SE0950453L - Säkra finansiella transaktioner - Google Patents

Säkra finansiella transaktioner

Info

Publication number
SE0950453L
SE0950453L SE0950453A SE0950453A SE0950453L SE 0950453 L SE0950453 L SE 0950453L SE 0950453 A SE0950453 A SE 0950453A SE 0950453 A SE0950453 A SE 0950453A SE 0950453 L SE0950453 L SE 0950453L
Authority
SE
Sweden
Prior art keywords
financial transactions
secure financial
secure
transactions
financial
Prior art date
Application number
SE0950453A
Other languages
English (en)
Inventor
Serge
Original Assignee
Net 1 Ueps Techonologies Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Net 1 Ueps Techonologies Inc filed Critical Net 1 Ueps Techonologies Inc
Publication of SE0950453L publication Critical patent/SE0950453L/sv

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3827—Use of message hashing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
    • H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
SE0950453A 2006-11-16 2007-11-16 Säkra finansiella transaktioner SE0950453L (sv)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA200609533 2006-11-16
PCT/IB2007/054678 WO2008059465A2 (en) 2006-11-16 2007-11-16 Secure financial transactions

Publications (1)

Publication Number Publication Date
SE0950453L true SE0950453L (sv) 2009-07-21

Family

ID=39315582

Family Applications (1)

Application Number Title Priority Date Filing Date
SE0950453A SE0950453L (sv) 2006-11-16 2007-11-16 Säkra finansiella transaktioner

Country Status (25)

Country Link
US (2) US20100088227A1 (sv)
EP (1) EP2095311A2 (sv)
JP (1) JP2010510567A (sv)
KR (3) KR20090102752A (sv)
CN (1) CN101573723A (sv)
AP (1) AP3361A (sv)
AT (1) AT506775A2 (sv)
AU (1) AU2007320785B2 (sv)
BR (1) BRPI0718902A2 (sv)
CA (1) CA2669320C (sv)
CH (2) CH709883B1 (sv)
DE (1) DE112007002744T5 (sv)
EG (1) EG25664A (sv)
FI (1) FI20095662L (sv)
GB (1) GB2457204A (sv)
IL (1) IL198738A (sv)
MA (1) MA30987B1 (sv)
MX (1) MX2009005257A (sv)
MY (1) MY153194A (sv)
NZ (1) NZ577677A (sv)
PH (1) PH12015500674A1 (sv)
RU (1) RU2479032C2 (sv)
SE (1) SE0950453L (sv)
WO (1) WO2008059465A2 (sv)
ZA (1) ZA200903802B (sv)

Families Citing this family (154)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140019352A1 (en) 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
US8762263B2 (en) 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
US7818264B2 (en) 2006-06-19 2010-10-19 Visa U.S.A. Inc. Track data encryption
US9065643B2 (en) 2006-04-05 2015-06-23 Visa U.S.A. Inc. System and method for account identifier obfuscation
US8121956B2 (en) 2007-06-25 2012-02-21 Visa U.S.A. Inc. Cardless challenge systems and methods
US7739169B2 (en) 2007-06-25 2010-06-15 Visa U.S.A. Inc. Restricting access to compromised account information
US7937324B2 (en) 2007-09-13 2011-05-03 Visa U.S.A. Inc. Account permanence
US10296874B1 (en) * 2007-12-17 2019-05-21 American Express Travel Related Services Company, Inc. System and method for preventing unauthorized access to financial accounts
US20090307140A1 (en) * 2008-06-06 2009-12-10 Upendra Mardikar Mobile device over-the-air (ota) registration and point-of-sale (pos) payment
US8219489B2 (en) 2008-07-29 2012-07-10 Visa U.S.A. Inc. Transaction processing using a global unique identifier
US8181861B2 (en) 2008-10-13 2012-05-22 Miri Systems, Llc Electronic transaction security system and method
CA2742963A1 (en) 2008-11-06 2010-05-14 Visa International Service Association Online challenge-response
GB2466676A (en) * 2009-01-06 2010-07-07 Visa Europe Ltd A method of processing payment authorisation requests
GB2466810A (en) 2009-01-08 2010-07-14 Visa Europe Ltd Processing payment authorisation requests
MX2011008925A (es) * 2009-02-25 2012-04-02 Miri Systems Llc Sistema y metodo de pago.
US9715681B2 (en) 2009-04-28 2017-07-25 Visa International Service Association Verification of portable consumer devices
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US8602293B2 (en) 2009-05-15 2013-12-10 Visa International Service Association Integration of verification tokens with portable computing devices
US7891560B2 (en) 2009-05-15 2011-02-22 Visa International Service Assocation Verification of portable consumer devices
US9038886B2 (en) 2009-05-15 2015-05-26 Visa International Service Association Verification of portable consumer devices
US8893967B2 (en) 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US10140598B2 (en) 2009-05-20 2018-11-27 Visa International Service Association Device including encrypted data for expiration date and verification value creation
US8364591B2 (en) * 2009-08-10 2013-01-29 Visa International Service Association Track data mapping system for processing of payment transaction data
WO2011044161A1 (en) 2009-10-05 2011-04-14 Miri Systems, Llc Electronic transaction security system and method
US10255591B2 (en) 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
US10049356B2 (en) 2009-12-18 2018-08-14 First Data Corporation Authentication of card-not-present transactions
EP2927836B1 (en) 2010-01-12 2016-10-05 Visa International Service Association Anytime validation for verification tokens
US10255601B2 (en) 2010-02-25 2019-04-09 Visa International Service Association Multifactor authentication using a directory server
US9245267B2 (en) 2010-03-03 2016-01-26 Visa International Service Association Portable account number for consumer payment account
CA3012391A1 (en) * 2010-04-05 2011-10-13 Cardinalcommerce Corporation Method and system for processing pin debit transactions
US8473414B2 (en) 2010-04-09 2013-06-25 Visa International Service Association System and method including chip-based device processing for transaction
US9342832B2 (en) 2010-08-12 2016-05-17 Visa International Service Association Securing external systems with account token substitution
US10586227B2 (en) 2011-02-16 2020-03-10 Visa International Service Association Snap mobile payment apparatuses, methods and systems
US20120209749A1 (en) 2011-02-16 2012-08-16 Ayman Hammad Snap mobile payment apparatuses, methods and systems
WO2012116125A1 (en) 2011-02-22 2012-08-30 Visa International Service Association Universal electronic payment apparatuses, methods and systems
KR101895243B1 (ko) 2011-03-04 2018-10-24 비자 인터네셔널 서비스 어소시에이션 지불 능력을 컴퓨터들의 보안 엘리먼트들에 통합
US9280765B2 (en) 2011-04-11 2016-03-08 Visa International Service Association Multiple tokenization for authentication
KR101944504B1 (ko) * 2011-06-08 2019-02-14 주식회사 비즈모델라인 동적 계좌번호 기반 계좌거래를 제공하는 애플리케이션 등록 방법
US9582598B2 (en) 2011-07-05 2017-02-28 Visa International Service Association Hybrid applications utilizing distributed models and views apparatuses, methods and systems
US10121129B2 (en) 2011-07-05 2018-11-06 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9704155B2 (en) 2011-07-29 2017-07-11 Visa International Service Association Passing payment tokens through an hop/sop
US10242358B2 (en) 2011-08-18 2019-03-26 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
US9710807B2 (en) 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
US10825001B2 (en) 2011-08-18 2020-11-03 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
WO2013029014A2 (en) 2011-08-24 2013-02-28 Visa International Service Association Method for using barcodes and mobile devices to conduct payment transactions
US8862767B2 (en) 2011-09-02 2014-10-14 Ebay Inc. Secure elements broker (SEB) for application communication channel selector optimization
US10223730B2 (en) 2011-09-23 2019-03-05 Visa International Service Association E-wallet store injection search apparatuses, methods and systems
US8918855B2 (en) * 2011-12-09 2014-12-23 Blackberry Limited Transaction provisioning for mobile wireless communications devices and related methods
EP2602980B1 (en) * 2011-12-09 2017-02-15 BlackBerry Limited Transaction provisioning for mobile wireless communications devices and related methods
US10223710B2 (en) 2013-01-04 2019-03-05 Visa International Service Association Wearable intelligent vision device apparatuses, methods and systems
WO2013103991A1 (en) 2012-01-05 2013-07-11 Visa International Service Association Data protection with translation
WO2013113004A1 (en) 2012-01-26 2013-08-01 Visa International Service Association System and method of providing tokenization as a service
AU2013214801B2 (en) 2012-02-02 2018-06-21 Visa International Service Association Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
US20130297501A1 (en) 2012-05-04 2013-11-07 Justin Monk System and method for local data conversion
US9524501B2 (en) 2012-06-06 2016-12-20 Visa International Service Association Method and system for correlating diverse transaction data
WO2014008403A1 (en) 2012-07-03 2014-01-09 Visa International Service Association Data protection hub
US9846861B2 (en) 2012-07-25 2017-12-19 Visa International Service Association Upstream and downstream data conversion
US9256871B2 (en) 2012-07-26 2016-02-09 Visa U.S.A. Inc. Configurable payment tokens
US9665722B2 (en) 2012-08-10 2017-05-30 Visa International Service Association Privacy firewall
US10192216B2 (en) 2012-09-11 2019-01-29 Visa International Service Association Cloud-based virtual wallet NFC apparatuses, methods and systems
US10176478B2 (en) 2012-10-23 2019-01-08 Visa International Service Association Transaction initiation determination system utilizing transaction data elements
KR101316466B1 (ko) * 2012-11-20 2013-10-08 신한카드 주식회사 다이나믹 트랙 2 정보를 이용한 모바일 결제 시스템 및 방법
US9911118B2 (en) 2012-11-21 2018-03-06 Visa International Service Association Device pairing via trusted intermediary
KR101316489B1 (ko) 2012-11-23 2013-10-10 신한카드 주식회사 다이나믹 ραｎ 이용한 트랜잭션 처리방법
US10304047B2 (en) 2012-12-07 2019-05-28 Visa International Service Association Token generating component
KR101330943B1 (ko) 2012-12-10 2013-11-26 신한카드 주식회사 일회성 카드정보를 이용한 결제 방법
US10740731B2 (en) 2013-01-02 2020-08-11 Visa International Service Association Third party settlement
US9741051B2 (en) 2013-01-02 2017-08-22 Visa International Service Association Tokenization and third-party interaction
US11055710B2 (en) 2013-05-02 2021-07-06 Visa International Service Association Systems and methods for verifying and processing transactions using virtual currency
CN105359179B (zh) 2013-05-15 2019-12-10 维萨国际服务协会 移动令牌化枢纽
US10878422B2 (en) 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
US20160132878A1 (en) * 2013-07-02 2016-05-12 Visa International Service Association Payment Card Including User Interface for Use with Payment Card Acceptance Terminal
KR102123494B1 (ko) 2013-07-15 2020-06-29 비자 인터네셔널 서비스 어소시에이션 보안 원격 지불 거래 처리
SG10201800629WA (en) 2013-07-24 2018-02-27 Visa Int Service Ass Systems and methods for communicating risk using token assurance data
EP3025291A1 (en) 2013-07-26 2016-06-01 Visa International Service Association Provisioning payment credentials to a consumer
WO2015021420A1 (en) 2013-08-08 2015-02-12 Visa International Service Association Methods and systems for provisioning mobile devices with payment credentials
US10496986B2 (en) 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
EP3843023A1 (en) 2013-08-15 2021-06-30 Visa International Service Association Secure remote payment transaction processing using a secure element
US10817875B2 (en) 2013-09-20 2020-10-27 Visa International Service Association Secure remote payment transaction processing including consumer authentication
US9978094B2 (en) 2013-10-11 2018-05-22 Visa International Service Association Tokenization revocation list
EP3078156A4 (en) 2013-10-11 2017-07-12 Visa International Service Association Network token system
US10515358B2 (en) 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
US10489779B2 (en) 2013-10-21 2019-11-26 Visa International Service Association Multi-network token bin routing with defined verification parameters
US8886570B1 (en) * 2013-10-29 2014-11-11 Quisk, Inc. Hacker-resistant balance monitoring
US10366387B2 (en) 2013-10-29 2019-07-30 Visa International Service Association Digital wallet system and method
CA2930149A1 (en) 2013-11-19 2015-05-28 Visa International Service Association Automated account provisioning
BR112016014106A2 (pt) 2013-12-19 2017-08-08 Visa Int Service Ass Método para intensificar a segurança de um dispositivo de comunicação, e, dispositivo de comunicação
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
US10433128B2 (en) 2014-01-07 2019-10-01 Visa International Service Association Methods and systems for provisioning multiple devices
US9846878B2 (en) 2014-01-14 2017-12-19 Visa International Service Association Payment account identifier system
US10026087B2 (en) 2014-04-08 2018-07-17 Visa International Service Association Data passed in an interaction
US9942043B2 (en) 2014-04-23 2018-04-10 Visa International Service Association Token security on a communication device
WO2015168334A1 (en) 2014-05-01 2015-11-05 Visa International Service Association Data verification using access device
AU2015256205B2 (en) 2014-05-05 2020-07-16 Visa International Service Association System and method for token domain control
CN106465112A (zh) 2014-05-21 2017-02-22 维萨国际服务协会 离线认证
CN105429928A (zh) 2014-05-30 2016-03-23 阿里巴巴集团控股有限公司 数据通信方法和系统及客户端和服务器
US11023890B2 (en) 2014-06-05 2021-06-01 Visa International Service Association Identification and verification for provisioning mobile application
US10373153B2 (en) * 2014-07-03 2019-08-06 Mastercard International Incorporated Method and system for maintaining privacy and compliance in the use of account reissuance data
US9780953B2 (en) 2014-07-23 2017-10-03 Visa International Service Association Systems and methods for secure detokenization
US10484345B2 (en) 2014-07-31 2019-11-19 Visa International Service Association System and method for identity verification across mobile applications
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
US10140615B2 (en) 2014-09-22 2018-11-27 Visa International Service Association Secure mobile device credential provisioning using risk decision non-overrides
SG11201701653WA (en) 2014-09-26 2017-04-27 Visa Int Service Ass Remote server encrypted data provisioning system and methods
US11257074B2 (en) 2014-09-29 2022-02-22 Visa International Service Association Transaction risk based token
US10015147B2 (en) 2014-10-22 2018-07-03 Visa International Service Association Token enrollment system and method
GB201419016D0 (en) 2014-10-24 2014-12-10 Visa Europe Ltd Transaction Messaging
US10325261B2 (en) 2014-11-25 2019-06-18 Visa International Service Association Systems communications with non-sensitive identifiers
CN113537988A (zh) 2014-11-26 2021-10-22 维萨国际服务协会 用于经由访问装置的令牌化请求的方法和设备
US10257185B2 (en) 2014-12-12 2019-04-09 Visa International Service Association Automated access data provisioning
KR20170094192A (ko) 2014-12-12 2017-08-17 비자 인터네셔널 서비스 어소시에이션 기계-대-기계 디바이스를 위한 프로비저닝 플랫폼
US10187363B2 (en) 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment
US10096009B2 (en) 2015-01-20 2018-10-09 Visa International Service Association Secure payment processing using authorization request
US11250391B2 (en) 2015-01-30 2022-02-15 Visa International Service Association Token check offline
WO2016126729A1 (en) 2015-02-03 2016-08-11 Visa International Service Association Validation identity tokens for transactions
US10977657B2 (en) 2015-02-09 2021-04-13 Visa International Service Association Token processing utilizing multiple authorizations
US10164996B2 (en) 2015-03-12 2018-12-25 Visa International Service Association Methods and systems for providing a low value token buffer
AU2016245988B2 (en) 2015-04-10 2021-05-20 Visa International Service Association Browser integration with cryptogram
US9998978B2 (en) 2015-04-16 2018-06-12 Visa International Service Association Systems and methods for processing dormant virtual access devices
US10552834B2 (en) 2015-04-30 2020-02-04 Visa International Service Association Tokenization capable authentication framework
US20170024734A1 (en) * 2015-07-21 2017-01-26 Mastercard International Incorporated Systems and Methods for Processing Transactions to Payment Accounts
US9825946B2 (en) * 2015-08-27 2017-11-21 Mastercard International Incorporated Method and system for enhanced validation of cryptograms in cloud-based systems
CA2997379A1 (en) 2015-10-15 2017-04-20 Visa International Service Association Instant token issuance system
SG11201803495VA (en) 2015-12-04 2018-05-30 Visa Int Service Ass Unique code for token verification
AU2017206119B2 (en) 2016-01-07 2020-10-29 Visa International Service Association Systems and methods for device push provisioning
AU2017214412A1 (en) 2016-02-01 2018-06-28 Visa International Service Association Systems and methods for code display and use
US11501288B2 (en) 2016-02-09 2022-11-15 Visa International Service Association Resource provider account token provisioning and processing
US10313321B2 (en) 2016-04-07 2019-06-04 Visa International Service Association Tokenization of co-network accounts
AU2016403734B2 (en) 2016-04-19 2022-11-17 Visa International Service Association Systems and methods for performing push transactions
US11250424B2 (en) 2016-05-19 2022-02-15 Visa International Service Association Systems and methods for creating subtokens using primary tokens
JP2019522270A (ja) 2016-06-03 2019-08-08 ビザ インターナショナル サービス アソシエーション コネクテッドデバイス用サブトークン管理システム
US11068899B2 (en) 2016-06-17 2021-07-20 Visa International Service Association Token aggregation for multi-party transactions
US10361856B2 (en) 2016-06-24 2019-07-23 Visa International Service Association Unique token authentication cryptogram
CN109643354B (zh) 2016-07-11 2023-06-06 维萨国际服务协会 使用访问装置的加密密钥交换过程
EP3488406A4 (en) 2016-07-19 2019-08-07 Visa International Service Association METHOD OF DISTRIBUTING TOKENS AND MANAGING TOKEN RELATIONS
US10509779B2 (en) 2016-09-14 2019-12-17 Visa International Service Association Self-cleaning token vault
SG11201903468RA (en) 2016-11-28 2019-05-30 Visa Int Service Ass Access identifier provisioning to application
US10915899B2 (en) 2017-03-17 2021-02-09 Visa International Service Association Replacing token on a multi-token user device
US10902418B2 (en) 2017-05-02 2021-01-26 Visa International Service Association System and method using interaction token
US11494765B2 (en) 2017-05-11 2022-11-08 Visa International Service Association Secure remote transaction system using mobile devices
WO2018230185A1 (ja) 2017-06-13 2018-12-20 ソニー株式会社 情報処理装置及び情報処理システム
US10491389B2 (en) 2017-07-14 2019-11-26 Visa International Service Association Token provisioning utilizing a secure authentication system
WO2019031644A1 (ko) * 2017-08-09 2019-02-14 주식회사 센스톤 가상카드번호 기반의 금융거래제공시스템, 가상카드번호생성장치, 가상카드번호검증장치, 가상카드번호 기반의 금융거래제공방법 및 가상카드번호 기반의 금융거래제공프로그램
KR101950913B1 (ko) * 2017-08-09 2019-02-21 주식회사 센스톤 가상코드제공시스템, 가상코드생성장치, 가상코드검증장치, 가상코드제공방법 및 가상코드제공프로그램
KR101954446B1 (ko) * 2018-01-26 2019-03-05 주식회사 비즈모델라인 동적 계좌번호 기반 계좌거래 방법
EP3762844A4 (en) 2018-03-07 2021-04-21 Visa International Service Association SECURE REMOTE TOKEN RELEASE WITH ONLINE AUTHENTICATION
US11256789B2 (en) 2018-06-18 2022-02-22 Visa International Service Association Recurring token transactions
SG11202101587SA (en) 2018-08-22 2021-03-30 Visa Int Service Ass Method and system for token provisioning and processing
EP3881258A4 (en) 2018-11-14 2022-01-12 Visa International Service Association SUPPLY OF TOKENS IN THE CLOUD OF MULTIPLE TOKENS
SG11202108626QA (en) 2019-05-17 2021-09-29 Visa Int Service Ass Virtual access credential interaction system and method
EP3767569A1 (en) * 2019-07-18 2021-01-20 Mastercard International Incorporated An electronic transaction method and device using a flexible transaction identifier

Family Cites Families (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5613012A (en) * 1994-11-28 1997-03-18 Smarttouch, Llc. Tokenless identification system for authorization of electronic transactions and electronic transmissions
EP0993645A4 (en) * 1997-07-03 2004-11-17 Citicorp Dev Ct SYSTEM AND METHOD FOR TRANSFERRING A VALUE ON A MAGNETIC TRACK OF A SERVICE CARD
US6163771A (en) * 1997-08-28 2000-12-19 Walker Digital, Llc Method and device for generating a single-use financial account number
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
JP2000322486A (ja) * 1999-02-12 2000-11-24 Citibank Na 銀行カード取引きを履行するための方法およびシステム
JP2003519420A (ja) * 1999-12-17 2003-06-17 チャンタレイ・コーポレイション・リミテッド セキュリティを確保した取り引きシステム
AU2001239945A1 (en) * 2000-02-29 2001-09-12 E-Scoring, Inc. Systems and methods enabling anonymous credit transactions
WO2001067355A2 (en) * 2000-03-07 2001-09-13 American Express Travel Related Services Company, Inc. System for facilitating a transaction
AU4927601A (en) * 2000-03-24 2001-10-08 Alticor Inc System and method for detecting fraudulent transactions
US20010056409A1 (en) * 2000-05-15 2001-12-27 Bellovin Steven Michael Offline one time credit card numbers for secure e-commerce
US7181762B2 (en) * 2001-01-17 2007-02-20 Arcot Systems, Inc. Apparatus for pre-authentication of users using one-time passwords
US6983381B2 (en) * 2001-01-17 2006-01-03 Arcot Systems, Inc. Methods for pre-authentication of users using one-time passwords
US10592901B2 (en) * 2001-06-04 2020-03-17 Orbis Patents, Ltd. Business-to-business commerce using financial transaction numbers
UA64840C2 (uk) * 2001-10-12 2004-03-15 Віталій Євгенович Леонідов-Каневський Спосіб електронних платежів (варіанти)
US6908030B2 (en) * 2001-10-31 2005-06-21 Arcot Systems, Inc. One-time credit card number generator and single round-trip authentication
US7100821B2 (en) * 2003-05-15 2006-09-05 Mehran Randall Rasti Charge card and debit transactions using a variable charge number
US7580898B2 (en) * 2004-03-15 2009-08-25 Qsecure, Inc. Financial transactions with dynamic personal account numbers
US7472829B2 (en) * 2004-12-10 2009-01-06 Qsecure, Inc. Payment card with internally generated virtual account numbers for its magnetic stripe encoder and user display
US7347361B2 (en) * 2005-06-13 2008-03-25 Robert Lovett System, method and program product for account transaction validation
US20090164380A1 (en) * 2006-12-20 2009-06-25 Brown Kerry D Financial transaction network
US20080288403A1 (en) * 2007-05-18 2008-11-20 Clay Von Mueller Pin encryption device security

Also Published As

Publication number Publication date
RU2479032C2 (ru) 2013-04-10
KR20090102752A (ko) 2009-09-30
RU2009122578A (ru) 2010-12-27
CA2669320A1 (en) 2008-05-22
MA30987B1 (fr) 2009-12-01
CH709883B1 (de) 2016-01-29
IL198738A0 (en) 2010-02-17
CH698351B1 (de) 2015-06-15
AU2007320785A1 (en) 2008-05-22
BRPI0718902A2 (pt) 2013-12-10
AT506775A2 (de) 2009-11-15
EP2095311A2 (en) 2009-09-02
KR20160011698A (ko) 2016-02-01
WO2008059465A2 (en) 2008-05-22
FI20095662L (sv) 2009-06-12
MX2009005257A (es) 2009-10-12
JP2010510567A (ja) 2010-04-02
IL198738A (en) 2015-05-31
WO2008059465A3 (en) 2008-07-10
KR20170034920A (ko) 2017-03-29
AP3361A (en) 2015-07-31
DE112007002744T5 (de) 2009-10-08
US20130297508A1 (en) 2013-11-07
MY153194A (en) 2015-01-29
AP2009004889A0 (en) 2009-06-30
CN101573723A (zh) 2009-11-04
GB0910305D0 (en) 2009-07-29
US20100088227A1 (en) 2010-04-08
PH12015500674A1 (en) 2015-05-11
AU2007320785B2 (en) 2012-09-27
EG25664A (en) 2012-05-09
CA2669320C (en) 2017-10-31
ZA200903802B (en) 2010-03-31
GB2457204A (en) 2009-08-12
NZ577677A (en) 2012-05-25

Similar Documents

Publication Publication Date Title
SE0950453L (sv) Säkra finansiella transaktioner
BRPI0819314A8 (pt) realização de transações eletrônicas seguras
BRPI0917318A2 (pt) cartao de transacao financeira e combinacao
BRPI0906554A2 (pt) Ficha de transação financeira, e, cartão de transação financeira
GB0600699D0 (en) Secure transactions
FR2909857B1 (fr) Endovalve.
BRPI0819448A2 (pt) Método para transações seguras
FR2911583B1 (fr) Caisse presentoir.
SE0802075L (sv) Kortanslutning
FI20095663A (sv) Beteckning av elektroniska finansiella transaktioner
DE502006005852D1 (de) Anleger
FR2909834B1 (fr) Andaineuse transversale.
ES1062083Y (es) Tarjeta bancaria perfeccionada.
ES1061965Y (es) Tractocamion polivalente.
ITCE20060002A1 (it) Patok.
UA13582S (uk) Наличка
UA14556S (uk) Наличка
UA15037S (uk) Наличка
UA16401S (uk) Наличка
UA15884S (uk) Наличка
UA15036S (uk) Наличка
UA15718S (uk) Наличка
EE00652U1 (et) Meetod arvete tasumiseks
UA11954S (uk) Наличка
UA13256S (uk) Наличка

Legal Events

Date Code Title Description
NAV Patent application has lapsed