KR20010108166A - 무현금 지불을 실현하는 방법 및 이 방법을 실행하기 위한시스템 - Google Patents

무현금 지불을 실현하는 방법 및 이 방법을 실행하기 위한시스템 Download PDF

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Publication number
KR20010108166A
KR20010108166A KR1020017009780A KR20017009780A KR20010108166A KR 20010108166 A KR20010108166 A KR 20010108166A KR 1020017009780 A KR1020017009780 A KR 1020017009780A KR 20017009780 A KR20017009780 A KR 20017009780A KR 20010108166 A KR20010108166 A KR 20010108166A
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KR
South Korea
Prior art keywords
merchant
identification code
transaction
mobile phone
station
Prior art date
Application number
KR1020017009780A
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English (en)
Korean (ko)
Inventor
엔텐만마씨아스
Original Assignee
페이박스.넷 에이지
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 페이박스.넷 에이지 filed Critical 페이박스.넷 에이지
Publication of KR20010108166A publication Critical patent/KR20010108166A/ko

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
KR1020017009780A 1999-02-02 2000-02-01 무현금 지불을 실현하는 방법 및 이 방법을 실행하기 위한시스템 KR20010108166A (ko)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE19903822.8 1999-02-02
DE19903822A DE19903822C2 (de) 1999-02-02 1999-02-02 Verfahren zur Durchführung bargeldloser Zahlungen und System zur Durchführung des Verfahrens
PCT/EP2000/000772 WO2000046768A1 (de) 1999-02-02 2000-02-01 Verfahren zur durchführung bargeldloser zahlungen und system zur durchführung des verfahrens

Publications (1)

Publication Number Publication Date
KR20010108166A true KR20010108166A (ko) 2001-12-07

Family

ID=7895963

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020017009780A KR20010108166A (ko) 1999-02-02 2000-02-01 무현금 지불을 실현하는 방법 및 이 방법을 실행하기 위한시스템

Country Status (20)

Country Link
EP (1) EP1149367A1 (xx)
JP (1) JP2002541535A (xx)
KR (1) KR20010108166A (xx)
CN (1) CN1204535C (xx)
AU (1) AU2800400A (xx)
BR (1) BR0007964A (xx)
CA (1) CA2361489A1 (xx)
CZ (1) CZ301247B6 (xx)
DE (1) DE19903822C2 (xx)
HR (1) HRP20010568B1 (xx)
HU (1) HU227291B1 (xx)
IL (1) IL144571A0 (xx)
ME (1) ME01248B (xx)
MX (1) MXPA01007779A (xx)
NO (1) NO20013777L (xx)
RS (1) RS49614B (xx)
RU (1) RU2242795C2 (xx)
TR (1) TR200102216T2 (xx)
WO (1) WO2000046768A1 (xx)
ZA (1) ZA200105872B (xx)

Cited By (2)

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US7546944B2 (en) 2001-12-28 2009-06-16 Interdigital Technology Corporation Method and apparatus for selecting the most cost-efficient payment provider to pay for communication services
KR101034437B1 (ko) * 2002-06-24 2011-05-12 텔코디아 테크놀로지스, 인코포레이티드 단일 가입자 아이덴티티 모듈(ｓｉｍ)을 사용하여 무선 링크 상에서의 복수 디바이스들의 동시 인증

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CN1367913A (zh) 1999-03-30 2002-09-04 马克·拉塞尔·阿蒂 实施金融交易的方法
US20060178986A1 (en) * 2000-02-17 2006-08-10 Giordano Joseph A System and method for processing financial transactions using multi-payment preferences
DE10009710A1 (de) * 2000-03-01 2001-09-13 Roland Eckert Verfahren zum Austausch von Zahlungsinformationen im internetfähigen bargeldlosen Zahlungsverkehr
DE10022774A1 (de) * 2000-05-10 2001-12-06 Mueller Judex Donald Mobilfunksystem
DE10066375A1 (de) * 2000-08-09 2007-10-25 Vodafone Holding Gmbh Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon
DE10040799A1 (de) * 2000-08-21 2002-04-25 Siemens Ag Verfahren für sichere Transaktionen im Zusammenhang mit elektronischem Handel
DE10136080A1 (de) * 2000-11-21 2002-06-06 Wolfgang Zint Verfahren zum Durchführen einer bargeldlosen Finanztransaktion
DE10058249A1 (de) * 2000-11-23 2002-06-13 Anthros Gmbh & Co Kg Verfahren zur gesicherten elektronischen Übermittlung von Transaktionsdaten
EP1229467A1 (de) 2001-02-06 2002-08-07 Wincor Nixdorf GmbH & Co KG Bezahlsystem mit einem mobilen Gerät
WO2002071353A1 (de) * 2001-03-01 2002-09-12 Peter Ligezinski Vorrichtung und verfahren zum bargeldlosen bezahlen
JP2002259877A (ja) * 2001-03-02 2002-09-13 Mitsubishi Electric Corp 決済サーバ及び購入者端末及び店舗端末及び決済ポータルサーバ及び決済システム及び決済方法及び決済ポータルシステム及び決済プログラム及び決済プログラムを記録した計算機で読み取り可能な記録媒体及び決済依頼プログラム及び決済依頼プログラムを記録した計算機で読み取り可能な記録媒体
CN1529878A (zh) * 2001-07-19 2004-09-15 W3��Ѷ���ż���˽�����޹�˾ 移动电子资金转帐系统和方法
DE10138814A1 (de) * 2001-08-14 2003-03-06 Orga Kartensysteme Gmbh Computersystem und Verfahren zur bargeldlosen Bezahlung
DE10153660A1 (de) * 2001-10-31 2003-05-15 Sandy Koch System zur Abwicklung bargeldloser Zahlungsleistungen
US7379920B2 (en) 2001-12-04 2008-05-27 Gary Leung System and method for facilitating electronic financial transactions using a mobile telecommunication device
DE10210792B4 (de) * 2002-03-12 2004-09-23 Materna Gmbh Information & Communications Verfahren und System zur Freischaltung eines kostenpflichtigen Mobilfunk- oder Online-Dienstes
EP1403792A1 (en) * 2002-09-26 2004-03-31 Valentino Callegari A three terminal network for off-line digital electronic payments-network
GB2393806A (en) * 2002-10-05 2004-04-07 Simos Symeou Method for confirming authorisation of access to an account
DE10310527B4 (de) 2003-03-11 2008-11-20 Christian Hogl Verfahren zum Initiieren und/oder Durchführen einer Zahlungstransaktion
DE10331733A1 (de) * 2003-07-11 2005-01-27 Rene Lehmann Bezahlsystem
EP1771827A1 (fr) * 2004-06-30 2007-04-11 France Télécom Procede et systeme de paiement electronique universel
DE102004041356B4 (de) * 2004-08-25 2006-12-07 Claudia Von Heesen Verfahren und System zur sicheren Abwicklung von elektronischen Finanzdienstleistungen mithilfe einer elektronischen Finanzdienstleistungsvermittlungseinrichtung
DE102004049009A1 (de) * 2004-10-05 2006-04-06 Deutsche Telekom Ag Verfahren und Kommunikationssystem zum Abwickeln eines Zahlungsverkehrs
JP4555120B2 (ja) * 2005-02-23 2010-09-29 株式会社大和証券グループ本社 サーバシステム、方法及びプログラム
US7831520B2 (en) 2005-06-28 2010-11-09 Ebay Inc. Mobile device communication system
US20080126251A1 (en) * 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
DE102006054484A1 (de) * 2006-11-18 2008-05-21 Fiducia It Ag Verfahren zur Interaktion eines Bankkunden mit einem Geldautomaten, zugehörige mobile Ein- und/oder Ausgabeeinrichtung sowie System zum Durchführen einer solchen Interaktion
DE102006057871A1 (de) * 2006-12-08 2008-06-12 Deutsche Telekom Ag Verfahren zur Personalisierung einer Telekommunikation
DE102007053638A1 (de) * 2007-11-08 2009-06-04 Deutsche Telekom Ag Verfahren und Vorrichtung zum gesteuerten Transferieren eines Geldbetrages von einem Prepaidkonto eines Zahlers auf das Konto eines Zahlungsempfängers
SE532268C2 (sv) 2007-12-04 2009-11-24 Accumulate Ab Förfarande för säkra transaktioner
GB0901407D0 (en) * 2009-01-28 2009-03-11 Validsoft Uk Ltd Card false-positive prevention
NO20101728A1 (no) * 2010-03-04 2011-09-05 Mcash Norge As Mobil betaling
DE102010036037A1 (de) 2010-08-31 2012-03-01 Jürgen Schaar Verfahren zur Durchführung bargeldioser Zahlungstransaktionen und Transaktionsystem zur Durchführung des Verfahrens
EP2472819B1 (en) * 2010-12-31 2016-03-23 Regify S.A. Systems and methods for providing and operating a secure communication network
RU2011125333A (ru) * 2011-06-21 2012-12-27 Евгений Яковлевич Билюкин Способ осуществления электронной оплаты товара с применением средства мобильной связи
WO2013100825A1 (ru) * 2011-12-29 2013-07-04 Bilyukin Evgeniy Yakovlevich Кассовый аппарат для системы мобильных платежей
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Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7546944B2 (en) 2001-12-28 2009-06-16 Interdigital Technology Corporation Method and apparatus for selecting the most cost-efficient payment provider to pay for communication services
KR100914538B1 (ko) * 2001-12-28 2009-09-02 인터디지탈 테크날러지 코포레이션 통신 서비스들에 대한 비용을 지불하기 위해 지불 소스를선택하는 방법 및 장치
KR100928280B1 (ko) * 2001-12-28 2009-11-24 인터디지탈 테크날러지 코포레이션 통신 서비스들에 대한 비용을 지불하기 위해 지불 소스를 선택하는 방법 및 장치
KR100928883B1 (ko) * 2001-12-28 2009-11-30 인터디지탈 테크날러지 코포레이션 통신 서비스들에 대한 비용을 지불하기 위해 지불 소스를선택하는 방법 및 장치
KR100964590B1 (ko) * 2001-12-28 2010-06-21 인터디지탈 테크날러지 코포레이션 통신 서비스들에 대한 비용을 지불하기 위해 지불 소스를 선택하는 방법 및 장치
KR101034437B1 (ko) * 2002-06-24 2011-05-12 텔코디아 테크놀로지스, 인코포레이티드 단일 가입자 아이덴티티 모듈(ｓｉｍ)을 사용하여 무선 링크 상에서의 복수 디바이스들의 동시 인증

Also Published As

Publication number Publication date
RU2242795C2 (ru) 2004-12-20
EP1149367A1 (de) 2001-10-31
DE19903822A1 (de) 2000-08-10
HRP20010568B1 (en) 2011-10-31
HU227291B1 (en) 2011-02-28
MXPA01007779A (es) 2003-07-14
WO2000046768A1 (de) 2000-08-10
IL144571A0 (en) 2002-05-23
HRP20010568A2 (en) 2002-08-31
BR0007964A (pt) 2001-11-06
CZ20012663A3 (cs) 2002-02-13
ME01248B (me) 2007-08-03
TR200102216T2 (tr) 2002-01-21
AU2800400A (en) 2000-08-25
NO20013777D0 (no) 2001-08-01
DE19903822C2 (de) 2001-09-20
RS49614B (sr) 2007-08-03
CN1204535C (zh) 2005-06-01
CZ301247B6 (cs) 2009-12-16
CA2361489A1 (en) 2000-08-10
ZA200105872B (en) 2002-09-10
YU54801A (sh) 2003-01-31
JP2002541535A (ja) 2002-12-03
HUP0105475A2 (en) 2002-04-29
CN1339146A (zh) 2002-03-06
NO20013777L (no) 2001-09-27

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