CN1339146A - Method for carrying out cash-free payment and system for carrying out said method - Google Patents
Method for carrying out cash-free payment and system for carrying out said method Download PDFInfo
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- CN1339146A CN1339146A CN00803346A CN00803346A CN1339146A CN 1339146 A CN1339146 A CN 1339146A CN 00803346 A CN00803346 A CN 00803346A CN 00803346 A CN00803346 A CN 00803346A CN 1339146 A CN1339146 A CN 1339146A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
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Abstract
The aim of the invention is to provide a method for simple yet secure cash-free payments, notably in different places, as well as a system for carrying out said method. According to the invention, a sum of money is read in at a point-of-sale terminal and together with a terminal identifier transmitted to a balancing device where the data are stored temporarily. The payer transmits the point-of-sale terminal identifier to the balancing device via a mobile telephone. The balancing device compares the identifier with that of the stored data and transmits the corresponding sum of money to the radio telephone, where confirmation of payment is requested and transmitted to the balancing device, which then transmits a corresponding book entry to an account-keeping device. The system for carrying out said method comprises a radio telephone which is operated in a radio telephone network, a point-of-sale terminal and a balancing device which can be connected to the radio telephone and the point-of-sale terminal via telecommunications and/or data links.
Description
The present invention relates to a kind of method and a kind of system that realizes this method that carries out cashless payment.
In recent years, in view of a variety of causes, the commercial activity of cashless payment development is very fast.In these commercial activitys, no longer buckets of cash must be carried during shopping, thereby large sums of shopping can be carried out, like this, a kind of situation is to have reduced stolen risk, another kind of situation is to stimulate shopping.For the seller, also avoided processing to the buckets of cash total value.
The simple tool of this modes of payments is exactly a check, but very dangerous, and this is because check is stolen easily, and may use in wrongful mode, and for example, the camouflage signature uses.And, for buyer and dealer, use the check formality very loaded down with trivial details.
Therefore, introduced credit card especially, utilized credit card, can make the holder that has an effective credit card carry out " payment " in conjunction with credit card number, perhaps only utilized the card number payment under normal conditions by his signature.Owing to do not comprise very perfect safeguard construction, also there is very big misuse risk.Except that signature, dealer often makes a phone call to authorization center, comes thus to determine whether this card has been stopped using.
Because expense is very high, and because the following fact, promptly the credit cardholder must often be awarded certain credit rating, has therefore developed smart card, is also referred to as cash card at present sometimes.In order in card, to store amount of currency, in these chip cards, used encryption technology, supplement with money thereby can only stick into row to this by authorized organization.In order to pay a large amount of amount of money, be provided with password (PIN), can directly check this PIN from the chip card of payment usefulness.Because the station of supplementing with money of network type must be set, have to consider the expense of this modes of payments cost.And dealer also must acquisition read the station accordingly.
A kind of method of being paid the bill to dealer by means of electronic communication device by the client is disclosed among the patented claim WO98/47116, and the related device of realizing this method.In the method, the client at first sets up being connected of mobile cellular telephone formula by a cell phone with so-called electronic cash device.This device is the identification code of request one dealer and the amount of money of payment in the connection of being set up subsequently.Set up suitable communicate to connect, and confirm the detailed transaction sign indicating number and the amount of money of this transaction of being transmitted after, the just temporary transient store transactional data of payment devices, and send to client and dealer and confirm request.After receiving the confirmation information, just the amount of money from the bank by client's appointment by the database that enters payment devices be transferred to by dealer by the input and the bank of appointment perhaps orders Bank One Corp. to be transmitted.For the sake of security, promptly can be, also can judge the geographic position of mobile cellular telephone by GPS by the judged result of the radio honeycomb that is provided with phone in it, and this geographic position and a tabulation or allow the position to compare.Secondly at first, this method is relevant with position judgment, and is very complicated technically, and, the client must provide a large amount of comparison information by cell phone because most of keyboard and display are less, do so very dull, and maloperation easily.Also have, can not import simply with such as relevant further data of concluding the business such as payment purposes.
Therefore, the purpose of this invention is to provide a kind of method, particularly for the customer, the simple and safety of this method particularly can be carried out cashless payment at diverse location, and the present invention also provides a kind of system that realizes this method.For the customer, adopt simple confirmation method, for example import PIN, just can finish transaction, and needn't import complex information or ask other operation steps.In addition, in one side of dealer and client one a side needs new infrastructure seldom, and under most of favourable situations, existing equipment is set on point of sales terminal promptly can satisfies the demand.
Method with the described feature of claim 1 can realize this purpose, and the system with the described feature of claim 18 can realize this method.
Compare with using credit card owing in limited time durations, need to connect mobile cellular telephone, and in this time durations input validation information, so during connecting, dealer can not be the data of exchange as later transaction.
In addition, needn't make the data of relevant client's security arrive dealer, just can use comparison means to pay.In this sense, this method can be carried out blank payment.
In addition, be equipped with the buyer of the mobile cellular telephone of band SIM card mode very simple and low price to finish this method.The special advantage of this method is with the mobile cellular telephone of SIM card very universal, therefore has very big user group this method used according to the invention to pay, and must further not invest or remember PIN again.
In addition, the dealer base station is very simple technically, because under the simplest situation, realize the present invention, as long as the electronics silver cabinet of online payment devices is enough outside dealer has once the side.Similarly, the computing machine that is provided with such as modulator-demodular unit and suitable software just can be used as the dealer base station.Further, second mobile cellular telephone can be suitable for as simple dealer base station.Therefore, might carry out simple and safe cashless payment.
And although spatially contiguous usually between dealer base station and the mobile cellular telephone, this is not necessary.
Further, the client needn't import the amount of money that oneself is paid again.Method beguine of the present invention has more advantage according to the described method of WO/47116, because obtaining automatically at the silver cabinet place now has as the mode of the price of goods of the standard of purchase: from price tag obtain or use bar code to obtain or by a reader that is connected with silver cabinet by reading the further feature acquisition, so avoided collecting repeatedly purchasing price.
This purpose can and realize that the system of this method further realizes by the method that has claim 3 and 19 described features respectively.
Except the advantage with blank payment, second method also has the advantage identical with first method; And, also have following advantage, promptly, therefore the number of times that is entered by the mobile cellular telephone user has been reduced to minimum because the user is called.
But, to compare with first method, the identification code relevant with SIM card will be sent to dealer.
This purpose can be by having according to the method for claim 6 and 20 described features respectively and realizing that the system of this method further realizes.
Just as described such in this application, term " wireless data transmission interface " comprises that also the related device that is used for data processing, so-called data processing are exactly data, the transmission of reading a storer or receive data and data are write a storer.Wherein also can comprise special software or the mobile cellular telephone that is applicable to the dealer base station.Can by the light in infrared or viewing area, microwave or radiowave or or even ultrasound wave various media implementation wireless transmission.If use microwave or radiowave, preferred especially " bluetooth (BLUETOOTH) " interface.In fact, can carry out direction-free transmission afterwards, not need the contact of visible between client's mobile cellular telephone and the dealer base station.Use up if make, preferred IrDA of this interface or AIr interface promptly adopt specific protocol, in the space angle scope that strictness limits, transmit by infrared radiation, like this, have reduced interference on the one hand, have reduced opereating specification on the other hand.
First method also has some advantages, that is, manufacturer needn't know from the buyer be the data of which kind of type, simultaneously the buyer also needn't import the data of dealer oneself.
In first and second kinds of methods, need just read the identification code of comparison means at first step.But therefore the identification code that can store comparison means if only relate to a comparison means, can automatically be connected, perhaps according to the identification code of being stored with this identification code, if relate to a plurality of comparison means, just only need from the identification code of these storages, to choose a kind of.
The feature of the preferred embodiment of the system of this method and this method of realization is documented among dependent claims 2,4,5, the 7-17,21 and 22.
Be appreciated that cell phone comprises other electronic installation and cellular combination in this application, these electronic installations for example are the general terminal devices in electronic memo or the mobile wireless network that is provided with phone parts.But crucial being characterised in that only uses a SIM card to operate this device, and this card is preferably protected by a PIN.Be appreciated that, normally so-called system of SIM card or subscriber identify module card store the detailed content that is used to connect a cell phone required data, particularly identification terminal on these cards, these cards are inserted cell phone, thereby can in corresponding network, operate on it.Preferably also comprise and the corresponding device of GMS standard; but; also can adopt other standard; these standards adopt the ciphered data transmission mode; and by access, and preferably carry out access control further by a PIN with the data protection mobile cellular telephone of the version such as SIM card storage.In general, in this application, the mobile cellular telephone that has SIM card is characterised in that the identification code of representing SIM card, can further be understood as this mobile radio terminal device and comprise fixed installation parts within it, these parts have the above-mentioned functions of SIM card, promptly stored and be used for the data that cell phone connects required detailed content, particularly identification terminal.
Under the simplest situation, identification code relevant with SIM card or the identification SIM card can comprise cellular telephone number.But, in a further embodiment, also can use the another kind of identification code of determining by the telephone subscriber, for example the identification code in network operation personnel's identification code and the network operation personnel's scope such as network operation personnel's account number.
Particularly first and third party's method in, in SIM card, stored under the situation of identification code and carrying out under the self-propagating situation the first-selected identification code of using.In the 3rd embodiment, only with after this SIM card is connected, just confirm or connect, like this from having improved security in fact, this is owing to use password to be easy to maloperation separately in primary importance, and, use the identification code that is not provided with SIM card just unlikely in the second place because automatic calling or transmission are stored in the identification code in the SIM card, therefore be not easy to forge SIM card and content thereof.Use has the mobile cellular telephone of this SIM card, has only the holder of SIM card to confirm, pays from the account number relevant with SIM card.In addition, its security also is to protect the mobile cellular telephone that has SIM card by the PIN that is stored on the SIM card usually, when first the use, and input PIN.
Connect owing to can not intercept mobile wireless, perhaps can only intercept very difficultly, therefore, got rid of the wireless connections operation more or less.
The data of exporting similarly can be exported by voice, perhaps export with the form of diagram or textcommunication, for example, can show on cellular display.In order to export, comparison means must arrive cell phone to data transmission with suitable form.
Can import data, particularly input validation information by voice in cell phone, for this reason, comparison means must be provided with a speech recognition equipment, also can be with the form input of button, still decoding difficulty.Therefore, also can adopt multifrequency tone (touch-tone) method by the button of mobile cellular telephone or adopt SMS import of services information.
If adopt comparison means and mobile cellular telephone, just can adopt menu control display message and input data especially.Preferably, the menu for showing with graphics mode can adopt for example WAP (WAP (wireless application protocol)), also can adopt HTT or XC agreement (still, not being connected with the Internet).
In addition, might combine identifying information and other security Query Informations such as password, PIN, safe ID card, biological test, biological test for example can be: fingerprint test, voice or speaker identification or other safety feature.
The dealer base station comprises that an input media and an output unit and are used to be connected the interface of comparison means, and discerns this base station by an identification code.For data are connected to comparison means, can adopt simple data to connect, but also can adopt the telecommunications method of attachment of other suitable type.Design corresponding interface subsequently again.Specifically, the dealer base station can be the base station that can be connected with mobile cellular telephone, under the simplest situation, also can be a simple mobile cellular telephone.
In a preferred embodiment, can not transmit the identification code of dealer base station, but, the Name ﹠ Location of dealer base station is transferred to cell phone according to after coming from dealer's base station identity code in the form that is stored in the comparison means, reading the title and address of dealer base station.
In first and second methods, the dealer base station can be permanent connection with being connected of comparison means, perhaps before the suitable information of input or only connect after this.Therefore, can think that this step is the part of first transmitting step from the dealer base station to comparison means.Under latter instance,, end the connection between comparison means and the dealer base station once more confirmation being transferred to dealer's device (can think the part of transmitting step) afterwards.
In first and second schemes,, just interrupt transaction if be not connected with cell phone.In the case, preferably a proper digital is sent to the dealer base station, send a corresponding information at this.
In the described preferred embodiment of first and second methods, dealer also can send transaction reason or side information to comparison means easily.Specifically, in case go out goods by for example goods coding and/or corresponding bar code recognition by the freight label that links to each other with a cargo data storehouse, dealer just can be transferred to comparison means to the data and the amount of money that will pay easily, is sent to the client afterwards again.This process since a cell phone, obviously be impossible in such as the described method of WO/9847116 patent document.
In the described preferred embodiment of first and second kinds of methods and corresponding system, cell phone and dealer base station are provided with an interface, can utilize wireless device that identification code is transferred to another device from a device by this interface.Not the input identification code, but utilize this interface that corresponding identification code is transferred to another device from a device that last in this step adopts another kind of mode, the manual identification code of importing.Under the situation of first method, dealer not only can be to his identification code of cellular telephone transmissions by this interface, but also can transmit the further side information of relevant transaction situation, thereby make the client needn't import dealer's identification code, the amount of money or the like information more further.
In third party's method, the interface that is used for wireless data transmission can be an analog form, can only carry out suitable improvement to the data processing procedure.
Identification code with SIM card combines if desired, just should design cellular IR interface like this, promptly can utilize button on the phone to export the identification code of this SIM card by interface and/or can read in an identification code and store this identification code, can also during current phone connects, on button, send this identification code by the IR interface.Corresponding storage and call function preferably also are set in the dealer base station.
In third party's method be applicable among the particularly preferred embodiment described in the system that realizes this method, design dealer base station and cell phone like this, promptly can utilize wireless connections, particularly IR connect the identification code of dealer base station, also have further information, particularly amount of currency from dealer's base station transmits to cell phone, and can in this cell phone, temporarily store described information.Further, design cell phone like this, promptly can be when having connection, the data that access and transmission are stored.Therefore, in third party's method, only need the identification code of input SIM card.
Comparison means comprises: interface arrangement, and it is used for carrying out data with the dealer base station and is connected but also is used for mobile wireless and connect; Also have dealer and buyer to check device, it is used to check from dealer base station and the identification code that is used for the SIM card of this device; One transaction storer, it is used to store the situation of open transaction; One wiring that is connected with an accounts save set; An and supervision all operations process and control the control device of each device.
Comparison means also is provided with a pair of identification code that it is discerned, and the simplest situation is a telephone number or an IP address.
Interface arrangement comprises a device, can connect and operates corresponding buyer by this device.According to the difference of employing network, these devices can be simple simulated operation modulator/demodulator, still, for digital network, also can adopt other digit manipulation interface arrangement.
Whether comparison means comprises that buyer and dealer check device, for this method, utilize this device to check and a buyer or a dealer base station have been authorized.Comparison means also comprises a buyer or dealer's memory storage, stores the identification code of SIM card and the identification code that the dealer base station of this service is carried out in mandate in these memory storages at least.Under the simplest situation, identification code can be to store the simple files or the database of the further information relevant with an identification code.
In a preferred embodiment, under each situation, the account number of the identification code of SIM card and relevant accounts save set is stored in buyer's storer.If the identification code of SIM card is not a telephone number, then still store this identification code.At this moment, according to the information in buyer's memory storage, control device is not the identification code of SIM card to accounts save set transmission, but with the corresponding account number of this identification code.
Therefore, can be stored in dealer's memory storage to the identification code of dealer base station with the relevant account number that is used for the accounts save set.Subsequently, according to the information in dealer's memory storage, control device is not the identification code of dealer base station to accounts save set transmission, but with the corresponding accounts recognition data of this identification code, for example, be account number and Routing Number number in Germany.This process also is applicable to corresponding buyer's memory storage.
In a preferred embodiment, the accounts save set can form with comparison means is whole, can make compact conformation like this, and can handle transaction data very apace, and disturb seldom.
For transaction data, for example in the method, comprise the identification code of amount of currency and dealer base station, and second and third party's method in, equally also comprise user identification code.
In the further preferred embodiment of first method or realization first method, only store up the situation of open transaction at specific time memory.If there is not confirmation at this moment, then cancels open transaction, and notify the related dealer base station of this open transaction to abandon current transaction.Therefore, as further safety practice, when connecting individually, be necessary to close.
In a further advantageous embodiment, design cellular phone network and comparison means like this, that is, make comparison means can judge the telephone number of the SIM card of the mobile cellular telephone of calling out, and its telephone number can be used as the identification code of SIM card.In the case, in comparison means, can omit the identification code of the interior SIM card of mobile cellular telephone in the various distinct methods, and replace the telephone number of judging SIM card usually.Simultaneously, first and third party's method in, can guarantee to have only the holder of SIM card can confirm current transaction like this.
The preferred comparison means of design so promptly, can carry out manual intervention by operating personnel, the mistake in the solution.
Preferred design dealer base station and comparison means so promptly, can make them carry out several method in the various distinct methods.
Except above-mentioned project organization, yet must be provided with data necessary or telephone communication network, so that can carry out this method.In this sense, they also are system's ingredients of realizing this method.
Has special advantage using method of the present invention to pay on the Internet, this is because the space between cell phone and the dealer's device also needn't be very close, in other words in the case, a part of the computing machine that is used for being connected with the Internet being regarded as dealer's device.
Below, with reference to the description of drawings embodiments of the invention.
Fig. 1 schematically shows according to the described system of one embodiment of the invention;
Fig. 2 schematically shows the dealer base station according to the described system of Fig. 1;
Fig. 3 schematically shows the comparison means shown in Fig. 1;
Fig. 4 a and 4b are a very simple chart, and expression is according to the described method of an embodiment of first method of the present invention;
Fig. 5 a and 5b are a very simple chart, and expression is according to the described method of an embodiment of second method of the present invention;
Fig. 6 is a very simple chart, and expression is according to the described method of an embodiment of the third method of the present invention.
Among Fig. 1, described system comprises according to the first embodiment of the present invention: a mobile cellular telephone 2, that has a SIM card and an IR interface has the dealer base station 1 and a comparison means 3 of an IR interface.Can be by the IR line between their the IR interface the identification code of mobile cellular telephone from phone transmission to the dealer base station.
Comparison means 3 can be connected to mobile cellular telephone 2 by a mobile wireless line, and receives dealer base station 1 in succession by data chainning.
These three kinds of devices, be dealer base station 1, comparison means 3 and mobile cellular telephone 2, the SIM card that also has their inside or rather, be equipped with the identification code that they are discerned, in the present embodiment, identification code shows as the telephone number of dealer base station, comparison means and mobile cellular telephone.But, also can use such as replacement telephone numbers such as IP addresses.
Mobile cellular telephone 2 comprises that one is applicable to the SIM card of given telephone network, as usually known in fact, triggers this SIM card by importing a PIN, and this mobile cellular telephone also comprises and resembles the IR interface that itself is used for exchanges data known.Therefore, the request signal that this design produces during can connecting according to ongoing phone, transmission is by the data of transmission of IR interface and storage.In the corresponding mobile wireless network, trigger, can realize this method.
Comparison means 3 among Fig. 3 comprises that an interface arrangement 9 and that is used for being connected with the dealer base station data is used for the interface arrangement 14 of mobile wireless line, one is used for the transaction data storer 10 of temporary transient store transactional data, device is checked by the dealer that one form with dealer's memory storage 11 that is used to store dealer's identification code and corresponding account number exists, the buyer that one form with buyer's memory storage 12 that is used to store buyer's identification code and corresponding account number exists checks device, one wiring that is connected with accounts save set 15, and the control device 13 that is used for handling and exchange the data of said apparatus comparison means.Under the simplest situation, this comparison means 3 can be PC or other computing machine that is provided with suitable communication interface card and corresponding software.
Dealer base station and comparison means control device 7 and 13 separately designs like this, so that they can carry out each step of payment process.According to different methods of payment, can choose multi-form control device.
The following describes the described payment transaction process of an embodiment according to first method.
Fig. 4 a and 4b represent the brief operation process of this method with the form of form, have wherein marked the method step that each system unit of mobile cellular telephone 2, comparison means 3 and dealer base station 1 is finished successively by serial number up and down in corresponding hurdle.
In actual the execution, after having checked dealer's identification code during in, amount of currency and dealer's identification code from dealer's base station transmits to comparison means 3, and are stored in the comparison means.According to cellular design conditions, to relatively install 3 connect before and afterwards, read in dealer's identification code from mobile cellular telephone 2; Also can import the identification code of dealer by pronunciation inputting method, and this dealer's identification code is transferred to comparison means, check the identification code of SIM card at this with the identification code of SIM card.By the data of the identification code of dealer base station with temporary transient storage are compared, can judge the amount of currency data that will be sent out, the amount of currency data are sent to mobile cellular telephone 2, and in this output.Imported after the confirmation, just this confirmation has been transferred to comparison means 3, comparison means 3 sends to dealer base station 1 to data according to confirmation, and data transmission is arrived accounts save set 15.
Below, describe in detail according to the described method of present embodiment.
By input media 5 amount of currency that will pay at first and the identification code that is used for comparison means 3 are imported dealer base station 1, subsequently, by data wiring interface 8 and data wiring with after comparison means 3 realization data are connected, by means of control device 7, the identification code that is used for dealer base station 1 and amount of currency as transmission of transaction data to the comparison means 3 that is provided with device identification code.
By being used for the interface 9 that data connect, in comparison means 3, receive data.
Dealer's identification code and the dealer's identification code that is input in dealer's storer 11 are being compared, checked after the legitimacy of this dealer base station that is used to serve, as open transaction, transaction data is write the transaction data storer 10 of comparison means 3 by control device 13.Before data are input to dealer base station 1 or after being connected to comparison means 3 at the latest, identification code (being the telephone number of dealer base station) is transferred to cell phone 2 by infrared interface 6.Mobile cellular telephone 2 is connected to comparison means 3, and identification code and cellular identification code that the dealer base station is stored are transferred to comparison means 3.Even if functional fault temporarily appears in the transmission by infrared interface, also can import identification code by keypad.Therefore, if use is the cell phone that is not provided with the IR interface, also can carry out this input.
In comparison means 3, dealer's base station identity code that comes from mobile cellular telephone 2 transmission and the dealer's identification code that is stored in the open transaction of transaction data storer 10 are compared.If do not find this transaction, just finish this process, otherwise, just the transmission of transaction data that produces is arrived mobile cellular telephone, and export at this by the mobile wireless interface.In addition, the identification code of mobile cellular telephone and the buyer's identification code that is input to buyer's storer 12 are compared, so that judge whether to allow the buyer to enjoy this service.If do not allow, just close the trade, and corresponding data is sent to dealer base station 1.
After the information that request is confirmed and confirmed to import by the keyboard of mobile cellular telephone 2, just confirming data transmission to comparison means 3, comparison means 3 is transferred to dealer base station 1 to confirmation more successively, and in this output.
In the control device 13 of comparison means 3, check and confirm that data are corresponding and whether refuse.Under first kind of situation, close the trade, under second kind of situation, read the transaction data of transaction data storer 10, according to the data in dealer and the transaction data storer, the identification code of dealer base station and mobile cellular telephone is converted to account number, and now having had the transmission of transaction data of account number to an accounts save set 15.From transaction data storer 10, this transaction is removed.
In comparison means 3, open transaction in transaction data storer 10 has been continued how long to carry out routine examination.If an open transaction has exceeded the preset time boundary, just data are sent to corresponding dealer base station, current transaction has been refused in expression, and removes current open transaction from transaction data storer 10.
Fig. 5 a and 5b have schematically illustrated process according to the described payment transaction of the embodiment of second method with diagrammatic form, wherein, in corresponding hurdle, the method step of finishing successively in each system of mobile cellular telephone, comparison means and dealer base station is shown by sequence list up and down.
In fact, read in the identification code of amount of currency and dealer base station 1, read in the identification code of SIM card, and they are transferred to comparison means 3 by IR interface 6.After the identification code of having checked dealer's identification code and SIM card, according to the identification code of SIM card cell phone 2 is connected, and transmission is from the data of cell phone 2 outputs.Imported confirmation and this confirmation be transferred to after the comparison means 3, just this confirmation has been transferred to dealer base station 1, and transmission of transaction data to accounts save set 15.
Below, describe in detail according to the described method of present embodiment:
For the related device of carrying out this method, the concise and to the point accompanying drawing shown in the application drawing 1 to 3 once more, but according to this improved method, control device 7 is different with 13 operator scheme.
In dealer base station 1, the identification code of the amount of currency that will be paid, the identification code that is used for comparison means 3 and the mobile cellular telephone 2 imported by infrared interface 6 is read in the dealer base station.After data are connected to comparison means 3, the identification code of the identification code of dealer base station, mobile cellular telephone and amount of currency are arrived comparison means as transmission of transaction data.
In comparison means, receive data by the interface 9 that is used for the data connection.The identification code of the identification code of dealer base station and SIM card and dealer's storer 11 and buyer's storer 12 is compared respectively, participated in this service so that judge whether the dealer of mandate and buyer.Under without any the situation of authorizing, corresponding data are sent to dealer base station 1, and finish current transaction.Otherwise, the data of open transaction are write transaction data storer 10.According to the identification code of SIM card, comparison means is connected to mobile cellular telephone 2, transmission of transaction data is arrived mobile cellular telephone, and export this data by mobile cellular telephone.If do not connect, then finish current transaction.
By mobile cellular telephone 2 request confirmations, and an affirmation data transmission of input is to comparison means 3.
If with confirm that data are corresponding and be refusal or do not reply that comparison means 3 just finishes current transaction.
1 acknowledge information and alternative further Transaction Information in the dealer base station, and in when refusal end-of-transmission information.Also end of transmission (EOT) reason selectively.In first method, carry out the transmission of transaction data.
Fig. 6 with the form schematic representation of form according to the described payment transaction process of the embodiment of third party's method, wherein, according to the sequence list up and down in the corresponding hurdle method step that each system unit of mobile cellular telephone, comparison means and dealer base station is finished successively is shown.
In fact,, connect comparison means 3, and the identification code of the identification code of dealer base station 1 and SIM card and the amount of currency imported by mobile cellular telephone 2 are transferred to comparison means 3 the identification code of dealer base station 1 input mobile cellular telephone 2.Checked after these identification codes, just at least amount of currency be transferred to the dealer base station, transmission of transaction data accordingly to an accounts save set.
Below, describe the described method of this embodiment in detail:
Once more the concise and to the point accompanying drawing shown in Fig. 1 to 3 is applied to carry out the appropriate device of this method, still, wherein, according to this improved method, control device 7 is different with 13 mode of operation.By the IR wiring identification code of dealer base station at first is transferred to cell phone from dealer base station 1, and temporarily is stored in this cell phone.Connect by cell phone 2 and comparison means 3 then.
Read in the amount of money that to pay and the identification code of dealer base station 1 and the identification code of SIM card are transferred to comparison means 3 by cell phone 2 then.According to dealer's storer 11 and buyer's storer 13, dealer base station 1 checked by comparison means 3 and whether SIM card has registered service.If not registration, just close the trade, otherwise, judge account number or judge SIM card according to the identification code of dealer base station and mobile cellular telephone, and these account numbers and amount of currency are transferred to accounts save set 15 according to dealer's storer and buyer's storer.
Subsequently, the amount of currency of confirming is transferred to dealer base station 1.
Claims (22)
1, a kind of realization cashless payment transaction method has been utilized: be a dealer base station (1) of feature with dealer's base station identity code; One mobile cellular telephone (2), it is provided with the identification code that this cell phone is discerned is the SIM card of feature; And a comparison means (3), this comparison means comprises: a transaction data memory storage (10); Device (11) is checked by one dealer, and this device is used to check the identification code of the dealer base station of licensing this method; And one the buyer check device (12), this device is used to check the SIM card identification code of licensing this method; Described comparison means also is connected with accounts save set (15),
Described method comprises the steps:
Read the amount of currency that to pay the dealer base station;
By data links the identification code of dealer base station and be that amount of currency is transferred to the comparison means that is provided with identification code at least;
Utilize dealer to check the mandate that device is checked the dealer base station of using this method;
When not authorizing, method ends, otherwise, the data as an open transaction are write the transaction memory storage of comparison means;
Mobile cellular telephone is connected with comparison means;
From the identification code and with SIM card relevant identification code of mobile cellular telephone to comparison means transmission dealer base station;
Utilize the buyer to check device and check the mandate of SIM card this method;
When not authorizing, method ends, from transaction core dump memory clear open transaction, and a corresponding data transmission to the dealer base station, otherwise, dealer's base station identity code that comes from the mobile cellular telephone transmission and the identification code that is stored in the open transaction the memory storage of concluding the business are compared, if do not find such transaction, then the end process process if found this transaction processing process, is then transmitted transaction data to mobile cellular telephone;
By the mobile cellular telephone output data;
By mobile cellular telephone request confirmation;
To comparison means acknowledge data;
If with confirm data corresponding be the refusal, just close the trade, and from the transaction storer, remove transaction, and in another case, being transferred to an accounts save set, and from the transaction storer, remove current transaction from the transaction transaction data of storer and the identification code of mobile cellular telephone.
2, the method for claim 1, it is characterized in that, dealer base station (1) and cell phone (2) are provided with interface (6), be used for from the dealer base station to the cell phone wirelessly transmitting data, and the identification code of dealer base station is transferred to mobile cellular telephone by these interfaces, so that carry out wireless transmission before mobile cellular telephone is connected with comparison means (3), and with comparison means exist be connected during, can transmit the identification code that is stored in the comparison means.
3, a kind of realization cashless payment transaction method has been utilized: be a dealer base station (1) of feature with dealer's base station identity code; Be provided with SIM card and be provided with the mobile cellular telephone (2) and a comparison means (3) of the identification code relevant with SIM card, this comparison means comprises: a transaction data memory storage (10); Device (11) is checked by one dealer, is used to check the identification code of the dealer base station of licensing this method; And one the buyer check device (12), be used to check the identification code of the SIM card of licensing this method, be not under the situation of its telephone number in the identification code of SIM card, be used to store the telephone number relevant with this SIM card; Described comparison means also is connected with accounts save set (15),
Described method comprises the steps:
The identification code of the SIM card of the amount of currency that will pay and a mobile cellular telephone is read in the dealer base station;
By data links, to the identification code of the identification code of the comparison means transmission dealer base station that is provided with identification code, mobile cellular telephone, also have amount of currency at least;
Check in the device in dealer,, check the mandate of the dealer base station of using this method, utilize the buyer to check the mandate that device is checked the SIM card of using this method by the content of relatively importing;
When not authorizing, method ends, otherwise, the data as an open transaction are write the transaction memory storage;
Identification code in SIM card is not under the situation of telephone number, reads the buyer according to identification code and checks telephone number in the device;
Comparison means is connected to mobile cellular telephone;
To mobile cellular telephone transmission transaction data;
Utilize the mobile cellular telephone output data;
By mobile cellular telephone request confirmation;
To comparison means acknowledge data;
If with confirm data corresponding be the refusal, just close the trade;
Confirm the result to dealer's base station transmits, and optionally transmit further transaction data,
To be transferred to an accounts save set from the transaction data of transaction storer and the identification code of mobile cellular telephone, and from the transaction storer, remove current transaction.
4, method as claimed in claim 3, it is characterized in that, mobile cellular telephone (3) and dealer base station (1) comprise interface, be used for wirelessly transmitting data, and when this method begins, the identification code relevant with SIM card is transferred to dealer base station (1) from mobile cellular telephone (3) by these interfaces, and stores like this, promptly can make this identification code be used for subsequently step in dealer base station (1).
5, as the described method of above-mentioned any one claim, it is characterized in that,, just suspend trading if information in the schedule time after comparison means, is not provided confirmation from dealer's base station transmits.
6, a kind of cashless payment transaction method of carrying out, utilized: with dealer's base station identity code is a dealer base station (1) of feature, it is provided with one and is used for the interface that wireless data connects; One mobile cellular telephone, its be provided with a SIM card, an identification code relevant with SIM card and with the corresponding interface of interface that is used for wireless connections dealer base station; An and comparison means (3); This comparison means comprises: a transaction data memory storage (10); Device (11) is checked by one dealer, is used to check the identification code of the dealer base station of licensing this method; And one the buyer check device (12), be used to check the identification code of the SIM card of licensing this method; Described comparison means also is connected with accounts save set (15),
Described method comprises the steps:
By being used for the interface that wireless data connects, between dealer base station (1) and mobile cellular telephone (2), connect, and to this cellular telephone transmissions dealer identification code;
Mobile cellular telephone is connected with comparison means;
Utilize the buyer to check the mandate that device is checked the SIM card of using this method;
When not authorizing, method ends;
Read in the amount of currency that to pay, be used for the identification code of dealer base station and the identification code of mobile cellular telephone, and foregoing is transferred to comparison means;
Utilize dealer to check the mandate that device is checked the dealer base station of using this method;
If do not authorize, method ends then, otherwise, to the identification code and the amount of currency of accounts save set transmission dealer base station and mobile cellular telephone;
Amount of currency to dealer's base station transmits affirmation.
7, method as claimed in claim 6 is characterized in that, except dealer's identification code, also transmits the data of relevant transaction situation in first step.
8, as claim 6 or 7 described methods, it is characterized in that, in last step, also transmit the identification code relevant with SIM card.
9, as the described method of above-mentioned any one claim, it is characterized in that wave point is an infrared interface.
As the described method of above-mentioned any one claim, it is characterized in that 10, wave point is a microwave interface.
11, as the described method of above-mentioned any one claim, it is characterized in that, from the dealer base station additional transmission of transaction data to comparison means or mobile cellular telephone.
12, as the described method of above-mentioned any one claim, it is characterized in that, if can not carry out a kind of connection in the necessary connection, just close the trade, and, under corresponding situation, remove the open transaction situation of storing in the transaction storer (19) of comparison means (3).
13, as the described method of above-mentioned any one claim, it is characterized in that, be transferred to accounts save set (15) before, with the corresponding data replacement identification code of identification amount of currency.
14, as the described method of above-mentioned any one claim, it is characterized in that,, then attempt at least carrying out another time connection, and only after having attempted like this, just the end process process if be not connected to dealer base station (1) or mobile cellular telephone (2).
15, as the described method of above-mentioned any one claim, it is characterized in that,, just communicate with dealer base station (1) or mobile cellular telephone (2) if before process finishes, can not carry out a certain connection.
16, as the described method of above-mentioned any one claim, it is characterized in that, the identification code relevant with SIM card is the identification code that is stored on the SIM card and discerns this card, between mobile cellular telephone (2) and comparison means (3) in the process of transmission data, the transmission of the identification code relevant with SIM card takes place automatically.
As the described method of above-mentioned any one claim, it is characterized in that 17, the identification code relevant with SIM card is its telephone number.
18, a kind of system that realizes the described method of claim 1 comprises:
With dealer's base station identity code is a dealer base station (1) of feature;
One mobile cellular telephone (2) is provided with a SIM card and as the Feature Recognition sign indicating number of this SIM card; And
One comparison means (3), this comparison means comprises: a transaction data memory storage (10); Device (11) is checked by one dealer, is used to check the identification code of the dealer base station of licensing this method; And one the buyer check device (12), be used to check the SIM card identification code of licensing this method; Described comparison means also is connected with accounts save set (15), wherein:
Dealer base station (1) comprises that an input media and an output unit (4,5) and are used for carrying out the device (8) that data are connected with mobile cellular telephone (2); Described comparison means (3) further comprises the interface arrangement (9) that is used for being connected with the dealer base station data, be used for the interface arrangement (14) and the control device (13) that are connected with mobile cellular telephone, this control device (13) is after connecting and transmitting transaction data from the dealer base station, utilize dealer to check the mandate that device (11) is checked the dealer base station of using this method, and when not authorizing, method ends, otherwise just the transaction data input transaction data memory storage (10) that is transmitted;
Go up mobile cellular telephone (2) in case connect, receive the SIM card identification code, just utilize the buyer to check the mandate that device (12) is checked the SIM card of using this method, and when not authorizing, method ends, otherwise, just this identification code and the content that is input to the transaction data memory storage are compared, if find that current transaction is consistent with the identification code of SIM card, just transmit the transaction data of position to this mobile cellular telephone by the interface arrangement that is used for being connected with mobile cellular telephone, confirm request but also send one to this mobile cellular telephone, by the interface arrangement confirmation of receipt data that are used for being connected with mobile cellular telephone, this affirmation is interpreted as accepting or refusal, by described interface arrangement to dealer's base station transmits confirmation, and under situation about accepting, to the identification code of accounts save set transmission transaction data and mobile cellular telephone.
19, a kind of system that realizes the described method of claim 3 comprises:
With dealer's base station identity code is a dealer base station (1) of feature;
One mobile cellular telephone (2) is provided with a SIM card and as the Feature Recognition sign indicating number of this SIM card; And
One comparison means (3), this comparison means comprises: a transaction data memory storage (10); Device (11) is checked by one dealer, is used to check the identification code of the dealer base station of licensing this method; And one the buyer check device (12), be used to check the SIM card identification code of licensing this method, if this identification code is not a telephone number, then store this telephone number; Described comparison means also is connected with accounts save set (15), wherein:
Dealer base station (1) comprises that an input media and an output unit (4,5) and are used for the device (8) that is connected with comparison means (3) data, this comparison means (3) further comprises the interface arrangement (9) that is used for being connected with the dealer base station data, be used for the interface arrangement (14) and the control device (13) that are connected with mobile cellular telephone
Connecting and after dealer's base station transmits transaction data, utilize dealer to check the mandate that device is checked the dealer base station of using this method, utilize the buyer to check the mandate that device is checked the SIM card of using this method, and when not authorizing, method ends, otherwise just the transaction data input transaction data memory storage that is transmitted; By the interface arrangement that is used for being connected with mobile cellular telephone, be connected with the identification code of mobile cellular telephone in being included in transaction data according to described connection, to described mobile cellular telephone transmission transaction data, and to described mobile cellular telephone transmission one affirmation request, by the interface confirmation of receipt data that are used for being connected with mobile cellular telephone, this request is interpreted as accepting or refusal, under situation about accepting, confirmation is transferred to the dealer base station and to the identification code of accounts save set transmission transaction data and mobile cellular telephone by interface arrangement.
20, a kind of system that realizes the described method of claim 6 comprises:
With dealer's base station identity code is a dealer base station (1) of feature, the interface that this base station (1) has wireless data transmission;
One mobile cellular telephone (2) is provided with SIM card and as the Feature Recognition sign indicating number of this SIM card, and with the corresponding interface of interface that is used for dealer's base station radio transmission; And
One comparison means (3), this comparison means (3) comprising: a transaction data memory storage (10); Device (11) is checked by one dealer, is used to check the identification code of the dealer base station of licensing this method; And one the buyer check device (12), be used to check the SIM card identification code of licensing this method; Described comparison means also is connected with accounts save set (15), wherein:
Dealer base station (1) comprises that an input media and an output unit (4,5) and are used for the device (8) that is connected with the comparison means data,
Described comparison means (3) further comprises the interface arrangement (9) that is used for being connected with the dealer base station data, be used for the interface arrangement (14) and the control device (13) that are connected with mobile cellular telephone, when control device and mobile cellular telephone (2) when being connected, receive the identification code of identification code, the amount of currency that will pay and the dealer base station of mobile cellular telephone;
Utilize dealer to check the mandate that device is checked the dealer base station of using this method, utilize the buyer to check the mandate that device is checked the SIM card of using this method, when not authorizing, method ends, otherwise, just amount of currency is transferred to the dealer base station by interface arrangement, and the identification code of the identification code of amount of currency, mobile cellular telephone and dealer base station is transferred to the accounts save set, and from the transaction data storer, remove corresponding transaction.
21, as the described system of any one claim of claim 18 to 20, it is characterized in that, described comparison means (3) comprises that a buyer checks device (12), wherein preserve the identification code of each mobile cellular telephone and the number of the account relevant with the accounts save set, and, described control device transmits and the corresponding number of the account of identification code to the accounts save set according to the information that the buyer checks in the device, rather than the identification code of mobile cellular telephone.
22, as the described system of any one claim of claim 18 to 20, it is characterized in that, comparison means (3) comprises that a dealer checks device (11), wherein preserve the identification code of each dealer base station and the number of the account relevant with the accounts save set, and, described control device transmits and the corresponding number of the account of identification code to the accounts save set according to the information in dealer's memory storage, rather than the identification code of dealer base station.
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DE19903822A DE19903822C2 (en) | 1999-02-02 | 1999-02-02 | Procedure for making cashless payments and system for performing the procedure |
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1999
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2000
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- 2000-02-01 RS YUP-548/01A patent/RS49614B/en unknown
- 2000-02-01 CZ CZ20012663A patent/CZ301247B6/en not_active IP Right Cessation
- 2000-02-01 RU RU2001124358/09A patent/RU2242795C2/en active
- 2000-02-01 CN CNB008033463A patent/CN1204535C/en not_active Expired - Fee Related
- 2000-02-01 TR TR2001/02216T patent/TR200102216T2/en unknown
- 2000-02-01 BR BR0007964-2A patent/BR0007964A/en not_active IP Right Cessation
- 2000-02-01 ME MEP-2001-548A patent/ME01248B/en unknown
- 2000-02-01 EP EP00906257A patent/EP1149367A1/en not_active Withdrawn
- 2000-02-01 KR KR1020017009780A patent/KR20010108166A/en not_active Application Discontinuation
- 2000-02-01 HU HU0105475A patent/HU227291B1/en unknown
- 2000-02-01 IL IL14457100A patent/IL144571A0/en unknown
- 2000-02-01 CA CA002361489A patent/CA2361489A1/en not_active Abandoned
- 2000-02-01 WO PCT/EP2000/000772 patent/WO2000046768A1/en active Search and Examination
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- 2001-08-01 NO NO20013777A patent/NO20013777L/en not_active Application Discontinuation
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CZ301247B6 (en) | 2009-12-16 |
AU2800400A (en) | 2000-08-25 |
HRP20010568A2 (en) | 2002-08-31 |
HUP0105475A2 (en) | 2002-04-29 |
CZ20012663A3 (en) | 2002-02-13 |
NO20013777D0 (en) | 2001-08-01 |
DE19903822A1 (en) | 2000-08-10 |
HRP20010568B1 (en) | 2011-10-31 |
BR0007964A (en) | 2001-11-06 |
JP2002541535A (en) | 2002-12-03 |
MXPA01007779A (en) | 2003-07-14 |
NO20013777L (en) | 2001-09-27 |
CA2361489A1 (en) | 2000-08-10 |
WO2000046768A1 (en) | 2000-08-10 |
CN1204535C (en) | 2005-06-01 |
ZA200105872B (en) | 2002-09-10 |
EP1149367A1 (en) | 2001-10-31 |
HU227291B1 (en) | 2011-02-28 |
RS49614B (en) | 2007-08-03 |
IL144571A0 (en) | 2002-05-23 |
RU2242795C2 (en) | 2004-12-20 |
ME01248B (en) | 2007-08-03 |
TR200102216T2 (en) | 2002-01-21 |
KR20010108166A (en) | 2001-12-07 |
DE19903822C2 (en) | 2001-09-20 |
YU54801A (en) | 2003-01-31 |
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