CN101236629A - 网上支付系统及网上支付方法 - Google Patents

网上支付系统及网上支付方法 Download PDF

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Publication number
CN101236629A
CN101236629A CNA2007100063655A CN200710006365A CN101236629A CN 101236629 A CN101236629 A CN 101236629A CN A2007100063655 A CNA2007100063655 A CN A2007100063655A CN 200710006365 A CN200710006365 A CN 200710006365A CN 101236629 A CN101236629 A CN 101236629A
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CN
China
Prior art keywords
check
echeck
user
subsystem
request
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CNA2007100063655A
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English (en)
Chinese (zh)
Inventor
杨政
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Alibaba Group Holding Ltd
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Priority to CNA2007100063655A priority Critical patent/CN101236629A/zh
Priority to TW096149453A priority patent/TW200929031A/zh
Priority to US11/997,767 priority patent/US20100223188A1/en
Priority to JP2009548465A priority patent/JP2010518492A/ja
Priority to EP08714170A priority patent/EP2115684A4/en
Priority to PCT/US2008/052765 priority patent/WO2008095157A1/en
Publication of CN101236629A publication Critical patent/CN101236629A/zh
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CNA2007100063655A 2007-02-01 2007-02-01 网上支付系统及网上支付方法 Pending CN101236629A (zh)

Priority Applications (6)

Application Number Priority Date Filing Date Title
CNA2007100063655A CN101236629A (zh) 2007-02-01 2007-02-01 网上支付系统及网上支付方法
TW096149453A TW200929031A (en) 2007-02-01 2007-12-21 On-line payment system and payment procedure
US11/997,767 US20100223188A1 (en) 2007-02-01 2008-02-01 Online Payment System and Method
JP2009548465A JP2010518492A (ja) 2007-02-01 2008-02-01 オンライン支払システムおよび方法
EP08714170A EP2115684A4 (en) 2007-02-01 2008-02-01 ONLINE PAYMENT SYSTEM AND METHOD
PCT/US2008/052765 WO2008095157A1 (en) 2007-02-01 2008-02-01 Online payment system and method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CNA2007100063655A CN101236629A (zh) 2007-02-01 2007-02-01 网上支付系统及网上支付方法

Publications (1)

Publication Number Publication Date
CN101236629A true CN101236629A (zh) 2008-08-06

Family

ID=39674514

Family Applications (1)

Application Number Title Priority Date Filing Date
CNA2007100063655A Pending CN101236629A (zh) 2007-02-01 2007-02-01 网上支付系统及网上支付方法

Country Status (6)

Country Link
US (1) US20100223188A1 (enExample)
EP (1) EP2115684A4 (enExample)
JP (1) JP2010518492A (enExample)
CN (1) CN101236629A (enExample)
TW (1) TW200929031A (enExample)
WO (1) WO2008095157A1 (enExample)

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102360480A (zh) * 2011-10-06 2012-02-22 吴东辉 一种链接网上支付及记录链接的方法和系统
CN102610039A (zh) * 2012-03-12 2012-07-25 山东科技大学 一种用于租赁豆浆机的加密方法
CN104200365A (zh) * 2014-09-03 2014-12-10 高勃 一种电子支票的开票及解付方法
CN105224266A (zh) * 2015-10-30 2016-01-06 百度在线网络技术（北京）有限公司 文件打印方法和装置
WO2016074124A1 (en) * 2014-11-10 2016-05-19 Hong Kong R & D Centre for Logistics and Supply Chain Management Enabling Technologies Limited A system and method for facilitating a financial transaction between a payer and a payee
CN107993141A (zh) * 2017-11-22 2018-05-04 中国银行股份有限公司 数据处理方法和装置、服务器
WO2021155693A1 (en) * 2020-02-06 2021-08-12 Alipay Labs (singapore) Pte. Ltd. Method and system for processing transaction

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* Cited by examiner, † Cited by third party
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CN101655948A (zh) 2008-08-20 2010-02-24 阿里巴巴集团控股有限公司 网上交易方法及网上交易系统
CN103314387A (zh) * 2010-12-24 2013-09-18 移动货币国际私人有限公司 电子支票方法和系统
US20130054461A1 (en) * 2011-08-23 2013-02-28 Infosys Limited Methods, systems, and computer-readable media for electronic financial transfers
US20130085944A1 (en) * 2011-09-29 2013-04-04 Pacid Technologies, Llc System and method for application security
US20150242825A1 (en) * 2014-02-24 2015-08-27 Peter Burton Mills Generation, storage, and validation of encrypted electronic currency
CN103971274A (zh) * 2014-05-30 2014-08-06 税友软件集团股份有限公司 离线应急电子发票的处理方法、处理装置及处理系统
CN119417474A (zh) * 2024-10-15 2025-02-11 中电信人工智能科技(北京)有限公司 移动支付方法、装置及电子设备

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JP3343771B2 (ja) * 1995-03-13 2002-11-11 株式会社東芝 電子決済装置、および、電子決済判定方法
JP3365599B2 (ja) * 1996-02-08 2003-01-14 株式会社エヌ・ティ・ティ・データ 電子小切手システム
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
JP4176180B2 (ja) * 1998-03-13 2008-11-05 富士通株式会社 電子小切手システム、金融情報管理システム、電子小切手管理装置、金融情報管理プログラムを記録したコンピュータ読み取り可能な記録媒体、及び電子小切手管理プログラムを記録したコンピュータ読み取り可能な記録媒体
JPH11296603A (ja) * 1998-04-09 1999-10-29 Nippon Telegr & Teleph Corp <Ntt> 電子小切手方法
WO2000022559A1 (en) * 1998-08-27 2000-04-20 Citibank, N.A. System and use for correspondent banking
US9098958B2 (en) * 1998-09-15 2015-08-04 U-Paid Systems, Ltd. Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment
US7209889B1 (en) * 1998-12-24 2007-04-24 Henry Whitfield Secure system for the issuance, acquisition, and redemption of certificates in a transaction network
US7376587B1 (en) * 2000-07-11 2008-05-20 Western Union Financial Services, Inc. Method for enabling transfer of funds through a computer network
US20010044764A1 (en) * 2000-01-19 2001-11-22 Arnold Thomas A. Accepting and processing electronic checks authorized via a public network
KR100297976B1 (ko) * 2000-02-16 2001-11-03 정창희 컴퓨터 네트워크상에서 사업자고유정보가 마크된 사이버 결제수단의 발행 및 그에 의한 결제 시스템 및 방법
US7203315B1 (en) * 2000-02-22 2007-04-10 Paul Owen Livesay Methods and apparatus for providing user anonymity in online transactions
JP2003536143A (ja) * 2000-06-08 2003-12-02 ホンイル キム インターネットによる商取引のための小切手／カード、及び、小切手／カードの取引方法
US7124113B1 (en) * 2000-11-21 2006-10-17 Troy Group, Inc. System and method for verifying, setting, printing and guaranteeing checks at a remote location
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JP2002279324A (ja) * 2001-03-21 2002-09-27 Mitsuru Oba 電子地域マネーシステム
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US20030229590A1 (en) * 2001-12-12 2003-12-11 Byrne Shannon Lee Global integrated payment system
US20030115155A1 (en) * 2001-12-18 2003-06-19 Ncr Corporation Issuing certified checks over the internet
JP2003233717A (ja) * 2002-02-12 2003-08-22 Sony Corp 電子決済システムおよび電子決済方法
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JP2004005515A (ja) * 2002-04-17 2004-01-08 Oki Electric Ind Co Ltd 電子小切手決済システム
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JP4347031B2 (ja) * 2003-12-04 2009-10-21 三桜工業株式会社 樹脂製チューブの曲げ加工装置
US20050131834A1 (en) * 2003-12-11 2005-06-16 International Business Machines Corporation E-commerce by check
US8423758B2 (en) * 2004-05-10 2013-04-16 Tara Chand Singhal Method and apparatus for packet source validation architecture system for enhanced internet security
US8255464B2 (en) * 2006-05-09 2012-08-28 Wilkins John T Contact management system and method

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102360480A (zh) * 2011-10-06 2012-02-22 吴东辉 一种链接网上支付及记录链接的方法和系统
CN102610039A (zh) * 2012-03-12 2012-07-25 山东科技大学 一种用于租赁豆浆机的加密方法
CN104200365A (zh) * 2014-09-03 2014-12-10 高勃 一种电子支票的开票及解付方法
WO2016074124A1 (en) * 2014-11-10 2016-05-19 Hong Kong R & D Centre for Logistics and Supply Chain Management Enabling Technologies Limited A system and method for facilitating a financial transaction between a payer and a payee
CN105224266A (zh) * 2015-10-30 2016-01-06 百度在线网络技术（北京）有限公司 文件打印方法和装置
CN107993141A (zh) * 2017-11-22 2018-05-04 中国银行股份有限公司 数据处理方法和装置、服务器
WO2021155693A1 (en) * 2020-02-06 2021-08-12 Alipay Labs (singapore) Pte. Ltd. Method and system for processing transaction

Also Published As

Publication number Publication date
WO2008095157A1 (en) 2008-08-07
US20100223188A1 (en) 2010-09-02
EP2115684A1 (en) 2009-11-11
EP2115684A4 (en) 2012-05-09
JP2010518492A (ja) 2010-05-27
TW200929031A (en) 2009-07-01

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