CO6341669A2 - Un metodo para que un titular de una tarjeta de pago controle y administre el uso de una tarjeta de pago - Google Patents

Un metodo para que un titular de una tarjeta de pago controle y administre el uso de una tarjeta de pago

Info

Publication number
CO6341669A2
CO6341669A2 CO11027719A CO11027719A CO6341669A2 CO 6341669 A2 CO6341669 A2 CO 6341669A2 CO 11027719 A CO11027719 A CO 11027719A CO 11027719 A CO11027719 A CO 11027719A CO 6341669 A2 CO6341669 A2 CO 6341669A2
Authority
CO
Colombia
Prior art keywords
payment card
transactions
holder
parameters
transaction
Prior art date
Application number
CO11027719A
Other languages
English (en)
Inventor
Rob A Keenan
Original Assignee
Mastercard Internat Incorporates
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=42101129&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CO6341669(A2) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Mastercard Internat Incorporates filed Critical Mastercard Internat Incorporates
Publication of CO6341669A2 publication Critical patent/CO6341669A2/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

En la presente se proporciona un método para proporcionar a un titular de una tarjeta de pago el control sobre una tarjeta de pago, en un aspecto, el método de la presente invención usa una plataforma de administración para configurar un grupo de parámetros de uso para el uso de la tarjeta de pago. Después de esto, la tarjeta de pago está asociada a la plataforma de administración, y permite que el titular de la tarjeta de pago seleccione uno o más de los parámetros de uso. Basado en los parámetros de uso seleccionados, un grupo de parámetros del titular de la tarjeta de pago se asocia a la tarjeta de pago, e incluye definir reglas para determinar una transacción aceptable y una transacción inaceptable para la tarjeta de pago. Por lo tanto, la plataforma de administración intercepta una autorización para cada transacción de la tarjeta de pago e identifica, basado en los parámetros del titular de la tarjeta, cada una de las transacciones como una de las transacciones aceptables o las transacciones inaceptables. Finalmente, un mensaje notifica al titular de la tarjeta de pago de por lo menos una de las transacciones inaceptables.
CO11027719A 2008-09-08 2011-03-07 Un metodo para que un titular de una tarjeta de pago controle y administre el uso de una tarjeta de pago CO6341669A2 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US9512508P 2008-09-08 2008-09-08

Publications (1)

Publication Number Publication Date
CO6341669A2 true CO6341669A2 (es) 2011-11-21

Family

ID=42101129

Family Applications (1)

Application Number Title Priority Date Filing Date
CO11027719A CO6341669A2 (es) 2008-09-08 2011-03-07 Un metodo para que un titular de una tarjeta de pago controle y administre el uso de una tarjeta de pago

Country Status (10)

Country Link
US (1) US20110202462A1 (es)
JP (4) JP5975644B2 (es)
CN (1) CN102232224A (es)
AU (1) AU2009302845B2 (es)
BR (1) BRPI0919088A2 (es)
CL (1) CL2011000487A1 (es)
CO (1) CO6341669A2 (es)
MX (1) MX2011002531A (es)
NZ (1) NZ591623A (es)
WO (1) WO2010042144A2 (es)

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US20130226805A1 (en) * 2010-04-01 2013-08-29 Bank Of America Corporation Protection for exceeding a credit threshold
US8401904B1 (en) * 2011-11-13 2013-03-19 Google Inc. Real-time payment authorization
BG111283A (bg) * 2012-08-07 2014-02-28 Димитър АПОСТОЛОВ Метод и система за междинен анализ, контрол и оторизация на електронни плащания
US20140052635A1 (en) * 2012-08-20 2014-02-20 Bank Of America Corporation Time-sensitive readable indicia for fundraising
JP2014146186A (ja) * 2013-01-29 2014-08-14 Ｌ＆Ｃ Ｉｎｔｅｒｎａｔｉｏｎａｌ株式会社 決済支援装置および決済支援プログラム
JP6223713B2 (ja) * 2013-05-27 2017-11-01 株式会社東芝 電子機器、方法及びプログラム
US9721248B2 (en) 2014-03-04 2017-08-01 Bank Of America Corporation ATM token cash withdrawal
CN104331798A (zh) * 2014-10-23 2015-02-04 杨方东 一种账户操作控制方法
US20180018643A1 (en) * 2015-01-30 2018-01-18 Gina LeBlanc System and method for assuring commercial regulatory compliance
US11429975B1 (en) 2015-03-27 2022-08-30 Wells Fargo Bank, N.A. Token management system
US11170364B1 (en) 2015-07-31 2021-11-09 Wells Fargo Bank, N.A. Connected payment card systems and methods
US10460367B2 (en) 2016-04-29 2019-10-29 Bank Of America Corporation System for user authentication based on linking a randomly generated number to the user and a physical item
US10268635B2 (en) 2016-06-17 2019-04-23 Bank Of America Corporation System for data rotation through tokenization
US10992679B1 (en) 2016-07-01 2021-04-27 Wells Fargo Bank, N.A. Access control tower
US11935020B1 (en) 2016-07-01 2024-03-19 Wells Fargo Bank, N.A. Control tower for prospective transactions
US11386223B1 (en) 2016-07-01 2022-07-12 Wells Fargo Bank, N.A. Access control tower
US11886611B1 (en) 2016-07-01 2024-01-30 Wells Fargo Bank, N.A. Control tower for virtual rewards currency
US11615402B1 (en) 2016-07-01 2023-03-28 Wells Fargo Bank, N.A. Access control tower
US12130937B1 (en) 2016-07-01 2024-10-29 Wells Fargo Bank, N.A. Control tower for prospective transactions
US10776772B2 (en) * 2016-09-30 2020-09-15 Middleware, Inc. Automated digital method and system of providing or sharing access
US11257066B2 (en) 2016-09-30 2022-02-22 Middleware, Inc. Automated digital method and system of providing or sharing access
US11556936B1 (en) 2017-04-25 2023-01-17 Wells Fargo Bank, N.A. System and method for card control
US11062388B1 (en) 2017-07-06 2021-07-13 Wells Fargo Bank, N.A Data control tower
US11188887B1 (en) 2017-11-20 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for payment information access management
US10992606B1 (en) 2020-09-04 2021-04-27 Wells Fargo Bank, N.A. Synchronous interfacing with unaffiliated networked systems to alter functionality of sets of electronic assets
US11546338B1 (en) 2021-01-05 2023-01-03 Wells Fargo Bank, N.A. Digital account controls portal and protocols for federated and non-federated systems and devices

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Also Published As

Publication number Publication date
CL2011000487A1 (es) 2011-07-01
JP2015167020A (ja) 2015-09-24
NZ591623A (en) 2013-11-29
BRPI0919088A2 (pt) 2015-12-15
JP6047619B2 (ja) 2016-12-21
CN102232224A (zh) 2011-11-02
MX2011002531A (es) 2011-06-28
JP2018152104A (ja) 2018-09-27
JP2017079077A (ja) 2017-04-27
WO2010042144A2 (en) 2010-04-15
AU2009302845B2 (en) 2016-05-26
JP2012502353A (ja) 2012-01-26
US20110202462A1 (en) 2011-08-18
WO2010042144A3 (en) 2010-06-17
AU2009302845A1 (en) 2010-04-15
JP6621867B2 (ja) 2019-12-18
JP6336012B2 (ja) 2018-06-06
JP5975644B2 (ja) 2016-08-23

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