IN2015KN00479A - - Google Patents
Info
- Publication number
- IN2015KN00479A IN2015KN00479A IN479KON2015A IN2015KN00479A IN 2015KN00479 A IN2015KN00479 A IN 2015KN00479A IN 479KON2015 A IN479KON2015 A IN 479KON2015A IN 2015KN00479 A IN2015KN00479 A IN 2015KN00479A
- Authority
- IN
- India
- Prior art keywords
- identification information
- payment server
- adaptive payment
- account
- request
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Marketing (AREA)
- Technology Law (AREA)
Abstract
A system and method for processing lending transactions that may facilitate prompt transfer of funds (for example loan funds) to an individual in a secure manner. An adaptive payment server may receive first identification information second identification information and a request for a fund transfer. The adaptive payment server may determine an account associated with the first identification information. The adaptive payment server may authenticate identification of the account based on the second identification information. The adaptive payment server may initiate a deposit of a fund amount associated with the request into the identified account wherein the fund amount is deposited substantially immediately after the identified account has been authenticated.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/556,704 US20140032407A1 (en) | 2012-07-24 | 2012-07-24 | System and Method for Funds Transfer Processing |
PCT/US2013/051692 WO2014018537A1 (en) | 2012-07-24 | 2013-07-23 | System and method for funds transfer processing |
Publications (1)
Publication Number | Publication Date |
---|---|
IN2015KN00479A true IN2015KN00479A (en) | 2015-07-17 |
Family
ID=49995821
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
IN479KON2015 IN2015KN00479A (en) | 2012-07-24 | 2013-07-23 |
Country Status (7)
Country | Link |
---|---|
US (2) | US20140032407A1 (en) |
EP (1) | EP2877970A4 (en) |
KR (1) | KR20150109323A (en) |
CN (1) | CN104854606A (en) |
CA (1) | CA2885378C (en) |
IN (1) | IN2015KN00479A (en) |
WO (1) | WO2014018537A1 (en) |
Families Citing this family (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20140188728A1 (en) | 2012-12-31 | 2014-07-03 | Fiserv, Inc. | Systems and methods for performing financial transactions |
US20150254767A1 (en) * | 2014-03-10 | 2015-09-10 | Bank Of America Corporation | Loan service request documentation system |
US10185946B2 (en) | 2014-12-31 | 2019-01-22 | Fiserv, Inc. | Facilitating presentation of content relating to a financial transaction |
US11295380B2 (en) | 2015-01-28 | 2022-04-05 | Crediot, Inc. | Method and system for tracking personal property collateral |
US9978100B2 (en) | 2015-01-28 | 2018-05-22 | Crediot, Inc. | Method and system for tracking personal property collateral |
RU2724446C2 (en) * | 2015-02-26 | 2020-06-23 | Сермодикс, Инк. | Catheter assembly for treating plaques and a method of treating arterial plaque |
CN113850575A (en) * | 2015-12-04 | 2021-12-28 | 创新先进技术有限公司 | Resource processing method and device |
US11025779B1 (en) | 2016-04-22 | 2021-06-01 | Wells Fargo Bank, N.A. | Automated payment reminders |
WO2017218479A1 (en) * | 2016-06-15 | 2017-12-21 | Mastercard International Incorporated | System and method of tokenizing deposit account numbers for use at payment card acceptance point |
US20180374058A1 (en) * | 2017-06-23 | 2018-12-27 | Mastercard International Incorporated | Systems and Methods for Use in Facilitating Transfers Associated With Electronic Messages |
WO2020236135A1 (en) * | 2019-05-17 | 2020-11-26 | Visa International Service Association | Virtual access credential interaction system and method |
Family Cites Families (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
TWI278213B (en) * | 2003-07-14 | 2007-04-01 | Chong-Yu Yao | One kind of fund flow authentication security trade system |
US8352376B2 (en) * | 2005-10-11 | 2013-01-08 | Amazon Technologies, Inc. | System and method for authorization of transactions |
MX2008011021A (en) * | 2006-03-02 | 2008-09-10 | Visa Int Service Ass | Method and system for performing two factor authentication in mail order and telephone order transactions. |
CN101523428A (en) * | 2006-08-01 | 2009-09-02 | Q佩控股有限公司 | Transaction authorisation system and method |
US20080133390A1 (en) * | 2006-12-05 | 2008-06-05 | Ebay Inc. | System and method for authorizing a transaction |
CA2734975C (en) * | 2008-08-26 | 2017-06-20 | Adaptive Payments, Inc. | System and method of secure payment transactions |
US20110184840A1 (en) * | 2010-01-27 | 2011-07-28 | Ebay Inc. | Systems and methods for facilitating account verification over a network |
CN102376049A (en) * | 2010-08-27 | 2012-03-14 | 黄金富 | Cell phone payment confirmation system based on security verification and corresponding method thereof |
US11037147B2 (en) * | 2012-07-09 | 2021-06-15 | The Western Union Company | Money transfer fraud prevention methods and systems |
-
2012
- 2012-07-24 US US13/556,704 patent/US20140032407A1/en not_active Abandoned
-
2013
- 2013-07-23 US US14/416,814 patent/US10643205B2/en active Active
- 2013-07-23 WO PCT/US2013/051692 patent/WO2014018537A1/en active Application Filing
- 2013-07-23 EP EP13823565.0A patent/EP2877970A4/en not_active Ceased
- 2013-07-23 KR KR1020157004673A patent/KR20150109323A/en not_active Application Discontinuation
- 2013-07-23 CN CN201380049794.4A patent/CN104854606A/en active Pending
- 2013-07-23 IN IN479KON2015 patent/IN2015KN00479A/en unknown
- 2013-07-23 CA CA2885378A patent/CA2885378C/en active Active
Also Published As
Publication number | Publication date |
---|---|
WO2014018537A1 (en) | 2014-01-30 |
US10643205B2 (en) | 2020-05-05 |
US20140032407A1 (en) | 2014-01-30 |
KR20150109323A (en) | 2015-10-01 |
CN104854606A (en) | 2015-08-19 |
CA2885378C (en) | 2020-08-18 |
EP2877970A4 (en) | 2016-03-02 |
EP2877970A1 (en) | 2015-06-03 |
US20150206138A1 (en) | 2015-07-23 |
CA2885378A1 (en) | 2014-01-30 |
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