SG10201800629WA - Systems and methods for communicating risk using token assurance data - Google Patents

Systems and methods for communicating risk using token assurance data

Info

Publication number
SG10201800629WA
SG10201800629WA SG10201800629WA SG10201800629WA SG10201800629WA SG 10201800629W A SG10201800629W A SG 10201800629WA SG 10201800629W A SG10201800629W A SG 10201800629WA SG 10201800629W A SG10201800629W A SG 10201800629WA SG 10201800629W A SG10201800629W A SG 10201800629WA
Authority
SG
Singapore
Prior art keywords
systems
methods
assurance data
token assurance
communicating risk
Prior art date
Application number
SG10201800629WA
Inventor
Matthew Dill
Prasanna Laxminarayanan
Glenn Powell
John F Sheets
Andrew Carpenter
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG10201800629WA publication Critical patent/SG10201800629WA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/42—Anonymization, e.g. involving pseudonyms
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
SG10201800629WA 2013-07-24 2014-07-24 Systems and methods for communicating risk using token assurance data SG10201800629WA (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201361858087P 2013-07-24 2013-07-24
US201361863863P 2013-08-08 2013-08-08
US201461935036P 2014-02-03 2014-02-03

Publications (1)

Publication Number Publication Date
SG10201800629WA true SG10201800629WA (en) 2018-02-27

Family

ID=52391319

Family Applications (4)

Application Number Title Priority Date Filing Date
SG11201600520QA SG11201600520QA (en) 2013-07-24 2014-07-24 Systems and methods for communicating risk using token assurance data
SG11201600427RA SG11201600427RA (en) 2013-07-24 2014-07-24 Systems and methods for interoperable network token processing
SG10201800629WA SG10201800629WA (en) 2013-07-24 2014-07-24 Systems and methods for communicating risk using token assurance data
SG10201800626RA SG10201800626RA (en) 2013-07-24 2014-07-24 Systems and methods for interoperable network token processing

Family Applications Before (2)

Application Number Title Priority Date Filing Date
SG11201600520QA SG11201600520QA (en) 2013-07-24 2014-07-24 Systems and methods for communicating risk using token assurance data
SG11201600427RA SG11201600427RA (en) 2013-07-24 2014-07-24 Systems and methods for interoperable network token processing

Family Applications After (1)

Application Number Title Priority Date Filing Date
SG10201800626RA SG10201800626RA (en) 2013-07-24 2014-07-24 Systems and methods for interoperable network token processing

Country Status (10)

Country Link
US (6) US20150032625A1 (en)
EP (2) EP3025293A4 (en)
JP (5) JP6738731B2 (en)
KR (1) KR102070451B1 (en)
CN (4) CN115567273A (en)
AU (5) AU2014292980A1 (en)
CA (2) CA2919199C (en)
RU (2) RU2681366C2 (en)
SG (4) SG11201600520QA (en)
WO (2) WO2015013548A1 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
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US11915235B2 (en) 2013-07-24 2024-02-27 Visa International Service Association Systems and methods for communicating token attributes associated with a token vault

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US11501288B2 (en) 2016-02-09 2022-11-15 Visa International Service Association Resource provider account token provisioning and processing
US10313321B2 (en) 2016-04-07 2019-06-04 Visa International Service Association Tokenization of co-network accounts

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US11915235B2 (en) 2013-07-24 2024-02-27 Visa International Service Association Systems and methods for communicating token attributes associated with a token vault
US11710119B2 (en) 2013-10-11 2023-07-25 Visa International Service Association Network token system

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