MA30987B1 - Transactions financieres securisees - Google Patents
Transactions financieres securiseesInfo
- Publication number
- MA30987B1 MA30987B1 MA31982A MA31982A MA30987B1 MA 30987 B1 MA30987 B1 MA 30987B1 MA 31982 A MA31982 A MA 31982A MA 31982 A MA31982 A MA 31982A MA 30987 B1 MA30987 B1 MA 30987B1
- Authority
- MA
- Morocco
- Prior art keywords
- amount
- pan
- simulated
- account number
- integrated
- Prior art date
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/347—Passive cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3827—Use of message hashing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
- G07F7/122—Online card verification
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Signal Processing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
UN NUMÉRO DE COMPTE PRINCIPAL (PAN) D'UN COMPTE DE CRÉDIT OU DE DÉBIT CLASSIQUE AVEC UNE BANQUE OU UNE AUTRE INSTITUTION FINANCIÈRE EST ÉMULÉ OU SIMULÉ, ET COMPREND SOUS FORME CRYPTÉE, LE NUMÉRO DE COMPTE RÉEL. LE PAN SIMULÉ PEUT AUSSI COMPRENDRE UN MONTANT À DÉBITER DE CE COMPTE. AINSI, UN NUMÉRO DE COMPTE ET UN MONTANT SONT CRYPTÉS ET MIS EN CORRESPONDANCE DANS UNE CHAÎNE DE CHIFFRES QUI S'AVÈRE ÊTRE UN PAN VALIDE. LE NUMÉRO DE COMPTE RÉEL ET LE MONTANT DE LA TRANSACTION SONT AINSI INTÉGRÉS DANS LE PAN SIMULÉ. LE PAN SIMULÉ EST ENSUITE TRAITÉ PAR L'INFRASTRUCTURE DE TRANSACTION FINANCIÈRE EXISTANTE, LA BANQUE ÉMETTRICE SACHANT QU'IL N'Y A PAS DE PAN, ET QUE LES CHIFFRES CORRECTS DOIVENT ÊTRE CRYPTÉS POUR FOURNIR LE NUMÉRO DE COMPTE INTÉGRÉ ET LE MONTANT INTÉGRÉ. DANS UNE APPLICATION, UN AGENT ÉCONOMIQUE SOUHAITANT EFFECTUER UNE TRANSACTION FINANCIÈRE GÉNÈRE UN PAN SIMULÉ ET LE FOURNIT À UN FOURNISSEUR DE BIENS OU DE SERVICES À QUI IL SOUHAITE ACHETER CES BIENS OU CES SERVICES. LE FOURNISSEUR ENTRE LE PAN SIMULÉ ET LE MONTANT DE LA TRANSACTION D'UNE MANIÈRE CLASSIQUE. CES DONNÉES SONT ENSUITE TRANSMISES À UNE BANQUE RÉCEPTRICE, QUI LE TRANSMET À LA BANQUE ÉMETTRICE EN VUE D'UNE AUTORISATION. LA BANQUE ÉMETTRICE EXTRAIT ENSUITE LE NUMÉRO DE COMPTE INTÉGRÉ ET LE MONTANT INTÉGRÉ, VÉRIFIE QUE LE MONTANT INTÉGRÉ ET QUE LE MONTANT FOURNI SONT LES MÊMES (AINSI QUE D'AUTRES VÉRIFICATIONS CLASSIQUES), ET SI ILS SONT LES MÊMES ELLE AUTORISE LA TRANSACTION. LES GENS COMPÉTENTS EN MATIÈRE DE FINANCES APPRÉCIERONT CETTE INVENTION, DANS LA PLUPART DES INSTANCES, UN AGENT ÉCONOMIQUE DOIT FOURNIR UNE DATE D'EXPIRATION ET UNE VALEUR DE VÉRIFICATION DE CARTE (CVV). UNE OU LES DEUX FORMALITÉS PEUVENT AUSSI ÊTRE SIMULÉES ET UTILISÉES POUR CRYPTER DES INFORMATIONS.
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
ZA200609533 | 2006-11-16 |
Publications (1)
Publication Number | Publication Date |
---|---|
MA30987B1 true MA30987B1 (fr) | 2009-12-01 |
Family
ID=39315582
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MA31982A MA30987B1 (fr) | 2006-11-16 | 2009-06-12 | Transactions financieres securisees |
Country Status (25)
Country | Link |
---|---|
US (2) | US20100088227A1 (fr) |
EP (1) | EP2095311A2 (fr) |
JP (1) | JP2010510567A (fr) |
KR (3) | KR20170034920A (fr) |
CN (1) | CN101573723A (fr) |
AP (1) | AP3361A (fr) |
AT (1) | AT506775A2 (fr) |
AU (1) | AU2007320785B2 (fr) |
BR (1) | BRPI0718902A2 (fr) |
CA (1) | CA2669320C (fr) |
CH (2) | CH698351B1 (fr) |
DE (1) | DE112007002744T5 (fr) |
EG (1) | EG25664A (fr) |
FI (1) | FI20095662L (fr) |
GB (1) | GB2457204A (fr) |
IL (1) | IL198738A (fr) |
MA (1) | MA30987B1 (fr) |
MX (1) | MX2009005257A (fr) |
MY (1) | MY153194A (fr) |
NZ (1) | NZ577677A (fr) |
PH (1) | PH12015500674A1 (fr) |
RU (1) | RU2479032C2 (fr) |
SE (1) | SE0950453L (fr) |
WO (1) | WO2008059465A2 (fr) |
ZA (1) | ZA200903802B (fr) |
Families Citing this family (154)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20140019352A1 (en) | 2011-02-22 | 2014-01-16 | Visa International Service Association | Multi-purpose virtual card transaction apparatuses, methods and systems |
US8762263B2 (en) | 2005-09-06 | 2014-06-24 | Visa U.S.A. Inc. | System and method for secured account numbers in proximity devices |
US7818264B2 (en) | 2006-06-19 | 2010-10-19 | Visa U.S.A. Inc. | Track data encryption |
US9065643B2 (en) | 2006-04-05 | 2015-06-23 | Visa U.S.A. Inc. | System and method for account identifier obfuscation |
US8121942B2 (en) | 2007-06-25 | 2012-02-21 | Visa U.S.A. Inc. | Systems and methods for secure and transparent cardless transactions |
US7739169B2 (en) | 2007-06-25 | 2010-06-15 | Visa U.S.A. Inc. | Restricting access to compromised account information |
US7937324B2 (en) | 2007-09-13 | 2011-05-03 | Visa U.S.A. Inc. | Account permanence |
US10296874B1 (en) * | 2007-12-17 | 2019-05-21 | American Express Travel Related Services Company, Inc. | System and method for preventing unauthorized access to financial accounts |
US20090307140A1 (en) * | 2008-06-06 | 2009-12-10 | Upendra Mardikar | Mobile device over-the-air (ota) registration and point-of-sale (pos) payment |
US8219489B2 (en) | 2008-07-29 | 2012-07-10 | Visa U.S.A. Inc. | Transaction processing using a global unique identifier |
US8181861B2 (en) | 2008-10-13 | 2012-05-22 | Miri Systems, Llc | Electronic transaction security system and method |
BRPI0921124A2 (pt) | 2008-11-06 | 2016-09-13 | Visa Int Service Ass | sistema para autenticar um consumidor, método implementado por computador, meio legível por computador, e, computador servidor. |
GB2466676A (en) * | 2009-01-06 | 2010-07-07 | Visa Europe Ltd | A method of processing payment authorisation requests |
GB2466810A (en) | 2009-01-08 | 2010-07-14 | Visa Europe Ltd | Processing payment authorisation requests |
CA2753576A1 (fr) * | 2009-02-25 | 2010-09-02 | Miri Systems, Llc | Systeme et procede de paiement |
US9715681B2 (en) | 2009-04-28 | 2017-07-25 | Visa International Service Association | Verification of portable consumer devices |
US7891560B2 (en) | 2009-05-15 | 2011-02-22 | Visa International Service Assocation | Verification of portable consumer devices |
US9105027B2 (en) | 2009-05-15 | 2015-08-11 | Visa International Service Association | Verification of portable consumer device for secure services |
US8893967B2 (en) | 2009-05-15 | 2014-11-25 | Visa International Service Association | Secure Communication of payment information to merchants using a verification token |
US8602293B2 (en) | 2009-05-15 | 2013-12-10 | Visa International Service Association | Integration of verification tokens with portable computing devices |
US8534564B2 (en) | 2009-05-15 | 2013-09-17 | Ayman Hammad | Integration of verification tokens with mobile communication devices |
US10846683B2 (en) | 2009-05-15 | 2020-11-24 | Visa International Service Association | Integration of verification tokens with mobile communication devices |
US9038886B2 (en) | 2009-05-15 | 2015-05-26 | Visa International Service Association | Verification of portable consumer devices |
US10140598B2 (en) | 2009-05-20 | 2018-11-27 | Visa International Service Association | Device including encrypted data for expiration date and verification value creation |
US8364591B2 (en) | 2009-08-10 | 2013-01-29 | Visa International Service Association | Track data mapping system for processing of payment transaction data |
IN2012DN03242A (fr) | 2009-10-05 | 2015-10-23 | Miri Systems Llc | |
US10255591B2 (en) | 2009-12-18 | 2019-04-09 | Visa International Service Association | Payment channel returning limited use proxy dynamic value |
US10049356B2 (en) | 2009-12-18 | 2018-08-14 | First Data Corporation | Authentication of card-not-present transactions |
BR112012017000A2 (pt) | 2010-01-12 | 2016-04-05 | Visa Int Service Ass | método |
US10255601B2 (en) | 2010-02-25 | 2019-04-09 | Visa International Service Association | Multifactor authentication using a directory server |
US9245267B2 (en) | 2010-03-03 | 2016-01-26 | Visa International Service Association | Portable account number for consumer payment account |
CA2795167C (fr) | 2010-04-05 | 2018-09-04 | Cardinal Commerce Corporation | Procede et systeme pour le traitement de transactions de debit en ligne (pin) |
US8473414B2 (en) | 2010-04-09 | 2013-06-25 | Visa International Service Association | System and method including chip-based device processing for transaction |
US9342832B2 (en) | 2010-08-12 | 2016-05-17 | Visa International Service Association | Securing external systems with account token substitution |
US10586227B2 (en) | 2011-02-16 | 2020-03-10 | Visa International Service Association | Snap mobile payment apparatuses, methods and systems |
AU2012217606A1 (en) | 2011-02-16 | 2013-05-09 | Visa International Service Association | Snap mobile payment apparatuses, methods and systems |
WO2012116125A1 (fr) | 2011-02-22 | 2012-08-30 | Visa International Service Association | Appareils, procédés et systèmes de paiement électronique universel |
AU2012225684B2 (en) | 2011-03-04 | 2016-11-10 | Visa International Service Association | Integration of payment capability into secure elements of computers |
US9280765B2 (en) | 2011-04-11 | 2016-03-08 | Visa International Service Association | Multiple tokenization for authentication |
KR101944504B1 (ko) * | 2011-06-08 | 2019-02-14 | 주식회사 비즈모델라인 | 동적 계좌번호 기반 계좌거래를 제공하는 애플리케이션 등록 방법 |
US9355393B2 (en) | 2011-08-18 | 2016-05-31 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
US9582598B2 (en) | 2011-07-05 | 2017-02-28 | Visa International Service Association | Hybrid applications utilizing distributed models and views apparatuses, methods and systems |
AU2012278963B2 (en) | 2011-07-05 | 2017-02-23 | Visa International Service Association | Electronic wallet checkout platform apparatuses, methods and systems |
WO2013019567A2 (fr) | 2011-07-29 | 2013-02-07 | Visa International Service Association | Introduction d'authentifieurs de paiement par l'intermédiaire d'une page hop/sop |
US9710807B2 (en) | 2011-08-18 | 2017-07-18 | Visa International Service Association | Third-party value added wallet features and interfaces apparatuses, methods and systems |
US10242358B2 (en) | 2011-08-18 | 2019-03-26 | Visa International Service Association | Remote decoupled application persistent state apparatuses, methods and systems |
US10825001B2 (en) | 2011-08-18 | 2020-11-03 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
WO2013029014A2 (fr) | 2011-08-24 | 2013-02-28 | Visa International Service Association | Procédé d'utilisation de codes à barres et de dispositifs mobiles pour mener des transactions de paiement |
US8862767B2 (en) | 2011-09-02 | 2014-10-14 | Ebay Inc. | Secure elements broker (SEB) for application communication channel selector optimization |
US10223730B2 (en) | 2011-09-23 | 2019-03-05 | Visa International Service Association | E-wallet store injection search apparatuses, methods and systems |
EP2602980B1 (fr) * | 2011-12-09 | 2017-02-15 | BlackBerry Limited | Fourniture de transactions dans des dispositifs de communication sans fil mobiles et procédés correspondants |
US8918855B2 (en) * | 2011-12-09 | 2014-12-23 | Blackberry Limited | Transaction provisioning for mobile wireless communications devices and related methods |
SG11201403861XA (en) | 2012-01-05 | 2014-08-28 | Visa Int Service Ass | Data protection with translation |
US10223710B2 (en) | 2013-01-04 | 2019-03-05 | Visa International Service Association | Wearable intelligent vision device apparatuses, methods and systems |
US9830595B2 (en) | 2012-01-26 | 2017-11-28 | Visa International Service Association | System and method of providing tokenization as a service |
AU2013214801B2 (en) | 2012-02-02 | 2018-06-21 | Visa International Service Association | Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems |
US10282724B2 (en) | 2012-03-06 | 2019-05-07 | Visa International Service Association | Security system incorporating mobile device |
US20130297501A1 (en) | 2012-05-04 | 2013-11-07 | Justin Monk | System and method for local data conversion |
US9524501B2 (en) | 2012-06-06 | 2016-12-20 | Visa International Service Association | Method and system for correlating diverse transaction data |
US9547769B2 (en) | 2012-07-03 | 2017-01-17 | Visa International Service Association | Data protection hub |
US9846861B2 (en) | 2012-07-25 | 2017-12-19 | Visa International Service Association | Upstream and downstream data conversion |
US9256871B2 (en) | 2012-07-26 | 2016-02-09 | Visa U.S.A. Inc. | Configurable payment tokens |
US9665722B2 (en) | 2012-08-10 | 2017-05-30 | Visa International Service Association | Privacy firewall |
US10192216B2 (en) | 2012-09-11 | 2019-01-29 | Visa International Service Association | Cloud-based virtual wallet NFC apparatuses, methods and systems |
US10176478B2 (en) | 2012-10-23 | 2019-01-08 | Visa International Service Association | Transaction initiation determination system utilizing transaction data elements |
KR101316466B1 (ko) * | 2012-11-20 | 2013-10-08 | 신한카드 주식회사 | 다이나믹 트랙 2 정보를 이용한 모바일 결제 시스템 및 방법 |
US9911118B2 (en) | 2012-11-21 | 2018-03-06 | Visa International Service Association | Device pairing via trusted intermediary |
KR101316489B1 (ko) * | 2012-11-23 | 2013-10-10 | 신한카드 주식회사 | 다이나믹 ραn 이용한 트랜잭션 처리방법 |
US10304047B2 (en) | 2012-12-07 | 2019-05-28 | Visa International Service Association | Token generating component |
KR101330943B1 (ko) * | 2012-12-10 | 2013-11-26 | 신한카드 주식회사 | 일회성 카드정보를 이용한 결제 방법 |
US9741051B2 (en) | 2013-01-02 | 2017-08-22 | Visa International Service Association | Tokenization and third-party interaction |
US10740731B2 (en) | 2013-01-02 | 2020-08-11 | Visa International Service Association | Third party settlement |
US11055710B2 (en) | 2013-05-02 | 2021-07-06 | Visa International Service Association | Systems and methods for verifying and processing transactions using virtual currency |
CN105359179B (zh) | 2013-05-15 | 2019-12-10 | 维萨国际服务协会 | 移动令牌化枢纽 |
US10878422B2 (en) | 2013-06-17 | 2020-12-29 | Visa International Service Association | System and method using merchant token |
AU2014285769A1 (en) * | 2013-07-02 | 2016-01-07 | Visa International Service Association | Payment card including user interface for use with payment card acceptance terminal |
AU2014290143C1 (en) | 2013-07-15 | 2019-01-03 | Visa International Service Association | Secure remote payment transaction processing |
SG10201800629WA (en) | 2013-07-24 | 2018-02-27 | Visa Int Service Ass | Systems and methods for communicating risk using token assurance data |
CN115907763A (zh) | 2013-07-26 | 2023-04-04 | 维萨国际服务协会 | 向消费者提供支付凭证 |
US10496986B2 (en) | 2013-08-08 | 2019-12-03 | Visa International Service Association | Multi-network tokenization processing |
CA2920661C (fr) | 2013-08-08 | 2019-05-21 | Visa International Service Association | Procedes et systemes de fourniture de justificatifs de paiement a des dispositifs mobiles |
KR102552606B1 (ko) | 2013-08-15 | 2023-07-06 | 비자 인터네셔널 서비스 어소시에이션 | 보안 요소를 이용한 보안 원격 지불 거래 처리 |
CN115358746A (zh) | 2013-09-20 | 2022-11-18 | 维萨国际服务协会 | 包括消费者认证的安全远程支付交易处理 |
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2007
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- 2007-11-16 KR KR1020177007417A patent/KR20170034920A/ko not_active Application Discontinuation
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- 2007-11-16 EP EP07849165A patent/EP2095311A2/fr not_active Withdrawn
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- 2007-11-16 RU RU2009122578/08A patent/RU2479032C2/ru not_active IP Right Cessation
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- 2007-11-16 WO PCT/IB2007/054678 patent/WO2008059465A2/fr active Application Filing
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- 2007-11-16 NZ NZ577677A patent/NZ577677A/en not_active IP Right Cessation
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- 2007-11-16 CN CNA2007800427522A patent/CN101573723A/zh active Pending
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- 2007-11-16 CA CA2669320A patent/CA2669320C/fr not_active Expired - Fee Related
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2009
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- 2009-06-12 MA MA31982A patent/MA30987B1/fr unknown
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2013
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2015
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