JP2000500256A - テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置 - Google Patents
テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置Info
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- G06Q20/00—Payment architectures, schemes or protocols
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- G06Q20/00—Payment architectures, schemes or protocols
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
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- G—PHYSICS
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- G06Q20/00—Payment architectures, schemes or protocols
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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- G—PHYSICS
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
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Abstract
Description
Claims (1)
- 【特許請求の範囲】 1.テレコミュニケーションシステムにおける端末装置(100、MS)と他方 の取引き当事者(14、15、16)との間の電子支払トランザクションを行う ためのシステムにおいて、 支払サービスゲートウエイ(10)を備え、該支払サービスゲートウエイは 、 前記端末装置(100、MS)との支払トランザクションのため第1の電子 支払プロトコル(A)をサポートする第1の支払プロトコルインターフェイス( 20)と、 データネットワークに接続され且つ前記他方の取引き当事者(14、15、 16)との支払トランザクションのため前記第1の電子支払プロトコルインター フェイスと同じまたは異なる電子支払プロトコル(B、C、 ・・・、Y:#1 、#2、#3)をサポートする少なくとも1つの他の支払プロトコルインターフ ェイス(21)とを備えており、 前記支払サービスゲートウエイは、前記第1の支払プロトコルインターフェ イス(20)と前記少なくとも1つの他の支払プロトコルインターフェイス(2 1)との間の支払トランザクションのプロトコル適合を行うように構成されてい る、 ことを特徴とするシステム。 2.前記支払サービスゲートウエイ(10)は、移動ネットワークオペレータの ローカルエリアネットワーク(LAN1)の如きデータネットワークを介して移 動ネットワーク(PLMN)に接続される請求項1記載のシステム。 3.前記支払サービスゲートウエイ(10)は、移動ネットワーク(PLMN) に接続されている請求項1記載のシステム。 4.テレコミュニケーションシステムにおける端末装置と他方の取引き当事者と の間のデータネットワークを介しての電子支払トランザクションを行うための方 法において、 支払サービスゲートウエイを通して前記支払トランザクションをルーティン グし、 前記他方の当事者の電子支払プロトコルとは関係なしに、前記端末装置よ前 記ゲートウエイとの間のすべての支払トランザクションにおいて同じ一般電子支 払プロトコルを使用し、 前記ゲートウエイと前記他方の当事者との間の各支払トランザクションにお いて前記他方の当事者の電子支払プロトコルを使用する、 ことを特徴とする方法。 5.前記一般支払プロトコルと各他方の当事者の支払プロトコルとの間のプロト コル変換を前記支払サービスゲートウエイにおいて行う請求項4記載の方法。 6.前記テレコミュニケーションネットワークは、デジタル移動ネットワークで あり、前記支払サービスゲートウエイと前記端末装置との間の通信は、移動ネッ トワークを介して直接的に、または、移動ネットワークおよび支払サービスゲー トウエイと移動ネットワークとの間に配置されたデータネットワークを介して行 われる請求項4または5記載の方法。 7.テレコミュニケーションシステムにおける端末装置と他方の取引き当事者と の間の電子支払を行うためのシステム(第2図)において、 支払サービスゲートウエイ(10)を備え、該支払サービスゲートウエイは 、 前記他方の当事者との支払トランザクションのため第1の電子支払プロトコ ル(A)をサポートする第1の支払プロトコルインターフェイスと、 データネットワークに接続され且つ前記端末装置との支払トランザクション のため前記第1の支払プロトコルインターフェイスと同じまたは異なる電子支払 プロトコル(B、C、・・、X)をサポートする少なくとも1つの他の支払プロ トコルインターフェイスとを備えており、 前記支払サービスゲートウエイ(10)は、前記第1の支払プロトコルイン ターフェイスと前記少なくとも1つの他のプロトコルインターフェイスとの間の 支払トランザクションのプロトコル適合を行うように構成されている、 ことを特徴とするシステム。 8.テレコミュニケーションシステムにおける端末装置と他方の取引き当事者と の間の電子支払トランザクションを行うための方法において、 支払サービスゲートウエイを介して前記支払トランザクションをルーティン グし、 前記端末装置の電子支払プロトコルとは関係なしに、前記他方の当事者と前 記ゲートウエイとの間のすべての支払トランザクションにおいて同じ一般電子支 払プロトコルを使用し、 前記ゲートウエイと前記端末装置との間の支払トランザクションにおいて前 記端末装置の電子支払プロトコルを使用する、 ことを特徴とする方法。 9.前記一般支払プロトコルと各端末装置の支払プロトコルとの間の前記支払サ ービスゲートウエイにおけるプロトコル変換を行う請求項8記載の方法。 10.テレコミュニケーションネットワークにおける端末装置(100、MS)と 他方の取引き当事者(14、15、16、200)との間のトランザクションを 行うための装置において、該装置(10)は、 前記端末装置と該装置との間のすべての支払トランザクションにおいて第1 の一般電子支払プロトコルを使用することによって前記端末装置と該装置との間 のトランザクションを行うための手段であって、前記第1の一般電子支払プロト コルは、すべての端末装置に共通であり、前記他方の当事者によってサポートさ れる第2の電子支払プロトコルとは別であるような手段(20、150)と、 前記他方の当事者によってサポートされる前記第2の電子支払プロトコルを 使用することによって前記他方の当事者と該装置との間の支払トランザクション を行う手段(21、151)と、 前記第1の電子支払プロトコルと前記第2の電子支払プロトコルとの間のプ ロトコル変換を行う手段(22、152)と、 を備えることを特徴とする装置。 11.テレコミュニケーションネットワークにおける端末装置と他方の取引き当事 者との間の電子支払トランザクションを行うための装置において、該装置は、 前記端末装置によってサポートされる第2の電子支払プロトコルとは別の第 1の一般電子支払プロトコルを各トランザクションにおいて使用することにより 前記他方の当事者と該装置との間の支払トランザクションを行う手段 (151)と、 前記端末装置によってサポートされる前記第2の電子支払プロトコルを使用 することによって前記端末装置と該装置との間の支払トランザクションを行う手 段(150)と、 前記第1の一般電子支払プロトコルと前記第2の電子支払プロトコルとの間 のプロトコル変換を行う手段(152)と、 を備えることを特徴とする装置。 12.テレコミュニケーションネットワークにおける端末装置と他方の取引き当事 者との間の電子支払トランザクションを行うための装置において、該装置(10 )は、 各端末装置によってサポートされる電子支払プロトコルを使用することによ って端末装置と該装置との間の支払トランザクションを行う手段(151)と、 前記他方の当事者の電子支払プロトコルを使用することにより該他方の当事 者と該装置との間の支払トランザクションを行う手段(21、151)と、 各端末装置によってサポートされる電子支払プロトコルと各他方の当事者に よって支援される電子支払プロトコルとの間のプロトコル変換を行う手段(15 2)と、 を備えることを特徴とする装置。
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FI955354A FI102860B1 (fi) | 1995-11-07 | 1995-11-07 | Menetelmä ja järjestelmä elektronisen maksutapahtuman suorittamiseksi |
FI955354 | 1995-11-07 | ||
PCT/FI1996/000597 WO1997017678A1 (en) | 1995-11-07 | 1996-11-05 | A system, a method and an apparatus for performing an electric payment transaction in a telecommunication metwork |
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JP2007065041A Division JP2007200343A (ja) | 1995-11-07 | 2007-03-14 | テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置 |
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JP2000500256A true JP2000500256A (ja) | 2000-01-11 |
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Family Applications (3)
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JP9517891A Pending JP2000500256A (ja) | 1995-11-07 | 1996-11-05 | テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置 |
JP2007065041A Pending JP2007200343A (ja) | 1995-11-07 | 2007-03-14 | テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置 |
JP2008229883A Pending JP2009026323A (ja) | 1995-11-07 | 2008-09-08 | テレコミュニケーションネットワークにおいて電子支払トランザクションを行うシステム、方法および装置 |
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Application Number | Title | Priority Date | Filing Date |
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JP2007065041A Pending JP2007200343A (ja) | 1995-11-07 | 2007-03-14 | テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置 |
JP2008229883A Pending JP2009026323A (ja) | 1995-11-07 | 2008-09-08 | テレコミュニケーションネットワークにおいて電子支払トランザクションを行うシステム、方法および装置 |
Country Status (13)
Country | Link |
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US (1) | US6366893B2 (ja) |
EP (1) | EP0865641B1 (ja) |
JP (3) | JP2000500256A (ja) |
CN (1) | CN1109321C (ja) |
AT (1) | ATE205002T1 (ja) |
AU (1) | AU711112C (ja) |
CA (1) | CA2236899C (ja) |
DE (1) | DE69614873T2 (ja) |
ES (1) | ES2160841T3 (ja) |
FI (1) | FI102860B1 (ja) |
HK (1) | HK1016306A1 (ja) |
RU (1) | RU2172522C2 (ja) |
WO (1) | WO1997017678A1 (ja) |
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
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JP2001216441A (ja) * | 2000-01-26 | 2001-08-10 | Gtx Corp | 電子トークンを用いて電子商取引を実行する方法 |
JP2004516534A (ja) * | 2000-09-27 | 2004-06-03 | マスターカード インターナショナル インコーポレイテツド | 認証データ収集および検証のためのユニバーサル所有者認証フィールド(ucaf)を利用するユニバーサルかつ相互運用可能なシステムおよび方法 |
JP2014522019A (ja) * | 2011-06-29 | 2014-08-28 | フリースタイル・テクノロジー・プロプライエタリー・リミテッド | 異なる通信プロトコルを用いて装置間の通信を可能にするためのシステム、方法、及び/又は装置 |
JP2018170028A (ja) * | 2013-01-15 | 2018-11-01 | マスターカード インターナシヨナル インコーポレーテツド | オフネットワークトランザクションメッセージを処理するシステム及び方法 |
JP2020523701A (ja) * | 2017-06-15 | 2020-08-06 | アイデミア フランス | モバイル決済ローミング |
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GB8810934D0 (en) * | 1987-05-26 | 1988-06-15 | Ici America Inc | Amides |
US10361802B1 (en) | 1999-02-01 | 2019-07-23 | Blanding Hovenweep, Llc | Adaptive pattern recognition based control system and method |
US8352400B2 (en) | 1991-12-23 | 2013-01-08 | Hoffberg Steven M | Adaptive pattern recognition based controller apparatus and method and human-factored interface therefore |
US6223168B1 (en) * | 1995-07-25 | 2001-04-24 | Bottomline Technologies, Inc. | Automatic remittance delivery system |
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-
1996
- 1996-11-05 AT AT96934882T patent/ATE205002T1/de not_active IP Right Cessation
- 1996-11-05 WO PCT/FI1996/000597 patent/WO1997017678A1/en active IP Right Grant
- 1996-11-05 DE DE69614873T patent/DE69614873T2/de not_active Expired - Lifetime
- 1996-11-05 JP JP9517891A patent/JP2000500256A/ja active Pending
- 1996-11-05 US US09/068,280 patent/US6366893B2/en not_active Expired - Lifetime
- 1996-11-05 EP EP96934882A patent/EP0865641B1/en not_active Expired - Lifetime
- 1996-11-05 AU AU73014/96A patent/AU711112C/en not_active Ceased
- 1996-11-05 ES ES96934882T patent/ES2160841T3/es not_active Expired - Lifetime
- 1996-11-05 RU RU98110645/09A patent/RU2172522C2/ru not_active IP Right Cessation
- 1996-11-05 CN CN96198858A patent/CN1109321C/zh not_active Expired - Fee Related
- 1996-11-05 CA CA002236899A patent/CA2236899C/en not_active Expired - Fee Related
-
1999
- 1999-03-23 HK HK99101210A patent/HK1016306A1/xx not_active IP Right Cessation
-
2007
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2008
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Cited By (8)
Publication number | Priority date | Publication date | Assignee | Title |
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JP2001216441A (ja) * | 2000-01-26 | 2001-08-10 | Gtx Corp | 電子トークンを用いて電子商取引を実行する方法 |
JP2004516534A (ja) * | 2000-09-27 | 2004-06-03 | マスターカード インターナショナル インコーポレイテツド | 認証データ収集および検証のためのユニバーサル所有者認証フィールド(ucaf)を利用するユニバーサルかつ相互運用可能なシステムおよび方法 |
JP2014522019A (ja) * | 2011-06-29 | 2014-08-28 | フリースタイル・テクノロジー・プロプライエタリー・リミテッド | 異なる通信プロトコルを用いて装置間の通信を可能にするためのシステム、方法、及び/又は装置 |
JP2017201565A (ja) * | 2011-06-29 | 2017-11-09 | フリースタイル・テクノロジー・プロプライエタリー・リミテッドFreestyle Technology Pty Ltd | 異なる通信プロトコルを用いて装置間の通信を可能にするためのシステム、方法、及び/又は装置 |
JP2018170028A (ja) * | 2013-01-15 | 2018-11-01 | マスターカード インターナシヨナル インコーポレーテツド | オフネットワークトランザクションメッセージを処理するシステム及び方法 |
JP2020523701A (ja) * | 2017-06-15 | 2020-08-06 | アイデミア フランス | モバイル決済ローミング |
US11403623B2 (en) | 2017-06-15 | 2022-08-02 | Idemia France | Mobile payment roaming |
JP7265489B2 (ja) | 2017-06-15 | 2023-04-26 | アイデミア フランス | モバイル決済ローミング |
Also Published As
Publication number | Publication date |
---|---|
FI955354A (fi) | 1997-05-08 |
DE69614873D1 (de) | 2001-10-04 |
EP0865641A1 (en) | 1998-09-23 |
AU7301496A (en) | 1997-05-29 |
ATE205002T1 (de) | 2001-09-15 |
FI955354A0 (fi) | 1995-11-07 |
CN1109321C (zh) | 2003-05-21 |
JP2007200343A (ja) | 2007-08-09 |
US6366893B2 (en) | 2002-04-02 |
ES2160841T3 (es) | 2001-11-16 |
US20010011256A1 (en) | 2001-08-02 |
FI102860B (fi) | 1999-02-26 |
EP0865641B1 (en) | 2001-08-29 |
RU2172522C2 (ru) | 2001-08-20 |
CN1203680A (zh) | 1998-12-30 |
CA2236899C (en) | 2005-01-11 |
AU711112C (en) | 2002-08-29 |
CA2236899A1 (en) | 1997-05-15 |
JP2009026323A (ja) | 2009-02-05 |
HK1016306A1 (en) | 1999-10-29 |
FI102860B1 (fi) | 1999-02-26 |
AU711112B2 (en) | 1999-10-07 |
DE69614873T2 (de) | 2002-04-11 |
WO1997017678A1 (en) | 1997-05-15 |
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