BR9814355A - Unidade de troca de mensagens financeiras, sem fio simples portátil - Google Patents

Unidade de troca de mensagens financeiras, sem fio simples portátil

Info

Publication number
BR9814355A
BR9814355A BR9814355-7A BR9814355A BR9814355A BR 9814355 A BR9814355 A BR 9814355A BR 9814355 A BR9814355 A BR 9814355A BR 9814355 A BR9814355 A BR 9814355A
Authority
BR
Brazil
Prior art keywords
financial
unit
simple wireless
portable simple
transaction
Prior art date
Application number
BR9814355-7A
Other languages
English (en)
Inventor
Walter Lee Davis
Jeff Lavell
Jose Gutman
Original Assignee
Motorola Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Motorola Inc filed Critical Motorola Inc
Publication of BR9814355A publication Critical patent/BR9814355A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/03—Protecting confidentiality, e.g. by encryption
    • H04W12/033—Protecting confidentiality, e.g. by encryption of the user plane, e.g. user's traffic
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/12—Applying verification of the received information
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/10—Integrity
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Signal Processing (AREA)
  • Technology Law (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

"UNIDADE DE TROCA DE MENSAGENS FINANCEIRAS, SEM FIO SIMPLES PORTáTIL". Um sistema de troca de mensagens seguro incluindo um controlador de sistema de troca de mensagens seguro (1100) e uma primeira unidade de troca de mensagens financeiras (906). Um usuário inicia uma transação financeira fornecendo um código de autenticação de transação para o controlador de sistema de troca de mensagens seguro (1100). Em resposta à recepção pela primeira unidade de troca de mensagens financeiras (906) de uma mensagem de transação financeira segura contendo um valor, um usuário insere o código de autenticação de transação correspondente que libera e desembolsa pelo menos uma parte do valor para a primeira unidade de troca de mensagens financeiras (906) para efetuar uma transação financeira.
BR9814355-7A 1997-12-22 1998-12-04 Unidade de troca de mensagens financeiras, sem fio simples portátil BR9814355A (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US08/996,438 US6038549A (en) 1997-12-22 1997-12-22 Portable 1-way wireless financial messaging unit
PCT/US1998/025692 WO1999033011A1 (en) 1997-12-22 1998-12-04 Portable 1-way wireless financial messaging unit

Publications (1)

Publication Number Publication Date
BR9814355A true BR9814355A (pt) 2004-04-13

Family

ID=25542917

Family Applications (1)

Application Number Title Priority Date Filing Date
BR9814355-7A BR9814355A (pt) 1997-12-22 1998-12-04 Unidade de troca de mensagens financeiras, sem fio simples portátil

Country Status (11)

Country Link
US (1) US6038549A (pt)
EP (2) EP1040439A4 (pt)
JP (3) JP2001527247A (pt)
KR (1) KR100403530B1 (pt)
CN (1) CN1283288A (pt)
AU (1) AU733259B2 (pt)
BR (1) BR9814355A (pt)
CA (1) CA2313798A1 (pt)
ID (1) ID25791A (pt)
IL (1) IL136492A0 (pt)
WO (1) WO1999033011A1 (pt)

Families Citing this family (75)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7096003B2 (en) * 1996-08-08 2006-08-22 Raymond Anthony Joao Transaction security apparatus
GB2321741B (en) 1997-02-03 2000-10-04 Certicom Corp Data card verification system
ATE213575T1 (de) * 1997-10-28 2002-03-15 Brokat Infosystems Ag Verfahren zum digitalen signieren einer nachricht
US6189099B1 (en) * 1998-02-11 2001-02-13 Durango Corporation Notebook security system (NBS)
US6216230B1 (en) * 1998-02-11 2001-04-10 Durango Corporation Notebook security system (NBS)
US8108307B1 (en) * 1998-03-30 2012-01-31 Citicorp Development Center, Inc. System, method and apparatus for value exchange utilizing value-storing applications
EP0949593A2 (en) 1998-03-30 1999-10-13 Citicorp Development Center System, method and apparatus for value exchange utilizing value-storing apparatus
US6796490B1 (en) 2000-10-04 2004-09-28 Diebold, Incorporated Automated banking machine system and method
US7445146B2 (en) * 1998-04-17 2008-11-04 Diebold, Incorporated Card activated cash dispensing automated banking machine system and method
US6607136B1 (en) * 1998-09-16 2003-08-19 Beepcard Inc. Physical presence digital authentication system
US6460138B1 (en) * 1998-10-05 2002-10-01 Flashpoint Technology, Inc. User authentication for portable electronic devices using asymmetrical cryptography
US7386727B1 (en) 1998-10-24 2008-06-10 Encorus Holdings Limited Method for digital signing of a message
US6546374B1 (en) 1998-11-10 2003-04-08 Aether Systems, Inc. Apparatus for providing instant vendor notification in an electronic commerce network environment
US6341270B1 (en) 1998-11-10 2002-01-22 Aether Systems, Inc. Method for providing vendor notification marketing in an electronic commerce network environment
US6275698B1 (en) * 1998-12-21 2001-08-14 Motorola, Inc. Method and apparatus for providing content information on a roaming channel
US6587838B1 (en) 1999-01-25 2003-07-01 Aether Systems, Inc. Method and system for conducting real time electronic commerce
US8538801B2 (en) 1999-02-19 2013-09-17 Exxonmobile Research & Engineering Company System and method for processing financial transactions
US7657490B1 (en) * 1999-08-02 2010-02-02 Softbankbb Corporation Electronic settlement system, settlement device, and terminal
US8706630B2 (en) * 1999-08-19 2014-04-22 E2Interactive, Inc. System and method for securely authorizing and distributing stored-value card data
US7093761B2 (en) * 2001-09-24 2006-08-22 E2Interactive, Inc. System and method for distributing stored-value cards
US6781509B1 (en) * 1999-11-12 2004-08-24 Oppedahl & Larson Llp Alarm reporting system
US6955299B1 (en) 1999-12-17 2005-10-18 Centre For Wireless Communications Of National University Of Singapore System and method for using a smart card
US7430540B1 (en) * 2000-03-13 2008-09-30 Karim Asani System and method for safe financial transactions in E.Commerce
US20020123966A1 (en) * 2000-06-23 2002-09-05 Luke Chu System and method for administration of network financial transaction terminals
KR20020007025A (ko) * 2000-07-14 2002-01-26 김실호 빌링 통지 시스템 및 그 방법
US7523067B1 (en) * 2000-08-02 2009-04-21 Softbankbb Corporation Electronic settlement system, settlement apparatus, and terminal
WO2002019648A2 (de) * 2000-09-01 2002-03-07 Muehlhaeuser Max System und verfahren zum zurechenbaren drahtlosen zugreifen auf computerbasierte serviceleistungen
AUPR066300A0 (en) * 2000-10-09 2000-11-02 A & Mt Projects Pty Limited The use of wireless application protocol for making trading decisions and executing transactions in real time
JP2002189855A (ja) * 2000-11-13 2002-07-05 Exit Inc 無線電話、無線電話の使用方法、無線電話を用いた決済システム、無線電話を用いた決済方法、およびプログラム
US20020141586A1 (en) * 2001-03-29 2002-10-03 Aladdin Knowledge Systems Ltd. Authentication employing the bluetooth communication protocol
EP1249995A2 (de) * 2001-04-12 2002-10-16 Siemens Aktiengesellschaft Optimiertes Wiederaufladen von Prepaid-Konten
JP2002374239A (ja) * 2001-05-30 2002-12-26 World Top Technology Co Ltd 情報暗号化方法
JP2002366753A (ja) * 2001-06-06 2002-12-20 Scale:Kk 金融マネジメントシステム
US20020199102A1 (en) * 2001-06-21 2002-12-26 Carman David W. Method and apparatus for establishing a shared cryptographic key between energy-limited nodes in a network
US20030023498A1 (en) * 2001-07-25 2003-01-30 Day Money, Inc. Method of buying and selling goods and services
AU2002336770A1 (en) * 2001-09-24 2003-04-07 E2Interactive, Inc. D/B/A E2Interactive, Inc. System and method for supplying communication service
AU2002340138A1 (en) * 2001-10-09 2003-04-22 Joanna Sandorffy System and method for conducting a financial transaction using a communication device
GB0201503D0 (en) * 2002-01-23 2002-03-13 Nokia Corp Electronic payments
US7792759B2 (en) * 2002-07-29 2010-09-07 Emv Co. Llc Methods for performing transactions in a wireless environment
GB2396707B (en) * 2002-10-17 2004-11-24 Vodafone Plc Facilitating and authenticating transactions
US7044365B2 (en) * 2002-12-09 2006-05-16 Accubalance Corporation Method for reconciling a financial account from a portable account register
JP4334247B2 (ja) * 2003-03-07 2009-09-30 ビットワレット株式会社 携帯端末装置および電子マネーサーバ
US8655309B2 (en) 2003-11-14 2014-02-18 E2Interactive, Inc. Systems and methods for electronic device point-of-sale activation
US9020854B2 (en) * 2004-03-08 2015-04-28 Proxense, Llc Linked account system using personal digital key (PDK-LAS)
US20060231611A1 (en) * 2005-03-23 2006-10-19 Chakiris Phil M Radio frequency identification purchase transactions
DE102005021640B4 (de) * 2005-05-06 2007-08-09 Satisloh Gmbh Maschine zur Bearbeitung von optischen Werkstücken, insbesondere von Kunststoff-Brillengläsern
US9235841B2 (en) 2005-07-22 2016-01-12 Gtj Ventures, Llc Transaction security apparatus and method
US9911124B2 (en) 2005-07-22 2018-03-06 Gtj Ventures, Llc Transaction security apparatus and method
US9245270B2 (en) 2005-07-22 2016-01-26 Gtj Ventures, Llc Transaction security apparatus and method
KR101066297B1 (ko) 2005-09-30 2011-09-20 삼성전자주식회사 동시 다중 ＰｏＣ 멀티미디어 서비스 제공 방법 및 그 장치
US8583534B1 (en) 2005-09-30 2013-11-12 Trading Technologies International Inc. System and method for multi-market risk control in a distributed electronic trading environment
US11206664B2 (en) 2006-01-06 2021-12-21 Proxense, Llc Wireless network synchronization of cells and client devices on a network
US7698220B2 (en) 2006-09-14 2010-04-13 E2Interactive, Inc. Virtual terminal for payment processing
US8560457B2 (en) 2006-09-30 2013-10-15 Pitney Bowes Inc. Enhanced network server authentication using a physical out-of-band channel
US20080172331A1 (en) * 2007-01-16 2008-07-17 Graves Phillip C Bill Payment Card Method and System
US8566240B2 (en) * 2007-01-16 2013-10-22 E2Interactive, Inc. Systems and methods for the payment of customer bills utilizing payment platform of biller
US8688570B2 (en) * 2007-04-27 2014-04-01 American Express Travel Related Services Company, Inc. System and method for performing person-to-person funds transfers via wireless communications
US9008066B2 (en) 2007-10-31 2015-04-14 Qualcomm, Incorporated Method and apparatus for signaling transmission characteristics in a wireless communication network
US9001815B2 (en) * 2007-10-31 2015-04-07 Qualcomm, Incorporated Method and apparatus for signaling transmission characteristics in a wireless communication network
US20110060631A1 (en) * 2009-09-04 2011-03-10 Bank Of America Redemption of customer benefit offers based on goods identification
US8505813B2 (en) * 2009-09-04 2013-08-13 Bank Of America Corporation Customer benefit offer program enrollment
US20110060636A1 (en) * 2009-09-04 2011-03-10 Bank Of America Targeted customer benefit offers
US20110137740A1 (en) 2009-12-04 2011-06-09 Ashmit Bhattacharya Processing value-ascertainable items
US10068287B2 (en) 2010-06-11 2018-09-04 David A. Nelsen Systems and methods to manage and control use of a virtual card
US9892419B1 (en) 2011-05-09 2018-02-13 Bank Of America Corporation Coupon deposit account fraud protection system
US8751298B1 (en) 2011-05-09 2014-06-10 Bank Of America Corporation Event-driven coupon processor alert
US20130060708A1 (en) * 2011-09-06 2013-03-07 Rawllin International Inc. User verification for electronic money transfers
EP2795477B1 (en) 2011-12-19 2018-07-25 Uthisme LLC Privacy system
US9405898B2 (en) 2013-05-10 2016-08-02 Proxense, Llc Secure element as a digital pocket
CN103996246B (zh) * 2014-06-13 2016-06-08 张金木 一种开放式交易用小额电子钱包
CN105719183A (zh) * 2014-12-03 2016-06-29 阿里巴巴集团控股有限公司 定向转账方法及其装置
US10524165B2 (en) 2017-06-22 2019-12-31 Bank Of America Corporation Dynamic utilization of alternative resources based on token association
US10313480B2 (en) 2017-06-22 2019-06-04 Bank Of America Corporation Data transmission between networked resources
US10511692B2 (en) 2017-06-22 2019-12-17 Bank Of America Corporation Data transmission to a networked resource based on contextual information
EP3872733A1 (en) * 2020-02-26 2021-09-01 Mastercard International Incorporated Communication of sensitive data in restricted data channel

Family Cites Families (72)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4305059A (en) * 1980-01-03 1981-12-08 Benton William M Modular funds transfer system
US4529870A (en) * 1980-03-10 1985-07-16 David Chaum Cryptographic identification, financial transaction, and credential device
KR900007702B1 (ko) * 1980-10-01 1990-10-18 모토로라 인코포레이티드 통신 시스템에서의 메세이지 수신 장치
US4575621A (en) * 1984-03-07 1986-03-11 Corpra Research, Inc. Portable electronic transaction device and system therefor
IL75702A0 (en) * 1984-07-27 1985-11-29 Technion Res & Dev Foundation Apparatus for effecting and recording monetary transactions
US4707592A (en) * 1985-10-07 1987-11-17 Ware Paul N Personal universal identity card system for failsafe interactive financial transactions
CA1300289C (en) * 1987-10-27 1992-05-05 Paul Anton Nysen Passive universal communicator
US5128665A (en) 1989-08-21 1992-07-07 Motorola, Inc. Selective call signalling system
JP2743581B2 (ja) 1990-01-02 1998-04-22 モトローラ・インコーポレーテッド 時分割多重選択呼出し信号システム
US5192947A (en) * 1990-02-02 1993-03-09 Simon Neustein Credit card pager apparatus
US5224150A (en) * 1990-07-06 1993-06-29 Simon Neustein Paging system
US5221838A (en) * 1990-12-24 1993-06-22 Motorola, Inc. Electronic wallet
CA2096730C (en) * 1990-12-24 1996-07-09 Jose Gutman Electronic wallet
US5159632A (en) * 1991-09-17 1992-10-27 Next Computer, Inc. Method and apparatus for public key exchange in a cryptographic system
US5265033A (en) * 1991-09-23 1993-11-23 Atm Communications International, Inc. ATM/POS based electronic mail system
US5473143A (en) * 1991-09-23 1995-12-05 Atm Communications International, Inc. ATM/POS based electronic mail system
CH686912A5 (it) * 1991-10-04 1996-07-31 Dino Condolf Portafoglio elettronico.
GB9121759D0 (en) * 1991-10-14 1991-11-27 Philips Electronic Associated Communications receiver
GB9121995D0 (en) * 1991-10-16 1991-11-27 Jonhig Ltd Value transfer system
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5325088A (en) 1991-12-02 1994-06-28 Motorola, Inc. Synchronous selective signalling system
US5585787A (en) * 1991-12-09 1996-12-17 Wallerstein; Robert S. Programmable credit card
JPH05242132A (ja) * 1992-02-28 1993-09-21 Hitachi Ltd 自動取引装置及び自動取引方式
JPH05250279A (ja) * 1992-03-04 1993-09-28 Hitachi Ltd オンラインシステム大量データの通知方式
JP2835236B2 (ja) * 1992-03-18 1998-12-14 株式会社東芝 Ｉｃカード処理システムとｉｃカードへの装填端末装置
EP0566811A1 (en) * 1992-04-23 1993-10-27 International Business Machines Corporation Authentication method and system with a smartcard
JPH05316009A (ja) * 1992-05-11 1993-11-26 Sharp Corp データ通信装置
US5282205A (en) 1992-05-29 1994-01-25 Motorola, Inc. Data communication terminal providing variable length message carry-on and method therefor
JPH0652211A (ja) * 1992-08-03 1994-02-25 Hitachi Ltd 取引処理システム
US5442707A (en) * 1992-09-28 1995-08-15 Matsushita Electric Industrial Co., Ltd. Method for generating and verifying electronic signatures and privacy communication using elliptic curves
US5359182A (en) * 1992-10-06 1994-10-25 Interdigital Technology Corporation Wireless telephone debit card system and method
US5539189A (en) * 1992-11-27 1996-07-23 Hopeman Enterprises Ltd. Card holder's paging system for commercial card data network
ATE161348T1 (de) * 1992-12-01 1998-01-15 Landis & Gyr Tech Innovat Verfahren zur abgeltung von dienstleistungen und/oder waren und einrichtung zur durchführung des verfahrens
US5285496A (en) * 1992-12-14 1994-02-08 Firstperson, Inc. Methods and apparatus for providing a secure paging system
JPH06231161A (ja) * 1993-02-04 1994-08-19 Oki Electric Ind Co Ltd Ｉｃカードによる金銭取引の不正改ざん防止システム
US5481255A (en) * 1993-02-10 1996-01-02 Data Critical Corp. Paging transmission system
JP3097887B2 (ja) * 1993-06-04 2000-10-10 日本電信電話株式会社 銀行取引方法
US5412192A (en) * 1993-07-20 1995-05-02 American Express Company Radio frequency activated charge card
US5477215A (en) * 1993-08-02 1995-12-19 At&T Corp. Arrangement for simultaneously interrogating a plurality of portable radio frequency communication devices
US5649118A (en) * 1993-08-27 1997-07-15 Lucent Technologies Inc. Smart card with multiple charge accounts and product item tables designating the account to debit
US5544246A (en) * 1993-09-17 1996-08-06 At&T Corp. Smartcard adapted for a plurality of service providers and for remote installation of same
US5483595A (en) * 1993-09-20 1996-01-09 Seiko Communications Holding N.V. Paging device including password accessed stored cryptographic keys
US5455864A (en) * 1993-09-20 1995-10-03 Seiko Communications Holdings N.V. Encrypted paging message transmission
JPH07129817A (ja) * 1993-11-05 1995-05-19 Fujitsu Ltd 取引装置及びその残高更新方法
US5521363A (en) * 1994-02-16 1996-05-28 Tannenbaum; David H. System and method for tracking memory card transactions
US5510778A (en) * 1994-04-01 1996-04-23 Krieter; Marcus A. Paging receiver system for receiving a paging communication signal
JPH07282160A (ja) * 1994-04-07 1995-10-27 Kougin Syst Kaihatsu Kk 金融情報処理システム
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5467398A (en) * 1994-07-05 1995-11-14 Motorola, Inc. Method of messaging in a communication system
US5737420A (en) * 1994-09-07 1998-04-07 Mytec Technologies Inc. Method for secure data transmission between remote stations
HU220570B1 (hu) * 1994-09-25 2002-03-28 Cardis Enterprise International NV Elrendezés kiskereskedelmi forgalom bonyolítására, kiskereskedelmi egység és eljárás kiskereskedelmi forgalom bonyolítására
JPH08149063A (ja) * 1994-11-16 1996-06-07 Yasuyoshi Ochiai 携帯電話装置
US5591949A (en) * 1995-01-06 1997-01-07 Bernstein; Robert J. Automatic portable account controller for remotely arranging for payment of debt to a vendor
FI99071C (fi) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin
SE506506C2 (sv) * 1995-04-11 1997-12-22 Au System Elektronisk transaktionsterminal, telekommunikationssystem innefattande en elektronisk transaktionsterminal, smart kort som elektronisk transaktionsterminal samt metod för överföring av elektroniska krediter
JP2772252B2 (ja) * 1995-04-20 1998-07-02 静岡日本電気株式会社 無線呼出し装置
GB9509582D0 (en) * 1995-05-11 1995-07-05 Jonhig Ltd Value transfer system
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
US5790677A (en) * 1995-06-29 1998-08-04 Microsoft Corporation System and method for secure electronic commerce transactions
NZ503211A (en) * 1995-08-21 2001-12-21 Cornel Sirbu Smart card processing done in periphery before sending encrypted access code to computer terminal
US5721781A (en) * 1995-09-13 1998-02-24 Microsoft Corporation Authentication system and method for smart card transactions
JPH09116960A (ja) * 1995-10-18 1997-05-02 Fujitsu Ltd キャッシュレスシステム及び該システムで使用する携帯機
BR9611408A (pt) * 1995-11-06 1999-01-05 Motorola Inc Receptor seletivo de chamada e método para armazenar mensagens do mesmo
JPH09139967A (ja) * 1995-11-15 1997-05-27 Oi Denki Kk 受信端末装置
US5793866A (en) * 1995-12-13 1998-08-11 Motorola, Inc. Communication method and device
US5710639A (en) * 1996-01-25 1998-01-20 Kuznicki; William Joseph Scan line compressed facsimile communication system
JPH09212725A (ja) * 1996-02-06 1997-08-15 U Card:Kk 自動販売システム
JPH09312622A (ja) * 1996-03-19 1997-12-02 Casio Comput Co Ltd 送受信システム、受信機及び課金方法
JPH09282376A (ja) * 1996-04-17 1997-10-31 Sharp Corp 移動通信を用いた取引システム
JPH09305832A (ja) * 1996-05-02 1997-11-28 Tatsuya Shimakawa 電子マネーカードホルダー
US5704046A (en) * 1996-05-30 1997-12-30 Mastercard International Inc. System and method for conducting cashless transactions

Also Published As

Publication number Publication date
AU2448799A (en) 1999-07-12
KR20010024794A (ko) 2001-03-26
US6038549A (en) 2000-03-14
ID25791A (id) 2000-11-02
WO1999033011A1 (en) 1999-07-01
KR100403530B1 (ko) 2003-10-30
EP1040439A4 (en) 2003-06-04
IL136492A0 (en) 2001-06-14
JP2011090690A (ja) 2011-05-06
EP2189934A2 (en) 2010-05-26
AU733259B2 (en) 2001-05-10
JP2012161096A (ja) 2012-08-23
CN1283288A (zh) 2001-02-07
JP2001527247A (ja) 2001-12-25
EP1040439A1 (en) 2000-10-04
CA2313798A1 (en) 1999-07-01
EP2189934A3 (en) 2010-06-30

Similar Documents

Publication Publication Date Title
BR9814355A (pt) Unidade de troca de mensagens financeiras, sem fio simples portátil
BR9814336A (pt) Unidade de mensagens financeiras sem fio eportátil para contas individuais
BR0000268A (pt) Método para controlar chamada em comunicação móvel e, sistema para este método
BR0015445A (pt) Sistema para cessão eletrônica de um código de identificação pessoal
Silvis et al. Circumstellar Material and Bipolar Outflow in Herbig Ae/Be Objects
Kuriplach et al. Preferential positron annihilation in Fe-Al system
Tang et al. Maritime Safety Through Systems Safety Engineering
Voon Comparison of envelope-function theories
杜国慶 The development of urban systems and its primary factors in China
Agnihotri et al. Deflection Functions for Heavy-ion Induced Reactions at Intermediate Bombarding Energies
McKay et al. Results from ROTSE: Real-Time searches for GRB optical counterparts to 15th magnitude
NO974259L (no) Röntgenkontrastmiddel for datatomografi og urografi
Southerland Monitoring the effectiveness of remediation projects
小林孝行 On the local energy decay of solutions for the compressible Navier-Stokes equations in the 3D-exterior problem
Metz et al. Theq problem'in Seyfert NLRs
Spano et al. Comparison of Methods for Detecting Unstable Periodic Orbits in Chaotic Systems
Ankerhold et al. Real Time Dynamics of Dissipative Quantum Systems with a Potential Barrier
Arai On special issue “Emergence and Evolution in Robotics”
Cheng Rapid Cooling Process in Magnetized Neutron Stars
板橋宏 Overlap of nonlinear resonances in quantum system
Berman et al. Dynamics of a Quantum Control-Not Gate in a System of Two Weakly Interacting Spins
Smith Promoting Re-use in Synthetic Environments by Developing Generic Components
徐俊明 et al. Some Results on Arithmetic and Balanced Graphs
Bergmans TEther-LABoratory demonstration system (TE-LAB); payload orientation determination, rotation rate control, and validation of stability criteria.
頼静娟 The model and self-organization of concepts represented by Terms for semantic processing

Legal Events

Date Code Title Description
B15K Others concerning applications: alteration of classification

Free format text: ALTERADA PARA INT.CL.2009.01: G06Q 20/00; H04K 1/00; H04K 1/02; H04L 9/00; H04N 1/41

Ipc: G06Q 20/00 (2009.01), H04K 1/00 (2009.01), H04K 1/

B07A Application suspended after technical examination (opinion) [chapter 7.1 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]

Free format text: INDEFIRIDO COM BASE NO ART.8O COMBINADO COM O ART.13O DA LPI

B12B Appeal against refusal [chapter 12.2 patent gazette]
B153 Others concerning applications: republication [chapter 15.33 patent gazette]

Free format text: REFERENTE A RPI 1994 DE 24/03/2009 CODIGO DE DESPACHO: 15.11 ALTERADA A CLASSIFICACAO DE G06F 17/60; G06F 157/00; H04KJ 1/00; H04K 1/02; H04L 9/00, H04N 1/41 PARA INT.CL. 2009.01 G06Q 20/00; H04K 1/00.; H04K 1/02; H04L 9/00; H04N 1/41

B15G Petition not considered as such [chapter 15.7 patent gazette]

Free format text: A PETICAO DE NO 020120059318-RJ, APRESENTADA EM 29/06/2012, EM VIRTUDE DO DISPOSTO NOS ARTS. 218 OU 219 DA LPI (LEI 9279 / 96) DE 14/05/1996, E CONSIDERADA COMO PETICAO NAO CONHECIDA POR AUSENCIA DE FUNDAMENTACAO LEGAL, UMA VEZ QUE O PEDIDO FOI INDEFERIDO NA RPI NO 2179, DE 09/10/2012.

B25B Requested transfer of rights rejected

Owner name: MOTOROLA, INC. (US)

B25E Requested change of name of applicant rejected

Owner name: MOTOROLA, INC. (US)

B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]
B08H Application fees: decision cancelled [chapter 8.8 patent gazette]