GB2505382A - A system for payment via electronic wallet - Google Patents
A system for payment via electronic wallet Download PDFInfo
- Publication number
- GB2505382A GB2505382A GB1322282.3A GB201322282A GB2505382A GB 2505382 A GB2505382 A GB 2505382A GB 201322282 A GB201322282 A GB 201322282A GB 2505382 A GB2505382 A GB 2505382A
- Authority
- GB
- United Kingdom
- Prior art keywords
- wallet
- transaction
- electronic wallet
- via electronic
- payment via
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
- G06Q20/0655—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed centrally
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/384—Payment protocols; Details thereof using social networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
A method includes receiving a request to process, against an electronic wallet, a portion of a transaction, an electronic wallet optionally comprising a sub-wallet, the transaction processed against the wallet and/or sub-wallet. The method further includes identifying one or more electronic value tokens in the e-wallet and/or sub-wallet that, when used together, will cover the portion of the transaction. The method further includes applying the electronic value tokens to the portion of the transaction.
Applications Claiming Priority (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201161491813P | 2011-05-31 | 2011-05-31 | |
US201161491791P | 2011-05-31 | 2011-05-31 | |
US201161496404P | 2011-06-13 | 2011-06-13 | |
US201161496397P | 2011-06-13 | 2011-06-13 | |
PCT/US2012/039981 WO2012166790A1 (en) | 2011-05-31 | 2012-05-30 | A system for payment via electronic wallet |
Publications (2)
Publication Number | Publication Date |
---|---|
GB201322282D0 GB201322282D0 (en) | 2014-01-29 |
GB2505382A true GB2505382A (en) | 2014-02-26 |
Family
ID=47259821
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
GB1322282.3A Withdrawn GB2505382A (en) | 2011-05-31 | 2012-05-30 | A system for payment via electronic wallet |
Country Status (9)
Country | Link |
---|---|
JP (4) | JP2014519657A (en) |
KR (4) | KR20190041539A (en) |
CN (2) | CN103718200A (en) |
AU (9) | AU2012262317A1 (en) |
CA (2) | CA3161647A1 (en) |
GB (1) | GB2505382A (en) |
IN (1) | IN2013DN11079A (en) |
MX (1) | MX2013013903A (en) |
WO (1) | WO2012166790A1 (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
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US10977639B2 (en) | 2016-01-25 | 2021-04-13 | Freelancer Technology Pty Limited | Adaptive gateway switching system |
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2012
- 2012-05-30 KR KR1020197010368A patent/KR20190041539A/en active Application Filing
- 2012-05-30 JP JP2014513661A patent/JP2014519657A/en active Pending
- 2012-05-30 CA CA3161647A patent/CA3161647A1/en active Pending
- 2012-05-30 CA CA2837208A patent/CA2837208C/en active Active
- 2012-05-30 GB GB1322282.3A patent/GB2505382A/en not_active Withdrawn
- 2012-05-30 AU AU2012262317A patent/AU2012262317A1/en not_active Abandoned
- 2012-05-30 MX MX2013013903A patent/MX2013013903A/en unknown
- 2012-05-30 WO PCT/US2012/039981 patent/WO2012166790A1/en active Application Filing
- 2012-05-30 IN IN11079DEN2013 patent/IN2013DN11079A/en unknown
- 2012-05-30 CN CN201280038073.9A patent/CN103718200A/en active Pending
- 2012-05-30 CN CN201710101172.1A patent/CN106803176A/en active Pending
- 2012-05-30 KR KR1020137034238A patent/KR20140038473A/en active Search and Examination
- 2012-05-30 KR KR1020227033845A patent/KR20220137795A/en not_active IP Right Cessation
- 2012-05-30 KR KR1020207034550A patent/KR20200138828A/en active Application Filing
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2017
- 2017-08-02 AU AU2017210537A patent/AU2017210537A1/en not_active Abandoned
- 2017-08-22 AU AU2017218967A patent/AU2017218967A1/en not_active Abandoned
- 2017-12-28 JP JP2017254784A patent/JP2018063729A/en active Pending
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2019
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- 2019-10-09 AU AU2019246813A patent/AU2019246813A1/en not_active Abandoned
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2020
- 2020-05-15 JP JP2020085951A patent/JP7404154B2/en active Active
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2021
- 2021-09-06 AU AU2021229141A patent/AU2021229141A1/en not_active Abandoned
- 2021-09-22 AU AU2021236487A patent/AU2021236487A1/en not_active Abandoned
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2022
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2023
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- 2023-11-03 AU AU2023258434A patent/AU2023258434A1/en active Pending
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Also Published As
Publication number | Publication date |
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JP2018063729A (en) | 2018-04-19 |
JP2014519657A (en) | 2014-08-14 |
CN103718200A (en) | 2014-04-09 |
CA2837208C (en) | 2022-08-16 |
KR20190041539A (en) | 2019-04-22 |
JP2020123405A (en) | 2020-08-13 |
AU2019246813A1 (en) | 2019-10-31 |
JP7404154B2 (en) | 2023-12-25 |
CA3161647A1 (en) | 2012-12-06 |
CA2837208A1 (en) | 2012-12-06 |
JP2023016836A (en) | 2023-02-02 |
AU2012262317A1 (en) | 2013-12-19 |
WO2012166790A1 (en) | 2012-12-06 |
CN106803176A (en) | 2017-06-06 |
AU2023248078A1 (en) | 2023-11-02 |
KR20220137795A (en) | 2022-10-12 |
AU2023258434A1 (en) | 2023-11-23 |
AU2021236487A1 (en) | 2021-10-21 |
KR20200138828A (en) | 2020-12-10 |
MX2013013903A (en) | 2014-07-22 |
KR20140038473A (en) | 2014-03-28 |
AU2017210537A1 (en) | 2017-08-17 |
GB201322282D0 (en) | 2014-01-29 |
IN2013DN11079A (en) | 2015-06-05 |
AU2021229141A1 (en) | 2021-09-30 |
AU2019232775A1 (en) | 2019-10-03 |
AU2017218967A1 (en) | 2017-09-07 |
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