999-10-29 Nippon Telegr & Teleph Corp <Ntt> 電子小切手方法
JP2001273452A (ja) * 2000-02-16 2001-10-05 Cyber Settlement Co Ltd サイバ決済手段の発行及び決済方法、並びにそのシステム
JP2003536143A (ja) * 2000-06-08 2003-12-02 ホンイル キム インターネットによる商取引のための小切手／カード、及び、小切手／カードの取引方法
JP2002279324A (ja) * 2001-03-21 2002-09-27 Mitsuru Oba 電子地域マネーシステム
JP2003099693A (ja) * 2001-09-20 2003-04-04 Fujitsu Ltd 電子決済方法
JP2003233717A (ja) * 2002-02-12 2003-08-22 Sony Corp 電子決済システムおよび電子決済方法
JP2004005515A (ja) * 2002-04-17 2004-01-08 Oki Electric Ind Co Ltd 電子小切手決済システム

Also Published As

Publication number Publication date
US20100223188A1 (en) 2010-09-02
WO2008095157A1 (en) 2008-08-07
EP2115684A1 (en) 2009-11-11
TW200929031A (en) 2009-07-01
EP2115684A4 (en) 2012-05-09
CN101236629A (zh) 2008-08-06

Similar Documents

Publication Publication Date Title
JP2010518492A (ja) オンライン支払システムおよび方法
JP5721086B2 (ja) 電子マネーの管理方法
EP3485448B1 (en) Digital asset distribution by transaction device
US7596530B1 (en) Method for internet payments for content
US20050097060A1 (en) Method for electronic commerce using security token and apparatus thereof
US20020152180A1 (en) System and method for performing secure remote real-time financial transactions over a public communications infrastructure with strong authentication
EP2624190A1 (en) Authentication of payment transactions using an alias
US20030208406A1 (en) Method and apparatus for processing one or more value bearing instruments
US20040128257A1 (en) Method and apparatus for administering one or more value bearing instruments
AU2017288112A1 (en) Digital asset account management
US11222314B2 (en) Systems and methods for securing electronic transactions
US20040128516A1 (en) Method and apparatus for verifying bearing instruments
US20210209594A1 (en) System and methods for using limit-use encrypted code to transfer values securely among users
JPH10171887A (ja) オンラインショッピングシステム
US20120173436A1 (en) Method and system for authorizing, authenticating, implementing, brokering data transfers, and collecting fees for data transfers among distributed electronic devices and servers
US20030187797A1 (en) Method for issuing and settling electronic check
CN112970234A (zh) 账户断言
WO2001011515A2 (en) Method and system for making anonymous electronic payments on the world wide web
EP3610438B1 (en) System for effecting financial transactions between a first party and a second party
TWI469076B (zh) 電子兌換券與自動化處理電子兌換券的方法
JP4865205B2 (ja) 代引電子決済代行サービスシステム
JP2000251146A (ja) Ｉｃカードを用いた電子チケッティング方法およびシステム
US20040143554A1 (en) Method and apparatus for generating a value bearing instrument
WO2001073709A2 (en) Method and apparatus for processing one or more value bearing instruments
WO2001073644A2 (en) Method and apparatus for generating a value bearing instrument

Legal Events

Date Code Title Description
A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20110201

A621 Written request for application examination

Free format text: JAPANESE INTERMEDIATE CODE: A621

Effective date: 20110201

A131 Notification of reasons for refusal

Free format text: JAPANESE INTERMEDIATE CODE: A131

Effective date: 20121122

A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20130221

A131 Notification of reasons for refusal

Free format text: JAPANESE INTERMEDIATE CODE: A131

Effective date: 20130802

A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20131030

A02 Decision of refusal

Free format text: JAPANESE INTERMEDIATE CODE: A02

Effective date: 20140325