BR112015032825A2 - sistema de pagamento móvel com pontos de recompensas - Google Patents
sistema de pagamento móvel com pontos de recompensasInfo
- Publication number
- BR112015032825A2 BR112015032825A2 BR112015032825A BR112015032825A BR112015032825A2 BR 112015032825 A2 BR112015032825 A2 BR 112015032825A2 BR 112015032825 A BR112015032825 A BR 112015032825A BR 112015032825 A BR112015032825 A BR 112015032825A BR 112015032825 A2 BR112015032825 A2 BR 112015032825A2
- Authority
- BR
- Brazil
- Prior art keywords
- reward points
- transaction
- payment system
- mobile payment
- user
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0222—During e-commerce, i.e. online transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
um sistema de transação de dispositivo móvel fornece um mecanismo pelo qual um usuário de um dispositivo móvel pode concluir uma transação (de bens ou serviços) com um comerciante, usando um cartão de presente eletrônico, ou outro tipo de pagamento, gerado por meio do sistema de transação e escolhido para contornar o pagamento utilizando um cartão de crédito autorizado, onde o usuário é incentivado a usar o sistema de transação de dispositivo móvel com a atribuição de pontos de recompensas para uma conta de usuário no momento da transação.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/932,770 US10192231B2 (en) | 2013-07-01 | 2013-07-01 | Mobile payment system with rewards points |
PCT/US2014/044562 WO2015002829A1 (en) | 2013-07-01 | 2014-06-27 | Mobile payment system with rewards points |
Publications (1)
Publication Number | Publication Date |
---|---|
BR112015032825A2 true BR112015032825A2 (pt) | 2017-07-25 |
Family
ID=52116520
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
BR112015032825A BR112015032825A2 (pt) | 2013-07-01 | 2014-06-27 | sistema de pagamento móvel com pontos de recompensas |
Country Status (6)
Country | Link |
---|---|
US (2) | US10192231B2 (pt) |
EP (1) | EP3017410A4 (pt) |
JP (2) | JP6523272B2 (pt) |
AU (4) | AU2014284514A1 (pt) |
BR (1) | BR112015032825A2 (pt) |
WO (1) | WO2015002829A1 (pt) |
Families Citing this family (25)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20140074704A1 (en) * | 2012-09-11 | 2014-03-13 | Cashstar, Inc. | Systems, methods and devices for conducting transactions with electronic passbooks |
US20140074723A1 (en) * | 2012-09-12 | 2014-03-13 | Shreyas Kamat | Communicating payments |
US10489763B2 (en) | 2013-09-11 | 2019-11-26 | Shreyas Kamat | Communicating payments |
US11195158B2 (en) * | 2012-09-12 | 2021-12-07 | Shreyas Kamat | Communicating payments |
USD752073S1 (en) * | 2013-06-27 | 2016-03-22 | Google Inc. | Display screen with a graphical user interface of a card reader application |
USD752074S1 (en) * | 2013-06-27 | 2016-03-22 | Google Inc. | Display screen with a graphical user interface of a receipt reader application |
KR20150107418A (ko) * | 2014-03-14 | 2015-09-23 | 삼성전자주식회사 | 전자 지갑을 활용한 결제 방법, 장치 그리고 시스템 |
US20160012422A1 (en) | 2014-07-11 | 2016-01-14 | Google Inc. | Hands-free transactions with a transaction confirmation request |
US9652759B2 (en) | 2014-07-11 | 2017-05-16 | Google Inc. | Hands-free transactions |
US10049376B1 (en) * | 2014-10-02 | 2018-08-14 | Jpmorgan Chase Bank, N.A. | System and method for payment with rewards currency at the point of sale |
CN104571721B (zh) * | 2015-02-17 | 2018-11-23 | 合肥鑫晟光电科技有限公司 | 一种透明导电氧化物图案消隐结构、触控面板及显示装置 |
US9818134B2 (en) * | 2015-04-02 | 2017-11-14 | Vungle, Inc. | Systems and methods for dynamic ad selection of multiple ads or ad campaigns on devices |
CN108780477B (zh) | 2016-03-01 | 2022-10-21 | 谷歌有限责任公司 | 用于免手操交易的面部简档修改 |
CN109074584B (zh) * | 2016-03-01 | 2022-04-26 | 谷歌有限责任公司 | 免手操交易的直接结算 |
US11120511B2 (en) * | 2016-07-26 | 2021-09-14 | Samsung Electronics Co., Ltd. | System and method for universal card acceptance |
KR20210125616A (ko) | 2016-07-31 | 2021-10-18 | 구글 엘엘씨 | 자동 핸즈프리 서비스 요청 |
SG10201608366RA (en) * | 2016-10-05 | 2018-05-30 | Mastercard International Inc | Payment facilitation method and system |
SG10201610474TA (en) * | 2016-12-14 | 2018-07-30 | Mastercard International Inc | Methods and systems for processing a payment transaction |
US11669828B1 (en) | 2017-02-14 | 2023-06-06 | Wells Fargo Bank, N.A. | Mobile wallet artificial intelligence card underwriting |
EP3404605A1 (en) * | 2017-05-19 | 2018-11-21 | Curve 1 Limited | Method and system for reversing a selection of a payment method for a specific transaction |
US11113696B2 (en) * | 2019-03-29 | 2021-09-07 | U.S. Bancorp, National Association | Methods and systems for a virtual assistant |
US11769132B1 (en) | 2019-05-22 | 2023-09-26 | Wells Fargo Bank, N.A. | P2P payments via integrated 3rd party APIs |
JP7124194B1 (ja) | 2021-10-27 | 2022-08-23 | PayPay株式会社 | アプリケーションプログラム、決済システム、および情報処理方法 |
CN115331341B (zh) * | 2022-07-28 | 2024-05-24 | 深圳市得科智能科技有限公司 | 一种运动健身场所使用管理控制方法、系统及存储介质 |
US20240220945A1 (en) * | 2022-12-29 | 2024-07-04 | American Express Travel Related Services Company, Inc. | Overlay network for real-time payment networks |
Family Cites Families (32)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6128599A (en) | 1997-10-09 | 2000-10-03 | Walker Asset Management Limited Partnership | Method and apparatus for processing customized group reward offers |
US6327573B1 (en) | 1998-12-31 | 2001-12-04 | Walker Digital, Llc | Multiple party reward system utilizing single account |
CA2375048A1 (en) | 1999-06-23 | 2000-12-28 | Richard Postrel | System for electronic barter, trading and redeeming points accumulated in frequent use reward programs |
JP2002007918A (ja) | 2000-06-23 | 2002-01-11 | Akesesu:Kk | 決済処理方法 |
WO2002042926A1 (en) | 2000-11-20 | 2002-05-30 | Ecrio Inc. | Method for downloading bar code encoded information with a mobile communication |
US7584149B1 (en) | 2001-02-26 | 2009-09-01 | American Express Travel Related Services Company, Inc. | System and method for securing data through a PDA portal |
KR20050033618A (ko) | 2002-07-25 | 2005-04-12 | 더 크로거 컴퍼니 | 보상 시스템 |
JP2006277670A (ja) * | 2005-03-30 | 2006-10-12 | Nec Corp | 決済手段の選択方法及び決済手段選択システム、ならびにコンピュータプログラム |
US8199742B1 (en) | 2005-08-25 | 2012-06-12 | At&T Intellectual Property Ii, L.P. | Method and apparatus for enabling a retailer to send a promotional announcement to customers |
US7469826B2 (en) | 2005-10-31 | 2008-12-30 | The Kroger Co. | Combined in-store and fuel center point-of-sale system |
US9558505B2 (en) * | 2006-07-18 | 2017-01-31 | American Express Travel Related Services Company, Inc. | System and method for prepaid rewards |
WO2009026460A1 (en) | 2007-08-23 | 2009-02-26 | Giftango Corporation | Systems and methods for electronic delivery of stored value |
US20100174596A1 (en) | 2007-10-24 | 2010-07-08 | Andrea Gilman | Method and apparatus for mobile offer fulfillment |
US8589267B2 (en) | 2008-01-03 | 2013-11-19 | Mocapay, Inc. | System and method for re-distributing and transferring mobile gift cards |
JP5009848B2 (ja) | 2008-03-31 | 2012-08-22 | 株式会社エヌ・ティ・ティ・ドコモ | 電子ギフトシステム、電子ギフト管理装置及び電子ギフト管理方法 |
US8127999B2 (en) | 2008-08-14 | 2012-03-06 | Visa U.S.A. Inc. | Wireless mobile communicator for contactless payment on account read from removable card |
US20100076833A1 (en) | 2008-09-19 | 2010-03-25 | Giftango Corporation | Systems and methods for managing and using a virtual card |
US8442866B2 (en) * | 2008-10-27 | 2013-05-14 | Cashstar, Inc. | Systems and methods for implementing and managing virtual gift cards |
US20100257040A1 (en) * | 2009-03-19 | 2010-10-07 | Shop.Com | Multi-Merchant Reward Points Payment System |
US8438073B2 (en) | 2009-06-23 | 2013-05-07 | At&T Mobility Ii Llc | Flexible mobile gift cards |
US20110057025A1 (en) | 2009-09-04 | 2011-03-10 | Paycode Systems, Inc. | Generation, management and usage of on-demand payment ids |
US9336519B2 (en) * | 2010-03-08 | 2016-05-10 | Qualcom Incorporated | System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account |
WO2012012445A2 (en) | 2010-07-19 | 2012-01-26 | Universal Commerce, Inc. | Mobile system and method for payments and non-financial transactions |
US8533036B2 (en) | 2010-10-13 | 2013-09-10 | Rewardspay, Inc. | Rewards based currency processing system |
KR20140022034A (ko) * | 2011-03-25 | 2014-02-21 | 비자 인터네셔널 서비스 어소시에이션 | 직접적인 원-탭 구매 장치, 방법 및 시스템 |
US8200544B1 (en) | 2011-05-11 | 2012-06-12 | Transaction Wireless, Inc. | Method and system for just-in-time gift card activation and assignment |
US20120323765A1 (en) | 2011-06-17 | 2012-12-20 | Cory Spaulding | Gift card to credit card transference |
US20130151325A1 (en) | 2011-08-05 | 2013-06-13 | Mark Poidomani | Loyalty rewards direct payment and incentive method and system |
US20130110610A1 (en) * | 2011-10-31 | 2013-05-02 | Switchfly, Inc. | System and method for enabling use of loyalty program points as a stored value payment device |
US8332290B1 (en) | 2012-01-05 | 2012-12-11 | U.S. Bancorp Licensing, Inc. | Real-time rewards redemption |
US20130268413A1 (en) * | 2012-04-10 | 2013-10-10 | Citi Ventures, Inc. | Methods and Systems for Exchanging Stored Value Using a Mobile Communication Device |
US20130304559A1 (en) * | 2012-05-09 | 2013-11-14 | Cashstar, Inc. | Systems, methods and devices for conducting transactions with portable electronic devices using virtual points |
-
2013
- 2013-07-01 US US13/932,770 patent/US10192231B2/en active Active
-
2014
- 2014-06-27 JP JP2016524237A patent/JP6523272B2/ja active Active
- 2014-06-27 WO PCT/US2014/044562 patent/WO2015002829A1/en active Application Filing
- 2014-06-27 EP EP14819549.8A patent/EP3017410A4/en not_active Ceased
- 2014-06-27 AU AU2014284514A patent/AU2014284514A1/en not_active Abandoned
- 2014-06-27 BR BR112015032825A patent/BR112015032825A2/pt not_active Application Discontinuation
-
2018
- 2018-12-21 US US16/229,863 patent/US10558993B2/en active Active
-
2019
- 2019-04-25 JP JP2019084757A patent/JP6810189B2/ja active Active
-
2020
- 2020-05-08 AU AU2020203057A patent/AU2020203057A1/en not_active Abandoned
-
2022
- 2022-05-26 AU AU2022203594A patent/AU2022203594A1/en not_active Abandoned
-
2024
- 2024-08-08 AU AU2024205622A patent/AU2024205622A1/en active Pending
Also Published As
Publication number | Publication date |
---|---|
EP3017410A1 (en) | 2016-05-11 |
US20150006271A1 (en) | 2015-01-01 |
JP2019145163A (ja) | 2019-08-29 |
AU2024205622A1 (en) | 2024-08-29 |
US10558993B2 (en) | 2020-02-11 |
AU2014284514A1 (en) | 2015-12-10 |
AU2022203594A1 (en) | 2022-06-23 |
JP6523272B2 (ja) | 2019-05-29 |
WO2015002829A1 (en) | 2015-01-08 |
EP3017410A4 (en) | 2017-03-01 |
JP2016525744A (ja) | 2016-08-25 |
US10192231B2 (en) | 2019-01-29 |
JP6810189B2 (ja) | 2021-01-06 |
US20190114658A1 (en) | 2019-04-18 |
AU2020203057A1 (en) | 2020-06-04 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
BR112015032825A2 (pt) | sistema de pagamento móvel com pontos de recompensas | |
GT201400134A (es) | Sistema de pago electrónico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electrónicos | |
BR112013020142A8 (pt) | Cartão inteligente, e, método para autenticação de segurança offline com código pin de um único uso de um cartão inteligente | |
BR112019002638A2 (pt) | método para um sistema de geração de código de segurança de cartão pré-pago, de débito e de crédito | |
WO2013012200A3 (ko) | 휴대용단말기를 이용한 복합결제시스템 및 복합결제방법 | |
BR112015020007A2 (pt) | métodos e sistemas para proporcionar credenciais de pagamento | |
BR112013026975A2 (pt) | unidade de medidor de fluxo de combustível | |
CR20130159A (es) | Sistemas y métodos para realizar una transacción de pago de facturas compuestas | |
MA32464B1 (fr) | Systeme de prepaiement pour la fourniture d'eau ou de gaz, faisant appel a une carte intelligente sans fil, et dispositif de mesure pour ledit systeme | |
BR112013000494A2 (pt) | método, unidade de pagamentos e sistema para conduzir pagamentos com créditos eletrônicos | |
CL2014002240A1 (es) | Modulador del ligando de tipo delta 3 (dll3), particularmente un anticuerpo; ácido nucleico que lo codifica; célula huésped; conjugado de anticuerpo-fármaco antiproliferativo; uso para el tratamiento del cáncer; medicamento que lo comprende. | |
FR2956521B1 (fr) | Dispositif comprenant des composants electriques, electroniques, electromecaniques ou electro-optiques, a sensibilite reduite a faible debit de dose | |
ECSP12012081A (es) | Sistema y método para la realización de transacciones financieras | |
AR089050A1 (es) | Sistema de computacion optico de analisis de fluido y metodo | |
CL2015002813A1 (es) | Dispositivo de procesamiento de billetes de banco y mecanismo de caja de dinero en circulación del mismo. | |
WO2012151226A3 (en) | Magnetic stripe-based transactions using mobile communication devices | |
MX2014001331A (es) | Acceso a cuenta en punto de venta. | |
BR112018009760A2 (pt) | carteira digital com prestações e cartão combo | |
WO2012092450A3 (en) | Local management of payment transactions | |
BR112015023288A2 (pt) | conjunto de fluxímetro de combustível, e, método para detectar fraude | |
TR201908996T4 (tr) | Sıvılara yönelik konteyner. | |
BR112017010226A2 (pt) | comércio eletrônico baseado em sistema de pagamento com autenticação de faturas eletrônicas | |
BR112018006522A2 (pt) | fator de forma alternativo para inclusão financeira | |
CL2010001504A1 (es) | Metodo para validar transacciones mediante una tarjeta de pago en una via de peaje. | |
Kuhn et al. | Mexican Cartel Tactical Note No. 12: Forensics of Recovered Weapons from Piedras Negras Tactical Engagement Between Los Zetas and GATE (Grupo de Armas y Tácticas Especiales) |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
B06U | Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette] | ||
B11B | Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements | ||
B350 | Update of information on the portal [chapter 15.35 patent gazette] |