SK50862008A3 - Systém na elektronické platobné aplikácie a spôsob autorizácie platby - Google Patents

Systém na elektronické platobné aplikácie a spôsob autorizácie platby Download PDF

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Publication number
SK50862008A3
SK50862008A3 SK5086-2008A SK50862008A SK50862008A3 SK 50862008 A3 SK50862008 A3 SK 50862008A3 SK 50862008 A SK50862008 A SK 50862008A SK 50862008 A3 SK50862008 A3 SK 50862008A3
Authority
SK
Slovakia
Prior art keywords
payment
pos terminal
mobile communication
communication device
virtual pos
Prior art date
Application number
SK5086-2008A
Other languages
English (en)
Slovak (sk)
Inventor
Miroslav Florek
Michal Masaryk
Original Assignee
Logomotion, S. R. O.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Logomotion, S. R. O. filed Critical Logomotion, S. R. O.
Priority to SK5086-2008A priority Critical patent/SK50862008A3/sk
Priority to CN200980137279.5A priority patent/CN102160070B/zh
Priority to AU2009294210A priority patent/AU2009294210B2/en
Priority to US12/746,867 priority patent/US8799084B2/en
Priority to CA2732238A priority patent/CA2732238C/fr
Priority to JP2011527454A priority patent/JP5562965B2/ja
Priority to KR1020117008956A priority patent/KR101955572B1/ko
Priority to MX2011001045A priority patent/MX2011001045A/es
Priority to RU2011113393/08A priority patent/RU2520392C2/ru
Priority to BRPI0918832A priority patent/BRPI0918832A2/pt
Priority to PCT/IB2009/054101 priority patent/WO2010032216A1/fr
Priority to EP09787245A priority patent/EP2350942A1/fr
Priority to KR1020177006649A priority patent/KR101802862B1/ko
Publication of SK50862008A3 publication Critical patent/SK50862008A3/sk
Priority to US12/957,130 priority patent/US9098845B2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226—Use of secure elements separate from M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephone Function (AREA)
SK5086-2008A 2008-09-19 2008-09-19 Systém na elektronické platobné aplikácie a spôsob autorizácie platby SK50862008A3 (sk)

Priority Applications (14)

Application Number Priority Date Filing Date Title
SK5086-2008A SK50862008A3 (sk) 2008-09-19 2008-09-19 Systém na elektronické platobné aplikácie a spôsob autorizácie platby
MX2011001045A MX2011001045A (es) 2008-09-19 2009-09-18 Sistema de aplicacion de pagos electronicos y metodo de autorizacion de pagos.
RU2011113393/08A RU2520392C2 (ru) 2008-09-19 2009-09-18 Система электронных платежей и способ авторизации платежа
US12/746,867 US8799084B2 (en) 2008-09-19 2009-09-18 Electronic payment application system and payment authorization method
CA2732238A CA2732238C (fr) 2008-09-19 2009-09-18 Systeme d'application de paiement electronique et procede d'autorisation de paiement
JP2011527454A JP5562965B2 (ja) 2008-09-19 2009-09-18 電子決済アプリケーションシステムと決済認証方法
KR1020117008956A KR101955572B1 (ko) 2008-09-19 2009-09-18 전자 지불 응용 시스템 및 지불 승인 방법
CN200980137279.5A CN102160070B (zh) 2008-09-19 2009-09-18 电子支付应用系统和支付授权方法
AU2009294210A AU2009294210B2 (en) 2008-09-19 2009-09-18 The electronic payment application system and payment authorization method
BRPI0918832A BRPI0918832A2 (pt) 2008-09-19 2009-09-18 sistema de aplicação de pagamento eletrônico e método de autorização de pagamento
PCT/IB2009/054101 WO2010032216A1 (fr) 2008-09-19 2009-09-18 Systeme d'application de paiement electronique et procede d'autorisation de paiement
EP09787245A EP2350942A1 (fr) 2008-09-19 2009-09-18 Systeme d'application de paiement electronique et procede d'autorisation de paiement
KR1020177006649A KR101802862B1 (ko) 2008-09-19 2009-09-18 전자 지불 응용 시스템 및 지불 승인 방법
US12/957,130 US9098845B2 (en) 2008-09-19 2010-11-30 Process of selling in electronic shop accessible from the mobile communication device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SK5086-2008A SK50862008A3 (sk) 2008-09-19 2008-09-19 Systém na elektronické platobné aplikácie a spôsob autorizácie platby

Publications (1)

Publication Number Publication Date
SK50862008A3 true SK50862008A3 (sk) 2010-06-07

Family

ID=41335562

Family Applications (1)

Application Number Title Priority Date Filing Date
SK5086-2008A SK50862008A3 (sk) 2008-09-19 2008-09-19 Systém na elektronické platobné aplikácie a spôsob autorizácie platby

Country Status (12)

Country Link
US (1) US8799084B2 (fr)
EP (1) EP2350942A1 (fr)
JP (1) JP5562965B2 (fr)
KR (2) KR101955572B1 (fr)
CN (1) CN102160070B (fr)
AU (1) AU2009294210B2 (fr)
BR (1) BRPI0918832A2 (fr)
CA (1) CA2732238C (fr)
MX (1) MX2011001045A (fr)
RU (1) RU2520392C2 (fr)
SK (1) SK50862008A3 (fr)
WO (1) WO2010032216A1 (fr)

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CN102160070A (zh) 2011-08-17
JP5562965B2 (ja) 2014-07-30
CN102160070B (zh) 2015-03-25
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WO2010032216A1 (fr) 2010-03-25
KR20110094176A (ko) 2011-08-22
US8799084B2 (en) 2014-08-05
RU2520392C2 (ru) 2014-06-27
KR101955572B1 (ko) 2019-05-30
MX2011001045A (es) 2011-09-22
KR101802862B1 (ko) 2017-11-29
JP2012503243A (ja) 2012-02-02
RU2011113393A (ru) 2012-10-20
KR20170036101A (ko) 2017-03-31
EP2350942A1 (fr) 2011-08-03
AU2009294210A1 (en) 2010-03-25
AU2009294210B2 (en) 2015-11-19
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WO2010032216A4 (fr) 2010-06-17
US20100274677A1 (en) 2010-10-28

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