RS20070201A - Remotely istantly coupon-reloadable prepaind paymant card - Google Patents

Remotely istantly coupon-reloadable prepaind paymant card

Info

Publication number
RS20070201A
RS20070201A RSP-2007/0201A RSP20070201A RS20070201A RS 20070201 A RS20070201 A RS 20070201A RS P20070201 A RSP20070201 A RS P20070201A RS 20070201 A RS20070201 A RS 20070201A
Authority
RS
Serbia
Prior art keywords
coupon
bankcard
management server
identifier
reloadable
Prior art date
Application number
RSP-2007/0201A
Other languages
English (en)
Inventor
Alexandre Sam Zormati
Original Assignee
Alexandre Sam Zormati
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alexandre Sam Zormati filed Critical Alexandre Sam Zormati
Publication of RS20070201A publication Critical patent/RS20070201A/sr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0225—Avoiding frauds
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Abstract

Ovaj pronalazak se odnosi na platne kartice koje se mogu dopunjavati, a posebno na postupak plaćanja transakcije sa trgovcem pripejd bankarskom karticom koju dobavlja finansijski posrednik, i koji se sastoji od faze dopunjavanja izmenom informacija na upravljačkom serveru koje se odnose na raspoloživi saldo vlasnika bankarske kartice i to preko pripejd kupona s kojim je povezan jedinstven identifikacioni broj i kome odgovara unapred utvrdjen iznos. Faza dopunjavanja sastoji se od prenosa na upravljački server pomenute identifikacijske oznake kupona i pomenute identifikacijske oznake bankarske kartice, od proveravanja od strane pomenutog upravljačkog servera validnosti identifikacijske oznake primljenog kupona, od utvrdjivanja brojčane vrednosti iznosa povezanog sa kuponom, od izmene stanja validnosti potrošenog kupona u upravljačkom serveru, kao i od ažuriranja salda računa pomenute bankarske kartice.
RSP-2007/0201A 2004-11-10 2004-12-08 Remotely istantly coupon-reloadable prepaind paymant card RS20070201A (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US52282204P 2004-11-10 2004-11-10
US11/006,833 US20060100927A1 (en) 2004-11-10 2004-12-08 Prepaid payment card that can be instantly recharged remotely by coupon
PCT/IB2004/004348 WO2006051350A1 (fr) 2004-11-10 2004-12-08 Carte de paiement prepayee a rechargement instantane a distance par coupon

Publications (1)

Publication Number Publication Date
RS20070201A true RS20070201A (en) 2008-06-05

Family

ID=34931586

Family Applications (1)

Application Number Title Priority Date Filing Date
RSP-2007/0201A RS20070201A (en) 2004-11-10 2004-12-08 Remotely istantly coupon-reloadable prepaind paymant card

Country Status (27)

Country Link
US (1) US20060100927A1 (sr)
EP (1) EP1657687B1 (sr)
KR (1) KR20070091137A (sr)
CN (1) CN101103383A (sr)
AP (1) AP2007004011A0 (sr)
AT (1) ATE372569T1 (sr)
AU (1) AU2004324799A1 (sr)
BR (1) BRPI0419119A (sr)
CA (1) CA2587351A1 (sr)
DE (1) DE602004008785T2 (sr)
EA (1) EA010957B1 (sr)
EG (1) EG24606A (sr)
GT (1) GT200500329A (sr)
HR (1) HRP20070219A2 (sr)
IL (1) IL183111A0 (sr)
JO (1) JO2463B1 (sr)
LV (1) LV13606B (sr)
MA (1) MA29072B1 (sr)
MX (1) MX2007005667A (sr)
PT (1) PT1657687E (sr)
RS (1) RS20070201A (sr)
TN (1) TNSN07177A1 (sr)
TW (1) TW200719285A (sr)
UA (1) UA88339C2 (sr)
UY (1) UY29206A1 (sr)
WO (1) WO2006051350A1 (sr)
ZA (1) ZA200704484B (sr)

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EP1442404B1 (en) * 2001-09-24 2014-01-01 E2Interactive, Inc. D/B/A E2Interactive, Inc. System and method for supplying communication service
US7472822B2 (en) 2005-03-23 2009-01-06 E2Interactive, Inc. Delivery of value identifiers using short message service (SMS)
US7537152B2 (en) * 2005-03-23 2009-05-26 E2Interative, Inc. Delivery of value identifiers using short message service (SMS)
US8474694B2 (en) * 2005-03-23 2013-07-02 E2Interactive, Inc. Radio frequency identification purchase transactions
US8190472B2 (en) * 2005-12-16 2012-05-29 E2Interactive, Inc. Multiple use rebate card
US8566240B2 (en) * 2007-01-16 2013-10-22 E2Interactive, Inc. Systems and methods for the payment of customer bills utilizing payment platform of biller
US20080172331A1 (en) * 2007-01-16 2008-07-17 Graves Phillip C Bill Payment Card Method and System
US8452705B2 (en) 2007-11-28 2013-05-28 Cashstar, Inc. Pre-paid payment instrument processing
US8442866B2 (en) 2008-10-27 2013-05-14 Cashstar, Inc. Systems and methods for implementing and managing virtual gift cards
US20100299194A1 (en) * 2009-05-22 2010-11-25 Snyder Glenn A Systems and methods for implementing and managing gift cards
US8781962B2 (en) * 2009-09-02 2014-07-15 Visa International Service Association System and method for providing alternate funding source for portable consumer device
US20110057030A1 (en) * 2009-09-04 2011-03-10 Omesh Persaud Card Including Account Number With Value Amount
US20110137740A1 (en) 2009-12-04 2011-06-09 Ashmit Bhattacharya Processing value-ascertainable items
US20110166992A1 (en) * 2010-01-06 2011-07-07 Firethorn Holdings, Llc System and method for creating and managing a stored value account associated with a client unique identifier
KR20130114633A (ko) * 2010-06-14 2013-10-17 블랙호크 네트워크, 아이엔씨. 효율적인 가치저장 카드 거래
WO2012176216A1 (en) * 2011-06-20 2012-12-27 Yeldi Softcom Pvt Ltd Biometric identifier based automated recharge system
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US9715693B2 (en) 2011-11-10 2017-07-25 Mastercard International Incorporated Method and apparatus for distributing advertisements using social networks and financial transaction card networks
US20140074704A1 (en) * 2012-09-11 2014-03-13 Cashstar, Inc. Systems, methods and devices for conducting transactions with electronic passbooks
US9947007B2 (en) 2013-01-27 2018-04-17 Barry Greenbaum Payment information technologies
US9100395B2 (en) * 2013-09-24 2015-08-04 International Business Machines Corporation Method and system for using a vibration signature as an authentication key
US9450682B2 (en) 2013-10-07 2016-09-20 International Business Machines Corporation Method and system using vibration signatures for pairing master and slave computing devices
CN104021628B (zh) * 2014-06-23 2017-04-05 中国民生银行股份有限公司 数据处理方法和装置
JP2019021263A (ja) * 2017-07-21 2019-02-07 東芝テック株式会社 情報処理装置およびプログラム
CN115331412B (zh) * 2022-08-10 2024-04-05 支付宝（中国）网络技术有限公司 资源处理方法以及装置

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Also Published As

Publication number Publication date
IL183111A0 (en) 2007-09-20
KR20070091137A (ko) 2007-09-07
JO2463B1 (en) 2009-01-20
EA010957B1 (ru) 2008-12-30
DE602004008785T2 (de) 2008-07-17
TW200719285A (en) 2007-05-16
HRP20070219A2 (en) 2007-09-30
ZA200704484B (en) 2008-04-30
EG24606A (en) 2010-01-10
EP1657687B1 (fr) 2007-09-05
BRPI0419119A (pt) 2008-03-11
AP2007004011A0 (en) 2007-06-30
EP1657687A1 (fr) 2006-05-17
US20060100927A1 (en) 2006-05-11
AU2004324799A1 (en) 2006-05-18
GT200500329A (es) 2009-01-19
PT1657687E (pt) 2008-02-14
UY29206A1 (es) 2006-06-30
MA29072B1 (fr) 2007-12-03
CN101103383A (zh) 2008-01-09
EA200701030A1 (ru) 2008-02-28
TNSN07177A1 (fr) 2008-11-21
CA2587351A1 (fr) 2006-05-18
WO2006051350A1 (fr) 2006-05-18
DE602004008785D1 (de) 2007-10-18
MX2007005667A (es) 2007-10-11
ATE372569T1 (de) 2007-09-15
LV13606B (en) 2008-01-20
UA88339C2 (ru) 2009-10-12

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