HRP20070219A2 - Remotely instantly coupon-reloadable prepaid payment card - Google Patents

Remotely instantly coupon-reloadable prepaid payment card

Info

Publication number
HRP20070219A2
HRP20070219A2 HR20070219A HRP20070219A HRP20070219A2 HR P20070219 A2 HRP20070219 A2 HR P20070219A2 HR 20070219 A HR20070219 A HR 20070219A HR P20070219 A HRP20070219 A HR P20070219A HR P20070219 A2 HRP20070219 A2 HR P20070219A2
Authority
HR
Croatia
Prior art keywords
voucher
management server
bank card
identifier
coupon
Prior art date
Application number
HR20070219A
Other languages
English (en)
Croatian (hr)
Inventor
Alexandre
Original Assignee
Alexandre
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alexandre filed Critical Alexandre
Publication of HRP20070219A2 publication Critical patent/HRP20070219A2/xx

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0225—Avoiding frauds
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Vending Machines For Individual Products (AREA)
  • Beverage Vending Machines With Cups, And Gas Or Electricity Vending Machines (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
HR20070219A 2004-11-10 2007-05-15 Remotely instantly coupon-reloadable prepaid payment card HRP20070219A2 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US52282204P 2004-11-10 2004-11-10
US11/006,833 US20060100927A1 (en) 2004-11-10 2004-12-08 Prepaid payment card that can be instantly recharged remotely by coupon
PCT/IB2004/004348 WO2006051350A1 (fr) 2004-11-10 2004-12-08 Carte de paiement prepayee a rechargement instantane a distance par coupon

Publications (1)

Publication Number Publication Date
HRP20070219A2 true HRP20070219A2 (en) 2007-09-30

Family

ID=34931586

Family Applications (1)

Application Number Title Priority Date Filing Date
HR20070219A HRP20070219A2 (en) 2004-11-10 2007-05-15 Remotely instantly coupon-reloadable prepaid payment card

Country Status (27)

Country Link
US (1) US20060100927A1 (de)
EP (1) EP1657687B1 (de)
KR (1) KR20070091137A (de)
CN (1) CN101103383A (de)
AP (1) AP2007004011A0 (de)
AT (1) ATE372569T1 (de)
AU (1) AU2004324799A1 (de)
BR (1) BRPI0419119A (de)
CA (1) CA2587351A1 (de)
DE (1) DE602004008785T2 (de)
EA (1) EA010957B1 (de)
EG (1) EG24606A (de)
GT (1) GT200500329A (de)
HR (1) HRP20070219A2 (de)
IL (1) IL183111A0 (de)
JO (1) JO2463B1 (de)
LV (1) LV13606B (de)
MA (1) MA29072B1 (de)
MX (1) MX2007005667A (de)
PT (1) PT1657687E (de)
RS (1) RS20070201A (de)
TN (1) TNSN07177A1 (de)
TW (1) TW200719285A (de)
UA (1) UA88339C2 (de)
UY (1) UY29206A1 (de)
WO (1) WO2006051350A1 (de)
ZA (1) ZA200704484B (de)

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CA2377706A1 (en) * 1999-06-18 2000-12-28 Echarge Corporation Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account
US8706630B2 (en) 1999-08-19 2014-04-22 E2Interactive, Inc. System and method for securely authorizing and distributing stored-value card data
US7333955B2 (en) * 2001-09-24 2008-02-19 E2Interactive, Inc. System and method for securing communication service
US7472822B2 (en) 2005-03-23 2009-01-06 E2Interactive, Inc. Delivery of value identifiers using short message service (SMS)
US8474694B2 (en) * 2005-03-23 2013-07-02 E2Interactive, Inc. Radio frequency identification purchase transactions
US7537152B2 (en) * 2005-03-23 2009-05-26 E2Interative, Inc. Delivery of value identifiers using short message service (SMS)
US8190472B2 (en) * 2005-12-16 2012-05-29 E2Interactive, Inc. Multiple use rebate card
US20080172331A1 (en) * 2007-01-16 2008-07-17 Graves Phillip C Bill Payment Card Method and System
US8566240B2 (en) * 2007-01-16 2013-10-22 E2Interactive, Inc. Systems and methods for the payment of customer bills utilizing payment platform of biller
US8452705B2 (en) * 2007-11-28 2013-05-28 Cashstar, Inc. Pre-paid payment instrument processing
US8442866B2 (en) 2008-10-27 2013-05-14 Cashstar, Inc. Systems and methods for implementing and managing virtual gift cards
US20100299194A1 (en) * 2009-05-22 2010-11-25 Snyder Glenn A Systems and methods for implementing and managing gift cards
US8781962B2 (en) * 2009-09-02 2014-07-15 Visa International Service Association System and method for providing alternate funding source for portable consumer device
US20110057030A1 (en) * 2009-09-04 2011-03-10 Omesh Persaud Card Including Account Number With Value Amount
US20110137740A1 (en) 2009-12-04 2011-06-09 Ashmit Bhattacharya Processing value-ascertainable items
US20110166992A1 (en) * 2010-01-06 2011-07-07 Firethorn Holdings, Llc System and method for creating and managing a stored value account associated with a client unique identifier
CA2802687C (en) * 2010-06-14 2018-09-25 Blackhawk Network, Inc. Efficient stored-value card transactions
WO2012176216A1 (en) * 2011-06-20 2012-12-27 Yeldi Softcom Pvt Ltd Biometric identifier based automated recharge system
KR101115073B1 (ko) * 2011-08-30 2012-03-13 방재경 복수의 소셜 커머스 업체간 거래 중개 시스템 및 방법
US9715693B2 (en) 2011-11-10 2017-07-25 Mastercard International Incorporated Method and apparatus for distributing advertisements using social networks and financial transaction card networks
US20140074704A1 (en) * 2012-09-11 2014-03-13 Cashstar, Inc. Systems, methods and devices for conducting transactions with electronic passbooks
US9947007B2 (en) 2013-01-27 2018-04-17 Barry Greenbaum Payment information technologies
US9100395B2 (en) * 2013-09-24 2015-08-04 International Business Machines Corporation Method and system for using a vibration signature as an authentication key
US9450682B2 (en) 2013-10-07 2016-09-20 International Business Machines Corporation Method and system using vibration signatures for pairing master and slave computing devices
CN104021628B (zh) * 2014-06-23 2017-04-05 中国民生银行股份有限公司 数据处理方法和装置
JP2019021263A (ja) * 2017-07-21 2019-02-07 東芝テック株式会社 情報処理装置およびプログラム
CN115331412B (zh) * 2022-08-10 2024-04-05 支付宝（中国）网络技术有限公司 资源处理方法以及装置

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US5467475A (en) * 1989-10-13 1995-11-14 Hitachi Maxell, Ltd. Data collection-transmission apparatus and data collection system
US6236724B1 (en) * 1994-10-04 2001-05-22 Enco-Tone Ltd. Methods and apparatus for encoding and decoding data transmitted over telephone lines
EP0827119B1 (de) * 1996-08-29 2000-09-06 Swisscom AG Verfahren zum Aufladen oder Nachladen einer Datenträgerkarte mit einem Geldbetragswert
US6068183A (en) * 1998-04-17 2000-05-30 Viztec Inc. Chip card system
FR2779018B1 (fr) * 1998-05-22 2000-08-18 Activcard Terminal et systeme pour la mise en oeuvre de transactions electroniques securisees
WO2000021020A2 (en) * 1998-10-02 2000-04-13 Comsense Technologies, Ltd. Card for interaction with a computer
US6473500B1 (en) * 1998-10-28 2002-10-29 Mastercard International Incorporated System and method for using a prepaid card
GT200000127A (es) * 1999-08-04 2002-01-25 Sistema y metodo para la transferencia electronica de fondos rapida y segura entre dos puntos.
WO2001059731A1 (en) * 2000-02-09 2001-08-16 Internet Cash.Com Methods and systems for making secure electronic payments
US20020091572A1 (en) * 2000-03-31 2002-07-11 Carol Anderson Prepaid service interface system and method
US20030004828A1 (en) * 2000-04-27 2003-01-02 S/B Exchange Enterprises, Inc. Prepaid card authorization and security system
FR2813135B1 (fr) * 2000-08-02 2003-12-12 Global Telecom Distrib Holding Systeme et procede centralises de distribution de services par terminaux de vente automatiques
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US20040088250A1 (en) * 2002-10-31 2004-05-06 Bartter William Dale Subscriber account replenishment in a netework-based electronic commerce system incorporating prepaid service offerings
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Also Published As

Publication number Publication date
LV13606B (en) 2008-01-20
MA29072B1 (fr) 2007-12-03
IL183111A0 (en) 2007-09-20
EP1657687A1 (de) 2006-05-17
DE602004008785T2 (de) 2008-07-17
EA200701030A1 (ru) 2008-02-28
TW200719285A (en) 2007-05-16
CN101103383A (zh) 2008-01-09
EA010957B1 (ru) 2008-12-30
UY29206A1 (es) 2006-06-30
BRPI0419119A (pt) 2008-03-11
PT1657687E (pt) 2008-02-14
EG24606A (en) 2010-01-10
KR20070091137A (ko) 2007-09-07
EP1657687B1 (de) 2007-09-05
AU2004324799A1 (en) 2006-05-18
AP2007004011A0 (en) 2007-06-30
ZA200704484B (en) 2008-04-30
TNSN07177A1 (fr) 2008-11-21
US20060100927A1 (en) 2006-05-11
CA2587351A1 (fr) 2006-05-18
DE602004008785D1 (de) 2007-10-18
ATE372569T1 (de) 2007-09-15
UA88339C2 (ru) 2009-10-12
JO2463B1 (en) 2009-01-20
WO2006051350A1 (fr) 2006-05-18
RS20070201A (en) 2008-06-05
GT200500329A (es) 2009-01-19
MX2007005667A (es) 2007-10-11

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