NI201400071A - Sistema de pago electrónico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electrónicos. - Google Patents
Sistema de pago electrónico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electrónicos.Info
- Publication number
- NI201400071A NI201400071A NI201400071A NI201400071A NI201400071A NI 201400071 A NI201400071 A NI 201400071A NI 201400071 A NI201400071 A NI 201400071A NI 201400071 A NI201400071 A NI 201400071A NI 201400071 A NI201400071 A NI 201400071A
- Authority
- NI
- Nicaragua
- Prior art keywords
- checks
- electronic
- procedures
- payment system
- pay
- Prior art date
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
- G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Computer Security & Cryptography (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
La invención se refiere al ámbito de las tecnologías de la información, en particular, a sistemas electrónicos y procedimientos de circulación de fondos monetarios, y puede ser usada para resolver problemas de liquidaciones mutuas entre participantes del sistema de pago electrónico en la modalidad de tiempo real. Al hacerlo, el análogo de los fondos monetarios en la invención presentada son cheques bancarios electrónicos al portador que cumplen las regulaciones bancarias y los requisitos de la legislación aplicable. Las unidades de aplicaciones cliente son representadas como agrupadas en módulos por categorías correspondientes al estado del usuario, determinado por la unidad de autorización de las aplicaciones cliente y servidor, proporcionando la posibilidad de prefijar un grupo de parámetros de circulación de cheques para cada categoría. La emisión de cheques está acompañada de la creación de documentos legalmente válidos y el reflejo de las transacciones en el registro de cheques.
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
RU2011154492/08A RU2011154492A (ru) | 2011-12-30 | 2011-12-30 | Система расчетов электронными чеками и способы выпуска, перевода оплаты и верификации электронных чеков |
Publications (1)
Publication Number | Publication Date |
---|---|
NI201400071A true NI201400071A (es) | 2015-12-10 |
Family
ID=48698770
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
NI201400071A NI201400071A (es) | 2011-12-30 | 2014-06-30 | Sistema de pago electrónico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electrónicos. |
Country Status (31)
Country | Link |
---|---|
US (2) | US10134015B2 (es) |
EP (2) | EP2800049A4 (es) |
JP (1) | JP6242809B2 (es) |
KR (1) | KR101858652B1 (es) |
CN (1) | CN104081425B (es) |
AP (1) | AP2014007812A0 (es) |
AU (3) | AU2012363411A1 (es) |
BR (1) | BR112014016093A2 (es) |
CA (2) | CA3023328A1 (es) |
CL (1) | CL2014001761A1 (es) |
CO (1) | CO7101197A2 (es) |
CR (1) | CR20140366A (es) |
CU (1) | CU20140076A7 (es) |
DO (1) | DOP2014000151A (es) |
EA (1) | EA201491295A1 (es) |
GE (1) | GEP201706641B (es) |
GT (1) | GT201400134A (es) |
HK (1) | HK1201968A1 (es) |
IL (1) | IL233436B (es) |
MA (1) | MA35870B1 (es) |
MD (1) | MD20140077A2 (es) |
MX (1) | MX2014007864A (es) |
MY (1) | MY185230A (es) |
NI (1) | NI201400071A (es) |
PE (1) | PE20142135A1 (es) |
PH (1) | PH12014501519A1 (es) |
RU (1) | RU2011154492A (es) |
SG (1) | SG11201403670WA (es) |
TN (1) | TN2014000285A1 (es) |
UA (1) | UA119528C2 (es) |
WO (1) | WO2013100824A2 (es) |
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2011
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