WO2005083606A1 - 端末装置、サーバ装置、端末確認方法、端末プログラム、及び記憶媒体 - Google Patents
端末装置、サーバ装置、端末確認方法、端末プログラム、及び記憶媒体 Download PDFInfo
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- WO2005083606A1 WO2005083606A1 PCT/JP2005/003189 JP2005003189W WO2005083606A1 WO 2005083606 A1 WO2005083606 A1 WO 2005083606A1 JP 2005003189 W JP2005003189 W JP 2005003189W WO 2005083606 A1 WO2005083606 A1 WO 2005083606A1
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- WIPO (PCT)
- Prior art keywords
- terminal
- information
- member store
- identification information
- terminal device
- Prior art date
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/26—Debit schemes, e.g. "pay now"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/206—Software aspects at ATMs
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
Definitions
- Terminal device server device, terminal confirmation method, terminal program, and storage medium
- the present invention relates to a terminal device, a server device, a terminal confirmation method, a terminal program, and a storage medium, for example, a device that processes electronic money stored in an IC card.
- An electronic money system currently in practical use is one in which, for example, an electronic money card constituted by a contactless IC card stores a monetary value.
- An electronic money card is equipped with a CPU (Central Processing Unit). By inputting and executing an addition command or a subtraction command, the monetary value in the card can be increased or decreased.
- CPU Central Processing Unit
- Businesses that provide products and services using electronic money register with the organizer of the electronic money system (hereinafter referred to as the electronic money center) to form a member store and access the electronic money card. It has a dedicated terminal for Merchants use this dedicated terminal to increase or decrease the balance in the customer's e-money card instead of transferring cash, and conduct business transactions.
- the dedicated terminal now accumulates transaction histories related to the processing performed as log data. These are batched several times a day and sent together to the server of the electronic money center (hereinafter, the center server).
- the person in charge collects the storage medium storing the log data and sends the log data to the electronic money center at the center server. To enter.
- the center server accumulates and aggregates log data collected by the dedicated terminal, performs settlement processing for each merchant in accordance with electronic money transactions, and uses electronic money cards. Manage information such as history and balance.
- the exclusive terminal is installed in the member store mainly for the following reasons.
- This electronic money system does not require pre-registration, etc., and is a payment method that can be used by anyone, and the transaction on the spot should be positive just like cash transaction. Completed) as a basic principle.
- terminals used for 'payment of electronic money' and 'payment' it is necessary for terminals used for 'payment of electronic money' and 'payment' to reliably prevent eavesdropping on the transaction history and eavesdropping, and to ensure consistency between the electronic money card and the center server.
- a dedicated terminal with black-box related functions will be installed at Caro League stores to guarantee transaction history and communication security.
- Patent Document 1 JP 2003-141428 A
- This technology is to distribute electronic money by storing a monetary value in a non-contact type IC card carried by a user and adding or subtracting the value.
- the dedicated terminal when the dedicated terminal is installed in this way, there is a problem in that the manufacturing cost and management burden of the dedicated terminal are increased.
- the dedicated terminal has a built-in payment module that encrypts payment / payment processing and communication, so it is necessary to thoroughly manage the entire process up to collection when the power of the manufacturing stage becomes unnecessary. Store management also needs to be strict is there.
- an object of the present invention is to provide a processing terminal device for electronic money that can be introduced and managed at low cost.
- a money information storage means for storing money information in which a monetary value is represented as electronic data, and a predetermined processing instruction
- a money information processing means for changing the amount of money represented by the stored money information.
- a terminal for receiving the processing command from a predetermined server device and inputting the processing instruction to the portable device.
- a unique information acquisition means for acquiring unique information specific to the hardware from predetermined hardware constituting the terminal device at a predetermined point in time; the acquired unique information; If the registered unique information does not match the information registered in advance !, the terminal is provided with limiting means for limiting input processing of the processing instruction to the portable device.
- Providing equipment The invention according to claim 2, further comprising: a unique information storage unit configured to acquire the unique information of the hardware and store the acquired unique information in a predetermined storage destination until a processing command is input to the portable device for the first time.
- a unique information storage unit configured to acquire the unique information of the hardware and store the acquired unique information in a predetermined storage destination until a processing command is input to the portable device for the first time.
- the activation secret information requesting means for requesting the input of activation secret information at the time of activation of the terminal device, and the restriction means comprise the activation secret information input in response to the request. If the information does not match the activation secret information set in advance for the terminal device, input processing of the processing instruction to the portable device is restricted.
- a terminal device according to claim 1 or claim 2 is provided.
- the predetermined server device includes: user identification information for identifying a user of the terminal device; terminal assignment information assigned to the terminal device; and terminal identification information of the terminal device. And terminal information generating means for generating terminal identification information for identifying the terminal device, and storing the generated terminal identification information in a storage device installed in the terminal device. And a terminal registration information transmitting means for transmitting the generated terminal identification information and the terminal assignment information to the predetermined server device, wherein the terminal device comprises the terminal identification information and the terminal assignment information. And transmitting the terminal identification information to the predetermined server device as information for identifying the terminal device after transmitting the information.
- Term 3. A terminal device according to item 3.
- the invention according to claim 5, further comprising an operation time receiving unit that receives an input of a continuous operation time of the terminal device, wherein the limiting unit elapses the continuous operation time that has been received since the terminal device was started.
- the terminal device according to any one of claims 1 to 4, wherein input processing of the processing instruction to the portable device is restricted.
- a server device for transmitting the processing instruction to the terminal device according to the fourth aspect, wherein user identification information for identifying a user of the terminal device and the terminal device.
- Registered information storage means for storing the assigned terminal assignment information and the terminal identification information of the terminal device in association with each other, and inputting the user identification information and the terminal assignment information to the registered information storage means
- Input means for receiving, terminal identification information receiving means for receiving the terminal identification information transmitted from the terminal device, and the terminal assignment information, and user identification information corresponding to the terminal assignment information.
- a terminal registration means for storing the received terminal identification information in association with the terminal device.
- the terminal registration unit compares the received terminal assignment information with the terminal assignment information stored in the registration information storage unit, and stores the received terminal assignment information in the registration information storage unit.
- the received terminal identification information may be stored in association with the user identification information associated with the collated terminal assignment information.
- a terminal identification information receiving means for receiving terminal identification information of the terminal device from the terminal device, and the terminal identification information received from the terminal device.
- the user identification information acquiring means for acquiring user identification information, and the user identification information identified by the acquired user identification information 7.
- the server device further comprising: a totaling unit configured to totalize a change amount of the monetary value according to the processing instruction transmitted to the terminal device. I do.
- a money information storage unit that stores money information in which the amount of money value is represented as electronic data, and a predetermined processing instruction is executed to change the amount represented by the stored money information.
- a terminal device that receives the processing command from a predetermined server device and inputs the processing instruction to the portable device, the terminal device comprising: A unique information acquisition unit, and a limitation unit, wherein the unique information acquisition unit acquires unique information unique to the hardware from predetermined hardware configuring the terminal device at a predetermined time.
- the terminal confirmation method characterized in that it is composed of.
- the money information storing means for storing money information in which the amount of money value is represented as electronic data, and a predetermined processing command is executed to change the amount represented by the stored money information.
- a terminal program that realizes a function of receiving the processing command from a predetermined server device and inputting the processing instruction to the portable device with respect to the portable device including money information processing means.
- a unique information acquisition function for acquiring unique information specific to the hardware from predetermined hardware configuring the terminal device at a predetermined time; the acquired unique information; and the unique information of the hardware. If the registration unique information registered in advance does not match, the processing instruction Provided is a terminal program that realizes, with a computer, a restriction function for restricting input processing to the portable device.
- an installation secret information request function for requesting input of installation secret information
- an installation secret information input in response to the request.
- the method according to claim 9, wherein the information and an installation processing restriction function for restricting installation processing of the terminal program when the installation secret information preset for the terminal program does not match are realized by a computer.
- the terminal program described above is provided.
- the predetermined server device includes user identification information for identifying a user of the terminal device, terminal assignment information assigned to the terminal device, and terminal identification information of the terminal device. And a registration information storage unit that stores terminal identification information for identifying the terminal device, and stores the terminal identification information in a storage device installed in the terminal device. And a terminal registration information transmitting function of transmitting the generated terminal identification information and the terminal allocation information to the predetermined server device by a computer. Provide the described terminal program.
- a computer-readable storage medium storing the terminal program according to any one of the ninth to twelfth aspects.
- terminal application prepare a program (hereinafter referred to as “terminal application”) that makes the computer function as a terminal that processes electronic money cards (member store terminal) and distribute it to the member stores.
- the member store installs this in a computer and uses it as a member store terminal.
- the computer at the installation destination can be a general-purpose computer such as a personal computer, which can significantly reduce the terminal installation burden on the member store and the terminal management burden on the electronic money center.
- the terminal application is configured to collect and store hardware information of predetermined hardware provided in the installation destination computer at the time of installation. Then, at the time of launching the member store terminal, the terminal application acquires the hardware information of the relevant hardware, and compares it with the hardware information stored at the time of installation.
- the terminal application is configured to continue the start-up process if the identity of the two can be confirmed, and stop the start-up process if the identity cannot be confirmed.
- the terminal application of the present embodiment is configured to require an initial registration password at the time of installation, so that even if a third party obtains a terminal application installation program, the terminal application can be installed on a computer. What, now! /
- the terminal application is configured to request an operation password at the time of startup, and is configured such that even if a third party steals the affiliated store terminal, the terminal application cannot be activated.
- the member store terminal connects to the center server and performs electronic money card processing online.
- the exchange value is shifted by adjusting the value of electronic information called value, which is provided with an exchange value equivalent to money.
- the know is stored in an electronic money card, which is an IC card having a know-processing function, and is carried by the user.
- the purchase of goods and services using Knowle can be made at any member store under a contract to conduct commercial transactions using Knowle.
- the member store has a member store terminal for accessing the electronic money card at the store, and performs settlement by subtracting the money stored in the user's electronic money card by the price. It is also possible to pay money to the member stores and write the value on the electronic money card. The process of writing a value to an electronic money card in this way is called a change.
- FIG. 1 is a block diagram schematically showing the configuration of the electronic money system according to the present embodiment.
- the electronic money system 1 includes a center server 2 installed in the electronic money center 100, member store terminals 5, 5, 5,... Installed in each member store 102, the center server 2 and member store terminals 5, 5 , 5,..., And an electronic money card 7 for performing short-range wireless communication with the member store terminal 5.
- the electronic money center 100 is a business entity that operates and maintains the electronic money system 1, and operates the center server 2.
- the center server 2 is always connected to the member store terminal 5, can communicate with the member store terminal 5 in real time, and can generate and transmit an addition command or a subtraction command according to a request from the member store terminal 5.
- the center server 2 manages the member store terminal 5 by performing registration processing of the member store terminal 5 when the member store 102 newly installs the member store terminal 5, for example. Do.
- the center server 2 and the member store terminals 5, 5, 5,... are always connected.
- the present invention is not limited to this.
- the member store terminal 5 may be connected as needed. It can also be configured to connect to the center server 2.
- the member store 102 is a store that provides products and services to customers, such as, for example, a convenience store and a restaurant, and can use the know-how as a price for these products and services. .
- the member store 102 is provided with a member store terminal 5 at a cash register, for example, and performs settlement by subtracting the value of the value from the customer's electronic money card 7 using the terminal. It is also possible to receive the price from the customer and charge the money corresponding to the amount to the electronic money card 7. In the present embodiment, it is assumed that both payment and charging can be performed at the member store terminal 5, but it is also possible to configure so that either one of the payment and charging is performed.
- the member store terminal 5 includes a terminal computer 5a and a reader / writer 5b.
- the terminal computer 5a can be configured by installing (embedding) the terminal application on a general-purpose computer such as a personal computer.
- the terminal application is application software (application program) for causing a computer to function as the member store terminal 5, and is provided from the electronic money center 100.
- terminal computer 5a By configuring the terminal computer 5a by a general-purpose computer, various costs such as installation cost and introduction cost on the member store 102 side and management cost and collection cost on the electronic money center 100 side can be reduced.
- the reader / writer 5b is a peripheral device of the terminal computer 5a, and has a built-in antenna for performing short-range wireless communication with the electronic money card 7.
- the member store terminal 5 wirelessly supplies power to the electronic money card 7 and performs communication while driving it.
- the user of the electronic money card 7 brings the electronic money card 7 close to the reader / writer 5b during use.
- the terminal computer 5a accesses the electronic money card 7 via the reader / writer 5b, and can input the addition command or the subtraction command transmitted from the center server 2 to the electronic money card 7.
- the electronic money card 7 is a contactless IC card with a built-in function for processing money. It has an IC chip for performing the know-processing function and an antenna for performing wireless communication with the reader / writer 5b.
- the electronic money card 7 stores the amount of money, and executes an addition command or a subtraction command input from the reader / writer 5b to add or subtract the amount of money.
- the electronic money card 7 is a kind of prepaid card that stores electronic information (value) representing an exchange value associated with money.
- FIG. 1 also shows a functional configuration of the electronic money card 7.
- the electronic money card 7 includes a value processing unit 7a, a balance storage unit 7b, a log data storage unit 7c, and a card ID storage unit. 7d and so on.
- the balance storage unit 7b is a storage unit that stores the current value balance. At the time of settlement or charge, the amount of value stored in the balance storage unit 7b is increased or decreased.
- the balance storage unit 7b constitutes money information storage means for storing the amount of money value as electronic data (value).
- the log data storage unit 7c is a storage unit that stores the transaction history as log data.
- the transaction history includes, for example, the date and time of the transaction, HD information of the merchant terminal with which the transaction was made, whether payment or change, and the transaction amount.
- the card ID storage unit 7d is a storage unit that stores a card ID.
- the card ID is HD information uniquely given to the electronic money card 7 in the electronic money management system 1, and the electronic money center 100 can specify the electronic money card 7 by the card ID.
- the card ID is assigned to the electronic money card 7 by the electronic money center 100.In addition to this, the card ID can be obtained by using the IH blue report given to the electronic money card 7 by the manufacturer of the electronic money card 7. Is also good.
- Each of the If blue information is stored in the electronic money card 7, and these HD information can be read by inputting a predetermined command to the electronic money card 7.
- the know processor 7a is an information processor that executes various commands input from the reader / writer 5b. When receiving the input of the addition command or the subtraction command, the know processing unit 7a adds or subtracts the know of the balance storage unit 7b by the amount of money attached as a parameter to these commands.
- the know processing unit 7a updates the transaction history in the log data storage unit 7c.
- the know processing unit 7a constitutes money information processing means for executing a predetermined processing command (addition command, subtraction command, etc.) to change the amount represented by the money information! .
- the electronic money card 7 constitutes a portable device including the money information storage means and the money information processing means.
- commands accepted by the know processing unit 7a in addition to the addition command and the subtraction command are various types of commands accepted by the know processing unit 7a in addition to the addition command and the subtraction command.
- commands for reading and outputting the card ID from the card ID storage unit 7d and returning the balance in the balance storage unit 7b. is there.
- the electronic money card 7 communicates with the center server 2 and the electronic money card 7 via a route including a network 4, a terminal computer 5a, and a reader / writer 5b.
- the electronic money card 7 has a function of performing encryption and decryption for this purpose.
- the electronic money card 7 and the center server 2 transmit the encrypted information to the SS.
- Data is transmitted and received via a communication path (composed of network 4, terminal computer 5a, and reader / writer 5b) encrypted using technology such as L (Secure Sockets Layer).
- the information and functions required for encryption can be held and managed by the center server 2, so that the member store terminal 5 has important functions related to encryption. There is no need to provide it, and it is not necessary to manage it strictly like a conventional dedicated terminal (with a built-in encryption module).
- the network 4 is configured by, for example, the Internet, and mediates communication between the center server 2 and the Caro dealer terminal 5.
- the network 4 is desirably a high-speed network compatible with so-called broadband in order to process the information of the electronic money card 7 online.
- the network 4 may be configured by a WAN (Wide Area Network) or a LAN (Local Area Network), or may be a communication line using a communication satellite, a telephone line network, an optical cable network, or the like. It can also be used.
- the center server 2 and the member store terminal 5 are configured to communicate with each other via a wireless communication line.
- FIG. 2A is a block diagram schematically illustrating an example of a hardware configuration of the electronic money card 7.
- the electronic money card 7 is a plastic card in which an antenna 701 and an IC chip 702 are built.
- a non-contact IC card may be used as the electronic money card 7, and the electronic money card 7 may be constituted by a contact IC card.
- the electronic money power supply 7 includes a contact terminal for accessing the IC chip 702 instead of the antenna 701.
- the member store terminal 5 also has terminals connected to the contact terminals, and the electronic money card 7 and the member store terminal 5 communicate via these terminals.
- the antenna 701 is an element for performing wireless communication with the antenna provided in the reader / writer 5b.
- the antenna 701 receives radio waves emitted by the reader / writer 5b and radiates radio waves to the reader / writer 5b.
- the antenna 701 wirelessly receives power supply from the reader / writer 5b,
- the IC chip 702 is a kind of device including each element such as a ROM (Read Only Memory) 703, a CPU (Central Processing Unit) 704, a high-frequency circuit unit 705, a RAM (Random Access Memory) 706, and a storage unit 707. It is a computer. These elements are one I
- the CPU 704 is a central processing unit that performs information processing according to various programs and controls the operation of the entire electronic money card 7.
- the ROM 703 is a basic program (OS (O perating System), a communication program with the reader / writer 5b, etc.) and various data.
- OS O perating System
- a communication program with the reader / writer 5b, etc. various data.
- the high-frequency circuit unit 705 is an interface that communicates with the reader / writer 5b via the antenna 701.
- the CPU 704 can perform wireless communication with the reader / writer 5b via the high-frequency circuit unit 705.
- the RAM 706 is a readable and writable volatile memory, and provides a working area when the CPU 704 performs various information processing.
- the CPU 704 executes an addition command or a subtraction command to increase or decrease the amount of money.
- the storage unit 707 is, for example, a non-volatile memory that is configured by an EEPROM (Electrically Erasable and Programmable ROM) and from which information can be read and written by the CPU 704.
- EEPROM Electrical Erasable and Programmable ROM
- Various application software can be stored (installed) in the storage unit 707 and executed by the CPU 704 to cause the electronic money card 7 to perform various functions.
- the CPU 704 stores a value processing program which is a program for causing the function as the electronic money card 7 to be exhibited.
- FIG. 2B is a diagram schematically illustrating a configuration of information stored in the storage unit 707.
- a balance storage unit 7b in addition to storing a note processing program, a balance storage unit 7b, a log data storage unit 7c, a card ID storage unit 7d, and the like are formed.
- the CPU 704 executes a value processing program, and the value processing unit 7a is configured by software.
- the user can access the balance storage unit 7b, the log data storage unit 7c, and the card ID storage unit 7d to perform various types of information processing.
- the value processing program is stored in the storage unit 707, and the power S that realizes the value processing function with the electronic money card 7, and other programs are also stored in the storage unit 707 for use. Alternatively, it can be selectively activated.
- the electronic money card 7 can be used as a point card, or can be used as a prepaid card for adjusting the transportation fare of transportation.
- the IC chip 702 into a portable terminal such as a cellular phone, and to make these portable terminals have a function as a non-contact type IC card.
- the portable terminal is provided with an IC chip 702 and an antenna 701, and can be accessed wirelessly from the reader / writer 5b as in the case of the electronic money card 7. It is also possible to display information inside the IC chip 702 or to input information to the IC chip 702 via an input device of the portable terminal.
- FIG. 3A is a block diagram schematically showing a hardware configuration of the member store terminal 5.
- the member store terminal 5 can be configured using a dedicated machine, but can be configured using a general-purpose personal computer provided with a reader / writer 5b.
- the merchant terminal 5 has an input device 18, an output device 20, a communication control device 24, a storage device 30, a storage medium drive device 28, an input / output interface (IZF) 26, etc. connected to the control unit 10 via a bus line 32. Connected and configured.
- the control unit 10 includes a CPU 12, a ROM 14, a RAM 16, and the like.
- the CPU 12 is a central processing unit that loads and executes programs stored in the ROM 14, the storage device 30, and the like.
- the terminal application stored in the storage device 30 is executed, and the function as the member store terminal 5 is exhibited.
- the ROM 14 is, for example, a read-only nonvolatile memory that stores various programs, data, and parameters for performing basic control for the CPU 12 to function.
- the program in the ROM 14 is executed, for example, when the member store terminal 5 is started.
- the RAM 16 is a readable / writable memory used as a working memory by the CPU 12, and is used, for example, when executing a terminal application.
- the input device 18 is composed of input devices such as a keyboard, a mouse, and a barcode reader.
- the keyboard consists of keys for inputting kana and English characters, numeric keys for inputting numbers, various function keys, cursor keys, and other keys. [0049] In the present embodiment, the keyboard can be used, for example, to input an initial registration password when installing a terminal application or to enter an operation password when starting a terminal application. .
- the user when performing business, the user can also use the keyboard to perform operations necessary for charging and paying the electronic money card 7.
- the barcode reading device is a device that reads a barcode displayed on a product, and can read information for specifying the product to be settled, its price, and other information.
- the mouse is a pointing device.
- predetermined information can be input by clicking a button or an icon displayed on the display device with a mouse.
- various screens are displayed on the display device when the terminal application is installed or activated, and the screen power information can be input by operating the mouse.
- the output device 20 is also configured with a power such as a display device and a printing device.
- the display device is, for example, a device for presenting information configured on a CRT (Cathode Ray Tube) display, a liquid crystal display, a plasma display, or the like on a screen.
- CTR Cathode Ray Tube
- the display device can display the initial registration password input screen when installing the terminal application and the operation password input screen when starting the terminal application.
- the printing device is a device that prints on a print medium such as paper, for example, and is configured by various printer devices such as an ink jet printer, a laser printer, a thermal transfer printer, and a dot printer.
- the printing device can print a receipt or the like issued to a customer.
- the communication control device 24 is a device for connecting the member store terminal 5 to the network 4, and includes a modem, a terminal adapter, and other connection devices.
- the communication control device 24 is controlled by the CPU 12 and operates in accordance with a predetermined protocol.
- Server 2 to send and receive data and other information.
- the storage device 30 includes a readable and writable storage medium and a drive device for reading and writing programs and data from and to the storage medium.
- the storage medium may be constituted by another readable / writable storage medium such as a magneto-optical disk, a magnetic disk, and a semiconductor memory.
- the storage device 30 includes a program storage unit 34 storing various programs and a data storage unit 36 storing various data.
- programs such as the OS 40, the terminal application 42,... are installed in the program storage unit 34.
- the OS 40 is a program that implements basic functions for operating the member store terminal 5, such as input / output of files and control of peripheral devices including the reader / writer 5b.
- the terminal application 42 is application software provided by the electronic money center 100, and is a program that causes the member store terminal 5 to function as a member store terminal.
- the terminal application 42 is provided to the member store 102 stored in a storage medium (described later) such as a CD-ROM, and is installed in the member store terminal 5. The functions performed by the terminal application 42 will be described in detail later.
- the data storage unit 36 stores terminal-side management information 44, operation log data 46, and so on, as shown in Fig. 3B.
- the terminal-side management information 44 is formed by the installation of the terminal application 42, and stores various data necessary for the electronic money card 7 to perform the noise processing. More specifically, as shown in FIG. 3 (c), information such as a member store ID, a terminal ID, a serial ID, hardware information, and so on are stored.
- the member store ID is information given by the electronic money center 100 to the member store 102, and the electronic money center 100 can specify each member store by the member store ID.
- the member store ID constitutes user identification information for identifying the user of the member store terminal 5.
- the terminal ID is HD information uniquely given to the member store terminal 5 in the member store, and is provided by the center server 2 to the member store terminal 5 at the time of installation as described later.
- Terminal I D is information that is easily recognizable for the member store 102, for example, 01, 02,...
- the serial ID is an IF green report uniquely given in the electronic money system 1 to the member store terminal 5, and the member store terminal 5 is specified in the electronic money system 1 by the serial ID. You.
- the merchant terminal 5 generates a serial ID using a random number when installing the terminal application and notifies the center server 2 of the serial ID, and the center server 2 registers the serial ID as the serial ID of the merchant terminal 5 concerned. It is supposed to.
- the serial ID constitutes terminal identification information for identifying the member store terminal 5! / ⁇ .
- the reason why the serial store ID and the terminal ID are prepared for the member store terminal 5 is to make the member store 102 more convenient. That is, in the affiliated store 102, the affiliated store terminal 5 is usually called the first unit, the second unit,..., Etc., and the terminal ID is easier to recognize as the affiliated store 102 than the serial ID.
- the member store 102 when making an inquiry to the electronic money center 100 due to a trouble at the member store terminal 5, the member store 102 can use the terminal ID that is also used in general, reducing the burden on the member store 102. can do.
- the hardware information is information unique to a device or the like constituting the member store terminal 5, and includes, for example, a MAC address, a production serial number of the storage device 30, and a production serial number of the display device.
- the hardware information constitutes unique information unique to the hardware constituting the member store terminal 5.
- the unique information stored in the storage device 30 is registered for use when the terminal application is activated, and constitutes the registered unique information.
- the hardware information is acquired from the hardware when the terminal application is installed, and stored in the terminal-side management information 44.
- the merchant terminal 5 collects hardware information from the hardware when the terminal application is started, compares it with the hardware information stored in the terminal-side management information 44, and If it matches, continue booting; if not, do not boot.
- the operation log data 46 is history information accumulated when the member store terminal 5 is operated.
- the information recorded in the operation log data 46 includes, for example, the start / stop date and time of the member store terminal 5, the communication record with the center server 2, the communication record with the electronic money card 7, and the like.
- the input / output interface (IZF) 26 is an interface for connecting peripheral devices to the member store terminal 5 and extending the functions of the member store terminal 5.
- peripheral device that conforms to the I / O interface 26 standard can be added.
- the peripheral devices that can be added include, for example, a hard disk, a scanner, and a portable product management device (a device that the person in charge of the member store 102 carries in the store and inputs the status of the product).
- the storage medium driving device 28 is a driving device for reading and writing data by driving a removable storage medium.
- Removable storage media include, for example, CD-ROMs, magneto-optical disks, magnetic disks, magnetic tapes, semiconductor memories, and paper media with punched data. CD-ROM and paper media can only be read.
- the electronic money center 100 stores the terminal application in, for example, a CD-ROM or a magneto-optical disk and distributes the terminal application to the member store 102, and the member store 102 transmits the terminal application to the storage medium drive device 28. To install the terminal app.
- terminal application may be configured to be distributed to the affiliated store 102 via the network 4 and the affiliated store 102 installs the terminal application.
- FIG. 3D is a diagram schematically illustrating a configuration of a storage medium distributed by the electronic money center 100 to the affiliated store 102.
- the storage medium 43 is composed of, for example, a storage medium such as a CD-ROM, a magneto-optical disk, a flexible disk, and a semiconductor memory, and is configured to be readable by the member store terminal 5.
- the storage medium 43 stores terminal application package software which is package software for installing the terminal application on the member store terminal 5.
- the terminal application package software includes an installation program for installing the terminal application on the member store terminal 5, a main program of the terminal application, and the like.
- the electronic money center 100 assumes that the driver software for the reader / writer 5b is provided in the OS40. If the OS40 does not have this driver software, the driver software is prepared in the terminal abli package software. In addition, the merchant terminal along with the terminal application
- FIG. 4A is a block diagram schematically showing a functional configuration of the center server 2.
- the center server 2 is composed of a computer, and the hardware configuration is basically the same as that of the terminal computer 5a.
- the center server 2 includes a merchant terminal registration unit 50, a transaction processing unit 52, other processing units (not shown), a merchant terminal information database 54, a transaction history database 56, and V ⁇ other various functional units (network). 4) and various databases.
- the management of each member store terminal 5 and the information processing (addition and subtraction of value, etc.) for the electronic money card 7 are performed by the center server 2 in a unified manner.
- a system combining a plurality of server devices may be used.
- a system that performs the same function as the center server 2 by connecting a member store terminal registration server that performs registration processing of the member store terminal 5 and a transaction processing server that performs information processing for the electronic money card 7 and other server devices Can be configured.
- the member store terminal registration unit 50 is a functional unit that manages new registration of the member store terminal 5.
- the member store terminal registration unit 50 communicates with the member store terminal 5 when the terminal application is installed in the member store terminal 5 at the member store 102, and performs the registration process of the member store terminal 5.
- the merchant terminal registration unit 50 issues a terminal ID to the merchant terminal 5 or obtains the serial ID of the Upon receiving the information, information unique to the member store terminal 5 is recorded in the member store terminal information database 54.
- the member store terminal registration unit 50 registers the member store terminal 5 in the center server 2 by adding the information on the new member store terminal 5 to the member store terminal information database 54 and updating it.
- the transaction processing unit 52 is a functional unit that processes the amount of the value stored in the electronic money card 7.
- the center server 2 can communicate with the electronic money card 7 set in the member store terminal 5 in real time.
- the member store terminal 5 functions as a communication path for relaying communication between the center server 2 and the electronic money card 7.
- the transaction processing unit 52 can increase or decrease the amount of value stored in the electronic money card 7 by a predetermined amount by transmitting an addition / subtraction command to the electronic money card 7.
- the value of the electronic money card 7 can be increased or decreased in real time by the amount specified by the store 102, whereby a commercial transaction between the member store 102 and the owner of the electronic money card 7 can be established.
- the transaction processing unit 52 acquires the history.
- the transaction history database 56 stores values at a later date, such as the date and time of processing, the card ID of the electronic money card 7 to be processed, the amount of addition or subtraction, the serial ID of the member store terminal 5, and the member store ID. Information necessary for settlement is recorded.
- log data is separately generated for the case of depositing (charging) the electronic money card 7 and the case of performing settlement, as in the case where the history information of the transaction history database 56 is the deposit log data and the settlement log data. You can also. If the log data is generated separately in this way, the burden of subsequent counting work is reduced.
- the merchant 102 asks the center server 2 to generate an addition command for the amount, and sends this to the customer's electronic mail. Enter it into Money Card 7 and add the amount of the money.
- the funds received by the merchant from customers are pooled (stored) at the electronic money center 100.
- the value corresponding to the amount settled by the customer at the merchant 102 in exchange for the product at a later date is tabulated for each merchant 102, and the amount corresponding to the value subtracted by the merchant 102 as the price is pooled. Power is also distributed to each merchant 102.
- the value can be used as the same exchange value as the money.
- the center server 2 uses the user identification information (information for identifying the franchise store, that is, the franchise store ID) to change the amount of monetary value made to the electronic money card 7 for each franchise store.
- a counting means for counting is provided.
- issue identification information for identifying the issues is stored in the electronic money card 7 in order to distinguish between the issues relating to the deposit and the settlement.
- the center server 2 can know which issue belongs to which issue was used. Value can be settled.
- FIG. 4B is a diagram showing an example of a logical configuration of the member store terminal information stored in the member store terminal information database 54.
- the member store terminal information is generated for each member store, and the figure shows the member store terminal information for the Nth member store! / ,.
- the member store information 60 is composed of member store information 62, which is information unique to the member store, and terminal information 64, 64, ... generated for each member store terminal 5 installed in the member store. Have been.
- the member store information 62 is input and generated by the operator of the electronic money center 100, and the terminal information 64 is automatically generated when the terminal application is installed in the member store terminal 5.
- the member store information 62 includes information such as member store ID, the number of terminals, the initial registration password (PW), the operation password (PW), and the like! RU
- the member store ID is HD information uniquely assigned to the member store 102 in the electronic money system 1, and the member store 102 can be specified using the member store ID.
- the number of terminals is the number of member store terminals 5 installed in the member store 102, and is input upon application from the member store 102.
- the application for the number is sent to the electronic money center 100 using a normal communication means such as a telephone or a fax.
- the number of terminals in the member store information 62 and the number of terminal information 64 are equal.
- the initial registration password is installation confidential information required for installing the terminal application in the member store terminal 5, and is set for each member store 102.
- the initial registration password is used as terminal assignment information for associating the serial ID generated by the member store terminal 5 with the member store ID stored in the member store information 62 when installing the terminal application. Talk about this.
- the operation password is confidential information required for starting a terminal application on the member store terminal 5, and is also set for each member store 102.
- the terminal application package software distributed to franchisees 102 incorporates these initial registration passwords and operational passwords in advance, and these passwords and passwords set in the franchise information now correspond! / Puru.
- the initial registration password and the operation password are set for each member store 102.
- the present invention is not limited to this, and it may be configured to set for each member store terminal 5.
- the operation cost of the electronic money system 1 increases because the initial registration password and the operation password are managed for each member store terminal 5 to enhance the security level.
- Terminal information also includes information such as serial ID, terminal ID, hardware information, and transaction status. It is made.
- the serial ID is information uniquely set to the member store terminal 5 in the electronic money system 1, and is generated at the member store terminal 5 when the terminal application is installed.
- the terminal ID is an I information uniquely set to the member store terminal 5 in the member store 102, and is generated by the member store terminal registration unit 50 when the terminal application is installed and is assigned to the member store terminal 5. It is a thing.
- the terminal IDs are systematically assigned with simple values such as 01, 02,... In the order of installation of the member store terminals 5 so that the member store 102 can easily recognize them.
- the hardware information is identification information unique to the predetermined hardware, from which the member store terminal 5 was acquired when the terminal application was installed.
- the hardware information is configured to be confirmed in the member store terminal 5 when the terminal application is activated, and it is not always necessary to register the hardware information in the terminal information 64.
- the transaction state is a parameter indicating the available state of the member store terminal 5, and includes "available", “deleted”, and the like.
- the transaction status of the terminal information 64 is maintained as ⁇ available '', and for example, when the merchant terminal 5 is stolen, there is some abnormality in the merchant terminal 5. If it occurs, it is set to “delete”.
- the setting of "delete” is made when the center server 2 detects an abnormality of the member store terminal 5 (for example, when the hardware information cannot be matched at the member store terminal 5, the member store terminal 5 is used). 5 notifies the center server 2), and a report from the member store 102 (for example, when the member store terminal 5 is stolen) may be set by the operator of the electronic money center 100.
- the transaction processing unit 52 checks the transaction state of the terminal information 64 when communicating with the member store terminal 5 when processing the electronic money card 7. Then, the transaction processing unit 52 executes the process when the transaction status is “available”, and does not perform the process when the transaction status is “delete”.
- the security level of the electronic money system 1 can be increased.
- the member store terminal information database 54 includes the user identification information (member store ID), the terminal assignment information (information that can specify the member store such as the member store ID and the initial registration password), and the terminal identification information. It constitutes a registration information storage means for storing information (serial ID) in association with each other.
- the operation password constitutes startup secret information for starting the member store terminal 5.
- the center server 2 is provided with an input means for an operator to input a member store ID, an initial registration password, and other information into the member store information 62.
- the electronic money center 100 needs to supply terminal member package software to the member store 102. This preparation is performed in the following procedure.
- the electronic money center 100 receives a request to provide package software from the member store 102 (performed by a normal contact method such as a telephone), the electronic money center 100 joins the member store 102 as a member. Set the store, initial registration password, and operation password. Then, the number of installed member store terminals 5 is acquired from the member store 102, and the operator creates and registers member store information 62 for the member store 102 in the member store terminal information database 54 (step 2).
- the electronic money center 100 configures the terminal application package software to function with the set initial registration password and operation password (that is, the initial registration password and the operation password are incorporated into the terminal application package software). It is stored in the storage medium 43. Then, the electronic money center 100 notifies the member store 102 of the member store, the number of registered terminals, the initial registration password, and the operation password, and also executes the terminal application package software.
- the stored storage medium 43 is provided to the member store 102 (step 4).
- the member store 102 receives the member store ID, the number of registered terminals, the initial registration password, the operation password, and the storage medium 43 storing the terminal application package software from the electronic money center 100.
- Such information is to be brought to the merchant 102 by the sales representative of the electronic money center 100 for security, but may be provided to the merchant 102 by mail or other means.
- the member store 102 sets the storage medium 43 in the storage medium driving device 28 (Fig. 3) to install the terminal application on the member store terminal 5, and starts the installation program included in the terminal application package software. . This starts the installation of the terminal application (Step 10).
- the member store terminal 5 displays an initial registration password input screen on the display device, and requests input of the member store ID and the initial registration password (installation secret information request function) (Step 12).
- FIG. 11A is a diagram showing an example of the initial registration password input screen.
- the initial registration password input screen includes a member store ID input field 71, an initial registration password input field 72, an OK button 74, and a cancel button 76.
- the member store 102 uses the input device 18 to enter the member store ID and the initial registration password notified from the electronic money center 100 in the member store ID input field 71 and the initial registration password input field 72, respectively. Use the mouse to select the OK button 74. When the cancel button 76 is selected, the entered items are canceled.
- the CPU 12 verifies the initial registration password set by the electronic money center 100 in advance with the initial registration password input by the member store 102, and if both match, the installation process is continued. If they do not match, an error screen as shown in Fig. 11 (b) is displayed and the installation process is stopped (installation process restriction function).
- the merchant terminal 5 confirms that the initial registration password set by the electronic money center 100 matches the initial registration password input by the merchant 102. Then, a random number is generated, and a serial ID is generated using the random number (step 14). The generated random number may be used as it is as the serial ID, or a certain random number may be used to generate the serial ID! /.
- the member store terminal 5 connects to the center server 2, and transmits the member store, the initial registration password, and the generated serial ID to the center server 2 (step 16).
- the Caro member store terminal 5 includes terminal registration information transmitting means for transmitting terminal identification information (serial ID) and terminal allocation information (such as an initial registration password or a member store ID).
- the center server 2 receives the member store ID, the initial registration password, and the serial ID from the member store terminal 5 (terminal identification information receiving means).
- the member store terminal registration unit 50 searches the member store information 62 of the member store terminal information database 54, and stores the member store terminal ID transmitted from the member store terminal 5 and the member store information 62 in which the initial registration password is recorded. Make sure that exists (step 22).
- the member store terminal registration unit 50 If the member store terminal ID and the initial registration password can be confirmed, the member store terminal registration unit 50 generates terminal information 64 (FIG. 4 (b)) in association with the member store information 62 of the member store 102. Then, the serial ID received from the member store terminal 5 is stored (terminal registration means) (step 24).
- the member store terminal registration unit 50 generates a terminal ID of the member store terminal 5 and stores it in the terminal information 64 (step 26).
- the member store terminal registration unit 50 transmits the generated terminal ID to the member store terminal 5 (Step 28).
- the member store terminal 5 receives the terminal ID from the center server 2. Then, the member store, the serial ID, and the terminal ID received from the center server 2 are stored in the data storage unit 36 as terminal-side management information 44 (FIG. 3C) (step 18).
- the member store terminal 5 includes terminal identification information generating means for generating and storing terminal identification information (serial ID)!
- the member store terminal 5 searches for the location of the predetermined hardware in the member store terminal 5, and
- the hardware information also acquires the hardware information and stores it in the data storage unit 36 (specific information storage function) (step 20).
- the acquired hardware information is transmitted to the center server 2 and stored in the terminal information 64.
- the member store terminal 5 sends an installation completion notification to the center server 2, and the member store terminal registration unit 50 receives the notification and displays the transaction status of the terminal information 64 as ⁇ available. '' To ".”
- the hardware information is acquired and stored when the terminal application is installed, but the acquisition and storage may be performed after the installation by the merchant terminal 5 for the electronic money card 7 for the first time. (The processing command is input).
- the terminal application is installed on the member store terminal 5, and the center server 2 generates the member store information 62 for the member store 102, and Terminal information 64 can be generated.
- the member store 102 When installing a plurality of member store terminals 5, the member store 102 sequentially installs terminal applications. During that time, the center server 2 monitors so that the number of installed terminals does not exceed the number of terminals in the member store information 62.
- the member store 102 activates the member store terminal 5 when the store is opened (referred to as opening a station), and stops the member store terminal 5 when the store is closed (referred to as a station closing). The following process is performed every time a station is opened.
- the checkout is performed every cash register closing time (usually, a 24-hour store closes cash registers several times a day as a closing time).
- the person in charge of the member store 102 turns on the power of the member store terminal 5 and inputs a terminal application start command.
- the operation password confirmation program starts, and the operation password input screen 80 as shown in FIG. 12A is displayed on the display device.
- the operation password input screen 80 includes an operation password input field 82, an OK button 84, and a key.
- the member store 102 inputs the operation password into the operation password input field 82 and selects the OK button 84. If Cancel button 86 is selected, enter the operation password again.
- the operation password input screen 80 constitutes a startup secret information requesting means.
- the member store terminal 5 selects the operation password entered by the person in charge of the member store terminal 5 and the operation password set by the electronic money center 100 (the terminal application password). (Step 30), and launch the terminal application (Step 32).
- the member store terminal 5 searches for predetermined hardware in the member store terminal 5, and acquires the hardware capability hardware information (specific information acquisition means). Then, it is confirmed that the hardware information stored at the time of installation as the terminal side management information 44 (FIG. 3 (c)) matches (step 34).
- the member store terminal 5 inputs the command to the electronic money card 7 so that various commands cannot be input to the electronic money card 7.
- the restriction may be performed by a method of stopping the activation of the terminal application or another method. It is also possible to limit the input of some commands rather than the entire command input.
- the member store terminal 5 After confirming that the hardware information matches, the member store terminal 5 displays an operation time input screen (not shown), and the person in charge of the member store 102 inputs the operation time (step 36). As described above, the member store terminal 5 includes the operation time receiving means.
- the terminal application has a module (timer) that measures time, and automatically closes after the set operation time elapses.
- the operation time is notified to the center server 2 and the center server 2 monitors the operation time. Therefore, the preset If the member store terminal 5 is operated for a long time, the center server 2 recognizes that some abnormality has occurred.
- the clock for closing the affiliated store terminal 5 should be the clock of the affiliated store terminal 5.
- a signal may be transmitted from the center server 2 to the member store terminal 5 to stop the operation of the member store terminal 5.
- the member store terminal 5 transmits operation information including the serial ID, the operation password, and the operation time to the center server 2 (step 38).
- the center server 2 uses the serial ID transmitted from the member store terminal 5 to acquire the operation password set for the member store 102 from the member store information 62, and obtains the operation password received from the member store terminal 5. Make sure they match (step 42). Then, the center server 2 transmits a use permission signal to the member store terminal 5 (step 44), and starts measuring the operation time.
- the member store terminal 5 Upon receiving the use permission signal from the center server 2, the member store terminal 5 starts the terminal application, transits to a menu screen (not shown), and starts measuring the operation time (Step 40).
- the person in charge of the member store 102 selects a predetermined item from this menu screen and starts a daily depositing and settlement operation.
- the member store terminal 5 is configured to input the operation password when starting the terminal application. Therefore, if the operation password is not known, the member store terminal 5 is started. And the security level can be increased.
- the operation time is set at the time of startup, and the station closes automatically after the operation time elapses, so that it is possible to prevent the affiliated store terminal 5 from operating unnecessarily for a long time. It is easier to find.
- the member store 102 notifies the electronic money center 100 of the member store ID and the terminal ID of the member store terminal 5 (step 50). This notification is performed using ordinary communication means such as a telephone.
- the operator upon receiving a theft report from the member store 102, the operator operates the center server 2 and displays the transaction state of the terminal information 64 (Fig. 4 (b)) of the member store terminal 5 as "useful”.
- the setting is changed from “available” to “delete” (step 52).
- the pre-processing is completed by the above procedure.
- Step 54 If a third party can obtain and enter the operation password (Step 54; Y), the merchant terminal 5 starts the terminal application in the same manner as the flowchart in FIG. 6 (Step 32) and transmits the hardware information. Confirmation (step 34), further accepting the input of the operation time (step 36), and transmitting the operation information to the center server 2 (step 38).
- the center server 2 receives the operation information from the member store terminal 5, and confirms the serial ID and the operation password (Step 42).
- the center server 2 checks the transaction status of the terminal information 64 (FIG. 4 (b)) of the member store terminal 5 and detects that the transaction status is set to “delete”.
- the center server 2 generates a terminal deleted signal and transmits the signal to the member store terminal 5 (step 62).
- the terminal application is configured to stop starting upon receiving the terminal deleted signal, and the member store terminal 5 receives the terminal deleted signal from the center server 2 and Stop launching the terminal app (step 64).
- FIG. 8 is a flowchart for explaining the operation of the member store terminal 5 to which the terminal application is copied. The same steps as those in FIG. 6 have the same step numbers.
- the member store terminal 5 accepts and confirms the input of the operation password (Step 30), and starts the terminal application (Step 32).
- the member store terminal 5 acquires the hardware information of the predetermined hardware of the member store terminal 5 and compares this with the hardware information stored as the terminal side management information 44.
- the hardware information obtained this time is the hardware information of the member store terminal 5 which is the copy destination, and the hardware information stored as the terminal side management information 44 is the hardware information of the member store terminal 5 which is the copy source. Since they are hardware information, they do not match.
- the member store terminal 5 detects the mismatch of the hardware information (step 70), and transmits a signal indicating that the hardware information does not match and a serial ID to the center server 2 (step 72).
- the member store terminal 5 stops executing the terminal application (step 74).
- the center server 2 sets the transaction status of the terminal information 64 (FIG. 4 (b)) specified by the serial ID to “delete”.
- the hardware information does not match, so that the terminal application cannot be started on the copy destination computer.
- the center server 2 detects that the hardware information does not match and sets the transaction status to “deleted”, thereby restricting the use of the member store terminal 5 relating to the copy destination and the copy source. Can be disabled.
- Step 90 This communication is performed using ordinary communication means such as telephone or fax, and the member store 102 notifies the electronic money center 100 of the member store ID, the number of additional members, and the like.
- the operator operates the member store information 62 (Fig. 4 (b)) of the member store 102 to update the number of terminals to the number of terminals after the addition.
- the member store 102 installs the terminal application according to the procedure for installing the terminal application described with reference to FIG.
- the customer presents the product to be purchased to the person in charge of the affiliated store 102 (the cashier), and sets the electronic money card 7 in the reader / writer 5b of the affiliated store terminal 5.
- the person in charge of the member store 102 inputs the price of the product into the member store terminal 5. This input is performed using, for example, a numeric keypad or a bar code.
- the member store terminal 5 receives the payment amount (Step 100) and requests the electronic money card 7 to transmit a card ID (Step 102).
- the electronic money card 7 receives the request from the member store terminal 5 and sends the value processing unit 7a ( FIG. 1) reads out the card ID from the card ID storage unit 7d and transmits it to the member store terminal 5 (step 120).
- the member store terminal 5 receives the card ID from the electronic money card 7, and transmits the card ID, the payment amount information, the serial ID of the member store terminal 5, and the like to the center server 2 (step 104).
- the center server 2 receives the information (terminal identification information receiving means), and first checks the card ID (step 130).
- the center server 2 manages information on each electronic money card for each card ID, and uses this information to determine whether the card ID transmitted from the member store terminal 5 exists or is illegally used. Make sure that the electronic money card 7 is used properly and is listed in the original list.
- step 132 using the serial ID of the affiliated store terminal 5, it is confirmed that the transaction state (FIG. 4 (b)) of the affiliated store terminal 5 is “available” (step 132), and the payment amount is set. A subtraction command for subtracting the minute value is generated and transmitted to the member store terminal 5 (step 133).
- the member store terminal 5 receives the subtraction command from the center server 2 (step 106) and transmits this to the electronic money card 7 via the reader / writer 5b (step 108).
- the electronic money card 7 receives the subtraction command, and the value processing unit 7a executes the command to reduce the value balance stored in the balance storage unit 7b by the settlement amount (step 122). Further, the know processing unit 7a writes the processing content relating to the current processing to the log data storage unit 7c, and updates the log data.
- the value processing section 7a When the value processing section 7a completes the subtraction processing, it sends a completion notification to the member store terminal 5 (step 124).
- the member store terminal 5 receives the completion notification (step 110), and transmits this to the center server 2 (step 112).
- the center server 2 receives the completion notification from the member store terminal 5 and updates the transaction history database 56 (Step 134).
- the customer sets the electronic money card 7 on the reader / writer 5b, and Give the money of the deposit amount to the person in charge of 2.
- the person in charge of the member store 102 requests the center server 2 to transmit an addition command for adding the amount of money for the deposit amount, and the center server 2 checks the card ID and the serial ID of the member store terminal 5 Then, the addition command is transmitted to the member store terminal 5.
- the member store terminal 5 transmits this addition command to the electronic money card 7, and the electronic money card 7 executes this addition command to add the value.
- the customer can accumulate in the electronic money card 7 the money corresponding to the amount transferred to the member store 102.
- the member store terminal 5 When the member store terminal 5 is activated, the member store terminal 5 acquires predetermined hardware information and sends it to the center server 2 together with the serial ID of the member store terminal 5.
- the center server 2 retrieves the hardware information stored in the terminal information 64 (FIG. 4 (b)) using the serial ID, and compares this with the hardware information transmitted from the member store terminal 5.
- the center server 2 transmits a use permission signal to the member store terminal 5 when both match, and transmits a use rejection signal to the member store terminal 5 when they do not match.
- the member store terminal 5 starts the terminal application when receiving the use permission signal, and does not start the terminal application when receiving the use permission signal.
- the center server 2 checks the initial registration password.
- unique package identification information is set in the terminal application package software (Fig. 3 (d)).
- the combination of the package identification information and the initial registration password is stored in the member store information 62 (FIG. 4 (b)).
- the merchant terminal 5 sends the initial registration password, package identification information, and serial ID entered by the user when installing the terminal application to the center server 2, and the center server 2 stores the previously stored combination. Check if it matches with.
- the center server 2 transmits the installation permission signal to the member store terminal 5 when the combination of the package identification information and the initial registration password transmitted from the member store terminal 5 matches the previously stored combination. If they do not match, an installation disapproval signal is sent to the affiliated store terminal 5.
- the member store terminal 5 continues the installation when receiving the installation permission signal, and stops the installation when receiving the installation non-permission signal.
- the permission / non-permission of the installation of the terminal application can be controlled by the center server 2.
- the operation password is confirmed by the center server 2.
- the center server 2 stores the combination of the serial ID and the operation password in the terminal information 64 (FIG. 4 (b)). Then, the member store terminal 5 transmits the serial ID and the operation password entered by the user to the center server 2 at the time of startup, and the center server 2 checks whether or not the combination matches the previously stored combination.
- the center server 2 transmits an operation permission signal to the member store terminal 5 and does not match. In this case, an operation disapproval signal is transmitted to the member store terminal 5.
- the member store terminal 5 continues the activation of the terminal application when receiving the operation permission signal, and stops the activation when receiving the operation non-permission signal.
- the permission / non-permission of the activation of the terminal application can be controlled by the center server 2.
- the member store 102 can reduce the cost of introducing equipment that does not need to have a dedicated terminal.
- the electronic money center 100 does not need to manage dedicated terminals.
- a general-purpose computer can be used as the member store terminal 5, it is possible to cope with a case where a large number of member store terminals 5 need to be introduced at once.
- the operation time can be set in advance, and the operation of the terminal application can be automatically stopped after the set operation time elapses.
- the center server 2 can also know the operation time set at the member store terminal 5, and can monitor the operation state of the member store terminal 5.
- FIG. 1 is a diagram for describing a configuration of an electronic money system according to the present embodiment.
- FIG. 2 is a diagram for explaining an electronic money card.
- FIG. 3 is a diagram for explaining a member store terminal.
- FIG. 4 is a diagram for explaining a center server.
- FIG. 5 is a flowchart for explaining a procedure for installing a terminal application on a member store terminal.
- FIG. 6 is a flowchart illustrating a procedure for activating a terminal application.
- FIG. 7 is a flowchart for explaining a processing procedure when a member store terminal is stolen.
- FIG. 8 is a flowchart for explaining the operation of the copied terminal application.
- FIG. 9 is a flowchart illustrating a procedure for adding a member store terminal.
- FIG. 10 is a flowchart for explaining an information processing procedure performed by a member store terminal in normal business.
- FIG. 11 is a diagram showing an example of a screen displayed when a terminal application is installed.
- FIG. 12 is a diagram showing an example of a screen displayed when a terminal application is started.
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Abstract
Description
Claims
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
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EP05710739A EP1729250A4 (en) | 2004-02-27 | 2005-02-25 | TERMINAL DEVICE, SERVER DEVICE, TERMINAL CONTROL METHOD, TERMINAL PROGRAM, AND RECORDING MEDIUM |
US10/590,641 US20070170246A1 (en) | 2004-02-27 | 2005-02-25 | Terminal unit, server unit, terminal verification method, terminal program product, and storage medium |
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JP2004054697A JP2005242895A (ja) | 2004-02-27 | 2004-02-27 | 端末装置、サーバ装置、端末確認方法、端末プログラム、及び記憶媒体 |
JP2004-054697 | 2004-02-27 |
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PCT/JP2005/003189 WO2005083606A1 (ja) | 2004-02-27 | 2005-02-25 | 端末装置、サーバ装置、端末確認方法、端末プログラム、及び記憶媒体 |
Country Status (6)
Country | Link |
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US (1) | US20070170246A1 (ja) |
EP (1) | EP1729250A4 (ja) |
JP (1) | JP2005242895A (ja) |
CN (1) | CN1922624A (ja) |
TW (1) | TW200535742A (ja) |
WO (1) | WO2005083606A1 (ja) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
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US7946482B2 (en) | 2006-02-14 | 2011-05-24 | Sanden Corporation | Electronic money paying-in system |
Families Citing this family (14)
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US7886969B2 (en) | 2005-12-06 | 2011-02-15 | Visa U.S.A. Inc. | Method and system for loading and reloading portable consumer devices |
JP4333723B2 (ja) * | 2006-09-29 | 2009-09-16 | 株式会社日立製作所 | 通信ログ管理システム |
JP2009193126A (ja) * | 2008-02-12 | 2009-08-27 | Sii Data Service Kk | 決済システム、非接触icメディア及び決済装置 |
JP2009226689A (ja) * | 2008-03-21 | 2009-10-08 | Seiko Epson Corp | 印刷装置 |
TW201222265A (en) * | 2010-11-30 | 2012-06-01 | Inventec Corp | Data center |
JP5731883B2 (ja) * | 2011-04-14 | 2015-06-10 | セイコーソリューションズ株式会社 | 端末設置システム及び端末設置方法 |
JP5597185B2 (ja) * | 2011-12-28 | 2014-10-01 | 楽天株式会社 | 電子マネー管理装置、電子マネー管理方法、電子マネー管理プログラム、及びそのプログラムを記憶するコンピュータ読取可能な記憶媒体 |
US20140200976A1 (en) * | 2013-01-16 | 2014-07-17 | Merrill Brooks Smith | Transferable Indicia and Display |
JP6492418B2 (ja) * | 2014-05-22 | 2019-04-03 | 株式会社デンソーウェーブ | 決済システム |
JP2018028712A (ja) * | 2016-08-15 | 2018-02-22 | グローリー株式会社 | 端末管理システム及び端末管理方法 |
JP2018197947A (ja) * | 2017-05-23 | 2018-12-13 | ブリッジ・モーション・トゥモロー株式会社 | 商品販売システム |
JP6858961B2 (ja) * | 2017-06-28 | 2021-04-14 | 株式会社クリップアウトバーンズ | ポイント決済装置 |
JP2020123051A (ja) * | 2019-01-29 | 2020-08-13 | 東芝テック株式会社 | 決済端末およびプログラム |
JP7416642B2 (ja) | 2020-02-26 | 2024-01-17 | 東芝テック株式会社 | 情報処理装置、情報処理方法、及びプログラム |
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2005
- 2005-02-25 US US10/590,641 patent/US20070170246A1/en not_active Abandoned
- 2005-02-25 WO PCT/JP2005/003189 patent/WO2005083606A1/ja active Application Filing
- 2005-02-25 TW TW094105908A patent/TW200535742A/zh unknown
- 2005-02-25 CN CNA2005800059485A patent/CN1922624A/zh active Pending
- 2005-02-25 EP EP05710739A patent/EP1729250A4/en not_active Withdrawn
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JP2000322496A (ja) * | 1999-05-12 | 2000-11-24 | Hitachi Ltd | 運用スケジュ−ル設定の方法 |
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Cited By (1)
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US7946482B2 (en) | 2006-02-14 | 2011-05-24 | Sanden Corporation | Electronic money paying-in system |
Also Published As
Publication number | Publication date |
---|---|
TW200535742A (en) | 2005-11-01 |
CN1922624A (zh) | 2007-02-28 |
JP2005242895A (ja) | 2005-09-08 |
EP1729250A4 (en) | 2008-07-23 |
EP1729250A1 (en) | 2006-12-06 |
US20070170246A1 (en) | 2007-07-26 |
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