MX2015007554A - Realizar transacciones utilizando codigos de respuesta rapida. - Google Patents

Realizar transacciones utilizando codigos de respuesta rapida.

Info

Publication number
MX2015007554A
MX2015007554A MX2015007554A MX2015007554A MX2015007554A MX 2015007554 A MX2015007554 A MX 2015007554A MX 2015007554 A MX2015007554 A MX 2015007554A MX 2015007554 A MX2015007554 A MX 2015007554A MX 2015007554 A MX2015007554 A MX 2015007554A
Authority
MX
Mexico
Prior art keywords
code
purchaser
computer system
items
tokenized
Prior art date
Application number
MX2015007554A
Other languages
English (en)
Inventor
Michael A Liberty
Steve Bacastow
Robert Sadeckas
Original Assignee
Mozido Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mozido Inc filed Critical Mozido Inc
Publication of MX2015007554A publication Critical patent/MX2015007554A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Las modalidades están dirigidas a realizar transacciones utilizando un código de respuesta rápida (QR), y para comprar directamente artículos de un vendedor utilizando un código QR. En un escenario, un sistema de computadora recibe, de un comprador, una indicación de artículos que se van a comprar utilizando una aplicación de cartera móvil, y determina un precio total para esos artículos. El sistema de computadora entonces recibe un código QR señalizado que incluye información de cuenta incorporada para el comprador. El sistema de computadora genera un segundo código QR señalizado que incluye información de cuenta codificada criptográficamente para el vendedor, junto con información de cuenta codificada criptográficamente para el comprador y el precio total determinado para los artículos que se van a comprar, y envía el segundo código QR señalizado a un nodo de procesamiento de transacción en donde se transfiere el dinero. El sistema de computadora entonces recibe un recibo electrónico que indica que el dinero fue transferido de la cuenta del comprador a la cuenta del vendedor.
MX2015007554A 2012-12-14 2013-12-14 Realizar transacciones utilizando codigos de respuesta rapida. MX2015007554A (es)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US201261737523P 2012-12-14 2012-12-14
US201361759851P 2013-02-01 2013-02-01
US201361812570P 2013-04-16 2013-04-16
US14/106,282 US20140172531A1 (en) 2012-12-14 2013-12-13 Performing transactions using qr codes
PCT/US2013/075199 WO2014093943A1 (en) 2012-12-14 2013-12-14 Performing transactions using qr codes

Publications (1)

Publication Number Publication Date
MX2015007554A true MX2015007554A (es) 2015-10-20

Family

ID=50932007

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2015007554A MX2015007554A (es) 2012-12-14 2013-12-14 Realizar transacciones utilizando codigos de respuesta rapida.

Country Status (6)

Country Link
US (1) US20140172531A1 (es)
EP (1) EP2932452A4 (es)
CN (1) CN105122282A (es)
MX (1) MX2015007554A (es)
RU (1) RU2015128264A (es)
WO (1) WO2014093943A1 (es)

Families Citing this family (61)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8930271B1 (en) 2012-04-25 2015-01-06 Wells Fargo Bank, N.A. System and method for a mobile wallet
US8924292B1 (en) 2012-04-25 2014-12-30 Wells Fargo Bank, N.A. System and method for a mobile wallet
US9189785B2 (en) 2012-08-24 2015-11-17 Mozido, Inc. Debit network routing selection using a scannable code
US10380583B1 (en) 2012-12-17 2019-08-13 Wells Fargo Bank, N.A. System and method for interoperable mobile wallet
US20140222675A1 (en) * 2013-02-05 2014-08-07 Shawn Mao System and method for enabling anonymous money transfer
WO2014127168A2 (en) * 2013-02-13 2014-08-21 Herman Michele K Electronically readable dietary tag and reader
US20140337138A1 (en) * 2013-05-08 2014-11-13 Jalpesh K. Chitalia Payment codes for enhanced consumer experience
CN106850543B (zh) 2013-07-08 2021-05-07 江苏凌空网络股份有限公司 一种采用条形码图像进行通信的装置
US9471824B2 (en) * 2013-07-12 2016-10-18 Qualcomm Incorporated Embedded barcodes for displaying context relevant information
US20150046336A1 (en) * 2013-08-09 2015-02-12 Mastercard International Incorporated System and method of using a secondary screen on a mobile device as a secure and convenient transacting mechanism
US8777102B1 (en) * 2013-09-11 2014-07-15 Melvin Patterson Information processing using machine-readable codes
US9953311B2 (en) 2013-09-25 2018-04-24 Visa International Service Association Systems and methods for incorporating QR codes
US9635108B2 (en) 2014-01-25 2017-04-25 Q Technologies Inc. Systems and methods for content sharing using uniquely generated idenifiers
US11037129B1 (en) * 2014-02-24 2021-06-15 Groupon, Inc. Consumer device presence-based transaction session
US10909483B2 (en) * 2014-02-25 2021-02-02 Yuh-Shen Song Retail customer management system
US20150348024A1 (en) * 2014-06-02 2015-12-03 American Express Travel Related Services Company, Inc. Systems and methods for provisioning transaction data to mobile communications devices
US10614445B1 (en) 2014-06-04 2020-04-07 Square, Inc. Proximity-based payments
TWI574220B (zh) * 2014-06-30 2017-03-11 台灣新光保全股份有限公司 電子支付方法、裝置與系統
US9501769B2 (en) 2014-08-20 2016-11-22 Xerox Corporation Mobile payment solution for self-service multi-function printer
US10963868B1 (en) * 2014-09-09 2021-03-30 Square, Inc. Anonymous payment transactions
US11481741B2 (en) 2014-10-31 2022-10-25 Block, Inc. Money transfer by use of a payment proxy
US11388226B1 (en) 2015-01-13 2022-07-12 Snap Inc. Guided personal identity based actions
US11526885B2 (en) * 2015-03-04 2022-12-13 Trusona, Inc. Systems and methods for user identification using graphical barcode and payment card authentication read data
US10769622B2 (en) * 2015-03-25 2020-09-08 Facebook, Inc. User communications with a merchant through a social networking system
FR3035024A1 (fr) * 2015-04-20 2016-10-21 Michelin & Cie Pneumatique pret a recevoir un organe a sa surface
US9690968B2 (en) 2015-05-17 2017-06-27 William A. Wadley Authenticated scannable code system
GB2545889A (en) * 2015-11-17 2017-07-05 Gelliner Ltd Payment confirmation system and method
US10552920B2 (en) * 2015-12-02 2020-02-04 Paypal, Inc. Detecting location data of co-located users having a common interest
TWI567678B (zh) * 2016-04-25 2017-01-21 鈊象電子股份有限公司 連網裝置的行動支付系統及其方法
CN111541728B (zh) * 2016-09-20 2023-10-10 徐蔚 一种运用支付标记的支付方法、装置与移动终端
US20180101870A1 (en) * 2016-10-07 2018-04-12 Mastercard International Incorporated Methods, systems, and computer readable media for the broadcast and exchange of electronic certificates between digital wallets
US11062304B2 (en) * 2016-10-20 2021-07-13 Google Llc Offline user identification
WO2018081787A2 (en) * 2016-10-31 2018-05-03 Kevin Kelly Drive-thru / point-of-sale automated transaction technologies and apparatus
US10304147B2 (en) 2016-10-31 2019-05-28 Kevin Kelly Drive-thru / point-of-sale automated transaction technologies and apparatus
PT109781A (pt) * 2016-12-06 2018-06-06 Alexandra Mendes Valongo Carla Plataforma informática de gestão on-line e em tempo real de utilizadores
RU2656579C1 (ru) * 2017-04-24 2018-06-05 Максим Витальевич Бекенёв Способ проведения платёжной операции (варианты)
TWI640940B (zh) * 2017-06-13 2018-11-11 財金資訊股份有限公司 Information exchange verification platform and method for mobile payment, computer readable recording medium and computer program product
WO2018229800A1 (en) * 2017-06-15 2018-12-20 Ezetap Mobile Solutions Pvt. Ltd. A system and method for qr code based electronic financial transaction
US10917402B2 (en) * 2017-06-29 2021-02-09 Motorola Mobility Llc Sending verification password responsive to mobile device proximity
TWI642007B (zh) * 2017-07-27 2018-11-21 財金資訊股份有限公司 2D barcode scanning code transfer system
CN110945448A (zh) * 2017-07-28 2020-03-31 纽诺有限公司 自主和半自主载具上的灵活隔间设计
BR102017022742A2 (pt) * 2017-10-23 2019-05-07 Roberto Hirokazu Okada Método diferenciado de crédito de pontos e de troca de pontos em promoções comerciais ou programas de fidelidade por produtos ou serviços
US10692077B2 (en) * 2017-10-25 2020-06-23 Mastercard International Incorporated Method and system for conveyance of machine readable code data via payment network
US11238433B2 (en) * 2017-12-29 2022-02-01 Paypal, Inc. Secure matrix barcode based data transfers
EP3769545A1 (en) * 2018-03-21 2021-01-27 HERE Global B.V. Determining or adjusting a geofence
US11521159B2 (en) * 2018-04-20 2022-12-06 United States Postal Service Systems and methods using geographic coordinates for item delivery
CN110659886A (zh) * 2018-06-28 2020-01-07 北京大码技术有限公司 一种数字货币支付系统、支付方法以及支付装置
US20200118225A1 (en) * 2018-10-11 2020-04-16 Toyota Motor North America, Inc. Using vehicle location to process orders received over wireless communication
US20200221250A1 (en) * 2019-01-09 2020-07-09 Whelen Engineering Company, Inc. System and method for velocity-based geofencing for emergency vehicle
US10909523B2 (en) * 2019-02-25 2021-02-02 Capital One Services, Llc Generation of a combinatorial payment QR code
US20200294021A1 (en) * 2019-03-15 2020-09-17 Visa International Service Association Content access for transaction processing system
US11107302B2 (en) * 2019-05-20 2021-08-31 Here Global B.V. Methods and systems for emergency event management
US11676103B2 (en) * 2019-05-23 2023-06-13 Capital One Services, Llc Flexible format encryption
US20210027285A1 (en) * 2019-07-22 2021-01-28 Tariq JALIL System and method for managing fund transfers
US20210042732A1 (en) * 2019-08-08 2021-02-11 Mastercard International Incorporated Secure qr code transactions
US20220391966A1 (en) * 2019-11-13 2022-12-08 Voxp Pte. Ltd. Automatically handling electronic orders
US11551221B2 (en) * 2020-03-12 2023-01-10 Bank Of America Corporation Authentication decision engine for real-time resource transfer
EP4298578A4 (en) * 2021-02-25 2024-01-31 Visa International Service Association DIGITAL LABEL WITH INTERACTION REQUEST
US12008572B2 (en) 2021-03-19 2024-06-11 Capital One Services, Llc Methods and systems for authentication for remote transactions
US20240029051A1 (en) * 2022-07-25 2024-01-25 Bank Of America Corporation Real-Time Functionality Modification Based on Dynamically Generated Device Identifier
CN116308805B (zh) * 2023-05-25 2023-08-08 北京芯盾时代科技有限公司 一种交易账号的识别方法、装置和电子设备

Family Cites Families (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6370571B1 (en) * 1997-03-05 2002-04-09 At Home Corporation System and method for delivering high-performance online multimedia services
WO1999050733A2 (en) * 1998-03-27 1999-10-07 Walker Digital, Llc System and method for tracking and establishing a progressive discount based upon a customer's visits to a retail establishment
US20030149665A1 (en) * 2001-12-28 2003-08-07 Yoshihisa Terada Contents distribution system
US20050027648A1 (en) * 2003-07-29 2005-02-03 Knowles W. Jeffrey System and method of account reconciliation for electronic transactions
US7810720B2 (en) * 2005-06-13 2010-10-12 Robert Lovett Account payment using barcode information exchange
US9129289B2 (en) * 2005-10-03 2015-09-08 Drew Vaughn Systems and methods for providing remote ordering capabilities
EP2024921A4 (en) * 2005-10-06 2010-09-29 C Sam Inc TRANSACTION SERVICES
JP2008217277A (ja) * 2007-03-01 2008-09-18 Media Portal Japan Co Ltd 携帯電話バーコード決済方法及びシステム
US20080243702A1 (en) * 2007-03-30 2008-10-02 Ricoh Company, Ltd. Tokens Usable in Value-Based Transactions
CN101299286A (zh) * 2007-04-30 2008-11-05 胡红雨 利用手机生成认证图形进行pos支付的方法及其系统和手机
US9251510B2 (en) * 2007-11-30 2016-02-02 U.S. Bank National Association Buyer routing arrangements and methods for disparate network systems
US8175979B2 (en) * 2008-04-02 2012-05-08 International Business Machines Corporation Method and system for anonymous electronic transactions using a mobile device
CN102057385A (zh) * 2008-06-12 2011-05-11 环球娱乐株式会社 电子结算系统
US10304069B2 (en) * 2009-07-29 2019-05-28 Shopkick, Inc. Method and system for presentment and redemption of personalized discounts
WO2012158133A1 (en) * 2011-05-13 2012-11-22 Heeter Thomas W Methods for conducting electronic payment transactions, with scannable codes
US9681359B2 (en) * 2010-03-23 2017-06-13 Amazon Technologies, Inc. Transaction completion based on geolocation arrival
US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems
US20110276418A1 (en) * 2010-05-07 2011-11-10 S1 Corporation Apparatus, System and Method For Purchaser to Business Payments
US20120078673A1 (en) * 2010-09-28 2012-03-29 John Koke Dynamic queueing and management system
US8272562B2 (en) * 2010-10-11 2012-09-25 Andrew Ziegler Promotional hang tag, tag, or label combined with promotional product sample, with interactive quick response (QR code, MS tag) or other scan-able interactive code linked to one or more internet uniform resource locators (URLs) for instantly delivering wide band digital content, promotions and infotainment brand engagement features between consumers and marketers
US20120267432A1 (en) * 2010-11-12 2012-10-25 Kuttuva Avinash Secure payments with global mobile virtual wallet
US10949844B2 (en) * 2011-05-09 2021-03-16 Intuit Inc. Processing electronic payment involving mobile communication device
US9715704B2 (en) * 2011-05-11 2017-07-25 Riavera Corp Merchant ordering system using optical machine readable image representation of invoice information
US8751317B2 (en) * 2011-05-12 2014-06-10 Koin, Inc. Enabling a merchant's storefront POS (point of sale) system to accept a payment transaction verified by SMS messaging with buyer's mobile phone
US20120330844A1 (en) * 2011-06-24 2012-12-27 Lance Kaufman Multi functional duplex encrypted procurement and payment system and method
CN102243739A (zh) * 2011-07-04 2011-11-16 中国建设银行股份有限公司 基于二维码的手机银行支付方法、系统及客户端
US20130159152A1 (en) * 2011-08-30 2013-06-20 Stonecastle Cash Management, Llc Systems and Methods for Administering Deposit Accounts
US20130080289A1 (en) * 2011-09-28 2013-03-28 Rupessh Ranen Roy Retail shopping
US8639621B1 (en) * 2012-04-25 2014-01-28 Wells Fargo Bank, N.A. System and method for a mobile wallet
US20130332208A1 (en) * 2012-06-12 2013-12-12 Apple Inc. Systems and methods for processing orders and reservations using an electronic device
US9881331B2 (en) * 2013-09-30 2018-01-30 Paypal, Inc. Systems and methods for facilitating purchase using merchandise holder

Also Published As

Publication number Publication date
WO2014093943A1 (en) 2014-06-19
US20140172531A1 (en) 2014-06-19
EP2932452A4 (en) 2016-08-10
CN105122282A (zh) 2015-12-02
RU2015128264A (ru) 2017-01-18
EP2932452A1 (en) 2015-10-21

Similar Documents

Publication Publication Date Title
MX2015007554A (es) Realizar transacciones utilizando codigos de respuesta rapida.
GB2527153A (en) Processing online transactions
IN2013KO01437A (es)
WO2012151590A3 (en) Systems and methods for enabling mobile payments
GB2514517A (en) System and method for facilitating secure self payment transactions of retail goods
TN2015000352A1 (en) Systems, apparatus and methods for mobile companion prepaid card
IN2015DN03115A (es)
SG10201908563TA (en) Token service provider for electronic/mobile commerce transactions
WO2011149959A3 (en) Systems and methods for redemption of offers
WO2013006725A3 (en) Electronic wallet checkout platform apparatuses, methods and systems
WO2011018755A3 (en) Systems and methods for processing purchase transactions between mobile phones
GB2491076A (en) System and method for transaction payments using a mobile device
WO2011109508A3 (en) Systems and methods using mobile device in payment transaction
MX2008013361A (es) Metodos y sistemas para transacciones seguras con dispositivos electronicos.
GB2516590A (en) Mobile payment via a virtual peripheral device
WO2013192041A3 (en) Prepaid wallet for merchants
EP2556474A4 (en) METHOD AND SYSTEM FOR PROCESSING PIN CARD TRANSACTIONS
WO2014062589A3 (en) User defined point-of-sale coupons and payments
WO2010127282A3 (en) Product recall service
PH12015500498A1 (en) System for unsecured funding to credit card member store via purchase of undetermined future credit obligation
EA201171116A2 (ru) Система проведения операций "многие-к-одному"
GB2557542A (en) Re-using e-commerce payment instruments for in-store use systems and methods
MX2017006668A (es) Sistema de pago a base de comercio electronico con autenticacion de facturas electronicas.
SG11201806499VA (en) Funded pension processing device, method, and computer program
PH12019500489A1 (en) Mobile image payment system using short codes

Legal Events

Date Code Title Description
FA Abandonment or withdrawal