NO20101728A1 - Mobile payment - Google Patents

Mobile payment

Info

Publication number
NO20101728A1
NO20101728A1 NO20101728A NO20101728A NO20101728A1 NO 20101728 A1 NO20101728 A1 NO 20101728A1 NO 20101728 A NO20101728 A NO 20101728A NO 20101728 A NO20101728 A NO 20101728A NO 20101728 A1 NO20101728 A1 NO 20101728A1
Authority
NO
Norway
Prior art keywords
mobile phone
code
end user
mobile payment
server
Prior art date
Application number
NO20101728A
Other languages
Norwegian (no)
Inventor
Daniel R Doderlein
Original Assignee
Mcash Norge As
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to NO20100308A priority Critical patent/NO330271B1/en
Application filed by Mcash Norge As filed Critical Mcash Norge As
Priority to NO20101728A priority patent/NO20101728A1/en
Publication of NO20101728A1 publication Critical patent/NO20101728A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices

Abstract

Foreliggende oppfinnelse er på denne måte basert på anvendelsen av en mobil terminal, som en mobiltelefon eiet av sluttbrukeren, og delvis identifisering av sluttbrukeren. The present invention is thus based on the use of a mobile terminal, like a mobile phone owned by the end user, and partial identification of the end user. Mobiltelefonen er fremskaffet med en kjenningskode som kan bli kommunisert av en handelsmann eller liknende til en sentral tjener som kan kommunisere tilbake til mobiltelefonen og anmode om en sikkerhetskode, slik som en pinkode, som blir sendt tilbake til tjeneren for å bekrefte identiteten og overføringen. The mobile phone is provided with a distinctive code which can be communicated by a merchant or the like to a central server which can communicate back to the mobile phone and request a security code such as a PIN code, which are sent back to the server to verify the identity and transmission.
NO20101728A 2010-03-04 2010-12-10 Mobile payment NO20101728A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
NO20100308A NO330271B1 (en) 2010-03-04 2010-03-04 Mobile payment
NO20101728A NO20101728A1 (en) 2010-03-04 2010-12-10 Mobile payment

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NO20101728A NO20101728A1 (en) 2010-03-04 2010-12-10 Mobile payment
PCT/EP2011/053258 WO2011107576A1 (en) 2010-03-04 2011-03-04 Mobile payment system

Publications (1)

Publication Number Publication Date
NO20101728A1 true NO20101728A1 (en) 2011-09-05

Family

ID=43827498

Family Applications (1)

Application Number Title Priority Date Filing Date
NO20101728A NO20101728A1 (en) 2010-03-04 2010-12-10 Mobile payment

Country Status (2)

Country Link
NO (1) NO20101728A1 (en)
WO (1) WO2011107576A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
SE1200088A1 (en) * 2012-02-10 2013-08-11 Seamless Distrib Ab Method and system

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5608778A (en) 1994-09-22 1997-03-04 Lucent Technologies Inc. Cellular telephone as an authenticated transaction controller
DE19903822C2 (en) * 1999-02-02 2001-09-20 Mathias Entenmann A method for carrying out cashless payments and a system for carrying out the method
NO310087B1 (en) 1999-07-05 2001-05-14 Jens Petter Hoeili A method and system for payment transaction
KR20030090435A (en) 2002-05-23 2003-11-28 에스케이 텔레콤주식회사 System and method for financial transaction
DE10340871A1 (en) * 2003-09-04 2005-04-07 Fun Communications Gmbh A method for initiating a payment process for products and system for performing a payment process,
US20060080232A1 (en) * 2004-10-08 2006-04-13 Randy Epps Cellular telephone based payment apparatus and method for use in purchase of good and services
CN101238482A (en) 2005-08-05 2008-08-06 日本电气株式会社 Electronic settlement system, method therefor, settlement server used therein, communication terminal, and program
WO2008026060A2 (en) 2006-08-31 2008-03-06 Encap As Method, system and device for synchronizing between server and mobile device
DE102007006659A1 (en) * 2007-02-10 2008-08-14 Walter Keller Electronic paying method for use at e.g. automat, involves comparing salesman identification with point-of-sale data so that financial transaction is confirmed or neglected, and routing comparison result to accounts management device
US8935187B2 (en) * 2007-03-07 2015-01-13 Playspan, Inc. Distributed payment system and method
US20090164371A1 (en) * 2007-11-20 2009-06-25 M Commerce Data Systems, Inc. Mobile Financial Transaction Method

Also Published As

Publication number Publication date
WO2011107576A1 (en) 2011-09-09

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