WO2016185864A1 - Dispositif de transaction automatique, système de transaction automatique et procédé d'examen automatique - Google Patents

Dispositif de transaction automatique, système de transaction automatique et procédé d'examen automatique Download PDF

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Publication number
WO2016185864A1
WO2016185864A1 PCT/JP2016/062547 JP2016062547W WO2016185864A1 WO 2016185864 A1 WO2016185864 A1 WO 2016185864A1 JP 2016062547 W JP2016062547 W JP 2016062547W WO 2016185864 A1 WO2016185864 A1 WO 2016185864A1
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WIPO (PCT)
Prior art keywords
information
image information
money
automatic transaction
automatic
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PCT/JP2016/062547
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English (en)
Japanese (ja)
Inventor
正樹 土谷
康夫 後藤
冠超 王
高一 田中
麗莉 郭
国強 陳
継紅 張
Original Assignee
日立オムロンターミナルソリューションズ株式会社
日立金融設備系統（深▲セ▼▲ン▼）有限公司
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Publication of WO2016185864A1 publication Critical patent/WO2016185864A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals

Definitions

  • the present invention relates to an automatic transaction apparatus, an automatic transaction system, and an automatic scrutiny method that can perform automatic counting, and more particularly to an automatic transaction apparatus, an automatic transaction system, and an automatic scrutiny method that record unknown tickets and record automatic counting results in each transaction. .
  • Scrutiny can be done completely manually. That is, the transporter goes to the site and replaces each cassette, or collects all the money in each cassette and puts the prepared money in the cassette. Count the collected money and check the counting result against the background.
  • an automatic scrutiny process using an automatic counting function of an automatic transaction apparatus may be used. With the automatic counting function, the money in the deposit / withdrawal set is conveyed to, for example, a replenishment / collection cassette and counted, and then the money in the replenishment / collection cassette is returned to the original deposit / withdrawal cassette. The result of automatic counting is checked against the background.
  • Patent Document 1 includes a holding mechanism for holding a banknote deposited by a user and a banknote transported from a banknote storage unit, a holding mechanism for shooting the banknote held and holding banknote image data of the taken banknote image, A transaction apparatus including a billing image presented to a user and a reception mechanism that accepts a user's confirmation operation is disclosed.
  • the banknote image data photographed and held in the technique disclosed in Patent Document 1 is used only when it is prevented that the banknotes withdrawn after the withdrawal has been withdrawn are maliciously exchanged with counterfeit bills and prevented from appealing to the bank. Is done. Further, since the banknote image data is recorded in time order, the banknote image data is displayed on the display unit in time order. Therefore, if the image data is used as it is to determine an unknown ticket, mistakes are likely to occur or processing efficiency is affected.
  • the present invention has been made in view of the above-mentioned problems, reduces the burden of scrutiny by the administrator, allows the administrator to easily check information on unknown tickets, and improves the efficiency of determining unknown tickets. It is an object of the present invention to provide an automatic transaction apparatus, an automatic transaction system, and an automatic inspection method thereof.
  • the present invention provides an automatic transaction apparatus, which includes a deposit / withdrawal cassette for storing money to be used for deposit / withdrawal transactions, and money conveyed in the automatic transaction apparatus.
  • a counter part for discrimination, and the number of money stored in the deposit / withdrawal cassette are counted when the deposit / withdrawal cassette performs money deposit / withdrawal transactions, and when the discrimination part determines that the money is rejected.
  • the discrimination unit obtains the front and back information by comparing all the acquired image information and template information prepared in advance based on the characteristics of money, and the passing posture information is The money is an inclination angle or positional deviation with respect to the reference direction.
  • the unknown ticket information further includes unknown ticket rejection cause information
  • the control unit displays all processed image information and reject cause information regarding each unknown ticket based on the unknown ticket information.
  • the information is displayed on the display unit, and the manager is made to input the amount of the unknown ticket via the input unit.
  • control unit orders the unknown ticket information according to reject cause information and displays the information on the display unit.
  • the total image information includes total image information on the front side of money and total image information on the back surface, which is a surface opposite to the front side, and the processed total image information is processed on the front side of the money.
  • the processed image information on the front surface is displayed at the front surface display position of the display unit, and the processed all image information on the back surface is displayed on the back surface of the display unit. Displayed at the display position.
  • the correction of all the image information is performed by the discrimination unit or the control unit.
  • the present invention also provides an automatic transaction system, which includes an automatic transaction apparatus, a host system, and an operation unit that are connected so as to be capable of data communication.
  • the deposit / withdrawal cassette for storing the money used in the automatic transaction apparatus, the discrimination unit for discriminating the money conveyed in the automatic transaction apparatus, and when the deposit / withdrawal cassette performs the money deposit / withdrawal transaction,
  • a reject cassette for storing the money that has been determined to be rejected and the money that has been determined to be reject money by the discrimination unit when performing the counting process of counting the number of money stored in the deposit / withdrawal cassette;
  • a control unit for recording rejected money discrimination result information and count processing result information, and the operation unit is operated by an administrator who has a scrutinization authority and sends information to the administrator.
  • a display unit for displaying information and an input unit for inputting information by an administrator wherein the discrimination unit acquires at least all image information of an unknown ticket out of money passing through, and based on the all image information, The front and back information and the passing posture information of money are acquired, and the control unit records all processed image information obtained by correcting the all image information based on the passing posture information, The unknown ticket information including the front and back surface information, the passing posture information, and the processed all image information is recorded for the unknown ticket generated until the automatic scrutiny.
  • the operation unit is installed in the automatic transaction apparatus, the host system, or a control device included in the automatic transaction system, and performs a remote operation on the automatic transaction apparatus and the upper system.
  • the correction of all the image information is performed by the discrimination unit or the control unit of the automatic transaction apparatus, or the correction of the entire image information is performed by the host system or the control apparatus, Instead of the control unit, the processed all image information is recorded.
  • the present invention also provides an automatic scrutiny method for an automatic transaction system, the automatic transaction system including an automatic transaction apparatus connected to be capable of data communication, a host system, and an operation unit.
  • a deposit / withdrawal cassette for storing money to be used for deposit / withdrawal transactions, a discrimination unit for discriminating money conveyed in the automatic transaction apparatus, and the discrimination unit when the deposit / withdrawal cassette performs money deposit / withdrawal transactions Rejecting the money determined to be rejected by the discriminating money and the money determined to be rejected by the discrimination unit when performing the counting process of counting the number of money stored in the deposit / withdrawal cassette A cassette, and a control unit that records the discrimination result information and the count processing result information of the reject money, and the operation unit is operated by an administrator having a scrutinization authority, A display unit for displaying information to the administrator and an input unit for inputting information by the administrator, and in the automatic inspection method, at the time of performing the discrimination, at least all images of unknown vouchers in the passing currency Information is acquired, the front and back surface information and the passing posture information
  • the operation unit is installed in the automatic transaction apparatus, the host system, or a control device included in the automatic transaction system, and is remote from the automatic transaction apparatus and the host system. Perform the operation.
  • the correction of the all image information is performed by the discrimination unit or the control unit of the automatic transaction apparatus, and the processed all image information is recorded by the control unit, or the higher order
  • the system or the control device performs the correction of the all image information and records the processed all image information.
  • the administrator can easily check the information on the unknown ticket at an arbitrary time after the completion of the automatic counting, so that the work efficiency of the unknown ticket confirmation can be improved.
  • the definiteness of the unknown ticket has been improved, in most cases, it is not necessary to confirm the actuality of the reject cassette, and there is no need for a security guard to be dispatched. Therefore, the usage efficiency of the automatic transaction apparatus can be improved.
  • FIG. 1 is a schematic external view of an automatic transaction apparatus according to an embodiment of the present invention. It is the schematic of the internal structure of the automatic transaction apparatus concerning embodiment of this invention. It is a flowchart (the 1) of the counting process of the automatic transaction system concerning embodiment of this invention. It is a flowchart (the 2) of the counting process of the automatic transaction system concerning embodiment of this invention. It is a flowchart (the 3) of the counting process of the automatic transaction system concerning embodiment of this invention. It is a flowchart (the 4) of the counting process of the automatic transaction system concerning embodiment of this invention. It is a flowchart (the 5) for demonstrating the counting process of the automatic transaction system concerning embodiment of this invention.
  • FIG. 1 is a conceptual diagram of an automatic transaction system according to an embodiment of the present invention.
  • the automatic transaction system of the present invention includes a host system 11, a control device 102, a network 101, and automatic transaction apparatuses 1-1, 1-2, 1-3, and 1-4.
  • the host system 11 is, for example, an ATMP system (bank integrated service front system).
  • the control device 102 has an operation unit that is operated by an administrator who has a scrutinization authority.
  • the operation unit includes a display unit for displaying information to the administrator, and an input unit for inputting information by the administrator.
  • the display unit and the input unit may have an integrated structure or separate structures.
  • the control device 102 performs data communication with the host system 11 and the automatic transaction apparatuses 1-1, 1-2, 1-3, and 1-4 via the network 101.
  • a remote operation may be performed on the automatic transaction apparatuses 1-1, 1-2, 1-3, and 1-4.
  • the network 101 is various communication networks capable of data transmission, such as a wired communication network or a wireless communication network.
  • the automatic transaction apparatuses 1-1, 1-2, 1-3, and 1-4 can communicate with the host system 11 and the control apparatus 102 via the network 101, and have a discrimination unit that discriminates each currency conveyed in the apparatus. Have.
  • each automatic transaction apparatus may have the same or similar structure, and both will be described below as the automatic transaction apparatus 1.
  • FIG. 2 is a schematic external view of an automatic transaction apparatus according to an embodiment of the present invention.
  • the installation positions and shapes of the respective structures are merely for explanation, and do not limit the present invention. In practice, various appropriate installation positions and shapes can be adopted depending on the situation.
  • the automatic transaction apparatus 1 is an apparatus for transactions such as payment at a bank or the like.
  • the automatic transaction apparatus 1 includes an operation panel (for example, a touch panel display) 2, an operation button 3, and a password input unit 4, and a user operates them to perform a transaction.
  • a card entry / exit 6, a deposit / withdrawal port 7, a detailed table exit 8 and the like are arranged on the front surface.
  • a bill processing mechanism 9, a control unit 10, and a reception unit 12 and a transmission unit 13 that communicate with the host system 11 via the network 101 are accommodated.
  • FIG. 3 is a schematic diagram of the internal structure of the automatic transaction apparatus according to the embodiment.
  • the installation positions and shapes of the respective structures are merely for description, and do not limit the present invention. In practice, various appropriate installation positions and shapes can be adopted depending on the situation.
  • the automatic transaction apparatus 1 has a deposit / withdrawal port 7 (see FIG. 2).
  • the deposit / withdrawal port 7 is provided with an openable / closable shutter 14.
  • money is deposited into the deposit / withdrawal port 7, and in the case of withdrawal, the currency is taken out from the deposit / withdrawal port 7.
  • a discrimination unit 15 Inside the automatic transaction apparatus 1, there are provided a discrimination unit 15, a stacker 16, a deposit / withdrawal cassette 17, a reject cassette 18, and a replenishment / collection cassette 19 for discriminating the authenticity of money and the denomination of money. It has been.
  • a transport path 21 for transporting money is further provided inside the automatic transaction apparatus 1.
  • a second reject cassette 20 may be further provided inside the automatic transaction apparatus 1.
  • the denominations may be different amounts such as 100 yuan banknotes or 50 yuan banknotes, may be different currency types such as renminbi or US dollars, and include different denominations of different currency types and different currency types. But you can.
  • an operation detection unit 22 and a remaining capacity detection unit 23 are provided for each cassette inside the apparatus. In FIG. 3, the operation detection unit 22 and the remaining amount detection unit 23 are described only for the replenishment / collection cassette, but the operation detection unit 22 and the remaining amount are also similarly applied to each deposit / withdrawal cassette 17 and the reject cassette 18.
  • the quantity empty detector 23 may be provided, and of course, the operation detector 22 and the remaining capacity detector 23 may not be provided in each cassette.
  • the operation detection unit 22 detects whether the cassette is operated by someone (for example, an administrator).
  • the remaining capacity detector 23 detects a situation where the remaining capacity in the cassette is empty.
  • the automatic transaction device can perform, for example, a deposit transaction and a withdrawal transaction.
  • the deposit transaction process is roughly divided into two parts: deposit count and deposit receipt.
  • money is deposited into the deposit / withdrawal port 7, subjected to a discrimination process by the discrimination unit 15, and then stored in the stacker 16.
  • money or other excluded items such as paper that cannot be identified are returned to the deposit / withdrawal port 7.
  • the returned exclusion is taken out by the end user, and then the shutter 14 of the deposit / withdrawal port 7 is closed, and the discrimination result of the money stored in the stacker 16 is displayed on the operation panel 2.
  • the end user confirms the discrimination result displayed as the deposited money, and inputs the confirmation result by the operation panel 2 or the operation button 3 when the deposit is confirmed without any problem. Thereafter, the automatic transaction apparatus 1 and the host system 11 communicate to establish a payment transaction. This process before the completion of the deposit transaction is referred to as deposit count. The process of storing deposit money after the deposit transaction is established is referred to as deposit storage. In the deposit and storage process, the money in the stacker 16 is identified again by the discrimination unit 15 and stored in the deposit / withdrawal cassette 17.
  • the discrimination unit 15 discriminates the currency that has passed through, acquires all image information on both sides of the currency, determines whether it can be conveyed to the deposit / withdrawal cassette 17, and reports the result to the control unit 10 as discrimination result information. To do. At this time, if it is determined that the transfer to the deposit / withdrawal cassette 17 is impossible, the reason is also reported to the control unit 10 together with the discrimination result information as the cause of rejection. In addition, the identification failure or non-identifiable currency is stored in the reject cassette 18 as reject currency.
  • the money conveyed or stored in the automatic transaction apparatus 1 is divided into money outside the bank account (in-flight currency) and money inside the bank account (in-flight currency).
  • the money outside the bank account is a money whose ownership does not belong to the bank in the automatic transaction apparatus 1
  • the money within the bank account is a money whose ownership belongs to the bank in the automatic transaction apparatus 1.
  • the money stored in the stacker 16 in the deposit counting process (that is, before the end user confirmation) at the time of the deposit transaction is a currency outside the bank account, and is transported in the deposit storage process (that is, after the end user confirmation).
  • the money stored in the deposit / withdrawal cassette 17 or the reject cassette 18 is money in the bank account.
  • the end user inputs the withdrawal details using the operation panel 2, the operation button 3, and the personal identification number input unit 4, and when the withdrawal is confirmed without any problem, the automatic transaction is performed.
  • the device 1 communicates with the host system 11 and a withdrawal transaction is established.
  • the money conveyed from the deposit / withdrawal cassette 17 is conveyed to the discrimination unit 15 via the conveyance path.
  • the discrimination unit 15 discriminates the currency that has passed through, acquires all image information on both sides of the currency, determines whether it can be conveyed to the deposit / withdrawal port 7 and reports the result to the control unit 10 as discrimination result information.
  • the reason is also reported to the control unit 10 together with the discrimination result information as the cause of rejection.
  • the discrimination part 15 acquires the front and back information of money and its passing posture information based on the money appearance characteristics among all the acquired image information.
  • the passing posture information may be an inclination angle with respect to the transport direction or the center position of money, but the present invention is not limited to this, and other directions and positions can be used as a reference.
  • three “100” characters on the front and back of the 100 yuan banknote can be used.
  • the surface on which the 100-yuan banknote and the portrait are printed is the front side and the other side is the back side, one “ There is a letter “100”, both of which are written horizontally, and there is one “100” character in the upper left, lower and upper right of the back side, and “100” in the lower left and lower is written horizontally.
  • the upper right “100” is vertically written. Accordingly, the relative positions of the three “100” characters on the front and back surfaces can be held in advance as template information on the front and back surfaces.
  • the discrimination section 15 acquires all image information on both sides of the banknote to pass, and for each image information, whether this matches the template information on the surface or By determining whether the template information matches the template information on the back side, the front and back side information is determined. And the inclination angle with respect to a conveyance direction, the center position of a banknote, etc. when it is judged that it corresponds with a certain template information are acquired as passage attitude
  • template information can be created for each cause of rejection.
  • the template information can include thickness information, difficulty level information, a confirmation method, and the like in addition to the above-described front and back template information.
  • the difficulty level information is the degree of difficulty in determining the denomination and number of banknotes.For example, if both the denomination and the number of sheets can be determined, the difficulty level is set to low. If one of them can be determined, the difficulty level can be set to medium, and if both cannot be determined, the difficulty level can be set to high.
  • the confirmation method indicates how the operator confirms, for example, confirmation of the denomination.
  • the discrimination unit 15 obtains all processed image information by correcting the angle and range of the all image information using the passing posture information for all the image information on the front and back of the banknote. Then, direction information is generated based on the front and back information and the passing posture information so as to correspond to the processed all image information. For example, if all the processed image information is facing up on the surface, the direction information is facing up on the surface. When all the processed image information faces upward on the back side, the direction information is on the back side. In this way, the discrimination unit 15 reports the processed all image information and direction information corresponding to each piece of all image information, the discrimination result, and the rejection cause to the control unit 10. At this time, the discrimination result information and the cause of rejection are one for each piece of money, but all processed image information and direction information are two corresponding to the front and back sides of the money, respectively.
  • the control unit 10 records the information reported by the discrimination unit 15 and, based on the reported discrimination result information, controls the banknote processing mechanism 9 to transport the banknote that can be transported to the deposit / withdrawal port 7 to the deposit / withdrawal port 7. Then, the shutter 14 is opened, the end user takes out the banknote, and the banknote that cannot be conveyed to the deposit / withdrawal port 7 is collected in the reject cassette 18.
  • the operation detection unit 22 detects whether the reject cassette 18 has been operated by someone (for example, an administrator), and the control unit 10 records the detection result of the operation detection unit 22. If someone rejects the reject cassette 18 during the period after the previous scrutiny, it is recorded as a bank check failure in the bank account.
  • the scrutiny is also referred to as a scrutiny scrutiny or a scouring bill refilling scrutiny, and usually includes a scrutiny of money in the bank account and a scrutiny of money in the bank account.
  • the automatic transaction apparatus 1 performs a count process automatically during the close examination process of this embodiment. That is, the banknotes in the deposit / withdrawal cassette are automatically transported to the replenishment / collection cassette and counted, and then the banknotes in the replenishment / collection cassette are returned to the original deposit / withdrawal cassette. Match.
  • FIGS. 4 to 9 are flowcharts of the counting process of the automatic transaction system according to the embodiment.
  • the automatic transaction apparatus 1 receives the instruction at the receiving unit 12 and performs automatic counting.
  • the automatic counting is to first stop the transaction and transport the money stored in the deposit / withdrawal cassette 17 to the replenishment / collection reject 19 via the discrimination unit 15.
  • the suspension of the transaction means that at least the banknote-related transaction of the automatic transaction apparatus 1 is stopped, and other transactions such as transfer and change of the personal identification number may be executed normally.
  • the discrimination result of the discrimination unit 15 can determine the denomination and number of money and the money is suitable for reuse, the money stock is counted and the money is conveyed to the replenishment / collection cassette 19.
  • the discrimination result of the discrimination unit 15 cannot determine the denomination and number of money and the money is not suitable for reuse, the money is stored in the reject cassette 18.
  • the discrimination level of the discrimination unit 15 can be relaxed (enlarging the acceptable range during discrimination), and money can be conveyed between the deposit / withdrawal cassette 17 and the replenishment / collection cassette 19. Then, counting is sequentially performed on each deposit / withdrawal cassette 17, thereby confirming the amount of money in each deposit / withdrawal cassette 17.
  • the automatic transaction apparatus 1 transmits an abnormal end report to the host system 11. Subsequently, the guards are dispatched to collect the cash in the deposit / withdrawal cassette 17 and the reject cassette 18 and load the automatic transaction apparatus 1 with the deposit / withdrawal cassette loaded with banknotes and an empty reject cassette. After that, the administrator performs a washing process on the automatic transaction apparatus 1, and the automatic transaction apparatus that receives the washing command automatically resets the amount of money in the bank account of the reject cassette and the deposit / withdrawal cassette and manages it. A person performs a bill loading operation on the automatic transaction apparatus 1, inputs a bill loading amount, and reports it to the host system 11.
  • the manager also checks the collected reject cassette and deposit / withdrawal cassette for the actual thing and reports the fixed amount at the time of automatic counting.
  • the washing process is not limited to this, the washing process is performed on the automatic transaction apparatus 1, the stocks of the reject cassette and the deposit / withdrawal cassette are reset, and all the deposit / withdrawal cassette 17 and the reject cassette 18 are removed.
  • the deposit / withdrawal cassette 17 and the empty reject cassette 18 that have been collected and loaded with bills may be loaded into the automatic transaction apparatus 1 again. After that, the bill loading amount is input.
  • the manager may report the result to the host system.
  • the manager inputs the result to the automatic transaction apparatus 1, and the automatic transaction apparatus 1 reports the result to the host system 11. May be.
  • the unknown ticket information such as the cause of rejection, all processed image information, and direction information is reported to the host system 11 for the unknown ticket generated between the automatic counting and the automatic counting.
  • the automatic transaction apparatus 1 transmits a confirmation report to the host system 11 as shown in FIG. 6 (the deposit / withdrawal cassette and reject cassette at the time of automatic counting). Report the final balance.)
  • the automatic transaction apparatus 1 transmits an unknown report to the host system 11 (the confirmed stock of the deposit / withdrawal cassette at the time of automatic counting and the reject cassette Report the confirmed partial balance.)
  • the host system 11 When the host system 11 receives the automatic counting result, it records it and reports the unknown ticket information of the unknown ticket to the control device 102 used by the administrator. Then, when the higher order system 11 succeeds in determining the amount of money in the bank account, the total value based on the banknote loading record, the reject record, and the transaction record in the upper system 11 and the reported amount of money in the bank account are reported. Compare with the total value of scrutiny.
  • the automatic transaction apparatus 1 performs a washing process as shown in FIG. 6 and resets the stocks of the reject cassette 18 and the deposit / withdrawal cassette 17. Thereafter, the automatic transaction apparatus 1 performs bill loading processing, and reports the amount of the reject cassette and the amount of the deposit / withdrawal cassette to the host system 11. At this time, the amount of money in the reject cassette and the amount of money in the deposit / withdrawal cassette are both determined values counted by the automatic counting process. Thereafter, the automatic transaction apparatus 1 continues the transaction until the next examination.
  • the automatic transaction apparatus 1 re-installs an empty replenishment / collection cassette 19 as a substitute reject cassette and performs washing. Processing is performed, and the stocks of the replenishment / collection cassette 19, the reject cassette 18 and the deposit / withdrawal cassette 17 are reset. Thereafter, the automatic transaction apparatus 1 performs a bill loading process, and reports the amount of the replenishment / collection cassette, the amount of the reject cassette, and the amount of the deposit / withdrawal cassette to the host system 11.
  • the stock of the replenishment / collection cassette is 0, the stock of the reject cassette (business stock) is 0, and the stock of the deposit / withdrawal cassette is a fixed value counted by the automatic counting process. Thereafter, the automatic transaction apparatus 1 continues the transaction using the substitute reject cassette, and the host system 11 suspends the scrutiny.
  • the control device 102 displays information for each unknown ticket on the display unit of the operation unit.
  • An authorized administrator performs a visual confirmation operation based on the displayed information.
  • FIGS. 9 to 11 are screen flowcharts for explaining the visual confirmation operation in the counting process of the automatic transaction system according to the embodiment of the present invention.
  • FIG. 9 (a) represents an automatic examination selection screen, (b) represents an automatic examination execution screen, (c) represents an automatic examination execution screen, and (d) represents an automatic examination result display screen.
  • the automatic scrutiny result display screen (d) is a screen obtained through the screen (c) when the administrator sequentially operates “automatic scrutiny” on the screen (a) and “decision” on the screen (b).
  • (E) of FIG. 10 is a figure of an automatic detailed inspection result display screen.
  • (F) in FIG. 11 is a screen for visually confirming the unknown ticket in the reject cassette (AB).
  • the screens (a) to (c) before the automatic scrutiny result display screen is displayed on the display unit will be briefly described.
  • the administrator enters the automatic inspection selection screen shown in the screen (a) of FIG. 9 on the screen of the display unit of the operation unit of the control device 102.
  • selection items such as “automatic scrutiny execution” and “scrutiny result confirmation” are displayed. If “automatic scrutiny execution” is selected, automatic scrutiny can be executed, and if “scrutiny result confirmation” is selected, the history of scrutiny results can be examined.
  • the administrator selects the “automatic review screen” on the screen (a) and enters the automatic review execution screen on the screen (b).
  • the target the deposit / withdrawal cassettes RB1 to RB3 in the figure
  • the denomination the number of sheets, the state, etc.
  • automatic scrutiny may be executed for each target, or automatic scrutiny of the entire target may be performed.
  • the screen (c) undergoes automatic scrutiny execution screen, and the screen (d) automatically scrutinizes on the display unit.
  • the result display screen is displayed.
  • the automatic scrutiny result display screen displays the target, denomination, (determined) number, and reject (RJ, reject number). Further, the sum of the stocks of all the deposit / withdrawal cassettes (RB total), the stocks of the reject cassettes (AB), and the total stocks of these (total) are displayed. If there is an unknown ticket in the reject cassette, “+?” Is displayed. When the following visual confirmation operation is performed, these stock amounts indicate the stock amount and the total value reflecting the visual confirmation result.
  • the administrator can check the detailed display screen of each deposit / withdrawal cassette by selecting “details” corresponding to each deposit / withdrawal cassette (RB). For example, when “details” corresponding to the deposit / withdrawal cassette RB1 is selected, a detailed screen of the automatic examination result deposit / withdrawal cassette RB1 as shown in the screen (e) of FIG. 10 is displayed on the display unit.
  • the screen (e) makes it possible to check the denomination and number of the target deposit / withdrawal cassette RB1, the denomination of the reject money, and the number thereof. Further, the stock amount and total stock amount of the deposit / withdrawal cassette RB1 are displayed, and the total stock amount is the total stock amount of all the deposit / withdrawal cassettes RB1 to RB3. If there is an unknown ticket in the reject cassette, “+?” Is displayed. The stock amount indicates the stock amount and the total value reflecting the visual confirmation result. Further, on the screen (e), the screen may return to the screen (d) in FIG. 9 to examine a detailed screen of another deposit / withdrawal cassette or perform other operations such as “AB (reject cassette) confirmation”. You may directly examine the details screen of the previous or next deposit / withdrawal cassette.
  • Examples of information displayed include all processed image information as an unknown ticket image, cause of rejection, and the like.
  • the screen (f) may include page number, transaction type, time, number of sheets, amount of money, and the like.
  • all processed image information is displayed separately on the front and back surfaces.
  • all the processed image information whose direction information is facing up is displayed at the front display position, and all the processed image information whose direction information is facing up is displayed at the back display position, and the image is clicked for better identification. Or it can be enlarged, reduced or rotated by touching. Then, only the local part of the image may be enlarged. At this time, two or more points, preferably a diagonal line is clicked or touched.
  • the cause of rejection is reference information based on the discrimination result information of the discrimination unit (in the figure, two sheets are overlapped), and can be displayed at the reject cause display position.
  • the page number can be displayed by the current number / total number of cases (05/10 in the figure).
  • the number of sheets is displayed separately according to the denomination, and the initial value is information acquired by the discrimination of the discrimination unit.
  • the denomination may be input directly by the administrator, or the number of coins may be entered for each face value on the left side, and the amount may be acquired by the face value ⁇ number of sheets. The example shown is the latter.
  • the processed all image information and the normal ticket may be compared and displayed so that the unknown ticket can be determined intuitively by comparison.
  • thickness information for example, all image information having a thickness in a cross-sectional view may be displayed. Moreover, you may provide a holding
  • the administrator can determine the amount of money based on the displayed information on the screen (f)
  • the amount of money is input to the unknown ticket by the input unit of the operation unit, and “confirm” is selected. . If the amount cannot be determined based on the displayed information, “Unknown” is selected for the unknown ticket. Therefore, “determined” and “unknown” here are exclusive selection keys.
  • the administrator selects “Confirm” and “Unknown” for all unknown tickets by moving the screen.
  • the screen changes to the screen (d) in FIG.
  • the stock amount and the total stock amount of the deposit / withdrawal cassette and the reject cassette indicate the stock amount and the total value reflecting the visual confirmation result.
  • the visual confirmation operation is terminated, and the process returns to FIG.
  • the rejection cassette stock is confirmed.
  • the amount of the reject cassette is confirmed, the originally determined amount is visually added to the confirmed partial amount at the reporting time, and the added value is set as the new confirmed amount.
  • the updated transaction amount and the updated unknown ticket information, etc. are reported to the automatic transaction apparatus 1 and the host system 11 as finalized information. Here, it does not necessarily report the updated stock amount after the update, and since the confirmed partial stock amount at the end of the automatic counting has already been reported to the upper system 11, only the portion visually confirmed this time is reported at this time. May be.
  • the automatic transaction apparatus 1 When the automatic transaction apparatus 1 receives the confirmed processing information, it updates the recorded history information of the automatic counting result.
  • the host system 11 When the host system 11 receives the finalized information, it compares the total value of the bill loading record, the reject record, and the transaction record with the reported total amount of money in the bank account and performs a scrutiny. When the above two total values match, the scrutiny is completed, and it is not necessary for the manager to dispatch to the automatic transaction apparatus 1.
  • the automatic transaction apparatus 1 suspends the transaction, performs the bill loading process with the stock amount of the confirmed reject cassette as the bill loading value, All the money in the replenishment / collection cassette 19 used as the substitute reject cassette is transported to the reject cassette 18 and the use of the substitute reject cassette is stopped.
  • the control unit 10 adds the monetary value (transaction value in the figure) of the replenishment / collection cassette 19 to the confirmed monetary value of the reject cassette 18 to obtain the value of the reject cassette at this time.
  • the monetary value of is changed to empty (zero). Thereafter, the automatic transaction apparatus 1 continues the transaction until the next examination.
  • the administrator does not select “Confirm” for a part of the unknown ticket in the unknown ticket information at the time of the automatic counting, the automatic scrutiny is unsuccessful and the confirmed partial stock amount at the reporting time Only the finalized amount confirmed this time is added, the added value is set as a new confirmed transaction amount, and the updated transaction amount and the updated unknown ticket information, etc. are processed as unconfirmed processed information with the automatic transaction apparatus 1 Report to the host system 11.
  • the automatic transaction apparatus 1 When the automatic transaction apparatus 1 receives the incompletely processed information, it updates the recorded history information of the automatic counting result.
  • the host system 11 When the host system 11 receives the indefinitely processed information, it does not perform the scrutiny but continues to scrutinize the scrutiny.
  • the security guard is dispatched to the automatic transaction apparatus 1 to perform the transaction as in the past. Pause.
  • the manager scrutinizes, the amount of money at the timing when the automatic counting is executed is confirmed based on the record of the counting result of each deposit / withdrawal cassette 17 and the actual confirmation result in the reject cassette 18.
  • the control unit 10 confirms that the remaining amount of the reject cassette 18 is empty by the remaining amount detection unit 23.
  • the substitute reject cassette In addition to transporting all the money in the replenishment / collection cassette 19 used as the reject cassette 18, the control unit 10 sets the previous monetary value of the replenishment / collection cassette 19 as the new monetary value of the reject cassette 18, The monetary value of the replenishment / collection cassette 19 is changed to empty (zero).
  • the confirmed stock in the reject cassette 18 is not collected, but this is returned to the reject cassette 18 and the stock is manually input, and the substitute reject is performed. All the money in the replenishment / collection cassette 19 which is a cassette is transported to the reject cassette 18, and the final amount of the reject cassette 18 and the amount of the replenishment / collection cassette 19 are added to obtain a new reject cassette height, You may continue to trade.
  • the confirmed amount in the reject cassette 18 is not recovered, but this is returned to the substitute reject cassette, and then the replacement / collection cassette 19, which is a substitute reject cassette, is returned.
  • FIG. 12 is a screen flowchart for explaining the scrutiny result confirmation of the automatic transaction system of this embodiment, of which screen (1) represents a scrutiny result confirmation status history screen, and screen (2) represents a scrutiny result display screen.
  • the screen (3) represents a detailed confirmation screen for the detailed examination result of the deposit / withdrawal cassette RB, and the screen (4) represents a detailed confirmation screen for the detailed examination result of the reject cassette (AB).
  • the scrutiny result confirmation status history screen on the screen (1) can be entered by selecting “scrutiny result confirmation” on the automatic scrutiny selection screen in the screen (a) of FIG.
  • the date, amount of money, number of unknowns, status, etc., on which the automatic scrutiny is executed are displayed on the scrutiny result confirmation status history screen on the screen (1).
  • the amount is displayed as “+?” If there is an unknown ticket.
  • these amounts indicate amounts that reflect the visual confirmation result.
  • the number of unknown cases is displayed by the number of unknown cases / the total number of cases. In the status, “Unknown” indicates that there is an unidentified unknown ticket, “Confirmed” indicates that an unknown ticket did not occur during automatic counting, and “Confirmed” indicates that an unknown ticket occurred during automatic counting.
  • this screen (1) by selecting “Details” corresponding to the date, it is possible to examine the result of the examination of the date, and by selecting “Search”, the result of examination of the date can be searched. You can also. For example, when “details” corresponding to the date “01/23” is selected, a detailed examination result display screen as shown in the screen (2) is displayed on the display unit. The display contents are almost the same as the automatic inspection result display screen in the screen (d) of FIG. 9, but the inspection result display screen of the screen (2) can be returned to the inspection result confirmation status history screen of the screen (1). However, the automatic review result display screen of the screen (d) can only be terminated by automatic review, and it cannot return to the previous screen.
  • the previous image is processed by the discrimination unit, but may be performed by the control unit, the host system, or the control device of the automatic transaction apparatus. At this time, the contents of the automatic counting result information and the unknown ticket information also change.
  • Table 1 shows output information of the discrimination unit, the control unit, the host system, and the control device when all images are processed by different subjects (under different modes).
  • the discrimination unit acquires all the image information and the passing posture information and reports it to the control unit, and the control unit records the entire image information and the passing posture information, The image information is corrected to obtain all processed image information and direction information.
  • the administrator performs an operation using the operation unit of the control device.
  • the operation unit is provided in the automatic transaction apparatus or the host system. You may operate by the operation part provided in the automatic transaction apparatus or the high-order system.
  • the plurality of operation units may have the same structure or different structures. For example, it may be composed of an LCD and a touch panel, and may be composed of a plasma display and a mouse.
  • the unknown ticket is directly stored in the reject cassette.
  • all processed image information and all image information are distinguished by front and back surfaces, but the present invention is not limited to this, and the front and back surfaces may be combined into one image.
  • the operation unit is also divided into the front display position and the rear display position, but may be combined into one. Further, the front and back images may be displayed in 3D.
  • unknown ticket information when displaying unknown ticket information, it can be displayed in order according to the cause of rejection. Moreover, you may display sequentially according to difficulty, and may display separately according to transaction type.
  • the upward direction and the like are stored as the direction information, but the front and back surface information and the passing posture information may be separately stored and used.
  • all image information is recorded for all money, but the present invention is not limited to this.
  • all image information is recorded only for unknown tickets, May be recorded only in the crown.
  • the automatic counting result information is recorded only in the host system, but the present invention is not limited to this, and may be recorded in the ATM, the control device, or all of them.
  • the display regarding the cause of rejection may not be information such as numerical values and characters, but may be displayed with icons, colors, labels of the screen itself, etc. as long as the administrator can easily identify them.
  • control unit In the above embodiment, the control unit, the identification unit, and the banknote processing mechanism are independent, but the control unit may be included in the discrimination unit or the banknote processing mechanism.
  • the above-described embodiment may be applied to a scrutiny in which only the amount of each cassette is confirmed and collation is not performed.
  • the unknown ticket at this time is stored in a reject cassette at the time of automatic counting, and after the report, the reject cassette can be used without using the substitute reject cassette.
  • whether to perform visual confirmation depending on the cause of rejection may be selected. Further, whether or not to process all image information may be selected depending on the cause of rejection. For example, the processing is performed when the number of sheets is one, and the processing is not performed when the two sheets overlap. Thereby, the processing speed can be improved.
  • the type of all image information may be changed depending on the cause of rejection. For example, when two coins are overlapped, it is possible to use a gold line on both sides of the money, a shift of a characteristic portion such as a crown sign, transmission information, a position to be positioned on the back surface corresponding to the front surface, and the like.
  • the higher order system stores the monetary balance in the bank account and the unknown ticket information.
  • 11 or the bank of the temporary storage unit for example, the reject cassette 18 or the second reject cassette 20
  • Whether to perform automatic counting may be determined according to the confirmed status of the money balance in the bookkeeping. If the amount of money in the banknotes in the cassette or the temporary storage department in which the rejected money whose number or denomination cannot be finalized has been finalized, the manager will be dispatched to the site for scrutiny and automatic transaction Automatic counting by the apparatus 1 is omitted. Until the manager arrives, the automatic transaction apparatus 1 continues to operate, thereby preventing the occurrence of jam due to the automatic counting of the automatic transaction apparatus 1, and the operation time of the automatic transaction apparatus 1 is originally used for the automatic counting. Can be.
  • the host system 11 performs a scrutiny based on the report of the automatic transaction apparatus 1 by comparing the record in the host system 11 with the reported amount of money in the bank account. Whether or not the record in the host system 11 is notified to the automatic transaction apparatus 1, and whether or not the record informed by the automatic transaction apparatus 1 (for example, the control unit 10) matches the amount of money in the bank book based on the record. And the result of the examination may be reported to the host system 11.
  • the automatic transaction apparatus 1 reports the amount of deposit / withdrawal cassette and the amount of rejection cassette to the high-order system 11 with a cassette kind, this invention is not limited to this, Automatic transaction apparatus 1 may be reported to the host system 11 in units of cassettes. Further, the total amount of the apparatus (the amount of deposit / withdrawal cassette + the amount of reject cassette) may be reported to the host system 11. This situation is particularly suitable for situations in which the host system does not distinguish between the deposit / withdrawal cassette and the reject cassette.
  • the operation detection unit 22 when the operation detection unit 22 is applied to the reject cassette 18 and the detection result of the operation detection unit 22 is operated by someone during the period after the previous scrutiny, although it is recorded that the confirmation of the amount in the business is not successful, the operation detection unit 22 may be applied to the deposit / withdrawal cassette 17 and the detection result of the operation detection unit 22 may be recorded by the control unit 10. If the deposit / withdrawal cassette 17 is operated by someone during the period immediately before (previous) scrutiny or automatic counting, it is recorded for each cassette that the confirmation status of the bank account balance state is a confirmation failure.
  • the automatic transaction apparatus 1 uses the empty replenishment / collection cassette 19 as a substitute reject cassette and continues to execute the transaction. Recovers the reject cassette 18 as in the prior art.
  • a fixing means 24 that can arbitrarily fix or release each cassette may be installed.
  • the fixing means 24 is described only for the replenishment / collection cassette 19, but each of the deposit / withdrawal cassette 17 and the reject cassette 18 may also be provided with the fixing means 24.
  • the fixing means 24 may be provided in any cassette according to demand.
  • the automatic transaction apparatus 1 reports to the host system 11 the confirmation status of the bank account balance status of the deposit / withdrawal cassette 17 and the reject cassette 18 and the confirmed bank account balance status. In addition, the automatic transaction apparatus 1 may report the presence / absence of the bank account surplus to the upper system 11. Moreover, the automatic transaction apparatus 1 records the discrimination result information in the bank account book amount by the control unit 10, and obtains it based on the discrimination result information in which the denomination or the number of sheets is determined for the bank book book value. The amount acquired and the amount acquired based on the discrimination result information for which the denomination or number of sheets has not been determined may be reported to the host system 11. As a result, when the manager finally scrutinizes, the amount of money that the scrutiny should be careful of can be determined.
  • the automatic transaction apparatus 1 when an instruction to execute automatic counting is transmitted from the host system 11, the automatic transaction apparatus 1 receives the instruction and performs automatic counting.
  • An instruction to execute automatic counting is recorded, or the start time of the automatic counting process is recorded in advance in the control unit 10 in addition to the instruction from the host system 11, and the automatic transaction apparatus 1 is in a transaction waiting state in any of the above situations.
  • the automatic counting process may be started at an arbitrary time.
  • the determination and uncertain of the cassette type has been described.
  • the description may be divided into only the determination and the uncertain regardless of the cassette.
  • the description may be divided into uncertainties, the definiteness and uncertainty for each cassette may be described, or a combination of the various methods described above may be described.
  • Example of this invention was described based on drawing, this Example is only a specific example for understanding this invention, and is not for limiting the range of this invention. Engineers in this field can make various modifications, combinations, and rational omissions of each embodiment based on the technical contents of the present invention, and the forms obtained thereby are also within the scope of the present invention. included.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

L'invention concerne un dispositif de transaction automatique, un système de transaction automatique ainsi qu'un procédé d'examen automatique associé. Lorsqu'une identification est effectuée au cours du procédé d'examen automatique, des informations sur l'image complète sont obtenues au moins pour les billets indéterminés parmi la monnaie qui circule ; d'après les informations sur l'image complète, des informations sur la surface avant/arrière et des informations sur la position de passage de la monnaie sont obtenues ; les informations sur l'image complète traitée, qui sont obtenues en corrigeant les informations de l'image d'après les informations sur la position de passage, sont enregistrées ; et les informations sur les billets indéterminés, qui comprennent les informations sur la surface avant/arrière, les informations sur la position de passage et les informations sur l'image globale traitée, sont enregistrées pour les billets peu clairs générés entre le dernier examen et l'examen automatique actuel.
PCT/JP2016/062547 2015-05-21 2016-04-20 Dispositif de transaction automatique, système de transaction automatique et procédé d'examen automatique WO2016185864A1 (fr)

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CN201510263884.4A CN106297067B (zh) 2015-05-21 2015-05-21 自助设备、自动交易系统及其自动轧帐方法
CN201510263884.4 2015-05-21

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Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH11175805A (ja) * 1997-12-08 1999-07-02 Fujitsu Ltd 紙葉処理装置
JP2009059214A (ja) * 2007-08-31 2009-03-19 Glory Ltd 紙葉類識別装置
JP2012027693A (ja) * 2010-07-23 2012-02-09 Hitachi Omron Terminal Solutions Corp 紙幣取引処理装置
WO2014064776A1 (fr) * 2012-10-24 2014-05-01 日立オムロンターミナルソリューションズ株式会社 Dispositif de tri de feuilles et système de gestion de feuilles
JP2014160331A (ja) * 2013-02-19 2014-09-04 Oki Electric Ind Co Ltd 現金管理装置

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH11175805A (ja) * 1997-12-08 1999-07-02 Fujitsu Ltd 紙葉処理装置
JP2009059214A (ja) * 2007-08-31 2009-03-19 Glory Ltd 紙葉類識別装置
JP2012027693A (ja) * 2010-07-23 2012-02-09 Hitachi Omron Terminal Solutions Corp 紙幣取引処理装置
WO2014064776A1 (fr) * 2012-10-24 2014-05-01 日立オムロンターミナルソリューションズ株式会社 Dispositif de tri de feuilles et système de gestion de feuilles
JP2014160331A (ja) * 2013-02-19 2014-09-04 Oki Electric Ind Co Ltd 現金管理装置

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