KR100809478B1 - Cash and check receiving apparatus - Google Patents

Abstract

The present invention relates to a cash and check automatic receipt processing apparatus which is a kind of automatic teller machine (ATM) capable of smoothly executing banking.

The present invention is an automatic cash and check automatic receipt processing device that receives two types of paper and cash and check in a bundle unit containing a single sheet, and automatically receive and process the paper and the check of the paper medium Bundle input unit 102 to be injected or returned in bundle units, and the sheet separation unit 104 to separate the paper medium of the bundle unit introduced through the bundle input unit 102 one by one to be sent at a predetermined time interval (104) And a main conveying unit 106 for conveying the paper medium, which is sent out one by one, along the main conveying path 106a in a horizontal state, and on the main conveying path 106a next to the automatic sorting unit 108. Differentiation unit 110 for acquiring various information about the paper medium to be conveyed and discriminating whether the paper medium is normal, and another room from the main transport path 106a at the rear side of the discriminating unit 110. And an abnormal medium powder-based conveying unit 114 having an abnormal medium-powder-based conveying path 114a which is formed to branch in the direction of the paper, and the paper medium identified as abnormal as a result of the discrimination in the discriminating unit 110 is conveyed. A first selection gate portion 112 for selectively switching a transfer path at a branching point to the main transport path 106a which continues to the rearward side of the transport path 114a and the abnormal medium powder-based transport path 114a; The abnormal media temporary storage unit 116 and the abnormal media temporary storage unit 116 to temporarily store the abnormal paper media to be transported is provided on the rear end side of the bundle is provided to connect between the bundle inserting unit (102) And an abnormal medium carrying and transporting unit 118 having an abnormal medium carrying and transporting path 118a for transferring abnormal paper media stored in the abnormal medium and temporary storage unit 116 to the bundle inputting unit 102 and the first medium. Select gate part (112) a check-and-date-waiting unit (120) formed on the main transport path (106a) of the rear side to temporarily stop the transfer of the normal check in the paper medium and wait for the user's final acceptance, and the check An endorsement factor unit 122 which is provided on the main transport path 106a next to the temporary standby unit 120 to perform endorsement for the endorsement of the normal check in which acceptance of acceptance is finally input from the user, and the endorsement factor unit (122) The normal check conveying unit 126 having the normal check conveying path 126a, which is provided to branch to both sides from the rear end side of the main conveying path 106a next, and then the normal check is returned. The transfer path is selectively switched at a branch of the normal cash transport unit 132 having the normal cash transport path 132a and the branch of the normal check transport path 126a and the normal cash transport path 132a. 2nd line A normal check storage entry unit 128 formed at a rear end side of the gate 124 and the normal check transport path 126a to temporarily wait for a storing process, and the normal check storing The normal check storage cassette unit 130, which finally stores the normal checks waiting in the inlet unit 128, and the normal cash which is completed at the rear end of the normal cash transport path 132a, are transferred. Normal cash temporary storage unit 134 to be temporarily waiting for the normal cash storage unit 136, and finally to store the normal cash pending in the normal cash temporary storage unit 134, and The normal cash temporary storage unit 134 and the bundle input unit 102 is provided so as to connect the normal cash is transferred to the bundle input unit 102 according to the user's deposit cancellation input to the normal cash Take out It includes a normal cash carrying section 138 having a conveying path (138a).

Therefore, the cash and check can be stored in both types, so it is very excellent in terms of versatility, and the cash and check can be received and received in bundles at once, thereby preventing the user from inserting a single sheet. While the ease of use can be greatly improved, it is possible to provide improved work productivity due to rapid processing.

Cash, Check, Bundle, Sheet, Sort, Return, CIS, MICR, Debit, Differentiation, Print, Cassette, Export, Deposit, Deposit, Bank, Automated Equipment, ATM

Description

Cash and Check Automatic Storage Processing Equipment {CASH AND CHECK RECEIVING APPARATUS}

1 is a block diagram of an automatic cash and check processing apparatus according to a preferred embodiment of the present invention,

2 is a schematic configuration diagram of an automatic cash and check processing apparatus according to a preferred embodiment of the present invention.

<Description of the symbols for the main parts of the drawings>

100: automatic cash and check processing device 102: bundle input unit

104: sheet separation unit 106: main transport unit

106a: main transport route 108: automatic alignment unit

110: discrimination unit 110a: CIS unit

110b: cash discrimination unit 110c: MICR unit

110d: double sheet detection section 112: first selection gate section

114: ideal medium distribution based 114a: abnormal medium distribution based

116: abnormal media temporary storage unit 118: abnormal media transport and transport

118a: Carrying out of abnormal media 120: Check date and time

122: endorsement part 124: second selection gate part

126: normal check carrier 126a: normal check carrier

128: normal check storage cassette 130: normal check storage cassette

130a: push bar 132: normal cash transfer

132a: normal cash carrier 134: normal cash temporary storage

136: normal cash storage cassette 136a: push bar

138: normal cash carrying out 138a: normal cash carrying out

140: drive control unit 142: memory unit

144: central control unit 146: communication control unit

148: user input unit 150: display unit

152: specification table output unit 200: host computer

The present invention relates to a cash and check automatic receipt processing device which is a kind of ATM (Automatic Teller Machine) capable of smoothly performing banking operations, and more particularly, a cash and check receipt service, that is, a deposit transaction process. In particular, the present invention relates to an automatic cash and check automatic receiving and processing device which can receive and process cash and checks in bundles at a time.

In general, various financial teller machines (ATMs) are widely used and used in financial institutions such as banks, which greatly reduce the waiting time of customers, and even after the work of the financial institution is terminated. It provides customers with many advantages, such as enabling financial transactions at any time, and greatly reducing the processing time of services, and reducing labor and cost.

As a kind of such a financial automation device, the applicant has disclosed a "check accommodation processing device" that can be automatically received by receiving a single check through the Republic of Korea Patent Application No. 10-2006-0004302.

However, the check storing and processing device can greatly improve work efficiency by automatically storing and processing a paper medium called a check. However, since the check is inputted and processed by sheet, the customer inserts a single check. Since it should be to cause a cumbersome inconvenience, there was a problem that takes too much processing time.

In addition, only checks can be processed, and thus, cash can be provided for another type of paper medium.

The present invention was devised to solve the above problems, and can store cash together with checks, and cash and checks that can be received and received at a time in bundles (ie bundles) of these paper media. It is an object of the present invention to provide an automatic storage processing apparatus.

Automatic cash and check automatic storage processing apparatus of the present invention for achieving the above object, cash and check automatic storage processing apparatus that is automatically received by receiving two types of paper and cash in a bundle unit containing a single sheet As a bundle input unit for the user to input or receive the cash and / or the paper medium of the check in a bundle unit and the paper unit of the bundle unit fed through the bundle input unit separated by one by one and sent out at regular intervals A sheet separator to be fed, a main conveying part to convey the paper medium being sent out one by one along the main conveying path in a horizontal state, and to the paper medium provided and conveyed on the main conveying path next to the automatic sorting part. A discriminating unit for acquiring various information about the paper medium to discriminate whether the paper medium is normal, and an image on the rear side of the discriminating unit. An abnormal medium powder based conveying part having an abnormal medium powder based conveying path which is formed to branch in a different direction from the main conveyance and is conveyed to the paper medium which is identified as abnormal as a result of the discrimination in the discriminating part; The first selection gate portion to selectively switch the transfer path at the branching point to the main conveying path continuously and the abnormal paper medium which is provided at the rear end side of the abnormal medium-based conveyance path to be temporarily stored An abnormal medium temporary storage unit and an abnormal medium transporting path are provided to connect between the abnormal medium temporary storage unit and the bundle input unit so that an abnormal paper medium stored in the abnormal medium temporary storage unit is transferred to the bundle input unit. A medium carrying carrier and the main transport path behind the first selection gate; And a check date and time waiting unit for stopping the check of the normal check in the paper medium and waiting for the user's final acceptance, and being provided on the main transport path next to the check date and time waiting for the user. An endorsement factor unit for performing endorsement for the endorsement of the normal check in which the acceptance is input, and a normal check carrier path which is branched to both sides from the rear end side of the main transport path next to the endorsement unit so that the normal check is returned. The normal check transfer unit having a normal check transfer unit and then the normal cash return path that will be returned to the normal cash, and the transfer path is selectively switched at the branch to the normal check transport path and the normal cash transfer path A second check gate portion and a normal check formed at a rear end of the normal check conveying path and completed to be transferred are low; On the back end side of the normal check carrier, the normal check storage inlet which is temporarily waiting for processing, the normal check storage cassette which finally stores therein the normal check waiting in the normal check storage inlet, A normal cash temporary storage unit which is provided with the normal cash temporarily transferred for storage processing, and a normal cash storage cassette unit which finally stores the normal cash waiting in the normal cash temporary storage unit therein; It includes a normal cash carrying unit having a normal cash carrying transport path is provided to connect between the normal cash temporary storage unit and the bundle input unit so that the normal cash is transferred to the bundle input unit according to the user's deposit cancellation input for the normal cash. Done.

The above objects and various advantages of the present invention will become more apparent from the preferred embodiments of the invention described below with reference to the accompanying drawings by those skilled in the art.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram of an automatic cash and check processing apparatus according to a preferred embodiment of the present invention, Figure 2 is a schematic configuration thereof.

Cash and check automatic receipt processing apparatus 100 according to the present invention, the user inputs or returned to the bundle (bundle) unit containing a single sheet of paper or cash only one kind of check or cash in the bundle unit (bundle insert part) 102, a bundle seperate part 104 that separates the inserted bundle unit of paper media one by one and is automatically sent out at a predetermined time interval, and the paper media being sent out one by one in a horizontal state The main transport unit 106 to be transported along the main transport path 106a, and the automatic alignment unit that is aligned on one side while continuously transporting the paper medium to be transported on the main transport path (106a) (auto- an alignment part 108 and a note validation part 110 for acquiring various information about the paper medium to be transported on the main transport path 106a to discriminate whether the paper medium is normal or not; , Discrimination unit (11 0) An abnormality having an abnormal medium powder-based conveying path 114a which is formed to branch in the other direction from the main conveying path 106a at the rear side and conveys the paper medium which is identified as abnormal as a result of the discriminating check in the discriminating unit 110. The first selection gate part 112 for selectively switching the transfer path at the branching point of the medium-distribution-based transport unit 114, the abnormal medium-distribution-based transport path 114a, and the main transport path 106a that continues to the rear side. And, an abnormal medium temporary storage unit 116 and a temporary medium temporary storage unit 116 which are provided at the rear end side of the abnormal medium powder based passage 114a to temporarily store the abnormal paper media which are transferred one by one, and temporarily store them. An abnormal medium having an abnormal medium transporting path 118a which is provided to connect the bundle feeding parts 102 so that abnormal paper media stored in the abnormal medium temporary storage part 116 is transferred to the bundle feeding part 102. The check-and-waiting unit 120 formed on the transporting unit 118 and the main transport path 106a on the rear side of the first selection gate unit 112 to temporarily stop the transfer of the normal check in the paper medium. And the endorsement factor unit 122, which is provided on the main transport path 106a next to the check date and time waiting unit 120, and performs endorsement on an endorsement on the normal check in accordance with the printing instructions. (122) The normal check conveying unit 126 having a normal check conveying path 126a, which is provided to branch to both sides from the rear end side of the next main conveying path 106a, and then the normal check is returned, and then normal cash is returned. A second cash transfer section 132 having a normal cash transfer path 132a, and a second transfer path to selectively switch the transfer path at a branching point to the normal check transport path 126a and the normal cash transfer path 132a. On the rear end side of the selection gate portion 124 and the normal check transport path 126a. The normal check storage entry unit 128, in which the normal check of the sheet which is formed and completed to be transferred, is temporarily waited for storage processing, and the normal check waiting operation for storage processing in the normal check storage entry unit 128 is operated up and down. It is provided on the rear end side of the normal check storage cassette (cassette) 130 and the normal cash transport path (132a) to be moved and stored inside by using a push bar (130a) to sequentially transfer one by one The normal cash temporary storage unit 134 and the normal cash temporary storage unit 134 for stacking the normal cash which are to be temporarily waited for the storage processing are stacked. The user is provided to connect the normal cash storage cassette unit 136 and the normal cash temporary storage unit 134 and the bundle input unit 102 to be moved and stored inside by using the push bar 136a that operates up and down. In accordance with the deposit cancellation input for the normal cash of the normal cash carrying transport unit 138 having a normal cash carrying transport path (138a) to be transferred to the bundle input unit 102.

Hereinafter, each component will be described in more detail.

Bundle input unit 102 is a part that the user receives the cash or check only one kind of paper medium from the outside in a bundle unit including a sheet received from the outside or returned from the inside, the configuration, input or return The paper carrier of the bundle unit is to be located, and may include an opening and closing door for external opening and closing of the tray.

Sheet separation unit 104 is a part that separates the input paper unit of the bundle unit internally one by one and automatically sent out at a predetermined time interval, the "Paper flow dispenser" of the Korean Patent Application No. 10-2004-0118506 filed by the present applicant It can be appropriately implemented through the technology disclosed in "sheet separation apparatus and method thereof" or "banknote separation apparatus using friction force" of Republic of Korea Utility Model No. 20-0363175.

The sheet separator 104 continuously sends out a single piece of cash continuously at a predetermined time interval when the paper medium to be processed is cash. Meanwhile, when the paper medium to be processed is a check, the first piece of check is sent out first. When the internal processing for is completed, the next check will be sent.

The main conveying unit 106 is provided to convey the sheet media one by one in a horizontal state. The configuration includes a main conveying path 106a formed between both guide walls and a corresponding main conveying path 106a. A plurality of conveying driving means, such as a conveying roller which is provided in direct contact with the paper medium and conveyed, and a conveying driving force providing means, such as a driving motor for providing a driving force to the conveying driving means.

The automatic sorting unit 108 aligns the paper medium to one end side quickly and accurately in the process while continuously conveying the paper medium for a certain period, and the purpose of the alignment is for the paper medium arranged in the discriminating unit 110 afterwards. The purpose of the present invention is to improve the accuracy of processing, such as accurate recognition and the endorsement factor 122 to be carried out in the correct position, and the "paper wastes" of Korean Patent Application No. 10-2006-0010482 filed by the present applicant It can be properly implemented through the technology disclosed in "banknote sorting device of the automatic storage processor".

The discriminating unit 110 is a part which discriminates whether the paper medium is provided on the main conveying path 106a, including the authenticity and damage of the conveyed paper medium. By reading the characteristics of the cash by using a contact image sensor (CIS) unit (110a) to acquire and analyze the image information as the media information, and a variety of sensors for the cash in the transported paper medium MICR (Magnetic Ink Character Recognition), which acquires as a check information a cash discrimination unit 110b for discriminating the authenticity of the cash and magnetic character information printed on the check of the transported paper medium. The unit 110c and a double detect part 110d for detecting whether two or more sheets of paper media provided on the main transport path 106a overlap each other are included.

Among them, the CIS unit (110a) is to obtain the image information of the paper medium as the media information by continuously scanning both sides of each sheet of paper media that is aligned and then transferred through the automatic alignment unit 108, The configuration includes two scanning heads which contact and scan the front and rear surfaces of the paper medium respectively, pressing means for bringing the paper medium into close contact with each scanning head side so as to perform accurate scanning, and image data scanned by the scanning head. Information reading means for further reading and obtaining information such as text and figures from the image.

Therefore, the CIS unit 110a acquires image data of the paper medium to check the size and damage of the paper medium, and additionally reads information such as various characters and figures from the image data as necessary. In addition, by acquiring various additional information such as the amount of money along with the appearance information, it is possible to discriminate whether the paper media is abnormal based on the obtained information, and also considering the size of the paper media and the number of times scanned. Counting work is also performed for a large number of paper media passed.

The cash discrimination unit 110b reads out the characteristics of the cash by using various sensors for the cash in the paper medium and discriminates whether the cash is abnormal. The characteristics of the cash include size and printing pattern. The sensor may be provided, and may include any one or more of a light emitting sensor, a magnetic sensor, an ultraviolet sensor, and an infrared sensor.

Here, the light emitting sensor can measure the length and size of the cash by detecting the phase difference of the light reflected back from the cash by irradiating the light on the cash, the ultraviolet sensor and the magnetic sensor on the normal cash bill according to the paper type In consideration of the fact that the material responding to ultraviolet rays is distributed in a certain pattern and the specific components contain magnetic components, the authenticity of the cash is detected by detecting the corresponding ultraviolet rays or magnetic components. The authenticity of the cash is detected by detecting features such as thickness, length, and color distribution.

The MICR unit 110c acquires, as check information, the magnetic character information printed on the check in the conveyed paper medium. The configuration of the MICR unit 110c adheres the check to the magnetic recognition head and the magnetic recognition head, so that the correct recognition is possible. It may include a pressing means and the like to be made.

That is, since the information related mainly to issuance such as serial number and account number is described as magnetic characters at the predetermined position of the check, the MICR unit 110c obtains the magnetic character information through the magnetic recognition head, It will be used to check the authenticity.

The double sheet detecting unit 110d detects an abnormality in whether two or more sheets of paper are overlapped, since the correct internal processing is impossible if two or more sheets of paper are stacked. It can be implemented as a mechanical detection method for detecting the thickness of the medium to determine whether two sheets, and the CIS unit 110a and the MICR unit 110c described above, in addition to the mechanical detection unit, can be used in triplicate. The technology disclosed in the "Delivery Detection System of Automatic Paper Waste Receiving Machine" of Korean Patent Application No. 10-2006-0010399 filed by the present applicant, which can detect whether the double sheet is very accurate and perfectly by detecting the double sheet. Can be implemented appropriately.

On the other hand, the first selection gate 112 is branched from the main transport path 106a to one side at the rear side of the discriminating unit 110, the paper medium confirmed as abnormal as a result of the normal check through the discriminating unit 110 after Selective transfer path switching is performed for the abnormal medium powder-based transport path 114a to be conveyed and the main transport path 106a that is continuously connected, so that the paper medium is transferred to the transport path that is subsequently opened.

When the operation of the first selection gate portion 112 is described in brief, the paper medium is identified as normal or abnormal as soon as it passes through the discriminating unit 110, and accordingly, if the paper is normal according to the result of the confirmation The medium is continuously transported along the main transport path 106a, and if it is abnormal as a result of the check, the paper medium is transported along the abnormal medium powder-based transport path 114a which is branched.

On the other hand, the abnormal medium temporary storage unit 116 is provided at the rear end side of the abnormal medium-part based passage 114a branched to one side from the main transport path 106a as described above, and the abnormal paper media conveyed one by one are stacked therein. To be collected and temporarily stored, that is, until the processing of all the number of sheets of paper media once inserted into the bundle inserting unit 102 is completed, the paper medium which is abnormally determined is continuously stored and temporarily stored. .

The abnormal medium transporting unit 118 is provided to directly connect the abnormal medium temporary storage unit 116 and the bundle input unit 102 to store a plurality of paper media temporarily stored in the abnormal medium temporary storage unit 116. It is to be transferred to the bundle inserting unit 102, it can be implemented to transfer a plurality of paper media collected in the abnormal medium temporary storage unit 116 at once or with a sheet separation device by itself to successively transfer to a sheet. have.

On the other hand, the check date and reception unit 120 is formed in the main transport path 106a itself between the first selection gate portion 112 and the endorsement factor portion 122 at regular intervals, and as a result of the check in the preceding discrimination unit 110 is normal. The transfer of a check that has been found to be temporarily suspended will result in the final receipt of the check prior to an endorsement of the endorsement for the transfer of ownership to the financial institution. The check will be queued to receive confirmation of the owner's customer, and if the check is queued in the corresponding section, if the acceptance is instructed, the check will continue to be transferred to the endorsement unit 122. If the storage cancellation is indicated, the check is transferred to the bundle inserting unit 102 or the above-described abnormal medium temporary storage unit 116 by reverse driving of the main conveying unit 106. It is to be taken out.

On the other hand, the endorsement factor 122 is confirmed as normal as a result of the identification through the discriminating unit 110, and only when the owner's final acceptance in the above-mentioned check date and time unit 120 is instructed, the final check for the check In this case, the endorsement may include a storage date, a storage amount, and storage bank-related information. The endorsement factor 122 may be a dot print (not shown). dot print).

On the other hand, the second selection gate portion 124 is provided so as to branch to both sides from the rear end side of the main transport path 106a after the endorsement factor 122, the normal check transport path (126a) and the normal check will be returned afterwards By selectively opening and closing between the normal cash transport path (132a) to be returned to the cash to switch the transfer path, it is selectively opened and closed depending on whether the paper is processed cash or check.

On the other hand, the normal check storage incoming portion 128 is formed at the rear end side of the normal check transport path (126a) is a portion where the normal check of the sheet to be completed transfer stops temporarily for storage processing.

In addition, the normal check storage cassette unit 130 moves the check of a single sheet waiting for the storage process to the normal check storage inlet unit 128 to be internally moved by using the push bar 130a which is operated up and down each time. In part, the present invention can be appropriately implemented through the technology disclosed in the "apparatus cassette device of the automatic paper handling machine" of the Republic of Korea Patent Application No. 10-2006-0010667.

On the other hand, the normal cash temporary storage unit 134 is provided at the rear end side of the normal cash transport path (132a) to collect the normal cash to be transferred sequentially one by one to be stacked to temporarily wait for the final storage processing to be.

In addition, the normal cash storage cassette unit 136 collects a plurality of stacked normal cash which are collected for storage processing in the normal cash temporary storage unit 134 and moves therein by using a push bar 136a which is operated up and down. To be finally stored, the same as the above-described normal check storage cassette 130 may be implemented.

On the other hand, the normal cash carrying section 138 is provided to directly connect between the above-described normal cash temporary storage unit 134 and the bundle input unit 102, the normal cash temporary storage unit according to the user's final deposit cancellation input ( 134) to transfer a plurality of normal cash temporarily stored in the bundle input unit 102 to be taken out, and to transfer a large number of the normal cash collected in the normal cash temporary storage unit 134 at once or to itself With a sheet separation device can be implemented to be transported in succession to a single sheet.

Furthermore, the automatic cash and check processing apparatus 100 according to the present invention controls the driving of the memory unit 142 and the overall apparatus 100 in which various kinds of information obtained from the discriminating unit 110 are stored. A communication control unit 146 which communicates with a drive controller 140 for connection, a separate host computer 200 connected thereto, the memory unit 142, the drive control unit 140, The central control unit 144, which generally controls the communication control unit 146, etc., the user input unit 148, which receives the user's input information, and the necessary items to be externally displayed for the user to recognize. The display unit 150, and the specification table output unit 152 to print and finally output the result of the received processing to the user as a detailed specification table (that is, a receipt) to provide.

The memory unit 142 stores a variety of information obtained by the above-described discrimination unit 110 and various software that can be executed by the central controller 144.

The drive control unit 140 is a part that controls the overall device driving under the control of the central control unit 144, the drive for conveying, sorting, scanning, magnetic character recognition, double sheet detection, printing, storage, etc. of the paper medium. Will have overall control.

The communication control unit 146 is a communication interface for performing communication with a separate host computer 200. The configuration of the communication control unit 146 is a transmission unit for transmitting the obtained various information to the host computer 200, and from the host computer 200. It may include a receiving unit for receiving a variety of information, wherein the host computer 200, if the cash and check automatic receipt processing apparatus 100 according to the present invention transmits the information obtained by itself using the corresponding information The confirmation result can be returned.

The central controller 144 executes the software stored in the memory 142 to perform overall central control.

The user input unit 148 is a part where the user inputs his / her input from the outside, and may be implemented as a key panel or a touch panel.

The display unit 150 is a part for displaying a necessary item to the outside so that the user can recognize it.

The specification table output unit 152 is a part which finally issues the result of the storing process to the specification table and provides it to the user.

Therefore, as a structure as mentioned above, the preferable whole effect | action is preferable below.

First, the user checks the question of whether the paper type to be deposited is cash or check on the display unit 150, and the user selects the type of paper medium to be deposited using the user input unit 148. Select whether or not to enter a check.

Subsequently, when the opening / closing door of the bundle input unit 102 is opened, the user inputs the paper medium to be deposited in bundle units at a time.

Thereafter, the opening / closing door of the bundle inserting unit 102 is closed, and then the sheet separating unit 104 provided at the bundle feeding unit 102 is operated, and the main conveying unit 106 is started to be driven. The sheet separator 104 separates the paper media one by one from the bundle at a predetermined time interval and continuously delivers the paper media to be transported along the main transport path 106a.

Subsequently, the paper medium to be conveyed in sheets is first aligned with one side while passing through the automatic sorting unit 108, and then continuously conveyed to pass through the discriminating unit 110.

That is, the paper medium passes sequentially through the CIS unit 110a, the cash discrimination unit 110b, the MICR unit 110c, and the double sheet detection unit 110d of the discriminating unit 110, wherein the paper medium is cash. In this case, the image information is acquired and read by the CIS unit 110a, and its characteristics are read through various sensors provided in the cash discrimination unit 110b, and whether the double sheet is detected by the double sheet detecting unit 110d. This confirms the normality of the cash.

On the other hand, if the paper medium is a check, the CIS unit 110a acquires and reads the image information, and the magnetic character information printed on the check in the MICR unit 110c is obtained as check information. The check whether the check is confirmed at 110d is performed through the exchange of information with the host computer 200 using the self-identified and acquired information.

In this case, as soon as the paper medium passes through the discriminating unit 110, whether the paper medium is normal or not is determined, and the first selection gate unit 112 provided at the rear side of the discriminating unit 110 according to the determination result. Selectively opens the paper so that the paper medium is transferred through the selected transport path.

That is, when it is determined that the determination using the discriminating unit 110 is normal, the first selection gate unit 112 opens the main transport path 106a and the paper medium continuously opens the main transport path 106a. On the other hand, if it is determined that the abnormality is determined as abnormal, the abnormal medium powder-based transport in which the paper medium is branched by opening the abnormal medium powder-based transport path 114a where the first selection gate portion 112 branches. It is to be continuously transported along the furnace (114a).

First, as a result of the determination, when it is determined that it is determined to be abnormal and is transported along the abnormal medium powder based passage 114a, the paper medium conveyed along the abnormal medium powder based passage 114a is finally transferred to the abnormal medium powder based transportation. The abnormal medium temporary storage unit 116 provided at the rear end side of the furnace 114a is transferred and stored.

On the other hand, if it is determined that it is normal and continuously transported along the main transport path 106a, the process proceeds differently depending on the type of the paper medium. The check is temporarily stopped in the check date and time waiting unit 120 formed in a certain period and temporarily waits. In the waiting state, the display unit 150 indicates that the check is normally determined and finally received. The user is asked to select whether to accept or cancel the storage, and the user re-determines his / her intention and selects the storage acceptance or cancellation through the user input unit 148 and inputs the storage cancellation. In this case, the main conveying unit 106 is driven in the reverse direction so that the check is conveyed in the reverse direction so that the bundle feeding unit 102 or When the deposit process is properly terminated to allow the user to return the checks, the main transport unit 106 is driven forward to receive the checks. For the check to be forwarded and forwarded again, the endorsement is performed in the endorsement factor 122, and when all of the factors are completed, the check is also continuously transferred to eventually select the second selection gate 124. After continuing to be transported along the normal check transport path (126a) according to the normal opening stops at the normal check storage inlet 128 and waits immediately after the push bar (130a) of the normal check storage cassette unit 130 is lowered Pressing the normal check of the sheet is lowered together so that the check is stored and stored in the normal check storage cassette unit 130.

As a result, the storing process for one check is completed, and then the processing for the next check is repeatedly performed so that all of the normal checks are stored in the normal check storing cassette unit 130, and abnormal ones are stored in the abnormal medium temporary storing unit ( 116) collected and stored in the bundle input unit 102 through the abnormal medium carrying unit 118 to be returned to the user.

Here, the foot push bar 130a, which preferably checks each sheet to the normal check storage inlet 128, is operated to descend to store the normal check of each sheet directly in the normal check storage cassette 130. However, unlike this, until the checks for all the checks once inserted into the bundle input unit 102 are completed, the normal checks are collected in the normal check storage unit 128 and then the normal checks are pushed together. The bar 130a may be moved downward so as to be stored at once in the normal check storage cassette unit 130.

On the other hand, if the paper medium determined to be normal as a result of the determination by the discriminating unit 110 is cash, the cash is continuously transferred along the main transport path 106a to the end and then branched to the normal cash transport path 132a. In addition, after being transported to the end, it is temporarily stored in the normal cash temporary storage unit 134 provided at the rear end side of the normal cash transport path 132a, that is, continuously at regular intervals from the sheet separator 104. Repeated processing for the sheets of cash to be sent out in succession is progressed, so that the normal cash is collected to be stacked in the normal cash temporary storage unit 134, while the abnormal cash is all abnormal media temporary storage unit ( 116 and then temporarily stored and then stored in the bundle input unit 102 through the abnormal medium carrying unit 118 to be returned to the user.

In addition, before the normal cash collected so as to be stacked in the normal cash temporary storage unit 134 is finally stored into the normal cash storage cassette unit 136, the predetermined amount of cash is first provided to the user through the display unit 150. Indicates that it is normally processed and is waiting for the final storage processing, and asks the user to enter and decide whether to finally process or cancel the deposit. The depositor accepts or cancels the deposit through the input unit 148, and thus, if the deposit is canceled, the normal cash collected and stored in the normal cash temporary storage unit 134 is stored in the normal cash transport and transport unit (148). 138) is transferred to the bundle input unit 102 to be returned to the user, while the payment acceptance When the normal cash collected in the normal cash storage unit 134, the push bar (136a) of the normal cash storage cassette unit 136 is lowered and moved to the normal cash storage cassette unit 136 on the lower side at once. The cash storage cassette 136 is stored in the final deposit processing.

According to the present invention as described above, since both the cash and the check can be stored, it is very excellent in terms of versatility, and the cash and the check can be received in bundles and can be received and processed. It is possible to provide improved work productivity with rapid processing while greatly improving the convenience of use.

In addition, of course, a large amount of checks and cash are stored in the normal check storage cassette unit 130 and the normal cash storage cassette unit 136 according to the repetition of the above-described deposit processing. In each of the storage cassette unit 130, 136 will take out the check and cash loaded.

On the other hand, in the above initially, the user first receives the input check whether the type of the paper medium to be requested for storage processing cash or check to be stored accordingly accordingly, otherwise the paper medium that the device 100 itself is internally processed It may be implemented to automatically determine whether the cash or check in real time according to the result of the check, wherein the cash or check sorting process in the discriminating unit 110, all detection sensors of the cash discriminating unit (110b) In the case where an error occurs at the same time and the normal reading is performed by the MICR unit 110c, it is a check. On the contrary, when all the sensors of the cash discrimination unit 110b are recognized normally and the normal reading is not performed by the MICR unit 110c. In this case, since the cash is selected, the second check gate 124 is switched in real time according to the classification so that the normal check is normal. Storage and flows to the incoming portion 128, the normal cash will be normal when cash pause and go to a storage unit 134, abnormal checks and cash flows to the storage medium at least temporarily 116.

Of course, if the separation process itself as described above, the user will be able to mix the cash and checks from the beginning of the Guji without mixing them into a mixed state.

In addition, the discrimination unit 110 performs the discrimination function of the CIS unit 110a, the cash discrimination unit 110b, and the MICR unit 110c. Among the cash, the CIS unit 110a and the cash discrimination unit are used. 110b is used, and the CIS unit 110a and the MICR unit 110c are used for the check. If the cash discrimination unit 110b includes an additional CIS unit (not shown), In this case, only the cash discrimination unit 110b may be driven, and in the case of a check, only the CIS unit 110a and the MICR unit 110c may be driven. Thus, various modifications may be made in the detailed implementation of the discrimination unit 110. State that there may be

In the foregoing description, it should be understood that those skilled in the art can make modifications and changes to the present invention without changing the gist of the present invention as merely illustrative of a preferred embodiment of the present invention.

According to the present invention, since both the cash and the check can be stored and processed, it is very excellent in terms of versatility, and also the cash and the check can be received and received at once in bundles, so that the user can insert the sheet. It is possible to achieve a significant improvement in the convenience of use by preventing the effect while being able to provide an improved work productivity according to the rapid processing can be achieved.

Claims (14)

A cash and check automatic receipt processing device that receives two types of paper and cash in a bundle unit including a sheet and automatically receives and processes them. A bundle input unit 102 in which a user inputs or receives a bundle unit of the cash and / or the paper medium of the check; Sheet separation unit 104 to separate the paper medium of the bundle unit introduced through the bundle input unit 102 one by one to be sent at a predetermined time interval, and A main conveying unit 106 for conveying the paper medium to be sent out one by one along the main conveying path 106a in a horizontal state; A discriminating unit 110 for acquiring various information about the paper medium provided on the main conveying path 106a and discriminating whether the paper medium is normal or not; The abnormal medium distribution path is formed so as to branch in a different direction from the main transport path 106a at the rear side of the discriminating unit 110 so that the paper medium identified as abnormal as a result of the discrimination at the discriminating unit 110 is conveyed ( Abnormal medium powder-based delivery unit 114a), A first selection gate portion 112 for selectively switching a transfer path at a branching point of the abnormal medium powder-based flow path 114a and the main transport path 106a which continues to the rear side; The abnormal medium temporary storage unit 116 is provided at the rear end side of the abnormal medium powder-based passage 114a to temporarily store the abnormal paper medium being transported; The abnormal medium temporary storage unit 116 and the bundle input unit 102 is provided to connect the abnormal paper medium stored in the abnormal medium temporary storage unit 116 is abnormal to be transferred to the bundle input unit 102 The abnormal medium transport and transport unit 118 having a medium transport and transport path 118a, Check temporary waiting period formed on the main transport path (106a) of the rear side of the first selection gate portion 112 itself to temporarily stop the transfer of the check in the paper medium to wait for the user's final acceptance ( 120), Endorsement factor 122 is provided on the main transport path (106a) next to the check date-and-waiting unit (120) to perform the endorsement for the endorsement of the normal check that the acceptance of the acceptance is finally input from the user; The normal check carrier 126 having a normal check transport path 126a, which is provided to branch to both sides from the rear end side of the main transport path 106a after the endorsement factor unit 122, and then normal. A normal cash transport unit 132 having a normal cash transport path 132a through which cash is returned; A second selection gate portion 124 for selectively switching a transfer path at a branching point between the normal check transport path 126a and the normal cash transport path 132a; A normal check storage retracting unit 128 formed at the rear end of the normal check transport path 126a and temporarily waiting for the transfer to be completed; A normal check storage cassette unit 130 which finally stores internal checks waiting in the normal check storage inlet unit 128; A normal cash temporary storage unit 134 provided at the rear end side of the normal cash transport path 132a to temporarily wait for the transfer processing to be completed; The normal cash storage cassette unit 136 for finally storing the normal cash waiting in the normal cash temporary storage unit 134 therein, and The normal cash temporary storage unit 134 and the bundle input unit 102 is provided so as to connect the normal cash is transferred to the bundle input unit 102 according to the user's deposit cancellation input to the normal cash Automatic cash and check automatic processing apparatus comprising a normal cash carrying section 138 having a carrying path (138a). The method of claim 1, Cash is characterized in that it further comprises an automatic sorting unit 108 which is arranged on one side end while continuously transporting the paper medium provided on the main conveying path (106a) in front of the discriminating unit 110 And automatic check processing device. The method of claim 1, The discriminating unit 110, CIS (contact image sensor) unit 110a for acquiring and analyzing image information by scanning the paper medium; A cash discrimination unit 110b for discriminating whether the cash is normal by reading out the characteristics of the cash by using various sensors provided for the cash in the paper medium; And an MICR (magnetic ink character recognition) unit (110c) which obtains magnetic character information printed on the check from the paper medium as check information. The method of claim 3, wherein The discriminating unit 110, Automatic cash and check automatic processing apparatus, characterized in that it further comprises a double sheet detection unit (110d) for detecting whether the paper medium is overlapping two or more sheets. The method of claim 3, wherein The cash discrimination unit 110b, As the detection sensor, Automatic cash and check automatic processing device comprising any one or more of a light sensor, a magnetic sensor, an ultraviolet sensor, an infrared sensor. The method of claim 1, The abnormal medium temporary storage unit 116, Cash and check automatic receipt processing, characterized in that to accept and temporarily store all the paper medium that is abnormally determined until the internal processing of the paper medium of all the sheets put into the bundle input unit 102 is completed Device. The method of claim 6, The abnormal medium transporting unit 118, Automatic cash and check automatic processing apparatus, characterized in that for transferring a plurality of sheets of the paper medium temporarily stored in the abnormal medium temporary storage unit 116 at once or successively in a single sheet. The method of claim 1, If the check is waiting in the check temporary waiting unit 120, but if the user's storage cancellation is input, the check is returned to the bundle input unit 102 or the unit by reverse driving of the main transport unit 106. Cash and check automatic storage processing apparatus, characterized in that the abnormal medium temporary storage unit 116 to be carried out. The method of claim 1, The normal check storage cassette unit 130, Cash and check automatic receipt processing device, characterized in that the sheet transfer is completed to immediately store the check of the sheet waiting in the normal check storage entry unit (128). The method of claim 1, The normal cash temporary storage unit 134, Automatic cash and check automatic processing device, characterized in that to collect the normal cash is completed to transfer one by one temporarily. The method of claim 10, The normal cash storage cassette unit 136, Automatic cash and check automatic storage processing apparatus characterized in that the normal cash temporarily stored in the temporary storage unit 134 and a plurality of normal cash stored in the process at one time. The method of claim 1, The normal check storage cassette unit 130 and the normal cash storage cassette unit 136, Automatic cash and check automatic processing device characterized in that it comprises a push bar (130a, 136a) to move up and down the paper medium. The method of claim 10, The normal cash carrying section 138, Automatic cash and check automatic processing device, characterized in that to transfer a plurality of normal cash temporarily stored in the normal cash temporary storage unit 134 at once or in a row in a row. The method of claim 1, A memory unit 142 to store various types of information including information obtained from the discriminating unit 110, A driving controller 140 for controlling the driving of the overall apparatus 100; Communication control unit 146 to perform communication with a separate host computer 200, A central controller 144 for centrally controlling the memory unit 142, the driving controller 140, and the communication controller 146; A user input unit 148 to receive input of user input information; A display unit 150 for displaying a necessary item to the outside so that a user can recognize the same; Cash and check automatic receipt processing device, characterized in that it further comprises a specification table output unit (152) for printing the result of the finally received processing to output to the user as a specification table.

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