BRPI0919088A2 - método para um portador de cartão de pagamento controlar e administrar o uso de um cartão de pagamento. - Google Patents

método para um portador de cartão de pagamento controlar e administrar o uso de um cartão de pagamento.

Info

Publication number
BRPI0919088A2
BRPI0919088A2 BRPI0919088A BRPI0919088A BRPI0919088A2 BR PI0919088 A2 BRPI0919088 A2 BR PI0919088A2 BR PI0919088 A BRPI0919088 A BR PI0919088A BR PI0919088 A BRPI0919088 A BR PI0919088A BR PI0919088 A2 BRPI0919088 A2 BR PI0919088A2
Authority
BR
Brazil
Prior art keywords
payment
administer
control
cardholder
payment card
Prior art date
Application number
BRPI0919088A
Other languages
English (en)
Inventor
Rob A Keenan
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=42101129&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=BRPI0919088(A2) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of BRPI0919088A2 publication Critical patent/BRPI0919088A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Cash Registers Or Receiving Machines (AREA)
BRPI0919088A 2008-09-08 2009-09-08 método para um portador de cartão de pagamento controlar e administrar o uso de um cartão de pagamento. BRPI0919088A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US9512508P 2008-09-08 2008-09-08
PCT/US2009/005029 WO2010042144A2 (en) 2008-09-08 2009-09-08 A method for a payment cardholder to control and manage the use of a payment card

Publications (1)

Publication Number Publication Date
BRPI0919088A2 true BRPI0919088A2 (pt) 2015-12-15

Family

ID=42101129

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0919088A BRPI0919088A2 (pt) 2008-09-08 2009-09-08 método para um portador de cartão de pagamento controlar e administrar o uso de um cartão de pagamento.

Country Status (10)

Country Link
US (1) US20110202462A1 (pt)
JP (4) JP5975644B2 (pt)
CN (1) CN102232224A (pt)
AU (1) AU2009302845B2 (pt)
BR (1) BRPI0919088A2 (pt)
CL (1) CL2011000487A1 (pt)
CO (1) CO6341669A2 (pt)
MX (1) MX2011002531A (pt)
NZ (1) NZ591623A (pt)
WO (1) WO2010042144A2 (pt)

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US9747598B2 (en) 2007-10-02 2017-08-29 Iii Holdings 1, Llc Dynamic security code push
US20130304637A1 (en) * 2007-10-02 2013-11-14 American Express Travel Related Services Company, Inc. Fraud control integrated form filling tool
US10867298B1 (en) 2008-10-31 2020-12-15 Wells Fargo Bank, N.A. Payment vehicle with on and off function
US20100114768A1 (en) 2008-10-31 2010-05-06 Wachovia Corporation Payment vehicle with on and off function
US20130226805A1 (en) * 2010-04-01 2013-08-29 Bank Of America Corporation Protection for exceeding a credit threshold
US8401904B1 (en) * 2011-11-13 2013-03-19 Google Inc. Real-time payment authorization
BG111283A (bg) * 2012-08-07 2014-02-28 Димитър АПОСТОЛОВ Метод и система за междинен анализ, контрол и оторизация на електронни плащания
US20140052635A1 (en) * 2012-08-20 2014-02-20 Bank Of America Corporation Time-sensitive readable indicia for fundraising
JP2014146186A (ja) * 2013-01-29 2014-08-14 Ｌ＆Ｃ Ｉｎｔｅｒｎａｔｉｏｎａｌ株式会社 決済支援装置および決済支援プログラム
JP6223713B2 (ja) * 2013-05-27 2017-11-01 株式会社東芝 電子機器、方法及びプログラム
US9721248B2 (en) 2014-03-04 2017-08-01 Bank Of America Corporation ATM token cash withdrawal
CN104331798A (zh) * 2014-10-23 2015-02-04 杨方东 一种账户操作控制方法
WO2016123634A1 (en) * 2015-01-30 2016-08-04 Leblanc Gina System and method for assuring commercial regulatory compliance
US11429975B1 (en) 2015-03-27 2022-08-30 Wells Fargo Bank, N.A. Token management system
US11170364B1 (en) 2015-07-31 2021-11-09 Wells Fargo Bank, N.A. Connected payment card systems and methods
US10460367B2 (en) 2016-04-29 2019-10-29 Bank Of America Corporation System for user authentication based on linking a randomly generated number to the user and a physical item
US10268635B2 (en) 2016-06-17 2019-04-23 Bank Of America Corporation System for data rotation through tokenization
US11615402B1 (en) 2016-07-01 2023-03-28 Wells Fargo Bank, N.A. Access control tower
US12130937B1 (en) 2016-07-01 2024-10-29 Wells Fargo Bank, N.A. Control tower for prospective transactions
US11886611B1 (en) 2016-07-01 2024-01-30 Wells Fargo Bank, N.A. Control tower for virtual rewards currency
US11935020B1 (en) 2016-07-01 2024-03-19 Wells Fargo Bank, N.A. Control tower for prospective transactions
US11386223B1 (en) 2016-07-01 2022-07-12 Wells Fargo Bank, N.A. Access control tower
US10992679B1 (en) 2016-07-01 2021-04-27 Wells Fargo Bank, N.A. Access control tower
US11257066B2 (en) 2016-09-30 2022-02-22 Middleware, Inc. Automated digital method and system of providing or sharing access
US10776772B2 (en) * 2016-09-30 2020-09-15 Middleware, Inc. Automated digital method and system of providing or sharing access
US11556936B1 (en) 2017-04-25 2023-01-17 Wells Fargo Bank, N.A. System and method for card control
US11062388B1 (en) 2017-07-06 2021-07-13 Wells Fargo Bank, N.A Data control tower
US11188887B1 (en) 2017-11-20 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for payment information access management
US10992606B1 (en) 2020-09-04 2021-04-27 Wells Fargo Bank, N.A. Synchronous interfacing with unaffiliated networked systems to alter functionality of sets of electronic assets
US11546338B1 (en) 2021-01-05 2023-01-03 Wells Fargo Bank, N.A. Digital account controls portal and protocols for federated and non-federated systems and devices

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US5999596A (en) * 1998-03-06 1999-12-07 Walker Asset Management Limited Method and system for controlling authorization of credit card transactions
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
JP2000194747A (ja) * 1998-12-25 2000-07-14 Toshiba Corp 取引承認システム
BR0008315A (pt) * 1999-02-18 2002-06-18 Orbis Patents Ltd Sistema e método de validação de cartão de crédito
US20010047336A1 (en) * 2000-04-03 2001-11-29 Maycock Sidney M. Credit card management system
JP2002092325A (ja) * 2000-09-18 2002-03-29 Toppan Forms Co Ltd 利用明細書の配信方法及び配信システム
US20050137971A1 (en) * 2000-10-02 2005-06-23 Ibm Corporation Personally customizable credit card accounts
US6931382B2 (en) * 2001-01-24 2005-08-16 Cdck Corporation Payment instrument authorization technique
CA2440682A1 (en) * 2001-03-19 2002-09-26 Mastercard International Incorporated Method and system for making small payments using a payment card
KR20030002534A (ko) * 2001-06-29 2003-01-09 에스케이 텔레콤주식회사 신용카드 사용내역 실시간 통보서비스 방법 및 신용카드사용내역 관리방법
US7389275B2 (en) * 2002-03-05 2008-06-17 Visa U.S.A. Inc. System for personal authorization control for card transactions
JP2005025306A (ja) * 2003-06-30 2005-01-27 Bank Of Tokyo-Mitsubishi Ltd Ｉｃカード及びｉｃカード端末
JP2005070935A (ja) * 2003-08-21 2005-03-17 Nec System Technologies Ltd 推定口座残高参照システム、推定口座残高参照方法及びそのプログラム
JP2005174207A (ja) * 2003-12-15 2005-06-30 Nippon Shinpan Co Ltd 決済確認機能を有するサーバ及び決済確認方法
JP2006004337A (ja) * 2004-06-21 2006-01-05 Seiko Epson Corp カード決済システム
JP2006039729A (ja) * 2004-07-23 2006-02-09 Oki Electric Ind Co Ltd 取引システムおよび取引装置および決済システム
JP2006059272A (ja) * 2004-08-23 2006-03-02 Bank Of Tokyo-Mitsubishi Ltd 利用認証装置、信用照会端末、利用認証システム、及び利用認証方法
JP2006190112A (ja) * 2005-01-06 2006-07-20 Japan Research Institute Ltd 電子決済システム、個人用端末、加盟店用端末、認証・決済装置、電子決済方法、および電子決済プログラム
JP2006338355A (ja) * 2005-06-02 2006-12-14 Fujitsu Ltd 決済装置
KR100845572B1 (ko) * 2006-07-14 2008-07-10 전수안 유무선, 휴대 인터넷 단말기를 이용한 카드의 사용한도액 조정방법
US10057085B2 (en) * 2007-01-09 2018-08-21 Visa U.S.A. Inc. Contactless transaction
US20080217399A1 (en) * 2007-03-07 2008-09-11 Eric Leblanc System and method for controlling usage of a payment card
US20110047075A1 (en) * 2009-08-19 2011-02-24 Mastercard International Incorporated Location controls on payment card transactions

Also Published As

Publication number Publication date
WO2010042144A3 (en) 2010-06-17
WO2010042144A2 (en) 2010-04-15
JP2012502353A (ja) 2012-01-26
JP6621867B2 (ja) 2019-12-18
JP2018152104A (ja) 2018-09-27
CO6341669A2 (es) 2011-11-21
CN102232224A (zh) 2011-11-02
JP6336012B2 (ja) 2018-06-06
JP6047619B2 (ja) 2016-12-21
JP5975644B2 (ja) 2016-08-23
JP2015167020A (ja) 2015-09-24
JP2017079077A (ja) 2017-04-27
CL2011000487A1 (es) 2011-07-01
AU2009302845B2 (en) 2016-05-26
US20110202462A1 (en) 2011-08-18
NZ591623A (en) 2013-11-29
MX2011002531A (es) 2011-06-28
AU2009302845A1 (en) 2010-04-15

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Legal Events

Date Code Title Description
B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B06T Formal requirements before examination [chapter 6.20 patent gazette]
B11E Dismissal acc. art. 34 of ipl - requirements for examination incomplete
B11T Dismissal of application maintained [chapter 11.20 patent gazette]