RS49614B - Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka - Google Patents

Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka

Info

Publication number
RS49614B
RS49614B YUP-548/01A YUP54801A RS49614B RS 49614 B RS49614 B RS 49614B YU P54801 A YUP54801 A YU P54801A RS 49614 B RS49614 B RS 49614B
Authority
RS
Serbia
Prior art keywords
transaction
mobile phone
merchant
identification code
data
Prior art date
Application number
YUP-548/01A
Other languages
English (en)
Serbian (sr)
Inventor
Mathias Entenmann
Original Assignee
Mobilkom Austria Aktiengesellschaft & Co.Kg.,
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mobilkom Austria Aktiengesellschaft & Co.Kg., filed Critical Mobilkom Austria Aktiengesellschaft & Co.Kg.,
Publication of YU54801A publication Critical patent/YU54801A/sh
Publication of RS49614B publication Critical patent/RS49614B/sr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Telephone Function (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Postupak bezgotovinskog plaćanja pomoću stanice (1) trgovca, naznačene identifikacionim kodom stanice trgovca, mobilnog telefona (2) sa SIM karticom, naznačenog identifikacionim kodom koji ga identifikuje, i uređaja (3) za poređenje koji obuhvata memoriju (10) podataka za transakciju, uređaja (11) trgovca za proveru identifikacionih kodova stanica trgovaca ovlašćenih za ovaj postupak, i uređaj (12) pretplatnika za proveru identifikacionih kodova SIM kartica ovlašćenih za ovaj postupak, i koji je priključen na računovodstveni uređaj (15), naznačen time, što postupak obuhvata sledeće faze: Učitavanje svote koja treba da se isplati u stanici trgovca, prenošenje identifikacionog koda stanice trgovca i bar svote novca do uređaja za poređenje sa ovih identifikacionim kodom preko jedne linije za prnošenje podataka, proveravanje ovlašćenja stanice trgovca za ovaj postupak koristeći uređaj za proveru trgovca, Prekidanje postupka ako nema ovlašćenja, inače upisati podatke kao otvorenu transakciju u memoriju za transakciju uređaja za poređenje, Uspostavljanje veze od mobilnog telefona do uređaja za poređenje, prenošenje identifikacionog koda stanice trgovca i identifikacionog koda povezanog sa SIM karticom od mobilnog telefona do uređaja za poređenje, proveravanje ovlašćenja SIM kartice za ovaj postupak koristeći pretplatnikov uređaj za proveru, prekidanje postupka ako nema ovlašćenja, brisanje otvorene transakcije iz memorije za transakciju i prenošenje odgovarajućih podataka do stanice trgovca, inače upoređivanje identifikacionog koda stanice trgovca unetog iz mobilnog telefona sa onim iz otvorene transakcije pohranjene u memoriji za transakcije i u slučaju da se ne nađe takva transakcija prekidanje procesa, a kod nalaženja procesa, unošenje podataka o transakciji do mobilnog telefona, unošenje podataka preko mobilnog telefona, zahtevanje informacije o odobrenju preko mobilnog telefona, prenošenje podataka o odobrenju do uređaja za poređenje, prekidanje transakcije i brisanje transakcije iz memorije za transakcije ako podaci o odobrenju odgovaraju odbijanju, a u alternativnom slučaju prenošenje podataka za transakciju iz memorije za transakcije i identifikacionog koda mobilnog telefona do nekog knjigovodstvenog uređaja i brisanje transakcije iz memorije za transakcije. Prijava sadrži još 1 nezavisan i 20 zavisnih patentnih zahteva.
YUP-548/01A 1999-02-02 2000-02-01 Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka RS49614B (sr)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
DE19903822A DE19903822C2 (de) 1999-02-02 1999-02-02 Verfahren zur Durchführung bargeldloser Zahlungen und System zur Durchführung des Verfahrens

Publications (2)

Publication Number Publication Date
YU54801A YU54801A (sh) 2003-01-31
RS49614B true RS49614B (sr) 2007-08-03

Family

ID=7895963

Family Applications (1)

Application Number Title Priority Date Filing Date
YUP-548/01A RS49614B (sr) 1999-02-02 2000-02-01 Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka

Country Status (20)

Country Link
EP (1) EP1149367A1 (xx)
JP (1) JP2002541535A (xx)
KR (1) KR20010108166A (xx)
CN (1) CN1204535C (xx)
AU (1) AU2800400A (xx)
BR (1) BR0007964A (xx)
CA (1) CA2361489A1 (xx)
CZ (1) CZ301247B6 (xx)
DE (1) DE19903822C2 (xx)
HR (1) HRP20010568B1 (xx)
HU (1) HU227291B1 (xx)
IL (1) IL144571A0 (xx)
ME (1) ME01248B (xx)
MX (1) MXPA01007779A (xx)
NO (1) NO20013777L (xx)
RS (1) RS49614B (xx)
RU (1) RU2242795C2 (xx)
TR (1) TR200102216T2 (xx)
WO (1) WO2000046768A1 (xx)
ZA (1) ZA200105872B (xx)

Families Citing this family (42)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7908220B1 (en) 1999-03-30 2011-03-15 Simplus (Proprietary) Limited Method of conducting financial transactions
US20060178986A1 (en) * 2000-02-17 2006-08-10 Giordano Joseph A System and method for processing financial transactions using multi-payment preferences
DE10009710A1 (de) * 2000-03-01 2001-09-13 Roland Eckert Verfahren zum Austausch von Zahlungsinformationen im internetfähigen bargeldlosen Zahlungsverkehr
DE10022774A1 (de) * 2000-05-10 2001-12-06 Mueller Judex Donald Mobilfunksystem
DE10039569C5 (de) * 2000-08-09 2007-04-26 Vodafone Ag Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon
DE10040799A1 (de) * 2000-08-21 2002-04-25 Siemens Ag Verfahren für sichere Transaktionen im Zusammenhang mit elektronischem Handel
DE10136080A1 (de) * 2000-11-21 2002-06-06 Wolfgang Zint Verfahren zum Durchführen einer bargeldlosen Finanztransaktion
DE10058249A1 (de) * 2000-11-23 2002-06-13 Anthros Gmbh & Co Kg Verfahren zur gesicherten elektronischen Übermittlung von Transaktionsdaten
EP1229467A1 (de) 2001-02-06 2002-08-07 Wincor Nixdorf GmbH & Co KG Bezahlsystem mit einem mobilen Gerät
WO2002071353A1 (de) * 2001-03-01 2002-09-12 Peter Ligezinski Vorrichtung und verfahren zum bargeldlosen bezahlen
JP2002259877A (ja) * 2001-03-02 2002-09-13 Mitsubishi Electric Corp 決済サーバ及び購入者端末及び店舗端末及び決済ポータルサーバ及び決済システム及び決済方法及び決済ポータルシステム及び決済プログラム及び決済プログラムを記録した計算機で読み取り可能な記録媒体及び決済依頼プログラム及び決済依頼プログラムを記録した計算機で読み取り可能な記録媒体
CN1529878A (zh) * 2001-07-19 2004-09-15 W3��Ѷ���ż���˽�����޹�˾ 移动电子资金转帐系统和方法
DE10138814A1 (de) * 2001-08-14 2003-03-06 Orga Kartensysteme Gmbh Computersystem und Verfahren zur bargeldlosen Bezahlung
DE10153660A1 (de) * 2001-10-31 2003-05-15 Sandy Koch System zur Abwicklung bargeldloser Zahlungsleistungen
WO2003049364A1 (en) 2001-12-04 2003-06-12 Conceptm Company Limited System and method for facilitating electronic financial transactions using a mobile telecommunication device
US6726092B2 (en) * 2001-12-28 2004-04-27 Interdigital Technology Corporation Portable device service payments by multiple means
DE10210792B4 (de) * 2002-03-12 2004-09-23 Materna Gmbh Information & Communications Verfahren und System zur Freischaltung eines kostenpflichtigen Mobilfunk- oder Online-Dienstes
US8060139B2 (en) * 2002-06-24 2011-11-15 Toshiba American Research Inc. (Tari) Authenticating multiple devices simultaneously over a wireless link using a single subscriber identity module
EP1403792A1 (en) * 2002-09-26 2004-03-31 Valentino Callegari A three terminal network for off-line digital electronic payments-network
GB2393806A (en) * 2002-10-05 2004-04-07 Simos Symeou Method for confirming authorisation of access to an account
DE10310527B4 (de) * 2003-03-11 2008-11-20 Christian Hogl Verfahren zum Initiieren und/oder Durchführen einer Zahlungstransaktion
DE10331733A1 (de) * 2003-07-11 2005-01-27 Rene Lehmann Bezahlsystem
US8341088B2 (en) * 2004-06-30 2012-12-25 France Telecom Multipurpose electronic payment method and system
DE102004041356B4 (de) * 2004-08-25 2006-12-07 Claudia Von Heesen Verfahren und System zur sicheren Abwicklung von elektronischen Finanzdienstleistungen mithilfe einer elektronischen Finanzdienstleistungsvermittlungseinrichtung
DE102004049009A1 (de) * 2004-10-05 2006-04-06 Deutsche Telekom Ag Verfahren und Kommunikationssystem zum Abwickeln eines Zahlungsverkehrs
JP4555120B2 (ja) * 2005-02-23 2010-09-29 株式会社大和証券グループ本社 サーバシステム、方法及びプログラム
US7831520B2 (en) 2005-06-28 2010-11-09 Ebay Inc. Mobile device communication system
US20080126251A1 (en) * 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
DE102006054484A1 (de) * 2006-11-18 2008-05-21 Fiducia It Ag Verfahren zur Interaktion eines Bankkunden mit einem Geldautomaten, zugehörige mobile Ein- und/oder Ausgabeeinrichtung sowie System zum Durchführen einer solchen Interaktion
DE102006057871A1 (de) * 2006-12-08 2008-06-12 Deutsche Telekom Ag Verfahren zur Personalisierung einer Telekommunikation
DE102007053638A1 (de) * 2007-11-08 2009-06-04 Deutsche Telekom Ag Verfahren und Vorrichtung zum gesteuerten Transferieren eines Geldbetrages von einem Prepaidkonto eines Zahlers auf das Konto eines Zahlungsempfängers
SE532268C2 (sv) 2007-12-04 2009-11-24 Accumulate Ab Förfarande för säkra transaktioner
GB0901407D0 (en) * 2009-01-28 2009-03-11 Validsoft Uk Ltd Card false-positive prevention
NO20101728A1 (no) * 2010-03-04 2011-09-05 Mcash Norge As Mobil betaling
DE102010036037A1 (de) 2010-08-31 2012-03-01 Jürgen Schaar Verfahren zur Durchführung bargeldioser Zahlungstransaktionen und Transaktionsystem zur Durchführung des Verfahrens
EP2472819B1 (en) * 2010-12-31 2016-03-23 Regify S.A. Systems and methods for providing and operating a secure communication network
RU2011125333A (ru) * 2011-06-21 2012-12-27 Евгений Яковлевич Билюкин Способ осуществления электронной оплаты товара с применением средства мобильной связи
WO2013100825A1 (ru) * 2011-12-29 2013-07-04 Bilyukin Evgeniy Yakovlevich Кассовый аппарат для системы мобильных платежей
SG10201506662XA (en) * 2015-03-03 2016-10-28 Mastercard Asia Pacific Pte Ltd Method For Enabling A Communication Link Between A Mobile Terminal And A Receiving Terminal
US10387881B2 (en) 2015-10-02 2019-08-20 Chicago Mercantile Exchange Inc. Virtual payment processing system
US10380589B2 (en) 2015-10-02 2019-08-13 Chicago Mercantile Exchange Inc. Virtual payment processing system
US11625785B2 (en) 2017-06-05 2023-04-11 Chicago Mercantile Exchange Inc. Secure electronic tokens in an electronic tokening system

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5557516A (en) * 1994-02-04 1996-09-17 Mastercard International System and method for conducting cashless transactions
US5608778A (en) * 1994-09-22 1997-03-04 Lucent Technologies Inc. Cellular telephone as an authenticated transaction controller
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
JPH09116960A (ja) * 1995-10-18 1997-05-02 Fujitsu Ltd キャッシュレスシステム及び該システムで使用する携帯機
WO1997045814A1 (en) * 1996-05-24 1997-12-04 Behruz Vazvan Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
JP3660101B2 (ja) * 1996-11-14 2005-06-15 松下電器産業株式会社 パーソナル電子決済システム
TW355899B (en) * 1997-01-30 1999-04-11 Qualcomm Inc Method and apparatus for performing financial transactions using a mobile communication unit
US6868391B1 (en) * 1997-04-15 2005-03-15 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
SE512748C2 (sv) * 1997-05-15 2000-05-08 Access Security Sweden Ab Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion
DE59804818D1 (de) * 1997-06-27 2002-08-22 Swisscom Mobile Ag Transaktionsverfahren mit einem tragbaren Identifizierungselement
ES2218832T3 (es) * 1997-06-27 2004-11-16 Swisscom Mobile Ag Procedimiento de transaccion con un aparato movil.

Also Published As

Publication number Publication date
CZ301247B6 (cs) 2009-12-16
CN1339146A (zh) 2002-03-06
AU2800400A (en) 2000-08-25
HRP20010568A2 (en) 2002-08-31
HUP0105475A2 (en) 2002-04-29
CZ20012663A3 (cs) 2002-02-13
NO20013777D0 (no) 2001-08-01
DE19903822A1 (de) 2000-08-10
HRP20010568B1 (en) 2011-10-31
BR0007964A (pt) 2001-11-06
JP2002541535A (ja) 2002-12-03
MXPA01007779A (es) 2003-07-14
NO20013777L (no) 2001-09-27
CA2361489A1 (en) 2000-08-10
WO2000046768A1 (de) 2000-08-10
CN1204535C (zh) 2005-06-01
ZA200105872B (en) 2002-09-10
EP1149367A1 (de) 2001-10-31
HU227291B1 (en) 2011-02-28
IL144571A0 (en) 2002-05-23
RU2242795C2 (ru) 2004-12-20
ME01248B (me) 2007-08-03
TR200102216T2 (tr) 2002-01-21
KR20010108166A (ko) 2001-12-07
DE19903822C2 (de) 2001-09-20
YU54801A (sh) 2003-01-31

Similar Documents

Publication Publication Date Title
RS49614B (sr) Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka
US7424732B2 (en) Card settlement method and system using mobile information terminal
KR100420600B1 (ko) 아이알에프엠을 이용한 이엠브이 지불 처리방법
US20100279610A1 (en) System for receiving and transmitting encrypted data
US20080027815A1 (en) Methods, systems and computer program products for wireless payment transactions
US20150294293A1 (en) Mobile payment method and a system therefore
CN101093566A (zh) 一种安全的移动支付系统、设备及方法
RU95113099A (ru) Система подвижной телефонной связи, способ оплаты с терминального оборудования подвижной телефонной станции и система для осуществления способа
RU2001124358A (ru) Способ осуществления безналичных расчетов и система для осуществления способа
CN103400265A (zh) 一种基于位置信息的快速支付方法及系统
CN102932788A (zh) 一种手机的身份识别和近场支付的方法
CN101964090A (zh) 采用双卡分别认证身份和支付金额的银联支付系统和方法
CN101840606A (zh) 基于手机支付和账单主动推送的信用卡还款系统和方法
CN101001297B (zh) 一种业务计费系统和读写传输装置
KR200276208Y1 (ko) 무선통신을 이용한 금융결제카드 및/또는 ｉｄ카드발급과 블랙리스트 처리 시스템
TW557442B (en) System and method for issuing card and processing blacklist using wireless communications
CN101276501A (zh) 可全面取代硬币的零钱找续的系统和相应方法
RU2242794C2 (ru) Способ приобретения электронных данных с применением носителя данных и соответствующий носитель данных
WO2007050005A1 (en) Credit card substitute
US20040210529A1 (en) Method of making a monetary transaction between a customer and a merchant
JP2002056331A (ja) クレジットカードやプリペイドカードの決済システム
CN108960798A (zh) 一种基于rfid的gprs移动支付方法
CN109460992B (zh) 一种基于nfc的高速公路etc卡查询与充值方法
KR20150041857A (ko) Van 망을 이용한 휴대폰 결제 방법
WO2020015058A1 (zh) 支付码交易方法、智能卡、移动终端及收款机