ME01248B - Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka - Google Patents
Postupak bezgotovinskog plaćanja i sistem za uvođenje postupkaInfo
- Publication number
- ME01248B ME01248B MEP-2001-548A MEP2001548A ME01248B ME 01248 B ME01248 B ME 01248B ME P2001548 A MEP2001548 A ME P2001548A ME 01248 B ME01248 B ME 01248B
- Authority
- ME
- Montenegro
- Prior art keywords
- comparison device
- transfers
- identification code
- station
- merchant station
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Mobile Radio Communication Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephonic Communication Services (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Devices For Checking Fares Or Tickets At Control Points (AREA)
- Telephone Function (AREA)
- Cash Registers Or Receiving Machines (AREA)
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| DE19903822A DE19903822C2 (de) | 1999-02-02 | 1999-02-02 | Verfahren zur Durchführung bargeldloser Zahlungen und System zur Durchführung des Verfahrens |
| PCT/EP2000/000772 WO2000046768A1 (de) | 1999-02-02 | 2000-02-01 | Verfahren zur durchführung bargeldloser zahlungen und system zur durchführung des verfahrens |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| ME01248B true ME01248B (me) | 2007-08-03 |
Family
ID=7895963
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| MEP-2001-548A ME01248B (me) | 1999-02-02 | 2000-02-01 | Postupak bezgotovinskog plaćanja i sistem za uvođenje postupka |
Country Status (20)
| Country | Link |
|---|---|
| EP (1) | EP1149367A1 (xx) |
| JP (1) | JP2002541535A (xx) |
| KR (1) | KR20010108166A (xx) |
| CN (1) | CN1204535C (xx) |
| AU (1) | AU2800400A (xx) |
| BR (1) | BR0007964A (xx) |
| CA (1) | CA2361489A1 (xx) |
| CZ (1) | CZ301247B6 (xx) |
| DE (1) | DE19903822C2 (xx) |
| HR (1) | HRP20010568B1 (xx) |
| HU (1) | HU227291B1 (xx) |
| IL (1) | IL144571A0 (xx) |
| ME (1) | ME01248B (xx) |
| MX (1) | MXPA01007779A (xx) |
| NO (1) | NO20013777L (xx) |
| RS (1) | RS49614B (xx) |
| RU (1) | RU2242795C2 (xx) |
| TR (1) | TR200102216T2 (xx) |
| WO (1) | WO2000046768A1 (xx) |
| ZA (1) | ZA200105872B (xx) |
Families Citing this family (42)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7908220B1 (en) | 1999-03-30 | 2011-03-15 | Simplus (Proprietary) Limited | Method of conducting financial transactions |
| US20060178986A1 (en) * | 2000-02-17 | 2006-08-10 | Giordano Joseph A | System and method for processing financial transactions using multi-payment preferences |
| DE10009710A1 (de) * | 2000-03-01 | 2001-09-13 | Roland Eckert | Verfahren zum Austausch von Zahlungsinformationen im internetfähigen bargeldlosen Zahlungsverkehr |
| DE10022774A1 (de) * | 2000-05-10 | 2001-12-06 | Mueller Judex Donald | Mobilfunksystem |
| DE10039569C5 (de) * | 2000-08-09 | 2007-04-26 | Vodafone Ag | Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon |
| DE10040799A1 (de) * | 2000-08-21 | 2002-04-25 | Siemens Ag | Verfahren für sichere Transaktionen im Zusammenhang mit elektronischem Handel |
| DE10136080A1 (de) * | 2000-11-21 | 2002-06-06 | Wolfgang Zint | Verfahren zum Durchführen einer bargeldlosen Finanztransaktion |
| DE10058249A1 (de) * | 2000-11-23 | 2002-06-13 | Anthros Gmbh & Co Kg | Verfahren zur gesicherten elektronischen Übermittlung von Transaktionsdaten |
| EP1229467A1 (de) | 2001-02-06 | 2002-08-07 | Wincor Nixdorf GmbH & Co KG | Bezahlsystem mit einem mobilen Gerät |
| WO2002071353A1 (de) * | 2001-03-01 | 2002-09-12 | Peter Ligezinski | Vorrichtung und verfahren zum bargeldlosen bezahlen |
| JP2002259877A (ja) * | 2001-03-02 | 2002-09-13 | Mitsubishi Electric Corp | 決済サーバ及び購入者端末及び店舗端末及び決済ポータルサーバ及び決済システム及び決済方法及び決済ポータルシステム及び決済プログラム及び決済プログラムを記録した計算機で読み取り可能な記録媒体及び決済依頼プログラム及び決済依頼プログラムを記録した計算機で読み取り可能な記録媒体 |
| CN1529878A (zh) * | 2001-07-19 | 2004-09-15 | W3��Ѷ���ż���˽������˾ | 移动电子资金转帐系统和方法 |
| DE10138814A1 (de) * | 2001-08-14 | 2003-03-06 | Orga Kartensysteme Gmbh | Computersystem und Verfahren zur bargeldlosen Bezahlung |
| DE10153660A1 (de) * | 2001-10-31 | 2003-05-15 | Sandy Koch | System zur Abwicklung bargeldloser Zahlungsleistungen |
| WO2003049364A1 (en) | 2001-12-04 | 2003-06-12 | Conceptm Company Limited | System and method for facilitating electronic financial transactions using a mobile telecommunication device |
| US6726092B2 (en) * | 2001-12-28 | 2004-04-27 | Interdigital Technology Corporation | Portable device service payments by multiple means |
| DE10210792B4 (de) * | 2002-03-12 | 2004-09-23 | Materna Gmbh Information & Communications | Verfahren und System zur Freischaltung eines kostenpflichtigen Mobilfunk- oder Online-Dienstes |
| US8060139B2 (en) * | 2002-06-24 | 2011-11-15 | Toshiba American Research Inc. (Tari) | Authenticating multiple devices simultaneously over a wireless link using a single subscriber identity module |
| EP1403792A1 (en) * | 2002-09-26 | 2004-03-31 | Valentino Callegari | A three terminal network for off-line digital electronic payments-network |
| GB2393806A (en) * | 2002-10-05 | 2004-04-07 | Simos Symeou | Method for confirming authorisation of access to an account |
| DE10310527B4 (de) * | 2003-03-11 | 2008-11-20 | Christian Hogl | Verfahren zum Initiieren und/oder Durchführen einer Zahlungstransaktion |
| DE10331733A1 (de) * | 2003-07-11 | 2005-01-27 | Rene Lehmann | Bezahlsystem |
| US8341088B2 (en) * | 2004-06-30 | 2012-12-25 | France Telecom | Multipurpose electronic payment method and system |
| DE102004041356B4 (de) * | 2004-08-25 | 2006-12-07 | Claudia Von Heesen | Verfahren und System zur sicheren Abwicklung von elektronischen Finanzdienstleistungen mithilfe einer elektronischen Finanzdienstleistungsvermittlungseinrichtung |
| DE102004049009A1 (de) * | 2004-10-05 | 2006-04-06 | Deutsche Telekom Ag | Verfahren und Kommunikationssystem zum Abwickeln eines Zahlungsverkehrs |
| JP4555120B2 (ja) * | 2005-02-23 | 2010-09-29 | 株式会社大和証券グループ本社 | サーバシステム、方法及びプログラム |
| US7831520B2 (en) | 2005-06-28 | 2010-11-09 | Ebay Inc. | Mobile device communication system |
| US20080126251A1 (en) * | 2006-09-21 | 2008-05-29 | Tomas Karl-Axel Wassingbo | System and method for utilizing a portable network device to initiate and authorize a payment transaction |
| DE102006054484A1 (de) * | 2006-11-18 | 2008-05-21 | Fiducia It Ag | Verfahren zur Interaktion eines Bankkunden mit einem Geldautomaten, zugehörige mobile Ein- und/oder Ausgabeeinrichtung sowie System zum Durchführen einer solchen Interaktion |
| DE102006057871A1 (de) * | 2006-12-08 | 2008-06-12 | Deutsche Telekom Ag | Verfahren zur Personalisierung einer Telekommunikation |
| DE102007053638A1 (de) * | 2007-11-08 | 2009-06-04 | Deutsche Telekom Ag | Verfahren und Vorrichtung zum gesteuerten Transferieren eines Geldbetrages von einem Prepaidkonto eines Zahlers auf das Konto eines Zahlungsempfängers |
| SE532268C2 (sv) | 2007-12-04 | 2009-11-24 | Accumulate Ab | Förfarande för säkra transaktioner |
| GB0901407D0 (en) * | 2009-01-28 | 2009-03-11 | Validsoft Uk Ltd | Card false-positive prevention |
| NO20101728A1 (no) * | 2010-03-04 | 2011-09-05 | Mcash Norge As | Mobil betaling |
| DE102010036037A1 (de) | 2010-08-31 | 2012-03-01 | Jürgen Schaar | Verfahren zur Durchführung bargeldioser Zahlungstransaktionen und Transaktionsystem zur Durchführung des Verfahrens |
| EP2472819B1 (en) * | 2010-12-31 | 2016-03-23 | Regify S.A. | Systems and methods for providing and operating a secure communication network |
| RU2011125333A (ru) * | 2011-06-21 | 2012-12-27 | Евгений Яковлевич Билюкин | Способ осуществления электронной оплаты товара с применением средства мобильной связи |
| WO2013100825A1 (ru) * | 2011-12-29 | 2013-07-04 | Bilyukin Evgeniy Yakovlevich | Кассовый аппарат для системы мобильных платежей |
| SG10201506662XA (en) * | 2015-03-03 | 2016-10-28 | Mastercard Asia Pacific Pte Ltd | Method For Enabling A Communication Link Between A Mobile Terminal And A Receiving Terminal |
| US10387881B2 (en) | 2015-10-02 | 2019-08-20 | Chicago Mercantile Exchange Inc. | Virtual payment processing system |
| US10380589B2 (en) | 2015-10-02 | 2019-08-13 | Chicago Mercantile Exchange Inc. | Virtual payment processing system |
| US11625785B2 (en) | 2017-06-05 | 2023-04-11 | Chicago Mercantile Exchange Inc. | Secure electronic tokens in an electronic tokening system |
Family Cites Families (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US5557516A (en) * | 1994-02-04 | 1996-09-17 | Mastercard International | System and method for conducting cashless transactions |
| US5608778A (en) * | 1994-09-22 | 1997-03-04 | Lucent Technologies Inc. | Cellular telephone as an authenticated transaction controller |
| US5708422A (en) * | 1995-05-31 | 1998-01-13 | At&T | Transaction authorization and alert system |
| JPH09116960A (ja) * | 1995-10-18 | 1997-05-02 | Fujitsu Ltd | キャッシュレスシステム及び該システムで使用する携帯機 |
| WO1997045814A1 (en) * | 1996-05-24 | 1997-12-04 | Behruz Vazvan | Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data |
| JP3660101B2 (ja) * | 1996-11-14 | 2005-06-15 | 松下電器産業株式会社 | パーソナル電子決済システム |
| TW355899B (en) * | 1997-01-30 | 1999-04-11 | Qualcomm Inc | Method and apparatus for performing financial transactions using a mobile communication unit |
| US6868391B1 (en) * | 1997-04-15 | 2005-03-15 | Telefonaktiebolaget Lm Ericsson (Publ) | Tele/datacommunications payment method and apparatus |
| SE512748C2 (sv) * | 1997-05-15 | 2000-05-08 | Access Security Sweden Ab | Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion |
| DE59804818D1 (de) * | 1997-06-27 | 2002-08-22 | Swisscom Mobile Ag | Transaktionsverfahren mit einem tragbaren Identifizierungselement |
| ES2218832T3 (es) * | 1997-06-27 | 2004-11-16 | Swisscom Mobile Ag | Procedimiento de transaccion con un aparato movil. |
-
1999
- 1999-02-02 DE DE19903822A patent/DE19903822C2/de not_active Expired - Fee Related
-
2000
- 2000-02-01 AU AU28004/00A patent/AU2800400A/en not_active Abandoned
- 2000-02-01 RS YUP-548/01A patent/RS49614B/sr unknown
- 2000-02-01 CZ CZ20012663A patent/CZ301247B6/cs not_active IP Right Cessation
- 2000-02-01 RU RU2001124358/09A patent/RU2242795C2/ru active
- 2000-02-01 CN CNB008033463A patent/CN1204535C/zh not_active Expired - Fee Related
- 2000-02-01 TR TR2001/02216T patent/TR200102216T2/xx unknown
- 2000-02-01 BR BR0007964-2A patent/BR0007964A/pt not_active IP Right Cessation
- 2000-02-01 ME MEP-2001-548A patent/ME01248B/me unknown
- 2000-02-01 EP EP00906257A patent/EP1149367A1/de not_active Withdrawn
- 2000-02-01 KR KR1020017009780A patent/KR20010108166A/ko not_active Application Discontinuation
- 2000-02-01 HU HU0105475A patent/HU227291B1/hu unknown
- 2000-02-01 IL IL14457100A patent/IL144571A0/xx unknown
- 2000-02-01 CA CA002361489A patent/CA2361489A1/en not_active Abandoned
- 2000-02-01 WO PCT/EP2000/000772 patent/WO2000046768A1/de active Search and Examination
- 2000-02-01 JP JP2000597770A patent/JP2002541535A/ja active Pending
- 2000-02-01 MX MXPA01007779A patent/MXPA01007779A/es active IP Right Grant
-
2001
- 2001-07-17 ZA ZA200105872A patent/ZA200105872B/en unknown
- 2001-07-27 HR HR20010568A patent/HRP20010568B1/xx not_active IP Right Cessation
- 2001-08-01 NO NO20013777A patent/NO20013777L/no not_active Application Discontinuation
Also Published As
| Publication number | Publication date |
|---|---|
| CZ301247B6 (cs) | 2009-12-16 |
| CN1339146A (zh) | 2002-03-06 |
| AU2800400A (en) | 2000-08-25 |
| HRP20010568A2 (en) | 2002-08-31 |
| HUP0105475A2 (en) | 2002-04-29 |
| CZ20012663A3 (cs) | 2002-02-13 |
| NO20013777D0 (no) | 2001-08-01 |
| DE19903822A1 (de) | 2000-08-10 |
| HRP20010568B1 (en) | 2011-10-31 |
| BR0007964A (pt) | 2001-11-06 |
| JP2002541535A (ja) | 2002-12-03 |
| MXPA01007779A (es) | 2003-07-14 |
| NO20013777L (no) | 2001-09-27 |
| CA2361489A1 (en) | 2000-08-10 |
| WO2000046768A1 (de) | 2000-08-10 |
| CN1204535C (zh) | 2005-06-01 |
| ZA200105872B (en) | 2002-09-10 |
| EP1149367A1 (de) | 2001-10-31 |
| HU227291B1 (en) | 2011-02-28 |
| RS49614B (sr) | 2007-08-03 |
| IL144571A0 (en) | 2002-05-23 |
| RU2242795C2 (ru) | 2004-12-20 |
| TR200102216T2 (tr) | 2002-01-21 |
| KR20010108166A (ko) | 2001-12-07 |
| DE19903822C2 (de) | 2001-09-20 |
| YU54801A (sh) | 2003-01-31 |
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