BR112012004723A2 - Método, servidor de transferência de valor e mídia legível por computador não temporária - Google Patents

Método, servidor de transferência de valor e mídia legível por computador não temporária

Info

Publication number
BR112012004723A2
BR112012004723A2 BR112012004723A BR112012004723A BR112012004723A2 BR 112012004723 A2 BR112012004723 A2 BR 112012004723A2 BR 112012004723 A BR112012004723 A BR 112012004723A BR 112012004723 A BR112012004723 A BR 112012004723A BR 112012004723 A2 BR112012004723 A2 BR 112012004723A2
Authority
BR
Brazil
Prior art keywords
money transfer
computer readable
readable media
entity
temporary computer
Prior art date
Application number
BR112012004723A
Other languages
English (en)
Inventor
French Susan
Tullis John
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of BR112012004723A2 publication Critical patent/BR112012004723A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

MÉTODO, SERVIDOR DE TRANSFERÊNCIA DE VALOR É MÍDIA LEGÍVEL POR COMPUTADOR NÃO TEMPORÁRIA. É divulgado um dispositivo portátil do consumidor com sistemas e métodos de processamento de transferência de fundos. Uma entidade de envio pode iniciar uma transferência monetária de um dispositivo portátil do consumidor, tal como um cartão de crédito ou de débito, a um outro dispositivo portátil do consumidor através de um sistema de transferência monetária. Uma entidade de envio pode iniciar uma solicitação de pagamento e o sistema de transferência monetária pode estimular a entidade de envio a usar um de uma pluralidade de identificadores de conta de pagamento que ela possui. Uma entidade destinatária é definida tanto por um codinome quanto por um identificador de conta pessoal de entidade destinatária. Adicionalmente, uma entidade destinatária não registrada pode retornar um código de demanda ao sistema de transferência monetária para demandar uma transferência monetária.
BR112012004723A 2009-09-02 2010-09-01 Método, servidor de transferência de valor e mídia legível por computador não temporária BR112012004723A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US23934309P 2009-09-02 2009-09-02
PCT/US2010/047582 WO2011028840A2 (en) 2009-09-02 2010-09-01 Portable consumer device with funds transfer processing

Publications (1)

Publication Number Publication Date
BR112012004723A2 true BR112012004723A2 (pt) 2017-08-15

Family

ID=43626273

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112012004723A BR112012004723A2 (pt) 2009-09-02 2010-09-01 Método, servidor de transferência de valor e mídia legível por computador não temporária

Country Status (5)

Country Link
US (1) US20110055077A1 (pt)
AU (1) AU2010289473B2 (pt)
BR (1) BR112012004723A2 (pt)
CA (1) CA2773139A1 (pt)
WO (1) WO2011028840A2 (pt)

Families Citing this family (62)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8016185B2 (en) * 2004-07-06 2011-09-13 Visa International Service Association Money transfer service with authentication
CA2684614C (en) * 2007-04-17 2016-06-07 Visa U.S.A. Inc. Method and system for authenticating a party to a transaction
US8924308B1 (en) 2007-07-18 2014-12-30 Playspan, Inc. Apparatus and method for secure fulfillment of transactions involving virtual items
US9715709B2 (en) 2008-05-09 2017-07-25 Visa International Services Association Communication device including multi-part alias identifier
US8504475B2 (en) * 2009-08-10 2013-08-06 Visa International Service Association Systems and methods for enrolling users in a payment service
US20110184840A1 (en) * 2010-01-27 2011-07-28 Ebay Inc. Systems and methods for facilitating account verification over a network
US8336088B2 (en) * 2010-04-19 2012-12-18 Visa International Service Association Alias management and value transfer claim processing
US20110270744A1 (en) * 2010-04-30 2011-11-03 Ginger Baker Mobile tangible value banking system
US9953309B2 (en) 2010-09-21 2018-04-24 Visa International Service Association Third party integrated security system
US10897482B2 (en) * 2010-11-29 2021-01-19 Biocatch Ltd. Method, device, and system of back-coloring, forward-coloring, and fraud detection
US10069837B2 (en) 2015-07-09 2018-09-04 Biocatch Ltd. Detection of proxy server
US11210674B2 (en) * 2010-11-29 2021-12-28 Biocatch Ltd. Method, device, and system of detecting mule accounts and accounts used for money laundering
US11223619B2 (en) 2010-11-29 2022-01-11 Biocatch Ltd. Device, system, and method of user authentication based on user-specific characteristics of task performance
US20190158535A1 (en) * 2017-11-21 2019-05-23 Biocatch Ltd. Device, System, and Method of Detecting Vishing Attacks
US10949514B2 (en) 2010-11-29 2021-03-16 Biocatch Ltd. Device, system, and method of differentiating among users based on detection of hardware components
US10621585B2 (en) 2010-11-29 2020-04-14 Biocatch Ltd. Contextual mapping of web-pages, and generation of fraud-relatedness score-values
US10834590B2 (en) 2010-11-29 2020-11-10 Biocatch Ltd. Method, device, and system of differentiating between a cyber-attacker and a legitimate user
US10685355B2 (en) * 2016-12-04 2020-06-16 Biocatch Ltd. Method, device, and system of detecting mule accounts and accounts used for money laundering
US10728761B2 (en) 2010-11-29 2020-07-28 Biocatch Ltd. Method, device, and system of detecting a lie of a user who inputs data
US10917431B2 (en) 2010-11-29 2021-02-09 Biocatch Ltd. System, method, and device of authenticating a user based on selfie image or selfie video
US20120215604A1 (en) * 2011-02-23 2012-08-23 Visa International Service Association System and method including referral processing
AU2012242932A1 (en) 2011-04-11 2013-10-31 Visa International Service Association Interoperable financial transactions via mobile devices
US20120330824A1 (en) * 2011-06-23 2012-12-27 Ebay Inc. Cash retrieval using payment provider
US20130060708A1 (en) * 2011-09-06 2013-03-07 Rawllin International Inc. User verification for electronic money transfers
US20130060689A1 (en) * 2011-09-06 2013-03-07 Rawllin International Inc. Electronic money transfer service
US20130060678A1 (en) * 2011-09-06 2013-03-07 Rawllin International Inc. Electronic payment systems and supporting methods and devices
US10643191B2 (en) * 2012-01-27 2020-05-05 Visa International Service Association Mobile services remote deposit capture
WO2013126815A1 (en) 2012-02-22 2013-08-29 Visa International Service Association Data security system using mobile communications device
US20200074428A1 (en) * 2012-03-30 2020-03-05 Michael Boukadakis Digital Concierge and Method
US10255914B2 (en) * 2012-03-30 2019-04-09 Michael Boukadakis Digital concierge and method
US8538873B1 (en) 2012-06-15 2013-09-17 Bank Of America Corporation Communication network for gathering information and performing electronic transactions
US11170398B1 (en) * 2012-09-28 2021-11-09 Citicorp Credit Services, Inc. (Usa) Methods and systems for person-to-person reward currency redemption
US8959032B2 (en) 2012-10-10 2015-02-17 Quisk, Inc. Self-authenticating peer to peer transaction
US20140156512A1 (en) * 2012-12-04 2014-06-05 Pangea Universal Holdings, Inc. Providing money transfer using a money transfer platform
US20140164228A1 (en) * 2012-12-11 2014-06-12 Manish Pathak Methods and systems for value transfers using a reader device
US8762272B1 (en) 2012-12-27 2014-06-24 Google Inc. Management of emails containing payments
US20140207668A1 (en) * 2013-01-22 2014-07-24 Moneygram International, Inc. Temporary Virtual Payment Systems and Methods
US9449321B2 (en) 2013-03-15 2016-09-20 Square, Inc. Transferring money using email
US9536232B2 (en) 2013-03-15 2017-01-03 Square, Inc. Transferring money using email
WO2015000026A1 (en) * 2013-07-02 2015-01-08 Accounts 4 Life Pty Ltd Payment system
US20150019394A1 (en) * 2013-07-11 2015-01-15 Mastercard International Incorporated Merchant information correction through transaction history or detail
US9378491B1 (en) 2013-10-15 2016-06-28 Square, Inc. Payment transfer by sending E-mail
GB2521381A (en) * 2013-12-18 2015-06-24 Mastercard International Inc Automatic data transfer
US9917954B2 (en) * 2013-12-19 2018-03-13 The Nielsen Company (Us), Llc Methods and apparatus to determine a telecommunications account status
USD769274S1 (en) 2014-04-21 2016-10-18 Square, Inc. Display screen with a graphical user interface
SG10201802508UA (en) 2014-10-09 2018-04-27 Visa Int Service Ass Processing financial transactions
US10387869B2 (en) * 2014-12-18 2019-08-20 Mastercard International Incorporated Method and system for accrual and spending of small change transactions
GB2539705B (en) 2015-06-25 2017-10-25 Aimbrain Solutions Ltd Conditional behavioural biometrics
US10410194B1 (en) 2015-08-19 2019-09-10 Square, Inc. Customized tipping flow
US10127532B1 (en) 2015-08-19 2018-11-13 Square, Inc. Customized transaction flow
DE102015222347B4 (de) * 2015-11-12 2017-07-06 Bundesdruckerei Gmbh Elektronisches Bezahlverfahren und Servercomputer
US20170364879A1 (en) * 2016-06-15 2017-12-21 Mastercard International Incorporated Transaction flows and transaction processing for bridged payment systems
GB2552032B (en) 2016-07-08 2019-05-22 Aimbrain Solutions Ltd Step-up authentication
US10817356B2 (en) * 2017-10-11 2020-10-27 Bank Of America Corporation Entity resource distribution channel manipulation
US10530780B2 (en) 2017-10-11 2020-01-07 Bank Of America Corporation Entity validation for resource distribution location
US10579440B2 (en) 2017-11-07 2020-03-03 Bank Of America Corporation Virtual resource control and distribution
SG11202008525SA (en) * 2018-03-12 2020-10-29 Visa Int Service Ass Digital access code
TWI659380B (zh) * 2018-03-16 2019-05-11 財金資訊股份有限公司 跨境支付帳戶資金匯入存款帳戶之系統及方法
US11315089B2 (en) * 2018-06-01 2022-04-26 Apple Inc. User configurable direct transfer system
US11514412B2 (en) 2019-12-17 2022-11-29 Mastercard International Incorporated Systems and methods for real time data rich cross border payment transactions
US11121989B1 (en) 2020-05-29 2021-09-14 Bank Of America Corporation Centralized repository and communication system for cross-network interactions
US11606353B2 (en) 2021-07-22 2023-03-14 Biocatch Ltd. System, device, and method of generating and utilizing one-time passwords

Family Cites Families (41)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6850252B1 (en) * 1999-10-05 2005-02-01 Steven M. Hoffberg Intelligent electronic appliance system and method
US5963647A (en) * 1997-02-14 1999-10-05 Citicorp Development Center, Inc. Method and system for transferring funds from an account to an individual
US6282522B1 (en) * 1997-04-30 2001-08-28 Visa International Service Association Internet payment system using smart card
US6105008A (en) * 1997-10-16 2000-08-15 Visa International Service Association Internet loading system using smart card
EP1040456B1 (en) * 1997-12-19 2004-09-15 Visa International Service Association Card activation at point of distribution
US20040083184A1 (en) * 1999-04-19 2004-04-29 First Data Corporation Anonymous card transactions
US7194437B1 (en) * 1999-05-14 2007-03-20 Amazon.Com, Inc. Computer-based funds transfer system
US7908216B1 (en) * 1999-07-22 2011-03-15 Visa International Service Association Internet payment, authentication and loading system using virtual smart card
US7680819B1 (en) * 1999-11-12 2010-03-16 Novell, Inc. Managing digital identity information
US20030126075A1 (en) * 2001-11-15 2003-07-03 First Data Corporation Online funds transfer method
US6586309B1 (en) * 2000-04-24 2003-07-01 Chartered Semiconductor Manufacturing Ltd. High performance RF inductors and transformers using bonding technique
JP5025875B2 (ja) * 2000-04-24 2012-09-12 ビザ・インターナショナル・サービス・アソシエーション オンラインの支払人認証サービスの方法
US7182252B1 (en) * 2001-06-08 2007-02-27 Telecommusa, Ltd. Methods and systems for transferring funds
US7111789B2 (en) * 2001-08-31 2006-09-26 Arcot Systems, Inc. Enhancements to multi-party authentication and other protocols
US7611409B2 (en) * 2001-09-20 2009-11-03 Igt Method and apparatus for registering a mobile device with a gaming machine
US7103576B2 (en) * 2001-09-21 2006-09-05 First Usa Bank, Na System for providing cardless payment
AUPS087602A0 (en) * 2002-03-04 2002-03-28 Ong, Yong Kin (Michael) Electronic fund transfer system
US7707120B2 (en) * 2002-04-17 2010-04-27 Visa International Service Association Mobile account authentication service
US7251656B2 (en) * 2002-07-26 2007-07-31 Checkfree Corporation Electronic payments using multiple unique payee identifiers
US7349871B2 (en) * 2002-08-08 2008-03-25 Fujitsu Limited Methods for purchasing of goods and services
SG152061A1 (en) * 2002-09-10 2009-05-29 Visa Int Service Ass Data authentication and provisioning method and system
US20040122685A1 (en) * 2002-12-20 2004-06-24 Daryl Bunce Verification system for facilitating transactions via communication networks, and associated method
WO2004114696A1 (en) * 2003-06-24 2004-12-29 Lg Telecom, Ltd. System for providing banking services by use of mobile communication system
WO2005003924A2 (en) * 2003-07-02 2005-01-13 Visa International Service Association Managing activation of cardholders in a secure authentication program
US7653602B2 (en) * 2003-11-06 2010-01-26 Visa U.S.A. Inc. Centralized electronic commerce card transactions
US8016185B2 (en) * 2004-07-06 2011-09-13 Visa International Service Association Money transfer service with authentication
US8447700B2 (en) * 2005-10-11 2013-05-21 Amazon Technologies, Inc. Transaction authorization service
US20070124242A1 (en) * 2005-11-15 2007-05-31 Reis A D Jr Funds transfer system
US20080109280A1 (en) * 2006-09-12 2008-05-08 Daniel Csoka Systems and methods for transferring funds from a sending account
US7933835B2 (en) * 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
CA2684614C (en) * 2007-04-17 2016-06-07 Visa U.S.A. Inc. Method and system for authenticating a party to a transaction
MX2011003043A (es) * 2008-09-22 2011-05-25 Visa Int Service Ass Manejo de aplicacion de pago en el aire instalado en dispositivo movil.
US8352368B2 (en) * 2008-10-13 2013-01-08 Visa International Service Association P2P transfer using prepaid card
US20100274678A1 (en) * 2009-04-22 2010-10-28 Gofigure Payments, Llc Systems, methods and devices for facilitating mobile payments
US8782391B2 (en) * 2009-06-10 2014-07-15 Visa International Service Association Service activation using algorithmically defined key
US8364593B2 (en) * 2009-06-30 2013-01-29 Visa International Service Association Intelligent authentication
US8504475B2 (en) * 2009-08-10 2013-08-06 Visa International Service Association Systems and methods for enrolling users in a payment service
RU2563163C2 (ru) * 2010-01-19 2015-09-20 Виза Интернэшнл Сервис Ассосиэйшн Обработка аутентификации удаленной переменной
US20110178927A1 (en) * 2010-01-19 2011-07-21 Mike Lindelsee Verification mechanism
CN102754116B (zh) * 2010-01-19 2016-08-03 维萨国际服务协会 基于令牌的交易认证
US8660923B2 (en) * 2010-08-02 2014-02-25 The Western Union Company Recurring money transfer

Also Published As

Publication number Publication date
US20110055077A1 (en) 2011-03-03
AU2010289473A1 (en) 2012-03-29
WO2011028840A2 (en) 2011-03-10
AU2010289473B2 (en) 2014-12-18
CA2773139A1 (en) 2011-03-10
WO2011028840A3 (en) 2011-06-30

Similar Documents

Publication Publication Date Title
BR112012004723A2 (pt) Método, servidor de transferência de valor e mídia legível por computador não temporária
BR112019002638A2 (pt) método para um sistema de geração de código de segurança de cartão pré-pago, de débito e de crédito
BR112012015985A2 (pt) métodos para enviar e para receber recibos eletrônicos, e, computador servidor
BR112012014779A2 (pt) sistema, método, meio legível por computador, e, computador servidor.
BRPI0615665A8 (pt) método para usar um número de conta assegurado para processar tipos de proximidade de transações financeiras sem fio, meio legível por computador, computador de servidor, dispositivo de consumidor de proximidade portátil para executar transações sem contato, sistema para executar transações de pagamento, e, método para conduzir transações financeiras sem fio
GT201400134A (es) Sistema de pago electrónico basado en cheques y procedimientos para emitir, transferir, pagar y verificar cheques electrónicos
BR112013016628A2 (pt) sistema e método de pagamento móvel
MX363898B (es) Sistemas y metodos para procesar pagos electronicos utilizando un directorio de pago global.
BR112015031908A2 (pt) sistema, método, e, mídia legível por máquina não transitória
BR112015023090A2 (pt) sistema e método para uso em múltiplas contas de pagamento usando-se um dispositivo de pagamento único
BR112012022940A2 (pt) aparelho e método para reduzir fraude em um sistema de transação de pagamento e método para identificar um ponto de compromisso em um sistema de processamento de transação de pagamento.
CL2017002198A1 (es) Método para facilitar el pago en efectivo para aplicaciones móviles de transporte
CO7141452A2 (es) Sistema y método de integración de servicios remotos
BR112017011735A2 (pt) sistema e método para facilitar transações de dinheiro em sistema de atm sem cartão de atm usando móvel
IN2013KO01437A (pt)
BR112014020105A8 (pt) Método, sistema e telefone móvel para gerenciamento de credenciais
UY34956A (es) Método para la generación de un código, método y sistema de autorización de una operación
PH12015500520A1 (en) Methods and systems for processing electronic disbursements
MX2015006118A (es) Sistema y metodos para el procesamiento de pagos electronicos de persona a persona.
GB2497366B (en) Phishing processing method and system and computer readable storage medium applying the method
BR112017003415A2 (pt) método e sistema para processamento de um reembolso em tempo real em autorização de transação
BR112019002642A2 (pt) sistema de geração de código de segurança de cartão pré-pago, de débito e de crédito
WO2013112640A3 (en) Ticket transfer
MY187953A (en) Service processing method, system and computer storage media
MX351131B (es) Sistemas y metodos para proporcionar, recargar y finiquitar tarjetas de valor almacenado usadas en aplicaciones de transito.

Legal Events

Date Code Title Description
B15I Others concerning applications: loss of priority
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]
B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]
B350 Update of information on the portal [chapter 15.35 patent gazette]
B350 Update of information on the portal [chapter 15.35 patent gazette]