MX336552B - Acceso a cuenta en punto de venta. - Google Patents
Acceso a cuenta en punto de venta.Info
- Publication number
- MX336552B MX336552B MX2014001331A MX2014001331A MX336552B MX 336552 B MX336552 B MX 336552B MX 2014001331 A MX2014001331 A MX 2014001331A MX 2014001331 A MX2014001331 A MX 2014001331A MX 336552 B MX336552 B MX 336552B
- Authority
- MX
- Mexico
- Prior art keywords
- sale
- point
- account access
- payment
- user
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/346—Cards serving only as information carrier of service
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
Un usuario hace un pago en un POS (punto de venta) al ingresar del número telefónico de usuario (ya sea mediante el teclado numérico o por medio de una tarjeta de banda magnética) y PIN (número de identificación personal) en un dispositivo POS (por ejemplo mediante un tablero numérico); se comunica esa información a un proveedor de pagos que pueda obtener luego acceso a la cuenta del usuario, determinar si aprobar o denegar el pago, y notificar al comerciante acerca de la decisión.
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201161514601P | 2011-08-03 | 2011-08-03 | |
| US201261567013P | 2012-02-10 | 2012-02-10 | |
| PCT/US2012/049597 WO2013020086A1 (en) | 2011-08-03 | 2012-08-03 | Account access at point of sale |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| MX2014001331A MX2014001331A (es) | 2014-05-30 |
| MX336552B true MX336552B (es) | 2016-01-22 |
Family
ID=47629712
Family Applications (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| MX2014001331A MX336552B (es) | 2011-08-03 | 2012-08-03 | Acceso a cuenta en punto de venta. |
| MX2016000947A MX341129B (es) | 2011-08-03 | 2012-08-03 | Acceso a cuenta en punto de venta. |
Family Applications After (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| MX2016000947A MX341129B (es) | 2011-08-03 | 2012-08-03 | Acceso a cuenta en punto de venta. |
Country Status (11)
| Country | Link |
|---|---|
| US (1) | US20140236838A1 (es) |
| EP (1) | EP2740084A4 (es) |
| JP (2) | JP2014529779A (es) |
| KR (1) | KR20140059791A (es) |
| CN (1) | CN103858139A (es) |
| AU (1) | AU2012289938A1 (es) |
| BR (1) | BR112014002652A8 (es) |
| CA (1) | CA2843826A1 (es) |
| MX (2) | MX336552B (es) |
| RU (1) | RU2597515C2 (es) |
| WO (1) | WO2013020086A1 (es) |
Families Citing this family (16)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20130282588A1 (en) * | 2012-04-22 | 2013-10-24 | John Hruska | Consumer, Merchant and Mobile Device Specific, Real-Time Dynamic Tokenization Activation within a Secure Mobile-Wallet Financial Transaction System |
| US20130346176A1 (en) * | 2012-06-20 | 2013-12-26 | Zachery Alolabi | System and method for payment incentivizing |
| CN103984911B (zh) * | 2014-05-05 | 2016-08-17 | 福建联迪商用设备有限公司 | 密码键盘、支付系统及其支付方法 |
| US9922324B2 (en) | 2014-05-21 | 2018-03-20 | Square, Inc. | Verified purchasing by email |
| US20150339668A1 (en) * | 2014-05-21 | 2015-11-26 | Square, Inc. | Verified purchasing |
| US10776809B1 (en) | 2014-09-11 | 2020-09-15 | Square, Inc. | Use of payment card rewards points for an electronic cash transfer |
| US9648002B2 (en) | 2014-12-03 | 2017-05-09 | Microsoft Technology Licensing, Llc | Location-based user disambiguation |
| US11042863B1 (en) | 2015-03-20 | 2021-06-22 | Square, Inc. | Grouping payments and payment requests |
| US10467615B1 (en) | 2015-09-30 | 2019-11-05 | Square, Inc. | Friction-less purchasing technology |
| CN106203997A (zh) * | 2016-06-21 | 2016-12-07 | 东信和平科技股份有限公司 | 一种电子钱包充值方法及系统 |
| JP6263764B1 (ja) * | 2017-03-24 | 2018-01-24 | 社食システム株式会社 | サポートシステム、サーバ装置、及び、サポート方法 |
| KR101837168B1 (ko) * | 2017-04-18 | 2018-03-09 | 주식회사 코인플러그 | 블록체인 기반의 토큰 아이디를 이용하여 카드 사용을 승인하는 방법 및 이를 이용한 서버 |
| CN111292484A (zh) * | 2020-01-15 | 2020-06-16 | 深圳耀宇信息技术有限公司 | 一种基于安卓的智能POS机防止root及应用权限管控的方法 |
| CN117716377A (zh) * | 2021-06-02 | 2024-03-15 | 派芒塔斯公司 | 用于用户账户关联支付和账单、合并数字记账者支付钱包的方法、装置和系统 |
| US11823191B1 (en) | 2022-08-29 | 2023-11-21 | Block, Inc. | Integration for performing actions without additional authorization requests |
| JP7454903B1 (ja) * | 2024-01-19 | 2024-03-25 | しるし株式会社 | 電子商取引サイトの管理装置 |
Family Cites Families (33)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| AUPM350794A0 (en) * | 1994-01-25 | 1994-02-17 | Dynamic Data Systems Pty Ltd | Funds transaction device |
| US5914472A (en) * | 1997-09-23 | 1999-06-22 | At&T Corp | Credit card spending authorization control system |
| US6116505A (en) * | 1998-07-21 | 2000-09-12 | Gilbarco Inc. | Fuel transaction system for enabling the purchase of fuel and non-fuel items on a single authorization |
| US7571139B1 (en) * | 1999-02-19 | 2009-08-04 | Giordano Joseph A | System and method for processing financial transactions |
| JP2001101486A (ja) * | 1999-10-01 | 2001-04-13 | Toshiba Tec Corp | カード処理装置 |
| US6529880B1 (en) * | 1999-12-01 | 2003-03-04 | Intermec Ip Corp. | Automatic payment system for a plurality of remote merchants |
| JP2001250058A (ja) * | 2000-03-07 | 2001-09-14 | Daiei Omc Inc | インターネット決済システム |
| US6760841B1 (en) * | 2000-05-01 | 2004-07-06 | Xtec, Incorporated | Methods and apparatus for securely conducting and authenticating transactions over unsecured communication channels |
| US7165052B2 (en) * | 2001-03-31 | 2007-01-16 | First Data Corporation | Payment service method and system |
| US7249092B2 (en) * | 2001-05-29 | 2007-07-24 | American Express Travel Related Services Company, Inc. | System and method for facilitating a subsidiary card account with controlled spending capability |
| US20030009382A1 (en) * | 2001-06-12 | 2003-01-09 | D'arbeloff Matthew A. | Customer identification, loyalty and merchant payment gateway |
| JP2003036406A (ja) * | 2001-07-23 | 2003-02-07 | Ntt Docomo Inc | 電子決済方法、電子決済システム、通信端末、決済装置、プログラムおよび記録媒体 |
| JP3846289B2 (ja) * | 2001-11-28 | 2006-11-15 | 日本電気株式会社 | 認証システム、使用機器、移動端末及びそれらに用いる認証方法 |
| US7130282B2 (en) * | 2002-09-20 | 2006-10-31 | Qualcomm Inc | Communication device for providing multimedia in a group communication network |
| JP4463497B2 (ja) * | 2003-05-19 | 2010-05-19 | 株式会社ユニバーサルエンターテインメント | ポイント管理システム |
| EP1656640A4 (en) * | 2003-08-22 | 2009-05-13 | Compucredit Intellectual Prope | SALES POINT ACQUISITION SYSTEM |
| JP2005174093A (ja) * | 2003-12-12 | 2005-06-30 | Noracom:Kk | 店舗装置、運営者サーバ及びプログラム |
| CN1635525A (zh) * | 2003-12-31 | 2005-07-06 | 中国银联股份有限公司 | 一种安全的网上支付系统及安全的网上支付认证方法 |
| EP2485186A1 (en) * | 2004-01-21 | 2012-08-08 | Qualcomm Incorporated | Application-based value billing in a wireless subscriber network |
| WO2005109360A1 (en) * | 2004-05-10 | 2005-11-17 | Hani Girgis | Secure pin entry using personal computer |
| WO2006106405A1 (en) | 2005-04-05 | 2006-10-12 | The Standard Bank Of South Africa Limited | A method of authenticating a user of a network terminal device and a system therefor |
| JP2009501979A (ja) * | 2005-07-15 | 2009-01-22 | レボリューション マネー,インコーポレイテッド | 子口座を規定する規約を設定するシステム及び方法 |
| US20080103984A1 (en) * | 2006-10-30 | 2008-05-01 | Mobilekash, Inc. | System, Method, and Computer-Readable Medium for Mobile Payment Authentication and Authorization |
| US20080210753A1 (en) * | 2007-03-02 | 2008-09-04 | First Data Corporation | Loyalty reward settlement system and method |
| US8156543B2 (en) * | 2007-04-17 | 2012-04-10 | Visa U.S.A. | Method and system for authenticating a party to a transaction |
| US8565723B2 (en) * | 2007-10-17 | 2013-10-22 | First Data Corporation | Onetime passwords for mobile wallets |
| US20090112767A1 (en) | 2007-10-25 | 2009-04-30 | Ayman Hammad | Escrow system and method |
| CN101216920A (zh) * | 2008-01-11 | 2008-07-09 | 侯万春 | 实现银行卡用户刷卡消费即获特惠的系统及方法 |
| CN101329800B (zh) * | 2008-07-23 | 2013-08-14 | 中国建设银行股份有限公司 | 手机pos消费的数据处理方法及手机pos消费系统 |
| CN101807321A (zh) * | 2009-02-13 | 2010-08-18 | 黄金富 | 登记银联手机支付服务的方法 |
| CN101515350A (zh) * | 2009-04-08 | 2009-08-26 | 候万春 | 一种通过移动电话实现安全支付的系统和方法 |
| US8559923B2 (en) * | 2009-05-18 | 2013-10-15 | Mastercard International Incorporated | Switching functions for mobile payments system |
| US8630907B2 (en) * | 2009-09-30 | 2014-01-14 | Ebay Inc. | Secure transactions using a point of sale device |
-
2012
- 2012-08-03 CA CA2843826A patent/CA2843826A1/en not_active Abandoned
- 2012-08-03 RU RU2014107903/08A patent/RU2597515C2/ru active IP Right Revival
- 2012-08-03 MX MX2014001331A patent/MX336552B/es unknown
- 2012-08-03 AU AU2012289938A patent/AU2012289938A1/en not_active Abandoned
- 2012-08-03 MX MX2016000947A patent/MX341129B/es unknown
- 2012-08-03 US US14/236,310 patent/US20140236838A1/en not_active Abandoned
- 2012-08-03 JP JP2014524125A patent/JP2014529779A/ja active Pending
- 2012-08-03 EP EP12820323.9A patent/EP2740084A4/en not_active Ceased
- 2012-08-03 BR BR112014002652A patent/BR112014002652A8/pt not_active IP Right Cessation
- 2012-08-03 KR KR1020147005790A patent/KR20140059791A/ko not_active Withdrawn
- 2012-08-03 WO PCT/US2012/049597 patent/WO2013020086A1/en not_active Ceased
- 2012-08-03 CN CN201280048280.2A patent/CN103858139A/zh active Pending
-
2016
- 2016-07-21 JP JP2016142889A patent/JP2016224965A/ja active Pending
Also Published As
| Publication number | Publication date |
|---|---|
| WO2013020086A1 (en) | 2013-02-07 |
| US20140236838A1 (en) | 2014-08-21 |
| EP2740084A4 (en) | 2015-01-14 |
| BR112014002652A2 (pt) | 2017-06-13 |
| JP2016224965A (ja) | 2016-12-28 |
| RU2014107903A (ru) | 2015-09-10 |
| CA2843826A1 (en) | 2013-02-07 |
| KR20140059791A (ko) | 2014-05-16 |
| AU2012289938A1 (en) | 2014-03-13 |
| CN103858139A (zh) | 2014-06-11 |
| EP2740084A1 (en) | 2014-06-11 |
| JP2014529779A (ja) | 2014-11-13 |
| MX2014001331A (es) | 2014-05-30 |
| RU2597515C2 (ru) | 2016-09-10 |
| MX341129B (es) | 2016-08-08 |
| BR112014002652A8 (pt) | 2017-06-20 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| MX2014001331A (es) | Acceso a cuenta en punto de venta. | |
| MX2014008472A (es) | Metodo, dispositivo y sistema de tarjeta financiera que utiliza codigos de barras para identificar detalles de transaccion. | |
| WO2013012200A3 (ko) | 휴대용단말기를 이용한 복합결제시스템 및 복합결제방법 | |
| WO2011119761A3 (en) | Merchant fraud risk score | |
| WO2012151590A3 (en) | Systems and methods for enabling mobile payments | |
| GB2516590A (en) | Mobile payment via a virtual peripheral device | |
| IN2015DN03115A (es) | ||
| HK1204381A1 (zh) | 跨平台集成電子錢包 | |
| GB2491076A (en) | System and method for transaction payments using a mobile device | |
| MX2010003427A (es) | Sistema de transacciones financieras sin tarjeta. | |
| MX2009011630A (es) | Experiencia de usuario en telefono movil. | |
| WO2013041970A3 (en) | Open wallet for electronic transactions | |
| WO2010135157A3 (en) | Recurring transaction processing | |
| MX2015007554A (es) | Realizar transacciones utilizando codigos de respuesta rapida. | |
| WO2013045743A3 (en) | Payment system | |
| WO2012040345A3 (en) | Third party integrated security system | |
| PH12013502541A1 (en) | A transaction reward system | |
| WO2011068624A3 (en) | System and method for approving transactions | |
| HK1206472A1 (en) | Method and system for two stage authentication with geolocation | |
| WO2011109508A3 (en) | Systems and methods using mobile device in payment transaction | |
| WO2014058798A3 (en) | System and method for payment using a mobile device | |
| MX2013014209A (es) | Sistema de transaccion monetaria. | |
| WO2013192041A3 (en) | Prepaid wallet for merchants | |
| MD3964C2 (ro) | Procedeu de extragere a numerarului de la bancomate, fără card, folosind ordinul de plată prin SMS | |
| WO2012162206A3 (en) | Post paid coupons |