IN2013MU00255A - - Google Patents

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Publication number
IN2013MU00255A
IN2013MU00255A IN255MU2013A IN2013MU00255A IN 2013MU00255 A IN2013MU00255 A IN 2013MU00255A IN 255MU2013 A IN255MU2013 A IN 255MU2013A IN 2013MU00255 A IN2013MU00255 A IN 2013MU00255A
Authority
IN
India
Prior art keywords
buyer
product
electronic device
purchase
financial instruments
Prior art date
Application number
Inventor
Ganapathy Subramaniam N
Mohammed Yousuf Shariff
Shalin Garg
Sathish Vallat
Original Assignee
Tata Consultancy Services Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tata Consultancy Services Ltd filed Critical Tata Consultancy Services Ltd
Priority to IN255MU2013 priority Critical patent/IN2013MU00255A/en
Priority to US13/835,709 priority patent/US20140214630A1/en
Priority to AU2013201625A priority patent/AU2013201625B1/en
Priority to MYPI2013000967A priority patent/MY175123A/en
Priority to EP13160235.1A priority patent/EP2759976A1/en
Publication of IN2013MU00255A publication Critical patent/IN2013MU00255A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F9/00—Details other than those peculiar to special kinds or types of apparatus
    • G07F9/009—User recognition or proximity detection

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

A system and method to enable merchandising on an electronic device is disclosed. The system enables instantaneous loan for the purchase of a product and accordingly generate a customized insurance policy for the purchased product in a purchase lifecycle. The system analyzes financial transaction data of buyer's financial instruments and accordingly suggests the best mode of splitting the transaction amount of the product over the financial instruments owned by the buyer. The system further enable biometric authentication of the buyer on the electronic device before granting an instantaneous loan for the purchase of said product. The electronic device is further enabled with means to transmit digitally signed transaction documents to the buyer.
IN255MU2013 2013-01-29 2013-01-29 IN2013MU00255A (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
IN255MU2013 IN2013MU00255A (en) 2013-01-29 2013-01-29
US13/835,709 US20140214630A1 (en) 2013-01-29 2013-03-15 System and Method for Merchandising on an Electronic Device with Instantaneous Loan and Insurance
AU2013201625A AU2013201625B1 (en) 2013-01-29 2013-03-18 A system and method for merchandising on an electronic device with instantaneous loan and insurance
MYPI2013000967A MY175123A (en) 2013-01-29 2013-03-20 A system and method for merchandising on anelectronic device with instantaneous loan and insurance
EP13160235.1A EP2759976A1 (en) 2013-01-29 2013-03-20 A system and method for merchandising on an electronic device with instantaneous loan and insurance

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
IN255MU2013 IN2013MU00255A (en) 2013-01-29 2013-01-29

Publications (1)

Publication Number Publication Date
IN2013MU00255A true IN2013MU00255A (en) 2015-06-26

Family

ID=47913163

Family Applications (1)

Application Number Title Priority Date Filing Date
IN255MU2013 IN2013MU00255A (en) 2013-01-29 2013-01-29

Country Status (5)

Country Link
US (1) US20140214630A1 (en)
EP (1) EP2759976A1 (en)
AU (1) AU2013201625B1 (en)
IN (1) IN2013MU00255A (en)
MY (1) MY175123A (en)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9038889B2 (en) * 2013-03-13 2015-05-26 Bank Of America Corporation Smart deposit
US9582186B2 (en) * 2013-12-20 2017-02-28 Mediatek Inc. Signature verification between a mobile device and a computing device
KR102304979B1 (en) * 2014-06-19 2021-09-27 삼성전자주식회사 Electronic apparatus and method for pairing in electronic apparatus
US9818114B2 (en) 2014-08-11 2017-11-14 Mastercard International Incorporated Systems and methods for performing payment card transactions using a wearable computing device
CN105809466A (en) * 2014-12-31 2016-07-27 阿里巴巴集团控股有限公司 Request transmission method and device thereof
US20170083082A1 (en) * 2015-09-18 2017-03-23 Intellectual Fortress, LLC Image processing virtual reality controller system and method
US10990658B2 (en) * 2016-07-11 2021-04-27 Samsung Electronics Co., Ltd. Method and apparatus for verifying user using multiple biometric verifiers
CN107256479B (en) * 2017-05-19 2020-11-06 威富通科技有限公司 Transaction mode classification execution method and device
US11057377B2 (en) * 2018-08-26 2021-07-06 Ncr Corporation Transaction authentication
AU2019339909A1 (en) * 2018-09-15 2021-04-29 Zillion Insurance Services, Inc. Method and collaborative platform for intelligent purchase decisions

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8099361B1 (en) * 2003-08-04 2012-01-17 Amazon.Com, Inc. Transaction processing system that applies user-specified rules to divide payment amounts among multiple payment instruments
US7606764B1 (en) * 2006-12-20 2009-10-20 Phillip Dominick Mancini Installment purchase card and related systems and methods for making informed consumer purchases
US8620812B2 (en) * 2007-12-28 2013-12-31 First Data Corporation Authenticated third-party check cashing
US20100049615A1 (en) * 2008-01-24 2010-02-25 Qualcomm Incorporated Mobile commerce authentication and authorization system
GB2469606C (en) * 2008-03-25 2012-12-26 Oneempower Pte Ltd Health monitoring system with biometric identification
US20100042491A1 (en) * 2008-07-31 2010-02-18 The Golden 1 Credit Union Incentive based system and methods for auto financing
US8010429B2 (en) * 2008-11-04 2011-08-30 American Express Travel Related Services Company, Inc. Customized financial transaction pricing
US20120259781A1 (en) * 2011-04-07 2012-10-11 Fote Charles T Broker-mediated payment systems and methods
MX2013013164A (en) * 2011-05-11 2014-09-01 Mark Itwaru Mobile image payment system using short codes.
KR20140038473A (en) * 2011-05-31 2014-03-28 블랙호크 네트워크, 아이엔씨. A system for payment via electronic wallet

Also Published As

Publication number Publication date
EP2759976A1 (en) 2014-07-30
US20140214630A1 (en) 2014-07-31
MY175123A (en) 2020-06-09
AU2013201625B1 (en) 2014-08-07

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