CN103279779B - A kind of self-aided terminal gulps down card treatment facility and system - Google Patents

A kind of self-aided terminal gulps down card treatment facility and system Download PDF

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CN103279779B
CN103279779B CN201310200388.5A CN201310200388A CN103279779B CN 103279779 B CN103279779 B CN 103279779B CN 201310200388 A CN201310200388 A CN 201310200388A CN 103279779 B CN103279779 B CN 103279779B
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card
self
information
storage
aided terminal
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CN103279779A (en
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迟琳
陆公华
房杰
朱惠英
张婷
陈鸿鹤
胡泊
钱敏
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Abstract

The invention discloses a kind of self-aided terminal and gulp down card treatment facility and system, this self-aided terminal gulps down card treatment facility and comprises: card reader, for receiving the card that carries out gulping down card process and reading card image; Card storage device, has multiple card storage groove, for storing the card carrying out gulping down card process; Memory storage, for storing described card image and card storage groove information; Control device, for controlling described card storage device, receiving described Card Reader information and carrying out gulping down card according to the card image in user's request msg, memory storage and card storage groove information and telling card process.By the present invention, user can get by the bank card swallowed up by self-help operation, saves client's time, and meanwhile, the operation of getting bank card, without the need to personnel intervention, saves artificial.

Description

A kind of self-aided terminal gulps down card treatment facility and system
Technical field
The present invention, about bank self-help field of terminal, is that a kind of self-aided terminal gulps down card treatment facility and system concretely.
Background technology
Existing bank self-help terminal, its card reader module comprises to be deposited by the accumulator tank of the bank card swallowed up (or being called indwelling card case), when card normally reads, card inputs by the card-reading slot of card reader or exports, when card reads abnormal, when system needs to gulp down card, card is directly put into accumulator tank by card reader.
In prior art, the card accumulator tank of the self-aided terminal of bank is exactly a simple box placing card, does not possess record, reads or output function, want to take out card, box can only be opened by manual mode, and take out card, in the mode of craft, record be carried out to card.
Therefore, in prior art, user is when using self-aided terminal, if card is swallowed up, be all open card Possum by artificial mode, take out and swallowed up card registering, user and card possessor lead necessary identity document and other proof data to get to the scene, place of specifying.Meanwhile, swallow up card take out from card Possum time, need the manual process of bank clerk, and limit by condition, staff can not reach the spot the very first time, and thus user just can fetch by the card swallowed up for several days by the time afterwards, brings a lot of inconvenience to user.
Summary of the invention
Embodiments provide a kind of self-aided terminal and gulp down card treatment facility, carry out gulping down the card of card process for receiving self-aided terminal, this self-aided terminal gulps down card treatment facility and comprises:
Card reader, for receiving the card that carries out gulping down card process and reading card image;
Card storage device, has multiple card storage groove, for storing the card carrying out gulping down card process;
Memory storage, for storing described card image and card storage groove information;
Control device, for controlling described card storage device, carrying out gulping down card according to the card image in user's request and memory storage and card storage groove information and telling card process.
Preferably, the card storage device that self-aided terminal disclosed by the invention gulps down card treatment facility also comprises: card gateway, card hold assembly, two support bars, slide unit, sliding tray and hopper; Wherein, described support bar is arranged at the relative dual-side of hold assembly, and described two support bars are arranged at described sliding tray by described slide unit; Described card gateway receives the card carrying out telling card process, described control device controls described card hold assembly and clamps described card, and controls described slide unit and move to hopper one idle card storage groove by described card storage in described hopper along described sliding tray.
Preferably, the self-aided terminal in embodiment disclosed by the invention gulps down card treatment facility and also comprises: ID (identity number) card information reading device, for reading the ID (identity number) card information of user; Input media, for receiving the data of user's input; Display device, for showing interactive information; Communicator, for carrying out data communication with external unit.
Preferably, the input media in embodiment disclosed by the invention comprises: keyboard.
Preferably, control device in embodiment disclosed by the invention comprises: data transmit-receive module, for receiving the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input, by the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input are sent to banking system by described communicator and carry out safety certification and receive security certification result; Data processing module, for according to the card image stored in described memory storage, card storage groove information and security certification result generate card storage card release result; Control module, carries out card storage card release operation for controlling described card storage device according to described card storage card release result.
Meanwhile, the invention also discloses a kind of self-aided terminal and gulp down card processing system, comprise self-aided terminal and gulp down card treatment facility and bank server, described self-aided terminal tells card treatment facility and bank server communicates to connect; Wherein,
Described self-aided terminal gulps down card treatment facility and comprises:
Card reader, for receiving the card that carries out gulping down card process and reading card image;
Card storage device, has multiple card storage groove, for storing the card carrying out gulping down card process;
Memory storage, for storing described card image and card storage groove information;
Control device, for controlling described card storage device, receiving described Card Reader information and carrying out gulping down card according to the card image in user's request and memory storage and card storage groove information and telling card process.
Preferably, the card storage device that self-aided terminal disclosed by the invention gulps down card treatment facility also comprises: card gateway, card hold assembly, two support bars, slide unit, sliding tray and hopper; Wherein, described support bar is arranged at the relative dual-side of hold assembly, and described two support bars are arranged at described sliding tray by described slide unit; Described card gateway receives the card carrying out telling card process, described control device controls described card hold assembly and clamps described card, and controls described slide unit and move to hopper one idle card storage groove by described card storage in described hopper along described sliding tray.
Preferably, the self-aided terminal in embodiment disclosed by the invention gulps down card treatment facility and also comprises: ID (identity number) card information reading device, for reading the ID (identity number) card information of user; Input media, for receiving the data of user's input; Display device, for showing interactive information; Communicator, for carrying out data communication with external unit.
Preferably, the input media in embodiment disclosed by the invention comprises: keyboard.
Preferably, control device in embodiment disclosed by the invention comprises: data transmit-receive module, for receiving the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input, by the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input are sent to banking system by described communicator and carry out safety certification and receive security certification result; Data processing module, for according to the card image stored in described memory storage, card storage groove information and security certification result generate card storage card release result; Control module, carries out card storage card release operation for controlling described card storage device according to described card storage card release result.
By the present invention, user can get by the bank card swallowed up by self-help operation, saves client's time, and meanwhile, the operation of getting bank card, without the need to personnel intervention, saves artificial.
For above and other object of the present invention, feature and advantage can be become apparent, preferred embodiment cited below particularly, and coordinate institute's accompanying drawings, be described in detail below.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is the structured flowchart that self-aided terminal of the present invention gulps down card treatment facility;
Fig. 2 is the structured flowchart that self-aided terminal of the present invention gulps down the control device of card treatment facility;
Fig. 3 is the self-service self-service structured flowchart getting device of card that swallows up disclosed in the embodiment of the present invention;
Fig. 4 is the structured flowchart of control device in the embodiment of the present invention;
Fig. 5 is card storage device cut-away view schematic diagram in the present embodiment;
Fig. 6 is the treatment scheme that embodiment of the present invention self-aided terminal gulps down that card processing unit carries out card taking operation;
Fig. 7 is that the present invention carries out card storage treatment scheme;
Fig. 8 is that self-service getting swallows up the card release treatment scheme of card.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
The invention discloses a kind of self-aided terminal and gulp down card treatment facility, as shown in Figure 1, self-aided terminal of the present invention gulps down card treatment facility and comprises:
Card reader 101, for receiving the card that carries out gulping down card process and reading card image;
Card storage device 102, has multiple card storage groove, for storing the card carrying out gulping down card process;
Memory storage 103, for memory card information and card storage groove information;
Control device 104, for controlling card storage device, receiving Card Reader information and carrying out gulping down card according to the card image in user's request, memory storage and card storage groove information and telling card process;
ID (identity number) card information reading device 105, for reading the ID (identity number) card information of user;
Input media 106, for receiving the request msg of user's input;
Display device 107, for showing interactive information;
Communicator 108, for carrying out data communication with external unit.
As shown in Figure 2, the control device in the embodiment of the present invention comprises:
Data transmit-receive module 1041, for receiving the card image that card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input, by the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input are sent to banking system by described communicator and carry out safety certification and receive security certification result;
Data processing module 1042, for according to the card image stored in described memory storage, card storage groove information and security certification result generate card storage card release result;
Control module 1043, carries out card storage card release operation for controlling described card storage device according to described card storage card release result.
The invention also discloses a kind of self-aided terminal simultaneously and gulp down card processing system, system comprises: self-aided terminal gulps down card treatment facility and bank server, and self-aided terminal tells card treatment facility and bank server communicates to connect; Wherein, self-aided terminal gulps down card treatment facility and comprises:
Card reader, for receiving the card that carries out gulping down card process and reading card image;
Card storage device, has multiple card storage groove, for storing the card carrying out gulping down card process;
Memory storage, for storing described card image and card storage groove information;
Control device, for controlling described card storage device, receiving described Card Reader information and carrying out gulping down card according to the card image in user's request msg and memory storage and card storage groove information and telling card process.
Below in conjunction with concrete embodiment, technical solution of the present invention is elaborated.
As shown in Figure 3, disclosed in the embodiment of the present invention, the self-service self-service structured flowchart getting device of card that swallows up, comprising: control device 301, display 302, keyboard 303, communicator 304, card storage device 305, identity card identifier 306, card reader 307, handset communications device 308.
Wherein, control device 301: the self-service master control set getting device of the card that swallows up, carries out data processing according to the data that each parts receive and controls each parts;
Display 302: for showing transaction picture, for client provides transaction interface;
Keyboard 303: for receiving card taking request, the input transaction data and/or code data of user, in the present embodiment, display 302 can be touch-screen, and button can be the touch key-press on touch-screen.
Communicator 304: carry out data communication by wireless or wireline communication network and outside;
Card storage device 305: be coupled with card reader, for storing the card that card reader is swallowed up; Also the card that swallows up needed for can extracting is placed in card reader; Card storage device in the embodiment of the present invention and card reader physics are connected, and the control device simultaneously by ATM controls, and can do corresponding operation.
Identity card identifier 306: the I.D. identifying client;
Card reader 307: read card image, can deliver to card storage device by swallowing up card transmission; Also the card carrying out normal running can be exported; Card reader, can be magnetic card identification equipment, IC-card identification equipment, bar code card identification equipment etc., also can be several combinations wherein.Can the medium information of identification card, above delivering to device Host and process, card storage device can be delivered to by swallowing up card transmission; Also the card carrying out normal running can be exported.
In prior art, card reader is generally rectangle, there is a card-reading slot, a drive unit be made up of pulley, and one goes out bayonet socket, in the present embodiment, go out bayonet socket and be accumulator tank entrance, accumulator tank is a square box, is provided with the opening (be card reader and go out bayonet socket) of a card dimensions.When card input card reader, the pulley rolling of the control device of ATM main frame control card storage device can be adopted in the present embodiment and card is sent to the assigned address carrying out information trading with bank and carry out bank's card transactional operation, after normal running terminates, former for card road returns and transfers to card-reading slot output by pulley rolling; As faulty operation, pulley can roll and card is sent to out bayonet socket, and card falls into accumulator tank.Whole card reader is connected by control device and banking system; banking system feeds back normal or wrong information to control device; control device acts accordingly; as normal running; control device drive pulley makes card be sent to card-reading slot; as faulty operation, card is sent to out bayonet socket (i.e. accumulator tank entrance) by control device drive pulley.This patent substitutes accumulator tank with a card memory storage.
Handset communications device 308: carry out communication with cell phone apparatus.
As shown in Figure 4, the control device 301 in this enforcement comprises:
I.D. identification authentication processing unit 3011: be connected with I.D. recognition device, reading identity card information, and be sent to external server by communicator and carry out safety certification and receive I.D. security certification result;
Card number identification authentication processing unit 3012: be connected with card reader, reads card number information and it is sent to external server by communicator and carry out safety certification and receive card number security certification result;
Phone number authentication processing unit 3013, receives the phone number of user's input, is sent to external server carries out safety certification and receive phone number security certification result by communicator:
Card storage card release processing unit 3014: be connected with card storage device and card reader, required card is extracted from card storage device, and be sent in card reader, when carrying out card storage operation, according to the draw-in groove information stored in memory storage, select empty draw-in groove memory card, and card storage groove information corresponding to the card of card image card reader read and storage is stored in memory storage; During card taking operation, determine that user is by after the I.D. of external server, card number, phone number safety certification, determines according to card image the card storage groove information that this card image is corresponding in the storage device, thus carries out card release operation.
Transaction data processing unit 3015: be connected with communicator with keyboard, display, card reader, operates Transaction Information and processes.
Be illustrated in figure 5 card storage device cut-away view schematic diagram in the present embodiment, card storage device comprises: card fixture 501, support bar 502, carriage 503, sliding tray 504, card gateway 505 hopper 506 and card storage groove 507.
Card fixture 501, is fixed on support bar 502 in pairs, can clamps card 508, slide up and down along support bar 502;
Support bar 502, two, be fixed on carriage 503, card fixture 501 can slide up and down on support bar 502, and support bar 502 rests on the draw-in groove place specified;
Carriage 503, carriage 503 can horizontally slip in sliding tray 504, and is parked in assigned address;
Sliding tray 504, in hopper side, one, can make support bar rest on assigned address by carriage 503;
Card gateway 505, the card that swallowed up from this mouthful of input or can export;
Card storage groove 507, is arranged at out in cartridge 506, and for depositing by the card swallowed up, draw-in groove position can by system log (SYSLOG)
As shown in Figure 6, for embodiment of the present invention self-aided terminal gulps down the treatment scheme that card processing unit carries out card taking operation, comprise the following steps:
Client initiates on card Possum to swallow up that card is self-service gets transaction application;
System prompt client verifies identity information, judge whether the card that swallowed up of this client, in the present embodiment, this operation is operated by back-stage management server, and back-stage management server confirms ID (identity number) card information, if this client is not swallowed up card, then perform, client is without swallowing up calorie requirement process in prompting, otherwise prompting client proceeds to swallow up that card is self-service gets transaction, directly closes the trade.
The embodiment of the present invention, system prompt client can carry out swallowing up getting of card by two kinds of modes, and one is that input is swallowed up card information (card number and password) and verified; One is verified by bank's registration mobile phone;
Verify when customer selecting swallows up card information mode, card card number and password are swallowed up in executive system prompting client input, and back-stage management server verifies card number and password; Check errors is closing the transaction then;
When customer selecting bank, registration mobile phone short messages verifies, and system prompt client inputs bank's registration phone number, and back-stage management server verifies phone number; Check errors is closing the transaction then; Verification is correct, and system sends check code by mobile communication device to mobile phone; The check code that client's input handset receives, system confirms, mistake is closing the transaction then;
When after the upchecking of client, card storage device is extracted card and is exported by card reader, and client extracts card;
Back-stage management server completes necessary Transaction Information registration;
The card that swallows up is self-service gets closing the transaction.
As shown in Figure 7, the present invention carries out card storage treatment scheme and comprises the following steps:
Step S701, client's card is swallowed up;
Step S702, the card that swallows up is transfused to card storage device;
Step S703, support bar slides into below card gateway, and card fixture is clamped and swallowed up card, and card storage card release processing unit search blank card slot is put;
Step S704, carriage slides into the idle draw-in groove position of card storage card release processing unit 3014 instruction;
Step S705, card fixture slide downward, draw-in groove put into by the card that will swallow up;
Step S706, card storage card release processing unit 3014 will swallow up card information and draw-in groove position and be stored into memory storage;
Step S707, card card storage process of swallowing up terminates.
As shown in Figure 8, self-service getting is swallowed up the card release treatment scheme of card and is comprised the following steps:
Step S801, card storage card release process list 3014 initiate extraction swallow up card transaction;
Step S802, card storage card release processing unit 3014 finds and swallows up according to swallowing up card card number the draw-in groove that card deposits;
Step S803, what carriage slided into the instruction of card storage card release processing unit 3014 swallows up card draw-in groove position;
Step S804, card fixture is clamped and is swallowed up card, and upward sliding is to top;
Step S805, carriage slides into out bayonet socket, card fixture upward sliding, and cartoon of swallowing up is crossed out bayonet socket and exported card storage device;
Step S806, card card storage process of swallowing up terminates;
The invention provides the self-service card drawing Apparatus and system of a kind of bank card, by being arranged in card Possum by this device, after the card of user is swallowed up, after confirming identity by the authentication means of necessity, can realize swallowing up immediately getting of card.Need not personnel intervention, user also need not wait for, facilitates user, also simplify the work of staff.Whole process of getting of swallowing up card is completed voluntarily by client, without the need to personnel intervention, save artificial, meanwhile, when the card of client is swallowed up, if carry with necessary identity document just to complete immediately and swallow up the getting of card, without the need to waiting for, greatly save the time of client, device of the present invention is arranged in Possum as a module of Possum, simple and easy to use, client is easy to accept.
Apply specific embodiment in the present invention to set forth principle of the present invention and embodiment, the explanation of above embodiment just understands method of the present invention and core concept thereof for helping; Meanwhile, for one of ordinary skill in the art, according to thought of the present invention, all will change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention.

Claims (8)

1. self-aided terminal gulps down a card treatment facility, it is characterized in that, described self-aided terminal gulps down card treatment facility and comprises:
Card reader, for receiving the card that carries out gulping down card process and reading card image;
Card storage device, has multiple card storage groove, for storing the card carrying out gulping down card process;
Memory storage, for storing described card image and card storage groove information;
Control device, for controlling described card storage device, receiving described Card Reader information and carrying out gulping down card according to the card image in user's request msg, memory storage and card storage groove information and telling card process; Wherein,
Described card storage device also comprises: card gateway, card hold assembly, two support bars, slide unit, sliding tray and hopper; Wherein,
Described support bar is arranged at the relative dual-side of hold assembly, and described two support bars are arranged at described sliding tray by described slide unit;
Described card gateway receives the card carrying out telling card process, described control device controls described card hold assembly and clamps described card, and controls described slide unit and move to hopper one idle card storage groove by described card storage in described hopper along described sliding tray.
2. self-aided terminal as claimed in claim 1 gulps down card treatment facility, and it is characterized in that, described self-aided terminal gulps down card treatment facility and also comprises:
ID (identity number) card information reading device, for reading the ID (identity number) card information of user;
Input media, for receiving the request msg of user's input;
Display device, for showing interactive information;
Communicator, for carrying out data communication with external unit.
3. self-aided terminal as claimed in claim 2 gulps down card treatment facility, and it is characterized in that, described input media comprises: keyboard.
4. self-aided terminal as claimed in claim 3 gulps down card treatment facility, and it is characterized in that, described control device comprises:
Data transmit-receive module, for receiving the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input, by the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input are sent to banking system by described communicator and carry out safety certification and receive security certification result;
Data processing module, for according to the card image stored in described memory storage, card storage groove information and security certification result generate card storage card release result;
Control module, carries out card storage card release operation for controlling described card storage device according to described card storage card release result.
5. self-aided terminal gulps down a card processing system, it is characterized in that, described system comprises: self-aided terminal gulps down card treatment facility and bank server, and described self-aided terminal gulps down card treatment facility and bank server communicates to connect; Wherein,
Described self-aided terminal gulps down card treatment facility and comprises:
Card reader, for receiving the card that carries out gulping down card process and reading card image;
Card storage device, has multiple card storage groove, for storing the card carrying out gulping down card process;
Memory storage, for storing described card image and card storage groove information;
Control device, for controlling described card storage device, receiving described Card Reader information and carrying out gulping down card according to the card image in user's request msg and memory storage and card storage groove information and telling card process; Wherein,
Described card storage device also comprises: card gateway, card hold assembly, two support bars, slide unit, sliding tray and hopper; Wherein, described support bar is arranged at the relative dual-side of hold assembly, and described two support bars are arranged at described sliding tray by described slide unit;
Described card gateway receives the card carrying out telling card process, described control device controls described card hold assembly and clamps described card, and controls described slide unit and move to hopper one idle card storage groove by described card storage in described hopper along described sliding tray.
6. self-aided terminal as claimed in claim 5 gulps down card processing system, and it is characterized in that, described self-aided terminal gulps down card treatment facility and also comprises:
ID (identity number) card information reading device, for reading the ID (identity number) card information of user;
Input media, for receiving the request msg of user's input;
Display device, for showing interactive information;
Communicator, for carrying out data communication with external unit.
7. self-aided terminal as claimed in claim 6 gulps down card processing system, and it is characterized in that, described input media comprises: keyboard.
8. self-aided terminal as claimed in claim 7 gulps down card processing system, and it is characterized in that, described control device comprises:
Data transmit-receive module, for receiving the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input, by the card image that described card reader reads, the ID (identity number) card information that ID (identity number) card information reading device reads, the data of user's input are sent to banking system by described communicator and carry out safety certification and receive security certification result;
Data processing module, for according to the card image stored in described memory storage, card storage groove information and security certification result generate card storage card release result;
Control module, carries out card storage card release operation for controlling described card storage device according to described card storage card release result.
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