WO2014208540A1 - Information processing device, information processing method, and program - Google Patents

Information processing device, information processing method, and program Download PDF

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Publication number
WO2014208540A1
WO2014208540A1 PCT/JP2014/066676 JP2014066676W WO2014208540A1 WO 2014208540 A1 WO2014208540 A1 WO 2014208540A1 JP 2014066676 W JP2014066676 W JP 2014066676W WO 2014208540 A1 WO2014208540 A1 WO 2014208540A1
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WIPO (PCT)
Prior art keywords
information
insurance product
insurance
product information
information processing
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Application number
PCT/JP2014/066676
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French (fr)
Japanese (ja)
Inventor
正秀 齋藤
Original Assignee
株式会社フィナンシャル・エージェンシー
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Publication of WO2014208540A1 publication Critical patent/WO2014208540A1/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Definitions

  • the present invention relates to an information processing apparatus, an information processing method, and a program.
  • Non-Patent Documents 1 and 2, for example there are Web sites that allow users to compare various insurance products that can be subscribed to by entering user information such as age and gender.
  • an object of the present invention is to provide an information processing apparatus, an information processing method, and a program capable of presenting insurance products to a user after narrowing down insurance products recommended for the user.
  • An information processing apparatus includes: a receiving unit that receives input of user information; a receiving unit that receives a plurality of insurance product information corresponding to the user information from a server; and the plurality of insurance product information. Selection means for selecting a predetermined number of insurance product information based on a predetermined criterion; and display means for displaying the predetermined number of insurance product information.
  • the selection means may select a predetermined number of insurance product information based on the predetermined criteria for each type of insurance.
  • the predetermined number may vary depending on the type of insurance.
  • the predetermined standard may be the order in which insurance premiums included in the insurance product information are cheap.
  • the information processing apparatus further includes storage means for storing a plurality of insurance product information received from the server, wherein the receiving means additionally receives user information, and the selecting means is insurance product information corresponding to the additional user information. May be selected from the insurance product information stored in the storage means, and among the selected insurance product information, a predetermined number of insurance product information may be further selected based on the predetermined criteria.
  • an information processing method including a reception step of receiving input of user information, a reception step of receiving a plurality of insurance product information corresponding to the user information from a server, and the plurality of insurance product information.
  • a program for receiving a user information input to a computer a receiving step of receiving a plurality of insurance product information corresponding to the user information from a server, and the plurality of insurance products.
  • a selection step for selecting a predetermined number of insurance product information based on a predetermined criterion and a display step for displaying the predetermined number of insurance product information are executed.
  • FIG. 1 is a conceptual diagram showing an example of an information processing system 1 in the first embodiment.
  • a server 20 and information processing apparatuses 20 ⁇ / b> A, 20 ⁇ / b> B, and 20 ⁇ / b> C are connected via a network 30.
  • the information processing apparatus uses the reference numerals 20A, 20B, and 20C in the case of individually distinguishing and explaining, and does not need to be distinguished, and in the case of explaining collectively, the reference numeral 20 is used.
  • the information processing device is, for example, a mobile terminal device, a tablet terminal, a PDA, a personal computer, or the like.
  • the server 10 comprehensively stores insurance product information of each company.
  • the insurance product information is information relating to insurance products such as age, gender, insurance premium, compensation amount, and the like.
  • the server 10 transmits a program of the requested application to the information processing device 20A.
  • This application is an application that, for example, presents insurance product information suitable for the user to the user and makes a request for insurance product information or a phone call for consultation about the insurance product.
  • the server 10 holds the updated insurance product information. In addition, when the server 10 receives the insurance product information acquisition request from the information processing device 20, the server 10 transmits the corresponding insurance product information to the requested information processing device 20.
  • the information processing apparatus 20 installs the application and executes the application based on a user operation.
  • the information processing apparatus 20 receives user information input from the user, and transmits an acquisition request for insurance product information corresponding to the received user information to the server 10.
  • the information processing device 20 When the information processing device 20 receives the requested insurance product information from the server 10, the information processing device 20 stores the received insurance product information in a storage unit in the device itself. Since the application uses the insurance product information stored in its own device, it is not necessary to communicate with the server 10 and the insurance product information can be presented only by the operation within the application.
  • the information processing apparatus 20 selects a predetermined number of insurance product information appropriate for the user from the insurance product information stored in the self-device based on a predetermined standard.
  • the information processing apparatus 20 presents the selected insurance product information to the user by displaying it on the display unit.
  • the network 30 is the Internet or the like, and includes a wireless LAN access point and a mobile phone base station.
  • FIG. 2 is a diagram illustrating an example of a hardware configuration of the server 10.
  • the server 10 includes a control unit 102, a communication interface 104, and a storage unit 106, and each unit is connected via a bus line 112.
  • the control unit 102 includes a CPU (Central Processing Unit), a ROM (Read Only Memory), a RAM (Random Access Memory), and the like. Moreover, the control part 102 is comprised so that the function which controls the proposal of an insurance product may be implement
  • a CPU Central Processing Unit
  • ROM Read Only Memory
  • RAM Random Access Memory
  • the communication interface 104 controls communication with the information processing apparatus 20 via the network 30.
  • the storage unit 106 includes, for example, a plurality of large capacity HDDs and the like, and stores a control program 108 in addition to storing applications and data (not shown) for realizing a general web server function.
  • the storage unit 106 includes an information storage unit 110.
  • the control program 108 is a program for controlling an application for proposing insurance products, and executes predetermined processing based on a request from the information processing apparatus 20 and responds the processing result to the requested information processing apparatus 20. It is a program.
  • the information storage unit 110 stores insurance product information of each insurance company.
  • the information storage unit 110 stores insurance product recruitment documents.
  • the solicitation document refers to a document used for the conclusion of an insurance contract or insurance solicitation, and specifically, a solicitation document relating to sales of insurance products for general consumers.
  • the information storage unit 110 stores the insurance product information such as the product name, age, gender, married / unmarried, occupation, coverage, insurance period, monthly premium, annual insurance premium, compensation amount, etc. of the insurance product. (Registered trademark) or CSV format.
  • FIG. 3 is a diagram illustrating an example of a hardware configuration of the information processing apparatus 20.
  • the information processing apparatus 20 includes a control unit 202, a communication interface 206, a storage unit 208, a display unit 214, and an input unit 216, and each unit is connected via a bus line 218. Connected.
  • the control unit 202 includes a CPU, a ROM, a RAM 204, and the like.
  • the control unit 202 is configured to realize a function for proposing insurance products in addition to a function as a general information processing apparatus by executing an application or the like stored in the storage unit 28.
  • the RAM 204 temporarily stores various information, and is used as a work area when the CPU executes various processes.
  • the communication interface 206 controls communication with the server 10 via the network 30.
  • the storage unit 208 is composed of, for example, an HDD or the like, and stores an application program 210 in addition to storing an application and data (not shown) for realizing a function as a general information processing apparatus.
  • the storage unit 208 has an information storage unit 212.
  • the application program 210 is a program for proposing insurance products, and is a program for transmitting a request to the server 10, receiving a response to this request, and executing processing based on the response.
  • the information storage unit 212 stores the insurance product information acquired from the server 10.
  • the insurance product information stored in the information storage unit 212 is a plurality of insurance product information corresponding to user information, as will be described later.
  • Display unit 214 displays information to the user.
  • the display unit 214 displays an application execution screen, and specifically displays a user information input screen, an insurance product proposal screen, and the like.
  • the input unit 216 receives an input from the user or receives an instruction from the user.
  • the input unit 216 receives input of information related to the user (hereinafter also referred to as user information).
  • the display unit 214 and the input unit 216 may be configured as a touch panel.
  • FIG. 4 is a block diagram illustrating an example of a functional configuration of the server 10.
  • the server 10 illustrated in FIG. 4 includes a reception unit 302, an application control unit 304, and a transmission unit 306.
  • the server 10 has a function of controlling an application for proposing insurance products by executing the control program 108.
  • the receiving unit 302 can be realized by the communication interface 104, the control unit 102, the storage unit 106, and the like, for example.
  • the receiving unit 302 receives an application download request, receives authentication information, or receives user information from the information processing apparatus 20.
  • the received information is input to the application control unit 304.
  • the application control unit 304 is realized by, for example, the control unit 102, the storage unit 106, and the like, and includes an extraction unit 308.
  • the application control unit 304 controls some functions in cooperation with an application installed in the information processing apparatus 20. First, when receiving a request for downloading an application, the application control unit 304 transmits the application program to the requested information processing apparatus 20 via the transmission unit 306.
  • the application control unit 304 when the application control unit 304 receives an authentication code acquisition request from the information processing device 20 via the receiving unit 302, the application control unit 304 describes the authentication code in the SMS (short message service) to the requested information processing device 20. To control transmission. It is assumed that the telephone number of the information processing apparatus 20 is included in the authentication code acquisition request.
  • the application control unit 304 receives authentication information including an authentication code from the information processing apparatus 20 via the receiving unit 302, the application control unit 304 performs an authentication process.
  • the extracting unit 308 acquires user information from the information processing apparatus 20 via the receiving unit 302, the extracting unit 308 extracts insurance product information corresponding to the user information from the information storage unit 110.
  • the insurance product information corresponding to the user information refers to insurance product information of insurance that can be subscribed to by the information included in the user information of the user and the information included in the insurance product information.
  • the extraction unit 308 extracts a plurality of insurance product information that matches information such as age and gender included in the user information from the information storage unit 110.
  • the application control unit 304 transmits the extracted plurality of insurance product information to the requested information processing apparatus 20 via the transmission unit 306.
  • the transmission unit 306 can be realized by the communication interface 104, the control unit 102, the storage unit 106, and the like, for example.
  • the transmission unit 306 transmits an application program and extracted insurance product information to the requested information processing apparatus 20 according to an instruction from the application control unit 304.
  • the server 10 stores the insurance product information of each insurance company, extracts the insurance product information corresponding to the user information received from the information processing device 20, and requests the extracted insurance product information for the requested information processing. It has a function of transmitting to the device 20.
  • FIG. 5 is a block diagram illustrating an example of a functional configuration of the information processing apparatus 20.
  • the information processing apparatus 20 illustrated in FIG. 5 includes a transmission unit 402, a reception unit 404, and an application execution unit 406.
  • the information processing apparatus 20 has each function of an application that proposes insurance products by executing the application program 210.
  • the transmission unit 402 can be realized by, for example, the communication interface 206, the control unit 202, the storage unit 208, and the like. First, the transmission unit 402 requests download of an application for proposing insurance products. For example, the information processing apparatus 20 accepts that a download button of this application is clicked while browsing a certain Web site and transmits a download request to the server 10.
  • the transmission unit 402 transmits the input authentication code to the server 10.
  • the transmission unit 402 transmits the input user information to the server 10.
  • the receiving unit 404 can be realized by the communication interface 206, the control unit 202, the storage unit 208, and the like, for example.
  • the receiving unit 404 receives an application program from the server 10, receives an authentication code, and receives a plurality of insurance product information extracted by the server 10.
  • the received program and information are input to the application execution unit 406.
  • the application execution unit 406 can be realized by the control unit 202, the storage unit 208, the display unit 214, the input unit 216, and the like, for example.
  • the application execution unit 406 has a function of proposing insurance products to the user, and includes a reception unit 408, a storage unit 410, a selection unit 412, and a display unit 414.
  • the application execution unit 406 functions after the application is installed in the information processing apparatus 20, and controls the server 10 to make an authentication code request including the telephone number of the own apparatus.
  • the application execution unit 406 displays the authentication code on the display unit 214, controls the user to input the authentication code using the input unit 216, and transmits the authentication code to the server 10. . If the authentication is successful on the server 10 side, the application execution unit 406 displays the member registration screen of this application on the display unit 214.
  • the accepting unit 408 accepts user information input using the input unit 216 from the member registration screen displayed on the display unit 214.
  • the user information is information used for proposing insurance products such as name, date of birth, sex, presence / absence of insurance, current monthly premium, married or unmarried. This user information is also called basic user information.
  • the basic user information received by the receiving unit 408 is transmitted to the server 10 by the transmitting unit 402.
  • the accepting means 408 may accept user information additionally after receiving basic user information.
  • the user information received additionally is also referred to as additional user information.
  • the additional user information is, for example, detailed information such as the presence / absence of children, the number of children, the age of children, the status of home ownership, the status of sickness, the occupation of the principal, the monthly income of the principal, the amount of saving, and the cost of living / month.
  • the storage unit 410 stores a plurality of pieces of insurance product information received from the server 10 by the receiving unit 404.
  • the insurance product information is stored, for example, in Excel (registered trademark) or CSV format.
  • the selecting unit 412 selects a predetermined number of pieces of insurance product information based on a predetermined standard from the insurance product information stored in the storage unit 410. For example, the selection means 412 selects three in order from the cheapest insurance premium (monthly payment or annual payment) included in the insurance product information. Further, the selection unit 412 may select a predetermined number of insurance product information based on information (such as a compensation amount) preset by the user. Thereby, after narrowing down insurance products recommended for the user, the insurance products can be presented to the user.
  • the selection unit 412 selects the insurance product information corresponding to the additional user information from the insurance product information stored in the storage unit 410.
  • the selection unit 412 may further select a predetermined number of pieces of insurance product information based on a predetermined criterion among the insurance product information selected by the additional user information. Thereby, based on more detailed user information, insurance products recommended to the user can be presented.
  • the selection means 412 may select a predetermined number of pieces of insurance product information based on a predetermined standard for each type of insurance.
  • Types of insurance include, for example, life insurance, medical insurance, non-life insurance, accident insurance, and the like.
  • the selection means 412 may change the predetermined number selected for every kind of insurance. Accordingly, it is possible to flexibly correspond to the display space, and it is possible to present more appropriate insurance products to the user by giving priority to the types of insurance.
  • the display unit 414 can be realized by the control unit 202, the display unit 414, or the like, for example.
  • the display unit 414 displays an application execution screen.
  • the application execution screen includes, for example, an authentication code input screen, basic user information input screen, additional user information input screen, and a display screen of a selected predetermined number of insurance product information.
  • the information processing apparatus 20 has a function of narrowing down the insurance product information appropriate for the user to a predetermined number and presenting the narrowed-down insurance product information to the user when the user information is input.
  • the information processing device 20 stores the insurance product information corresponding to the basic user information in the storage unit 208 of the own device, when selecting the insurance product information corresponding to the additional user information, communication with the server 10 is performed. There is no need to do. Therefore, the information processing apparatus 20 can shorten the time taken from the input of the additional user information to the presentation of the insurance product information as compared with the communication with the server 10.
  • FIG. 6 is a diagram illustrating an example of insurance product information.
  • Insurance product information has each information regarding insurance products, such as a product code, a brand name, age, sex, an insurance premium, and a compensation amount, for example.
  • the product code indicates a code given to identify the insurance product.
  • the product name indicates the name of the insurance product.
  • the age indicates the age of the insurance product subscriber.
  • the gender indicates the gender of the subscriber. Here, “1” indicates male and “2” indicates female.
  • the premium represents a monthly premium.
  • the amount of compensation indicates the amount of compensation per day.
  • Each item of the insurance product information shown in FIG. 6 is merely an example, and other items such as the presence / absence of children, the age of children, the presence / absence of homes, etc., corresponding to user information, and annual insurance premiums, etc. There may be.
  • FIG. 7 is a diagram illustrating an example of the initial screen.
  • the initial screen shown in FIG. 7 is a screen for executing an application.
  • the information processing apparatus 20 accepts pressing of the “register registration” button by the user, the information processing apparatus 20 executes the application program 210 and starts registration processing.
  • FIG. 8 is a diagram showing an example of the terms of use screen.
  • the usage agreement screen shown in FIG. 8 is a screen for displaying the usage agreement, and is a screen on which a button for requesting acquisition of an authentication code is displayed.
  • the information processing apparatus 20 receives a press of the “acquire authentication code” button by the user, the information processing apparatus 20 acquires the telephone number of the own apparatus and makes an acquisition request for the authentication code including the telephone number to the server 10.
  • FIG. 9 is a diagram showing an example of the authentication screen.
  • the authentication screen shown in FIG. 9 is a screen for inputting an authentication code, and is a screen on which a button for requesting authentication to the server 10 is displayed.
  • the information processing apparatus 20 receives an input of an authentication code from the user. Next, when the information processing apparatus 20 receives a press of the “authenticate” button by the user, the information processing apparatus 20 transmits an authentication code to the server 10.
  • FIG. 10 is a diagram showing an example (part 1) of the registration screen.
  • the registration screen shown in FIG. 10 is a screen for inputting basic information for user registration.
  • the registration screen shown in FIG. 10 is a screen for inputting a name, date of birth, age, and the like.
  • FIG. 11 is a diagram showing an example (part 2) of the registration screen.
  • the screen shown in FIG. 11 is a screen obtained by scrolling the screen shown in FIG. 10 downward, and is a screen for inputting basic information of the user.
  • the registration screen shown in FIG. 11 is a screen for inputting gender, current insurance coverage, monthly insurance premium, annual insurance premium, marriage or single, and a person to be diagnosed.
  • FIG. 12 is a diagram showing an example (part 3) of the registration screen.
  • the screen shown in FIG. 12 is a screen in which the screen shown in FIG. 11 is scrolled down, and is a screen on which buttons for registration are displayed.
  • the information processing apparatus 20 receives a press of a “register” button by the user, the information processing apparatus 20 transmits the input basic information (basic user information) to the server 10.
  • FIG. 13 is a diagram illustrating an example of a diagnosis result screen.
  • the diagnosis result screen shown in FIG. 13 is a screen showing a result diagnosed by this application based on basic user information.
  • the information processing apparatus 20 displays the diagnosis result calculated by a predetermined algorithm using the insurance product information received from the server 10. Further, a button for inputting details of user information is displayed on the diagnosis result screen.
  • the information processing apparatus 20 accepts the pressing of the “detailed input button” by the user, the information processing apparatus 20 changes from the current screen to the detailed information input screen.
  • FIG. 14 is a diagram showing an example of a detailed information input screen.
  • the detailed information input screen shown in FIG. 14 shows the last screen of detailed information input.
  • there are 13 items as detailed information input of all items is completed, and a “view insurance product” button is displayed on the screen.
  • the information processing apparatus 20 accepts pressing of the “view insurance product” button by the user, the information processing device 20 selects insurance product information and presents recommended insurance product information.
  • FIG. 15 is a diagram showing an example of the proposal screen (part 1).
  • the proposal screen shown in FIG. 15 has a search condition list display area, a security display area proposed by the present application, and a display area for displaying a predetermined number of recommended insurance product information for each type of insurance.
  • the insurance product with the lowest insurance premium is displayed for the life insurance, and the insurance products with the lowest insurance premium to the second for the medical insurance are displayed.
  • FIG. 16 is a diagram showing an example of the proposal screen (part 2).
  • the proposal screen shown in FIG. 16 is a screen obtained by scrolling down the screen shown in FIG. As shown in FIG. 16, in the medical insurance, it is understood that the three insurance product information has been selected by the selection means 412.
  • a “Request a document” button, a “Want for more security” button, and a “Request list” button are displayed at the bottom of the proposal screen.
  • the “request material” button is a button for requesting each company for materials of insurance products indicated by the insurance product information selected by the selection means 412.
  • the “Want for more security” button is a button for adding a search condition.
  • the “request list” button is a button for accepting a request (such as free consultation) from the user.
  • FIG. 17 is a sequence diagram illustrating an example of processing of the information processing system 1 in the first embodiment.
  • step S ⁇ b> 102 illustrated in FIG. 17 the information processing apparatus 20 sends an application download request to the server 10.
  • step S104 the server 10 transmits the application program to the information processing apparatus 20.
  • step S106 the information processing apparatus 20 installs the downloaded application program.
  • step S108 the information processing apparatus 20 makes an authentication request to the server 10 (see, for example, FIGS. 7 and 8). At this time, the information processing apparatus 20 gives the telephone number of the own apparatus to the authentication request.
  • step S110 the server 10 transmits an authentication code to the information processing apparatus 20 by SMS using the telephone number received from the information processing apparatus 20.
  • step S112 the information processing apparatus 20 transmits the authentication code input by the user to the server 10 (see, for example, FIG. 9).
  • step S114 the server 10 performs an authentication process using the authentication code received from the information processing apparatus 20.
  • step S116 if the authentication process is successful, the server 10 issues an application registration request to the information processing apparatus 20.
  • step S118 the accepting unit 408 of the information processing apparatus 20 accepts user information (basic user information) input by the user (see, for example, FIG. 10-12).
  • step S120 the transmission unit 402 of the information processing apparatus 20 transmits the user information received by the reception unit 408 to the server 10.
  • step S122 the server 10 extracts a plurality of pieces of insurance product information corresponding to the user information received from the information processing apparatus 10 from the storage unit 106.
  • step S124 the server 10 transmits the extracted plurality of insurance product information to the information processing apparatus 20.
  • step S126 the receiving unit 404 of the information processing apparatus 20 receives the plurality of insurance product information from the server 10, and the storage unit 410 stores the received plurality of insurance product information.
  • step S128 the receiving unit 408 of the information processing apparatus 20 receives additional detailed user information (added user information) input by the user (see, for example, FIGS. 13 and 14).
  • step S130 the selection unit 412 of the information processing device 20 selects the insurance product information corresponding to the additional user information from the insurance product information stored in the storage unit 410.
  • the selection unit 412 further selects a predetermined number of pieces of insurance product information based on a predetermined criterion among the insurance product information selected by the additional user information.
  • step S132 the display unit 414 of the information processing apparatus 20 displays the insurance product information finally selected by the selection unit 412 (see, for example, FIGS. 15 and 16).
  • the first embodiment it is possible to present insurance products to the user after narrowing down insurance products recommended for the user on condition that the insurance premium is low. That is, instead of displaying a list of insurance products based on information input by the user, recommended insurance products are selected on the application side, and the selected insurance products are displayed on the screen.
  • the information processing apparatus 20 can narrow down and display insurance products for each type of insurance.
  • the number to be displayed may be different for each insurance product. Thereby, usability can be improved.
  • the information processing apparatus 20 may further narrow down the insurance product information based on a predetermined criterion after selecting the insurance product information corresponding to the user information additionally input. Thereby, a more appropriate insurance product can be presented to the user.
  • the predetermined standard may be the order in which the insurance premiums included in the insurance product information are cheap. Thereby, the user can select an insurance product based on cheapness.
  • each function of the information processing apparatus 20 may be realized by installing and executing this program from a recording medium storing a computer-readable program.

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Abstract

This information processing device has an input means via which user information is inputted, a reception means whereby a plurality of pieces of insurance-product information corresponding to said user information are received from a server, a selection means that selects a prescribed number of said pieces of insurance-product information on the basis of prescribed criteria, and a display means that displays said prescribed number of pieces of insurance-product information.

Description

情報処理装置、情報処理方法及びプログラムInformation processing apparatus, information processing method, and program
　本発明は、情報処理装置、情報処理方法及びプログラムに関する。 The present invention relates to an information processing apparatus, an information processing method, and a program.
　従来、ユーザが年齢、性別などのユーザ情報を入力することで、そのユーザが加入できる様々な保険商品を比較することができるＷｅｂサイトがある（例えば非特許文献１、２参照）。 2. Description of the Related Art Conventionally, there are Web sites that allow users to compare various insurance products that can be subscribed to by entering user information such as age and gender (see Non-Patent Documents 1 and 2, for example).
　しかしながら、従来の保険商品を紹介するＷｅｂサイトでは、数多くの保険商品を比較することはできるが、ユーザにとってはどの保険商品が自分にとって適切なのかを判断しにくいという問題点があった。 However, on the website introducing conventional insurance products, it is possible to compare many insurance products, but there is a problem that it is difficult for the user to determine which insurance product is appropriate for himself.
　そこで、本発明は、ユーザに対してお勧めする保険商品を絞り込んでから、ユーザに保険商品を提示することができる情報処理装置、情報処理方法及びプログラムを提供することを目的とする。 Therefore, an object of the present invention is to provide an information processing apparatus, an information processing method, and a program capable of presenting insurance products to a user after narrowing down insurance products recommended for the user.
　本発明の一態様における情報処理装置は、ユーザ情報の入力を受け付ける受付手段と、前記ユーザ情報に対応する複数の保険商品情報をサーバから受信する受信手段と、前記複数の保険商品情報のうち、所定基準に基づき所定個数の保険商品情報を選択する選択手段と、前記所定個数の保険商品情報を表示する表示手段と、を有する。 An information processing apparatus according to an aspect of the present invention includes: a receiving unit that receives input of user information; a receiving unit that receives a plurality of insurance product information corresponding to the user information from a server; and the plurality of insurance product information. Selection means for selecting a predetermined number of insurance product information based on a predetermined criterion; and display means for displaying the predetermined number of insurance product information.
　また、前記選択手段は、保険の種類ごとに、前記所定基準に基づき所定個数の保険商品情報を選択してもよい。 Further, the selection means may select a predetermined number of insurance product information based on the predetermined criteria for each type of insurance.
　また、前記所定個数は、前記保険の種類によって異なってもよい。
　また、前記所定基準は、前記保険商品情報に含まれる保険料の安い順であってもよい。 Further, the predetermined number may vary depending on the type of insurance.
In addition, the predetermined standard may be the order in which insurance premiums included in the insurance product information are cheap.
　また、前記サーバから受信された複数の保険商品情報を記憶する記憶手段をさらに有し、前記受付手段は、ユーザ情報を追加で受け付け、前記選択手段は、追加のユーザ情報に対応する保険商品情報を、前記記憶手段に記憶された保険商品情報の中から選択し、選択された保険商品情報のうち、前記所定基準に基づき所定個数の保険商品情報をさらに選択してもよい。 Further, the information processing apparatus further includes storage means for storing a plurality of insurance product information received from the server, wherein the receiving means additionally receives user information, and the selecting means is insurance product information corresponding to the additional user information. May be selected from the insurance product information stored in the storage means, and among the selected insurance product information, a predetermined number of insurance product information may be further selected based on the predetermined criteria.
　また、本発明の他の態様における情報処理方法は、ユーザ情報の入力を受け付ける受付ステップと、前記ユーザ情報に対応する複数の保険商品情報をサーバから受信する受信ステップと、前記複数の保険商品情報のうち、所定基準に基づき所定個数の保険商品情報を選択する選択ステップと、前記所定個数の保険商品情報を表示する表示ステップと、を有する。 According to another aspect of the present invention, there is provided an information processing method including a reception step of receiving input of user information, a reception step of receiving a plurality of insurance product information corresponding to the user information from a server, and the plurality of insurance product information. A selection step for selecting a predetermined number of insurance product information based on a predetermined criterion, and a display step for displaying the predetermined number of insurance product information.
　また、本発明の他の態様におけるプログラムは、コンピュータに、ユーザ情報の入力を受け付ける受付ステップと、前記ユーザ情報に対応する複数の保険商品情報をサーバから受信する受信ステップと、前記複数の保険商品情報のうち、所定基準に基づき所定個数の保険商品情報を選択する選択ステップと、前記所定個数の保険商品情報を表示する表示ステップと、を実行させる。 According to another aspect of the present invention, there is provided a program for receiving a user information input to a computer, a receiving step of receiving a plurality of insurance product information corresponding to the user information from a server, and the plurality of insurance products. Of the information, a selection step for selecting a predetermined number of insurance product information based on a predetermined criterion and a display step for displaying the predetermined number of insurance product information are executed.
　本発明によれば、ユーザに対してお勧めする保険商品を絞り込んでから、ユーザに保険商品を提示することができる。 According to the present invention, it is possible to present insurance products to the user after narrowing down insurance products recommended to the user.
第１実施形態における情報処理システムの一例を示す概念図である。It is a conceptual diagram which shows an example of the information processing system in 1st Embodiment. サーバのハードウェア構成の一例を示す図である。It is a figure which shows an example of the hardware constitutions of a server. 情報処理装置のハードウェア構成の一例を示す図である。It is a figure which shows an example of the hardware constitutions of information processing apparatus. サーバの機能構成の一例を示すブロック図である。It is a block diagram which shows an example of a function structure of a server. 情報処理装置の機能構成の一例を示すブロック図である。It is a block diagram which shows an example of a function structure of information processing apparatus. 保険商品情報の例を示す図である。It is a figure which shows the example of insurance product information. 初期画面の一例を示す図である。It is a figure which shows an example of an initial screen. 利用規約画面の一例を示す図である。It is a figure which shows an example of a usage agreement screen. 認証画面の一例を示す図である。It is a figure which shows an example of an authentication screen. 登録画面の一例（その１）を示す図である。It is a figure which shows an example (the 1) of a registration screen. 登録画面の一例（その２）を示す図である。It is a figure which shows an example (the 2) of a registration screen. 登録画面の一例（その３）を示す図である。It is a figure which shows an example (the 3) of a registration screen. 診断結果画面の一例を示す図である。It is a figure which shows an example of a diagnostic result screen. 詳細情報入力画面の一例を示す図である。It is a figure which shows an example of a detailed information input screen. 提案画面（その１）の一例を示す図である。It is a figure which shows an example of a proposal screen (the 1). 提案画面（その２）の一例を示す図である。It is a figure which shows an example of a proposal screen (the 2). 第１実施形態における情報処理システムの処理の一例を示すシーケンス図である。It is a sequence diagram which shows an example of a process of the information processing system in 1st Embodiment.
　以下、図面を参照して本発明の実施の形態を説明する。ただし、以下に説明する実施形態は、あくまでも例示であり、以下に明示しない種々の変形や技術の適用を排除する意図はない。即ち、本発明は、その趣旨を逸脱しない範囲で種々変形して実施することができる。また、以下の図面の記載において、同一または類似の部分には同一または類似の符号を付して表している。図面は模式的なものであり、必ずしも実際の寸法や比率等とは一致しない。図面相互間においても互いの寸法の関係や比率が異なる部分が含まれていることがある。 Hereinafter, embodiments of the present invention will be described with reference to the drawings. However, the embodiment described below is merely an example, and there is no intention to exclude various modifications and technical applications that are not explicitly described below. That is, the present invention can be implemented with various modifications without departing from the spirit of the present invention. In the following description of the drawings, the same or similar parts are denoted by the same or similar reference numerals. The drawings are schematic and do not necessarily match actual dimensions and ratios. In some cases, the dimensional relationships and ratios may be different between the drawings.
　［第１実施形態］
　以下、本発明の第１実施形態における情報処理システム、情報処理装置、情報処理方法及びプログラムを、図面を用いて説明する。 [First Embodiment]
Hereinafter, an information processing system, an information processing apparatus, an information processing method, and a program according to a first embodiment of the present invention will be described with reference to the drawings.
　＜情報処理システムの概要＞
　図１は、第１実施形態における情報処理システム１の一例を示す概念図である。図１に示すように、例えば情報処理システム１は、サーバ２０と、各情報処理装置２０Ａ、２０Ｂ、２０Ｃとがネットワーク３０を介して接続される。情報処理装置は、個別に区別して説明する場合には符号２０Ａ、２０Ｂ、２０Ｃを用い、区別する必要がなく、まとめて説明する場合には符号２０を用いる。また、情報処理装置は、例えば携帯端末装置や、タブレット端末、ＰＤＡ、パーソナルコンピュータなどである。 <Outline of information processing system>
FIG. 1 is a conceptual diagram showing an example of an information processing system 1 in the first embodiment. As illustrated in FIG. 1, for example, in the information processing system 1, a server 20 and information processing apparatuses 20 </ b> A, 20 </ b> B, and 20 </ b> C are connected via a network 30. The information processing apparatus uses the reference numerals 20A, 20B, and 20C in the case of individually distinguishing and explaining, and does not need to be distinguished, and in the case of explaining collectively, the reference numeral 20 is used. The information processing device is, for example, a mobile terminal device, a tablet terminal, a PDA, a personal computer, or the like.
　サーバ１０は、各社の保険商品情報を網羅的に記憶する。保険商品情報とは、例えば年齢、性別、保険料、補償額などの保険商品に関する情報である。また、サーバ１０は、各情報処理装置２０、例えば情報処理装置２０Ａからアプリケーションのダウンロードを要求されると、要求されたアプリケーションのプログラムを情報処理装置２０Ａに送信する。 The server 10 comprehensively stores insurance product information of each company. The insurance product information is information relating to insurance products such as age, gender, insurance premium, compensation amount, and the like. In addition, when a request for downloading an application is received from each information processing device 20, for example, the information processing device 20A, the server 10 transmits a program of the requested application to the information processing device 20A.
　このアプリケーションは、例えば、ユーザに見合った保険商品情報をユーザに提示し、保険商品の資料請求や、保険商品についての相談を行う電話などを可能にするアプリケーションである。 This application is an application that, for example, presents insurance product information suitable for the user to the user and makes a request for insurance product information or a phone call for consultation about the insurance product.
　サーバ１０は、保険商品情報が更新された場合は、更新後の保険商品情報を保持するようにする。また、サーバ１０は、情報処理装置２０から保険商品情報の取得要求を受けると、該当する保険商品情報を、要求した情報処理装置２０に送信する。 When the insurance product information is updated, the server 10 holds the updated insurance product information. In addition, when the server 10 receives the insurance product information acquisition request from the information processing device 20, the server 10 transmits the corresponding insurance product information to the requested information processing device 20.
　次に、情報処理装置２０は、上記のアプリケーションをインストールし、このアプリケーションをユーザ操作に基づいて実行する。アプリケーションが実行されると、情報処理装置２０は、ユーザから入力されるユーザ情報を受け付け、受け付けたユーザ情報に対応する保険商品情報の取得要求をサーバ１０に送信する。 Next, the information processing apparatus 20 installs the application and executes the application based on a user operation. When the application is executed, the information processing apparatus 20 receives user information input from the user, and transmits an acquisition request for insurance product information corresponding to the received user information to the server 10.
　情報処理装置２０は、要求した保険商品情報をサーバ１０から受信すると、受信した保険商品情報を自装置内の記憶部に記憶する。アプリケーションは、自装置に記憶された保険商品情報を用いるため、以後、サーバ１０との通信を必要とせず、アプリケーション内の動作だけで保険商品情報の提示を行うことができる。 When the information processing device 20 receives the requested insurance product information from the server 10, the information processing device 20 stores the received insurance product information in a storage unit in the device itself. Since the application uses the insurance product information stored in its own device, it is not necessary to communicate with the server 10 and the insurance product information can be presented only by the operation within the application.
　情報処理装置２０は、自装置に記憶された保険商品情報のうち、所定の基準に基づきユーザにとって適切な所定個数の保険商品情報を選択する。情報処理装置２０は、選択した保険商品情報を表示部に表示するなどしてユーザに提示する。 The information processing apparatus 20 selects a predetermined number of insurance product information appropriate for the user from the insurance product information stored in the self-device based on a predetermined standard. The information processing apparatus 20 presents the selected insurance product information to the user by displaying it on the display unit.
　ネットワーク３０は、インターネット等であり、無線ＬＡＮのアクセスポイントや携帯電話の基地局を含む。 The network 30 is the Internet or the like, and includes a wireless LAN access point and a mobile phone base station.
　＜ハードウェア構成＞
　次に、情報処理システム１における各装置のハードウェア構成について説明する。図２は、サーバ１０のハードウェア構成の一例を示す図である。図２に示すように、サーバ１０は、制御部１０２と、通信インタフェース１０４と、記憶部１０６と、を有し、各部はバスライン１１２を介して接続される。 <Hardware configuration>
Next, the hardware configuration of each device in the information processing system 1 will be described. FIG. 2 is a diagram illustrating an example of a hardware configuration of the server 10. As shown in FIG. 2, the server 10 includes a control unit 102, a communication interface 104, and a storage unit 106, and each unit is connected via a bus line 112.
　制御部１０２は、ＣＰＵ（Central Processing Unit）、ＲＯＭ（Read Only Memory）、ＲＡＭ（Random Access Memory）等からなる。また、制御部１０２は、記憶部１０６に記憶されるアプリケーション等を実行することにより、一般的なウェブサーバとしての機能に加え、保険商品の提案を制御する機能を実現するように構成される。 The control unit 102 includes a CPU (Central Processing Unit), a ROM (Read Only Memory), a RAM (Random Access Memory), and the like. Moreover, the control part 102 is comprised so that the function which controls the proposal of an insurance product may be implement | achieved by executing the application etc. which are memorize | stored in the memory | storage part 106 in addition to the function as a general web server.
　通信インタフェース１０４は、ネットワーク３０を介した情報処理装置２０との通信を制御する。 The communication interface 104 controls communication with the information processing apparatus 20 via the network 30.
　記憶部１０６は、例えば大容量の複数のＨＤＤ等からなり、一般的なウェブサーバ機能を実現するためのアプリケーション及びデータ（図示省略）を記憶することに加え、制御プログラム１０８を記憶する。また、記憶部１０６は、情報記憶部１１０を有する。 The storage unit 106 includes, for example, a plurality of large capacity HDDs and the like, and stores a control program 108 in addition to storing applications and data (not shown) for realizing a general web server function. In addition, the storage unit 106 includes an information storage unit 110.
　制御プログラム１０８は、保険商品を提案するアプリケーションを制御するプログラムであり、情報処理装置２０からのリクエストに基づいて、所定の処理を実行し、処理結果を、リクエストした情報処理装置２０にレスポンスするためのプログラムである。 The control program 108 is a program for controlling an application for proposing insurance products, and executes predetermined processing based on a request from the information processing apparatus 20 and responds the processing result to the requested information processing apparatus 20. It is a program.
　情報記憶部１１０は、保険会社各社の保険商品情報を記憶する。例えば、情報記憶部１１０は、保険商品の募集文書を記憶する。募集文書とは、保険契約の締結または保険募集のために使用する文書等をいい、具体的には、一般消費者向けの保険商品の販売に関わる募集文書等である。 The information storage unit 110 stores insurance product information of each insurance company. For example, the information storage unit 110 stores insurance product recruitment documents. The solicitation document refers to a document used for the conclusion of an insurance contract or insurance solicitation, and specifically, a solicitation document relating to sales of insurance products for general consumers.
　具体的には、情報記憶部１１０は、保険商品の商品名、年齢、性別、既婚・未婚、職業、保障内容、保険期間、月払い保険料、年間保険料、補償額などの保険商品情報をＥｘｃｅｌ（登録商標）やＣＳＶ形式で記憶する。 Specifically, the information storage unit 110 stores the insurance product information such as the product name, age, gender, married / unmarried, occupation, coverage, insurance period, monthly premium, annual insurance premium, compensation amount, etc. of the insurance product. (Registered trademark) or CSV format.
　次に、情報処理装置２０のハードウェア構成について説明する。図３は、情報処理装置２０のハードウェア構成の一例を示す図である。図３に示すように、情報処理装置２０は、制御部２０２と、通信インタフェース２０６と、記憶部２０８と、表示部２１４と、入力部２１６と、を有し、各部はバスライン２１８を介して接続される。 Next, the hardware configuration of the information processing apparatus 20 will be described. FIG. 3 is a diagram illustrating an example of a hardware configuration of the information processing apparatus 20. As illustrated in FIG. 3, the information processing apparatus 20 includes a control unit 202, a communication interface 206, a storage unit 208, a display unit 214, and an input unit 216, and each unit is connected via a bus line 218. Connected.
　制御部２０２は、ＣＰＵ、ＲＯＭ、ＲＡＭ２０４等からなる。制御部２０２は、記憶部２８に記憶されるアプリケーション等を実行することにより、一般的な情報処理装置としての機能に加え、保険商品を提案する機能を実現するように構成される。 The control unit 202 includes a CPU, a ROM, a RAM 204, and the like. The control unit 202 is configured to realize a function for proposing insurance products in addition to a function as a general information processing apparatus by executing an application or the like stored in the storage unit 28.
　また、ＲＡＭ２０４は、各種情報を一時的に保持したり、ＣＰＵが各種処理を実行する際のワークエリアとして使用されたりする。 Also, the RAM 204 temporarily stores various information, and is used as a work area when the CPU executes various processes.
　通信インタフェース２０６は、ネットワーク３０を介したサーバ１０との通信を制御する。 The communication interface 206 controls communication with the server 10 via the network 30.
　記憶部２０８は、例えばＨＤＤ等からなり、一般的な情報処理装置としての機能を実現するためのアプリケーション及びデータ（図示省略）を記憶することに加え、アプリプログラム２１０を記憶する。また、記憶部２０８は、情報記憶部２１２を有している。 The storage unit 208 is composed of, for example, an HDD or the like, and stores an application program 210 in addition to storing an application and data (not shown) for realizing a function as a general information processing apparatus. The storage unit 208 has an information storage unit 212.
　アプリプログラム２１０は、保険商品を提案するためのプログラムであり、サーバ１０へリクエストを送信し、このリクエストのレスポンスを受け付け、レスポンスに基づく処理を実行するためのプログラムである。 The application program 210 is a program for proposing insurance products, and is a program for transmitting a request to the server 10, receiving a response to this request, and executing processing based on the response.
　情報記憶部２１２は、サーバ１０から取得した保険商品情報を記憶する。情報記憶部２１２に記憶される保険商品情報は、後述するように、ユーザ情報に対応する複数の保険商品情報である。 The information storage unit 212 stores the insurance product information acquired from the server 10. The insurance product information stored in the information storage unit 212 is a plurality of insurance product information corresponding to user information, as will be described later.
　表示部２１４は、ユーザに情報を表示する。例えば、表示手段２１４は、アプリケーションの実行画面を表示し、具体的にはユーザ情報入力画面や、保険商品の提案画面などを表示する。 Display unit 214 displays information to the user. For example, the display unit 214 displays an application execution screen, and specifically displays a user information input screen, an insurance product proposal screen, and the like.
　入力部２１６は、ユーザからの入力を受け付けたり、ユーザからの指示を受け付けたりする。例えば、入力部２１６は、ユーザに関する情報（以下、ユーザ情報ともいう）の入力を受け付ける。なお、表示部２１４と入力部２１６とは、タッチパネルとして構成されてもよい。 The input unit 216 receives an input from the user or receives an instruction from the user. For example, the input unit 216 receives input of information related to the user (hereinafter also referred to as user information). The display unit 214 and the input unit 216 may be configured as a touch panel.
　＜機能構成＞
　次に、情報処理システム１における各機能構成について説明する。まず、サーバ１０の機能構成について説明する。 <Functional configuration>
Next, each functional configuration in the information processing system 1 will be described. First, the functional configuration of the server 10 will be described.
　図４は、サーバ１０の機能構成の一例を示すブロック図である。図４に示すサーバ１０は、受信手段３０２と、アプリ制御手段３０４と、送信手段３０６と、を有する。サーバ１０は、制御プログラム１０８を実行することで、保険商品を提案するアプリケーションを制御する機能を有する。 FIG. 4 is a block diagram illustrating an example of a functional configuration of the server 10. The server 10 illustrated in FIG. 4 includes a reception unit 302, an application control unit 304, and a transmission unit 306. The server 10 has a function of controlling an application for proposing insurance products by executing the control program 108.
　受信手段３０２は、例えば通信インタフェース１０４や制御部１０２、記憶部１０６等により実現されうる。受信手段３０２は、情報処理装置２０から、アプリケーションのダウンロード要求を受信したり、認証情報を受信したり、ユーザ情報を受信したりする。受信された情報はアプリ制御手段３０４に入力される。 The receiving unit 302 can be realized by the communication interface 104, the control unit 102, the storage unit 106, and the like, for example. The receiving unit 302 receives an application download request, receives authentication information, or receives user information from the information processing apparatus 20. The received information is input to the application control unit 304.
　アプリ制御手段３０４は、例えば制御部１０２や記憶部１０６等により実現され、抽出手段３０８を有する。アプリ制御手段３０４は、情報処理装置２０にインストールされたアプリケーションと連携して一部の機能を制御する。アプリ制御手段３０４は、まず、アプリケーションのダウンロード要求を受けると、アプリプログラムを、要求した情報処理装置２０に送信手段３０６を介して送信する。 The application control unit 304 is realized by, for example, the control unit 102, the storage unit 106, and the like, and includes an extraction unit 308. The application control unit 304 controls some functions in cooperation with an application installed in the information processing apparatus 20. First, when receiving a request for downloading an application, the application control unit 304 transmits the application program to the requested information processing apparatus 20 via the transmission unit 306.
　次に、アプリ制御手段３０４は、情報処理装置２０から受信手段３０２を介して認証コードの取得要求を受けると、要求した情報処理装置２０に対し、ＳＭＳ（ショートメッセージサービス）に認証コードを記載して送信するよう制御する。なお、情報処理装置２０の電話番号は、認証コードの取得要求に含まれるとする。 Next, when the application control unit 304 receives an authentication code acquisition request from the information processing device 20 via the receiving unit 302, the application control unit 304 describes the authentication code in the SMS (short message service) to the requested information processing device 20. To control transmission. It is assumed that the telephone number of the information processing apparatus 20 is included in the authentication code acquisition request.
　次に、アプリ制御手段３０４は、情報処理装置２０から受信手段３０２を介して認証コードを含む認証情報を受けると、認証処理を行う。 Next, when the application control unit 304 receives authentication information including an authentication code from the information processing apparatus 20 via the receiving unit 302, the application control unit 304 performs an authentication process.
　その後、抽出手段３０８は、情報処理装置２０から受信手段３０２を介してユーザ情報を取得すると、ユーザ情報に対応する保険商品情報を情報記憶部１１０から抽出する。ユーザ情報に対応する保険商品情報とは、そのユーザのユーザ情報に含まれる各情報と保険商品情報に含まれる各情報とが合致し、そのユーザが加入可能な保険の保険商品情報をいう。 Thereafter, when the extracting unit 308 acquires user information from the information processing apparatus 20 via the receiving unit 302, the extracting unit 308 extracts insurance product information corresponding to the user information from the information storage unit 110. The insurance product information corresponding to the user information refers to insurance product information of insurance that can be subscribed to by the information included in the user information of the user and the information included in the insurance product information.
　例えば、抽出手段３０８は、ユーザ情報に含まれる年齢、性別などの情報に一致する複数の保険商品情報を、情報記憶部１１０から抽出する。 For example, the extraction unit 308 extracts a plurality of insurance product information that matches information such as age and gender included in the user information from the information storage unit 110.
　アプリ制御手段３０４は、抽出された複数の保険商品情報を、送信手段３０６を介して要求した情報処理装置２０に送信する。 The application control unit 304 transmits the extracted plurality of insurance product information to the requested information processing apparatus 20 via the transmission unit 306.
　送信手段３０６は、例えば通信インタフェース１０４や制御部１０２、記憶部１０６等により実現されうる。送信手段３０６は、アプリ制御手段３０４からの指示により、アプリケーションのプログラムや抽出された保険商品情報を、要求した情報処理装置２０に送信する。 The transmission unit 306 can be realized by the communication interface 104, the control unit 102, the storage unit 106, and the like, for example. The transmission unit 306 transmits an application program and extracted insurance product information to the requested information processing apparatus 20 according to an instruction from the application control unit 304.
　以上より、サーバ１０は、保険会社各社の保険商品情報を記憶しておき、情報処理装置２０から受信したユーザ情報に対応する保険商品情報を抽出し、抽出した保険商品情報を、要求した情報処理装置２０に送信する機能を有する。 As described above, the server 10 stores the insurance product information of each insurance company, extracts the insurance product information corresponding to the user information received from the information processing device 20, and requests the extracted insurance product information for the requested information processing. It has a function of transmitting to the device 20.
　次に、情報処理装置２０の機能について説明する。図５は、情報処理装置２０の機能構成の一例を示すブロック図である。図５に示す情報処理装置２０は、送信手段４０２と、受信手段４０４と、アプリ実行手段４０６と、を有する。情報処理装置２０は、アプリプログラム２１０を実行することで、保険商品を提案するアプリケーションの各機能を有する。 Next, functions of the information processing apparatus 20 will be described. FIG. 5 is a block diagram illustrating an example of a functional configuration of the information processing apparatus 20. The information processing apparatus 20 illustrated in FIG. 5 includes a transmission unit 402, a reception unit 404, and an application execution unit 406. The information processing apparatus 20 has each function of an application that proposes insurance products by executing the application program 210.
　送信手段４０２は、例えば通信インタフェース２０６や制御部２０２、記憶部２０８等により実現されうる。送信手段４０２は、まず、保険商品を提案するアプリケーションのダウンロードを要求する。例えば、情報処理装置２０は、或るＷｅｂサイトなどの閲覧中に、このアプリケーションのダウンロードボタンがクリックされたことを受け付け、サーバ１０にダウンロード要求を送信する。 The transmission unit 402 can be realized by, for example, the communication interface 206, the control unit 202, the storage unit 208, and the like. First, the transmission unit 402 requests download of an application for proposing insurance products. For example, the information processing apparatus 20 accepts that a download button of this application is clicked while browsing a certain Web site and transmits a download request to the server 10.
　また、送信手段４０２は、認証コードが入力された場合に、入力された認証コードをサーバ１０に送信する。また、送信手段４０２は、このアプリケーションの会員登録のために、ユーザ情報が入力された場合に、入力されたユーザ情報をサーバ１０に送信する。 Further, when the authentication code is input, the transmission unit 402 transmits the input authentication code to the server 10. In addition, when user information is input for membership registration of this application, the transmission unit 402 transmits the input user information to the server 10.
　受信手段４０４は、例えば通信インタフェース２０６や制御部２０２、記憶部２０８等により実現されうる。受信手段４０４は、サーバ１０からアプリケーションのプログラムを受信したり、認証コードを受信したり、サーバ１０により抽出された複数の保険商品情報を受信したりする。受信したプログラムや各情報は、アプリ実行手段４０６に入力される。 The receiving unit 404 can be realized by the communication interface 206, the control unit 202, the storage unit 208, and the like, for example. The receiving unit 404 receives an application program from the server 10, receives an authentication code, and receives a plurality of insurance product information extracted by the server 10. The received program and information are input to the application execution unit 406.
　アプリ実行手段４０６は、例えば制御部２０２や記憶部２０８、表示部２１４、入力部２１６等により実現されうる。アプリ実行手段４０６は、保険商品をユーザに提案する機能を有し、受付手段４０８と、記憶手段４１０と、選択手段４１２と、表示手段４１４とを有する。 The application execution unit 406 can be realized by the control unit 202, the storage unit 208, the display unit 214, the input unit 216, and the like, for example. The application execution unit 406 has a function of proposing insurance products to the user, and includes a reception unit 408, a storage unit 410, a selection unit 412, and a display unit 414.
　アプリ実行手段４０６は、アプリケーションが情報処理装置２０にインストールされた後に機能し、自装置の電話番号を含めた認証コード要求を、サーバ１０に行うよう制御する。 The application execution unit 406 functions after the application is installed in the information processing apparatus 20, and controls the server 10 to make an authentication code request including the telephone number of the own apparatus.
　次に、アプリ実行手段４０６は、認証コードを取得すると、認証コードを表示部２１４に表示し、入力部２１６を用いて認証コードをユーザに入力させ、サーバ１０に認証コードを送信するよう制御する。サーバ１０側で認証が成功した場合、アプリ実行手段４０６は、本アプリケーションの会員登録画面を表示部２１４に表示する。 Next, when acquiring the authentication code, the application execution unit 406 displays the authentication code on the display unit 214, controls the user to input the authentication code using the input unit 216, and transmits the authentication code to the server 10. . If the authentication is successful on the server 10 side, the application execution unit 406 displays the member registration screen of this application on the display unit 214.
　受付手段４０８は、表示部２１４に表示された会員登録画面から、入力部２１６を用いて入力されたユーザ情報を受け付ける。ユーザ情報は、例えば、氏名、生年月日、性別、保険加入の有無、現在月額保険料、既婚ｏｒ未婚などの保険商品を提案するために用いる情報である。このユーザ情報は、基本ユーザ情報ともいう。受付手段４０８により受け付けられた基本ユーザ情報は、送信手段４０２によりサーバ１０に送信される。 The accepting unit 408 accepts user information input using the input unit 216 from the member registration screen displayed on the display unit 214. The user information is information used for proposing insurance products such as name, date of birth, sex, presence / absence of insurance, current monthly premium, married or unmarried. This user information is also called basic user information. The basic user information received by the receiving unit 408 is transmitted to the server 10 by the transmitting unit 402.
　また、受付手段４０８は、基本ユーザ情報を受け付けた後に、追加でユーザ情報を受け付けてもよい。追加で受け付けるユーザ情報は、追加ユーザ情報ともいう。追加ユーザ情報は、例えば子供の有無、子供人数、子供年齢、持家状況、持病状況、本人職業、本人月収、貯蓄額、生活費／月などの詳細な情報である。 Also, the accepting means 408 may accept user information additionally after receiving basic user information. The user information received additionally is also referred to as additional user information. The additional user information is, for example, detailed information such as the presence / absence of children, the number of children, the age of children, the status of home ownership, the status of sickness, the occupation of the principal, the monthly income of the principal, the amount of saving, and the cost of living / month.
　記憶手段４１０は、受信手段４０４がサーバ１０から受信した複数の保険商品情報を記憶する。保険商品情報は、例えばＥｘｃｅｌ（登録商標）やＣＳＶ形式などで記憶される。 The storage unit 410 stores a plurality of pieces of insurance product information received from the server 10 by the receiving unit 404. The insurance product information is stored, for example, in Excel (registered trademark) or CSV format.
　選択手段４１２は、記憶手段４１０に記憶された保険商品情報のうち、所定基準に基づき所定個数の保険商品情報を選択する。例えば、選択手段４１２は、保険商品情報に含まれる保険料（月払い又は年払い）の安い方から順に３つを選択する。また、選択手段４１２は、ユーザが予め設定しておいた情報（補償額など）に基づき、所定個数の保険商品情報を選択するようにしてもよい。これにより、ユーザに対してお勧めする保険商品を絞り込んでから、ユーザに保険商品を提示することができる。 The selecting unit 412 selects a predetermined number of pieces of insurance product information based on a predetermined standard from the insurance product information stored in the storage unit 410. For example, the selection means 412 selects three in order from the cheapest insurance premium (monthly payment or annual payment) included in the insurance product information. Further, the selection unit 412 may select a predetermined number of insurance product information based on information (such as a compensation amount) preset by the user. Thereby, after narrowing down insurance products recommended for the user, the insurance products can be presented to the user.
　また、選択手段４１２は、追加ユーザ情報が受け付けられた場合、記憶手段４１０に記憶された保険商品情報の中から、追加ユーザ情報に対応する保険商品情報を選択する。選択手段４１２は、追加ユーザ情報により選択された保険商品情報のうち、所定基準に基づき所定個数の保険商品情報をさらに選択してもよい。これにより、さらに詳細なユーザ情報に基づいて、ユーザにお勧めする保険商品を提示することができる。 Further, when the additional user information is received, the selection unit 412 selects the insurance product information corresponding to the additional user information from the insurance product information stored in the storage unit 410. The selection unit 412 may further select a predetermined number of pieces of insurance product information based on a predetermined criterion among the insurance product information selected by the additional user information. Thereby, based on more detailed user information, insurance products recommended to the user can be presented.
　また、選択手段４１２は、保険の種類ごとに、所定基準に基づき所定個数の保険商品情報を選択してもよい。保険の種類は、例えば、生命保険、医療保険、損害保険、傷害保険などがある。また、選択手段４１２は、保険の種類ごとに、選択する所定個数を変えてもよい。これにより、表示スペースに柔軟に対応できたり、保険の種類に優先順位を付けることで、よりユーザに対して適切な保険商品を提示したりすることができる。 Further, the selection means 412 may select a predetermined number of pieces of insurance product information based on a predetermined standard for each type of insurance. Types of insurance include, for example, life insurance, medical insurance, non-life insurance, accident insurance, and the like. Moreover, the selection means 412 may change the predetermined number selected for every kind of insurance. Accordingly, it is possible to flexibly correspond to the display space, and it is possible to present more appropriate insurance products to the user by giving priority to the types of insurance.
　表示手段４１４は、例えば制御部２０２や表示部４１４等により実現されうる。表示手段４１４は、アプリケーションの実行画面を表示する。アプリの実行画面は、例えば、認証コードの入力画面、基本ユーザ情報の入力画面、追加ユーザ情報の入力画面、選択された所定個数の保険商品情報の表示画面などがある。 The display unit 414 can be realized by the control unit 202, the display unit 414, or the like, for example. The display unit 414 displays an application execution screen. The application execution screen includes, for example, an authentication code input screen, basic user information input screen, additional user information input screen, and a display screen of a selected predetermined number of insurance product information.
　以上、情報処理装置２０は、ユーザ情報が入力されることで、このユーザに対して適切な保険商品情報を所定個数に絞り込み、絞り込んだ保険商品情報をユーザに提示する機能を有する。 As described above, the information processing apparatus 20 has a function of narrowing down the insurance product information appropriate for the user to a predetermined number and presenting the narrowed-down insurance product information to the user when the user information is input.
　また、情報処理装置２０は、基本ユーザ情報に対応する保険商品情報を自装置の記憶部２０８に記憶しておくので、追加ユーザ情報に対応する保険商品情報を選択する際、サーバ１０との通信を行う必要がない。よって、情報処理装置２０は、追加ユーザ情報の入力から保険商品情報の提示までにかかる時間を、サーバ１０との通信を行うよりも短縮することができる。 Further, since the information processing device 20 stores the insurance product information corresponding to the basic user information in the storage unit 208 of the own device, when selecting the insurance product information corresponding to the additional user information, communication with the server 10 is performed. There is no need to do. Therefore, the information processing apparatus 20 can shorten the time taken from the input of the additional user information to the presentation of the insurance product information as compared with the communication with the server 10.
　＜データ例＞
　次に、サーバ２０が記憶する保険商品情報のデータ例について説明する。図６は、保険商品情報の例を示す図である。保険商品情報は、例えば、商品コード、商品名、年齢、性別、保険料、補償額などの保険商品に関する各情報を有する。 <Data example>
Next, a data example of insurance product information stored in the server 20 will be described. FIG. 6 is a diagram illustrating an example of insurance product information. Insurance product information has each information regarding insurance products, such as a product code, a brand name, age, sex, an insurance premium, and a compensation amount, for example.
　商品コードは、保険商品を識別するために与えられたコードを示す。商品名は、保険商品の名称を示す。年齢は、保険商品の加入者の年齢を示す。性別は、加入者の性別を示す。ここでは「１」が男性、「２」が女性を示す。保険料は、月額の保険料を示す。補償額は、一日あたりの補償額を示す。 The product code indicates a code given to identify the insurance product. The product name indicates the name of the insurance product. The age indicates the age of the insurance product subscriber. The gender indicates the gender of the subscriber. Here, “1” indicates male and “2” indicates female. The premium represents a monthly premium. The amount of compensation indicates the amount of compensation per day.
　なお、図６に示す保険商品情報の各項目はあくまでも一例であって、他にも子供の有無、子供の年齢、持家の有無など、ユーザ情報に対応する項目や、年額の保険料などの項目があってもよい。 Each item of the insurance product information shown in FIG. 6 is merely an example, and other items such as the presence / absence of children, the age of children, the presence / absence of homes, etc., corresponding to user information, and annual insurance premiums, etc. There may be.
　＜画面例＞
　次に、情報処理装置２０に表示される本アプリケーションの画面例について説明する。図７は、初期画面の一例を示す図である。図７に示す初期画面は、アプリケーションを実行させるための画面である。情報処理装置２０は、ユーザによる「○○○登録」ボタンの押下を受け付けると、情報処理装置２０は、アプリプログラム２１０を実行し、登録処理を開始する。 <Screen example>
Next, a screen example of this application displayed on the information processing apparatus 20 will be described. FIG. 7 is a diagram illustrating an example of the initial screen. The initial screen shown in FIG. 7 is a screen for executing an application. When the information processing apparatus 20 accepts pressing of the “register registration” button by the user, the information processing apparatus 20 executes the application program 210 and starts registration processing.
　図８は、利用規約画面の一例を示す図である。図８に示す利用規約画面は、利用規約を表示するための画面であり、認証コードの取得要求を行うボタンが表示された画面である。情報処理装置２０は、ユーザによる「認証コードを取得する」ボタンの押下を受け付けると、自装置の電話番号を取得して、この電話番号を含めた認証コードの取得要求をサーバ１０に行う。 FIG. 8 is a diagram showing an example of the terms of use screen. The usage agreement screen shown in FIG. 8 is a screen for displaying the usage agreement, and is a screen on which a button for requesting acquisition of an authentication code is displayed. When the information processing apparatus 20 receives a press of the “acquire authentication code” button by the user, the information processing apparatus 20 acquires the telephone number of the own apparatus and makes an acquisition request for the authentication code including the telephone number to the server 10.
　図９は、認証画面の一例を示す図である。図９に示す認証画面は、認証コードを入力するための画面であり、認証をサーバ１０に要求するボタンが表示された画面である。情報処理装置２０は、ユーザから認証コードの入力を受け付ける。次に、情報処理装置２０は、ユーザによる「認証する」ボタンの押下を受け付けると、認証コードをサーバ１０に送信する。 FIG. 9 is a diagram showing an example of the authentication screen. The authentication screen shown in FIG. 9 is a screen for inputting an authentication code, and is a screen on which a button for requesting authentication to the server 10 is displayed. The information processing apparatus 20 receives an input of an authentication code from the user. Next, when the information processing apparatus 20 receives a press of the “authenticate” button by the user, the information processing apparatus 20 transmits an authentication code to the server 10.
　図１０は、登録画面の一例（その１）を示す図である。図１０に示す登録画面は、ユーザ登録するための基本情報を入力するための画面である。例えば、図１０に示す登録画面は、名前、生年月日、年齢などを入力する画面である。 FIG. 10 is a diagram showing an example (part 1) of the registration screen. The registration screen shown in FIG. 10 is a screen for inputting basic information for user registration. For example, the registration screen shown in FIG. 10 is a screen for inputting a name, date of birth, age, and the like.
　図１１は、登録画面の一例（その２）を示す図である。図１１に示す画面は、図１０に示す画面が下にスクロールされた画面であり、ユーザの基本情報を入力するための画面である。例えば、図１１に示す登録画面は、性別、現在の保険加入の有無、月額保険料、年間保険料、既婚ｏｒ独身、診断の対象者を入力する画面である。 FIG. 11 is a diagram showing an example (part 2) of the registration screen. The screen shown in FIG. 11 is a screen obtained by scrolling the screen shown in FIG. 10 downward, and is a screen for inputting basic information of the user. For example, the registration screen shown in FIG. 11 is a screen for inputting gender, current insurance coverage, monthly insurance premium, annual insurance premium, marriage or single, and a person to be diagnosed.
　図１２は、登録画面の一例（その３）を示す図である。図１２に示す画面は、図１１に示す画面が下にスクロールされた画面であり、登録するボタンが表示された画面である。情報処理装置２０は、ユーザによる「登録する」ボタンの押下を受け付けると、入力された基本情報（基本ユーザ情報）をサーバ１０に送信する。 FIG. 12 is a diagram showing an example (part 3) of the registration screen. The screen shown in FIG. 12 is a screen in which the screen shown in FIG. 11 is scrolled down, and is a screen on which buttons for registration are displayed. When the information processing apparatus 20 receives a press of a “register” button by the user, the information processing apparatus 20 transmits the input basic information (basic user information) to the server 10.
　図１３は、診断結果画面の一例を示す図である。図１３に示す診断結果画面は、基本ユーザ情報に基づいて、本アプリケーションにより診断された結果を示す画面である。情報処理装置２０は、サーバ１０から受信した保険商品情報を用いて所定のアルゴリズムにより算出された診断結果を表示する。さらに、診断結果画面には、ユーザ情報の詳細を入力するためのボタンが表示される。情報処理装置２０は、ユーザによる「詳細入力ボタン」の押下を受け付けると、現画面から詳細情報の入力画面に遷移する。 FIG. 13 is a diagram illustrating an example of a diagnosis result screen. The diagnosis result screen shown in FIG. 13 is a screen showing a result diagnosed by this application based on basic user information. The information processing apparatus 20 displays the diagnosis result calculated by a predetermined algorithm using the insurance product information received from the server 10. Further, a button for inputting details of user information is displayed on the diagnosis result screen. When the information processing apparatus 20 accepts the pressing of the “detailed input button” by the user, the information processing apparatus 20 changes from the current screen to the detailed information input screen.
　図１４は、詳細情報入力画面の一例を示す図である。図１４に示す詳細情報入力画面は、詳細情報入力の最後の画面を示す。図１４に示す例では、詳細情報として１３個の項目があり、全ての項目の入力が終わり、「保険商品を見る」ボタンが画面に表示されている。情報処理装置２０は、ユーザによる「保険商品を見る」ボタンの押下を受け付けると、保険商品情報の選択を行って、お勧めの保険商品情報を提示する。 FIG. 14 is a diagram showing an example of a detailed information input screen. The detailed information input screen shown in FIG. 14 shows the last screen of detailed information input. In the example shown in FIG. 14, there are 13 items as detailed information, input of all items is completed, and a “view insurance product” button is displayed on the screen. When the information processing apparatus 20 accepts pressing of the “view insurance product” button by the user, the information processing device 20 selects insurance product information and presents recommended insurance product information.
　図１５は、提案画面（その１）の一例を示す図である。図１５に示す提案画面は、検索条件の一覧表示領域と、本アプリケーションが提案する保障の表示領域と、保険の種類ごとのお勧めの保険商品情報を所定個表示する表示領域とを有する。図１５に示す例では、生命保険については保険料が最安の保険商品、医療保険については保険料が最安から２つ目までの保険商品が表示される。 FIG. 15 is a diagram showing an example of the proposal screen (part 1). The proposal screen shown in FIG. 15 has a search condition list display area, a security display area proposed by the present application, and a display area for displaying a predetermined number of recommended insurance product information for each type of insurance. In the example shown in FIG. 15, the insurance product with the lowest insurance premium is displayed for the life insurance, and the insurance products with the lowest insurance premium to the second for the medical insurance are displayed.
　図１６は、提案画面（その２）の一例を示す図である。図１６に示す提案画面は、図１５に示す画面が下にスクロールされた画面である。図１６に示すように、医療保険は、選択手段４１２により３つの保険商品情報が選択されていたことが分かる。 FIG. 16 is a diagram showing an example of the proposal screen (part 2). The proposal screen shown in FIG. 16 is a screen obtained by scrolling down the screen shown in FIG. As shown in FIG. 16, in the medical insurance, it is understood that the three insurance product information has been selected by the selection means 412.
　また、図１６に示すように、提案画面の下段には、「資料請求する」ボタン、「さらに保障が欲しい方」ボタン、「リクエスト一覧」ボタンが表示される。「資料請求する」ボタンは、選択手段４１２により選択された保険商品情報が示す保険商品の資料を各社に請求するためのボタンである。「さらに保障が欲しい方」ボタンは、さらに検索条件を追加するためのボタンである。「リクエスト一覧」ボタンは、ユーザからのリクエスト（無料相談など）を受け付けるためのボタンである。 Also, as shown in FIG. 16, a “Request a document” button, a “Want for more security” button, and a “Request list” button are displayed at the bottom of the proposal screen. The “request material” button is a button for requesting each company for materials of insurance products indicated by the insurance product information selected by the selection means 412. The “Want for more security” button is a button for adding a search condition. The “request list” button is a button for accepting a request (such as free consultation) from the user.
　＜動作＞
　次に、第１実施形態における情報処理システム１の動作について説明する。図１７は、第１実施形態における情報処理システム１の処理の一例を示すシーケンス図である。図１７に示すステップＳ１０２で、情報処理装置２０は、サーバ１０に対して、アプリケーションのダウンロード要求を行う。 <Operation>
Next, the operation of the information processing system 1 in the first embodiment will be described. FIG. 17 is a sequence diagram illustrating an example of processing of the information processing system 1 in the first embodiment. In step S <b> 102 illustrated in FIG. 17, the information processing apparatus 20 sends an application download request to the server 10.
　ステップＳ１０４で、サーバ１０は、情報処理装置２０に対して、アプリケーションのプログラムを送信する。 In step S104, the server 10 transmits the application program to the information processing apparatus 20.
　ステップＳ１０６で、情報処理装置２０は、ダウンロードしたアプリケーションのプログラムをインストールする。 In step S106, the information processing apparatus 20 installs the downloaded application program.
　ステップＳ１０８で、情報処理装置２０は、サーバ１０に対して、認証要求を行う（例えば図７、８参照）。このとき、情報処理装置２０は、自装置の電話番号を認証要求に付与する。 In step S108, the information processing apparatus 20 makes an authentication request to the server 10 (see, for example, FIGS. 7 and 8). At this time, the information processing apparatus 20 gives the telephone number of the own apparatus to the authentication request.
　ステップＳ１１０で、サーバ１０は、情報処理装置２０から受信した電話番号を用いて、ＳＭＳにより認証コードを情報処理装置２０に送信する。 In step S110, the server 10 transmits an authentication code to the information processing apparatus 20 by SMS using the telephone number received from the information processing apparatus 20.
　ステップＳ１１２で、情報処理装置２０は、サーバ１０に対して、ユーザにより入力された認証コードを送信する（例えば図９参照）。 In step S112, the information processing apparatus 20 transmits the authentication code input by the user to the server 10 (see, for example, FIG. 9).
　ステップＳ１１４で、サーバ１０は、情報処理装置２０から受信した認証コードを用いて認証処理を行う。 In step S114, the server 10 performs an authentication process using the authentication code received from the information processing apparatus 20.
　ステップＳ１１６で、サーバ１０は、認証処理が成功すれば、情報処理装置２０に対して、アプリケーションの登録要求を行う。 In step S116, if the authentication process is successful, the server 10 issues an application registration request to the information processing apparatus 20.
　ステップＳ１１８で、情報処理装置２０の受付手段４０８は、ユーザにより入力されたユーザ情報（基本ユーザ情報）を受け付ける（例えば図１０－１２参照）。 In step S118, the accepting unit 408 of the information processing apparatus 20 accepts user information (basic user information) input by the user (see, for example, FIG. 10-12).
　ステップＳ１２０で、情報処理装置２０の送信手段４０２は、受付手段４０８が受け付けたユーザ情報を、サーバ１０に送信する。 In step S120, the transmission unit 402 of the information processing apparatus 20 transmits the user information received by the reception unit 408 to the server 10.
　ステップＳ１２２で、サーバ１０は、情報処理装置１０から受信したユーザ情報に対応する複数の保険商品情報を、記憶部１０６から抽出する。 In step S122, the server 10 extracts a plurality of pieces of insurance product information corresponding to the user information received from the information processing apparatus 10 from the storage unit 106.
　ステップＳ１２４で、サーバ１０は、抽出した複数の保険商品情報を情報処理装置２０に送信する。 In step S124, the server 10 transmits the extracted plurality of insurance product information to the information processing apparatus 20.
　ステップＳ１２６で、情報処理装置２０の受信手段４０４は、サーバ１０から複数の保険商品情報を受信し、記憶手段４１０は、受信された複数の保険商品情報を記憶する。 In step S126, the receiving unit 404 of the information processing apparatus 20 receives the plurality of insurance product information from the server 10, and the storage unit 410 stores the received plurality of insurance product information.
　ステップＳ１２８で、情報処理装置２０の受付手段４０８は、ユーザにより入力された、追加の詳細なユーザ情報（追加ユーザ情報）を受け付ける（例えば図１３、１４参照）。 In step S128, the receiving unit 408 of the information processing apparatus 20 receives additional detailed user information (added user information) input by the user (see, for example, FIGS. 13 and 14).
　ステップＳ１３０で、情報処理装置２０の選択手段４１２は、記憶手段４１０に記憶された保険商品情報の中から、追加ユーザ情報に対応する保険商品情報を選択する。また、選択手段４１２は、追加ユーザ情報により選択された保険商品情報のうち、所定基準に基づいて所定個数の保険商品情報をさらに選択する。 In step S130, the selection unit 412 of the information processing device 20 selects the insurance product information corresponding to the additional user information from the insurance product information stored in the storage unit 410. The selection unit 412 further selects a predetermined number of pieces of insurance product information based on a predetermined criterion among the insurance product information selected by the additional user information.
　ステップＳ１３２で、情報処理装置２０の表示手段４１４は、選択手段４１２により最終的に選択された保険商品情報を表示する（例えば図１５、１６参照）。 In step S132, the display unit 414 of the information processing apparatus 20 displays the insurance product information finally selected by the selection unit 412 (see, for example, FIGS. 15 and 16).
　以上、第１実施形態によれば、保険料の安さなどを条件にして、ユーザに対してお勧めする保険商品を絞り込んでから、ユーザに保険商品を提示することができる。すなわち、ユーザが入力した情報に基づき保険商品の一覧が表示されるのではなく、アプリケーション側でお勧めの保険商品が選択され、選択された保険商品が画面に表示される。 As described above, according to the first embodiment, it is possible to present insurance products to the user after narrowing down insurance products recommended for the user on condition that the insurance premium is low. That is, instead of displaying a list of insurance products based on information input by the user, recommended insurance products are selected on the application side, and the selected insurance products are displayed on the screen.
　また、情報処理装置２０は、保険の種類ごとに、保険商品を絞り込んで表示することができる。なお、表示する数は、保険商品ごとに異なってもよい。これにより、ユーザビリティの向上を図ることができる。 Also, the information processing apparatus 20 can narrow down and display insurance products for each type of insurance. The number to be displayed may be different for each insurance product. Thereby, usability can be improved.
　また、情報処理装置２０は、追加で入力されたユーザ情報に対応する保険商品情報を選択した後に、所定基準に基づきさらに保険商品情報を絞り込むようにしてもよい。これにより、より適切な保険商品をユーザに提示することができる。また、追加のユーザ情報で保険商品情報が絞り込まれる際には、サーバ１０との通信を不要とするため、提案までの処理を短縮化することができる。また、所定基準は、保険商品情報に含まれる保険料の安い順であってもよい。これにより、ユーザは安さを基準に保険商品を選択することができる。なお、情報処理装置２０の各機能は、コンピュータに読み取り可能なプログラムを記録した記録媒体から、このプログラムがインストールされ、実行されることにより実現されてもよい。 Further, the information processing apparatus 20 may further narrow down the insurance product information based on a predetermined criterion after selecting the insurance product information corresponding to the user information additionally input. Thereby, a more appropriate insurance product can be presented to the user. In addition, when insurance product information is narrowed down by additional user information, communication with the server 10 is not necessary, so that the processing up to the proposal can be shortened. Further, the predetermined standard may be the order in which the insurance premiums included in the insurance product information are cheap. Thereby, the user can select an insurance product based on cheapness. Note that each function of the information processing apparatus 20 may be realized by installing and executing this program from a recording medium storing a computer-readable program.
１　情報処理システム
１０　サーバ
２０　情報処理装置
１０２、２０２　制御部
１０４、２０６　通信インタフェース
１０６、２０８　記憶部
２１４　表示部
２１６　入力部
３０２　受信手段
３０６　送信手段
３０４　アプリ制御手段
３０６　抽出手段
４０２　送信手段
４０４　受信手段
４０６　アプリ実行手段
４０８　受付手段
４１０　記憶手段
４１２　選択手段
４１４　表示手段 DESCRIPTION OF SYMBOLS 1 Information processing system 10 Server 20 Information processing apparatus 102, 202 Control unit 104, 206 Communication interface 106, 208 Storage unit 214 Display unit 216 Input unit 302 Reception unit 306 Transmission unit 304 Application control unit 306 Extraction unit 402 Transmission unit 404 Reception unit 406 Application execution means 408 Acceptance means 410 Storage means 412 Selection means 414 Display means

Claims (7)

  1. 　ユーザ情報の入力を受け付ける受付手段と、
    　前記ユーザ情報に対応する複数の保険商品情報をサーバから受信する受信手段と、
    　前記複数の保険商品情報のうち、所定基準に基づき所定個数の保険商品情報を選択する選択手段と、
    　前記所定個数の保険商品情報を表示する表示手段と、
    　を有する情報処理装置。     A receiving means for receiving input of user information;
    Receiving means for receiving a plurality of insurance product information corresponding to the user information from a server;
    A selection means for selecting a predetermined number of insurance product information based on a predetermined criterion among the plurality of insurance product information;
    Display means for displaying the predetermined number of insurance product information;
    An information processing apparatus.
  2. 　前記選択手段は、
    　保険の種類ごとに、前記所定基準に基づき所定個数の保険商品情報を選択する、
    　請求項１記載の情報処理装置。     The selection means includes
    Select a predetermined number of insurance product information based on the predetermined criteria for each type of insurance,
    The information processing apparatus according to claim 1.
  3. 　前記所定個数は、前記保険の種類によって異なる、
    　請求項２記載の情報処理装置。     The predetermined number varies depending on the type of insurance,
    The information processing apparatus according to claim 2.
  4. 　前記所定基準は、前記保険商品情報に含まれる保険料の安い順である、
    　請求項１乃至３いずれか一項に記載の情報処理装置。     The predetermined standard is the order of cheapest insurance premiums included in the insurance product information.
    The information processing apparatus according to any one of claims 1 to 3.
  5. 　前記サーバから受信された複数の保険商品情報を記憶する記憶手段をさらに有し、
    　前記受付手段は、
    　ユーザ情報を追加で受け付け、
    　前記選択手段は、
    　追加のユーザ情報に対応する保険商品情報を、前記記憶手段に記憶された保険商品情報の中から選択し、選択された保険商品情報のうち、前記所定基準に基づき所定個数の保険商品情報をさらに選択する、
    　請求項１乃至４いずれか一項に記載の情報処理装置。     A storage means for storing a plurality of insurance product information received from the server;
    The accepting means is
    Accept additional user information,
    The selection means includes
    The insurance product information corresponding to the additional user information is selected from the insurance product information stored in the storage means, and a predetermined number of insurance product information is further selected based on the predetermined criteria among the selected insurance product information. select,
    The information processing apparatus according to any one of claims 1 to 4.
  6. 　ユーザ情報の入力を受け付ける受付ステップと、
    　前記ユーザ情報に対応する複数の保険商品情報をサーバから受信する受信ステップと、
    　前記複数の保険商品情報のうち、所定基準に基づき所定個数の保険商品情報を選択する選択ステップと、
    　前記所定個数の保険商品情報を表示する表示ステップと、
    　を有する情報処理方法。     A reception step for receiving input of user information;
    Receiving a plurality of insurance product information corresponding to the user information from a server;
    A selection step of selecting a predetermined number of insurance product information based on a predetermined criterion among the plurality of insurance product information;
    Displaying the predetermined number of insurance product information; and
    An information processing method comprising:
  7. 　コンピュータに、
    　ユーザ情報の入力を受け付ける受付ステップと、
    　前記ユーザ情報に対応する複数の保険商品情報をサーバから受信する受信ステップと、
    　前記複数の保険商品情報のうち、所定基準に基づき所定個数の保険商品情報を選択する選択ステップと、
    　前記所定個数の保険商品情報を表示する表示ステップと、
    　を実行させるプログラム。
     
     
     
          On the computer,
    A reception step for receiving input of user information;
    Receiving a plurality of insurance product information corresponding to the user information from a server;
    A selection step of selecting a predetermined number of insurance product information based on a predetermined criterion among the plurality of insurance product information;
    Displaying the predetermined number of insurance product information; and
    A program that executes



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