IL144571A0 - Method for carrying out cash-free payments and system for carrying out said method - Google Patents

Method for carrying out cash-free payments and system for carrying out said method

Info

Publication number
IL144571A0
IL144571A0 IL14457100A IL14457100A IL144571A0 IL 144571 A0 IL144571 A0 IL 144571A0 IL 14457100 A IL14457100 A IL 14457100A IL 14457100 A IL14457100 A IL 14457100A IL 144571 A0 IL144571 A0 IL 144571A0
Authority
IL
Israel
Prior art keywords
carrying
cash
free payments
payments
free
Prior art date
Application number
IL14457100A
Original Assignee
Paybox Net Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paybox Net Ag filed Critical Paybox Net Ag
Publication of IL144571A0 publication Critical patent/IL144571A0/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Telephone Function (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
IL14457100A 1999-02-02 2000-02-01 Method for carrying out cash-free payments and system for carrying out said method IL144571A0 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE19903822A DE19903822C2 (en) 1999-02-02 1999-02-02 Procedure for making cashless payments and system for performing the procedure
PCT/EP2000/000772 WO2000046768A1 (en) 1999-02-02 2000-02-01 Method for carrying out cash-free payments and system for carrying out said method

Publications (1)

Publication Number Publication Date
IL144571A0 true IL144571A0 (en) 2002-05-23

Family

ID=7895963

Family Applications (1)

Application Number Title Priority Date Filing Date
IL14457100A IL144571A0 (en) 1999-02-02 2000-02-01 Method for carrying out cash-free payments and system for carrying out said method

Country Status (20)

Country Link
EP (1) EP1149367A1 (en)
JP (1) JP2002541535A (en)
KR (1) KR20010108166A (en)
CN (1) CN1204535C (en)
AU (1) AU2800400A (en)
BR (1) BR0007964A (en)
CA (1) CA2361489A1 (en)
CZ (1) CZ301247B6 (en)
DE (1) DE19903822C2 (en)
HR (1) HRP20010568B1 (en)
HU (1) HU227291B1 (en)
IL (1) IL144571A0 (en)
ME (1) ME01248B (en)
MX (1) MXPA01007779A (en)
NO (1) NO20013777L (en)
RS (1) RS49614B (en)
RU (1) RU2242795C2 (en)
TR (1) TR200102216T2 (en)
WO (1) WO2000046768A1 (en)
ZA (1) ZA200105872B (en)

Families Citing this family (42)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1367913A (en) 1999-03-30 2002-09-04 马克·拉塞尔·阿蒂 Method of conducting financial transactions
US20060178986A1 (en) * 2000-02-17 2006-08-10 Giordano Joseph A System and method for processing financial transactions using multi-payment preferences
DE10009710A1 (en) * 2000-03-01 2001-09-13 Roland Eckert Exchanging payment information for Internet compatible cashless payment transactions involves transferring customer-allocated identity code with owed amounts
DE10022774A1 (en) * 2000-05-10 2001-12-06 Mueller Judex Donald Mobile radio system e.g. universal mobile telecommunication system evaluates lowest cost for specified subscriber connection and stores it in subscriber charge memory
DE10066375A1 (en) * 2000-08-09 2007-10-25 Vodafone Holding Gmbh Procedure for payment at any sales or service points with mobile phone
DE10040799A1 (en) * 2000-08-21 2002-04-25 Siemens Ag Procedures for secure transactions related to electronic commerce
DE10136080A1 (en) * 2000-11-21 2002-06-06 Wolfgang Zint Electronic financial transaction method for purchasing goods or services uses customer pre-payment card for transfer of payment to goods and/or service provider
DE10058249A1 (en) * 2000-11-23 2002-06-13 Anthros Gmbh & Co Kg Secure electronic transmission method for transaction data uses identification data containing singular identification characters for preventing payment duplication
EP1229467A1 (en) 2001-02-06 2002-08-07 Wincor Nixdorf GmbH & Co KG Payment system comprising a mobile device
WO2002071353A1 (en) * 2001-03-01 2002-09-12 Peter Ligezinski Device and method for cashless payment
JP2002259877A (en) * 2001-03-02 2002-09-13 Mitsubishi Electric Corp Settlement server, purchaser terminal, settlement portal server, settlement system and method, settlement portal system, settlement program, computer-readable recording medium recording settlement program, settlement request program, and computer-readable recording medium recording settlement request program
WO2003009243A1 (en) * 2001-07-19 2003-01-30 W3 Infocomm Group Pte Ltd Mobile electronic funds transfer system and method
DE10138814A1 (en) * 2001-08-14 2003-03-06 Orga Kartensysteme Gmbh Computer system and method for cashless payment
DE10153660A1 (en) * 2001-10-31 2003-05-15 Sandy Koch Cashless payment system using account maintained by customer containing transaction units which customer uses for payments
US7379920B2 (en) 2001-12-04 2008-05-27 Gary Leung System and method for facilitating electronic financial transactions using a mobile telecommunication device
US6726092B2 (en) * 2001-12-28 2004-04-27 Interdigital Technology Corporation Portable device service payments by multiple means
DE10210792B4 (en) * 2002-03-12 2004-09-23 Materna Gmbh Information & Communications Process and system for the activation of a chargeable mobile radio or online service
US8060139B2 (en) * 2002-06-24 2011-11-15 Toshiba American Research Inc. (Tari) Authenticating multiple devices simultaneously over a wireless link using a single subscriber identity module
EP1403792A1 (en) * 2002-09-26 2004-03-31 Valentino Callegari A three terminal network for off-line digital electronic payments-network
GB2393806A (en) * 2002-10-05 2004-04-07 Simos Symeou Method for confirming authorisation of access to an account
DE10310527B4 (en) 2003-03-11 2008-11-20 Christian Hogl A method for initiating and / or performing a payment transaction
DE10331733A1 (en) * 2003-07-11 2005-01-27 Rene Lehmann Terminal e.g. for paying system in electronic transaction, has SIM which aids operation of terminal such as mobile phone with control equipment has in and output equipment to operate terminal
US8341088B2 (en) * 2004-06-30 2012-12-25 France Telecom Multipurpose electronic payment method and system
DE102004041356B4 (en) * 2004-08-25 2006-12-07 Claudia Von Heesen Method and system for the secure processing of electronic financial services using an electronic financial services intermediary
DE102004049009A1 (en) * 2004-10-05 2006-04-06 Deutsche Telekom Ag Managing payments for purchases via computer, employs dialogs concerning purchase and payment via both computer- and telephone networks
JP4555120B2 (en) * 2005-02-23 2010-09-29 株式会社大和証券グループ本社 Server system, method and program
US7831520B2 (en) 2005-06-28 2010-11-09 Ebay Inc. Mobile device communication system
US20080126251A1 (en) * 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
DE102006054484A1 (en) * 2006-11-18 2008-05-21 Fiducia It Ag A method for the interaction of a bank customer with an ATM, associated mobile input and / or output device and system for performing such interaction
DE102006057871A1 (en) * 2006-12-08 2008-06-12 Deutsche Telekom Ag Method for personalizing telecommunication by medium of telecommunications device of service user with service provider, involves personalizing telecommunication, where mobile telecommunications device personalizes another telecommunication
DE102007053638A1 (en) * 2007-11-08 2009-06-04 Deutsche Telekom Ag Money amount transferring method for account of payee, involves transmitting transfer-confirmation information from management device to phone and terminal of payee and/or for mobile terminal device of payer
SE532268C2 (en) 2007-12-04 2009-11-24 Accumulate Ab Procedure for secure transactions
GB0901407D0 (en) * 2009-01-28 2009-03-11 Validsoft Uk Ltd Card false-positive prevention
NO20101728A1 (en) * 2010-03-04 2011-09-05 Mcash Norge As Mobile payment
DE102010036037A1 (en) 2010-08-31 2012-03-01 Jürgen Schaar Method for performing cashless payment transaction in transaction system, involves examining transaction equipment identity and identifier symbol of respective mobile and merchant stations in request signal outputted to central unit
EP2472819B1 (en) * 2010-12-31 2016-03-23 Regify S.A. Systems and methods for providing and operating a secure communication network
RU2011125333A (en) * 2011-06-21 2012-12-27 Евгений Яковлевич Билюкин METHOD OF PERFORMING ELECTRONIC PAYMENT OF GOODS USING MEANS OF MOBILE COMMUNICATION
WO2013100825A1 (en) * 2011-12-29 2013-07-04 Bilyukin Evgeniy Yakovlevich Cash register for a system of mobile payments
SG10201506662XA (en) * 2015-03-03 2016-10-28 Mastercard Asia Pacific Pte Ltd Method For Enabling A Communication Link Between A Mobile Terminal And A Receiving Terminal
US10387881B2 (en) 2015-10-02 2019-08-20 Chicago Mercantile Exchange Inc. Virtual payment processing system
US10380589B2 (en) 2015-10-02 2019-08-13 Chicago Mercantile Exchange Inc. Virtual payment processing system
US11625785B2 (en) 2017-06-05 2023-04-11 Chicago Mercantile Exchange Inc. Secure electronic tokens in an electronic tokening system

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5557516A (en) * 1994-02-04 1996-09-17 Mastercard International System and method for conducting cashless transactions
US5608778A (en) * 1994-09-22 1997-03-04 Lucent Technologies Inc. Cellular telephone as an authenticated transaction controller
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
JPH09116960A (en) * 1995-10-18 1997-05-02 Fujitsu Ltd Cashless system and portable set used for the system
WO1997045814A1 (en) * 1996-05-24 1997-12-04 Behruz Vazvan Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
JP3660101B2 (en) * 1996-11-14 2005-06-15 松下電器産業株式会社 Personal electronic payment system
TW355899B (en) * 1997-01-30 1999-04-11 Qualcomm Inc Method and apparatus for performing financial transactions using a mobile communication unit
US6868391B1 (en) * 1997-04-15 2005-03-15 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
SE512748C2 (en) * 1997-05-15 2000-05-08 Access Security Sweden Ab Procedure, active card, system and use of active card to carry out an electronic transaction
CN1155919C (en) * 1997-06-27 2004-06-30 瑞士电信流动电话公司 Transaction method carried out with a mobile apparatus
JP2002511172A (en) * 1997-06-27 2002-04-09 スイスコム モバイル アーゲー Transaction method by mobile device

Also Published As

Publication number Publication date
DE19903822C2 (en) 2001-09-20
DE19903822A1 (en) 2000-08-10
KR20010108166A (en) 2001-12-07
HRP20010568A2 (en) 2002-08-31
CZ301247B6 (en) 2009-12-16
TR200102216T2 (en) 2002-01-21
CA2361489A1 (en) 2000-08-10
AU2800400A (en) 2000-08-25
MXPA01007779A (en) 2003-07-14
HU227291B1 (en) 2011-02-28
HRP20010568B1 (en) 2011-10-31
CN1339146A (en) 2002-03-06
HUP0105475A2 (en) 2002-04-29
CZ20012663A3 (en) 2002-02-13
WO2000046768A1 (en) 2000-08-10
RS49614B (en) 2007-08-03
EP1149367A1 (en) 2001-10-31
NO20013777L (en) 2001-09-27
JP2002541535A (en) 2002-12-03
RU2242795C2 (en) 2004-12-20
YU54801A (en) 2003-01-31
ME01248B (en) 2007-08-03
NO20013777D0 (en) 2001-08-01
ZA200105872B (en) 2002-09-10
BR0007964A (en) 2001-11-06
CN1204535C (en) 2005-06-01

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