MX351131B - Sistemas y metodos para proporcionar, recargar y finiquitar tarjetas de valor almacenado usadas en aplicaciones de transito. - Google Patents

Sistemas y metodos para proporcionar, recargar y finiquitar tarjetas de valor almacenado usadas en aplicaciones de transito.

Info

Publication number
MX351131B
MX351131B MX2015001257A MX2015001257A MX351131B MX 351131 B MX351131 B MX 351131B MX 2015001257 A MX2015001257 A MX 2015001257A MX 2015001257 A MX2015001257 A MX 2015001257A MX 351131 B MX351131 B MX 351131B
Authority
MX
Mexico
Prior art keywords
account
redemption
transit
determining
systems
Prior art date
Application number
MX2015001257A
Other languages
English (en)
Other versions
MX2015001257A (es
Inventor
C Graves Phillip
Brooks Smith Merrill
M Chakiris Phil
Parlotto Michael
Original Assignee
E2Interactive Inc D/B/A E2Interactive Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by E2Interactive Inc D/B/A E2Interactive Inc filed Critical E2Interactive Inc D/B/A E2Interactive Inc
Publication of MX2015001257A publication Critical patent/MX2015001257A/es
Publication of MX351131B publication Critical patent/MX351131B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G06Q20/0655—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed centrally
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/40—Business processes related to the transportation industry
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Health & Medical Sciences (AREA)
  • Economics (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Primary Health Care (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

La invención se relaciona con sistemas y métodos para llevar a cabo transacciones asociadas con una tarjeta de tránsito. Un método para llevar a cabo transacciones puede ser realizado entre un procesador y un procesador de tránsito. Las etapas pueden incluir recibir una solicitud de finiquito y determinar si existe una solicitud de preautorización o un finiquito; si la solicitud de finiquito es una solicitud de preautorización, determinar si la cuenta está autorizada para un tipo de tránsito particular. Si la cuenta está autorizada, comunicar aprobación al procesador de tránsito. Si la cuenta no está autorizada, comunicar prohibición. Si la solicitud de finiquito es un finiquito: determinar si el valor de la cuenta es suficiente para pagar la cantidad de finiquito; de no ser así, prohibir y si es así, aprobar la transacción y detectar la cantidad y determinar si el valor de cuenta está por debajo de un umbral predeterminado para un tipo de tránsito particular y, en caso de ser así, actualizar el estado de la cuenta en el almacenamiento de datos.
MX2015001257A 2012-08-08 2013-08-06 Sistemas y metodos para proporcionar, recargar y finiquitar tarjetas de valor almacenado usadas en aplicaciones de transito. MX351131B (es)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201261680802P 2012-08-08 2012-08-08
US13/959,379 US11055686B2 (en) 2012-08-08 2013-08-05 S/M for providing, reloading, and redeeming stored value cards used in transit applications
PCT/US2013/053734 WO2014025742A1 (en) 2012-08-08 2013-08-06 Systems and methods for providing, reloading, and redeeming stored value cards used in transit applications

Publications (2)

Publication Number Publication Date
MX2015001257A MX2015001257A (es) 2015-05-08
MX351131B true MX351131B (es) 2017-10-03

Family

ID=50066873

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2015001257A MX351131B (es) 2012-08-08 2013-08-06 Sistemas y metodos para proporcionar, recargar y finiquitar tarjetas de valor almacenado usadas en aplicaciones de transito.

Country Status (14)

Country Link
US (1) US11055686B2 (es)
EP (1) EP2883216A4 (es)
JP (3) JP6407865B2 (es)
KR (3) KR20150079556A (es)
AU (1) AU2013299813B2 (es)
BR (1) BR112015002716B1 (es)
CA (1) CA2880754C (es)
CR (1) CR20150109A (es)
HK (1) HK1204703A1 (es)
MX (1) MX351131B (es)
MY (1) MY191689A (es)
NZ (1) NZ630631A (es)
RU (2) RU2015107553A (es)
WO (1) WO2014025742A1 (es)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
IL234353A (en) * 2013-08-30 2017-12-31 Gt Gettaxi Ltd Transportation Vehicle Reservation System and Method
US10380575B2 (en) * 2014-06-26 2019-08-13 Capital One Services, Llc Systems and methods for transaction pre authentication
SG10201405789YA (en) * 2014-09-16 2016-04-28 Smart Communications Inc System, method and apparatus for updating a stored value card
CN104967722A (zh) * 2015-04-27 2015-10-07 小米科技有限责任公司 一种显示使用记录的方法、装置和系统
US10134210B1 (en) * 2016-05-17 2018-11-20 Amtech Systems, LLC Vehicle tracking system using smart-phone as active transponder
SG11202010270TA (en) 2018-04-20 2020-11-27 Visa Int Service Ass Portable device loading mechanism for account access
CN109285001A (zh) * 2018-08-31 2019-01-29 阿里巴巴集团控股有限公司 可支付交通费用的设备、组合设备、系统及方法
WO2021040904A1 (en) * 2019-08-27 2021-03-04 Mastercard International Incorporated Methods, systems and computer program products for prepayment towards goods or services at point-of-sale terminals

Family Cites Families (246)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6507823B1 (en) 1904-05-29 2003-01-14 Pierre Hercules Nel System and method for on-line purchasing of goods and services
US3288350A (en) 1965-01-29 1966-11-29 Bernard N Kushner Advertisement mail constructions
GB8823301D0 (en) 1988-10-04 1988-11-09 Scantech Promotions Inc Coupon validation terminal
US5128520A (en) 1989-08-11 1992-07-07 Spectra-Physics, Inc. Scanner with coupon validation
US5231569A (en) 1990-06-12 1993-07-27 Sears Payment Systems, Inc. Account transaction system
US5256863A (en) 1991-11-05 1993-10-26 Comark Technologies, Inc. In-store universal control system
US5291598A (en) 1992-04-07 1994-03-01 Gregory Grundy Method and system for decentralized manufacture of copy-controlled software
US5619559A (en) 1992-06-25 1997-04-08 Compuserve Incorporated Financial card authorization system
AU6833294A (en) 1993-05-14 1994-12-12 Gift Certificate Center, Inc., The Gift registry apparatus and method
US6119099A (en) 1997-03-21 2000-09-12 Walker Asset Management Limited Partnership Method and system for processing supplementary product sales at a point-of-sale terminal
US6267670B1 (en) 1997-03-21 2001-07-31 Walker Digital, Llc System and method for performing lottery ticket transactions utilizing point-of-sale terminals
US5416306A (en) 1993-08-16 1995-05-16 Imahata; Takeo Method for comparing and verifying security codes at point of sale
CA2136038A1 (en) 1993-12-28 1995-06-29 Marilyn A. Holda-Fleck System and method to automatically provide an electronic consumer rebate
US5950173A (en) 1996-10-25 1999-09-07 Ipf, Inc. System and method for delivering consumer product related information to consumers within retail environments using internet-based information servers and sales agents
US5850217A (en) 1995-02-16 1998-12-15 Cole; Steven D. Electronic funds transfer authorization system for generating a graphical receipt
US5765143A (en) 1995-02-28 1998-06-09 Triad Systems Corporation Method and system for inventory management
US5602377A (en) 1995-03-01 1997-02-11 Metanetics Corporation Bar code dataform scanning and labeling apparatus and method
US5903633A (en) 1995-03-27 1999-05-11 Smarttalk Teleservices, Inc. Method and apparatus for prepaid phone card activation and billing
US5721832A (en) 1995-05-12 1998-02-24 Regal Greetings & Gifts Inc. Method and apparatus for an interactive computerized catalog system
US5708780A (en) 1995-06-07 1998-01-13 Open Market, Inc. Internet server access control and monitoring systems
US5857175A (en) 1995-08-11 1999-01-05 Micro Enhancement International System and method for offering targeted discounts to customers
US5796832A (en) 1995-11-13 1998-08-18 Transaction Technology, Inc. Wireless transaction and information system
US5671279A (en) 1995-11-13 1997-09-23 Netscape Communications Corporation Electronic commerce using a secure courier system
US5907142A (en) 1995-12-12 1999-05-25 Kelsey; Craig E. Fraud resistant personally activated transaction card
US5804803A (en) 1996-04-02 1998-09-08 International Business Machines Corporation Mechanism for retrieving information using data encoded on an object
US6125352A (en) 1996-06-28 2000-09-26 Microsoft Corporation System and method for conducting commerce over a distributed network
US8156026B2 (en) 2000-05-12 2012-04-10 Nintendo of America Ltd. Method and apparatus for enabling purchasers of products to obtain return information and to initiate product returns via an on-line network connection
DE19641092A1 (de) 1996-10-04 1998-04-09 Martin Dr Finsterwald Verfahren zum Aufbau einer Kundendaten beinhaltenden Datenbank
US6192407B1 (en) 1996-10-24 2001-02-20 Tumbleweed Communications Corp. Private, trackable URLs for directed document delivery
US6134533A (en) 1996-11-25 2000-10-17 Shell; Allyn M. Multi-level marketing computer network server
US5923016A (en) 1996-12-03 1999-07-13 Carlson Companies, Inc. In-store points redemption system & method
US6014641A (en) 1996-12-11 2000-01-11 Walker Asset Management Limited Partnership Method and apparatus for providing open-ended subscriptions to commodity items normally available only through term-based subscriptions
US5740915A (en) 1997-02-10 1998-04-21 Creative South, Inc. Package for a planar element
US5897625A (en) 1997-05-30 1999-04-27 Capital Security Systems, Inc. Automated document cashing system
JP3656149B2 (ja) 1997-06-30 2005-06-08 松下電器産業株式会社 電子式キャッシュレジスタ
US6304860B1 (en) 1997-10-03 2001-10-16 Joseph B. Martin, Jr. Automated debt payment system and method using ATM network
US6014635A (en) 1997-12-08 2000-01-11 Shc Direct, Inc. System and method for providing a discount credit transaction network
KR20010034333A (ko) * 1998-01-23 2001-04-25 와다 아끼히로 과금처리장치, 과금처리시스템, 및 과금처리용 카드
US6029139A (en) 1998-01-28 2000-02-22 Ncr Corporation Method and apparatus for optimizing promotional sale of products based upon historical data
US6154738A (en) 1998-03-27 2000-11-28 Call; Charles Gainor Methods and apparatus for disseminating product information via the internet using universal product codes
US6422462B1 (en) 1998-03-30 2002-07-23 Morris E. Cohen Apparatus and methods for improved credit cards and credit card transactions
JP4180694B2 (ja) * 1998-06-16 2008-11-12 株式会社東芝 自動改札装置
US6005476A (en) 1998-07-24 1999-12-21 Valiulis; Carl Electronic identification, control, and security system for consumer electronics and the like
US6315193B1 (en) 1998-08-31 2001-11-13 Mastercard International Incorporated Financial transaction card with installment loan feature
US6222914B1 (en) 1998-09-02 2001-04-24 Mcmullin John L. System and method for administration of an incentive award system having a delayed award payment using a credit instrument
US6360254B1 (en) 1998-09-15 2002-03-19 Amazon.Com Holdings, Inc. System and method for providing secure URL-based access to private resources
US6999569B2 (en) 1998-10-28 2006-02-14 Mastercard International Incorporated System and method for using a prepaid card
US6473500B1 (en) 1998-10-28 2002-10-29 Mastercard International Incorporated System and method for using a prepaid card
US6418414B1 (en) 1998-12-21 2002-07-09 Ncr Corporation Method and apparatus for entering an item name into a self-service checkout terminal
US7209889B1 (en) 1998-12-24 2007-04-24 Henry Whitfield Secure system for the issuance, acquisition, and redemption of certificates in a transaction network
US6085242A (en) 1999-01-05 2000-07-04 Chandra; Rohit Method for managing a repository of user information using a personalized uniform locator
US6424706B1 (en) 1999-03-31 2002-07-23 Imagine Networks, Llc Method and system for transferring telecommunication-time units among accounts and exchanging same for goods or services
CA2367452A1 (en) 1999-04-27 2000-11-02 I3E Holdings, Llc Remote ordering system
US6609106B1 (en) 1999-05-07 2003-08-19 Steven C. Robertson System and method for providing electronic multi-merchant gift registry services over a distributed network
US6648222B2 (en) 1999-06-02 2003-11-18 Mcdonald Ian Internet-based zero intrinsic value smart card with value data accessed in real time from remote database
US7013292B1 (en) 1999-06-10 2006-03-14 Felicite.Com Inc. Method and system for universal gift registry
US6675153B1 (en) 1999-07-06 2004-01-06 Zix Corporation Transaction authorization system
US6886742B2 (en) 1999-08-09 2005-05-03 First Data Corporation Systems and methods for deploying a point-of sale device
US7630926B2 (en) 1999-08-19 2009-12-08 E2Interactive, Inc. Inserting value into customer account at point of sale using a customer account identifier
US6965866B2 (en) 2000-05-01 2005-11-15 Elliot Klein Product warranty registration system and method
WO2001024085A2 (en) 1999-09-29 2001-04-05 Walker Digital, Llc Systems and methods to provide a product to a customer before a final transaction term value is established
US20090164329A1 (en) 1999-11-05 2009-06-25 American Express Travel Related Services Company, Inc. Systems for Processing a Payment Authorization Request Utilizing a Network of Point of Sale Devices
US8037193B2 (en) 1999-12-24 2011-10-11 Telstra Corporation Limited Virtual token
FI20000194A0 (fi) 2000-01-31 2000-01-31 Jarkko Valtanen Menetelmä kaupankäynnissä
US20050021458A1 (en) 2000-02-03 2005-01-27 Rick Rowe Account-enabled on-line devices
FR2804810B1 (fr) 2000-02-09 2003-09-12 France Telecom Activation de service par carte pre-payee virtuelle
US6612487B2 (en) 2000-02-14 2003-09-02 Mas Inco Corporation Method and system for account activation
US20010034609A1 (en) 2000-02-29 2001-10-25 Dovolis Gregg J. System and method for managing personal and business assets
WO2001071683A2 (en) 2000-03-21 2001-09-27 Walker Digital, Llc Method and apparatus for selecting a supplemental product to offer for sale during a transaction
US20080052169A1 (en) 2000-03-29 2008-02-28 O'shea Deirdre Method and apparatus for providing a coupon offer having a variable value
AU2001251155A1 (en) 2000-03-31 2001-10-15 Softcoin, Inc. Facilitating transactions between merchant, associate, and user
US6852031B1 (en) 2000-11-22 2005-02-08 Igt EZ pay smart card and tickets system
US7216092B1 (en) 2000-04-14 2007-05-08 Deluxe Corporation Intelligent personalization system and method
WO2001082243A2 (en) 2000-04-20 2001-11-01 Innovative Payment Systems, Llc Method and system for ubiquitous enablement of electronic currency
CA2337672A1 (en) 2000-04-26 2001-10-26 International Business Machines Corporation Payment for network-based commercial transactions using a mobile phone
US6915277B1 (en) 2000-05-10 2005-07-05 General Electric Capital Corporation Method for dual credit card system
US20020010627A1 (en) 2000-05-17 2002-01-24 Gilles Lerat System and method for creation, distribution, exchange, redemption and tracking of digitally signed electronic coupons
US6829596B1 (en) 2000-05-23 2004-12-07 Steve Frazee Account/asset activation device and method
US20020016749A1 (en) 2000-05-26 2002-02-07 Borecki Dennis C. Methods and systems for network based electronic purchasing system
EP1164777A3 (en) 2000-06-06 2003-10-08 Nortel Networks Limited System and method for refreshing pre-paid accounts for wireless services
JP2002007934A (ja) 2000-06-26 2002-01-11 Fujitsu Ltd 電子商取引システムおよび電子商取引方法
US7933589B1 (en) 2000-07-13 2011-04-26 Aeritas, Llc Method and system for facilitation of wireless e-commerce transactions
JP2002032859A (ja) 2000-07-18 2002-01-31 Sony Corp ポイントカード、ポイントカード処理装置及びポイントカードシステム
JP2002189963A (ja) 2000-08-01 2002-07-05 Hitachi Maxell Ltd 電子クーポン提供方法
US6834796B2 (en) 2000-08-31 2004-12-28 Level Z, L.L.C. Anonymous redemption and stored value system and method
US6536659B1 (en) 2000-11-15 2003-03-25 Returns Online, Inc. Facilitating returns of merchandise purchased from other sources
US7318049B2 (en) 2000-11-17 2008-01-08 Gregory Fx Iannacci System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling
JP2002157491A (ja) 2000-11-20 2002-05-31 Toyota Motor Corp 特典サービスシステム、それに用いられる記録媒体及び特典サービス方法
US20020065713A1 (en) 2000-11-29 2002-05-30 Awada Faisal M. Coupon delivery via mobile phone based on location
US20020088855A1 (en) 2001-01-05 2002-07-11 Hodes Mark B. Point of sale activation for software and metered accounts
US20020091573A1 (en) 2001-01-05 2002-07-11 Hodes Mark B. Method and apparatus for point of sale activated delivery of products or services
US7108183B1 (en) 2001-02-12 2006-09-19 Cox Jr David W Verification system for the purchase of a retail item and method of using same
JP2002269350A (ja) 2001-03-14 2002-09-20 Hitachi Ltd 取引決済方法、取引決済システム並びにそれに用いる携帯通信端末及び加盟店用決済端末
US20030004802A1 (en) 2001-03-19 2003-01-02 Jeff Callegari Methods for providing a virtual coupon
US7308423B1 (en) 2001-03-19 2007-12-11 Franklin Goodhue Woodward Technique for handling sales of regulated items implemented over a data network
US20020138573A1 (en) 2001-03-21 2002-09-26 Dotan Saguy System for multiple signers on an electronic card and gift
US20060053056A1 (en) 2001-03-29 2006-03-09 American Express Marketing & Development Corporati Card member discount system and method
US20060277146A1 (en) 2001-03-31 2006-12-07 First Data Corporation Electronic identifier payment systems and methods
US20020153410A1 (en) 2001-04-19 2002-10-24 Wayne Santini Prepaid cellular phone easy activation model
JP2005512163A (ja) * 2001-04-23 2005-04-28 マスターカード インターナシヨナル インコーポレーテツド プリペイドカードを使用するシステム及び方法
US7174302B2 (en) 2001-06-11 2007-02-06 Evolution Benefits, Inc. System and method for processing flexible spending account transactions
US20030009382A1 (en) 2001-06-12 2003-01-09 D'arbeloff Matthew A. Customer identification, loyalty and merchant payment gateway
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US7464059B1 (en) 2001-09-21 2008-12-09 Yt Acquisition Corporation System and method for purchase benefits at a point of sale
US7996318B2 (en) 2001-10-09 2011-08-09 Robert Victor Marcon Multi-function electronic transaction card
US8606654B2 (en) 2001-11-09 2013-12-10 Ams, Inc. Methods for product registering in a registry including use of stored value cards
US20030105688A1 (en) 2001-12-05 2003-06-05 Brown Owen H. Secure digital escrow account transactions system and method
US6726092B2 (en) 2001-12-28 2004-04-27 Interdigital Technology Corporation Portable device service payments by multiple means
JP2003208541A (ja) 2002-01-15 2003-07-25 Kiyotaka Okami 広告情報配信システム、広告情報配信方法及び広告情報受信再生装置
US20030149573A1 (en) 2002-02-04 2003-08-07 Lynton Todd M. Product registration system
US8033375B2 (en) 2002-02-15 2011-10-11 Coinstar, Inc. Methods and systems for exchanging and/or transferring various forms of value
NO315727B1 (no) 2002-02-22 2003-10-13 Handcash As Betalingskort og tilhörende fremgangsmåte
KR20020027427A (ko) 2002-03-05 2002-04-13 이복수 하이브리드 카드를 이용한 비용의 결제 시스템
US6993510B2 (en) 2002-03-05 2006-01-31 First Data Corporation System and method for managing accounts
WO2004001542A2 (en) 2002-06-24 2003-12-31 General Dynamics C4 Systems, Inc. Systems and methods for providing media content
US7083081B2 (en) 2002-10-08 2006-08-01 First Data Corporation Electronic card and ticket and methods for their use
US7571140B2 (en) 2002-12-16 2009-08-04 First Data Corporation Payment management
US20050182695A1 (en) 2002-12-17 2005-08-18 Allen Lubow Retail marketing method
WO2004066179A1 (ja) 2003-01-23 2004-08-05 Aruze Corp. ポイント管理方法、及びポイント管理システム
US20040193490A1 (en) 2003-02-21 2004-09-30 Pro Marketing Systems, Inc. A Nevada Corporation Games involving scratch-off cards to promote business
ATE323921T1 (de) 2003-02-21 2006-05-15 Verfahren und system zur sperrung/entsperrung von einem an eine sim-karte gebundenen geldkonto
US7158798B2 (en) 2003-02-28 2007-01-02 Lucent Technologies Inc. Location-based ad-hoc game services
WO2004088474A2 (en) 2003-03-28 2004-10-14 Aslanian John R Jr Electronic cards systems and methods
US7370012B2 (en) 2003-04-09 2008-05-06 Gtech Rhode Island Corporation Electronic payment system
US20040153344A1 (en) 2003-04-15 2004-08-05 Tuan Bui System and method for creating and updating a mobile patient care plan in real-time
US20040225560A1 (en) 2003-05-06 2004-11-11 International Business Machines Corporation Method and system for including advertisements in output tasks
WO2004102353A2 (en) 2003-05-12 2004-11-25 Gtech Rhode Island Corporation Method and system for authentication
US20050027624A1 (en) 2003-07-28 2005-02-03 Yigang Cai Supplementary prepaid account for postpaid service subscribers
US7343564B2 (en) 2003-08-11 2008-03-11 Core Mobility, Inc. Systems and methods for displaying location-based maps on communication devices
US7086586B1 (en) 2003-08-13 2006-08-08 Bank One, Delaware, National Association System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance
WO2005021284A1 (en) 2003-08-27 2005-03-10 Whitaker Michael L New and improved transactional card system and encoding method
US8489452B1 (en) 2003-09-10 2013-07-16 Target Brands, Inc. Systems and methods for providing a user incentive program using smart card technology
US20060004631A1 (en) 2003-09-11 2006-01-05 Roberts Gregory B Method and system for generating real-time directions associated with product promotions
US20070021969A1 (en) 2005-03-23 2007-01-25 Homeier-Beals Thomas E Mobile electronic transaction system, device and method therefor
WO2005048145A1 (en) 2003-10-13 2005-05-26 Starbucks Corporation D/B/A Starbucks Coffee Company Dual card
US7641113B1 (en) 2003-10-17 2010-01-05 Nexxo Financial, Inc. Systems and methods for generating revenue from banking transactions using a stored-value card
US20050108121A1 (en) 2003-11-14 2005-05-19 First Data Corporation Open loop stored value system
US7922083B2 (en) 2003-11-19 2011-04-12 Harrison Sarah E Payment programs for healthcare plans
US7590557B2 (en) 2003-11-19 2009-09-15 American Express Travel Related Services Company, Inc. Healthcare card incentive program for multiple users
WO2005052872A1 (en) * 2003-11-21 2005-06-09 Facil, Llc Financial transaction system and method
US20050125300A1 (en) 2003-12-04 2005-06-09 Mcgill John G. Method for adding cash value to pre-paid cards
CA2559166A1 (en) 2004-03-11 2005-09-22 Atrana Solutions, Inc. System for processing stored value instrument
US7243839B2 (en) 2004-03-12 2007-07-17 American Express Travel Related Services Company, Inc. Systems, methods, and devices for selling transaction instruments
US20060010007A1 (en) 2004-07-09 2006-01-12 Denman John F Process for using smart card technology in patient prescriptions, medical/dental/DME services processing and healthcare management
US7707110B2 (en) 2004-05-04 2010-04-27 First Data Corporation System and method for conducting transactions with different forms of payment
WO2005111920A1 (en) 2004-05-18 2005-11-24 Silverbrook Research Pty Ltd Authentication of an object using a signature encoded in a number of data portions
US20060035631A1 (en) 2004-08-13 2006-02-16 Christopher White Wireless device service activation from the wireless device
US20060041470A1 (en) 2004-08-18 2006-02-23 Blah! Sociedad Anonima De Servicos E Comercio Message generation for mobile communication devices
US20100205063A1 (en) 2004-08-30 2010-08-12 Randy Mersky Electronic payment transaction system
US20060062734A1 (en) 2004-09-20 2006-03-23 Melker Richard J Methods and systems for preventing diversion of prescription drugs
US7641109B2 (en) 2005-05-18 2010-01-05 The Western Union Company Money transfer cards, systems and methods
US7866548B2 (en) 2004-12-01 2011-01-11 Metavante Corporation Account control method and system that allows only eligible and authorized items to be purchased using the account
US7513422B1 (en) 2004-12-13 2009-04-07 Stonehouse Marketing Services, Inc. Transaction card with extended magnetic strip
US7080776B2 (en) 2004-12-20 2006-07-25 First Data Corporation Transaction card assemblies and methods
US7757944B2 (en) 2004-12-30 2010-07-20 Life Technologies Corporation System and method for offering and managing online purchasing card transactions
US20060212345A1 (en) 2005-03-16 2006-09-21 Resolution Health, Inc. Method, system, apparatus and computer readable medium for preparing insurance claims for retail activities
US20060217996A1 (en) 2005-03-23 2006-09-28 E2Interactive, Inc. D/B/A E2Interactive, Inc. Point-of-sale activation of media device account
US20060253320A1 (en) 2005-05-06 2006-11-09 First Data Corporation Loyalty systems and methods
US7325726B2 (en) 2005-05-11 2008-02-05 First Data Corporation System and method for detecting fraudulent use of stored value instruments
EP1880361A4 (en) 2005-05-11 2010-05-05 First Data Corp FRAUD-PROOF DISPLAY INSTRUMENTS, SYSTEMS AND METHODS
EP1913545A4 (en) * 2005-05-16 2010-07-28 Mastercard International Inc METHOD AND SYSTEM FOR USING CONTACTLESS PAY CARDS IN A TRANSIT SYSTEM
US20150278845A1 (en) 2005-06-06 2015-10-01 Jp Morgan Chase Bank System and method for presenting loyalty offers at a point-of-sale
US7970626B2 (en) 2005-07-08 2011-06-28 Oltine Acquistitions NY LLC Facilitating payments to health care providers
US7434729B2 (en) 2005-07-08 2008-10-14 American Express Travel Related Services Company, Inc. Healthcare card closed loop network
US7631803B2 (en) 2005-07-19 2009-12-15 Plastyc, Inc. System and method for child card payment
US8150416B2 (en) 2005-08-08 2012-04-03 Jambo Networks, Inc. System and method for providing communication services to mobile device users incorporating proximity determination
US20070038577A1 (en) 2005-08-15 2007-02-15 Werner Gerald C Method of purchasing digitally encoded music, audiobooks, and video by one party for subsequent delivery to a third party
US20070043677A1 (en) 2005-08-17 2007-02-22 Idt Corporation Point of sale product authorization
US8166068B2 (en) 2005-09-02 2012-04-24 Qwest Location based authorization of financial card transactions systems and methods
US7567795B1 (en) 2005-10-31 2009-07-28 At&T Mobility Ii Llc Systems and methods for restricting the use of stolen devices on a wireless network
US20070162338A1 (en) 2005-11-17 2007-07-12 Lawe Tabbatha C US savings bond gift system and method to redeem a gift card for a US savings bond through internet redemption
US8636203B1 (en) 2005-12-06 2014-01-28 Visa U.S.A. Inc. Partial authorization of a financial transaction
US20070125838A1 (en) 2005-12-06 2007-06-07 Law Eric C W Electronic wallet management
US20070156436A1 (en) 2005-12-31 2007-07-05 Michelle Fisher Method And Apparatus For Completing A Transaction Using A Wireless Mobile Communication Channel And Another Communication Channel
US8352323B2 (en) 2007-11-30 2013-01-08 Blaze Mobile, Inc. Conducting an online payment transaction using an NFC enabled mobile communication device
US8577735B2 (en) 2008-05-12 2013-11-05 Wilopen Products, Lc Interactive gifting system and method with physical and electronic delivery
US20070192182A1 (en) 2006-02-10 2007-08-16 Tovin Monaco Method of delivering coupons using customer data
US20070214080A1 (en) 2006-02-28 2007-09-13 Rene Pierre Babi Intermediary payment system and method
US7753262B2 (en) 2006-04-28 2010-07-13 Blackhawk Network, Inc. Transaction card package assembly having enhanced security
US20070265872A1 (en) * 2006-05-10 2007-11-15 Rent-A-Toll, Ltd. Paying tolls utilizing a financial service provider and paying a subscription or license fee
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
WO2008013945A2 (en) 2006-07-27 2008-01-31 Leverage, Inc. System and method for targeted marketing and consumer resource management
US8752044B2 (en) 2006-07-27 2014-06-10 Qualcomm Incorporated User experience and dependency management in a mobile device
US20080319868A1 (en) 2007-06-22 2008-12-25 American Express Incentive Services L.L.C. Client customized card for use with selected merchants
EP2074569A2 (fr) 2006-09-15 2009-07-01 ROSSI, Jean-Yves Procédé et systèmes de paiement
US8523069B2 (en) 2006-09-28 2013-09-03 Visa U.S.A. Inc. Mobile transit fare payment
US7802719B2 (en) 2006-09-29 2010-09-28 Sony Ericsson Mobile Communications Ab System and method for presenting multiple transaction options in a portable device
EP2092474A4 (en) 2006-10-17 2011-09-28 Yt Acquisition Corp METHOD FOR DISTRIBUTING INFORMATION ON MOBILE DEVICES AND ENABLING ITS USE AT A TRANSACTION POINT
AU2007308944A1 (en) 2006-10-24 2008-05-02 Mastercard International, Inc. Method and apparatus for reward messaging, discounting and redemption at the point of interaction
US7740170B2 (en) 2006-11-13 2010-06-22 Blackhawk Network, Inc. System for packaging, processing, activating, and deactivating multiple individual transaction cards as a singular unit
US8700457B2 (en) 2007-01-03 2014-04-15 William H. Bollman Mobile phone based rebate device for redemption at a point of sale terminal
US20100010906A1 (en) 2007-01-23 2010-01-14 William Grecia Point of sale payment method for multiple recipients using a digital payment service
US10055735B2 (en) * 2007-01-30 2018-08-21 Visa U.S.A., Inc. Delayed transit fare assessment
US20080186174A1 (en) 2007-02-02 2008-08-07 Sensormatic Electronics Corporation Item level inventory with a radio frequency identification (RFID) system
JP5156254B2 (ja) * 2007-04-17 2013-03-06 楽天株式会社 情報処理装置、情報処理方法、及び情報処理プログラム
US20100106582A1 (en) 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for determining and affecting a change in consumer behavior
US20090037326A1 (en) 2007-07-30 2009-02-05 Sriram Chitti Virtual Card Selector for a Portable Electronic Device
US9875495B2 (en) 2007-09-04 2018-01-23 Apple Inc. Method and apparatus for purchasing digital playlists
US20090076896A1 (en) 2007-09-13 2009-03-19 Dewitt Jay Allen Merchant supplied offer to a consumer within a predetermined distance
WO2009038774A1 (en) 2007-09-20 2009-03-26 Corporate Business Systems, Inc. Stored-value card management method and system
US8762211B2 (en) 2007-10-03 2014-06-24 Mastercard International Incorporated System for personalized payments via mobile devices
US20090112709A1 (en) 2007-10-29 2009-04-30 Barhydt William J Mobile Value Transfer System
US7970350B2 (en) 2007-10-31 2011-06-28 Motorola Mobility, Inc. Devices and methods for content sharing
US20090157487A1 (en) 2007-12-18 2009-06-18 Cottrell Christine B System and Method for Collection, Validation and Communication of Competitive Pricing Data
US8117129B2 (en) 2007-12-21 2012-02-14 American Express Travel Related Services Company, Inc. Systems, methods and computer program products for performing mass transit merchant transactions
US8271878B2 (en) 2007-12-28 2012-09-18 Amazon Technologies, Inc. Behavior-based selection of items to present on affiliate sites
WO2009086443A1 (en) 2007-12-28 2009-07-09 Mastercard International, Inc. Special occasion reminder and gift giving system
US9390440B2 (en) 2008-01-17 2016-07-12 Apple Inc. Activation of digital products on mobile electronic devices
WO2009094547A1 (en) 2008-01-24 2009-07-30 Visa U.S.A. Inc. System and method for conducting transactions with a financial presentation device linked to multiple accounts
US7953654B2 (en) 2008-01-29 2011-05-31 Transaction Wireless, Inc. Integration of gift card services for mobile devices and social networking services
US8285643B2 (en) 2008-06-12 2012-10-09 Monncello Enterprises, LLC System and method for processing gift cards
US20090281941A1 (en) 2008-05-06 2009-11-12 Worth Julian Otto System and Method for Managing the Generation, Collection and Distribution of Contributions from the Use of Payment Cards
US20090287558A1 (en) 2008-05-16 2009-11-19 Microsoft Corporation Electronic Coupon Tracking
EP2128809A1 (en) 2008-05-30 2009-12-02 Luc Stals Server device for controlling a transaction, first entity and second entity
WO2009146415A1 (en) 2008-05-30 2009-12-03 Total System Services, Inc. System and method for processing transactions without providing account information to a payee
JP2010003271A (ja) * 2008-06-23 2010-01-07 Fujitsu Ltd 改札装置および改札方法
US8620299B2 (en) 2008-08-12 2013-12-31 Mastercard International Incorporated Methods, systems and computer readable media for electronically delivering a prepaid card to a mobile device
US20100057580A1 (en) 2008-08-28 2010-03-04 Radha Raghunathan Unified payment card
US20100082490A1 (en) 2008-09-30 2010-04-01 Apple Inc. Systems and methods for secure wireless transactions
EP2350943A4 (en) 2008-10-06 2012-08-29 Vivotech Inc SYSTEMS, METHODS, AND COMPUTER-READABLE MEDIA FOR PAYMENT-FREE AND PAYMENT-FREE TRANSFER OF VIRTUAL CARDS BETWEEN MOBILE DEVICES
US9292852B2 (en) 2008-11-08 2016-03-22 FonWallet Transactions Solutions, Inc. System and method for applying stored value to a financial transaction
KR20100057167A (ko) * 2008-11-21 2010-05-31 한국정보통신주식회사 충전/사용 카드의 다중 사용카드 운영 방법 및 시스템과 이를 위한 기록매체
EP2189932B1 (en) 2008-11-24 2020-07-15 BlackBerry Limited Electronic payment system using mobile wireless communications device and associated methods
US8265950B2 (en) 2008-12-18 2012-09-11 Medimpact Healthcare Systems, Inc. System for pre-processing drug benefit claims according to processed drug lists
US8181867B1 (en) 2009-01-06 2012-05-22 Sprint Communications Company L.P. Transit card credit authorization
US8831976B2 (en) 2009-01-22 2014-09-09 Maritz Holdings Inc. System and method for transacting purchases with a cash vendor using points and a virtual credit card
US20100185461A1 (en) 2009-01-22 2010-07-22 Broeska H Douglas Method for controlling the purchase of health care products and services
US20100293536A1 (en) 2009-05-12 2010-11-18 Microsoft Corporation Enhanced product functionality based on user identification
US20100299194A1 (en) 2009-05-22 2010-11-25 Snyder Glenn A Systems and methods for implementing and managing gift cards
AU2010271242B2 (en) * 2009-07-09 2015-01-22 Cubic Corporation Transit account management with mobile device messaging
AU2010333742A1 (en) 2009-12-21 2012-07-05 Blackhawk Network, Inc. System for packaging, processing, and activating a bundled greeting and gift card
US20110166992A1 (en) 2010-01-06 2011-07-07 Firethorn Holdings, Llc System and method for creating and managing a stored value account associated with a client unique identifier
US8717316B2 (en) 2010-02-02 2014-05-06 Activelight, Inc. Interactive media display
US20110246284A1 (en) 2010-04-01 2011-10-06 Gary Chaikin Systems and Methods for Adding Functionality to Merchant Sales and Facilitating Data Collection.
WO2012027694A2 (en) 2010-08-27 2012-03-01 Visa International Service Association Account number based bill payment platform apparatuses, methods and systems
US9483786B2 (en) 2011-10-13 2016-11-01 Gift Card Impressions, LLC Gift card ordering system and method
JP5718626B2 (ja) * 2010-12-10 2015-05-13 セイコーソリューションズ株式会社 小型端末
CN102609839A (zh) 2011-01-25 2012-07-25 张龙其 一种支持非接触智能卡的支付系统及其方法
US20120209688A1 (en) 2011-02-15 2012-08-16 Michelle Lamothe Systems and methods for multi-platform transaction card access and management
US9047600B2 (en) 2011-07-18 2015-06-02 Andrew H B Zhou Mobile and wearable device payments via free cross-platform messaging service, free voice over internet protocol communication, free over-the-top content communication, and universal digital mobile and wearable device currency faces
US10127564B2 (en) 2011-09-15 2018-11-13 Stephan HEATH System and method for using impressions tracking and analysis, location information, 2D and 3D mapping, mobile mapping, social media, and user behavior and information for generating mobile and internet posted promotions or offers for, and/or sales of, products and/or services
US8401904B1 (en) 2011-11-13 2013-03-19 Google Inc. Real-time payment authorization
US20130179177A1 (en) 2012-01-05 2013-07-11 Surescripts Method and Apparatus for Quality Control of Electronic Interactions Between Pharmacies and Prescribers
US10318974B2 (en) 2012-07-10 2019-06-11 International Business Machines Corporation Tracking, managing, suggesting and confirming receipt of gifts
US20170076293A1 (en) 2015-09-16 2017-03-16 Linq3 Technologies Llc Creating, verification, and integration of a digital identification on a mobile device
AU2013312784A1 (en) 2012-09-04 2015-03-19 Linq3 Technologies Llc Systems and methods for integrated game play through the use of barcodes on smart phones and hand held devices

Also Published As

Publication number Publication date
MY191689A (en) 2022-07-07
CR20150109A (es) 2015-05-13
EP2883216A1 (en) 2015-06-17
CA2880754C (en) 2020-07-21
RU2744698C2 (ru) 2021-03-15
BR112015002716A2 (pt) 2020-04-22
BR112015002716B1 (pt) 2024-04-30
KR20190017958A (ko) 2019-02-20
KR20150079556A (ko) 2015-07-08
EP2883216A4 (en) 2016-03-30
CN104520884A (zh) 2015-04-15
US20140046737A1 (en) 2014-02-13
MX2015001257A (es) 2015-05-08
JP2020074138A (ja) 2020-05-14
US11055686B2 (en) 2021-07-06
RU2017120496A3 (es) 2020-07-14
NZ630631A (en) 2015-08-28
JP2015527665A (ja) 2015-09-17
HK1204703A1 (en) 2015-11-27
KR20170109596A (ko) 2017-09-29
WO2014025742A1 (en) 2014-02-13
AU2013299813B2 (en) 2016-03-10
JP6407865B2 (ja) 2018-10-17
AU2013299813A1 (en) 2015-02-05
RU2015107553A (ru) 2016-09-27
RU2017120496A (ru) 2018-11-14
JP6689782B2 (ja) 2020-04-28
JP2017162491A (ja) 2017-09-14
CA2880754A1 (en) 2014-02-13

Similar Documents

Publication Publication Date Title
MX351131B (es) Sistemas y metodos para proporcionar, recargar y finiquitar tarjetas de valor almacenado usadas en aplicaciones de transito.
BR112019002638A2 (pt) método para um sistema de geração de código de segurança de cartão pré-pago, de débito e de crédito
BR112013005236A2 (pt) método e sistema para realizar pagamentos eletrônicos com cartão de crédito.
WO2011120003A3 (en) System and method for enhancing and authenticating an insurance eligibility transaction
WO2014028769A3 (en) Image processing for credit validation
WO2012151590A3 (en) Systems and methods for enabling mobile payments
WO2011097638A3 (en) Fraud reduction system for transactions
TN2015000352A1 (en) Systems, apparatus and methods for mobile companion prepaid card
WO2011140265A3 (en) System and method for identifying a point of compromise in a payment transaction processing system
WO2010135154A3 (en) Device including encrypted data for expiration date and verification value creation
WO2008067160A3 (en) Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value
WO2011127177A3 (en) System and method for securely validating transactions
WO2011119743A3 (en) Electronic account-to-account funds transfer
WO2011068624A3 (en) System and method for approving transactions
GB2499530A (en) Method and system for secure online payments
MX2018012407A (es) Sistemas y metodos para reducir el riesgo de fraude para una cuenta de transaccion principal.
WO2012121983A3 (en) Systems and methods for adaptive identification of sources of fraud
GB2505382A (en) A system for payment via electronic wallet
WO2008157184A3 (en) Payment system and method using ic identification card
GB2505601A (en) Credential authentication methods and systems
GB2490466A (en) Transferring funds using mobile devices
MX2008014012A (es) Metodos y sistemas para gestion de cuentas de tarjeta de transaccion activadas para uso con categorias de proveedores y/o de bienes o servicios particulares.
MX363898B (es) Sistemas y metodos para procesar pagos electronicos utilizando un directorio de pago global.
WO2010002578A3 (en) Consumer spending threshold evaluation
IN2015KN00479A (es)

Legal Events

Date Code Title Description
FG Grant or registration