CA2361489A1 - Method of effecting cashless payments and a system for implementing the method - Google Patents

Method of effecting cashless payments and a system for implementing the method Download PDF

Info

Publication number
CA2361489A1
CA2361489A1 CA002361489A CA2361489A CA2361489A1 CA 2361489 A1 CA2361489 A1 CA 2361489A1 CA 002361489 A CA002361489 A CA 002361489A CA 2361489 A CA2361489 A CA 2361489A CA 2361489 A1 CA2361489 A1 CA 2361489A1
Authority
CA
Canada
Prior art keywords
merchant
cell phone
identification code
transaction
mobile cell
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002361489A
Other languages
English (en)
French (fr)
Inventor
Mathias Entenmann
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Payboxnet AG
Original Assignee
Paybox.Net Ag
Mathias Entenmann
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paybox.Net Ag, Mathias Entenmann filed Critical Paybox.Net Ag
Publication of CA2361489A1 publication Critical patent/CA2361489A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Telephone Function (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
CA002361489A 1999-02-02 2000-02-01 Method of effecting cashless payments and a system for implementing the method Abandoned CA2361489A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE19903822.8 1999-02-02
DE19903822A DE19903822C2 (de) 1999-02-02 1999-02-02 Verfahren zur Durchführung bargeldloser Zahlungen und System zur Durchführung des Verfahrens
PCT/EP2000/000772 WO2000046768A1 (de) 1999-02-02 2000-02-01 Verfahren zur durchführung bargeldloser zahlungen und system zur durchführung des verfahrens

Publications (1)

Publication Number Publication Date
CA2361489A1 true CA2361489A1 (en) 2000-08-10

Family

ID=7895963

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002361489A Abandoned CA2361489A1 (en) 1999-02-02 2000-02-01 Method of effecting cashless payments and a system for implementing the method

Country Status (20)

Country Link
EP (1) EP1149367A1 (xx)
JP (1) JP2002541535A (xx)
KR (1) KR20010108166A (xx)
CN (1) CN1204535C (xx)
AU (1) AU2800400A (xx)
BR (1) BR0007964A (xx)
CA (1) CA2361489A1 (xx)
CZ (1) CZ301247B6 (xx)
DE (1) DE19903822C2 (xx)
HR (1) HRP20010568B1 (xx)
HU (1) HU227291B1 (xx)
IL (1) IL144571A0 (xx)
ME (1) ME01248B (xx)
MX (1) MXPA01007779A (xx)
NO (1) NO20013777L (xx)
RS (1) RS49614B (xx)
RU (1) RU2242795C2 (xx)
TR (1) TR200102216T2 (xx)
WO (1) WO2000046768A1 (xx)
ZA (1) ZA200105872B (xx)

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7702581B2 (en) 2003-03-11 2010-04-20 Christian Hogl Method and system for initiating and/or conducting a transaction that is associated with at least two corresponding declarations of intent
WO2017059199A1 (en) * 2015-10-02 2017-04-06 Chicago Mercantile Exchange Inc. Virtual payment processing system
US10002350B2 (en) 2007-12-04 2018-06-19 Accumulate Ab Methods for secure transactions
US10380589B2 (en) 2015-10-02 2019-08-13 Chicago Mercantile Exchange Inc. Virtual payment processing system
US11625785B2 (en) 2017-06-05 2023-04-11 Chicago Mercantile Exchange Inc. Secure electronic tokens in an electronic tokening system

Families Citing this family (37)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1367913A (zh) 1999-03-30 2002-09-04 马克·拉塞尔·阿蒂 实施金融交易的方法
US20060178986A1 (en) * 2000-02-17 2006-08-10 Giordano Joseph A System and method for processing financial transactions using multi-payment preferences
DE10009710A1 (de) * 2000-03-01 2001-09-13 Roland Eckert Verfahren zum Austausch von Zahlungsinformationen im internetfähigen bargeldlosen Zahlungsverkehr
DE10022774A1 (de) * 2000-05-10 2001-12-06 Mueller Judex Donald Mobilfunksystem
DE10066375A1 (de) * 2000-08-09 2007-10-25 Vodafone Holding Gmbh Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon
DE10040799A1 (de) * 2000-08-21 2002-04-25 Siemens Ag Verfahren für sichere Transaktionen im Zusammenhang mit elektronischem Handel
DE10136080A1 (de) * 2000-11-21 2002-06-06 Wolfgang Zint Verfahren zum Durchführen einer bargeldlosen Finanztransaktion
DE10058249A1 (de) * 2000-11-23 2002-06-13 Anthros Gmbh & Co Kg Verfahren zur gesicherten elektronischen Übermittlung von Transaktionsdaten
EP1229467A1 (de) 2001-02-06 2002-08-07 Wincor Nixdorf GmbH & Co KG Bezahlsystem mit einem mobilen Gerät
WO2002071353A1 (de) * 2001-03-01 2002-09-12 Peter Ligezinski Vorrichtung und verfahren zum bargeldlosen bezahlen
JP2002259877A (ja) * 2001-03-02 2002-09-13 Mitsubishi Electric Corp 決済サーバ及び購入者端末及び店舗端末及び決済ポータルサーバ及び決済システム及び決済方法及び決済ポータルシステム及び決済プログラム及び決済プログラムを記録した計算機で読み取り可能な記録媒体及び決済依頼プログラム及び決済依頼プログラムを記録した計算機で読み取り可能な記録媒体
CN1529878A (zh) * 2001-07-19 2004-09-15 W3��Ѷ���ż���˽�����޹�˾ 移动电子资金转帐系统和方法
DE10138814A1 (de) * 2001-08-14 2003-03-06 Orga Kartensysteme Gmbh Computersystem und Verfahren zur bargeldlosen Bezahlung
DE10153660A1 (de) * 2001-10-31 2003-05-15 Sandy Koch System zur Abwicklung bargeldloser Zahlungsleistungen
US7379920B2 (en) 2001-12-04 2008-05-27 Gary Leung System and method for facilitating electronic financial transactions using a mobile telecommunication device
US6726092B2 (en) 2001-12-28 2004-04-27 Interdigital Technology Corporation Portable device service payments by multiple means
DE10210792B4 (de) * 2002-03-12 2004-09-23 Materna Gmbh Information & Communications Verfahren und System zur Freischaltung eines kostenpflichtigen Mobilfunk- oder Online-Dienstes
US8060139B2 (en) * 2002-06-24 2011-11-15 Toshiba American Research Inc. (Tari) Authenticating multiple devices simultaneously over a wireless link using a single subscriber identity module
EP1403792A1 (en) * 2002-09-26 2004-03-31 Valentino Callegari A three terminal network for off-line digital electronic payments-network
GB2393806A (en) * 2002-10-05 2004-04-07 Simos Symeou Method for confirming authorisation of access to an account
DE10331733A1 (de) * 2003-07-11 2005-01-27 Rene Lehmann Bezahlsystem
EP1771827A1 (fr) * 2004-06-30 2007-04-11 France Télécom Procede et systeme de paiement electronique universel
DE102004041356B4 (de) * 2004-08-25 2006-12-07 Claudia Von Heesen Verfahren und System zur sicheren Abwicklung von elektronischen Finanzdienstleistungen mithilfe einer elektronischen Finanzdienstleistungsvermittlungseinrichtung
DE102004049009A1 (de) * 2004-10-05 2006-04-06 Deutsche Telekom Ag Verfahren und Kommunikationssystem zum Abwickeln eines Zahlungsverkehrs
JP4555120B2 (ja) * 2005-02-23 2010-09-29 株式会社大和証券グループ本社 サーバシステム、方法及びプログラム
US7831520B2 (en) 2005-06-28 2010-11-09 Ebay Inc. Mobile device communication system
US20080126251A1 (en) * 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
DE102006054484A1 (de) * 2006-11-18 2008-05-21 Fiducia It Ag Verfahren zur Interaktion eines Bankkunden mit einem Geldautomaten, zugehörige mobile Ein- und/oder Ausgabeeinrichtung sowie System zum Durchführen einer solchen Interaktion
DE102006057871A1 (de) * 2006-12-08 2008-06-12 Deutsche Telekom Ag Verfahren zur Personalisierung einer Telekommunikation
DE102007053638A1 (de) * 2007-11-08 2009-06-04 Deutsche Telekom Ag Verfahren und Vorrichtung zum gesteuerten Transferieren eines Geldbetrages von einem Prepaidkonto eines Zahlers auf das Konto eines Zahlungsempfängers
GB0901407D0 (en) * 2009-01-28 2009-03-11 Validsoft Uk Ltd Card false-positive prevention
NO20101728A1 (no) * 2010-03-04 2011-09-05 Mcash Norge As Mobil betaling
DE102010036037A1 (de) 2010-08-31 2012-03-01 Jürgen Schaar Verfahren zur Durchführung bargeldioser Zahlungstransaktionen und Transaktionsystem zur Durchführung des Verfahrens
EP2472819B1 (en) * 2010-12-31 2016-03-23 Regify S.A. Systems and methods for providing and operating a secure communication network
RU2011125333A (ru) * 2011-06-21 2012-12-27 Евгений Яковлевич Билюкин Способ осуществления электронной оплаты товара с применением средства мобильной связи
WO2013100825A1 (ru) * 2011-12-29 2013-07-04 Bilyukin Evgeniy Yakovlevich Кассовый аппарат для системы мобильных платежей
SG10201506662XA (en) * 2015-03-03 2016-10-28 Mastercard Asia Pacific Pte Ltd Method For Enabling A Communication Link Between A Mobile Terminal And A Receiving Terminal

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5557516A (en) * 1994-02-04 1996-09-17 Mastercard International System and method for conducting cashless transactions
US5608778A (en) * 1994-09-22 1997-03-04 Lucent Technologies Inc. Cellular telephone as an authenticated transaction controller
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
JPH09116960A (ja) * 1995-10-18 1997-05-02 Fujitsu Ltd キャッシュレスシステム及び該システムで使用する携帯機
WO1997045814A1 (en) * 1996-05-24 1997-12-04 Behruz Vazvan Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
JP3660101B2 (ja) * 1996-11-14 2005-06-15 松下電器産業株式会社 パーソナル電子決済システム
TW355899B (en) * 1997-01-30 1999-04-11 Qualcomm Inc Method and apparatus for performing financial transactions using a mobile communication unit
US6868391B1 (en) * 1997-04-15 2005-03-15 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
SE512748C2 (sv) * 1997-05-15 2000-05-08 Access Security Sweden Ab Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion
ES2180142T3 (es) * 1997-06-27 2003-02-01 Swisscom Mobile Ag Procedimiento de transaccion con un elemento de identificacion portatil.
CA2295043A1 (en) * 1997-06-27 1999-01-07 Swisscom Ag Transaction method carried out with a mobile apparatus

Cited By (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7702581B2 (en) 2003-03-11 2010-04-20 Christian Hogl Method and system for initiating and/or conducting a transaction that is associated with at least two corresponding declarations of intent
US8065232B2 (en) 2003-03-11 2011-11-22 Christian Hogl Method and system for initiating and/or conducting a transaction that is associated with at least two corresponding declarations of intent
US8566238B2 (en) 2003-03-11 2013-10-22 Christian Hogl Method for a payment transaction associated with two corresponding declarations of intent
US8831990B2 (en) 2003-03-11 2014-09-09 Christian Hogl Method and system for a payment transaction associated with a declaration of intent
US10296893B2 (en) 2007-12-04 2019-05-21 Accumulate Ab Methods for secure transactions
US10002350B2 (en) 2007-12-04 2018-06-19 Accumulate Ab Methods for secure transactions
US10614441B2 (en) 2007-12-04 2020-04-07 Accumulate Ab Methods for secure transactions
US11151543B2 (en) 2007-12-04 2021-10-19 Accumulate Ab Methods for secure transactions
WO2017059199A1 (en) * 2015-10-02 2017-04-06 Chicago Mercantile Exchange Inc. Virtual payment processing system
US10380589B2 (en) 2015-10-02 2019-08-13 Chicago Mercantile Exchange Inc. Virtual payment processing system
US10387881B2 (en) 2015-10-02 2019-08-20 Chicago Mercantile Exchange Inc. Virtual payment processing system
US10977649B2 (en) 2015-10-02 2021-04-13 Chicago Mercantile Exchange Inc. Virtual payment processing system
US11348107B2 (en) 2015-10-02 2022-05-31 Chicago Mercantile Exchange Inc. Virtual payment processing system
US11625785B2 (en) 2017-06-05 2023-04-11 Chicago Mercantile Exchange Inc. Secure electronic tokens in an electronic tokening system

Also Published As

Publication number Publication date
RU2242795C2 (ru) 2004-12-20
EP1149367A1 (de) 2001-10-31
DE19903822A1 (de) 2000-08-10
HRP20010568B1 (en) 2011-10-31
HU227291B1 (en) 2011-02-28
MXPA01007779A (es) 2003-07-14
WO2000046768A1 (de) 2000-08-10
IL144571A0 (en) 2002-05-23
HRP20010568A2 (en) 2002-08-31
BR0007964A (pt) 2001-11-06
CZ20012663A3 (cs) 2002-02-13
ME01248B (me) 2007-08-03
TR200102216T2 (tr) 2002-01-21
AU2800400A (en) 2000-08-25
NO20013777D0 (no) 2001-08-01
DE19903822C2 (de) 2001-09-20
RS49614B (sr) 2007-08-03
KR20010108166A (ko) 2001-12-07
CN1204535C (zh) 2005-06-01
CZ301247B6 (cs) 2009-12-16
ZA200105872B (en) 2002-09-10
YU54801A (sh) 2003-01-31
JP2002541535A (ja) 2002-12-03
HUP0105475A2 (en) 2002-04-29
CN1339146A (zh) 2002-03-06
NO20013777L (no) 2001-09-27

Similar Documents

Publication Publication Date Title
CA2361489A1 (en) Method of effecting cashless payments and a system for implementing the method
US6612488B2 (en) Method and system to prevent fraudulent payment in credit/debit card transactions, and terminals therefor
JP4490618B2 (ja) 支払いトランザクション方法および支払いトランザクションシステム
US7571117B1 (en) Electronic authentication system, authentication apparatus, and terminal
US6195541B1 (en) Interaction of a wireless telephone with a transaction unit
JP4711970B2 (ja) 予期される事前処置を有するトランザクション・デバイス
US20020025796A1 (en) System and method conducting cellular POS transactions
US20090150248A1 (en) System for enhancing payment security, method thereof and payment center
US20030119554A1 (en) Method and arrangement for performing a cashless payment transaction
JP2007521556A (ja) クレジット・カードと関連装置により支払命令を許可する方法
CN102257540A (zh) 增强智能卡使用
MXPA04009725A (es) Sistema y metodo para transacciones de tarjeta de credito y debito seguras.
KR20020069226A (ko) 상품거래장치, 이동체통신장치, 관리장치 및 상품거래시스템
EP4231683A2 (en) Method, apparatus and non transitory computer readable medium for a personal data sharing application
US20100223146A1 (en) Method of Effecting Cashless Payments and a System for Implementing the Method
EP1348185A1 (en) Payment system
US20010027435A1 (en) Electronic-money settlement method and information processing apparatus therefor
JP2002092320A (ja) 電子決済システム、電子決済方法、および電子決済機能付き携帯電話
KR100432838B1 (ko) 전자 화폐 처리 방법, 프로그램을 기록한 기록 매체 및 전자 화폐 카드의 처리 방법
US20040002917A1 (en) Method and arrangement for electronically transferring an amount of money from a credit account memory
US7017804B2 (en) Method for providing identification data of a banking card to a user
KR100834584B1 (ko) 결제처리 단말장치
KR20050015475A (ko) 인증 코드를 이용한 결제 시스템 및 방법
EP1986164A2 (en) Communication system and method
KR20030018949A (ko) 이동통신 단말기를 이용한 물품대금 결제방법

Legal Events

Date Code Title Description
FZDE Discontinued