MX341129B - Acceso a cuenta en punto de venta. - Google Patents

Acceso a cuenta en punto de venta.

Info

Publication number
MX341129B
MX341129B MX2016000947A MX2016000947A MX341129B MX 341129 B MX341129 B MX 341129B MX 2016000947 A MX2016000947 A MX 2016000947A MX 2016000947 A MX2016000947 A MX 2016000947A MX 341129 B MX341129 B MX 341129B
Authority
MX
Mexico
Prior art keywords
sale
point
account access
payment
user
Prior art date
Application number
MX2016000947A
Other languages
English (en)
Inventor
Syed Fayez Asar
Peter Chu
Attaullah Baig
Pravir Ramtekkar
Ansar Ansari
Original Assignee
Ebay Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ebay Inc filed Critical Ebay Inc
Publication of MX341129B publication Critical patent/MX341129B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/346—Cards serving only as information carrier of service
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Abstract

Un usuario hace un pago en un POS al ingresar el número telefónico de usuario (ya sea mediante un tablero numérico o por medio de un lector de tarjeta) y PIN en un dispositivo POS (por ejemplo mediante un tablero numérico); se comunica esa información a un proveedor de pagos que puede obtener luego acceso a la cuenta del usuario, determinar si aprobar o denegar el pago, y notificar al comerciante acerca de la decisión.
MX2016000947A 2011-08-03 2012-08-03 Acceso a cuenta en punto de venta. MX341129B (es)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201161514601P 2011-08-03 2011-08-03
US201261567013P 2012-02-10 2012-02-10
PCT/US2012/049597 WO2013020086A1 (en) 2011-08-03 2012-08-03 Account access at point of sale

Publications (1)

Publication Number Publication Date
MX341129B true MX341129B (es) 2016-08-08

Family

ID=47629712

Family Applications (2)

Application Number Title Priority Date Filing Date
MX2014001331A MX336552B (es) 2011-08-03 2012-08-03 Acceso a cuenta en punto de venta.
MX2016000947A MX341129B (es) 2011-08-03 2012-08-03 Acceso a cuenta en punto de venta.

Family Applications Before (1)

Application Number Title Priority Date Filing Date
MX2014001331A MX336552B (es) 2011-08-03 2012-08-03 Acceso a cuenta en punto de venta.

Country Status (11)

Country Link
US (1) US20140236838A1 (es)
EP (1) EP2740084A4 (es)
JP (2) JP2014529779A (es)
KR (1) KR20140059791A (es)
CN (1) CN103858139A (es)
AU (1) AU2012289938A1 (es)
BR (1) BR112014002652A8 (es)
CA (1) CA2843826A1 (es)
MX (2) MX336552B (es)
RU (1) RU2597515C2 (es)
WO (1) WO2013020086A1 (es)

Families Citing this family (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130282588A1 (en) * 2012-04-22 2013-10-24 John Hruska Consumer, Merchant and Mobile Device Specific, Real-Time Dynamic Tokenization Activation within a Secure Mobile-Wallet Financial Transaction System
US20130346176A1 (en) * 2012-06-20 2013-12-26 Zachery Alolabi System and method for payment incentivizing
CN103984911B (zh) * 2014-05-05 2016-08-17 福建联迪商用设备有限公司 密码键盘、支付系统及其支付方法
US20150339668A1 (en) * 2014-05-21 2015-11-26 Square, Inc. Verified purchasing
US9922324B2 (en) 2014-05-21 2018-03-20 Square, Inc. Verified purchasing by email
US10776809B1 (en) 2014-09-11 2020-09-15 Square, Inc. Use of payment card rewards points for an electronic cash transfer
US9648002B2 (en) * 2014-12-03 2017-05-09 Microsoft Technology Licensing, Llc Location-based user disambiguation
US11042863B1 (en) 2015-03-20 2021-06-22 Square, Inc. Grouping payments and payment requests
US10467615B1 (en) 2015-09-30 2019-11-05 Square, Inc. Friction-less purchasing technology
CN106203997A (zh) * 2016-06-21 2016-12-07 东信和平科技股份有限公司 一种电子钱包充值方法及系统
JP6263764B1 (ja) * 2017-03-24 2018-01-24 社食システム株式会社 サポートシステム、サーバ装置、及び、サポート方法
KR101837168B1 (ko) * 2017-04-18 2018-03-09 주식회사 코인플러그 블록체인 기반의 토큰 아이디를 이용하여 카드 사용을 승인하는 방법 및 이를 이용한 서버
CN111292484A (zh) * 2020-01-15 2020-06-16 深圳耀宇信息技术有限公司 一种基于安卓的智能POS机防止root及应用权限管控的方法
CA3221187A1 (en) * 2021-06-02 2022-12-08 Dushyant Sharma Methods, apparatuses, and systems for user account-affiliated payment and billing, consolidated digital biller-payment wallets
US11823191B1 (en) 2022-08-29 2023-11-21 Block, Inc. Integration for performing actions without additional authorization requests
JP7454903B1 (ja) 2024-01-19 2024-03-25 しるし株式会社 電子商取引サイトの管理装置

Family Cites Families (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AUPM350794A0 (en) * 1994-01-25 1994-02-17 Dynamic Data Systems Pty Ltd Funds transaction device
US5914472A (en) * 1997-09-23 1999-06-22 At&T Corp Credit card spending authorization control system
US7571139B1 (en) * 1999-02-19 2009-08-04 Giordano Joseph A System and method for processing financial transactions
JP2001101486A (ja) * 1999-10-01 2001-04-13 Toshiba Tec Corp カード処理装置
JP2001250058A (ja) * 2000-03-07 2001-09-14 Daiei Omc Inc インターネット決済システム
US6760841B1 (en) * 2000-05-01 2004-07-06 Xtec, Incorporated Methods and apparatus for securely conducting and authenticating transactions over unsecured communication channels
US7165052B2 (en) * 2001-03-31 2007-01-16 First Data Corporation Payment service method and system
US7249092B2 (en) * 2001-05-29 2007-07-24 American Express Travel Related Services Company, Inc. System and method for facilitating a subsidiary card account with controlled spending capability
US20030009382A1 (en) * 2001-06-12 2003-01-09 D'arbeloff Matthew A. Customer identification, loyalty and merchant payment gateway
JP2003036406A (ja) * 2001-07-23 2003-02-07 Ntt Docomo Inc 電子決済方法、電子決済システム、通信端末、決済装置、プログラムおよび記録媒体
JP3846289B2 (ja) * 2001-11-28 2006-11-15 日本電気株式会社 認証システム、使用機器、移動端末及びそれらに用いる認証方法
US7130282B2 (en) * 2002-09-20 2006-10-31 Qualcomm Inc Communication device for providing multimedia in a group communication network
JP4463497B2 (ja) * 2003-05-19 2010-05-19 株式会社ユニバーサルエンターテインメント ポイント管理システム
US7865433B2 (en) * 2003-08-22 2011-01-04 Compucredit Intellectual Property Holdings Corp. Ii Point of sale purchase system
JP2005174093A (ja) * 2003-12-12 2005-06-30 Noracom:Kk 店舗装置、運営者サーバ及びプログラム
CN1635525A (zh) * 2003-12-31 2005-07-06 中国银联股份有限公司 一种安全的网上支付系统及安全的网上支付认证方法
CN101065765A (zh) * 2004-01-21 2007-10-31 高通股份有限公司 无线订户网络中基于应用程序的价值记帐
WO2005109360A1 (en) * 2004-05-10 2005-11-17 Hani Girgis Secure pin entry using personal computer
WO2006106405A1 (en) * 2005-04-05 2006-10-12 The Standard Bank Of South Africa Limited A method of authenticating a user of a network terminal device and a system therefor
BRPI0613952A2 (pt) * 2005-07-15 2011-02-22 Revolution Money Inc sistema e método para estabelecimento de regras que regem contas infantis
US20080103984A1 (en) * 2006-10-30 2008-05-01 Mobilekash, Inc. System, Method, and Computer-Readable Medium for Mobile Payment Authentication and Authorization
US20080210753A1 (en) * 2007-03-02 2008-09-04 First Data Corporation Loyalty reward settlement system and method
BRPI0810369B8 (pt) * 2007-04-17 2019-05-28 Visa Usa Inc método, meio legível por computador, servidor de diretório, e, telefone
US8565723B2 (en) * 2007-10-17 2013-10-22 First Data Corporation Onetime passwords for mobile wallets
US20090119170A1 (en) * 2007-10-25 2009-05-07 Ayman Hammad Portable consumer device including data bearing medium including risk based benefits
CN101216920A (zh) * 2008-01-11 2008-07-09 侯万春 实现银行卡用户刷卡消费即获特惠的系统及方法
CN101329800B (zh) * 2008-07-23 2013-08-14 中国建设银行股份有限公司 手机pos消费的数据处理方法及手机pos消费系统
CN101807321A (zh) * 2009-02-13 2010-08-18 黄金富 登记银联手机支付服务的方法
CN101515350A (zh) * 2009-04-08 2009-08-26 候万春 一种通过移动电话实现安全支付的系统和方法
US8559923B2 (en) * 2009-05-18 2013-10-15 Mastercard International Incorporated Switching functions for mobile payments system
US8630907B2 (en) * 2009-09-30 2014-01-14 Ebay Inc. Secure transactions using a point of sale device

Also Published As

Publication number Publication date
MX2014001331A (es) 2014-05-30
BR112014002652A2 (pt) 2017-06-13
CA2843826A1 (en) 2013-02-07
US20140236838A1 (en) 2014-08-21
RU2014107903A (ru) 2015-09-10
AU2012289938A1 (en) 2014-03-13
KR20140059791A (ko) 2014-05-16
MX336552B (es) 2016-01-22
JP2016224965A (ja) 2016-12-28
EP2740084A4 (en) 2015-01-14
JP2014529779A (ja) 2014-11-13
BR112014002652A8 (pt) 2017-06-20
RU2597515C2 (ru) 2016-09-10
EP2740084A1 (en) 2014-06-11
CN103858139A (zh) 2014-06-11
WO2013020086A1 (en) 2013-02-07

Similar Documents

Publication Publication Date Title
MX341129B (es) Acceso a cuenta en punto de venta.
MX2014008472A (es) Metodo, dispositivo y sistema de tarjeta financiera que utiliza codigos de barras para identificar detalles de transaccion.
WO2013012200A3 (ko) 휴대용단말기를 이용한 복합결제시스템 및 복합결제방법
WO2012151590A3 (en) Systems and methods for enabling mobile payments
IN2015DN03115A (es)
MX2012004397A (es) Sistemas y metodos para transaccion financiera a traves de lector de tarjeta miniaturizado.
NZ606895A (en) Systems and methods for the payment of customer bills utilizing payment platform of biller
MX2015007554A (es) Realizar transacciones utilizando codigos de respuesta rapida.
EA201591604A1 (ru) Высоконадежная платформа терминала
MX346866B (es) Metodo y sistema para autentificacion de doble fase con geolocalizacion.
WO2010135157A3 (en) Recurring transaction processing
WO2013045743A3 (en) Payment system
WO2010117721A3 (en) Cardless financial transactions system
AU2018253551A1 (en) Systems and methods of mobile banking reconciliation
WO2014058798A3 (en) System and method for payment using a mobile device
WO2011068624A3 (en) System and method for approving transactions
MX2013014209A (es) Sistema de transaccion monetaria.
MY170210A (en) A transaction reward system
MD3964C2 (ro) Procedeu de extragere a numerarului de la bancomate, fără card, folosind ordinul de plată prin SMS
MX365511B (es) Metodo para controlar un sistema de comunicacion.
EP2545508A4 (en) PAYMENT SYSTEM FOR CONTAINER COLUMNS
WO2013192041A3 (en) Prepaid wallet for merchants
PH12014501378A1 (en) System capable of adding multi-currency function
NZ630623A (en) Using a value-ascertainable item to obtain credit at a third-party merchant
WO2011031988A3 (en) Secure communication of payment information to merchants using a verification token