MX2012007926A - Un sistema para procesar, activar y reembolsar tarjetas prepagadas de valor agregado. - Google Patents

Un sistema para procesar, activar y reembolsar tarjetas prepagadas de valor agregado.

Info

Publication number
MX2012007926A
MX2012007926A MX2012007926A MX2012007926A MX2012007926A MX 2012007926 A MX2012007926 A MX 2012007926A MX 2012007926 A MX2012007926 A MX 2012007926A MX 2012007926 A MX2012007926 A MX 2012007926A MX 2012007926 A MX2012007926 A MX 2012007926A
Authority
MX
Mexico
Prior art keywords
card
stored value
value added
activation
point
Prior art date
Application number
MX2012007926A
Other languages
English (en)
Inventor
Teri Llach
Original Assignee
Blackhawk Network Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Blackhawk Network Inc filed Critical Blackhawk Network Inc
Publication of MX2012007926A publication Critical patent/MX2012007926A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising

Abstract

Se proporciona un método implementado por computadora para agregar valor a tarjetas de valor almacenado en excedo del precio de compra para la tarjeta de valor almacenado; en una modalidad, un procesador de transacciones de tarjeta de valor almacenado recibe una solicitud de activación o reembolso para una tarjeta de valor almacenado desde una terminal de punto de venta; la solicitud de activación o reembolso comprende al menos uno de una identificación de tarjeta, una identificación de terminal de punto de venta, una identificación de comerciante y un tiempo de activación que es comparado con datos almacenados en un almacenamiento de datos de tarjeta de valor almacenado para determinar si la tarjeta de valor almacenado que va a ser activada es viable para una recompensa de valor agregado; el procesador entonces determina la recompensa de valor agregado y modifica la solicitud para incluir la recompensa de valor agregado; el procesador entonces transmite la solicitud modificada al sistema de autorización de emisor de tarjeta y recibe una respuesta que es reenviada a la terminal de punto de venta.
MX2012007926A 2010-01-08 2011-01-07 Un sistema para procesar, activar y reembolsar tarjetas prepagadas de valor agregado. MX2012007926A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US29341310P 2010-01-08 2010-01-08
PCT/US2011/020570 WO2011085241A1 (en) 2010-01-08 2011-01-07 A system for processing, activating and redeeming value added prepaid cards

Publications (1)

Publication Number Publication Date
MX2012007926A true MX2012007926A (es) 2012-08-03

Family

ID=44305808

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2012007926A MX2012007926A (es) 2010-01-08 2011-01-07 Un sistema para procesar, activar y reembolsar tarjetas prepagadas de valor agregado.

Country Status (6)

Country Link
US (2) US9852414B2 (es)
EP (1) EP2521999A4 (es)
AU (3) AU2011203954A1 (es)
CA (1) CA2786264A1 (es)
MX (1) MX2012007926A (es)
WO (1) WO2011085241A1 (es)

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US20130066735A1 (en) 2013-03-14
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