TR200102216T2 - Cashless payment method and a system for the implementation of this method. - Google Patents

Cashless payment method and a system for the implementation of this method.

Info

Publication number
TR200102216T2
TR200102216T2 TR2001/02216T TR200102216T TR200102216T2 TR 200102216 T2 TR200102216 T2 TR 200102216T2 TR 2001/02216 T TR2001/02216 T TR 2001/02216T TR 200102216 T TR200102216 T TR 200102216T TR 200102216 T2 TR200102216 T2 TR 200102216T2
Authority
TR
Turkey
Prior art keywords
implementation
cashless payment
payment method
comparison device
vendor station
Prior art date
Application number
TR2001/02216T
Other languages
Turkish (tr)
Inventor
Entenmann Mathias
Original Assignee
Paybox.Net Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paybox.Net Ag filed Critical Paybox.Net Ag
Publication of TR200102216T2 publication Critical patent/TR200102216T2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Telephone Function (AREA)

Abstract

Bu bulusun amaci, özellikle farkli yerlerde basit ama güvenli bir nakitsiz ödeme yöntemi ve bu yöntemin uygulanmasi için bir sistem saglamaktir. Bu bulustaki yöntemde, ödenecek para miktari bir satici istasyonunda okunur ve satici istasyonunun tani kodu ile birlikte bir karisilastirma cihazina iletilir, veriler bu karsilastirma cihazinda geçici olarak depolanir.The aim of this invention is to provide a simple but secure cashless payment method and a system for the implementation of this method, especially in different places. In the method of this invention, the amount of money to be paid is read at a vendor station and sent to a comparison device along with the diagnostic code of the vendor station, the data is temporarily stored in this comparison device.

TR2001/02216T 1999-02-02 2000-02-01 Cashless payment method and a system for the implementation of this method. TR200102216T2 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
DE19903822A DE19903822C2 (en) 1999-02-02 1999-02-02 Procedure for making cashless payments and system for performing the procedure

Publications (1)

Publication Number Publication Date
TR200102216T2 true TR200102216T2 (en) 2002-01-21

Family

ID=7895963

Family Applications (1)

Application Number Title Priority Date Filing Date
TR2001/02216T TR200102216T2 (en) 1999-02-02 2000-02-01 Cashless payment method and a system for the implementation of this method.

Country Status (20)

Country Link
EP (1) EP1149367A1 (en)
JP (1) JP2002541535A (en)
KR (1) KR20010108166A (en)
CN (1) CN1204535C (en)
AU (1) AU2800400A (en)
BR (1) BR0007964A (en)
CA (1) CA2361489A1 (en)
CZ (1) CZ301247B6 (en)
DE (1) DE19903822C2 (en)
HR (1) HRP20010568B1 (en)
HU (1) HU227291B1 (en)
IL (1) IL144571A0 (en)
ME (1) ME01248B (en)
MX (1) MXPA01007779A (en)
NO (1) NO20013777L (en)
RS (1) RS49614B (en)
RU (1) RU2242795C2 (en)
TR (1) TR200102216T2 (en)
WO (1) WO2000046768A1 (en)
ZA (1) ZA200105872B (en)

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DE10039569C5 (en) * 2000-08-09 2007-04-26 Vodafone Ag Procedure for payment at any sales or service points with mobile phone
DE10040799A1 (en) * 2000-08-21 2002-04-25 Siemens Ag Procedures for secure transactions related to electronic commerce
DE10136080A1 (en) * 2000-11-21 2002-06-06 Wolfgang Zint Electronic financial transaction method for purchasing goods or services uses customer pre-payment card for transfer of payment to goods and/or service provider
DE10058249A1 (en) * 2000-11-23 2002-06-13 Anthros Gmbh & Co Kg Secure electronic transmission method for transaction data uses identification data containing singular identification characters for preventing payment duplication
EP1229467A1 (en) 2001-02-06 2002-08-07 Wincor Nixdorf GmbH & Co KG Payment system comprising a mobile device
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JP2002259877A (en) * 2001-03-02 2002-09-13 Mitsubishi Electric Corp Settlement server, purchaser terminal, settlement portal server, settlement system and method, settlement portal system, settlement program, computer-readable recording medium recording settlement program, settlement request program, and computer-readable recording medium recording settlement request program
CN1529878A (en) * 2001-07-19 2004-09-15 W3��Ѷ���ż���˽�����޹�˾ Mobile electronic funds transfer system and method
DE10138814A1 (en) * 2001-08-14 2003-03-06 Orga Kartensysteme Gmbh Computer system and method for cashless payment
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US6726092B2 (en) * 2001-12-28 2004-04-27 Interdigital Technology Corporation Portable device service payments by multiple means
DE10210792B4 (en) * 2002-03-12 2004-09-23 Materna Gmbh Information & Communications Process and system for the activation of a chargeable mobile radio or online service
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EP1403792A1 (en) * 2002-09-26 2004-03-31 Valentino Callegari A three terminal network for off-line digital electronic payments-network
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US20080126251A1 (en) * 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
DE102006054484A1 (en) * 2006-11-18 2008-05-21 Fiducia It Ag A method for the interaction of a bank customer with an ATM, associated mobile input and / or output device and system for performing such interaction
DE102006057871A1 (en) * 2006-12-08 2008-06-12 Deutsche Telekom Ag Method for personalizing telecommunication by medium of telecommunications device of service user with service provider, involves personalizing telecommunication, where mobile telecommunications device personalizes another telecommunication
DE102007053638A1 (en) * 2007-11-08 2009-06-04 Deutsche Telekom Ag Money amount transferring method for account of payee, involves transmitting transfer-confirmation information from management device to phone and terminal of payee and/or for mobile terminal device of payer
SE532268C2 (en) 2007-12-04 2009-11-24 Accumulate Ab Procedure for secure transactions
GB0901407D0 (en) * 2009-01-28 2009-03-11 Validsoft Uk Ltd Card false-positive prevention
NO20101728A1 (en) * 2010-03-04 2011-09-05 Mcash Norge As Mobile payment
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Also Published As

Publication number Publication date
EP1149367A1 (en) 2001-10-31
DE19903822A1 (en) 2000-08-10
ZA200105872B (en) 2002-09-10
CN1204535C (en) 2005-06-01
WO2000046768A1 (en) 2000-08-10
IL144571A0 (en) 2002-05-23
YU54801A (en) 2003-01-31
KR20010108166A (en) 2001-12-07
DE19903822C2 (en) 2001-09-20
RU2242795C2 (en) 2004-12-20
ME01248B (en) 2007-08-03
AU2800400A (en) 2000-08-25
CA2361489A1 (en) 2000-08-10
CZ301247B6 (en) 2009-12-16
HUP0105475A2 (en) 2002-04-29
BR0007964A (en) 2001-11-06
NO20013777D0 (en) 2001-08-01
HU227291B1 (en) 2011-02-28
RS49614B (en) 2007-08-03
CN1339146A (en) 2002-03-06
HRP20010568A2 (en) 2002-08-31
CZ20012663A3 (en) 2002-02-13
HRP20010568B1 (en) 2011-10-31
JP2002541535A (en) 2002-12-03
NO20013777L (en) 2001-09-27
MXPA01007779A (en) 2003-07-14

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