EP3379503B1 - Dispositif, agencement et procédé d'entrée et/ou de sortie d'un ou de plusieurs documents de valeur - Google Patents
Dispositif, agencement et procédé d'entrée et/ou de sortie d'un ou de plusieurs documents de valeur Download PDFInfo
- Publication number
- EP3379503B1 EP3379503B1 EP17162051.1A EP17162051A EP3379503B1 EP 3379503 B1 EP3379503 B1 EP 3379503B1 EP 17162051 A EP17162051 A EP 17162051A EP 3379503 B1 EP3379503 B1 EP 3379503B1
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- EP
- European Patent Office
- Prior art keywords
- input
- output interface
- head unit
- value
- teller machine
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Images
Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/10—Mechanical details
- G07D11/12—Containers for valuable papers
- G07D11/13—Containers for valuable papers with internal means for handling valuable papers
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/10—Mechanical details
- G07D11/12—Containers for valuable papers
- G07D11/125—Secure containers
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/10—Mechanical details
- G07D11/14—Inlet or outlet ports
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/10—Mechanical details
- G07D11/16—Handling of valuable papers
- G07D11/165—Picking
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/40—Device architecture, e.g. modular construction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/205—Housing aspects of ATMs
Definitions
- Various embodiments relate to an ATM, an arrangement and a method for entering and/or dispensing one or more value documents.
- the EP 1 913 505 A2 and the EP 0 471 300 A2 reveal ATMs with input/output interfaces where a cash receiving element is pivoted between several positions.
- the US 4 884 698 A discloses an ATM having a hand portion that can be moved up and down and pivoted to an input/output interface.
- an ATM is provided with an arrangement and a method which shorten or make unnecessary some of the transport routes and/or simplify some of the transports (see also Fig.15 ) or make it more secure.
- valuable documents which are fed into an ATM already become the property of the financial institution while inside the ATM, and that valuable documents held in the ATM are the property of the financial institution.
- the secure storage space of the ATM for example a safe
- the valuable documents are stored can already be used as a cash reservoir.
- a company e.g. a department store
- the cash temporarily stored there becomes the property of the financial institution and can therefore be dispensed from there to be fed into the cycle.
- the transport from the company to the ATM can be facilitated by using a permanently installed and/or automated transport system to an ATM near or within the company, which is protected from unauthorized access, for example installed in the building.
- a device designed as an ATM for inputting and/or outputting one or more value documents comprises the following: a security container for holding one or more value documents; a first Input/output interface and a second input/output interface; a head unit which is mounted so as to be linearly displaceable in a plurality of positions relative to the security container, wherein the head unit is configured to transfer one or more value documents in a first position (e.g. an advanced position) of the plurality of positions by means of the first input/output interface into or out of the device (e.g. the interior of the head unit), in a second position (e.g.
- a first position e.g. an advanced position
- a retracted position of the plurality of positions by means of the second input/output interface into or out of the device (e.g. the interior of the head unit), and in a third position of the plurality of positions to transfer between the head unit (e.g. the interior of the head unit) and the security container.
- the head unit may have the first input/output interface or the first input/output interface may be arranged at least stationary relative to the head unit.
- the head unit and/or the first input/output interface may be arranged above the security container.
- the head unit and the second input/output interface can be arranged at a distance from one another.
- the second input/output interface can be arranged above and/or fixed to the security container.
- the device may further comprise: an electric drive, which is designed to drive the movement of the head unit between the multiple positions.
- the device may comprise a control device configured to move the head unit into the second position when the control device receives a transfer request associated with the second input/output interface (e.g. from the company). This facilitates an automated transfer.
- a control device configured to move the head unit into the second position when the control device receives a transfer request associated with the second input/output interface (e.g. from the company). This facilitates an automated transfer.
- an end section of the head unit can have the first input/output interface; wherein the head unit protrudes above the security container in a first position with the first input/output interface.
- the device can further comprise a transport device, wherein the head unit is further configured to transfer the value document(s) between the first input/output interface and the transport device in the first position; to transfer the value document(s) between the second input/output interface and the transport device in the second position; and to transfer the value document(s) between the security container and the transport device in the third position.
- the head unit is further configured to transfer the value document(s) between the first input/output interface and the transport device in the first position; to transfer the value document(s) between the second input/output interface and the transport device in the second position; and to transfer the value document(s) between the security container and the transport device in the third position.
- the head unit can further be configured to transfer (e.g. pick up or deliver) the value document(s) in the second position by means of both the first input/output interface and the second input/output interface.
- the first input/output interface may be arranged between the second input/output interface and the security container when the head unit is in the second position.
- the first input/output interface and the second input/output interface can be configured to transfer the value document(s) between each other (i.e. between themselves) when the head unit is in the second position. This facilitates the changeover and/or increases security.
- the second input/output interface can comprise a storage container (e.g. a cassette) and a manipulator; wherein the manipulator is configured to transfer the value document(s) between the storage container and the head unit (and/or the first input/output interface) when the head unit is in the second position. This facilitates the changeover.
- a storage container e.g. a cassette
- the manipulator is configured to transfer the value document(s) between the storage container and the head unit (and/or the first input/output interface) when the head unit is in the second position. This facilitates the changeover.
- the second input/output interface may further comprise a container transport device configured to transport the storage container to and from the manipulator. This facilitates the transfer between a company and the device.
- the first input/output interface can comprise or be formed from a value document deposition module (also referred to as a cash recycling module). This further facilitates the conversion.
- a value document deposition module also referred to as a cash recycling module.
- the second input/output interface may be arranged above the head unit and/or be arranged stationary relative to the safety container. This facilitates the change between the transfer configurations.
- the first position and the third position can be identical and/or the first position and the second position can be different from one another.
- the first input/output area and the second input/output area can be arranged at a distance from each other. This improves the physical separation and thus increases security. According to various embodiments, the first input/output interface and the second input/output interface can be arranged at a distance from each other.
- the head unit may comprise at least one of the following: a display device; an input device (e.g., a keypad, such as a keyboard and/or a numeric keypad); and/or a card reader (e.g., a smart card reader).
- a display device e.g., a liquid crystal display (LCD)
- an input device e.g., a keypad, such as a keyboard and/or a numeric keypad
- a card reader e.g., a smart card reader
- an arrangement may comprise: a wall element (e.g. a building wall and/or a partition wall) having a through opening; an ATM according to various embodiments, wherein the head unit in the first position extends into or through the through opening (illustratively protrudes).
- a wall element e.g. a building wall and/or a partition wall
- an ATM e.g. a building wall and/or a partition wall
- a method for operating a device ie for inputting and/or outputting one or more value documents by means of the device (for inputting and/or outputting one or a plurality of value documents) comprising a security container, a head unit, a first input/output interface and a second input/output interface, comprising: transferring one or more value documents between the security container and at least one (eg the first and/or the second) input/output interface of the two input/output interfaces; and linearly moving the head unit between at least two positions, of which: in a first position the value document or documents are transferred into or out of the device (ie an ATM) by means of the first input/output interface; in a second position the value document or documents are transferred into or out of the device by means of the second input/output interface; and in a third position the value document or documents are transferred between the head unit and the security container.
- the or each value document may, for example, comprise or be formed from cash, such as a banknote and/or a coin, a check, a share, a debenture, a bond or another (e.g. paper-based) value carrier.
- the value document may be a means of payment.
- Several value documents may, for example, be set up as a package (i.e. as a combined unit), e.g. bundled (i.e. in the form of a bundle).
- the security container and the head unit may be part of an ATM of the device or another self-service terminal of the device.
- the self-service terminal may include the security container and the first input/output interface
- the self-service terminal can be set up to provide a user with various goods and services in an automated manner, e.g. when the user requests them at the self-service terminal.
- a self-service terminal can be an ATM at which the user can independently deposit or withdraw one or more valuable documents and carry out other banking transactions.
- the goods e.g. valuable documents
- a secured storage container also called a security container
- a safe also called a vault
- a self-service terminal e.g. an ATM
- a security container for holding (in other words, receiving or storing) one or more value documents (e.g., banknotes, coins, checks, or the like); a head unit for transferring payment means into or out of the security container; a user interface; and a control device implementing an operating function of the user interface.
- value documents e.g., banknotes, coins, checks, or the like
- head unit for transferring payment means into or out of the security container
- a user interface for transferring payment means into or out of the security container
- a control device implementing an operating function of the user interface.
- the user interface may include the operating area and/or a display area.
- the head unit can further comprise: a housing which has a transfer opening for outputting and/or receiving one or more value documents.
- the transfer opening can be part of the first input/output interface and/or can be closed, e.g. by means of a closure of the head unit.
- a device may comprise: a safety container for holding one or more value documents; a first input/output area and a second input/output area (which are arranged at a distance from one another, for example); a transfer arrangement for transferring one or more value documents along a transport path; wherein the transfer arrangement has a head unit which is mounted so as to be displaceable in a plurality of positions relative to the security container, wherein the transfer arrangement is configured to provide a transport path between the first input/output area and the head unit in a first position (e.g. advanced) of the plurality of positions, a transport path between the second input/output area and the head unit in a second position (e.g. retracted) of the plurality of positions, and a transport path between the security container and the head unit in a third position.
- a first position e.g. advanced
- a transport path between the second input/output area and the head unit in a second position (e.g. retracted) of the plurality of positions
- a device can comprise the following: a security container for holding one or more value documents; a first input/output interface and a second input/output interface; a head unit which is mounted such that it can be displaced into a plurality of positions relative to the security container and is configured to receive or output one or more value documents by means of the first input/output interface in a first position (advanced) of the plurality of positions; to receive or output one or more value documents by means of the second input/output interface in a second position (retracted) of the plurality of positions; and to receive one or more value documents from the security container or to output one or more value documents into it in a third position of the plurality of positions.
- a method for operating a device having a first input/output interface and a second Input/output interface; a head unit and a security container comprising: transferring one or more value documents between the security container and at least one input/output interface of the two input/output interfaces; and moving the head unit between at least two positions, of which: in a first position one or more value documents are transferred into or out of the head unit (e.g. an ATM) by means of the first input/output interface; in a second position one or more value documents are transferred into or out of the head unit by means of the second input/output interface; and in a third position one or more value documents are transferred between the head unit and the security container.
- the head unit e.g. an ATM
- connection e.g. ohmic and/or electrically conductive, e.g. an electrically conductive connection
- a direct or indirect connection e.g. an electrically conductive connection
- a direct or indirect coupling e.g. an electrically conductive connection
- a coupling can be understood as a mechanical coupling.
- a device is formed from an automated teller machine (ATM).
- ATM can be understood as a technical device for self-service cash withdrawals (also referred to as a withdrawal machine), e.g. from a digital checking or credit card account, which is done for example by means of a debit card system.
- the ATM can be set up for self-service cash deposits (also referred to as a deposit machine), e.g. into a digital checking or credit card account, which is done for example by means of the debit card system.
- the ATM can be set up for both cash withdrawals and cash deposits (more commonly referred to as a transfer).
- the ATM can also be set up to dispense and/or accept other valuable documents (e.g. transferable, uniform and countable valuable documents), such as securities, cheques, transfer slips, vouchers, stamp sheets, etc.
- valuable documents e.g. transferable, uniform and countable valuable documents
- an escrow functionality in other words, trustee
- a clear point in time for the legally binding booking of inputs or outputs to/from the two interfaces as explained in more detail below
- to/from the security container for example to/from a safe
- This can be advantageous in the area of application of so-called retail, for example in department stores, supermarkets, and the like.
- valuable documents are always entered through the same physical interface. In this way, a secure transfer of ownership is possible between the entity entering the valuable document (for example, retailer) and the entity receiving the valuable document in the security container (for example, bank).
- an ATM which, for example, has a planar, movable head unit mounted on a safe (also referred to as vault).
- This head unit can have a low height (e.g., be plate-shaped) and an operating area.
- the operating area can have one or more keypads.
- the representation of a keypad (also called keyboard field) and function symbols (e.g. in Selection fields) can optionally be carried out by means of a screen or by printing corresponding operating information (e.g. numbers, letters, symbols or the like) or alternatively by means of a projecting process.
- Fig.1A illustrates a device 100a according to various embodiments in a schematic cross-sectional view or side view.
- the device 100a can be configured to input and/or output at least one (ie exactly one or more than one) value document.
- the device 100a can have a security container 102 (e.g. an armored safe or another container protected against unauthorized access), a first (physical) input/output interface 106a and a second (physical) input/output interface 106b as well as a head unit 104. At least the second input/output interface 106b can be arranged at a distance from the head unit 104, e.g. stationary relative to the security container 102 and/or on a side of the head unit 104 opposite the security container 102.
- a security container 102 e.g. an armored safe or another container protected against unauthorized access
- a first (physical) input/output interface 106a and a second (physical) input/output interface 106b as well as a head unit 104.
- At least the second input/output interface 106b can be arranged at a distance from the head unit 104, e.g. stationary relative to the security container 102 and/or on a side of the head unit 104 opposite the
- the security container 102 can be designed to hold (eg store) the at least one value document, eg in its interior.
- the security container 102 can have several areas 602k (see also Fig.6 ), each area of which is assigned to a category (eg based on type and/or value) of the at least one value document.
- a value document of a category can be stored and/or arranged in the area of the multiple areas assigned to the category.
- the security container 102 can have a security housing which is, for example, multi-walled.
- the head unit 104 is mounted so as to be displaceable 104v (linearly displaceable) relative to the safety container between a plurality of positions, e.g. a first position 104a, a second position 104b and a third position 104c.
- the device 100a can, for example, have a bearing arrangement 108 which couples the head unit 104 to the safety container 102 and provides the head unit 104 with at least one degree of freedom 104v relative to the safety container 102, e.g. a translational degree of freedom 104v.
- the head unit 104 can be configured to transfer 114a the at least one value document in the first position 104a by means of the first input/output interface 106a, e.g. to receive it into the interior of the head unit 104 or to output it from the interior of the head unit 104.
- the head unit 104 can also be configured to transfer 114b the at least one value document in the second position 104b by means of the second input/output interface 106b, e.g. to receive it into the interior of the head unit 104 or to output it from the interior of the head unit 104.
- the head unit 104 can also be configured to transfer 114c the at least one value document in the third position 104c between the head unit 104c and the security container 102, e.g. to receive it into the interior of the head unit 104 or to output it from the interior of the head unit 104.
- Fig.1B illustrates a head unit 104 according to various embodiments in a schematic cross-sectional view or side view.
- the head unit 104 may have the first input/output interface 106a or the first input/output interface 106a may be arranged at least stationary to the head unit 104, e.g.
- the first input/output interface 106a can be integrated into the head unit 104.
- Fig.2A illustrates a device 200a according to various embodiments in a schematic cross-sectional view or side view.
- the device 200a can be configured to input and/or output at least one (ie exactly one or more than one) value document.
- the device 200a may include the security container 102, a first input/output area 116a and the second input/output area 116b (e.g. arranged at a distance from each other), and a transfer arrangement 110.
- the transfer arrangement 110 can be configured to transfer the at least one value document along at least one transport path 114a, 114b, 114c.
- the transport paths 114a, 114b, 114c can be part of a transfer path that extends into and out of the device 200a.
- the transfer arrangement can comprise the head unit 104, which is mounted displaceably 104v relative to the security container 102 in a plurality of positions 104a, 104b, 104c and which, depending on its position in the plurality of positions 104a, 104b, 104c, provides the at least one transport path 114a, 114b, 114c.
- the transfer arrangement 110 can be configured to provide a first transport path 114b between the first input/output area 116a and the head unit 104 (eg its interior) in the first position 104a of the head unit 104.
- the transfer arrangement 110 can further be configured to provide a first transport path 114b between the first input/output area 116a and the head unit 104 (eg its interior) in the second position 114b of the Head unit 104 to provide a second transport path 114b between the second input/output area 116b and the head unit 104 (eg its interior).
- the transfer arrangement 110 can further be configured to provide a third transport path 114c between the security container 102 (eg its interior) and the head unit 104 (eg its interior) in the third position 114c of the head unit 104.
- the device 200a can be configured like the device 100a.
- the transfer arrangement 110 can, for example, have the first input/output interface 106a and/or the second input/output interface 106b.
- the first transport path 114a and/or the first input/output area 116a can be provided, for example, by means of the first input/output interface 106a.
- the first transport path 114a can extend into the first input/output interface 106a or lead through the first input/output interface 106a.
- the second transport path 114a and/or the second input/output area 116b can be provided, for example, by means of the second input/output interface 106b.
- the second transport path 114b can extend into the second input/output interface 106b or lead through the second input/output interface 106b.
- Fig.2B illustrates a head unit 104 according to various embodiments in a schematic cross-sectional view or side view.
- the head unit 104 can have a transport device 104t.
- the transport device 104t can have several transport rollers, by means of which the at least one value document can be transported.
- the transport device 104t can be arranged in the interior of the head unit 104.
- the at least one value document arranged in the interior of the head unit 104 can be held and/or transported by means of the transport device 104t.
- the head unit 104 can be configured to transfer the at least one value document between the first input/output interface 106a and the transport device 104t in the first position 104a of the head unit 104, e.g. along the first transport path 114a.
- the transport device 104t can be configured to receive the at least one value document from the first input/output interface 106a in the first position 104a of the head unit 104 or to deliver it to the first input/output interface 106a.
- the head unit 104 can further be configured to transfer the at least one value document between the second input/output interface 106b and the transport device 104t in the second position 104b, e.g. along the second transport path 114b.
- the transport device 104t can be configured to receive the at least one value document from the second input/output interface 106b in the second position 104b of the head unit 104 or to deliver it to the second input/output interface 106b.
- the head unit 104 can optionally be configured to transfer the at least one value document between the security container 102 and the transport device 104t in the third position 104bc, e.g. along the third transport path 114c.
- the transport device 104t can be configured to pick up the at least one value document from the security container 102 or to deliver it to it in the third position 104c of the head unit 104.
- Fig.3A illustrates a device 300a according to various embodiments in a schematic cross-sectional view or side view.
- the device 300a can be configured like the device 100a or the device 200a, with the difference that the device 300a can further comprise an electric drive 302 which is configured to drive the displacement of the head unit 104 between the plurality of positions 104a, 104b, 104c.
- the drive 302 may comprise an electric motor 302m (or more generally an electromechanical transducer 302m) which may be configured to provide a mechanical interaction (e.g. a thrust force) between the containment vessel 102 and the head unit 104, e.g. to effect translation (i.e. a linear movement) between the plurality of positions 104a, 104b, 104c by means of the mechanical interaction.
- a mechanical interaction e.g. a thrust force
- translation i.e. a linear movement
- the drive 302 may be attached to or be part of the containment vessel 102 and configured to transmit the thrust force to the head unit 104.
- the drive 302 may be attached to or be part of the head unit 104 and configured to transmit the thrust force to the containment vessel 102.
- the drive 302 may include an electric motor 302m (also referred to as a torque motor), which may be configured to provide a torque.
- the drive 302 may include a gear 302g, which may be configured to provide a thrust force (also referred to as a translational force) for effecting the displacement between the plurality of positions 104a, 104b, 104c.
- the gear 302g may be coupled to the motor 302m and/or configured to transmit the torque of the Motor 302m into the thrust (ie a translational force).
- the torque motor 302 can be inexpensive to purchase.
- the drive 302 may comprise an electric linear motor 302m, which may be configured to provide the thrust.
- the linear motor 302m may be more compact.
- Fig.3B illustrates a drive 302 according to various embodiments in a schematic circuit diagram.
- the drive 302 can have a control device 302s or at least be coupled thereto.
- the control device 302s can be part of the drive 302.
- the control device 302s can control more than just the drive 302.
- the control device 302s can have a first control circuit for controlling the electromechanical converter 302m and optionally at least a second control circuit which implements an operating function, e.g. together with a user interface.
- the control device 302s can be configured to control the electromechanical converter 302m such that the head unit 104 is moved to the first position 104a when the control device 302s receives a transfer request associated with the first input/output interface; that the head unit 104 is moved to the second position 104b when the control device 302s receives a transfer request associated with the second input/output interface and/or that the head unit 104 is moved to the third position 104c when the control device 302s receives a transfer request associated with the security container 102.
- the or each transfer request may, for example, comprise an electrical signal which is transmitted to the control device 302s.
- the transfer request assigned to the first input/output interface 106a can clearly represent a request to transfer the at least one value document to or from the first input/output interface 106a.
- the transfer request assigned to the second input/output interface 106b can clearly represent a request to transfer the at least one value document to or from the second input/output interface 106b.
- the transfer request assigned to the security container 102 can clearly represent a request to transfer the at least one value document into or out of the security container 102.
- the transfer request associated with the first input/output interface can, for example, be provided by the first input/output interface 106a and transmitted to the control device 302s or can be provided by a (e.g. external) user interface and transmitted to the control device 302s, e.g. optionally via the first input/output interface 106a.
- the transfer request associated with the second input/output interface can, for example, be provided by the second input/output interface 106b and transmitted to the control device 302s or can be provided by a (e.g. external) user interface and transmitted to the control device 302s, e.g. optionally via the second input/output interface 106b.
- the transfer request associated with the security container 102 can be provided, for example, by the security container 102 or the head unit 104 (eg its transport device 104t) and transmitted to the control device 302s.
- the transfer request associated with the security container 102 associated transfer request can be provided by the head unit 104 if the at least one value document is arranged in the head unit 104 (eg its transport device 104t) or is to be transferred into it from the security container 102.
- An input/output interface 106a, 106b (i.e. the first input/output interface 106a and/or the second input/output interface 106b) can provide the corresponding transfer request, for example, when the input/output interface 106a, 106b is actuated (e.g. mechanically).
- the input/output interface 106a, 106b can be actuated by providing (e.g. feeding) the at least one value document to the input/output interface 106a, 106b and/or by arranging the at least one value document in the first input/output area 116a or the second input/output area 116b.
- the user interface can be actuated by actuating an actuating unit (e.g. a switch) of the user interface.
- the at least one value document can be transferred upon request by means of the user interface of the device (e.g. when a user actuates the user interface), e.g. from the security container 102 to the first input/output interface 106a (clearly then a withdrawal request).
- the external user interface can, for example, be arranged at a distance from the device, eg in a company.
- the at least one value document can be transferred on request by means of the external user interface (eg when a user operates the user interface), eg by the company by means of the second input/output interface 106b to the security container 102 (clearly a deposit request).
- Fig.4A and Fig.4B illustrate a device 400 according to various embodiments in a schematic cross-sectional view or side view in various transfer configurations 400a, 400b.
- the device 400 can be configured like one of the previously described devices 100a-300a, with the difference that the head unit 104 can further be configured to transfer (eg pick up or output) the at least one value document in the second position 104b by means of both the first input/output interface 106a and the second input/output interface 106b.
- a first transfer state 400a the head unit 104 can be brought into the first position 104a.
- the transfer of the at least one value document can then take place between the interior of the head unit 104 and the first input/output interface 106a.
- the head unit 104 can be brought into the second position 104b.
- the transfer of the at least one value document between the interior of the head unit 104 and the second input/output interface 106b can then take place via (i.e. by means of) the first input/output interface 106a.
- the first input/output interface 106a can be configured to transfer the at least one value document between the second input/output interface 106b and the interior of the head unit when the head unit 104 is brought into the second position 104b.
- the first input/output interface 106a and the second input/output interface 106b can be configured to each other in such a way that the at least one value document between (ie between each other) when the head unit 104 is in the second position.
- the first input/output interface 106a may be closer to the second input/output interface 106a when the head unit 104 is in the second position 104b than when the head unit 104 is in the first position 104a.
- Fig.5A illustrates an input/output interface 500a (eg, the first input/output interface 106a and/or the second input/output interface 106b) according to various embodiments in a schematic cross-sectional view or side view.
- input/output interface 500a eg, the first input/output interface 106a and/or the second input/output interface 106b
- the input/output interface 500a can have a storage container 506 (with a cavity 502, which for example provides an input/output area 116a, 116b) in which the at least one value document 511 can be arranged and/or provided. Furthermore, the input/output interface 500a can have a closable opening 504 (also referred to as a transfer opening or input/output opening), e.g. closable by means of a closure, such as a flap or a lid. The closable opening 504 can be or will be brought into an open state (i.e.
- the closure when the closure is open) if the at least one value document 511 is to be transferred 501 by means of the input/output interface 500a, and otherwise be or will be brought into a closed state (i.e. the closure is closed).
- the closure of the closable opening 504 can be controlled by means of the control device 302s.
- Fig.5B illustrates an input/output interface 500b (eg, the first input/output interface 106a and/or the second input/output interface 106b) according to various embodiments in a schematic cross-sectional view or side view.
- input/output interface 500b eg, the first input/output interface 106a and/or the second input/output interface 106b
- the input/output interface 500b can have a container transport device 508, which is configured to transport the storage container 506, e.g., to and from the head unit 104.
- the opening 504 of the storage container 506 does not necessarily have to be closable in this case.
- the at least one value document 511 can be transported to the head unit 104 before the at least one value document 511 is brought into the head unit 104 (e.g. its interior), e.g. when the at least one value document 511 is to be fed to the device.
- the at least one value document 511 can be transported away from the head unit 104 by means of the storage container 506 after the at least one value document 511 has been brought out of the head unit 104 (e.g. its interior), e.g. when the at least one value document 511 is to be removed from the device.
- the container transport device 508 may comprise a pipe system (e.g., a pneumatic tube transport system) by means of which the storage container 506 can be transported, e.g., between a business (e.g., a retail store such as a supermarket or an electronics store or a furniture store or the like) and the head unit 104.
- a pipe system e.g., a pneumatic tube transport system
- Fig.6 illustrates a device 600 (eg an ATM 600) according to various embodiments in a schematic cross-sectional view or side view.
- the device 600 can be configured like one of the previously described devices 100a to 400.
- the device 600 can have a security container 102.
- the at least one value document (e.g. a means of payment) stored in the device 600 e.g. deposited or held for withdrawal
- the security container 102 can, for example, have a safe (also referred to as a vault) or be formed from it and/or be armored.
- the security container 102 can have a body and at least one lockable door, which are designed with one or more walls, e.g. with a thickness of up to 20 centimeters.
- the body walls can comprise steel (e.g. one or more steel plates) and can additionally comprise an insulating material, particles, plastic, concrete or a combination thereof depending on the required protection (e.g. filled between two steel plates of a body wall).
- the body walls can be designed in a structure that hinders or renders ineffective a burglary tool, for example by means of a concrete filling in which carborundum particles are embedded, or in which hardened steel tubes with steel ball filling are embedded.
- the body can comprise a flame-retardant material.
- the security container 102 can have a plurality of cassettes 602k, of which in each cassette 602k at least one value document of a category assigned to the cassette 602k (e.g. a currency, a type and/or a value) is or will be arranged, e.g. banknotes with a certain value or a certain currency.
- a category assigned to the cassette 602k e.g. a currency, a type and/or a value
- the device 600 can have a transfer arrangement 110 for transferring at least one value document into or out of the security container 102.
- the transfer arrangement 110 can optionally have at least partially extend into the containment vessel 102.
- the transfer arrangement 110 can, for example, have an input/output interface 500a (e.g. the first input/output interface 106a), which is set up, for example, to separate and present the at least one value document.
- the transfer arrangement 110 can, for example, also have a transport device 104t, which is set up to transport the at least one value document within the device 600 (e.g. in the head unit 104 and/or in the security container 102), e.g. to bring it into or out of the cassettes 602k.
- the transport device 104t can optionally have a sorting device which is configured to categorize the at least one value document and/or to sort it into the individual cassettes 602k, e.g. based on its type and/or value.
- the transport device 104t can optionally further have an authentication device (e.g. having one or more sensors) which is configured to recognize a fake (e.g. counterfeit) value document and to categorize it as fake.
- the device 600 may include a user interface 606 having at least one display device and one input device (e.g., a keypad, such as a keyboard and/or a numeric keypad) and/or a card reader.
- a user interface 606 having at least one display device and one input device (e.g., a keypad, such as a keyboard and/or a numeric keypad) and/or a card reader.
- the device 600 can comprise the control device 302s, as described above.
- the control device 302s can comprise the second control circuit, which is configured to implement an operating function together with the user interface 606.
- the Control device 302 may have a third control circuit which is configured, together with the transport device 104t, to control the transport of the at least one value document in the device, to control the sorting and/or to sort out at least one value document categorized as counterfeit.
- the safety container 102 can optionally be arranged in a housing 612 and/or be supported on a base by means of a frame 612.
- Fig.7A and Fig.7B illustrate a device 700 according to various embodiments in a schematic cross-sectional view or side view in different sections 700a, 700b of the transfer.
- the device 700 can be set up like one of the previously described devices 100a-600, with the difference that the device 700a can have a manipulator 702 (also referred to as a handler), eg a robot arm.
- a manipulator 702 also referred to as a handler
- eg a robot arm eg a robot arm.
- the at least one value document 511 can be arranged and/or provided in the second input/output interface 106b, e.g. in its storage container.
- the at least one value document 511 can be arranged and/or provided in the first input/output interface 106a, e.g. in its storage container.
- the manipulator 702 can be configured to transfer the at least one value document 511 (ie the change between 700a and 700b). In other words, the manipulator 702 can be configured to transfer the at least one value document 511 between the interior 116b (eg the storage container) of the second input/output interface 106b and the head unit 104 (eg the interior 116a of the first
- Input/output interface 106a e.g. its storage container.
- the at least one value document 511 can be transported over longer distances to or from the head unit 104, for example to or from a company, e.g. its registration system (e.g. a cash register system).
- a company e.g. its registration system (e.g. a cash register system).
- the at least one value document 511 can be transported between the interior of the second input/output interface 106b and the head unit 104, e.g. by transferring the at least one value document 511 between the interior of the first input/output interface 106a and the interior of the second input/output interface 106b by means of the manipulator 702.
- the first input/output interface 106a can then optionally be closed and the at least one value document 511 can then be transported within the device 700, e.g. into the security container 102 and/or by means of the transport device 104t.
- the transport between the first input/output interface 106a and the security container 102 can be carried out, for example, by means of the transport device 104t.
- Fig.8 illustrates a device 800 (eg, an ATM 800) according to various embodiments in a schematic perspective view.
- a device 800 eg, an ATM 800
- the user interface 606 may comprise an input device 606t with a keypad, e.g. an encrypting PIN keypad (also referred to as EPP unit).
- the operating function of the user interface 606 may For example, provide an evaluation and/or decryption of an input (e.g. a personal identification number, PIN, for authentication).
- the input device 606t can have a card reader 502, which is set up to read an identification card (also referred to as a service card, e.g. a smart card) fed to it, e.g. a debit, credit, cash withdrawal and/or money card.
- an identification card also referred to as a service card, e.g. a smart card
- the input device 606t can have a near-field communication interface and/or a biometric sensor (e.g. a fingerprint scanner), which can capture and/or provide additional data for identifying the user.
- a biometric sensor e.g. a fingerprint scanner
- the arrangement 900a may comprise one of the devices 950, which may be configured as one of the devices 100a to 800, eg device 100a, 200a, 300a, 400, 600, 700 or 800.
- the head unit 104 of the device 950 may be in the first position 104a and in 1000 and 1100, the head unit 104 of the device 950 may be in the second position 104b (see also Fig.1A ).
- the first position 104a may be identical to the third position 104c. This may facilitate transfer and/or simplify the device 950. Alternatively, the first position 104a and the third position 104c may be different from each other. This may increase safety.
- the arrangement 900a can have a wall element 902 (e.g. comprising a building material such as stone or concrete).
- the wall element 902 can, for example, be part of a (e.g. load-bearing) building wall or have this.
- the wall element 902 can, for example, be part of a (e.g. non-load-bearing) partition wall (e.g. comprising wood or plasterboard) or have this.
- the wall element 902 can have a through opening 902o, e.g. an opening.
- head unit 104 of device 950 may include an end portion 104e that may include first input/output interface 106a as illustrated herein.
- first input/output interface 106a may also be arranged in other ways.
- the first input/output interface 106a arranged on the end section 104e enables the head unit to protrude over the security container 102 in a first position 104a with the first input/output interface 106a and/or to extend into the through opening 902o. This can, for example, make it easier to operate the device 950 from the side of the wall element 902 opposite the device 950 and/or can make unauthorized access to the device 950 more difficult when it is not in the first position 104a.
- the at least one value document 511 can be provided by means of and/or in the second input/output interface 106b. This can, for example, trigger a transfer request associated with the second input/output interface 106b, which in response causes the head unit 104 to be moved into the second position (cf. Fig.10 ).
- the at least one value document 511 can be brought to the device 950 from a company in 900, for example, e.g. by means of the container transport device 508.
- the container transport device 508 can have a pipe system (e.g. a pneumatic tube transport system) by means of which a cylindrical storage container 506 can be transported, e.g. operated by compressed air.
- the storage container 506 can have been previously loaded in the company, e.g. by hand, with the at least one valuable document 511.
- the head unit 104 may be or be brought into the second position 104b, e.g. in response to the transfer request (which is associated with the second input/output interface 106b).
- the head unit 104 may be brought from the first position 104a into the second position 104b.
- the at least one value document 511 can be transferred from the second input/output interface 106b to the first input/output interface 106a, e.g. by means of the manipulator 702.
- the transfer can be automated, for example.
- the transfer can, for example, comprise in 1100: bringing out (e.g. removing) the at least one value document 511 from the second input/output interface 106b and bringing the at least one value document 511 into the first input/output interface 106a.
- the at least one value document 511 can be brought from the first input/output interface 106a into the security container 102, e.g. by means of the transport device 104t. In this case, the at least one value document 511 can become the property of the operator of the device 950 (e.g. a financial institution).
- the at least one value document 511 can be brought from the security container 102 to the first input/output interface 106a and, for example, issued to a user. The at least one value document 511 can then become the property of the user.
- Fig.14A, Fig.14B and Fig.14C illustrate a device 950 (eg comprising an ATM), eg the device 100, in a method in a schematic side view or cross-sectional view.
- a device 950 eg comprising an ATM
- the device 100 in a method in a schematic side view or cross-sectional view.
- the method can comprise in 1400a and/or 1400b: transferring 114a, 114b at least one value document between the security container 102 and at least one input/output interface of the device 100.
- the transfer 114a can take place between the security container 102 and the first input/output interface 106a.
- the transfer 114b can take place between the security container 102 and the second input/output interface 106b.
- the method may comprise in 1400c: moving the head unit 104 between at least two positions, e.g. out of the first position 104a and/or into the second position 104b.
- the head unit 104 can be brought into a first position 104a of the at least two positions in 1400a.
- the at least one value document can be transferred 114a into (or out of) the device 950 in 1400a by means of the first input/output interface 106a.
- the head unit 104 in 1400a may be or be brought into a third position 104c of the at least two positions.
- the head unit 104 in 1400a may remain in the first position 104a, e.g. when the third position 104c is equal to the first position 104a.
- the at least one value document can be transferred 114a into or out of the security container 102 in 1400a, e.g. by means of the transport device 104t.
- the head unit 104 can be brought into a second position 104b of the at least two positions in 1400b.
- the at least one value document can be transferred 114b out of the device 950 (or into it) in 1400b by means of the second input/output interface 106b and optionally by means of the first input/output interface 106a (see also Fig.4A and 4B or Fig.7A and 7B ).
- the head unit 104 in 1400b may be or become brought into the third position 104c of the at least two positions.
- the head unit 104 in 1400b may be or become brought into the first position 104a, e.g. when the third position 104c is equal to the first position 104a.
- the at least one value document can be transferred 114a out of (or into) the security container 102 in 1400b, e.g. by means of the transport device 104t.
- Fig.15 illustrates a conventional value document cycle 1500a and a value document cycle 1500b according to various embodiments in a schematic flow diagram.
- the at least one value document e.g. representing the profit of a company 1502
- the financial institution 1505 can use the at least one value document to supply 1501 its ATMs 1506, from which a user 1508 can retrieve 1503 the at least one value document (e.g. withdraw it), with the at least one value document thereby becoming the property of the user 1508.
- the user 1508 can use the at least one value document to purchase 1505 goods or services from the company 1502, with the at least one value document again becoming the property of the company 1502. This process can be done cyclically, whereby the company 1502 and/or the user 1508 in question can change.
- a simplified value document circuit 1500b can be provided by using a device 950 (e.g. one of the devices 100a to 800 described herein, e.g. device 100a, 200a, 300a, 400, 600, 700 or 800) according to various embodiments to transfer the at least one value document.
- the company 1502 can supply the at least one value document to the device 950 using the second input/output interface 106b (ie transfer it into the device 100), whereby the at least one value document becomes the property of the financial institution 1504, for example.
- the user 1506 can remove the at least one value document from the device 100 using the first input/output interface 106a.
- the value document cycle 1500a can be shortened, e.g. by eliminating the transport branches 1501 of the value document cycle 1500a. This saves effort, time and costs.
- the head unit 104 By moving the head unit 104, a physical separation between two branches of the value document circuit 1500b that incorporate the device 950 can be provided. This increases security against unauthorized access. For example, the insertion of at least one value document from the company 1502 into the device 100 can take place in the background and thus remain hidden from a user. Alternatively or additionally, the movable head unit can make it easier to convert existing ATMs.
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Claims (15)
- Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) destiné à introduire et/ou à délivrer un ou plusieurs documents de valeur, le guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) possédant :un contenant de sécurité (102) destiné à détenir un ou plusieurs documents de valeur ;une première interface d'entrée/sortie (106a) et une deuxième interface d'entrée/sortie (106b) ;une unité de tête (104), laquelle est logée de manière à pouvoir être déplacée linéairement dans plusieurs positions par rapport au contenant de sécurité (102),l'unité de tête (104) étant conçue pour transférer un ou plusieurs documents de valeur• dans une première position (104a) des plusieurs positions, au moyen de la première interface d'entrée/sortie (106a), à l'intérieur du guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) ou hors de celui-ci,• dans une deuxième position (104b) des plusieurs positions, au moyen de la deuxième interface d'entrée/sortie (106b), à l'intérieur du guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) ou hors de celui-ci,• dans une troisième position (104b) des plusieurs positions, entre l'unité de tête (104) et le contenant de sécurité (102).
- Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon la revendication 1,
l'unité de tête (104) possédant la première interface d'entrée/sortie (106a) ou la première interface d'entrée/sortie (106a) étant disposée au moins en position fixe par rapport à l'unité de tête (104). - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon la revendication 1 ou 2, l'unité de tête (104) et la deuxième interface d'entrée/sortie (106b) étant disposées à un écart donné l'une par rapport à l'autre.
- Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 3, possédant en outre :
un dispositif de commande (302s), lequel est conçu pour déplacer l'unité de tête (104) dans la deuxième position (104b) lorsque le dispositif de commande (302s) reçoit une demande de transfert associée à la deuxième interface d'entrée/sortie (106b). - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 4, possédant en outre :
un dispositif de transport (104t), l'unité de tête (104) étant en outre conçue pour• dans la première position (104a), transférer le ou les documents de valeur entre la première interface d'entrée/sortie (106a) et le dispositif de transport (104t) ;• dans la deuxième position (104b), transférer le ou les documents de valeur entre la deuxième interface d'entrée/sortie (106b) et le dispositif de transport (104t) ; et• dans la troisième position (104c), transférer le ou les documents de valeur entre le contenant de sécurité (102) et le dispositif de transport (104t). - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 5,
la première interface d'entrée/sortie (106a) étant disposée entre la deuxième interface d'entrée/sortie (106b) et le contenant de sécurité (102) lorsque l'unité de tête (104) se trouve dans la deuxième position (104b). - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 6,
la première interface d'entrée/sortie (106a) et la deuxième interface d'entrée/sortie (106b) étant conçues pour transférer le ou les documents de valeur entre elles lorsque l'unité de tête (104) se trouve dans la deuxième position (104b). - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 7,la deuxième interface d'entrée/sortie (106b) possédant un récipient de conservation (506) et un manipulateur (702) ;le manipulateur (702) étant conçu pour transférer le ou les documents de valeur entre le récipient de conservation (506) et l'unité de tête (104) lorsque l'unité de tête (104) se trouve dans la deuxième position (104b) .
- Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon la revendication 8,
la deuxième interface d'entrée/sortie (106b) possédant en outre un dispositif de transport de récipient (508), lequel est conçu pour transporter le récipient de conservation (506) vers le manipulateur (702) et à l'écart de celui-ci. - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 9,
la première interface d'entrée/sortie (106a) possédant un module de dépôt de document de valeur. - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 10,
la deuxième interface d'entrée/sortie (106b) étant disposée au-dessus et/ou en position fixe par rapport au contenant de sécurité (102). - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 11,
la première position (104a) et la troisième position (104c) étant identiques et/ou la première position (104a) et la deuxième position (104b) étant différentes l'une de l'autre. - Guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 12, l'unité de tête (104) possédant au moins l'un des éléments suivants :* un dispositif d'affichage ;* un dispositif de saisie ; et/ou* un lecteur de carte.
- Arrangement (900), possédant :• un élément mural (902), lequel possède une ouverture de passage (902o) ;• un guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 13, l'unité de tête (104) dans la première position (104a) s'étendant à l'intérieur de l'ouverture de passage (902o) ou à travers celle-ci .
- Procédé pour introduire et/ou délivrer un ou plusieurs documents de valeur au moyen d'un guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) selon l'une des revendications 1 à 13 ;
le procédé comprenant :transfert (1400a, 1400a) d'un ou plusieurs documents de valeur entre le contenant de sécurité (102) et au moins une interface d'entrée/sortie des deux interfaces d'entrée/sortie (106a, 106b) ; etdéplacement linéaire (1400c) de l'unité de tête (104) entre plusieurs positions, depuis lesquelles :* dans une première position (104a), le ou les documents de valeur sont transférés à l'intérieur du guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) ou hors de celui-ci au moyen de la première interface d'entrée/sortie (106a),* dans une deuxième position (104b), le ou les documents de valeur sont transférés à l'intérieur du guichet automatique bancaire (100a, 200a, 300a, 400, 600, 700, 800, 950) ou hors de celui-ci au moyen de la deuxième interface d'entrée/sortie (106b) ; et* dans une troisième position (104c), le ou les documents de valeur sont transférés entre l'unité de tête (104) et le contenant de sécurité (102).
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
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EP17162051.1A EP3379503B1 (fr) | 2017-03-21 | 2017-03-21 | Dispositif, agencement et procédé d'entrée et/ou de sortie d'un ou de plusieurs documents de valeur |
CN201810234811.6A CN108629921B (zh) | 2017-03-21 | 2018-03-21 | 用于输入和/或输出一个或多个有价证券的设备、组件以及方法 |
US15/927,171 US10657752B2 (en) | 2017-03-21 | 2018-03-21 | Device, assembly, and method for inputting and/or outputting one or a plurality of security documents |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
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EP17162051.1A EP3379503B1 (fr) | 2017-03-21 | 2017-03-21 | Dispositif, agencement et procédé d'entrée et/ou de sortie d'un ou de plusieurs documents de valeur |
Publications (2)
Publication Number | Publication Date |
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EP3379503A1 EP3379503A1 (fr) | 2018-09-26 |
EP3379503B1 true EP3379503B1 (fr) | 2024-05-22 |
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EP17162051.1A Active EP3379503B1 (fr) | 2017-03-21 | 2017-03-21 | Dispositif, agencement et procédé d'entrée et/ou de sortie d'un ou de plusieurs documents de valeur |
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US (1) | US10657752B2 (fr) |
EP (1) | EP3379503B1 (fr) |
CN (1) | CN108629921B (fr) |
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CN110164027B (zh) * | 2019-04-18 | 2021-10-19 | 济南企财通软件有限公司 | 票据自动归档机及其票据自动归档方法 |
FI3866125T3 (fi) * | 2020-02-12 | 2023-04-25 | Scan Coin Ab | Laitteisto käteisrahan pakkaamiseksi |
CN111754706A (zh) * | 2020-06-18 | 2020-10-09 | 浪潮金融信息技术有限公司 | 一种新型自助终端介质发放装置及系统实现方式 |
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- 2018-03-21 CN CN201810234811.6A patent/CN108629921B/zh active Active
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Also Published As
Publication number | Publication date |
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EP3379503A1 (fr) | 2018-09-26 |
CN108629921A (zh) | 2018-10-09 |
CN108629921B (zh) | 2021-12-21 |
US10657752B2 (en) | 2020-05-19 |
US20180276932A1 (en) | 2018-09-27 |
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