PE20142135A1 - Sistema de pago electronico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electronicos - Google Patents

Sistema de pago electronico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electronicos

Info

Publication number
PE20142135A1
PE20142135A1 PE2014001043A PE2014001043A PE20142135A1 PE 20142135 A1 PE20142135 A1 PE 20142135A1 PE 2014001043 A PE2014001043 A PE 2014001043A PE 2014001043 A PE2014001043 A PE 2014001043A PE 20142135 A1 PE20142135 A1 PE 20142135A1
Authority
PE
Peru
Prior art keywords
checks
electronic
payment system
procedures
pay
Prior art date
Application number
PE2014001043A
Other languages
English (en)
Inventor
Ilya Vladimirovich Kligman
Original Assignee
My Partners And Global Stars Invest Mpandgsi Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by My Partners And Global Stars Invest Mpandgsi Ltd filed Critical My Partners And Global Stars Invest Mpandgsi Ltd
Publication of PE20142135A1 publication Critical patent/PE20142135A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

QUE COMPRENDE: UN SISTEMA ELECTRONICO Y PROCEDIMIENTOS DE CIRCULACION DE FONDOS MONETARIOS, Y PUEDE SER USADA PARA RESOLVER PROBLEMAS DE LIQUIDACIONES MUTUAS ENTRE PARTICIPANTES DEL SISTEMA DE PAGO ELECTRONICO EN LA MODALIDAD DE TIEMPO REAL. AL HACERLO, EL ANALOGO DE LOS FONDOS MONETARIOS SON CHEQUES BANCARIOS ELECTRONICOS AL PORTADOR QUE CUMPLEN LAS REGULACIONES BANCARIAS Y LOS REQUISITOS DE LA LEGISLACION APLICABLE. LAS UNIDADES DE APLICACIONES CLIENTE SON REPRESENTADAS COMO AGRUPADAS EN MODULOS POR CATEGORIAS CORRESPONDIENTES AL ESTADO DEL USUARIO, DETERMINADO POR LA UNIDAD DE AUTORIZACION DE LAS APLICACIONES CLIENTE Y SERVIDOR, PROPORCIONANDO LA POSIBILIDAD DE PREFIJAR UN GRUPO DE PARAMETROS DE CIRCULACION DE CHEQUES PARA CADA CATEGORIA. LA EMISION DE CHEQUES ESTA ACOMPANADA DE LA CREACION DE DOCUMENTOS LEGALMENTE VALIDOS Y EL REFLEJO DE LAS TRANSACCIONES EN EL REGISTRO DE CHEQUES
PE2014001043A 2011-12-30 2012-12-28 Sistema de pago electronico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electronicos PE20142135A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
RU2011154492/08A RU2011154492A (ru) 2011-12-30 2011-12-30 Система расчетов электронными чеками и способы выпуска, перевода оплаты и верификации электронных чеков

Publications (1)

Publication Number Publication Date
PE20142135A1 true PE20142135A1 (es) 2015-01-08

Family

ID=48698770

Family Applications (1)

Application Number Title Priority Date Filing Date
PE2014001043A PE20142135A1 (es) 2011-12-30 2012-12-28 Sistema de pago electronico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electronicos

Country Status (31)

Country Link
US (2) US10134015B2 (es)
EP (2) EP2800049A4 (es)
JP (1) JP6242809B2 (es)
KR (1) KR101858652B1 (es)
CN (1) CN104081425B (es)
AP (1) AP2014007812A0 (es)
AU (3) AU2012363411A1 (es)
BR (1) BR112014016093A2 (es)
CA (2) CA3023328A1 (es)
CL (1) CL2014001761A1 (es)
CO (1) CO7101197A2 (es)
CR (1) CR20140366A (es)
CU (1) CU20140076A7 (es)
DO (1) DOP2014000151A (es)
EA (1) EA201491295A1 (es)
GE (1) GEP201706641B (es)
GT (1) GT201400134A (es)
HK (1) HK1201968A1 (es)
IL (1) IL233436B (es)
MA (1) MA35870B1 (es)
MD (1) MD20140077A2 (es)
MX (1) MX2014007864A (es)
MY (1) MY185230A (es)
NI (1) NI201400071A (es)
PE (1) PE20142135A1 (es)
PH (1) PH12014501519A1 (es)
RU (1) RU2011154492A (es)
SG (1) SG11201403670WA (es)
TN (1) TN2014000285A1 (es)
UA (1) UA119528C2 (es)
WO (1) WO2013100824A2 (es)

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Also Published As

Publication number Publication date
TN2014000285A1 (en) 2015-09-30
US20190073643A1 (en) 2019-03-07
HK1201968A1 (en) 2015-09-11
UA119528C2 (uk) 2019-07-10
DOP2014000151A (es) 2014-10-15
CA3023328A1 (en) 2013-07-04
CA2861764A1 (en) 2013-07-04
IL233436B (en) 2018-02-28
PH12014501519A1 (en) 2014-10-08
EP3570243A1 (en) 2019-11-20
AU2012363411A1 (en) 2014-07-24
MX2014007864A (es) 2015-04-16
CN104081425B (zh) 2018-04-24
AP2014007812A0 (en) 2014-07-31
SG11201403670WA (en) 2014-11-27
JP2015515032A (ja) 2015-05-21
KR20140130673A (ko) 2014-11-11
CO7101197A2 (es) 2014-10-31
WO2013100824A3 (ru) 2013-11-07
CA2861764C (en) 2018-11-27
AU2019280039A1 (en) 2020-01-16
IL233436A0 (en) 2014-08-31
US10134015B2 (en) 2018-11-20
RU2011154492A (ru) 2013-07-27
KR101858652B1 (ko) 2018-05-17
MY185230A (en) 2021-04-30
NI201400071A (es) 2015-12-10
AU2017264991A1 (en) 2017-12-07
EA201491295A1 (ru) 2014-11-28
CU20140076A7 (es) 2014-10-02
MA35870B1 (fr) 2014-12-01
JP6242809B2 (ja) 2017-12-13
EP2800049A2 (en) 2014-11-05
GT201400134A (es) 2015-03-05
GEP201706641B (en) 2017-03-27
CL2014001761A1 (es) 2015-03-06
BR112014016093A2 (pt) 2017-06-13
WO2013100824A2 (ru) 2013-07-04
CR20140366A (es) 2015-01-16
MD20140077A2 (ro) 2015-01-31
US20150073986A1 (en) 2015-03-12
CN104081425A (zh) 2014-10-01
EP2800049A4 (en) 2015-07-01

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