JP2002063362A - Insurance retrieval system and recording medium with recorded insurance retrieving program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an insurance commodity for a user by retrieving and displaying insurance commodities in the rank order by using an Internet communication network. SOLUTION: This insurance retrieval system 1 receives personal information, retrieval conditions of insurance, and rank conditions that the user inputs through a user terminal 2, retrieves insurance data meeting the received personal information and the retrieval condition of insurance from a database previously stored with data regarding insurance, and sends the retrieved insurance data to the user terminal 2 so that they are displayed in the rank order.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a procedure for requesting materials for insurance products such as life insurance and non-life insurance, and more particularly, to a procedure for requesting materials for insurance products performed using a communication network such as the Internet. Related.

[0002]

[Prior art] Insurance products such as life insurance and non-life insurance
Conventionally, the insurance business law prohibits comparative sales, so conventionally, for example, if you are going to take out life insurance, consult with an insurance solicitor you know and select an appropriate one from various conditions of life insurance In general, a contract method was used.

[0003]

[Problems to be Solved by the Invention] Therefore, the conventional method of acquiring customers has relied on the relationship between insurance solicitors and customers.
There is a problem that it is difficult to conclude a contract with a better insurance product that is advantageous to the user. In addition, each company insurance product has a problem that, even with the same premium, the surrender value at the time of cancellation and the yield are slightly different, and it is difficult for the user to select a more advantageous insurance for himself. Furthermore, conventionally, it has not been possible to search for insurance products provided by a plurality of companies via communication networks such as the Internet or to place an order. In view of these problems, the present invention enables customers to compare and examine insurance products provided by each company, clarify the theme to be compared, and present a representative item with a rank according to the theme. The task is to make it possible. It is another object of the present invention to enable an order for an insurance product selected by a customer.

[0004]

Means for Solving the Problems And the present invention provides
Receives personal information entered by the user from the user terminal, search conditions for insurance, rank conditions for ranking, and matches the received personal information and insurance search conditions from a database in which data related to insurance is stored in advance. An insurance search system for searching for insurance data to be transmitted and transmitting the searched insurance data to a user terminal so that the searched insurance data is displayed in the order of rank conditions.

[0005] and

[0006] Personal information entered by a user from a user terminal,
Insurance search conditions and rank conditions for ranking are received, and insurance data corresponding to the received personal information and insurance search conditions are searched from a database in which data on insurance is stored in advance, and the searched insurance data Is transmitted to the use terminal so as to be displayed in the order of the rank condition, and when claim data in which desired insurance data is selected from the insurance data displayed on the use terminal is received, personal information, search conditions,
An insurance search system, which performs an order processing for transmitting claim data as order data and claiming insurance materials, and does not perform the order processing when information that does not select insurance data is received;

[0007] and

[0008] A search condition determining step of receiving personal information and insurance search conditions input by a user from a user terminal to determine personal information and insurance search conditions, and performing ranking entered by the user from the user terminal. A rank condition determining step of receiving a rank condition for determining a rank condition, a search step of searching personal information and insurance data corresponding to the search condition from a database in which insurance data is stored in advance, and a search step. An insurance company display step of transmitting insurance data to a use terminal so as to display insurance data in the order of rank conditions, a recording medium recording an insurance search program,

And,

[0010] A search condition determining step of receiving personal information and insurance search conditions input by a user from a user terminal to determine personal information and insurance search conditions, and performing ranking entered by the user from the user terminal. A rank condition determining step of receiving a rank condition for determining a rank condition, a search step of searching personal information and insurance data corresponding to the search condition from a database in which insurance data is stored in advance, and a search step. Insurer display step of transmitting insurance data to the user terminal so that the insurance data is displayed in the rank condition order, and prompting the user terminal to select desired insurance data from the insurance data displayed in the insurance company display step. If you receive claim data that has selected insurance data from your terminal, A step of performing an ordering process for claiming insurance data using the condition and the claim data as ordering data, and a selecting step of not performing the ordering process when it is received that insurance data is not selected. Recording media,

Is provided. The operation of the present invention is as follows. That is, the insurance search system stores insurance data in a database in advance. Therefore, the personal information, insurance search conditions, and rank conditions input from the use terminal are received.

[0012] Then, insurance data corresponding to the received personal information and insurance search conditions is searched from a database in which insurance data is stored in advance. The searched insurance data is transmitted to the user terminal so that the user terminal can display the insurance data in the order of the rank condition. When the user terminal receives the billing data to select and transmit the desired insurance data while viewing the transmitted insurance data, it performs an ordering process for claiming insurance materials using personal information, search conditions, and billing data as ordering data. If the user terminal receives information indicating that insurance data is not selected, the order processing is not performed. In the recording medium on which the insurance search program is recorded, in the search condition determination step, the personal information and the insurance search condition input by the user at the user terminal are received from the user terminal to determine the personal information and insurance search condition. .

[0013] Similarly, in the rank condition determination step, a rank condition for performing the ranking input by the user at the user terminal is received and the rank condition is determined. Then, in a search step, a database in which insurance data is stored in advance is searched based on the determined personal information and insurance search conditions. When the insurance data is retrieved from the database, the insurance company display step transmits the insurance data to the utilization terminal so that the retrieved insurance data is displayed on the utilization terminal in the order of the rank condition.

Next, in the selection step, the user is prompted to select desired insurance data from the insurance data displayed on the use terminal. Then, when receiving the claim data in which the desired insurance data is selected from the use terminal, an order processing is performed for claiming insurance materials using the personal information, the insurance search condition, and the claim data as order data. In addition, if information indicating that insurance data is not selected is received, the order processing is not performed.

[0015]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is an explanatory diagram showing a configuration of a first embodiment of the present invention, FIG. 2 is a flowchart for explaining the first embodiment, and FIG. 3 is a basic condition input in the first embodiment. It is an explanatory view of a screen,
(A) shows a normal time, and (b) shows a pull-down display time. 4 to 12 are explanatory diagrams of a detailed information input screen according to the first embodiment, FIG. 4 is an explanatory diagram of a term insurance display screen, (a) is a normal time, and (b) is a pull-down display. FIG. 5 is an explanatory view of a display screen of whole life insurance, FIG. 6 is an explanatory view of a display screen of endowment insurance, FIG. 7 is an explanatory view of a display screen of cancer insurance, and FIG. FIG. 9 is an explanatory diagram of a display screen of medical insurance, and FIG. 9 is an explanatory diagram of a display screen of pension insurance. FIG. 10 is an explanatory diagram of a search condition display screen according to the first embodiment, FIG. 11 is an explanatory diagram of a rank condition display screen according to the first embodiment, and FIG.
It is an explanatory view of a billing data display screen in the embodiment. FIG. 13 is a flowchart for explaining the second embodiment. FIG. 14 is an explanatory diagram of a display screen according to the second embodiment. (A) is term insurance, (b) is life insurance,
(C) represents endowment insurance, (d) represents cancer insurance, (e) represents medical insurance, (f) represents pension insurance, and (g) represents the payment period.

1 is an insurance search system according to the present invention. As shown in FIG. 1, the insurance search system 1 includes a plurality of use terminals 2 via an Internet communication network INET.
Connected to The insurance search system 1 includes a main body 11 composed of a computer system capable of executing Internet communication and capable of executing a program, a display 12 connected to the main body 11, and a database 13 in which various insurance data are stored in advance. The main body 11 opens a web page on the Internet communication network INET and provides the insurance search system 1. Then, it is installed on a plurality of web pages such as on an existing web page and installed so that a wide range of users such as age and gender can use it. Of course, it may exist only on the company's own web page.

The display 12 can display the operation of the main body 11. The database 13 stores insurance data of various insurance products such as life insurance, mutual aid insurance, non-life insurance, etc. The insurance data of various insurance products includes insurance premiums, insurance amounts, and insurance periods for each insurance product of an insurance company. , A surrender value, a return, a financial status of an insurance company, and a company credit, and are stored in a plurality of search items. In this embodiment, only life insurance products will be described. However, it is possible to search for other insurance products such as mutual aid insurance and non-life insurance by forming respective conditions similarly to life insurance. is there.

The use terminal 2 is a generally-used personal computer, and is installed at each user's home, company, or the like. Next, program 3 of the insurance search system 1
Will be described with reference to FIG. 2 showing a flowchart of the first embodiment. The program 3 is a selection method for selecting a plurality of search items, and includes a search condition determination step 4, a rank condition determination step 5, a search step 6, an insurance company display step 7, and a selection step 8.

The search condition determining step 4 is a step of determining personal information such as the age and gender of the user and detailed information of the insurance product to be searched. As shown in FIG. And a detailed information input step 42.

In the basic information input step 41, as shown in FIG. 3A, a screen for prompting the user terminal 2 to input an age, select a gender, and select a type of insurance product is displayed.
The user inputs or selects from the use terminal 2. In the basic information input step 41, the age is directly input in the rectangle displayed on the right side in the figure of the "age" display, and the gender is "male""female"
A check mark is input and selected by a mouse click in a square displayed on the left side of the display diagram. Hereinafter, it is referred to that a mouse is clicked at a predetermined position such as a square to input a check mark, and that the input is selected and that the determination is selected, and that the information is directly written at a predetermined position such as a rectangle and the determination is directly input. Further, as shown in FIG. 3b, in order to determine the occupation of the user that influences the calculation of the premium, the user terminal 2
A field for entering the occupation is provided on the display screen, and "worker", "teacher", "doctor", "lawyer", "accountant", "tax accountant", "hairdresser", "self-employed", "Agriculture", "Pilot", "Ship crew",
Pulldown displays such as "Cops", "Mechanics", "Repairers", "Taxi drivers", "Truck drivers", "Aerial workers", "Public workers", "Mechanics", "Others", etc. Choose from the occupations given. In terms of the types of insurance products as well, term insurance is “term”, whole life insurance is “life”, endowment insurance is “elderly”, cancer insurance is “cancer”, medical insurance is “medical”, and pension insurance is “pension”. Is displayed, and a check mark is entered by clicking the mouse in a square displayed on the left side of the figure in the display to select. In this embodiment, the basic information input step 41 is formed so as to directly input the age.
, 21 years old, 22 years old,... May be displayed in a pull-down display on the screen, and the user may select the age by clicking on his own age.

The detailed information input step 42 is a step of selecting conditions required for the insurance product of the type selected in the basic information input step 41, and the items to be selected differ depending on the characteristics of the insurance product. If the type of product is the same, the amount or period set for each item will be the same.
The selection screen is shown in FIG. 4 to 9 each show a screen display in the left column in the drawings, and a menu displayed in a pull-down display in the right column in the drawings.

For term insurance, the “insurance amount” is 1,000,000 yen, 2,000,000 yen, 5,000,000 yen, 10,000,000 yen, 2000
10,000 yen, 30 million yen, 50 million yen, 100 million yen, 200 million yen,
And an item to be selected from 300 million yen. Each amount is displayed on the screen in a pull-down menu format, and is determined by selecting a desired amount from the displayed amounts. or,
The “insurance period” and “payment period” are 1 year, 5
Year, 10, 15, 20, 25, and 30 years or the age of the contractor is 30, 35, 40
Age 45, 50, 55, 60, 65, 70
Age, 80, and 90 years,
Each period and age are displayed in a pull-down menu format in the same manner as the insurance amount, and the desired period is determined by selecting a desired amount from the displayed period or age. The display of the insurance period may indicate only either the period or the age. Furthermore, the “payment method” is an item to be selected from “monthly payment”, “half-year lump-sum payment”, “one-year lump-sum payment”, “temporary payment”, and “all-time prepaid payment”. Select the desired display. In the “insurance amount”, each amount is displayed in a pull-down menu format, and is determined by selecting a desired amount from the displayed amounts. 5 to 9 each show a detailed input screen of another insurance product. "Life insurance", "elderly insurance",
In the detailed input screens for "cancer insurance" and "medical insurance", "insurance amount", "insurance period", "payment period", and "payment method" are items that are selected and determined as shown in FIGS. In the detailed input screen of "pension insurance", as shown in FIG. 9, items to be received, "payment period" and "payment method" are items to be selected and determined. In the first embodiment, the screen for prompting the input of the detailed information to be displayed on the use terminal 2 shown in FIG. 4 displays only the detailed information on the selected insurance product.
Instead of the insurance type selection displayed and prompted for input in the basic information input step 41, all the displays shown in FIGS. 4 to 9 are performed, and the square displayed on the left of each insurance type is selected by clicking. You may do it.

The rank condition determining step 5 is a step of selecting a rank condition for determining the order of displaying insurance products that match the condition determined in the search condition determining step 4, and is executed following the search condition determining step 4. And a step of selecting a rank condition for determining the display order by using the items stored in the database 13 as keys. In the rank condition determination step 5, as shown in FIG. 10, “insurance type” based on the condition determined in the search condition determination step 4
"Insurance period", "payment period", "age", "sex" and "insurance amount" are displayed and "ranking by company with low insurance premium", "ranking by company with high insurance amount", "by company with large surrender value" Rankings, Rankings by Companies with Good Yields, Rankings by Financial Status of Insurance Companies,
A plurality of rank conditions for ranking such as “ranking by company credit” are displayed, and the user selects with the use terminal 2. In this embodiment, the display based on the condition determined in the search condition determining step 4 is performed on the display screen of the rank condition determining step 5, but these displays need not be performed. It may be displayed at the bottom or top of the displayed display screen and selected.

The search step 6 includes a search step 61 and a confirmation step 62. The search step 61
The insurance data that matches the condition determined in the search condition determination step 4 is searched from the database 13 and listed in the rank condition determined in the rank condition determination step 5. The confirmation step 62 is a step of judging whether or not the insurance data of the condition to be searched exists in the insurance data stored in the database 13 as a result of the search in the search step 61. Then, the next insurance company display step 7 is executed, and if there is no insurance data, the process returns to the detailed information input step 42, and the detailed information is input again from the detailed information input step 42. The data stored in the database 13 in advance includes at least search condition item data of each insurance product at each age of each gender, which is basic information of the insured person. Of course, other condition items such as search condition items depending on the inhabited person's residence area difference may be stored.

The insurance company display step 7 is a step of displaying the insurance data existing in the database 13 as a result of the search in the search step 61 on the use terminal 2 in the order of the rank condition. At this time, the display in the order of the rank condition is shown in FIG.
As shown in FIG. 10, it is displayed on the screen of the rank condition determination step 5 shown in FIG. Also, in the insurance company display step 7, the number of insurance data to be displayed is determined in advance, for example, to be ten, and ten cases are displayed in descending order of ranking, and insurance data of lower ranking is not displayed. It is formed so that the “next page” display is displayed by the use terminal 2 when desired.

The selecting step 8 is a company selecting step 8.
1. It comprises a company selection judging step 82, a billing data input step 83, and an order processing step 84. The company selection step 81 is a step of selecting desired insurance data from the insurance data displayed in the ranking order, and is determined by clicking and selecting a square provided on the right side of the insurance data in the figure as shown in FIG. . In the company selection step 81, when the search operation is stopped without selecting the insurance data, an instruction to end the search without selecting a predetermined place (not shown) on the screen is made and selected. Do not show will.

The company selection determining step 82 is a step for determining whether or not insurance data has been selected in the company selecting step 81. If insurance data has been selected, the claim data input step 83 is subsequently executed. But
If no insurance data is selected, the work of insurance search is stopped.

In the billing data input step 83, a screen for allowing the user to enter billing data for requesting data is displayed on the user terminal 2, and the user is prompted to enter billing data. Claim data input step 83
12, the insurance data already selected by the user is displayed on the display screen displayed on the use terminal 2, and the display screen for inputting the claim data is displayed following the insurance data. In this embodiment, the claim data includes the user's name, address, telephone number, e-mail address, and question items for sending or delivering the insurance product data to the user. Then, the user inputs the billing data by inputting into the squares provided in the items of “name”, “address”, “TEL”, “E-MAIL”, “occupation”, and “question” in FIG. The input is completed. In this embodiment, details will not be described, but it may be configured to confirm with the user whether the entered billing data is correct, and then to determine the entered billing data. For example, if "OK" is selected without entering the name and address, the screen returns to the screen shown in FIG. 12, and it may be displayed that there is an unfilled portion. In this case, after the billing data input step 83 in the flowchart shown in FIG. 2, a step for determining whether there is any omission is provided. If there is no omission, the following order processing step 84 is executed. If there is, the process returns to the billing data input step 83.

Following the billing data input step 83, an order processing step 84 is executed. Order processing step 84
Is based on the determined personal information, the insurance search data, the selected insurance product and the claim data such as the user's name and address, etc. Work to order an insurance company to bring The ordering work of this ordering processing step 84 includes:
The information may be automatically transmitted to a pre-registered insurance company using a communication network, and the insurance company may be instructed to perform processing. (Not shown), and may be processed manually by a human. Then, by performing the order processing, each insurance company has a possibility of obtaining a customer, so that the usage fee is paid to the operator of the insurance search system 1 as a consideration, and the usage fee is collected at that time. May be incorporated in the flowchart shown in FIG. 2 and formed so as to be performed automatically. When these order processing steps 84 are completed, the insurance search system based on the selection method ends.

The insurance search system 1 is executed by causing the main body 11 to execute a program including each step of the flowchart shown in FIG. That is, the basic information input step 41 of the search condition determination step 4 displays a screen prompting the input of the basic information on the use terminal 2. The user
Basic information is input from the use terminal 2. Then, since the basic information has been input, the detailed information input step 42 displays a screen prompting the input of the detailed information on the use terminal 2 following the basic information input step 41. The user inputs detailed information from the use terminal 2. Then, since detailed information has been input, a rank condition determining step 5 is executed following the detailed information input step 42. Rank condition determination step 5
Then, a screen for prompting the user terminal 2 to input a rank condition is displayed. Then, when the user inputs the rank condition from the use terminal 2, since the rank condition has been input, the search step 61 is executed. In the search step 61, the database 13 is searched for insurance data corresponding to the detailed information based on the input basic information and detailed information. Next, a confirmation step 62 is executed. In the confirmation step 62, it is determined whether or not there is insurance data as a result of the search in the search step 61. Is displayed, and the search condition determination step 4 is executed again. If there is insurance data, the insurance company display step 7 is executed. In the insurance company display step 7, the searched insurance data is displayed in the rank order according to the rank condition.

Subsequent to the insurance company display step 7, a company selection step 81 of a selection step 8 is executed. That is,
In the company selection step 81, the user selects desired insurance data from the insurance data arranged in the rank order. At this time, if there is no data to be selected and the search is to be ended, a predetermined point is clicked to end the selection. When the insurance data is selected, the company selection determining step 82
It is determined whether or not a company has been selected. At this time, if the search end is instructed in the company selection step 81, the search operation is ended. If insurance data is selected in the company selection step 81, the next claim data input step 8
3 is executed. In the billing data input step 83, a screen for allowing the user terminal 2 to enter billing data is displayed to prompt the user to enter the name, address, TEL, E-MAI.
L "and" question "are input into the square provided for each item.

Next, an order processing step 84 is executed. In the order processing step 84, based on the determined personal information, the insurance search data, the selected insurance product, and the claim data such as the name and address of the user, the insurance company registered in advance using the communication network. Such information is automatically transmitted, and an insurance company employee handling the selected insurance product places an order with the insurance company so that they can bring insurance design documents, pamphlets, and the like. Next, an insurance search system 1 based on an input method according to a second embodiment will be described with reference to FIGS. Note that, also in the second embodiment, the hardware configuration of the insurance search system 1 and the configuration of the usage terminal 2 are the same as those in the first embodiment.

In the second embodiment, the program 3
This implements the flowchart shown in FIG. 13 and includes a search condition determination step 4, a rank condition determination step 5, a search step 6, an insurance company display step 7, and a selection step 8, as in the first embodiment. Become. In the first embodiment, the search condition determination step 4 is a form in which the condition selected and determined in the detailed information input step 42 is directly input and determined.
1. Insurance condition input step 43, data search step 4
4, a search result display step 45, a display number confirmation step 46, a payment period input step 47, a data search step 48, and a search data confirmation step 49. Then, detailed information input step 4 in the first embodiment
Steps corresponding to 2 are the insurance condition input step 43 to the search data confirmation step 49.

In the basic information input step 41, as in the first embodiment, the user terminal 2 is caused to input an age, select a gender, and display a screen for selecting a type of insurance product. Input or selection from the use terminal 2. In the basic information input step 41, as in the first embodiment,
Age is directly entered in the rectangle displayed on the right side of the "Age" display, gender is selected by clicking on the square displayed on the left side of the "Men" or "Woman" display, and the occupation is also the first practice. Selection is made by the pull-down menu method as in the case of the above-mentioned embodiment. Similarly, the type of insurance product is selected by clicking on the square displayed on the left side of the figure such as "term" and "life". In the second embodiment, the basic information input step 41 is formed so as to directly input the age. However, the age is selected by a pull-down menu method and "20, 21, 22,...". Thus, each age may be displayed in a pull-down display on the screen, and the user may select the age by clicking on his / her own age.

The insurance term input step 43 is a step for directly inputting the "insurance amount" and the "insurance term" and selecting conditions necessary for the type of insurance product selected in the basic information input step 41. Although the items to be input or selected differ depending on the term insurance, as an example, in the term insurance, the items of “insurance amount” and “insurance period” are directly input. Data search step 44
Is a step of searching the database 13 for insurance products corresponding to the conditions input in the basic information input step 41 and the insurance condition input step 43. The search result display step 45 is a step in which the number of cases searched in the data search step 44 is displayed on the use terminal 2 and the user inputs whether the number of cases to be displayed is acceptable. Select and input “good” or “redo” Configure as possible.

The display number confirmation step 46 is a step for judging the result input by the user in the search result display step 45. If the user selects "good", the next payment period input step 47 is performed. Is executed, and if “Redo” is selected, the insurance condition input step 4 is performed again.
Execute 3. The payment period input step 47 is a step of inputting the payment period of the insurance product selected in the basic information input step 41, is executed following the display number confirmation step 46, and sets the payment period desired by the user from the user terminal 2. The screen is displayed so that it can be entered, and the “insurance period” and “payment period”
Is input directly from the user terminal 2 at the end age or period. The data search step 48 is a step of searching for insurance products from the database 13 under the conditions determined in the basic information input step 41, the insurance condition input step 43, and the payment period input step 47. In this embodiment, the data search step 48 is configured to search for insurance products from the database 13 under the conditions determined in the basic information input step 41, the insurance condition input step 43, and the payment period input step 47. Step 44
Inputting only the insurance data searched in step 47
May be configured to search for the payment period determined in,
In this case, the insurance data searched in the data search step 44 may be stored in a buffer (not shown) of the main body 11.

The search data confirmation step 49 is a step for judging whether or not there is applicable insurance data as a result of the search in the data search step 48. If there is such data, the next payment method is performed. The input step 50 is executed, and if there is no corresponding data, the payment period input step 47 is executed again to input the payment period again. The payment method input step 50 is similar to the selection of the payment method in the detailed information input step 42 of the first embodiment, and the “payment method” is “monthly payment”, “half-year lump-sum payment”, “one-year lump-sum payment”, “all-year payment”. The term "full payment" is displayed on the use terminal 2 so as to be selectable and the user is allowed to select it. Rank condition selection step 5 is the same as in the first embodiment,
The data input by the user from the user terminal 2 is displayed, and a rank condition for ranking is inputtable.

The search step 6, the insurance company determination step 7, and the selection step 8 are the same as the rank condition selection step 5 in the first embodiment. In both the first embodiment and the second embodiment, all information input or selected by the user terminal 2 is transmitted to the main unit 11 via the Internet communication network INET, and similarly, The insurance data, the display screen configuration, and the like transmitted to the use terminal 2 are also transmitted to the use terminal 2 via the Internet communication network INET. In this embodiment, the communication network that mediates the transmission of information is the Internet communication network INET, but may be another communication network dedicated to mobile phones.

In this embodiment, only various types of life insurance are displayed and made searchable.
Various types of non-life insurance such as "fire insurance" and "auto insurance" may be selected or directly input as basic information similarly to life insurance, and non-life insurance may also be searchable. In this case, detailed information of each non-life insurance is directly input or selected and input similarly to life insurance. The item of the detailed information is, for example, a death insurance amount in the case of accident insurance, the amount is input, the hospitalization amount and the hospitalization amount are displayed automatically, and the insurance amount is displayed. Similarly, in fire insurance, the basic information items are
The structure of the building (reinforced concrete, steel frame, wooden, wooden mortar painting, etc.), the total floor area of the building (square meter,
Alternatively, it is formed to display the insurance amount. In the same way, in the case of car insurance, the basic information items are entered as insured (driver) age, license acquisition years, youngest driver age, vehicle type (number type), vehicle price,
It is formed so that insurance premiums when no special contracts with unlimited personal objectives are attached are displayed as an example. Similarly, as a non-life insurance product, "travel non-life insurance" and "retirement insurance" can be searched by directly inputting or selecting necessary basic information and detailed information.

[0040]

Thus, according to the present invention, a user can search for insurance products that match the theme he or she wants from a vast number of insurance products, so that a user can speak only from a representative of a specific insurance company. In contrast to asking, you can voluntarily consider multiple products at the same time,
Alternatively, the insurance product can be determined by slowly comparing the financial status and the like of the insurance company handling the insurance product. In addition, insurance companies do not make contracts by soliciting insurance agents, but instead request documents based on their own judgment.
The probability of contract conclusion is high, and sales costs are reduced.

[Brief description of the drawings]

FIG. 1 is an explanatory diagram showing a configuration of a first embodiment.

FIG. 2 is a flowchart illustrating a first embodiment.

3A and 3B are explanatory diagrams of a display screen according to the first embodiment, where FIG. 3A shows a normal state and FIG. 3B shows a pull-down display state.

4A and 4B are explanatory diagrams of a display screen according to the first embodiment, where FIG. 4A shows a normal state, and FIG. 4B shows a pull-down display state.

FIG. 5 is an explanatory diagram of a display screen of whole life insurance according to the first embodiment.

FIG. 6 is an explanatory diagram of a display screen of endowment insurance according to the first embodiment.

FIG. 7 is an explanatory diagram of a display screen of cancer insurance according to the first embodiment.

FIG. 8 is an explanatory diagram of a display screen of medical insurance according to the first embodiment.

FIG. 9 is an explanatory diagram of a display screen of annuity insurance according to the first embodiment.

FIG. 10 is an explanatory diagram of a display screen of a search condition according to the first embodiment.

FIG. 11 is an explanatory view of a display screen of rank conditions according to the first embodiment.

FIG. 12 is an explanatory diagram of a billing data display screen according to the first embodiment.

FIG. 13 is a flowchart illustrating a second embodiment.

14A and 14B are explanatory diagrams of a display screen according to the second embodiment, where FIG. 14A shows term insurance, FIG.
(C) is endowment insurance, (d) is cancer insurance, (e) is medical insurance, (f) is pension insurance, and (g) is the payment period.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Insurance search system 11 Main body 12 Display 13 Database 2 User terminal 3 Program 4 Search condition determination step 41 Basic information input step 42 Detailed information input step 43 Insurance condition input step 44 Data search step 45 Search result display step 46 Display number confirmation step 47 Payment period input step 48 Data search step 49 Search data confirmation step 50 Payment method input step 5 Rank condition determination step 6 Search step 61 Search step 62 Confirmation step 7 Insurance company display step 8 Selection step 81 Company selection step 82 Company selection judgment step 83 Claim data input step 84 Order processing step

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06F 17/60 318 G06F 17/60 318G 326 326 3/00 651 3/00 651A 17/30 170 17/30 170Z 340 340A 380 380E F term (reference) 5B049 BB47 CC02 CC05 CC08 DD01 DD05 EE01 EE05 FF03 FF04 FF09 GG04 GG07 5B055 BB20 CC05 CC10 CC13 EE02 EE04 EE21 EE27 FA08 PP03 KK03 KK0337 PQ05 PQ20 PQ40 PQ46 PQ75 PR08 UU24 UU26 UU40 5E501 AA13 AB30 AC33 BA12 FA23 FA46

Claims (4)

[Claims] Claims: 1. Receiving personal information, insurance search conditions, and rank conditions for ranking entered by a user from a user terminal, and receiving personal information and insurance from a database in which data relating to insurance is stored in advance. An insurance search system characterized by searching for insurance data corresponding to the search condition of (1) and transmitting the searched insurance data to a user terminal so as to display the searched insurance data in order of rank condition. 2. Receiving personal information, insurance search conditions, and rank conditions for ranking entered by a user from a user terminal, and receiving personal information and insurance from a database in which data on insurance is stored in advance. When the insurance data corresponding to the search condition is searched, the searched insurance data is transmitted to the user terminal to be displayed in the order of the rank condition, and the claim data in which the desired insurance data is selected from the insurance data displayed on the user terminal is received. In the insurance, personal information, search conditions, and claim data are transmitted as order data, an order process for claiming insurance materials is performed, and if it is received that insurance data is not selected, the order process is not performed. Search system. 3. A search condition determining step of receiving personal information and insurance search conditions entered by a user from a user terminal to determine personal information and insurance search conditions, and ranking entered by the user from the user terminal. A rank condition determining step of receiving a rank condition for performing a rank condition and determining a rank condition; a search step of searching for personal information and insurance data corresponding to the search condition from a database in which insurance data is stored in advance; and a search step. An insurance company display step of transmitting insurance data to a user terminal so as to display the searched insurance data in the order of rank conditions. 4. A search condition determining step of receiving personal information and insurance search conditions entered by a user from a user terminal to determine personal information and insurance search conditions, and ranking entered by the user from the user terminal A rank condition determining step of receiving a rank condition for performing a rank condition and determining a rank condition; a search step of searching for personal information and insurance data corresponding to the search condition from a database in which insurance data is stored in advance; and a search step. An insurance company display step of transmitting the insurance data to the user terminal so that the retrieved insurance data is displayed in the order of the rank condition; and a prompt of the user terminal to select desired insurance data from the insurance data displayed in the insurance company display step. If you receive claim data that has selected insurance data from your terminal, A selection step of performing an ordering process for claiming insurance materials using search conditions and claim data as ordering data, and selecting not to perform the ordering process when receiving a notification that insurance data is not selected. The recording medium on which it was recorded.