CO7101197A2 - Sistema de pago electrónico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electrónicos - Google Patents
Sistema de pago electrónico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electrónicosInfo
- Publication number
- CO7101197A2 CO7101197A2 CO14162215A CO14162215A CO7101197A2 CO 7101197 A2 CO7101197 A2 CO 7101197A2 CO 14162215 A CO14162215 A CO 14162215A CO 14162215 A CO14162215 A CO 14162215A CO 7101197 A2 CO7101197 A2 CO 7101197A2
- Authority
- CO
- Colombia
- Prior art keywords
- checks
- electronic
- procedures
- payment system
- issuing
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
- G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Computer Security & Cryptography (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
La invención se refiere al ámbito de las tecnologías de la información, en particular, a sistemas electrónicos y procedimientos de circulación de fondos monetarios, y puede ser usada para resolver problemas de liquidaciones mutuas entre participantes del sistema de pago electrónico en la modalidad de tiempo real. Al hacerlo, el análogo de los fondos monetarios en la invención presentada son cheques bancarios electrónicos al portador que cumplen las regulaciones bancarias y los requisitos de la legislación aplicable. Las unidades de aplicaciones cliente son representadas como agrupadas en módulos por categorías correspondientes al estado del usuario, determinado por la unidad de autorización de las aplicaciones cliente y servidor, proporcionando la posibilidad de prefijar un grupo de parámetros de circulación de cheques para cada categoría. La emisión de cheques está acompañada de la creación de documentos legalmente válidos y el reflejo de las transacciones en el registro de cheques.
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
RU2011154492/08A RU2011154492A (ru) | 2011-12-30 | 2011-12-30 | Система расчетов электронными чеками и способы выпуска, перевода оплаты и верификации электронных чеков |
Publications (1)
Publication Number | Publication Date |
---|---|
CO7101197A2 true CO7101197A2 (es) | 2014-10-31 |
Family
ID=48698770
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CO14162215A CO7101197A2 (es) | 2011-12-30 | 2014-07-25 | Sistema de pago electrónico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electrónicos |
Country Status (31)
Country | Link |
---|---|
US (2) | US10134015B2 (es) |
EP (2) | EP2800049A4 (es) |
JP (1) | JP6242809B2 (es) |
KR (1) | KR101858652B1 (es) |
CN (1) | CN104081425B (es) |
AP (1) | AP2014007812A0 (es) |
AU (3) | AU2012363411A1 (es) |
BR (1) | BR112014016093A2 (es) |
CA (2) | CA3023328A1 (es) |
CL (1) | CL2014001761A1 (es) |
CO (1) | CO7101197A2 (es) |
CR (1) | CR20140366A (es) |
CU (1) | CU20140076A7 (es) |
DO (1) | DOP2014000151A (es) |
EA (1) | EA201491295A1 (es) |
GE (1) | GEP201706641B (es) |
GT (1) | GT201400134A (es) |
HK (1) | HK1201968A1 (es) |
IL (1) | IL233436B (es) |
MA (1) | MA35870B1 (es) |
MD (1) | MD20140077A2 (es) |
MX (1) | MX2014007864A (es) |
MY (1) | MY185230A (es) |
NI (1) | NI201400071A (es) |
PE (1) | PE20142135A1 (es) |
PH (1) | PH12014501519A1 (es) |
RU (1) | RU2011154492A (es) |
SG (1) | SG11201403670WA (es) |
TN (1) | TN2014000285A1 (es) |
UA (1) | UA119528C2 (es) |
WO (1) | WO2013100824A2 (es) |
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US9626405B2 (en) * | 2011-10-27 | 2017-04-18 | Edmond K. Chow | Trust network effect |
BR112017003557A2 (pt) * | 2014-08-21 | 2017-12-05 | Farouk Shaaban Ahmed | sistema e método para processamento de faturamento entre empresas |
WO2016197198A1 (en) * | 2015-06-12 | 2016-12-15 | Billtrader Pty Ltd | Computer implemented multi-currency invoice capture, trading, access and payment system |
US20170024743A1 (en) * | 2015-07-23 | 2017-01-26 | Dashlane, Inc. | Method and system for managing payment options |
CN105046538A (zh) * | 2015-07-27 | 2015-11-11 | 浪潮集团有限公司 | 一种基于云计算的电子发票管理方法 |
SA115370156B1 (ar) * | 2015-12-17 | 2019-01-20 | سعود سليمان البازعي عادل | نظام وطريقة لإصدار وتوثيق شيكات مصرفية مضمونة |
RU2634174C1 (ru) * | 2016-10-10 | 2017-10-24 | Акционерное общество "Лаборатория Касперского" | Система и способ выполнения банковской транзакции |
US10574648B2 (en) | 2016-12-22 | 2020-02-25 | Dashlane SAS | Methods and systems for user authentication |
JP6655571B2 (ja) * | 2017-03-14 | 2020-02-26 | 株式会社エヌ・ティ・ティ・データ | サーバ装置、電子記録債権処理方法、及びプログラム |
WO2018207140A1 (en) * | 2017-05-11 | 2018-11-15 | Gaurav Sharma | Safepay process |
CN110223052A (zh) * | 2018-03-02 | 2019-09-10 | 阿里巴巴集团控股有限公司 | 数据处理方法、装置和机器可读介质 |
CN111726376B (zh) * | 2019-03-19 | 2022-01-11 | 阿里巴巴集团控股有限公司 | 一种现场验票系统 |
CN109949144A (zh) * | 2019-03-22 | 2019-06-28 | 深圳前海微众银行股份有限公司 | 入账处理方法、装置、设备及计算机可读存储介质 |
CN110276601A (zh) * | 2019-06-05 | 2019-09-24 | 上海票据交易所股份有限公司 | 电子商业汇票全生命周期监管系统及方法 |
CN110458538B (zh) * | 2019-07-31 | 2021-09-24 | 创新先进技术有限公司 | 基于区块链的状态机维护方法及装置、电子设备、存储介质 |
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CN110533400A (zh) * | 2019-09-03 | 2019-12-03 | 中国建设银行股份有限公司 | 一种支票存款的方法、装置、设备及存储介质 |
US11144917B1 (en) | 2021-02-26 | 2021-10-12 | Double Check Solutions, Llc | Alert management system with real-time remediation and integration with the exception originating system |
CN113095803B (zh) * | 2021-04-30 | 2024-02-02 | 中国银行股份有限公司 | 一种银行支票的交易方法、装置及设备 |
CN114430428B (zh) * | 2022-04-02 | 2022-07-05 | 中国光大银行股份有限公司 | 客户端接口统一方法、服务系统、存储介质和电子设备 |
US11615420B1 (en) | 2022-07-08 | 2023-03-28 | Double Check Solutions, Inc. | Alert management system with real-time remediation and integration with the overdraft allowance originating system |
US11935063B1 (en) * | 2022-07-08 | 2024-03-19 | Double Check Solutions, Inc. | Fraud alert management system with real-time remediation and integration with the originating system |
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2011
- 2011-12-30 RU RU2011154492/08A patent/RU2011154492A/ru not_active Application Discontinuation
-
2012
- 2012-12-28 MD MDA20140077A patent/MD20140077A2/ro not_active Application Discontinuation
- 2012-12-28 SG SG11201403670WA patent/SG11201403670WA/en unknown
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