EA200701030A1 - Предварительно оплаченная платежная карточка, которая может немедленно дистанционно пополняться с помощью купона - Google Patents
Предварительно оплаченная платежная карточка, которая может немедленно дистанционно пополняться с помощью купонаInfo
- Publication number
- EA200701030A1 EA200701030A1 EA200701030A EA200701030A EA200701030A1 EA 200701030 A1 EA200701030 A1 EA 200701030A1 EA 200701030 A EA200701030 A EA 200701030A EA 200701030 A EA200701030 A EA 200701030A EA 200701030 A1 EA200701030 A1 EA 200701030A1
- Authority
- EA
- Eurasian Patent Office
- Prior art keywords
- coupon
- payment card
- bank payment
- code
- management server
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
- G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/26—Debit schemes, e.g. "pay now"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0225—Avoiding frauds
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
Abstract
Настоящее изобретение относится к области пополняемых банковских платежных карточек. Настоящее изобретение относится к способу платежа с помощью предварительно оплаченной банковской платежной карточки, предоставляемой финансовым посредником операции с фирмой-акцептантом, включающему этапы пополнения лицевого счета, состоящие из изменения информации, относящейся к имеющемуся балансу владельца банковской платежной карточки, на сервере управления, характеризующемуся тем, что пополнение лицевого счета осуществляется с помощью предварительно оплаченного купона, к которому относится индивидуальный идентификационный номер и которому соответствует предварительно установленная сумма; указанный сервер управления дополнительно содержит базу данных индивидуальных номеров купонов, статус достоверности и стоимость, соответствующую купонам; и в котором указанные этапы пополнения лицевого счета включают этап передачи кода указанного купона и кода указанной банковской платежной карточки на сервер управления; этап проверки достоверности полученного кода купона сервером управления; этап определения численного значения суммы, относящейся к купону; этап изменения статуса достоверности использованного купона; этап обновления баланса счета банковской платежной карточки.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US52282204P | 2004-11-10 | 2004-11-10 | |
US11/006,833 US20060100927A1 (en) | 2004-11-10 | 2004-12-08 | Prepaid payment card that can be instantly recharged remotely by coupon |
PCT/IB2004/004348 WO2006051350A1 (fr) | 2004-11-10 | 2004-12-08 | Carte de paiement prepayee a rechargement instantane a distance par coupon |
Publications (2)
Publication Number | Publication Date |
---|---|
EA200701030A1 true EA200701030A1 (ru) | 2008-02-28 |
EA010957B1 EA010957B1 (ru) | 2008-12-30 |
Family
ID=34931586
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EA200701030A EA010957B1 (ru) | 2004-11-10 | 2004-12-08 | Предварительно оплаченная платежная карточка, которая может немедленно дистанционно пополняться с помощью купона |
Country Status (27)
Country | Link |
---|---|
US (1) | US20060100927A1 (ru) |
EP (1) | EP1657687B1 (ru) |
KR (1) | KR20070091137A (ru) |
CN (1) | CN101103383A (ru) |
AP (1) | AP2007004011A0 (ru) |
AT (1) | ATE372569T1 (ru) |
AU (1) | AU2004324799A1 (ru) |
BR (1) | BRPI0419119A (ru) |
CA (1) | CA2587351A1 (ru) |
DE (1) | DE602004008785T2 (ru) |
EA (1) | EA010957B1 (ru) |
EG (1) | EG24606A (ru) |
GT (1) | GT200500329A (ru) |
HR (1) | HRP20070219A2 (ru) |
IL (1) | IL183111A0 (ru) |
JO (1) | JO2463B1 (ru) |
LV (1) | LV13606B (ru) |
MA (1) | MA29072B1 (ru) |
MX (1) | MX2007005667A (ru) |
PT (1) | PT1657687E (ru) |
RS (1) | RS20070201A (ru) |
TN (1) | TNSN07177A1 (ru) |
TW (1) | TW200719285A (ru) |
UA (1) | UA88339C2 (ru) |
UY (1) | UY29206A1 (ru) |
WO (1) | WO2006051350A1 (ru) |
ZA (1) | ZA200704484B (ru) |
Families Citing this family (27)
Publication number | Priority date | Publication date | Assignee | Title |
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WO2000079452A2 (en) * | 1999-06-18 | 2000-12-28 | Echarge Corporation | Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account |
US8706630B2 (en) | 1999-08-19 | 2014-04-22 | E2Interactive, Inc. | System and method for securely authorizing and distributing stored-value card data |
EP1442404B1 (en) * | 2001-09-24 | 2014-01-01 | E2Interactive, Inc. D/B/A E2Interactive, Inc. | System and method for supplying communication service |
US7472822B2 (en) | 2005-03-23 | 2009-01-06 | E2Interactive, Inc. | Delivery of value identifiers using short message service (SMS) |
US7537152B2 (en) * | 2005-03-23 | 2009-05-26 | E2Interative, Inc. | Delivery of value identifiers using short message service (SMS) |
US8474694B2 (en) * | 2005-03-23 | 2013-07-02 | E2Interactive, Inc. | Radio frequency identification purchase transactions |
US8190472B2 (en) * | 2005-12-16 | 2012-05-29 | E2Interactive, Inc. | Multiple use rebate card |
US8566240B2 (en) * | 2007-01-16 | 2013-10-22 | E2Interactive, Inc. | Systems and methods for the payment of customer bills utilizing payment platform of biller |
US20080172331A1 (en) * | 2007-01-16 | 2008-07-17 | Graves Phillip C | Bill Payment Card Method and System |
US8452705B2 (en) | 2007-11-28 | 2013-05-28 | Cashstar, Inc. | Pre-paid payment instrument processing |
US8442866B2 (en) | 2008-10-27 | 2013-05-14 | Cashstar, Inc. | Systems and methods for implementing and managing virtual gift cards |
US20100299194A1 (en) * | 2009-05-22 | 2010-11-25 | Snyder Glenn A | Systems and methods for implementing and managing gift cards |
US8781962B2 (en) * | 2009-09-02 | 2014-07-15 | Visa International Service Association | System and method for providing alternate funding source for portable consumer device |
US20110057030A1 (en) * | 2009-09-04 | 2011-03-10 | Omesh Persaud | Card Including Account Number With Value Amount |
US20110137740A1 (en) | 2009-12-04 | 2011-06-09 | Ashmit Bhattacharya | Processing value-ascertainable items |
US20110166992A1 (en) * | 2010-01-06 | 2011-07-07 | Firethorn Holdings, Llc | System and method for creating and managing a stored value account associated with a client unique identifier |
KR20130114633A (ko) * | 2010-06-14 | 2013-10-17 | 블랙호크 네트워크, 아이엔씨. | 효율적인 가치저장 카드 거래 |
WO2012176216A1 (en) * | 2011-06-20 | 2012-12-27 | Yeldi Softcom Pvt Ltd | Biometric identifier based automated recharge system |
KR101115073B1 (ko) * | 2011-08-30 | 2012-03-13 | 방재경 | 복수의 소셜 커머스 업체간 거래 중개 시스템 및 방법 |
US9715693B2 (en) | 2011-11-10 | 2017-07-25 | Mastercard International Incorporated | Method and apparatus for distributing advertisements using social networks and financial transaction card networks |
US20140074704A1 (en) * | 2012-09-11 | 2014-03-13 | Cashstar, Inc. | Systems, methods and devices for conducting transactions with electronic passbooks |
US9947007B2 (en) | 2013-01-27 | 2018-04-17 | Barry Greenbaum | Payment information technologies |
US9100395B2 (en) * | 2013-09-24 | 2015-08-04 | International Business Machines Corporation | Method and system for using a vibration signature as an authentication key |
US9450682B2 (en) | 2013-10-07 | 2016-09-20 | International Business Machines Corporation | Method and system using vibration signatures for pairing master and slave computing devices |
CN104021628B (zh) * | 2014-06-23 | 2017-04-05 | 中国民生银行股份有限公司 | 数据处理方法和装置 |
JP2019021263A (ja) * | 2017-07-21 | 2019-02-07 | 東芝テック株式会社 | 情報処理装置およびプログラム |
CN115331412B (zh) * | 2022-08-10 | 2024-04-05 | 支付宝(中国)网络技术有限公司 | 资源处理方法以及装置 |
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US5467475A (en) * | 1989-10-13 | 1995-11-14 | Hitachi Maxell, Ltd. | Data collection-transmission apparatus and data collection system |
US6236724B1 (en) * | 1994-10-04 | 2001-05-22 | Enco-Tone Ltd. | Methods and apparatus for encoding and decoding data transmitted over telephone lines |
DE59605849D1 (de) * | 1996-08-29 | 2000-10-12 | Swisscom Ag Bern | Verfahren zum Aufladen oder Nachladen einer Datenträgerkarte mit einem Geldbetragswert |
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FR2779018B1 (fr) * | 1998-05-22 | 2000-08-18 | Activcard | Terminal et systeme pour la mise en oeuvre de transactions electroniques securisees |
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US20020091572A1 (en) * | 2000-03-31 | 2002-07-11 | Carol Anderson | Prepaid service interface system and method |
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FR2823882A1 (fr) * | 2001-04-23 | 2002-10-25 | New Access Sa | Procede et systeme de validation de paiement |
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US7195151B2 (en) * | 2003-02-25 | 2007-03-27 | American Cash Exchange, L.L.C. | Method and system for automated value transfer |
EP1668584A4 (en) * | 2003-08-22 | 2011-09-28 | Coinstar E Payment Services Inc | INTELLIGENT TRANSACTION ROUTER, AND METHOD FOR PROCESSING MULTI-PRODUCT SALES POINT TRANSACTIONS |
US20070150414A1 (en) * | 2004-01-07 | 2007-06-28 | Precash, Inc. | System and method for facilitating payment transactions |
-
2004
- 2004-12-08 KR KR1020077012887A patent/KR20070091137A/ko not_active Application Discontinuation
- 2004-12-08 DE DE602004008785T patent/DE602004008785T2/de not_active Expired - Fee Related
- 2004-12-08 AT AT04292917T patent/ATE372569T1/de not_active IP Right Cessation
- 2004-12-08 AU AU2004324799A patent/AU2004324799A1/en not_active Abandoned
- 2004-12-08 CN CNA2004800448192A patent/CN101103383A/zh active Pending
- 2004-12-08 BR BRPI0419119-6A patent/BRPI0419119A/pt not_active IP Right Cessation
- 2004-12-08 MX MX2007005667A patent/MX2007005667A/es not_active Application Discontinuation
- 2004-12-08 UA UAA200706379A patent/UA88339C2/ru unknown
- 2004-12-08 WO PCT/IB2004/004348 patent/WO2006051350A1/fr not_active Application Discontinuation
- 2004-12-08 RS RSP-2007/0201A patent/RS20070201A/sr unknown
- 2004-12-08 EP EP04292917A patent/EP1657687B1/fr active Active
- 2004-12-08 US US11/006,833 patent/US20060100927A1/en not_active Abandoned
- 2004-12-08 EA EA200701030A patent/EA010957B1/ru not_active IP Right Cessation
- 2004-12-08 AP AP2007004011A patent/AP2007004011A0/xx unknown
- 2004-12-08 PT PT04292917T patent/PT1657687E/pt unknown
- 2004-12-08 CA CA002587351A patent/CA2587351A1/fr not_active Abandoned
-
2005
- 2005-11-09 TW TW094139260A patent/TW200719285A/zh unknown
- 2005-11-10 GT GT200500329A patent/GT200500329A/es unknown
- 2005-11-10 UY UY29206A patent/UY29206A1/es not_active Application Discontinuation
- 2005-11-14 JO JO2005175A patent/JO2463B1/en active
-
2007
- 2007-05-09 TN TNP2007000177A patent/TNSN07177A1/fr unknown
- 2007-05-09 MA MA29883A patent/MA29072B1/fr unknown
- 2007-05-09 EG EGNA2007000463 patent/EG24606A/xx active
- 2007-05-10 IL IL183111A patent/IL183111A0/en unknown
- 2007-05-15 HR HR20070219A patent/HRP20070219A2/xx not_active Application Discontinuation
- 2007-05-21 LV LVP-07-59A patent/LV13606B/lv unknown
- 2007-05-30 ZA ZA200704484A patent/ZA200704484B/xx unknown
Also Published As
Publication number | Publication date |
---|---|
IL183111A0 (en) | 2007-09-20 |
KR20070091137A (ko) | 2007-09-07 |
JO2463B1 (en) | 2009-01-20 |
EA010957B1 (ru) | 2008-12-30 |
DE602004008785T2 (de) | 2008-07-17 |
TW200719285A (en) | 2007-05-16 |
HRP20070219A2 (en) | 2007-09-30 |
ZA200704484B (en) | 2008-04-30 |
EG24606A (en) | 2010-01-10 |
EP1657687B1 (fr) | 2007-09-05 |
BRPI0419119A (pt) | 2008-03-11 |
AP2007004011A0 (en) | 2007-06-30 |
EP1657687A1 (fr) | 2006-05-17 |
US20060100927A1 (en) | 2006-05-11 |
AU2004324799A1 (en) | 2006-05-18 |
RS20070201A (en) | 2008-06-05 |
GT200500329A (es) | 2009-01-19 |
PT1657687E (pt) | 2008-02-14 |
UY29206A1 (es) | 2006-06-30 |
MA29072B1 (fr) | 2007-12-03 |
CN101103383A (zh) | 2008-01-09 |
TNSN07177A1 (fr) | 2008-11-21 |
CA2587351A1 (fr) | 2006-05-18 |
WO2006051350A1 (fr) | 2006-05-18 |
DE602004008785D1 (de) | 2007-10-18 |
MX2007005667A (es) | 2007-10-11 |
ATE372569T1 (de) | 2007-09-15 |
LV13606B (en) | 2008-01-20 |
UA88339C2 (ru) | 2009-10-12 |
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Legal Events
Date | Code | Title | Description |
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MM4A | Lapse of a eurasian patent due to non-payment of renewal fees within the time limit in the following designated state(s) |
Designated state(s): AM AZ BY KZ KG MD TJ TM RU |