AP2007004011A0 - Remotely instantly coupon-reloadable prepaid payment card - Google Patents

Remotely instantly coupon-reloadable prepaid payment card

Info

Publication number
AP2007004011A0
AP2007004011A0 AP2007004011A AP2007004011A AP2007004011A0 AP 2007004011 A0 AP2007004011 A0 AP 2007004011A0 AP 2007004011 A AP2007004011 A AP 2007004011A AP 2007004011 A AP2007004011 A AP 2007004011A AP 2007004011 A0 AP2007004011 A0 AP 2007004011A0
Authority
AP
ARIPO
Prior art keywords
coupon
instantly
remotely
payment card
prepaid payment
Prior art date
Application number
AP2007004011A
Other languages
English (en)
Inventor
Alexandre Sam Zormati
Original Assignee
Alexandre Sam Zormati
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alexandre Sam Zormati filed Critical Alexandre Sam Zormati
Publication of AP2007004011A0 publication Critical patent/AP2007004011A0/xx

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/26Debit schemes, e.g. "pay now"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342Cards defining paid or billed services or quantities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0225Avoiding frauds
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Beverage Vending Machines With Cups, And Gas Or Electricity Vending Machines (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Vending Machines For Individual Products (AREA)
AP2007004011A 2004-11-10 2004-12-08 Remotely instantly coupon-reloadable prepaid payment card AP2007004011A0 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US52282204P 2004-11-10 2004-11-10
PCT/IB2004/004348 WO2006051350A1 (fr) 2004-11-10 2004-12-08 Carte de paiement prepayee a rechargement instantane a distance par coupon
US11/006,833 US20060100927A1 (en) 2004-11-10 2004-12-08 Prepaid payment card that can be instantly recharged remotely by coupon

Publications (1)

Publication Number Publication Date
AP2007004011A0 true AP2007004011A0 (en) 2007-06-30

Family

ID=34931586

Family Applications (1)

Application Number Title Priority Date Filing Date
AP2007004011A AP2007004011A0 (en) 2004-11-10 2004-12-08 Remotely instantly coupon-reloadable prepaid payment card

Country Status (27)

Country Link
US (1) US20060100927A1 (xx)
EP (1) EP1657687B1 (xx)
KR (1) KR20070091137A (xx)
CN (1) CN101103383A (xx)
AP (1) AP2007004011A0 (xx)
AT (1) ATE372569T1 (xx)
AU (1) AU2004324799A1 (xx)
BR (1) BRPI0419119A (xx)
CA (1) CA2587351A1 (xx)
DE (1) DE602004008785T2 (xx)
EA (1) EA010957B1 (xx)
EG (1) EG24606A (xx)
GT (1) GT200500329A (xx)
HR (1) HRP20070219A2 (xx)
IL (1) IL183111A0 (xx)
JO (1) JO2463B1 (xx)
LV (1) LV13606B (xx)
MA (1) MA29072B1 (xx)
MX (1) MX2007005667A (xx)
PT (1) PT1657687E (xx)
RS (1) RS20070201A (xx)
TN (1) TNSN07177A1 (xx)
TW (1) TW200719285A (xx)
UA (1) UA88339C2 (xx)
UY (1) UY29206A1 (xx)
WO (1) WO2006051350A1 (xx)
ZA (1) ZA200704484B (xx)

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US8706630B2 (en) 1999-08-19 2014-04-22 E2Interactive, Inc. System and method for securely authorizing and distributing stored-value card data
PT1442404E (pt) * 2001-09-24 2014-03-06 E2Interactive Inc Sistema e método para fornecer um serviço de comunicação
US7537152B2 (en) * 2005-03-23 2009-05-26 E2Interative, Inc. Delivery of value identifiers using short message service (SMS)
US7472822B2 (en) 2005-03-23 2009-01-06 E2Interactive, Inc. Delivery of value identifiers using short message service (SMS)
US8474694B2 (en) * 2005-03-23 2013-07-02 E2Interactive, Inc. Radio frequency identification purchase transactions
US8190472B2 (en) * 2005-12-16 2012-05-29 E2Interactive, Inc. Multiple use rebate card
US8566240B2 (en) * 2007-01-16 2013-10-22 E2Interactive, Inc. Systems and methods for the payment of customer bills utilizing payment platform of biller
US20080172331A1 (en) * 2007-01-16 2008-07-17 Graves Phillip C Bill Payment Card Method and System
US8452705B2 (en) 2007-11-28 2013-05-28 Cashstar, Inc. Pre-paid payment instrument processing
US8442866B2 (en) 2008-10-27 2013-05-14 Cashstar, Inc. Systems and methods for implementing and managing virtual gift cards
US20100299194A1 (en) * 2009-05-22 2010-11-25 Snyder Glenn A Systems and methods for implementing and managing gift cards
US8781962B2 (en) * 2009-09-02 2014-07-15 Visa International Service Association System and method for providing alternate funding source for portable consumer device
US20110057030A1 (en) * 2009-09-04 2011-03-10 Omesh Persaud Card Including Account Number With Value Amount
US20110137740A1 (en) 2009-12-04 2011-06-09 Ashmit Bhattacharya Processing value-ascertainable items
US20110166992A1 (en) * 2010-01-06 2011-07-07 Firethorn Holdings, Llc System and method for creating and managing a stored value account associated with a client unique identifier
FR2959042A1 (fr) * 2010-04-20 2011-10-21 Marc Guedj Systeme et procede de paiement en ligne suivant le principe du "serveur d'autorisation miroir"
CN109460990A (zh) * 2010-06-14 2019-03-12 黑鹰网络股份有限公司 有效的储值卡交易
WO2012176216A1 (en) * 2011-06-20 2012-12-27 Yeldi Softcom Pvt Ltd Biometric identifier based automated recharge system
KR101115073B1 (ko) * 2011-08-30 2012-03-13 방재경 복수의 소셜 커머스 업체간 거래 중개 시스템 및 방법
US9715693B2 (en) 2011-11-10 2017-07-25 Mastercard International Incorporated Method and apparatus for distributing advertisements using social networks and financial transaction card networks
US20140074704A1 (en) * 2012-09-11 2014-03-13 Cashstar, Inc. Systems, methods and devices for conducting transactions with electronic passbooks
US9947007B2 (en) 2013-01-27 2018-04-17 Barry Greenbaum Payment information technologies
US9100395B2 (en) * 2013-09-24 2015-08-04 International Business Machines Corporation Method and system for using a vibration signature as an authentication key
US9450682B2 (en) 2013-10-07 2016-09-20 International Business Machines Corporation Method and system using vibration signatures for pairing master and slave computing devices
CN104021628B (zh) * 2014-06-23 2017-04-05 中国民生银行股份有限公司 数据处理方法和装置
JP2019021263A (ja) * 2017-07-21 2019-02-07 東芝テック株式会社 情報処理装置およびプログラム
CN115331412B (zh) * 2022-08-10 2024-04-05 支付宝(中国)网络技术有限公司 资源处理方法以及装置

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US5467475A (en) * 1989-10-13 1995-11-14 Hitachi Maxell, Ltd. Data collection-transmission apparatus and data collection system
US6236724B1 (en) * 1994-10-04 2001-05-22 Enco-Tone Ltd. Methods and apparatus for encoding and decoding data transmitted over telephone lines
DK0827119T3 (da) * 1996-08-29 2000-12-18 Swisscom Ag Fremgangsmåde ved lagring og genlagring af et databærende kort med en til et pengebeløb svarende værdi
US6068183A (en) * 1998-04-17 2000-05-30 Viztec Inc. Chip card system
FR2779018B1 (fr) * 1998-05-22 2000-08-18 Activcard Terminal et systeme pour la mise en oeuvre de transactions electroniques securisees
JP2002527012A (ja) * 1998-10-02 2002-08-20 コムセンス・テクノロジーズ・リミテッド コンピュータとの相互作用のためのカード
US6473500B1 (en) * 1998-10-28 2002-10-29 Mastercard International Incorporated System and method for using a prepaid card
WO2001011524A1 (en) * 1999-08-04 2001-02-15 Rapidmoney Corporation System and method for rapidly and securely transferring funds electronically between two points
AU2001236838A1 (en) * 2000-02-09 2001-08-20 Internetcash.Com Methods and systems for making secure electronic payments
US20020091572A1 (en) * 2000-03-31 2002-07-11 Carol Anderson Prepaid service interface system and method
US20030004828A1 (en) * 2000-04-27 2003-01-02 S/B Exchange Enterprises, Inc. Prepaid card authorization and security system
FR2813135B1 (fr) * 2000-08-02 2003-12-12 Global Telecom Distrib Holding Systeme et procede centralises de distribution de services par terminaux de vente automatiques
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US20040088250A1 (en) * 2002-10-31 2004-05-06 Bartter William Dale Subscriber account replenishment in a netework-based electronic commerce system incorporating prepaid service offerings
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Also Published As

Publication number Publication date
US20060100927A1 (en) 2006-05-11
AU2004324799A1 (en) 2006-05-18
ATE372569T1 (de) 2007-09-15
DE602004008785D1 (de) 2007-10-18
EG24606A (en) 2010-01-10
ZA200704484B (en) 2008-04-30
GT200500329A (es) 2009-01-19
PT1657687E (pt) 2008-02-14
EA010957B1 (ru) 2008-12-30
MX2007005667A (es) 2007-10-11
MA29072B1 (fr) 2007-12-03
EP1657687A1 (fr) 2006-05-17
JO2463B1 (en) 2009-01-20
UY29206A1 (es) 2006-06-30
BRPI0419119A (pt) 2008-03-11
KR20070091137A (ko) 2007-09-07
IL183111A0 (en) 2007-09-20
WO2006051350A1 (fr) 2006-05-18
DE602004008785T2 (de) 2008-07-17
CN101103383A (zh) 2008-01-09
LV13606B (en) 2008-01-20
UA88339C2 (ru) 2009-10-12
TNSN07177A1 (fr) 2008-11-21
HRP20070219A2 (en) 2007-09-30
CA2587351A1 (fr) 2006-05-18
TW200719285A (en) 2007-05-16
EA200701030A1 (ru) 2008-02-28
EP1657687B1 (fr) 2007-09-05
RS20070201A (xx) 2008-06-05

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