WO2010098462A1 - 貨幣処理システムおよび貨幣処理方法 - Google Patents

貨幣処理システムおよび貨幣処理方法 Download PDF

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Publication number
WO2010098462A1
WO2010098462A1 PCT/JP2010/053147 JP2010053147W WO2010098462A1 WO 2010098462 A1 WO2010098462 A1 WO 2010098462A1 JP 2010053147 W JP2010053147 W JP 2010053147W WO 2010098462 A1 WO2010098462 A1 WO 2010098462A1
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WO
WIPO (PCT)
Prior art keywords
money
user information
user
terminal device
money handling
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/JP2010/053147
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English (en)
French (fr)
Japanese (ja)
Inventor
義直 藤田
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Glory Ltd
Original Assignee
Glory Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Glory Ltd filed Critical Glory Ltd
Priority to EP10746341.6A priority Critical patent/EP2402917A4/en
Priority to US13/203,491 priority patent/US8380627B2/en
Publication of WO2010098462A1 publication Critical patent/WO2010098462A1/ja
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • G07F7/1075—PIN is checked remotely

Definitions

  • the present invention relates to a money handling system and a money handling method having a terminal device for inputting money deposit / withdrawal information and a money handling device for storing or paying money based on the deposit / withdrawal information from the terminal device.
  • a bank clerk accepts or withdraws a deposit from a customer, and there is a money processing device that is not in use, a money processing system and money processing that can use a vacant money processing device from any terminal device It is about the method.
  • a bank employee When a bank employee accepts or refunds a deposit from a customer, the customer's account number, customer name, etc. are entered together with the deposit / withdrawal amount from a terminal device installed at a business window.
  • the deposit / withdrawal information input by the bank employee is transmitted to the host device that manages customer information, deposit information, and the like. Moreover, in the money processing apparatus installed in the vicinity of the terminal device, actual money is stored or dispensed based on the deposit / withdrawal information input by the terminal device.
  • the money processing apparatus which a terminal device can use among a plurality of money processing apparatuses is set up beforehand, and a plurality of terminal devices are one.
  • the money handling apparatus is shared and used.
  • Patent Literature 1 discloses a technique in which a plurality of money handling devices that can be used in a certain terminal device are set together with priority levels, and money handling devices that are not in use are searched in order from the highest priority. ing.
  • the present invention has been made to solve the above-mentioned problems of the prior art, and when a bank clerk accepts or refunds a deposit from a customer, if there is a money processing apparatus that is not in use, which terminal It is an object of the present invention to provide a money handling system and a money handling method that can use an empty money handling device even from an apparatus.
  • the invention according to claim 1 is a terminal device for inputting money deposit / withdrawal information, and storing or paying money based on the deposit / withdrawal information from the terminal device.
  • a money handling system having a money handling device that issues a terminal user identifier for identifying the user input by a user and a code used for user confirmation for security protection. If the user information storage means for storing the user information in association with each other and the user information input by the money handling apparatus are received via a port for transmitting and receiving data from the money handling apparatus, the reception is performed.
  • the match determination means for determining whether or not the user information stored in the user information storage means matches the user information, and the match determination means.
  • Link establishment means for establishing a connection with the money handling apparatus that is a transmission source of the user information received via the port when it is determined that the money handling apparatus is used, User information input means for inputting user information is provided.
  • the invention according to claim 2 is the invention according to claim 2, wherein the terminal device further includes an opening means for opening the port when an instruction to store or pay out money is given by a user.
  • the apparatus further includes transmission means for transmitting the user information input by the user information input means to all the terminal devices.
  • the terminal device authenticates whether or not the terminal device is an authorized user based on the user information stored by the user information storage means.
  • Terminal user authentication means is further provided, and the money handling apparatus authenticates whether or not the user is an authorized user based on the user information input by the user information input means.
  • the apparatus further includes means.
  • the terminal device if the terminal device is notified by the money handling device connected by the link establishing means that the storage or dispensing of money has been completed, the terminal device opens the terminal device.
  • the apparatus further comprises closing means for closing the port opened by the means.
  • the invention according to claim 5 is a money having a terminal device for inputting money deposit / withdrawal information and a money processing device for storing or paying money based on the deposit / withdrawal information from the terminal device.
  • the terminal device includes a deposit / withdrawal instruction unit that instructs a user to store or pay out money
  • the relay device that relays communication between the terminal device and the money processing device includes the terminal Received from the terminal device user information in which a terminal user identifier for identifying the user input by the user in the device is associated with a code used to confirm the user for security protection.
  • the terminal Terminal link establishment means for establishing a connection with a device, and if the user information input by the money handling apparatus is received, the received user information and the use information stored by the user information storage means
  • a match determination unit that determines whether or not the user information matches, and when the match determination unit determines that they match, the connection with the money handling apparatus is established and the terminal device and the money Link establishing means for establishing a connection with the processing apparatus, and the money handling apparatus further comprises user information input means for inputting the user information.
  • the invention according to claim 6 uses a terminal device for inputting money deposit / withdrawal information and a money processing device for storing or paying money based on the deposit / withdrawal information from the terminal device.
  • a money processing method in which the terminal device stores user information in association with a terminal user identifier for identifying the user input by a user and a code used for user confirmation for security protection.
  • a match determination step in which the terminal device determines whether or not the user information stored in the person information storage step matches, and a match determination in the match determination step.
  • a link establishment step in which the terminal device establishes a connection with the money handling apparatus that is a transmission source of the user information received via the port, and the user information is input by the money handling apparatus
  • a user information input step is included.
  • the terminal device associates a terminal user identifier for identifying a user input by the user with a code used for confirmation of the user for security protection as user information. If the user information stored and received by the money handling apparatus is received via a port for transmitting and receiving data from the money handling apparatus, the received user information matches the stored user information. If it is determined that they match, the connection with the money processing apparatus that is the transmission source of the user information received via the port is established, and the money processing apparatus Therefore, when a bank clerk accepts or refunds a deposit from a customer and there is a money processing device that is not in use, an empty money processing device can be used from any terminal device. There is an effect that.
  • the terminal device opens the port when an instruction to store or withdraw money is given by the user, and the money processing device displays all the input user information. Therefore, there is an effect that a free money processing apparatus can be used without setting a usable money processing apparatus in advance.
  • the terminal device authenticates whether or not the user is an authorized user based on the stored user information, and the money handling apparatus receives the input user information. Since it is decided to authenticate whether or not the user is authorized based on the above, it is possible to ensure safety when storing or paying out money.
  • the terminal device closes the opened port when it is notified from the connected money handling device that the storing or dispensing of money has ended. There is an effect that the sex can be secured.
  • the terminal device instructs the user to store or pay out money
  • the relay device that relays communication between the terminal device and the money handling device is performed by the user at the terminal device.
  • User information in which a terminal user identifier for identifying an input user is associated with a code used for user confirmation for security protection is received from the terminal device, and the received user information is stored. If the stored user information is authenticated as an authorized user, if the connection with the terminal device is established and the user information input by the money handling apparatus is received, the received use The user information and the stored user information match, and if it is determined to match, the connection with the money handling apparatus is established and the terminal device and the money handling apparatus are connected. Establish the money Management device, since the entering user information, as well as significantly reduce the load on the communication line, an effect that may be utilized money handling apparatus vacant from any terminal device.
  • FIG. 1 is a diagram illustrating an outline of the money handling system according to the present embodiment.
  • FIG. 2 is a block diagram showing a configuration of a terminal device constituting the money handling system.
  • FIG. 3 is a block diagram showing the configuration of the money handling apparatus constituting the money handling system.
  • FIG. 4 is a sequence diagram showing the money processing procedure according to the present embodiment.
  • FIG. 5 is a sequence diagram showing a money processing procedure according to the present embodiment.
  • FIG. 6 is a diagram showing an outline of a money handling system according to a modification.
  • FIG. 7 is a sequence diagram showing a money handling procedure according to a modification.
  • FIG. 8 is a sequence diagram showing a money handling procedure according to a modification.
  • FIG. 9 is a diagram illustrating a processing operation of the money handling system according to the modification.
  • FIG. 10 is a diagram showing an outline of a money handling system according to a modification.
  • a terminal device and a money processing device installed at a bank service counter are shown.
  • the money processing system or the money processing method according to the present invention can be applied to financial institutions other than banks. Can be applied.
  • FIG. 1 is a diagram illustrating an outline of the money handling system according to the present embodiment.
  • a bank employee hereinafter simply referred to as “banker”
  • banker accepts or refunds a deposit from a customer
  • An empty money handling apparatus can be used even from the apparatus.
  • the conventional money handling system is composed of a plurality of terminal devices, a plurality of money processing devices, and a host device installed in a bank.
  • a terminal device an available money handling device is set in advance, and a plurality of terminal devices can share and use one money handling device.
  • the terminal device A and the terminal device B it is assumed that the terminal device A, the terminal device B, and the money processing device A are logically connected by setting available money processing devices. Similarly, in the terminal device C and the terminal device D, an available money handling device is set as the money handling device B.
  • Each terminal device and each money handling device may be connected via a communication line such as a LAN (Local Area Network), and communication lines that are not logically connected are indicated by broken lines.
  • a communication line such as a LAN (Local Area Network)
  • LAN Local Area Network
  • the money processing apparatus A cannot be used because the money processing apparatus A is being used by the terminal apparatus A ( (See (A-1) in the figure).
  • the terminal apparatus B cannot be used from the terminal apparatus B because the terminal apparatus B is set as an available money handling apparatus A.
  • each terminal device and each money handling apparatus has a configuration such as a LAN, etc. It is assumed that they are connected via a communication line.
  • a user identifier (hereinafter referred to as “user ID”) for identifying the user who uses this system and security protection Therefore, a code (hereinafter referred to as “password”) used for user confirmation is input from the terminal device B.
  • the terminal device B confirms that the user is authorized by using the user ID and password, and confirms the identity (hereinafter referred to as “personal authentication”).
  • the terminal device B opens a port for transmitting and receiving information from the money handling apparatus (see (B-1) in the figure), so that data from the money handling apparatus can be sent and received.
  • the bank employee who personally authenticated with the terminal device B enters the deposit / withdrawal information such as the deposit / withdrawal amount and the customer's account number in accordance with the deposit acceptance and refund processing, and then goes to the money processing device B that is not in use. Store or withdraw money.
  • the money handling apparatus B since the money is paid out from the money handling apparatus, in particular, the money handling apparatus B also inputs the user ID and the password in order to prevent other employees from taking it intentionally or mistakenly. Thus, personal authentication is performed (see (B-2) in the figure).
  • the user ID and password entered in the money handling apparatus B are assigned to all connected terminal devices. Broadcast simultaneously (hereinafter referred to as “broadcast”) (see (B-3) in the figure).
  • the terminal device B compares the user ID and password received from the money handling device B with the user ID and password when personal authentication is performed by the terminal device B, and confirms whether or not they match (same as above). (See (B-4) in the figure).
  • the terminal device B confirms the match, the link between the terminal device B and the money handling device B is established (see (B-5) in the figure). It becomes a state where data transmission / reception can be performed.
  • the money handling system when there is a money handling device that is not in use when a bank clerk accepts or refunds a deposit from a customer, it is free from any terminal device.
  • a money handling apparatus can be used.
  • FIG. 2 is a block diagram showing a configuration of the terminal device 10 constituting the money handling system.
  • the terminal device 10 includes an input unit 11, a display unit 12, a communication I / F 13, a storage unit 14, and a control unit 15.
  • the control unit 15 further includes a reception unit 15a, a personal authentication unit 15b, a port open unit 15c, a match confirmation unit 15d, and a link establishment unit 15e.
  • the storage unit 14 stores user information 14a.
  • FIG. 2 only components necessary for explaining the characteristic points of the terminal device 10 are extracted and shown.
  • the input unit 11 is composed of an input device such as a keyboard and a mouse.
  • an input device such as a keyboard and a mouse.
  • the clerk inputs a user ID and password to perform personal authentication, or when the clerk stores or pays out money, the deposit / withdrawal amount At the same time, it is operated when inputting the customer's account number, customer name, and the like.
  • the display unit 12 is configured by a display device such as a liquid crystal display, and displays an input screen for personal authentication, a personal authentication result, a deposit / withdrawal information input screen, and the like. For example, if the personal authentication result is correct, a message to that effect is displayed on the display unit 12 and a menu screen for selecting the deposit / withdrawal process is displayed.
  • a display device such as a liquid crystal display
  • the communication I / F (interface) 13 is a communication device such as a LAN (local area network) board, and performs data transmission / reception between the terminal device 10 and the money handling apparatus 20.
  • the storage unit 14 is a storage unit configured by a storage device such as a nonvolatile memory or a hard disk drive, and stores user information 14a.
  • the user information 14a is a user ID and password input by a bank employee from the input unit 11 to perform personal authentication.
  • the accepting unit 15a passes the user ID and password input from the input unit 11 to the personal authentication unit 15b, and performs each process of the control unit 15 on execution instructions of each process input from the input unit 11. It is a processing unit that performs processing to be transferred to the processing unit.
  • the execution instruction key is operated after entering the user ID and password from the user information input screen for personal authentication displayed on the display unit 12, the user ID and the user ID input to the personal authentication unit 15b and The process will be passed along with the password.
  • the personal authentication unit 15b performs processing for confirming whether or not the user is authorized to use the money handling system based on the user ID and password input from the input unit 11 by a bank employee and confirming the identity of the person. Part.
  • the port opening unit 15c performs a process of keeping the port open in order to transmit / receive data from the money handling apparatus 20 when an instruction to store or withdraw money is received from the receiving unit 15a. Part.
  • the coincidence confirmation unit 15d confirms whether or not the user information 14a and the received user information match when the user information is received from the money handling apparatus 20 via the port opened by the port open unit 15c. It is a processing part which performs the process to perform.
  • the link establishment unit 15e is a processing unit that recognizes that the data addressed to its own terminal device 10 has been received by the confirmation of the match by the match confirmation unit 15d, and performs processing for establishing a connection with the money handling device 20. is there.
  • FIG. 3 is a block diagram showing the configuration of the money handling apparatus 20 constituting the money handling system.
  • the money handling apparatus 20 includes an input unit 21, a display unit 22, a money deposit / withdrawal unit 23, a communication I / F 24, and a control unit 25.
  • the control unit 25 further includes a reception unit 25a, a personal authentication unit 25b, and a broadcast unit 25c.
  • FIG. 3 only constituent elements necessary for explaining the characteristic points of the money handling apparatus 20 are extracted and shown.
  • the input unit 21 includes input devices such as a keyboard, a mouse, a touch panel, and a card reader.
  • input devices such as a keyboard, a mouse, a touch panel, and a card reader.
  • the instruction to start the banknote operation is operated from the input unit 21 when the banknote is started.
  • the display unit 22 is configured by a display device such as a liquid crystal display, and displays an input screen for personal authentication, a personal authentication result, and the like. For example, if the personal authentication result is invalid, the fact is displayed on the display unit 22, and the user ID and password input screen is displayed again.
  • the money deposit / withdrawal unit 23 accepts banknotes and coins when storing money, performs true / false determination and counting processing of whether the received money is fake, and sends the determination result and the count result to the control unit.
  • 25 is a processing unit that performs money processing to be notified to 25.
  • the money deposit / withdrawal unit 23 counts the amount of money instructed by the control unit 25 when dispensing the money, and also performs a money process for delivering the money to the money dispensing outlet.
  • the communication I / F (interface) 24 is a communication device such as a LAN (local area network) board, and performs data transmission / reception between the money handling apparatus 20 and the terminal apparatus 10.
  • the control unit 25 instructs the money depositing / withdrawing unit 23 to deposit / withdraw money for storing or dispensing money based on the deposit / withdrawal information received from the terminal device 10, and also displays the result of the money processing together with the deposit / withdrawal amount.
  • 10 is a processing unit that performs processing for transmission to the network 10.
  • the accepting unit 25a passes the user ID and password input from the input unit 21 to the personal authentication unit 25b, and performs each process of the control unit 25 on execution instructions of each process input from the input unit 21. It is a processing part which performs the process handed over to the process part which is not shown in figure.
  • the personal authentication unit 25b confirms whether or not it has the authority to use the money handling system based on the user ID and password input from the input unit 21 by a bank employee, and performs a process of confirming the identity of the person Part.
  • the broadcast unit 25c is a processing unit that performs so-called broadcast processing in which the user ID and password input from the input unit 21 are simultaneously transmitted to all the terminal devices 10 connected by the communication line.
  • FIGS. 4 and 5 are sequence diagrams showing a money processing procedure according to the present embodiment.
  • the terminal device 10 for inputting the deposit / withdrawal information when the clerk accepts or refunds the deposit from the customer inputs a user ID and a password in order to perform personal authentication of the clerk ( Step S101), which is stored in the storage unit 14.
  • the terminal device 10 performs personal authentication based on the user ID and password input by the bank employee (step S102). If authenticated, the terminal device 10 together with the deposit / withdrawal amount, the customer account number, customer name, etc. Deposit / withdrawal information is input (step S103).
  • the terminal device 10 performs a process of transmitting the input deposit / withdrawal information to a host device (not shown) that manages customer information, deposit information, and the like (step S104), opens a port (step S105), and receives money.
  • a state in which data can be transmitted and received from the processing device 20 is set.
  • the bank employee goes to the money processing apparatus 20 that stores or withdraws money, and the money processing apparatus 20 also inputs a user ID and a password to perform personal authentication of the bank employee (step S106). ).
  • the money handling apparatus 20 performs personal authentication based on the user ID and password input by the bank employee (step S107), and if authenticated, broadcasts the user information input to the terminal apparatus 10 (step S107). Step S108).
  • the terminal device 10 that has opened the port confirms that the user information 14a stored in the storage unit 14 matches the received user information (step S109), and establishes a link with the money handling apparatus 20. (Step S110).
  • the terminal device 10 transmits the deposit / withdrawal information input by the bank clerk to the money handling apparatus 20 (step S111), thereby giving an instruction to store or withdraw the money, and the money handling apparatus 20 receives the money.
  • Money processing for storing or dispensing is started.
  • step S112 When the clerk inserts the money to be stored into the money processing apparatus 20 that has received the money storage instruction from the terminal device 10 (step S112), the money processing apparatus 20 determines whether the received money is true or false, such as counting. Processing is performed (step S113).
  • the money processing apparatus 20 transmits the result of the money processing in which the money was stored to the terminal device 10 (step S114), and since it is the money processing apparatus 20 in which cash is deposited / withdrawn, in consideration of safety. Then, the connection with the terminal device 10 is immediately disconnected (step S115), and the process is terminated.
  • the terminal device 10 receives the money processing result from the money processing device 20 to determine that a series of money processing for the money storage instruction has been completed, and closes the port in consideration of safety. (Step S116).
  • the terminal device 10 transmits the money processing result from the money processing device 20 to a host device (not shown) (step S117), and ends the processing.
  • the host device (not shown) matches the deposit information managed by the database and the cash in the bank based on the received monetary processing result.
  • the user information input by the money handling apparatus 20 is received by the terminal apparatus 10, and the user information input by the terminal apparatus 10 and the money processing apparatus 20 are received.
  • the user information is addressed to the own terminal device 10, and a link with the money handling apparatus 20 is established, so that money processing is performed. Since it comprised, when a bank employee accepts and refunds the deposit from a customer and there exists a money processing apparatus which is not in use, the money processing apparatus which is vacant safely from any terminal device can be used.
  • the terminal device described in the present invention is the terminal device 10
  • the money processing device is the money processing device 20
  • the user information storage means is the user information 14a
  • the coincidence determination means is the coincidence confirmation unit 15d
  • the link establishment means is the link establishment.
  • Unit 15e user information input means is input part 21
  • open means is port open part 15c
  • transmission means is broadcast part 25c
  • terminal user authentication means is personal authentication part 15b
  • device user authentication means is personal authentication part 25b
  • the closing means corresponds to the control unit 15.
  • the money processing apparatus 20 transfers to the terminal apparatus 10. Broadcast user information. However, user information may be transmitted to each terminal device 10 one by one (polling method) to check whether there is a terminal device 10 that has a port open.
  • the user ID and password for personal authentication are input from the terminal device 10 and the money handling apparatus 20, but a card reader is connected to the terminal apparatus 10 and the money handling apparatus 20 in advance.
  • the user information may be recognized by each device by passing a card associated with the user information through a card reader.
  • FIG. 6 is a diagram showing an outline of a money handling system according to a modification.
  • the money handling system includes a terminal device, a money handling device, and a relay device 30, and the money handling device transmits user information to the relay device 30 instead of broadcasting to the terminal device.
  • the money handling system shown in FIG. 6 it is different from the money handling system shown in FIG.
  • the relay device 30 illustrated in FIG. 6 receives the user information input from the terminal device B, performs personal authentication based on the received user information, and when the authentication is performed, the terminal device A link is established with B (see (1) in the figure), and a port is opened to send and receive data from the money handling apparatus (see (2) in the figure).
  • the money processing apparatus B performs personal authentication based on the input user information, and then transmits the input user information to the relay apparatus 30.
  • the relay apparatus 30 the terminal apparatus B and the money processing apparatus The user information transmitted from both sides B is checked for coincidence.
  • the relay device 30 When the relay device 30 confirms the match, the relay device 30 also establishes a link with the money handling apparatus B (see (3) in the figure), whereby the terminal device B and the money handling apparatus B are connected via the own relay device 30. Will establish a connection.
  • FIGS. 7 and 8 are sequence diagrams showing a money processing procedure according to a modification.
  • step S201 when a bank clerk inputs deposit / withdrawal information, the user ID and password are entered (step S201), and the terminal device 10a transmits the entered deposit / withdrawal information to the relay device 30 and relays it. A request for personal authentication is made to the device 30 (step S202).
  • the relay device 30 performs personal authentication based on the received user information (step S203), and if authenticated, transmits an authentication result to the terminal device 10a and establishes a link with the terminal device 10a. (Step S204).
  • the relay device 30 opens the port (step S205), and makes it possible to send and receive data from the money handling device 20a. Meanwhile, the bank clerk inputs deposit / withdrawal information from the terminal device 10a (step S206), and the terminal device 10a performs the entered deposit / withdrawal information processing (step S207).
  • step S208 when the deposit / withdrawal information processing is completed, the bank employee goes to the money processing apparatus 20a, and the money processing apparatus 20a inputs the user ID and password in order to perform personal authentication of the bank employee (step S208).
  • the money handling apparatus 20a performs personal authentication based on the user information input by the clerk (step S209), and if authenticated, transmits the user information input to the relay apparatus 30 (step S210). ).
  • the relay device 30 that has opened the port confirms that the user information received from the terminal device 10a and the money handling device 20a matches (step S211), and establishes a link with the money handling device 20a (step S211). S212).
  • the relay device 30 transmits a request for the next treatment to be performed to the terminal device 10a (step S213).
  • the terminal apparatus 10a transmits the deposit / withdrawal information input in step S206 to the money handling apparatus 20a via the relay apparatus 30 (step S214), whereby the money handling apparatus 20a stores or pays money.
  • the money processing to be started will be started.
  • the money handling apparatus 20a performs money processing such as counting money to be paid out based on the deposit / withdrawal information received from the terminal apparatus 10a (step S215), and pays out money (step S216).
  • the money handling apparatus 20a transmits the result of the money processing in which the money has been paid out to the relay apparatus 30 (step S217), and immediately disconnects the connection with the relay apparatus 30 in consideration of safety (step S218). ), The process is terminated.
  • the relay device 30 receives the money processing result from the money processing device 20a to determine that a series of money processing for the money is dispensed, and closes the port in consideration of safety (Ste S219), the money processing result received from the money handling apparatus 20a is transmitted to the terminal device 10a (step S220), and the relay process is terminated.
  • the terminal device 10a transmits the money processing result received from the relay device 30 to a host device (not shown) (step S221), disconnects from the relay device 30 (step S222), and ends the process.
  • the terminal device 10a to which the relay device 30 is connected can be determined by providing the relay device 30 between the terminal device 10a and the money handling device 20a. I was able to recognize it.
  • the money processing device 20a only needs to transmit user information only to the relay device 30, which greatly increases the load on the communication line. Can be reduced.
  • the bank attendant goes to the money handling apparatus 20a that is not in use and stores or pays out money.
  • the relay device 30 may determine the load of each money handling device and search for a money handling device 20a that is not in use in advance.
  • FIG. 9 is a diagram illustrating a processing operation of the money handling system according to the modification.
  • each device configuration is the same as the money handling system shown in FIG.
  • the terminal device A is using the money handling apparatus A
  • (A-0) in the figure) a case where the terminal device A is using the money handling apparatus A will be described (see (A-0) in the figure).
  • the relay device 30 determines the load on each money handling device (see (A-2) in the figure). ) Search for money handling devices that are not currently in use.
  • the vacant status of the money handling device that is not currently in use is notified to the terminal device B (see (A-3) in the figure), and the clerk confirming the notified availability status of the money handling device
  • the money is stored or dispensed by going to the money handling apparatus according to the situation.
  • the terminal device B can make a reservation for use of a money processing device that is not in use, for example, the money processing device B.
  • the apparatus 30 may recognize that the money handling apparatus B is in use.
  • the money processing apparatus performs money processing
  • the money processing result is transmitted to the relay apparatus 30, and the money processing result is transmitted from the relay apparatus 30 to the terminal apparatus that has established the link. I was doing.
  • the present invention is not limited to this.
  • the relay device 30 may determine the load on each terminal device and transmit the money processing result to the terminal device with a low load. Specifically, description will be made with reference to FIG.
  • the money processing apparatus B performs the money processing (see FIG. (B-2)
  • the money handling apparatus B transmits the money handling result to the relay apparatus 30 (see (B-3) in the figure).
  • the relay device 30 determines that the processing load of the terminal device C is smaller (see (B-4) in the figure), and the terminal device B The money processing result is transmitted to C (see (B-5) in the figure). In this case, since the money processing result can be transmitted to the host device from the terminal device C having a small load, the processing speed can be improved.
  • the present invention may be implemented in various different forms other than the embodiments described above.
  • the techniques described in the embodiments of the present invention may coexist while the operation in a conventional bank is not changed.
  • FIG. 10 is a diagram showing an outline of a money handling system according to a modification.
  • the terminal devices A to D available money processing devices are set in advance, and two terminal devices share one money processing device and use it in a conventional bank. Assume that there is a device configuration.
  • the money processing device A that can be used is set in the terminal device A and the terminal device B
  • the money processing device B that can be used is set in the terminal device C and the terminal device D.
  • a bank employee who has been personally authenticated by the terminal device H goes to the money processing device B that is not in use and inputs user information, and then the money processing device B broadcasts the input user information to the terminal device (same as above). (Refer to (1) in the figure).
  • the terminal device H confirms the coincidence of the user information, establishes a link with the money handling apparatus B, and enables the money handling apparatus B to process the money.
  • the money handling system currently introduced is configured to be used as it is.
  • the cost of introducing the money handling system according to the present invention is greatly increased by using the existing system as it is without replacing the money handling system in the bank that is currently installed. Can be reduced.
  • the money processing apparatus installed in a financial institution such as a bank has been described so far, but the present invention is not limited to this.
  • the present invention may be applied not only to money, but also to paper sheets such as gift certificates handled in department stores and cash voucher shops.
  • the bank employee has been described to input the deposit / withdrawal information when accepting or refunding the deposit from the customer.
  • the present invention may also be applied to a case where a bank employee replenishes or collects money in an automatic teller machine and an exchange machine called ATM (Automatic Teller Machine) installed in a bank.
  • ATM Automatic Teller Machine
  • the money handling apparatus that handles money has been described.
  • the present invention may be implemented in various different forms other than the above-described embodiments.
  • the present invention may be applied to a printer connected to a communication line such as a LAN.
  • an available printer is set in advance in the terminal device.
  • the printer is characterized by queuing, in which print data for which a print instruction has been issued is output first.
  • the printer that is in the process of printing does not output the printed matter for which the next print instruction has been issued unless the process during printing is completed. Moreover, there is a risk that confidential information may be leaked due to forgetting to take a printed matter or making a mistake.
  • the present invention may be applied to a printer.
  • the user can go to the printer to which the output is to be made, so that forgetting to take a printed matter or mistakes can be solved.
  • the money handling system according to the present invention is useful when a bank clerk accepts or refunds a deposit from a customer.
  • a money handling apparatus that is not in use, it can be used from any terminal device. It is suitable for using an easy and safe empty money handling device.
  • terminal device 11 input unit 12 display unit 13 communication I / F DESCRIPTION OF SYMBOLS 14 Memory

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PCT/JP2010/053147 2009-02-27 2010-02-26 貨幣処理システムおよび貨幣処理方法 Ceased WO2010098462A1 (ja)

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EP10746341.6A EP2402917A4 (en) 2009-02-27 2010-02-26 MONEY PROCESSING SYSTEM AND MONEY PROCESSING METHOD
US13/203,491 US8380627B2 (en) 2009-02-27 2010-02-26 Money processing system and money processing method

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KR101492406B1 (ko) 2013-09-06 2015-02-16 기산전자 주식회사 지폐처리장치의 상태 분석 및 예측 시스템과 그 계층 구조
US10475296B1 (en) * 2014-12-30 2019-11-12 Jpmorgan Chase Bank, N.A. Hybrid cash recycler
US11120670B1 (en) * 2020-05-14 2021-09-14 Bank Of America Corporation Automated exception handling for automatic teller machines

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JP2003345583A (ja) * 2002-05-22 2003-12-05 Canon Inc 画像形成システム
JP2004341863A (ja) * 2003-05-16 2004-12-02 Hitachi Ltd 端末装置とデバイスの対応付け方法及びシステム
JP2009503922A (ja) * 2005-07-22 2009-01-29 カンガルー メディア インコーポレイテッド ライブのスポーツイベントの観客の体験を促進するためのシステムと方法
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US20110307379A1 (en) 2011-12-15
US8380627B2 (en) 2013-02-19
EP2402917A4 (en) 2016-07-13
EP2402917A1 (en) 2012-01-04
JP5527988B2 (ja) 2014-06-25

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