CN202939701U - Multi-card operation equipment and automatic teller machine - Google Patents
Multi-card operation equipment and automatic teller machine Download PDFInfo
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- CN202939701U CN202939701U CN 201220563936 CN201220563936U CN202939701U CN 202939701 U CN202939701 U CN 202939701U CN 201220563936 CN201220563936 CN 201220563936 CN 201220563936 U CN201220563936 U CN 201220563936U CN 202939701 U CN202939701 U CN 202939701U
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- 238000003032 molecular docking Methods 0.000 claims description 24
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Abstract
The utility model provides multi-card operation equipment and an automatic teller machine. The multi-card operation equipment comprises a multi-card control device which is respectively connected with a multi-card reading device and a main computer of the automatic teller machine, is used for controlling the multi-card reading device for realizing accommodation or withdrawal of at least one bank card according to multi-card operation instructions sent by the main computer, receives bank card information and sends the bank card information to the main computer and receives business information sent by the main computer and forwards the business information to the multi-card reading device, and the multi-card reading device which is connected with the multi-card control device, can be in butt joint with or separated from machine tool card slots of the automatic teller machine, is used for realizing accommodation or withdrawal of at least one bank card during a butt joint process through the machine tool card slot, reads bank card information and sends the bank card information to the multi-card control device, receives the business information and carries out operation on at least one bank card. The multi-card operation equipment can simultaneously accommodate multiple cards and carry out operation, improves business processing efficiency of the automatic teller machine and effectively reduces business processing time.
Description
Technical Field
The utility model relates to a bank ATM device technique specifically relates to a many cards operating device and ATM.
Background
An Automatic Teller Machine (ATM) is a small Machine provided by the banking industry for facilitating users to complete services such as depositing and withdrawing money by themselves, and at present, most ATMs are internally provided with only one bank card reading device, so that only one bank card is supported to be stored at the same time, only one bank card can be operated at the same time, and if a customer prepares to operate a plurality of cards at the same time, the operation can be completed only by sequentially inserting and withdrawing the plurality of bank cards or manually inputting card numbers of the plurality of bank cards. For example, when a user repays a credit card, the user needs to insert the 1 st bank card first, and then insert the 2 nd bank card after finishing the operation and withdrawing the 1 st bank card, and the operation process can cause that the ATM accepts the service for too long time and the efficiency is low; for another example, when a user transfers money to other multiple bank cards (for short, entry bank cards) through one bank card (for short, an exit bank card), the user only inserts the exit bank card first, and then manually inputs card numbers of the entry bank cards to perform operation, and the manual card number input mode is inconvenient to operate, slow in speed and easy to carry out mistake input, and can cause capital loss risk to the user in serious cases.
SUMMERY OF THE UTILITY MODEL
The utility model discloses main aim at provides a many cards operating device and ATM to solve current ATM and not support and accomodate many bank cards simultaneously and carry out the problem of operation to many bank cards simultaneously.
In order to achieve the above object, an embodiment of the present invention provides a multi-card operating device, including: a multi-card control device and a multi-card reading device; wherein,
the multi-card control device is respectively connected with the multi-card reading device and a host computer of the automatic teller machine, and is used for controlling the multi-card reading device to store or withdraw at least one bank card according to a multi-card operation command sent by the host computer, receiving bank card information of the at least one bank card and forwarding the bank card information to the host computer, receiving service information sent by the host computer and forwarding the service information to the multi-card reading device; the multi-card operation command comprises the information of the number of the bank cards needing to be stored or withdrawn;
and the multi-card reading device is connected with the multi-card control device, can be in butt joint with or separated from a machine tool card slot of the automatic teller machine, and is used for receiving or withdrawing at least one bank card through the machine tool card slot during butt joint, reading bank card information of the at least one bank card, sending the bank card information to the multi-card control device, receiving the business information and writing the at least one bank card.
Preferably, the multi-card reading apparatus specifically includes: the card slot array comprises a plurality of card slots corresponding to different numbers, a communication response unit and a driving motor; wherein,
the card slot is arranged on the card slot array, is connected with the communication response unit, and is used for being in butt joint with or separated from the machine card slot along with the movement of the card slot array, receiving or withdrawing a bank card during butt joint, reading bank card information and sending the bank card information and the card slot butt joint information to the communication response unit; the card slot butting information comprises the serial number information of the card slot which is currently butted with the machine tool card slot;
the clamping groove array is connected with the driving motor and is used for moving under the driving of the driving motor so as to replace a clamping groove butted with the machine tool card slot;
the communication response unit is respectively connected with the multi-card control device, the driving motor and each card slot, and is used for receiving card slot movement commands sent by the multi-card control device and forwarding the card slot movement commands to the driving motor, and receiving card slot docking information and bank card information and forwarding the card slot docking information and the bank card information to the multi-card control device;
and the driving motor is respectively connected with the communication response unit and the card slot array and is used for driving the card slot array to move according to the card slot moving command.
Preferably, the multi-card control device specifically includes: the card slot control device comprises a first communication unit, a card slot control unit and a second communication unit; wherein,
the second communication unit is respectively connected with the first communication unit, the card slot control unit and the host computer, and is used for receiving a multi-card operation command sent by the host computer and forwarding the multi-card operation command to the card slot control unit, receiving bank card information sent by the first communication unit and forwarding the bank card information to the host computer, and receiving service information sent by the host computer and forwarding the service information to the first communication unit;
the card slot control unit is respectively connected with the first communication unit and the second communication unit and used for receiving card slot docking information and a multi-card operation command, generating a card slot moving command according to the multi-card operation command and the card slot docking information and sending the card slot moving command to the first communication unit;
and the first communication unit is respectively connected with the communication response unit, the second communication unit and the card slot control unit, and is used for receiving card slot docking information fed back by the communication response unit and forwarding the card slot docking information to the card slot control unit, receiving the card slot moving command and forwarding the card slot moving command to the communication response unit, receiving bank card information sent by the communication response unit and forwarding the bank card information to the second communication unit, and receiving the service information and forwarding the service information to the communication response unit.
Preferably, the card slot moving command comprises a moving direction and a moving distance of the card slot array and a card slot number butted with the machine tool card slot;
and the driving motor drives the card slot array to move according to the moving direction and the moving distance according to the card slot moving command, so that the card slot corresponding to the card slot number is butted with the machine tool card slot.
Preferably, the card slot specifically includes: the device comprises a groove body, a motion track rod, a motion motor and a card reader; wherein,
the groove body is fixedly arranged on the clamping groove array and can be horizontally aligned with the machine tool card slot along with the movement of the clamping groove array;
the moving track rod is fixedly arranged in the groove body and is perpendicular to the moving plane of the groove array;
the moving motor is arranged on the moving track rod and can slide along the moving track rod;
the card reader is fixedly arranged on the motion motor, is connected with the communication response unit, and is used for moving along the motion track rod under the driving of the motion motor to be in butt joint with or separated from the machine tool card slot when the groove body is horizontally aligned with the machine tool card slot, receiving a bank card in the machine tool card slot or withdrawing the bank card into the machine tool card slot during butt joint, reading bank card information and sending the bank card information to the communication response unit.
Preferably, the card slot array specifically includes: the telescopic rod and the main body plate; wherein,
the telescopic rod is electrically connected with the driving motor and extends out or retracts under the driving of the driving motor;
the main body plate is fixedly connected to one end of the telescopic rod and driven by the telescopic rod to move;
the groove body is fixedly arranged on the main body plate, and the moving track rod is arranged perpendicular to the moving plane of the main body plate; the main body plate drives the groove body to be horizontally aligned with the machine tool card slot when moving, and the moving motor slides along the moving track rod to drive the card reader to be in butt joint with or separated from the machine tool card slot.
Preferably, the card slot array specifically includes:
the conveyer is electrically connected with the driving motor and performs a conveying function under the driving of the driving motor;
the trough body is fixedly arranged on a conveying belt of the conveyor, and the moving track rod is arranged perpendicular to the moving plane of the conveying belt; the conveying belt drives the groove body to be horizontally aligned with the machine tool card slot when moving, and the moving motor slides along the moving track rod to drive the card reader to be in butt joint with or separated from the machine tool card slot.
Preferably, the card slot further comprises: the detection device is fixedly arranged on the groove body, is electrically connected with the motion motor, is used for detecting whether the groove body is horizontally aligned with the machine tool card slot or not, and sends a butt joint signal to the motion motor when the horizontal alignment is detected;
the motion motor starts to slide along the motion track rod when receiving the butting signal so as to drive the card reader to be butted with the machine tool card slot.
Preferably, the multi-card reading apparatus further includes: a monitoring unit and a card-swallowing unit; wherein,
the monitoring unit is respectively connected with the card swallowing unit and each card slot and is used for monitoring whether a legacy card exists in each card slot, and if so, the card slot number of the legacy card currently exists is sent to the card swallowing unit;
and the card swallowing unit is respectively connected with the monitoring unit and each card slot and is used for receiving the card slot number sent by the monitoring unit and executing card swallowing operation on the left-over card in the card slot corresponding to the card slot number.
An automated teller machine comprising: an implement housing, an implement card slot, a multi-card operating device as claimed in any one of claims 1 to 9, a host computer, a touch screen and a keyboard; wherein,
the machine tool card slot is arranged on the machine tool shell and used for receiving or withdrawing the bank card;
the multi-card operating device is arranged in the machine tool shell, can be butted with or separated from the machine tool card slot, and is used for receiving or withdrawing at least one bank card through the machine tool card slot during butting, reading bank card information of the at least one bank card, sending the bank card information to the host computer, receiving service information sent by the host computer and performing writing operation on the at least one bank card;
and the host computer is arranged in the machine tool shell, is respectively connected with the banking business system, the touch screen, the keyboard and the multi-card operating equipment, and is used for receiving a multi-card operating command input by a user through the touch screen or the keyboard, forwarding the multi-card operating command to the multi-card operating equipment of the automatic teller machine, receiving the bank card information of at least one bank card, forwarding the bank card information to the banking business system, receiving the business information sent by the banking business system, and forwarding the business information to the multi-card operating equipment.
With the aid of the above technical scheme, the utility model discloses an at least bank card can be accomodate simultaneously to many card reading device for automatic teller machine can accomodate many bank cards simultaneously and can operate many bank cards simultaneously, compares in prior art, the embodiment of the utility model provides a can promote automatic teller machine's business processing efficiency, effectively shortens the business processing time, saves the trivial details operation of user input bank card number, reduces because of the risk that wrong bank card number leads to user's fund loss, improves user satisfaction.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings required for the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without inventive labor.
Fig. 1 is a schematic structural diagram of a multi-card operating device according to an embodiment of the present invention;
fig. 2 is a schematic structural diagram of a multi-card reading device according to an embodiment of the present invention;
fig. 3 is a schematic structural diagram of a multi-card control device according to an embodiment of the present invention;
fig. 4 is a schematic side view of a card slot according to an embodiment of the present invention;
fig. 5 is a schematic side view of a card slot array according to an embodiment of the present invention;
fig. 6 is a schematic side view of another card slot array according to an embodiment of the present invention;
fig. 7 is a schematic view of an automatic teller machine according to a second embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be described clearly and completely with reference to the accompanying drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only some embodiments of the present invention, not all embodiments. Based on the embodiments in the present invention, all other embodiments obtained by a person skilled in the art without creative efforts belong to the protection scope of the present invention.
In view of current ATM does not support to accomodate many bank cards simultaneously and can not operate many bank cards simultaneously, the embodiment of the utility model provides a many card operating equipment and ATM for realize ATM and accomodate many bank cards simultaneously and operate many bank cards simultaneously. The present invention will be described in detail with reference to the accompanying drawings.
Example one
The present embodiment provides a multi-card operating device, as shown in fig. 1, the device including: a multi-card control device 1 and a multi-card reading device 2; wherein,
the multi-card control device 1 is respectively connected with the multi-card reading device 2 and a host computer of the automatic teller machine, and is used for controlling the multi-card reading device 2 to store or withdraw at least one bank card according to a multi-card operation command sent by the host computer, receiving bank card information of the at least one bank card and forwarding the bank card information to the host computer, receiving service information sent by the host computer and forwarding the service information to the multi-card reading device 2; the multi-card operation command comprises the information of the number of the bank cards needing to be stored or withdrawn;
and the multi-card reading device 2 is connected with the multi-card control device 1, can be in butt joint with or separated from a machine tool card slot of the automatic teller machine, and is used for accommodating or withdrawing at least one bank card through the machine tool card slot during butt joint, reading bank card information of the at least one bank card, sending the bank card information to the multi-card control device 1, receiving the business information and performing writing operation on the at least one bank card.
In this embodiment, the host computer of the atm is connected to the banking system through the bank integrated front end system, and the multi-card reading device 2, the multi-card control device 1, the host computer and the banking system are sequentially connected, so that the multi-card reading device 2 can send the read information of the banking card to the banking system, and perform a writing operation on the banking card according to an instruction of the banking system, that is, perform a corresponding business transaction through a reading and writing operation on the banking card; the multi-card reading device 2 can simultaneously receive at least one bank card, namely, only one bank card can be received like the conventional automatic teller machine, and a plurality of bank cards can be simultaneously received according to the multi-card operation requirement of a user; the multi-card operating command is generated and sent by the host computer according to the multi-card operating requirement of the user, the multi-card operating command comprises the information of the number of the bank cards needing to be stored or quit, and the multi-card control device 1 controls the multi-card reading device 2 to store the bank cards corresponding to the information of the number of the bank cards according to the command; for example, when a user inputs 3 cards through a touch screen or a keyboard of an automatic teller machine to enter business transactions, the multi-card operating command generated by the host computer includes information that 3 bank cards need to be stored or withdrawn, and according to the multi-card operating command, the multi-card control device 1 controls the multi-card reading device 2 to read the 3 bank cards through connection with the machine card slot.
In this embodiment, because at least one bank card can be accomodate simultaneously to many card reading device 2 for the ATM can accomodate many bank cards simultaneously and can operate many bank cards simultaneously, compares in prior art, the embodiment of the utility model provides a can promote ATM's business processing efficiency, effectively shortens business processing time, saves the trivial details operation of user's input bank card number, reduces because of the risk that the wrong bank card number leads to user's fund loss, improves user satisfaction.
Preferably, as shown in fig. 2, the multi-card reading apparatus 2 specifically includes: the card slot array 21, a plurality of card slots 22 corresponding to different numbers, a communication response unit 23 and a driving motor 24; wherein,
the card slot 22 is arranged on the card slot array 21, connected with the communication response unit 23, and used for being in butt joint with or separated from the machine card slot along with the movement of the card slot array 21, accommodating or withdrawing a bank card during butt joint, reading bank card information and sending the bank card information and card slot butt joint information to the communication response unit 23; the card slot docking information includes the number information of the card slot 22 currently docked with the implement card slot;
the card slot array 21 is connected with the driving motor 24 and is used for moving under the driving of the driving motor 24 so as to replace the card slot 22 butted with the machine tool card slot;
the communication response unit 23 is respectively connected with the multi-card control device 1, the driving motor 24 and each card slot 22, and is used for receiving the card slot movement command sent by the multi-card control device 1 and forwarding the card slot movement command to the driving motor 24, and receiving the card slot docking information and the bank card information and forwarding the card slot docking information and the bank card information to the multi-card control device 1;
and the driving motor 24 is respectively connected with the communication response unit 23 and the card slot array 21 and is used for driving the card slot array 21 to move according to the card slot moving command.
Specifically, in the multi-card reading apparatus 2, each card slot 22 is used for receiving one bank card, so that the purpose of receiving multiple bank cards at the same time can be achieved by providing multiple card slots 22; the purpose that the plurality of card slots 22 are sequentially butted with the machine card slot and receive or withdraw from the bank card can be realized by driving the card slot array 21 to move through the driving motor 24; the card slot docking information reflects which numbered card slot 22 of the current multi-card reading device 2 is docked with the machine tool card slot, and the current docking condition with the machine tool card slot can be known through the card slot docking information, so that the movement of the card slot array 21 is better controlled, the card slot 22 which already contains the bank card is separated from the machine tool card slot, and the card slot 22 which does not yet contain the bank card is docked with the machine tool card slot.
Preferably, as shown in fig. 3, the multi-card control device 1 specifically includes: a first communication unit 11, a card slot control unit 12, and a second communication unit 13; wherein,
the second communication unit 13 is respectively connected with the first communication unit 11, the card slot control unit 12 and the host computer, and is configured to receive a multi-card operation command sent by the host computer and forward the multi-card operation command to the card slot control unit 12, receive bank card information sent by the first communication unit 11 and forward the bank card information to the host computer, receive service information sent by the host computer and forward the service information to the first communication unit 11;
the card slot control unit 12 is respectively connected with the first communication unit 11 and the second communication unit 13, and is configured to receive card slot docking information and a multi-card operation command, generate a card slot movement command according to the multi-card operation command and the card slot docking information, and send the card slot movement command to the first communication unit 11;
the first communication unit 11 is connected to the communication response unit 23, the second communication unit 13, and the card slot control unit 12, and is configured to receive card slot docking information fed back by the communication response unit 23 and forward the card slot docking information to the card slot control unit 12, receive the card slot movement command and forward the card slot movement command to the communication response unit 23, receive bank card information sent by the communication response unit 23 and forward the bank card information to the second communication unit 13, receive the service information and forward the service information to the communication response unit 23.
Specifically, the first communication unit 11 is responsible for communication with the multi-card reading device 2, and the second communication unit 13 is responsible for communication with a host computer of the automatic teller machine; the card slot control unit 12 can clearly determine how many bank cards need to be received according to the multi-card operation command, and can clearly determine which card slot 22 is currently in butt joint with the machine card slot according to the card slot butt joint information, therefore, the card slot movement command generated by the card slot control unit 12 can indicate the driving motor 24 to drive the card slot array 21 to move, so that the card slot 22 in which the bank card is already stored is separated from the machine card slot, and the card slot 22 in which the bank card is not yet stored is in butt joint with the machine card slot, thereby completing the task of receiving a plurality of bank cards.
Preferably, the card slot moving command includes a moving direction and a moving distance of the card slot array 21, and a card slot 22 number butted with the machine card slot;
the driving motor 24 drives the card slot array 21 to move according to the moving direction and the moving distance according to the card slot moving command, so that the card slot 22 corresponding to the card slot 22 number is in butt joint with the machine card slot.
Specifically, in the multi-card reading device 2, the plurality of card slots 22 are uniformly distributed on the card slot array 21, and the adjacent card slots 22 can be sequentially aligned with the card slots of the machine tool by driving the card slot array 21 to move a distance between two adjacent card slots 22; therefore, when the card slot moving command includes the moving direction and the moving distance of the card slot array 21 and the number of the card slot 22 butted with the machine card slot, the driving motor 24 may drive the card slot array 21 to move according to the moving direction and the moving distance according to the card slot moving command, so that the card slot 22 corresponding to the number of the card slot 22 is butted with the machine card slot.
Preferably, fig. 4 is a schematic side structure diagram of the card slot 22 in this embodiment, where the card slot 22 specifically includes: a slot 221, a moving track bar 222, a moving motor 223, and a card reader 224; wherein,
the slot body 221 is fixedly arranged on the slot array 21 and can be horizontally aligned with the machine card slot along with the movement of the slot array 21;
a moving rail bar 222 fixedly disposed in the slot 221 and perpendicular to a moving plane of the card slot array 21;
a moving motor 223 disposed on the moving rail bar 222 and slidable along the moving rail bar 222;
the card reader 224 is fixedly arranged on the motion motor 223, connected to the communication response unit 23, and configured to move along the motion track bar 222 to be in butt joint with or separated from the machine card slot when the slot 221 is horizontally aligned with the machine card slot under the driving of the motion motor 223, receive a bank card in the machine card slot or withdraw the bank card into the machine card slot during butt joint, read bank card information, and send the bank card information to the communication response unit 23.
Specifically, a plane on which the card slot array 21 moves should be separated from the card slot of the machine by a certain distance, so that the card slot array 21 carries the plurality of card slots 22 to move, and meanwhile, in order to ensure that the bank card can safely and accurately enter the corresponding card slot 22 after entering from the card slot of the machine, the embodiment is provided with a card slot 22 structure as shown in fig. 4, wherein the slot body 221 is a rectangular slot structure and is fixed on the card slot array 21, and one or more moving track rods 222 are fixedly arranged inside the slot body; the moving rail bar 222 is arranged perpendicular to the plane in which the card slot array 21 moves; the moving motor 223 is provided on and slidable along the moving rail bar 222; the card reader 224 is fixed on the motion motor 223; when the motion motor 223 slides along the motion track rod 222, the card reader 224 is driven to move along the direction perpendicular to the moving plane of the card slot array 21, so that the card reader 224 can approach or leave the card slot of the machine; the purpose of horizontal alignment of the card slot 22 and the machine card slot is realized through the movement of the card slot array 21, and the butt joint of the card reader 224 and the machine card slot is realized through the sliding of the motion motor 223, so that the bank card is stored or withdrawn.
In a specific implementation, the card reader 224 may be a bank card magnetic writer, an IC chip reader, or the like.
Preferably, fig. 5 is a schematic side view of the card slot array 21 provided in this embodiment, which includes: a telescopic rod 211 and a main body plate 212; wherein,
the telescopic rod 211 is electrically connected with the driving motor 24 and extends out or retracts under the driving of the driving motor 24;
the main body plate 212 is fixedly connected to one end of the telescopic rod 211 and moves under the driving of the telescopic rod 211;
the slot 221 is fixedly disposed on the main body plate 212, and the moving track rod 222 is disposed perpendicular to the moving plane of the main body plate 212; when the main body plate 212 moves, the slot 221 is driven to be horizontally aligned with the machine card slot, and the motion motor 223 slides along the motion track rod 222 to drive the card reader 224 to be in butt joint with or separated from the machine card slot.
Specifically, as shown in fig. 5, the main body plate 212 of the flat plate structure is fixedly connected to one end of the telescopic rod 211, and a plurality of groove bodies 221 are uniformly distributed on the main body plate 212, and the main body plate 212 is driven to move by extending and retracting the telescopic rod 211, so that the groove bodies 221 corresponding to the respective slots 22 are horizontally aligned with the card slots of the machine tool.
Preferably, fig. 6 is a schematic side view of another card slot array 21 provided in this embodiment, which includes: a conveyor 213 electrically connected to the driving motor 24 and performing a conveying function by being driven by the driving motor 24;
the trough 221 is fixedly arranged on the conveyor belt of the conveyor 213, and the moving track rod 222 is arranged perpendicular to the moving plane of the conveyor belt; when the conveyor belt moves, the trough body 221 is driven to be horizontally aligned with the machine tool card slot, and the motion motor 223 slides along the motion track rod 222 to drive the card reader 224 to be in butt joint with or separated from the machine tool card slot.
Specifically, as shown in fig. 6, the slot array 21 is implemented by the conveyor 213, and the conveyor belt may be a plate type or a belt type, and the embodiment of the present invention is not limited to the specific form of the conveyor belt, as long as the slot 221 can be fixed on the conveyor belt, and the slot 221 and the tool card slot are horizontally aligned in sequence by moving the conveyor belt.
Preferably, the card slot 22 further comprises: the detection device is fixedly arranged on the tank body 221, is electrically connected with the motion motor 223, and is used for detecting whether the tank body 221 is horizontally aligned with the machine tool card slot or not and sending a butt joint signal to the motion motor 223 when the horizontal alignment is detected;
the motion motor 223, upon receiving the docking signal, begins to slide along the motion track bar 222 to bring the card reader 224 into docking with the implement card slot.
Specifically, in this embodiment, a detection device is disposed on the slot 221 for detecting whether the slot 221 is horizontally aligned with the machine card slot, so that the slot 221 of the card slot 22 can be accurately butted with the machine card slot, and the bank card can safely and accurately enter the corresponding card slot 22 after entering from the machine card slot.
In specific implementation, an induction device matched with the detection device can be arranged on the machine tool card slot, and the accuracy of horizontal alignment of the detection groove body 221 and the machine tool card slot can be improved through the matching of the detection device and the induction device;
in specific implementation, an alarm device connected with the detection device can be further arranged, and when the detection device detects that the groove body 221 which is horizontally aligned with the card slot of the machine tool is not correctly aligned, the alarm device is started to indicate that the multi-card operating equipment is abnormal and needs to be maintained by a maintenance worker.
Preferably, the multi-card reading apparatus 2 further includes: a monitoring unit and a card-swallowing unit; wherein,
the monitoring unit is respectively connected with the card swallowing unit and each card slot 22 and is used for monitoring whether a legacy card exists in each card slot 22 or not, and if the legacy card exists in each card slot 22, the card slot 22 in which the legacy card exists is numbered and sent to the card swallowing unit;
and the card-swallowing unit is respectively connected with the monitoring unit and each card slot 22 and is used for receiving the card slot 22 number sent by the monitoring unit and executing card-swallowing operation on the legacy card in the card slot 22 corresponding to the card slot 22 number.
Specifically, when the multi-card operating device provided in this embodiment executes a new business transaction, it should be ensured that all card slots 22 currently have no remaining bank cards (for short, legacy cards), and if a legacy card exists, the legacy card should be taken out of the card slot 22 and stored separately; the card-swallowing unit can be realized by a card-swallowing mechanism of the automatic teller machine, or the card-swallowing unit can take the left card out of the card slot 22 in advance and send the left card to the card-swallowing mechanism of the automatic teller machine for processing.
Example two
The present embodiment provides an automated teller machine, as shown in fig. 7, including: an implement housing 71, an implement card slot 72, a multi-card operating device 73, a host computer (not shown), a touch screen 74, a keyboard 75, and a deposit and withdrawal port 76; wherein,
the machine tool card slot 72 is arranged on the machine tool shell 71 and used for receiving or withdrawing a bank card;
the multi-card operating device 73 is arranged in the machine tool shell 71, can be in butt joint with or separated from the machine tool card slot 72, and is used for receiving or withdrawing at least one bank card through the machine tool card slot 72 during butt joint, reading bank card information of the at least one bank card, sending the bank card information to the host computer, receiving service information sent by the host computer and performing writing operation on the at least one bank card;
and the host computer is arranged in the machine tool shell 71, is respectively connected with the banking system, the touch screen 74, the keyboard 75 and the multi-card operating device 73, and is used for receiving a multi-card operating command input by a user through the touch screen 74 or the keyboard 75 and forwarding the multi-card operating command to the multi-card operating device 73 of the automatic teller machine, receiving banking card information of at least one banking card and forwarding the banking card information to the banking system, and receiving service information sent by the banking system and forwarding the service information to the multi-card operating device 73.
Specifically, as shown in fig. 7, the multi-card operating device 73 is disposed inside the machine tool housing 71, and a plurality of card slots 77 included in the multi-card operating device 73 can be sequentially butted with the machine tool card slot 72, so as to achieve a function of simultaneously receiving a plurality of bank cards;
the multi-card operating device 73 reads card information of a plurality of stored bank cards and sends the card information to the banking system by the host computer, and the banking system performs business operations on the plurality of bank cards according to the needs of a user, so that the automatic teller machine has a function of simultaneously operating the plurality of bank cards.
EXAMPLE III
The present embodiment provides a process for performing business transactions on multiple bank cards at the same time by using the automatic teller machine in the second embodiment, which includes the following specific steps:
step 1, a monitoring unit scans whether a bank card left by a previous user exists in each card slot, if yes, the card-swallowing unit is informed to execute card-swallowing operation on the currently left bank card, if not, a driving device drives a card slot array to move, all the card slots are reset, namely, the card slot with the initial number is horizontally aligned with a machine tool card slot, and other card slots are sequentially prepared to be in butt joint with the machine tool card slot according to the number sequence;
step 2, the user selects the multi-card transaction mode through the touch screen or the keyboard, then the host computer issues a corresponding multi-card operation command to the multi-card control device, and the multi-card control device controls the multi-card reading device to sequentially store a plurality of bank cards, which specifically comprises:
step 3, the multi-card reading device sends the bank card information corresponding to the read multiple bank cards to the multi-card control device, the information is sent to the host computer by the multi-card control device and finally reaches a banking system, then a display screen prompts a user to select a transaction task, the banking system operates the multiple bank cards according to the selection of the user, finally, the service information corresponding to each bank card is formed and returned to the multi-card reading device, and the card reader of each card slot in the multi-card reading device completes the writing operation of each bank card;
and 4, driving the card slot array to move by a driving motor in the multi-card reading device, so that the card slots of the received bank card are sequentially butted with the machine card slot, and the received bank card is returned to the machine card slot to complete the transaction.
To sum up, the embodiment of the utility model provides a many cards operating device and ATM include following beneficial effect:
(1) can simultaneously accommodate a plurality of bank cards and can simultaneously operate the bank cards;
(2) the service processing efficiency of the automatic teller machine is improved, and the service processing time is effectively shortened;
(3) the trivial operation of inputting the card number of the bank card by the user is saved;
(4) the risk of user fund loss caused by the wrong bank card number is reduced, and the satisfaction degree of the user is improved.
The above-mentioned embodiments, further detailed description of the objects, technical solutions and advantages of the present invention, it should be understood that the above-mentioned embodiments are only specific embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (10)
1. A multi-card operating device, comprising: a multi-card control device and a multi-card reading device; wherein,
the multi-card control device is respectively connected with the multi-card reading device and a host computer of the automatic teller machine, and is used for controlling the multi-card reading device to store or withdraw at least one bank card according to a multi-card operation command sent by the host computer, receiving bank card information of the at least one bank card and forwarding the bank card information to the host computer, receiving service information sent by the host computer and forwarding the service information to the multi-card reading device; the multi-card operation command comprises the information of the number of the bank cards needing to be stored or withdrawn;
and the multi-card reading device is connected with the multi-card control device, can be in butt joint with or separated from a machine tool card slot of the automatic teller machine, and is used for receiving or withdrawing at least one bank card through the machine tool card slot during butt joint, reading bank card information of the at least one bank card, sending the bank card information to the multi-card control device, receiving the business information and writing the at least one bank card.
2. The apparatus according to claim 1, wherein the multi-card reading device comprises in particular: the card slot array comprises a plurality of card slots corresponding to different numbers, a communication response unit and a driving motor; wherein,
the card slot is arranged on the card slot array, is connected with the communication response unit, and is used for being in butt joint with or separated from the machine card slot along with the movement of the card slot array, receiving or withdrawing a bank card during butt joint, reading bank card information and sending the bank card information and the card slot butt joint information to the communication response unit; the card slot butting information comprises the serial number information of the card slot which is currently butted with the machine tool card slot;
the clamping groove array is connected with the driving motor and is used for moving under the driving of the driving motor so as to replace a clamping groove butted with the machine tool card slot;
the communication response unit is respectively connected with the multi-card control device, the driving motor and each card slot, and is used for receiving card slot movement commands sent by the multi-card control device and forwarding the card slot movement commands to the driving motor, and receiving card slot docking information and bank card information and forwarding the card slot docking information and the bank card information to the multi-card control device;
and the driving motor is respectively connected with the communication response unit and the card slot array and is used for driving the card slot array to move according to the card slot moving command.
3. The apparatus according to claim 2, wherein the multi-card control device specifically comprises: the card slot control device comprises a first communication unit, a card slot control unit and a second communication unit; wherein,
the second communication unit is respectively connected with the first communication unit, the card slot control unit and the host computer, and is used for receiving a multi-card operation command sent by the host computer and forwarding the multi-card operation command to the card slot control unit, receiving bank card information sent by the first communication unit and forwarding the bank card information to the host computer, and receiving service information sent by the host computer and forwarding the service information to the first communication unit;
the card slot control unit is respectively connected with the first communication unit and the second communication unit and used for receiving card slot docking information and a multi-card operation command, generating a card slot moving command according to the multi-card operation command and the card slot docking information and sending the card slot moving command to the first communication unit;
and the first communication unit is respectively connected with the communication response unit, the second communication unit and the card slot control unit, and is used for receiving card slot docking information fed back by the communication response unit and forwarding the card slot docking information to the card slot control unit, receiving the card slot moving command and forwarding the card slot moving command to the communication response unit, receiving bank card information sent by the communication response unit and forwarding the bank card information to the second communication unit, and receiving the service information and forwarding the service information to the communication response unit.
4. The device according to claim 3, wherein the driving motor drives the card slot array to move according to the moving direction and the moving distance of the card slot array included in the card slot moving command and the card slot number in butt joint with the implement card slot, so that the card slot corresponding to the card slot number is in butt joint with the implement card slot.
5. The device according to claim 2, wherein the card slot specifically comprises: the device comprises a groove body, a motion track rod, a motion motor and a card reader; wherein,
the groove body is fixedly arranged on the clamping groove array and can be horizontally aligned with the machine tool card slot along with the movement of the clamping groove array;
the moving track rod is fixedly arranged in the groove body and is perpendicular to the moving plane of the groove array;
the moving motor is arranged on the moving track rod and can slide along the moving track rod;
the card reader is fixedly arranged on the motion motor, is connected with the communication response unit, and is used for moving along the motion track rod under the driving of the motion motor to be in butt joint with or separated from the machine tool card slot when the groove body is horizontally aligned with the machine tool card slot, receiving a bank card in the machine tool card slot or withdrawing the bank card into the machine tool card slot during butt joint, reading bank card information and sending the bank card information to the communication response unit.
6. The apparatus of claim 5, wherein the card slot array specifically comprises: the telescopic rod and the main body plate; wherein,
the telescopic rod is electrically connected with the driving motor and extends out or retracts under the driving of the driving motor;
the main body plate is fixedly connected to one end of the telescopic rod and driven by the telescopic rod to move;
the groove body is fixedly arranged on the main body plate, and the moving track rod is arranged perpendicular to the moving plane of the main body plate; the main body plate drives the groove body to be horizontally aligned with the machine tool card slot when moving, and the moving motor slides along the moving track rod to drive the card reader to be in butt joint with or separated from the machine tool card slot.
7. The apparatus of claim 5, wherein the card slot array specifically comprises:
the conveyer is electrically connected with the driving motor and performs a conveying function under the driving of the driving motor;
the trough body is fixedly arranged on a conveying belt of the conveyor, and the moving track rod is arranged perpendicular to the moving plane of the conveying belt; the conveying belt drives the groove body to be horizontally aligned with the machine tool card slot when moving, and the moving motor slides along the moving track rod to drive the card reader to be in butt joint with or separated from the machine tool card slot.
8. The apparatus of claim 5, wherein the card slot further comprises: the detection device is fixedly arranged on the groove body, is electrically connected with the motion motor, is used for detecting whether the groove body is horizontally aligned with the machine tool card slot or not, and sends a butt joint signal to the motion motor when the horizontal alignment is detected;
the motion motor starts to slide along the motion track rod when receiving the butting signal so as to drive the card reader to be butted with the machine tool card slot.
9. The apparatus of claim 2, wherein the multi-card reading device further comprises: a monitoring unit and a card-swallowing unit; wherein,
the monitoring unit is respectively connected with the card swallowing unit and each card slot and is used for monitoring whether a legacy card exists in each card slot, and if so, the card slot number of the legacy card currently exists is sent to the card swallowing unit;
and the card swallowing unit is respectively connected with the monitoring unit and each card slot and is used for receiving the card slot number sent by the monitoring unit and executing card swallowing operation on the left-over card in the card slot corresponding to the card slot number.
10. An automated teller machine comprising: an implement housing, an implement card slot, a multi-card operating device as claimed in any one of claims 1 to 9, a host computer, a touch screen and a keyboard; wherein,
the machine tool card slot is arranged on the machine tool shell and used for receiving or withdrawing the bank card;
the multi-card operating device is arranged in the machine tool shell, can be butted with or separated from the machine tool card slot, and is used for receiving or withdrawing at least one bank card through the machine tool card slot during butting, reading bank card information of the at least one bank card, sending the bank card information to the host computer, receiving service information sent by the host computer and performing writing operation on the at least one bank card;
and the host computer is arranged in the machine tool shell, is respectively connected with the banking business system, the touch screen, the keyboard and the multi-card operating equipment, and is used for receiving a multi-card operating command input by a user through the touch screen or the keyboard, forwarding the multi-card operating command to the multi-card operating equipment of the automatic teller machine, receiving the bank card information of at least one bank card, forwarding the bank card information to the banking business system, receiving the business information sent by the banking business system, and forwarding the business information to the multi-card operating equipment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220563936 CN202939701U (en) | 2012-10-30 | 2012-10-30 | Multi-card operation equipment and automatic teller machine |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220563936 CN202939701U (en) | 2012-10-30 | 2012-10-30 | Multi-card operation equipment and automatic teller machine |
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| Publication Number | Publication Date |
|---|---|
| CN202939701U true CN202939701U (en) | 2013-05-15 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN 201220563936 Expired - Lifetime CN202939701U (en) | 2012-10-30 | 2012-10-30 | Multi-card operation equipment and automatic teller machine |
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| CN (1) | CN202939701U (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102930637A (en) * | 2012-10-30 | 2013-02-13 | 中国工商银行股份有限公司 | Multi-card operation device and automatic teller machine |
| CN103279779A (en) * | 2013-05-27 | 2013-09-04 | 中国工商银行股份有限公司 | Self-service terminal card retaining process equipment and system |
-
2012
- 2012-10-30 CN CN 201220563936 patent/CN202939701U/en not_active Expired - Lifetime
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102930637A (en) * | 2012-10-30 | 2013-02-13 | 中国工商银行股份有限公司 | Multi-card operation device and automatic teller machine |
| CN103279779A (en) * | 2013-05-27 | 2013-09-04 | 中国工商银行股份有限公司 | Self-service terminal card retaining process equipment and system |
| CN103279779B (en) * | 2013-05-27 | 2016-03-23 | 中国工商银行股份有限公司 | A kind of self-aided terminal gulps down card treatment facility and system |
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