WO2009112143A1 - Dispositif de versement et de retrait d'argent en espèces - Google Patents

Dispositif de versement et de retrait d'argent en espèces Download PDF

Info

Publication number
WO2009112143A1
WO2009112143A1 PCT/EP2009/001119 EP2009001119W WO2009112143A1 WO 2009112143 A1 WO2009112143 A1 WO 2009112143A1 EP 2009001119 W EP2009001119 W EP 2009001119W WO 2009112143 A1 WO2009112143 A1 WO 2009112143A1
Authority
WO
WIPO (PCT)
Prior art keywords
cash
cash recycling
machines
recycling machines
rotatable unit
Prior art date
Application number
PCT/EP2009/001119
Other languages
German (de)
English (en)
Inventor
Henning Nattmann
Frits Touw
Eddy Van Dongen
Original Assignee
Wincor Nixdorf International Gmbh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Wincor Nixdorf International Gmbh filed Critical Wincor Nixdorf International Gmbh
Priority to EP09719508A priority Critical patent/EP2252976B1/fr
Priority to AT09719508T priority patent/ATE526651T1/de
Publication of WO2009112143A1 publication Critical patent/WO2009112143A1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/203—Dispensing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/205—Housing aspects of ATMs

Definitions

  • the invention is based on a device for depositing and paying out cash using at least two ATMs.
  • ATMs are self-service devices used to deposit cash by a customer into a bank account and / or to pay cash to a customer and debit the cash paid out of an account.
  • ATMs with which only the deposit of money is possible. They are also referred to as cash deposit machines, deposit systems or deposit systems.
  • ATMs that only allow the payment of cash. They are also referred to as cash dispensers.
  • ATMs which allow both the deposit and the withdrawal of cash, are also referred to as cash recycling machines.
  • the ATMs may be equipped with other units that allow the automatic settlement of banking transactions, such as print a bank statement or to initiate a transfer.
  • the customer To conduct money or banking transactions and retrieve customer-specific information, the customer must identify himself to the self-service device. This is done, for example, the input of a check, credit or debit card together with a PIN, which is abbreviated as PIN. Furthermore, the customer may identify himself by biometric recognition features.
  • Such ATMs are located, for example, in the offices of banks and credit institutions, in shopping malls, railway stations, airports and other public areas. Cash deposits at ATMs are predominantly made by business customers, while cash withdrawals are predominantly made to private customers.
  • the use of ATMs is also influenced by their positioning. While customers prefer to deposit especially larger amounts of money for security reasons an ATM in a closed space, customers use to pay for cash like ATMs that are arranged, for example, on the outside of a bank or in any other publicly available area. ATMs in the lobby or in the foyer of a bank are therefore mainly used for depositing cash and ATMs in the outskirts of a bank mainly for withdrawing cash.
  • Cash dispensers in the outskirts of a bank and money deposit machines in the interior of the bank is also a disadvantage, since even in this case, the ATMs have to be regularly filled or emptied by bank employees.
  • the object is achieved by a device having the features of claim 1.
  • This is characterized by the fact that it has a rotatable about a vertical axis unit and at least two cash recycling machines for cash and / or cash.
  • the cash recycling machines are arranged on a rotatable unit.
  • the spatial allocation of the cash recycling machines is changed by turning the rotary cash recycling machines Unit reversed.
  • the device may be integrated, for example, in a wall or other part of the building of a bank.
  • the device If it is an outer wall of the bank, so is in a first setting of the device, a first cash recycling machine on the outside of the bank and a second cash-recycling machine of the device on the building interior of the bank facing side of the wall , Due to this positioning, cash is preferably paid out at the first cash recycling machine and cash is preferably paid in at the second cash recycling machine. After a certain time, a number of transactions or a predetermined amount of cash paid or paid out, the first cash recycling machine has only a small amount of cash left and the second cash recycling machine is filled with cash. Now the device is rotated and the positions of the first and second cash recycling machines are reversed. Then the device is in a second setting where the first cash recycling
  • Automat is located on the inside of the wall and the second cash recycling machine is on the outside of the wall. Now cash can be withdrawn from the filled second cash recycling machine on the outside of the wall and cash can be deposited in the almost empty first cash recycling machine on the inside of the wall.
  • the second setting is retained until the time, number of transactions or amounts paid in and paid out for the interchanging of the positions is met. Then the device is turned again and the positions of the cash recycling machines are reversed again. The device is then in the first described above
  • the first and second settings of the device are also referred to as first and second end positions. - A -
  • locking bolts may be provided which connect the rotatable unit with the unit surrounding the building part.
  • the device can be integrated in the device two, three, four or more cash recycling machines. Particularly advantageous is in a wall or other part of the building, which delimits two rooms from each other or a room from the environment of a building, an even number, since in this case in each setting of the device on both sides of a wall or other part of the building the same number Cash recycling machines are arranged. However, if several walls or parts of buildings meet, which delimit several rooms or areas from each other, the number of cash recycling machines can be adapted to the number of mutually delimited rooms or areas. In this case, there are a corresponding number of end positions of the device.
  • the rotatable unit on a plate on which the cash recycling machines are arranged Care must be taken to ensure that there is sufficient space in the wall or other part of the building to turn the unit. For this example, parts of the wall or the other part of the building may be displaced to a sufficiently large opening for rotating the device for
  • the opening can be closed again when the process of turning is completed and the cash recycling machines are in one of the predetermined end positions.
  • the plate is arranged round and horizontal.
  • the axis of the rotatable unit passes through the center of the plate.
  • the round shape is particularly suitable for turning.
  • the plate is circular. The axis passing through the center of the plate ensures that the plate needs the same distance or radius when turning to all sides.
  • the rotatable unit has a housing, in which the cash recycling machines are integrated.
  • This housing can either be arranged on a plate as stated above, or enclose the cash recycling machines themselves at the bottom.
  • the housing protects the cash recycling machines from damage and manipulation by third parties. This is particularly important in cash recycling machines that are located on the outside of a building.
  • the housing can enclose the cash recycling machines on two, three, four, five or six sides. It is essential that the facilities provided for the cash deposit and / or payout at the cash recycling machine are accessible by the customer. Furthermore, the cash recycling machines must be accessible to bank employees and other authorized persons for maintenance purposes.
  • Housing a cylindrical shape with cutouts for the cash recycling machine on.
  • a cylindrical shape with a circular base is particularly suitable for rotating the device.
  • other types of housing are possible.
  • an electric drive for rotating the rotatable unit is provided. This facilitates the process of turning, to which large forces are necessary due to the weight of cash recycling machines.
  • the cash recycling machines have a device for dispensing money to the customer and / or a device for cash input for the customer.
  • the cash recycling machines are aligned with your facilities for cash dispensing and / or money input facing away from the vertical axis of the rotary unit.
  • the side of cash recycling machines equipped with facilities for cash dispensing and / or cash input is also referred to as front or front.
  • the side facing away from the front is referred to as the back of the cash recycling machines.
  • the cash recycling machines are oriented so that the back faces the vertical axis. The orientation guarantees that the cash recycling machines are provided for the customers in the
  • Positions of the device for depositing and withdrawing money are accessible. Furthermore, the back of the cash recycling machine is protected, reducing the risk of damage or tampering by third parties.
  • the cash recycling machines can touch your backs or have a gap between your backs.
  • the device is equipped with a frame which can be integrated into a part of a building, for example a wall.
  • This frame is not rotated with the rotatable unit and the cash recycling machine.
  • the frame at least partially receives the vertical axis about which the rotatable unit is rotated. This can either be a continuous axis or a stub axle.
  • the frame may further be provided with elements which are slidable to release a sufficiently large opening for rotating the device and to provide the cash recycling
  • the cash recycling machines are accessible only in the final positions for maintenance, filling and / or emptying of cash by bank employees and other authorized persons. It is also possible, in an end position of the device, to allow accessibility only to that cash recycling machine located on the inside of a wall or building.
  • the device may be equipped with special elements for blocking or locking the cash recycling machines. Is the cash recycling machine a so-called rear loader, which is used for maintenance, filling and emptying from the back of the cash machine?
  • Recycling machines are accessible, so they can be pulled out of the device and then opened at the back.
  • frontloaders which are accessible for maintenance, for filling and emptying at the front, the removal of the cash recycling machine from the device for the stated purposes is not necessary.
  • the vertical axis runs outside the cash recycling machines. All cash recycling machines have the same distance to the vertical axis. This ensures that all cash recycling machines claim the same space or the same radius when turning the device.
  • FIG. 2 shows a device according to FIG. 1 with a partially free-cut wall
  • Figure 3 device according to Figure 1 in a view from above.
  • FIGS. 1 to 3 show a device for exchanging the positions of two cash recycling machines 1 and 2 in different views. With cash recycling machines, both the deposit and the withdrawal of cash is possible.
  • the two cash recycling machines 1 and 2 are integrated in a rotatable unit 3, which has a plate 4 and a housing 5.
  • the plate 4 is round with the exception of the section for the two cash recycling machines 1 and 2 round.
  • the housing 5 is cylindrical except for the two cutouts for the cash recycling machines 1 and 2 with a round base.
  • the rotatable unit 3 is rotatable together with the cash recycling machines 1 and 2 about a vertical axis 6.
  • the axis 6 is symbolized by a dot in FIG.
  • the axis 6 is symbolized by a dot in FIG.
  • the Wall 7 may be an exterior wall or an interior wall of a building.
  • the wall 7 also defines a closed space 8 inside a building, not shown in the drawing.
  • the room is accessible through a door 9 for customers and bank employees.
  • the two cash recycling machines 1 and 2 are arranged in the housing 5 in such a way that the facilities of the cash recycling machines necessary for paying in and out of cash are accessible to a customer.
  • the cash recycling machines are so-called frontloaders, which means that the two cash recycling machines 1 and 2 are to be opened for maintenance purposes, for filling or emptying cash forward.
  • FIG. 3 at the cash recycling machine 1, which faces the room 8.
  • the cash recycling machines are locked in the housing in such a way that the opening of a cash recycling machine is only possible if it is located inside the room 8. This prevents a forced opening of the cash recycling machine on the outside of the building.
  • FIG. 3 one of the two end positions of the device is shown. To transfer the
  • Cash recycling machines 1 and 2 exchange their positions. Thereafter, the device is again locked to the wall 7 to prevent third parties from undesirably rotating the device.
  • an electric drive may be provided. This is not shown in the drawing.

Abstract

L'invention concerne un dispositif de versement et de retrait d'argent en espèces comportant au moins deux automates de recyclage d'espèces (1, 2) pour le versement et/ou le retrait d'argent en espèces, ledit dispositif étant pourvu d'une unité (3) pouvant tourner autour d'un axe vertical (6).
PCT/EP2009/001119 2008-03-10 2009-02-18 Dispositif de versement et de retrait d'argent en espèces WO2009112143A1 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP09719508A EP2252976B1 (fr) 2008-03-10 2009-02-18 Dispositif de versement et de retrait d'argent en espèces
AT09719508T ATE526651T1 (de) 2008-03-10 2009-02-18 Vorrichtung zur einzahlung und auszahlung von bargeld

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
DE202008003383.7 2008-03-10
DE202008003383 2008-03-10
DE102008019233.3 2008-04-17
DE102008019233A DE102008019233A1 (de) 2008-03-10 2008-04-17 Vorrichtung zur Einzahlung und Auszahlung von Bargeld

Publications (1)

Publication Number Publication Date
WO2009112143A1 true WO2009112143A1 (fr) 2009-09-17

Family

ID=40953144

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2009/001119 WO2009112143A1 (fr) 2008-03-10 2009-02-18 Dispositif de versement et de retrait d'argent en espèces

Country Status (5)

Country Link
EP (1) EP2252976B1 (fr)
AT (1) ATE526651T1 (fr)
DE (1) DE102008019233A1 (fr)
ES (1) ES2371326T3 (fr)
WO (1) WO2009112143A1 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102010037316A1 (de) 2010-09-03 2012-03-08 Wincor Nixdorf International Gmbh Vorrichtung zur Handhabung von Wertscheinen mit zwei Eingabe- und/oder Ausgabeeinheiten

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2016070173A1 (fr) * 2014-10-31 2016-05-06 Diebold Self-Service Systems Division Of Diebold, Incorporated Systèmes modulaires pour services et transactions financiers
US20170091731A1 (en) * 2015-09-25 2017-03-30 Diebold, Incorporated Automated banking machine

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1739240A1 (fr) * 2004-02-20 2007-01-03 Grigorie Naumovich Zavalkovskiy Toilettes autonettoyantes

Family Cites Families (8)

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Publication number Priority date Publication date Assignee Title
IL64015A (en) * 1980-10-24 1984-10-31 Pretini Gisberto Automated bank counter
CH654874A5 (de) * 1983-10-31 1986-03-14 Georges R Locher Safe-anlage.
DE8809535U1 (fr) * 1988-07-26 1988-12-29 Inter Innovation Gmbh, 4000 Duesseldorf, De
IT1274929B (it) * 1994-09-26 1997-07-29 Co M P E T S R L Complesso di cassette di sicurezza
US5816174A (en) * 1996-07-25 1998-10-06 Smith; Ervin M. Island payment terminal mounting system
JP2001256534A (ja) * 2000-03-10 2001-09-21 Fujitsu Ltd 店舗用売上金入金装置
DE102004004700A1 (de) * 2004-01-29 2005-09-01 Wincor Nixdorf International Gmbh Selbstbedienungskassensystem
DE102004061111B4 (de) * 2004-12-16 2014-10-30 Manuel Haag Selbstbedienungsgeräte-Anordnung mit einer drehbaren Selbstbedienungsgerätemobilwand

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1739240A1 (fr) * 2004-02-20 2007-01-03 Grigorie Naumovich Zavalkovskiy Toilettes autonettoyantes

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102010037316A1 (de) 2010-09-03 2012-03-08 Wincor Nixdorf International Gmbh Vorrichtung zur Handhabung von Wertscheinen mit zwei Eingabe- und/oder Ausgabeeinheiten

Also Published As

Publication number Publication date
EP2252976A1 (fr) 2010-11-24
EP2252976B1 (fr) 2011-09-28
ATE526651T1 (de) 2011-10-15
DE102008019233A1 (de) 2009-09-17
ES2371326T3 (es) 2011-12-29

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